Monarch Bank
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Monarch Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Monarch Bank
1435 Crossways Boulevard, Suite 101
Chesapeake, VA 23320
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,401
Total Mortgage Loan Application Amount $2,682,231,000
Average Mortgage Loan Application Amount $252,666
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $99,666
Highest Applicant Income $3,360,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Monarch Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Virginia Beach County Virginia 1,278 $ 331,435,000 $ 259,000 $ 100,000
Prince George's County Maryland 751 $ 173,921,000 $ 231,000 $ 75,000
Montgomery County Maryland 750 $ 241,523,000 $ 322,000 $ 121,000
Chesapeake County Virginia 690 $ 169,642,000 $ 245,000 $ 89,000
Fairfax County Virginia 517 $ 206,364,000 $ 399,000 $ 129,000
Anne Arundel County Maryland 515 $ 147,738,000 $ 286,000 $ 101,000
Norfolk County Virginia 425 $ 92,486,000 $ 217,000 $ 95,000
Charles County Maryland 325 $ 88,221,000 $ 271,000 $ 93,000
Mecklenburg County North Carolina 318 $ 53,138,000 $ 167,000 $ 78,000
Prince William County Virginia 256 $ 84,384,000 $ 329,000 $ 106,000
District of Columbia County District Of Columbia 251 $ 94,510,000 $ 376,000 $ 125,000
Frederick County Maryland 221 $ 59,304,000 $ 268,000 $ 99,000
Loudoun County Virginia 181 $ 60,967,000 $ 336,000 $ 109,000
Union County North Carolina 174 $ 33,172,000 $ 190,000 $ 77,000
St. Mary's County Maryland 170 $ 42,856,000 $ 252,000 $ 101,000
New Hanover County North Carolina 165 $ 28,859,000 $ 174,000 $ 87,000
Suffolk County Virginia 153 $ 36,378,000 $ 237,000 $ 84,000
Calvert County Maryland 151 $ 42,388,000 $ 280,000 $ 110,000
Chesterfield County Virginia 142 $ 28,722,000 $ 202,000 $ 98,000
Portsmouth County Virginia 130 $ 17,981,000 $ 138,000 $ 48,000
York County South Carolina 126 $ 22,849,000 $ 181,000 $ 69,000
Baltimore County Maryland 120 $ 25,174,000 $ 209,000 $ 73,000
Dare County North Carolina 117 $ 30,820,000 $ 263,000 $ 140,000
Howard County Maryland 98 $ 32,687,000 $ 333,000 $ 115,000
Newport News County Virginia 96 $ 16,508,000 $ 171,000 $ 101,000
Hampton County Virginia 95 $ 15,653,000 $ 164,000 $ 68,000
Cabarrus County North Carolina 93 $ 15,524,000 $ 166,000 $ 73,000
Arlington County Virginia 84 $ 37,297,000 $ 444,000 $ 123,000
Currituck County North Carolina 82 $ 23,685,000 $ 288,000 $ 114,000
Brunswick County North Carolina 78 $ 13,625,000 $ 174,000 $ 72,000
Iredell County North Carolina 78 $ 14,613,000 $ 187,000 $ 82,000
Carroll County Maryland 76 $ 20,262,000 $ 266,000 $ 92,000
Alexandria County Virginia 74 $ 29,990,000 $ 405,000 $ 137,000
Henrico County Virginia 61 $ 12,518,000 $ 205,000 $ 89,000
Harnett County North Carolina 58 $ 11,599,000 $ 199,000 $ 69,000
Stafford County Virginia 56 $ 16,193,000 $ 289,000 $ 76,000
York County Virginia 51 $ 15,171,000 $ 297,000 $ 95,000
Pasquotank County North Carolina 50 $ 7,794,000 $ 155,000 $ 63,000
Baltimore City County Maryland 47 $ 8,039,000 $ 171,000 $ 81,000
Queen Anne's County Maryland 47 $ 13,274,000 $ 282,000 $ 79,000
King George County Virginia 45 $ 12,633,000 $ 280,000 $ 94,000
Harford County Maryland 40 $ 9,661,000 $ 241,000 $ 100,000
Onslow County North Carolina 40 $ 7,088,000 $ 177,000 $ 47,000
Richmond City County Virginia 40 $ 7,034,000 $ 175,000 $ 94,000
Gaston County North Carolina 39 $ 5,783,000 $ 148,000 $ 63,000
Isle of Wight County Virginia 39 $ 10,913,000 $ 279,000 $ 80,000
Spotsylvania County Virginia 37 $ 7,650,000 $ 206,000 $ 86,000
Lancaster County South Carolina 33 $ 5,547,000 $ 168,000 $ 50,000
Washington County Maryland 27 $ 5,045,000 $ 186,000 $ 85,000
Hanover County Virginia 27 $ 7,557,000 $ 279,000 $ 124,000
Kent County Delaware 26 $ 7,054,000 $ 271,000 $ 92,000
James City County Virginia 26 $ 7,667,000 $ 294,000 $ 160,000
Fauquier County Virginia 25 $ 6,468,000 $ 258,000 $ 76,000
Wake County North Carolina 24 $ 4,825,000 $ 201,000 $ 98,000
Manassas County Virginia 24 $ 5,874,000 $ 244,000 $ 96,000
Granville County North Carolina 21 $ 3,868,000 $ 184,000 $ 71,000
Pender County North Carolina 21 $ 4,114,000 $ 195,000 $ 56,000
Camden County North Carolina 20 $ 4,106,000 $ 205,000 $ 76,000
Sussex County Delaware 18 $ 5,027,000 $ 279,000 $ 157,000
Worcester County Maryland 17 $ 4,659,000 $ 274,000 $ 335,000
Johnston County North Carolina 17 $ 2,484,000 $ 146,000 $ 64,000
Rowan County North Carolina 17 $ 2,503,000 $ 147,000 $ 55,000
Franklin County North Carolina 16 $ 2,896,000 $ 181,000 $ 54,000
Gloucester County Virginia 16 $ 4,098,000 $ 256,000 $ 54,000
Cecil County Maryland 15 $ 4,481,000 $ 298,000 $ 120,000
Stanly County North Carolina 15 $ 2,036,000 $ 135,000 $ 55,000
Spartanburg County South Carolina 15 $ 1,973,000 $ 131,000 $ 47,000
Westmoreland County Virginia 15 $ 2,893,000 $ 192,000 $ 81,000
Richland County South Carolina 14 $ 2,706,000 $ 193,000 $ 94,000
Henderson County North Carolina 13 $ 2,050,000 $ 157,000 $ 56,000
York County Pennsylvania 13 $ 2,141,000 $ 164,000 $ 78,000
New Kent County Virginia 13 $ 4,025,000 $ 309,000 $ 102,000
Culpeper County Virginia 12 $ 2,843,000 $ 236,000 $ 75,000
Greenwood County South Carolina 11 $ 1,271,000 $ 115,000 $ 44,000
Caroline County Maryland 10 $ 1,966,000 $ 196,000 $ 115,000
Lincoln County North Carolina 10 $ 1,465,000 $ 146,000 $ 63,000
Horry County South Carolina 10 $ 1,700,000 $ 170,000 $ 130,000
Jefferson County West Virginia 10 $ 2,719,000 $ 271,000 $ 138,000
Garrett County Maryland 9 $ 1,816,000 $ 201,000 $ 130,000
Polk County North Carolina 9 $ 1,060,000 $ 117,000 $ 62,000
Adams County Pennsylvania 9 $ 1,536,000 $ 170,000 $ 80,000
Orange County Virginia 9 $ 1,411,000 $ 156,000 $ 44,000
New Castle County Delaware 8 $ 2,084,000 $ 260,000 $ 118,000
Catawba County North Carolina 8 $ 2,243,000 $ 280,000 $ 78,000
Forsyth County North Carolina 8 $ 1,140,000 $ 142,000 $ 43,000
Gates County North Carolina 8 $ 1,325,000 $ 165,000 $ 66,000
Perquimans County North Carolina 8 $ 933,000 $ 116,000 $ 61,000
Chester County Pennsylvania 8 $ 2,409,000 $ 301,000 $ 72,000
Amelia County Virginia 8 $ 1,316,000 $ 164,000 $ 59,000
Caroline County Virginia 8 $ 1,204,000 $ 150,000 $ 41,000
Manassas Park County Virginia 8 $ 1,645,000 $ 205,000 $ 68,000
Poquoson County Virginia 8 $ 2,214,000 $ 276,000 $ 122,000
Powhatan County Virginia 8 $ 2,257,000 $ 282,000 $ 119,000
Chowan County North Carolina 7 $ 1,071,000 $ 153,000 $ 95,000
Cumberland County North Carolina 7 $ 970,000 $ 138,000 $ 86,000
Guilford County North Carolina 7 $ 1,399,000 $ 199,000 $ 63,000
Warren County Virginia 7 $ 1,451,000 $ 207,000 $ 72,000
Williamsburg County Virginia 7 $ 1,037,000 $ 148,000 $ 101,000
Columbus County North Carolina 6 $ 1,298,000 $ 216,000 $ 145,000
Montgomery County North Carolina 6 $ 827,000 $ 137,000 $ 69,000
Bucks County Pennsylvania 6 $ 1,359,000 $ 226,000 $ 72,000
Abbeville County South Carolina 6 $ 847,000 $ 141,000 $ 44,000
Brunswick County Virginia 6 $ 1,223,000 $ 203,000 $ 53,000
Fairfax City County Virginia 6 $ 2,592,000 $ 432,000 $ 212,000
Southampton County Virginia 6 $ 1,169,000 $ 194,000 $ 89,000
Talbot County Maryland 5 $ 1,272,000 $ 254,000 $ 110,000
Buncombe County North Carolina 5 $ 953,000 $ 190,000 $ 165,000
Chatham County North Carolina 5 $ 2,722,000 $ 544,000 $ 197,000
Accomack County Virginia 5 $ 831,000 $ 166,000 $ 115,000
Frederick County Virginia 5 $ 1,383,000 $ 276,000 $ 100,000
Louisa County Virginia 5 $ 1,092,000 $ 218,000 $ 93,000
Northumberland County Virginia 5 $ 959,000 $ 191,000 $ 120,000
Dorchester County Maryland 4 $ 1,272,000 $ 318,000 $ 139,000
Northampton County North Carolina 4 $ 974,000 $ 243,000 $ 235,000
Orange County North Carolina 4 $ 706,000 $ 176,000 $ 82,000
Lexington County South Carolina 4 $ 929,000 $ 232,000 $ 97,000
Albemarle County Virginia 4 $ 1,424,000 $ 356,000 $ 194,000
King William County Virginia 4 $ 591,000 $ 147,000 $ 62,000
Nottoway County Virginia 4 $ 562,000 $ 140,000 $ 34,000
Prince George County Virginia 4 $ 292,000 $ 73,000 $ 63,000
Berkeley County West Virginia 4 $ 538,000 $ 134,000 $ 56,000
Sampson County North Carolina 3 $ 651,000 $ 217,000 $ 81,000
Delaware County Pennsylvania 3 $ 694,000 $ 231,000 $ 103,000
Charleston County South Carolina 3 $ 786,000 $ 262,000 $ 111,000
Chester County South Carolina 3 $ 316,000 $ 105,000 $ 42,000
Amherst County Virginia 3 $ 447,000 $ 149,000 $ 62,000
Clarke County Virginia 3 $ 1,410,000 $ 470,000 $ 137,000
Colonial Heights County Virginia 3 $ 459,000 $ 153,000 $ 92,000
Goochland County Virginia 3 $ 583,000 $ 194,000 $ 61,000
Hopewell County Virginia 3 $ 192,000 $ 64,000 $ 57,000
King and Queen County Virginia 3 $ 613,000 $ 204,000 $ 54,000
Madison County Virginia 3 $ 461,000 $ 153,000 $ 77,000
Northampton County Virginia 3 $ 674,000 $ 224,000 $ 61,000
Hardy County West Virginia 3 $ 360,000 $ 120,000 $ 159,000
Somerset County Maryland 2 $ 499,000 $ 249,000 $ 139,000
Wicomico County Maryland 2 $ 495,000 $ 247,000 $ 69,000
Alexander County North Carolina 2 $ 230,000 $ 115,000 $ 53,000
Anson County North Carolina 2 $ 268,000 $ 134,000 $ 60,000
Caldwell County North Carolina 2 $ 162,000 $ 81,000 $ 22,000
Cleveland County North Carolina 2 $ 234,000 $ 117,000 $ 34,000
Craven County North Carolina 2 $ 153,000 $ 76,000 $ 63,000
Davidson County North Carolina 2 $ 313,000 $ 156,000 $ 86,000
Davie County North Carolina 2 $ 244,000 $ 122,000 $ 35,000
Hyde County North Carolina 2 $ 743,000 $ 371,000 $ 220,000
Pitt County North Carolina 2 $ 274,000 $ 137,000 $ 112,000
Rutherford County North Carolina 2 $ 407,000 $ 203,000 $ 99,000
Watauga County North Carolina 2 $ 564,000 $ 282,000 $ 147,000
Allegheny County Pennsylvania 2 $ 289,000 $ 144,000 $ 70,000
Franklin County Pennsylvania 2 $ 355,000 $ 177,000 $ 46,000
Lebanon County Pennsylvania 2 $ 335,000 $ 167,000 $ 44,000
Northumberland County Pennsylvania 2 $ 273,000 $ 136,000 $ 80,000
Aiken County South Carolina 2 $ 494,000 $ 247,000 $ 38,000
Kershaw County South Carolina 2 $ 419,000 $ 209,000 $ 119,000
Bedford County Virginia 2 $ 924,000 $ 462,000 $ 231,000
Buckingham County Virginia 2 $ 287,000 $ 143,000 $ 35,000
Cumberland County Virginia 2 $ 268,000 $ 134,000 $ 54,000
Dinwiddie County Virginia 2 $ 383,000 $ 191,000 $ 51,000
Falls Church County Virginia 2 $ 525,000 $ 262,000 $ 150,000
Fluvanna County Virginia 2 $ 389,000 $ 194,000 $ 113,000
Lynchburg County Virginia 2 $ 271,000 $ 135,000 $ 89,000
Mecklenburg County Virginia 2 $ 519,000 $ 259,000 $ 176,000
Prince Edward County Virginia 2 $ 532,000 $ 266,000 $ 130,000
Rockbridge County Virginia 2 $ 672,000 $ 336,000 $ 149,000
Kanawha County West Virginia 2 $ 635,000 $ 317,000 $ 183,000
Allegany County Maryland 1 $ 138,000 $ 138,000 $ 42,000
Kent County Maryland 1 $ 225,000 $ 225,000 $ 78,000
Alamance County North Carolina 1 $ 120,000 $ 120,000 $ 329,000
Burke County North Carolina 1 $ 100,000 $ 100,000 $ 68,000
Halifax County North Carolina 1 $ 153,000 $ 153,000 $ 26,000
Lee County North Carolina 1 $ 172,000 $ 172,000 $ 0
Pamlico County North Carolina 1 $ 325,000 $ 325,000 $ 64,000
Robeson County North Carolina 1 $ 117,000 $ 117,000 $ 54,000
Washington County North Carolina 1 $ 260,000 $ 260,000 $ 59,000
Butler County Pennsylvania 1 $ 252,000 $ 252,000 $ 56,000
Lancaster County Pennsylvania 1 $ 373,000 $ 373,000 $ 135,000
Montgomery County Pennsylvania 1 $ 189,000 $ 189,000 $ 102,000
Philadelphia County Pennsylvania 1 $ 113,000 $ 113,000 $ 75,000
Washington County Pennsylvania 1 $ 200,000 $ 200,000 $ 47,000
Anderson County South Carolina 1 $ 360,000 $ 360,000 $ 150,000
Berkeley County South Carolina 1 $ 303,000 $ 303,000 $ 93,000
Dorchester County South Carolina 1 $ 220,000 $ 220,000 $ 53,000
Florence County South Carolina 1 $ 229,000 $ 229,000 $ 75,000
Georgetown County South Carolina 1 $ 480,000 $ 480,000 $ 540,000
Greenville County South Carolina 1 $ 150,000 $ 150,000 $ 34,000
Laurens County South Carolina 1 $ 147,000 $ 147,000 $ 65,000
Newberry County South Carolina 1 $ 162,000 $ 162,000 $ 37,000
Saluda County South Carolina 1 $ 176,000 $ 176,000 $ 116,000
Sumter County South Carolina 1 $ 72,000 $ 72,000 $ 0
Union County South Carolina 1 $ 170,000 $ 170,000 $ 0
Appomattox County Virginia 1 $ 269,000 $ 269,000 $ 236,000
Danville County Virginia 1 $ 74,000 $ 74,000 $ 37,000
Essex County Virginia 1 $ 169,000 $ 169,000 $ 98,000
Franklin County Virginia 1 $ 402,000 $ 402,000 $ 127,000
Franklin City County Virginia 1 $ 176,000 $ 176,000 $ 48,000
Lunenburg County Virginia 1 $ 258,000 $ 258,000 $ 100,000
Mathews County Virginia 1 $ 281,000 $ 281,000 $ 219,000
Montgomery County Virginia 1 $ 131,000 $ 131,000 $ 85,000
Nelson County Virginia 1 $ 850,000 $ 850,000 $ 528,000
Petersburg County Virginia 1 $ 95,000 $ 95,000 $ 132,000
Pittsylvania County Virginia 1 $ 217,000 $ 217,000 $ 91,000
Richmond County Virginia 1 $ 128,000 $ 128,000 $ 39,000
Roanoke County Virginia 1 $ 195,000 $ 195,000 $ 59,000
Roanoke City County Virginia 1 $ 130,000 $ 130,000 $ 91,000
Salem County Virginia 1 $ 129,000 $ 129,000 $ 51,000
Sussex County Virginia 1 $ 200,000 $ 200,000 $ 108,000
Washington County Virginia 1 $ 98,000 $ 98,000 $ 24,000
Winchester County Virginia 1 $ 143,000 $ 143,000 $ 55,000
Hampshire County West Virginia 1 $ 69,000 $ 69,000 $ 77,000
Morgan County West Virginia 1 $ 216,000 $ 216,000 $ 246,000
Pendleton County West Virginia 1 $ 150,000 $ 150,000 $ 37,000
Pocahontas County West Virginia 1 $ 158,000 $ 158,000 $ 0
Preston County West Virginia 1 $ 162,000 $ 162,000 $ 144,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Monarch Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,329 $1,538,693,000 $243,000 $1,600,000 $91,000 $2,773,000
Refinancing 3,963 $1,118,039,000 $282,000 $2,000,000 $105,000 $3,360,000
Home Improvement 109 $25,499,000 $233,000 $995,000 $103,000 $360,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,864 $1,762,523,000 $256,000 $2,000,000 $102,000 $3,360,000
Black or African American 1,603 $382,626,000 $238,000 $1,301,000 $79,000 $1,266,000
Not Provided 799 $246,236,000 $308,000 $1,500,000 $103,000 $1,200,000
Hispanic 629 $148,979,000 $236,000 $1,236,000 $78,000 $3,012,000
Asian 358 $103,687,000 $289,000 $1,075,000 $106,000 $515,000
Not applicable 92 $23,571,000 $256,000 $1,661,000 $0 $0
American Indian or Alaskan Native 28 $7,031,000 $251,000 $590,000 $76,000 $156,000
Native Hawaiian or Other Pacific Islander 28 $7,578,000 $270,000 $704,000 $103,000 $707,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,443 $1,377,077,000 $252,000 $2,000,000 $116,000 $3,012,000
FHA-insured (Federal Housing Administration) 2,518 $574,138,000 $228,000 $846,000 $73,000 $1,494,000
VA-guaranteed (Veterans Administration) 1,894 $629,742,000 $332,000 $1,236,000 $83,000 $3,360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 546 $101,274,000 $185,000 $426,000 $54,000 $168,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,361 $1,940,900,000 $263,000 $1,680,000 $95,000 $2,773,000
Application Withdrawn By Applicant 1,108 $262,076,000 $236,000 $1,301,000 $100,000 $1,488,000
File Closed For Incompleteness 1,067 $285,943,000 $267,000 $2,000,000 $109,000 $3,360,000
Application Denied By Financial Institution 712 $154,441,000 $216,000 $1,125,000 $81,000 $1,494,000
Application Approved But Not Accepted 153 $38,871,000 $254,000 $900,000 $114,000 $1,191,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 307 $69,677,000 $226,000 $1,125,000 $87,000 $1,494,000
Debt-To-Income Ratio 131 $28,422,000 $216,000 $625,000 $54,000 $445,000
Collateral 74 $14,346,000 $193,000 $920,000 $90,000 $600,000
Other 54 $13,000,000 $240,000 $1,036,000 $87,000 $318,000
Unverifiable Information 26 $5,811,000 $223,000 $831,000 $100,000 $438,000
Employment History 13 $2,135,000 $164,000 $329,000 $62,000 $261,000
Credit Application Incomplete 12 $2,074,000 $172,000 $514,000 $73,000 $179,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,687,000 $187,000 $288,000 $71,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List