Moneyline Lending Services Mortgage Lending & HMDA Data, 2003

In 2003, Moneyline Lending Services of Irvine, CA reported 1,674 mortgage applications totaling $248.4 million. The average application was for $148,375, and applicants reported an average income of $84,114. 50% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Visalia-Tulare-Porterville, CA (486), Portland-Vancouver, OR-WA (138) and Bakersfield, CA (109) (applications in parentheses).

Mortgage Company & Address Moneyline Lending Services
15420 Laguna Canyon Rd. Ste. 100
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,674
Total Mortgage Loan Application Amount $248,380,000
Average Mortgage Loan Application Amount $148,375
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $84,114
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Moneyline Lending Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Moneyline Lending Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulare, California 486 $ 56,304,000 $ 115,851 $ 77,000
Kern, California 109 $ 15,002,000 $ 137,633 $ 90,000
Fresno, California 105 $ 15,554,000 $ 148,133 $ 69,000
Multnomah, Oregon 84 $ 11,970,000 $ 142,500 $ 63,000
Los Angeles, California 50 $ 12,269,000 $ 245,380 $ 120,000
Riverside, California 47 $ 6,693,000 $ 142,404 $ 80,000
Clark, Washington 47 $ 6,888,000 $ 146,553 $ 77,000
Salt Lake, Utah 42 $ 9,580,000 $ 228,095 $ 64,000
Hood River, Oregon 39 $ 4,067,000 $ 104,282 $ 41,000
Clackamas, Oregon 29 $ 5,085,000 $ 175,344 $ 101,000
Clark, Nevada 28 $ 4,135,000 $ 147,678 $ 69,000
San Luis Obispo, California 26 $ 7,254,000 $ 279,000 $ 227,000
Orange, California 25 $ 6,251,000 $ 250,040 $ 85,000
Washington, Oregon 25 $ 3,525,000 $ 141,000 $ 109,000
Kings, California 21 $ 2,329,000 $ 110,904 $ 93,000
San Bernardino, California 15 $ 2,256,000 $ 150,400 $ 71,000
San Diego, California 14 $ 4,175,000 $ 298,214 $ 75,000
Santa Barbara, California 14 $ 2,575,000 $ 183,928 $ 77,000
Contra Costa, California 13 $ 3,838,000 $ 295,230 $ 170,000
San Francisco, California 12 $ 4,413,000 $ 367,750 $ 136,000
Yellowstone, Montana 12 $ 1,231,000 $ 102,583 $ 53,000
Wasco, Oregon 11 $ 1,014,000 $ 92,181 $ 58,000
Alameda, California 9 $ 1,648,000 $ 183,111 $ 68,000
Solano, California 9 $ 1,893,000 $ 210,333 $ 211,000
Davis, Utah 9 $ 1,241,000 $ 137,888 $ 50,000
Summit, Utah 9 $ 2,182,000 $ 242,444 $ 86,000
Winnebago, Illinois 8 $ 956,000 $ 119,500 $ 88,000
Utah, Utah 8 $ 1,320,000 $ 165,000 $ 37,000
Napa, California 7 $ 3,332,000 $ 476,000 $ 266,000
San Mateo, California 7 $ 2,241,000 $ 320,142 $ 120,000
Uintah, Utah 7 $ 760,000 $ 108,571 $ 53,000
Washington, Utah 7 $ 902,000 $ 128,857 $ 75,000
Cascade, Montana 6 $ 665,000 $ 110,833 $ 92,000
Monterey, California 5 $ 1,336,000 $ 267,200 $ 48,000
San Joaquin, California 5 $ 1,116,000 $ 223,200 $ 73,000
Twin Falls, Idaho 5 $ 625,000 $ 125,000 $ 48,000
Flathead, Montana 5 $ 485,000 $ 97,000 $ 44,000
Walla Walla, Washington 5 $ 477,000 $ 95,400 $ 53,000
Natrona, Wyoming 5 $ 464,000 $ 92,800 $ 49,000
Ada, Idaho 4 $ 649,000 $ 162,250 $ 60,000
Lake, Illinois 4 $ 506,000 $ 126,500 $ 62,000
Gallatin, Montana 4 $ 329,000 $ 82,250 $ 48,000
Lewis and Clark, Montana 4 $ 469,000 $ 117,250 $ 46,000
Missoula, Montana 4 $ 537,000 $ 134,250 $ 72,000
Washoe, Nevada 4 $ 600,000 $ 150,000 $ 58,000
Shelby, Tennessee 4 $ 434,000 $ 108,500 $ 71,000
Spokane, Washington 4 $ 413,000 $ 103,250 $ 42,000
Fremont, Wyoming 4 $ 328,000 $ 82,000 $ 160,000
El Dorado, California 3 $ 969,000 $ 323,000 $ 148,000
Marin, California 3 $ 1,247,000 $ 415,666 $ 98,000
Merced, California 3 $ 283,000 $ 94,333 $ 34,000
Hillsborough, Florida 3 $ 579,000 $ 193,000 $ 52,000
Gooding, Idaho 3 $ 325,000 $ 108,333 $ 41,000
Jerome, Idaho 3 $ 268,000 $ 89,333 $ 48,000
Cook, Illinois 3 $ 562,000 $ 187,333 $ 97,000
Macomb, Michigan 3 $ 482,000 $ 160,666 $ 56,000
Wayne, Michigan 3 $ 363,000 $ 121,000 $ 64,000
Lake, Montana 3 $ 290,000 $ 96,666 $ 48,000
Douglas, Oregon 3 $ 342,000 $ 114,000 $ 50,000
Marion, Oregon 3 $ 324,000 $ 108,000 $ 54,000
Box Elder, Utah 3 $ 258,000 $ 86,000 $ 37,000
King, Washington 3 $ 588,000 $ 196,000 $ 97,000
Klickitat, Washington 3 $ 483,000 $ 161,000 $ 88,000
Pierce, Washington 3 $ 338,000 $ 112,666 $ 58,000
Skamania, Washington 3 $ 464,000 $ 154,666 $ 34,000
Laramie, Wyoming 3 $ 299,000 $ 99,666 $ 43,000
Butte, California 2 $ 210,000 $ 105,000 $ 36,000
Madera, California 2 $ 225,000 $ 112,500 $ 81,000
Nevada, California 2 $ 417,000 $ 208,500 $ 138,000
Sacramento, California 2 $ 353,000 $ 176,500 $ 54,000
Shasta, California 2 $ 174,000 $ 87,000 $ 52,000
New London, Connecticut 2 $ 244,000 $ 122,000 $ 50,000
Alachua, Florida 2 $ 220,000 $ 110,000 $ 43,000
Miami-Dade, Florida 2 $ 259,000 $ 129,500 $ 71,000
Okaloosa, Florida 2 $ 218,000 $ 109,000 $ 55,000
Orange, Florida 2 $ 252,000 $ 126,000 $ 32,000
Osceola, Florida 2 $ 268,000 $ 134,000 $ 60,000
Pinellas, Florida 2 $ 226,000 $ 113,000 $ 74,000
Bingham, Idaho 2 $ 344,000 $ 172,000 $ 77,000
Bonneville, Idaho 2 $ 179,000 $ 89,500 $ 127,000
Fremont, Idaho 2 $ 214,000 $ 107,000 $ 28,000
Madison, Idaho 2 $ 241,000 $ 120,500 $ 56,000
Champaign, Illinois 2 $ 325,000 $ 162,500 $ 85,000
DuPage, Illinois 2 $ 415,000 $ 207,500 $ 82,000
McLean, Illinois 2 $ 235,000 $ 117,500 $ 86,000
Ogle, Illinois 2 $ 112,000 $ 56,000 $ 27,000
Ravalli, Montana 2 $ 213,000 $ 106,500 $ 440,000
Stillwater, Montana 2 $ 220,000 $ 110,000 $ 129,000
Lyon, Nevada 2 $ 413,000 $ 206,500 $ 24,000
Lincoln, Oregon 2 $ 299,000 $ 149,500 $ 54,000
Davidson, Tennessee 2 $ 268,000 $ 134,000 $ 43,000
Emery, Utah 2 $ 150,000 $ 75,000 $ 25,000
Grand, Utah 2 $ 206,000 $ 103,000 $ 55,000
Iron, Utah 2 $ 385,000 $ 192,500 $ 77,000
Clallam, Washington 2 $ 260,000 $ 130,000 $ 68,000
Kitsap, Washington 2 $ 316,000 $ 158,000 $ 77,000
Albany, Wyoming 2 $ 125,000 $ 62,500 $ 72,000
Campbell, Wyoming 2 $ 121,000 $ 60,500 $ 68,000
Maricopa, Arizona 1 $ 63,000 $ 63,000 $ 43,000
Yavapai, Arizona 1 $ 114,000 $ 114,000 $ 38,000
Yuma, Arizona 1 $ 228,000 $ 228,000 $ 94,000
Amador, California 1 $ 132,000 $ 132,000 $ 61,000
Inyo, California 1 $ 292,000 $ 292,000 $ 143,000
Lake, California 1 $ 128,000 $ 128,000 $ 54,000
Mariposa, California 1 $ 109,000 $ 109,000 $ 73,000
Placer, California 1 $ 224,000 $ 224,000 $ 37,000
Santa Clara, California 1 $ 265,000 $ 265,000 $ 96,000
Santa Cruz, California 1 $ 305,000 $ 305,000 $ 92,000
Siskiyou, California 1 $ 178,000 $ 178,000 $ 58,000
Sonoma, California 1 $ 183,000 $ 183,000 $ 42,000
Stanislaus, California 1 $ 187,000 $ 187,000 $ 56,000
Tehama, California 1 $ 118,000 $ 118,000 $ 41,000
Trinity, California 1 $ 85,000 $ 85,000 $ 30,000
Ventura, California 1 $ 473,000 $ 473,000 $ 139,000
Boulder, Colorado 1 $ 150,000 $ 150,000 $ 72,000
El Paso, Colorado 1 $ 149,000 $ 149,000 $ 43,000
Jefferson, Colorado 1 $ 197,000 $ 197,000 $ 76,000
Fairfield, Connecticut 1 $ 233,000 $ 233,000 $ 224,000
Litchfield, Connecticut 1 $ 226,000 $ 226,000 $ 77,000
New Haven, Connecticut 1 $ 151,000 $ 151,000 $ 67,000
Brevard, Florida 1 $ 125,000 $ 125,000 $ 70,000
Charlotte, Florida 1 $ 110,000 $ 110,000 $ 48,000
Collier, Florida 1 $ 107,000 $ 107,000 $ 27,000
DeSoto, Florida 1 $ 48,000 $ 48,000 $ 59,000
Escambia, Florida 1 $ 118,000 $ 118,000 $ 42,000
Hernando, Florida 1 $ 150,000 $ 150,000 $ 90,000
Lake, Florida 1 $ 81,000 $ 81,000 $ 0
Levy, Florida 1 $ 113,000 $ 113,000 $ 66,000
Palm Beach, Florida 1 $ 158,000 $ 158,000 $ 180,000
Pasco, Florida 1 $ 76,000 $ 76,000 $ 54,000
Sarasota, Florida 1 $ 60,000 $ 60,000 $ 0
Seminole, Florida 1 $ 77,000 $ 77,000 $ 30,000
St. Lucie, Florida 1 $ 148,000 $ 148,000 $ 57,000
Volusia, Florida 1 $ 90,000 $ 90,000 $ 19,000
Bannock, Idaho 1 $ 66,000 $ 66,000 $ 41,000
Bear Lake, Idaho 1 $ 50,000 $ 50,000 $ 60,000
Boundary, Idaho 1 $ 77,000 $ 77,000 $ 46,000
Canyon, Idaho 1 $ 224,000 $ 224,000 $ 53,000
Cassia, Idaho 1 $ 79,000 $ 79,000 $ 38,000
Lincoln, Idaho 1 $ 115,000 $ 115,000 $ 75,000
Payette, Idaho 1 $ 59,000 $ 59,000 $ 20,000
Boone, Illinois 1 $ 112,000 $ 112,000 $ 45,000
Greene, Illinois 1 $ 60,000 $ 60,000 $ 39,000
Jo Daviess, Illinois 1 $ 79,000 $ 79,000 $ 65,000
Kane, Illinois 1 $ 124,000 $ 124,000 $ 59,000
LaSalle, Illinois 1 $ 89,000 $ 89,000 $ 31,000
Lee, Illinois 1 $ 88,000 $ 88,000 $ 45,000
Peoria, Illinois 1 $ 148,000 $ 148,000 $ 75,000
Vermilion, Illinois 1 $ 79,000 $ 79,000 $ 53,000
Brown, Indiana 1 $ 57,000 $ 57,000 $ 36,000
Franklin, Indiana 1 $ 157,000 $ 157,000 $ 22,000
Gibson, Indiana 1 $ 90,000 $ 90,000 $ 50,000
Jasper, Indiana 1 $ 83,000 $ 83,000 $ 34,000
Jefferson, Indiana 1 $ 137,000 $ 137,000 $ 60,000
Lake, Indiana 1 $ 176,000 $ 176,000 $ 68,000
Marion, Indiana 1 $ 81,000 $ 81,000 $ 49,000
Newton, Indiana 1 $ 76,000 $ 76,000 $ 57,000
White, Indiana 1 $ 120,000 $ 120,000 $ 126,000
Dallas, Iowa 1 $ 67,000 $ 67,000 $ 54,000
Dubuque, Iowa 1 $ 80,000 $ 80,000 $ 50,000
Fayette, Iowa 1 $ 117,000 $ 117,000 $ 86,000
Linn, Iowa 1 $ 120,000 $ 120,000 $ 74,000
Muscatine, Iowa 1 $ 104,000 $ 104,000 $ 37,000
Polk, Iowa 1 $ 75,000 $ 75,000 $ 53,000
Webster, Iowa 1 $ 137,000 $ 137,000 $ 39,000
Cowley, Kansas 1 $ 110,000 $ 110,000 $ 113,000
Douglas, Kansas 1 $ 124,000 $ 124,000 $ 76,000
Johnson, Kansas 1 $ 129,000 $ 129,000 $ 44,000
Linn, Kansas 1 $ 108,000 $ 108,000 $ 26,000
Riley, Kansas 1 $ 205,000 $ 205,000 $ 95,000
Sedgwick, Kansas 1 $ 90,000 $ 90,000 $ 58,000
Allegan, Michigan 1 $ 94,000 $ 94,000 $ 0
Genesee, Michigan 1 $ 144,000 $ 144,000 $ 47,000
Jackson, Michigan 1 $ 150,000 $ 150,000 $ 74,000
Livingston, Michigan 1 $ 146,000 $ 146,000 $ 32,000
Luce, Michigan 1 $ 107,000 $ 107,000 $ 67,000
Mecosta, Michigan 1 $ 86,000 $ 86,000 $ 17,000
Missaukee, Michigan 1 $ 98,000 $ 98,000 $ 72,000
Newaygo, Michigan 1 $ 86,000 $ 86,000 $ 30,000
Ottawa, Michigan 1 $ 70,000 $ 70,000 $ 44,000
Saginaw, Michigan 1 $ 147,000 $ 147,000 $ 47,000
Hennepin, Minnesota 1 $ 198,000 $ 198,000 $ 90,000
Itasca, Minnesota 1 $ 78,000 $ 78,000 $ 0
Washington, Minnesota 1 $ 270,000 $ 270,000 $ 63,000
Wright, Minnesota 1 $ 140,000 $ 140,000 $ 55,000
Lafayette, Missouri 1 $ 86,000 $ 86,000 $ 41,000
St. Louis, Missouri 1 $ 147,000 $ 147,000 $ 79,000
Warren, Missouri 1 $ 255,000 $ 255,000 $ 145,000
Custer, Montana 1 $ 70,000 $ 70,000 $ 42,000
Glacier, Montana 1 $ 60,000 $ 60,000 $ 39,000
Lincoln, Montana 1 $ 30,000 $ 30,000 $ 7,000
Sanders, Montana 1 $ 100,000 $ 100,000 $ 60,000
Silver Bow, Montana 1 $ 85,000 $ 85,000 $ 32,000
Douglas, Nebraska 1 $ 138,000 $ 138,000 $ 61,000
Douglas, Nevada 1 $ 96,000 $ 96,000 $ 68,000
Nye, Nevada 1 $ 65,000 $ 65,000 $ 25,000
Bernalillo, New Mexico 1 $ 85,000 $ 85,000 $ 85,000
Chaves, New Mexico 1 $ 109,000 $ 109,000 $ 79,000
Dona Ana, New Mexico 1 $ 113,000 $ 113,000 $ 53,000
Lincoln, New Mexico 1 $ 151,000 $ 151,000 $ 42,000
McKinley, New Mexico 1 $ 83,000 $ 83,000 $ 51,000
San Miguel, New Mexico 1 $ 100,000 $ 100,000 $ 41,000
Sandoval, New Mexico 1 $ 180,000 $ 180,000 $ 57,000
Catawba, North Carolina 1 $ 199,000 $ 199,000 $ 67,000
Currituck, North Carolina 1 $ 100,000 $ 100,000 $ 29,000
Forsyth, North Carolina 1 $ 125,000 $ 125,000 $ 73,000
Union, North Carolina 1 $ 198,000 $ 198,000 $ 0
Wake, North Carolina 1 $ 112,000 $ 112,000 $ 66,000
Watauga, North Carolina 1 $ 96,000 $ 96,000 $ 58,000
Oklahoma, Oklahoma 1 $ 112,000 $ 112,000 $ 69,000
Clatsop, Oregon 1 $ 39,000 $ 39,000 $ 80,000
Coos, Oregon 1 $ 120,000 $ 120,000 $ 74,000
Jackson, Oregon 1 $ 118,000 $ 118,000 $ 41,000
Josephine, Oregon 1 $ 101,000 $ 101,000 $ 59,000
Linn, Oregon 1 $ 2,000 $ 2,000 $ 42,000
Malheur, Oregon 1 $ 76,000 $ 76,000 $ 54,000
Polk, Oregon 1 $ 137,000 $ 137,000 $ 53,000
Tillamook, Oregon 1 $ 100,000 $ 100,000 $ 42,000
Umatilla, Oregon 1 $ 95,000 $ 95,000 $ 47,000
Blount, Tennessee 1 $ 224,000 $ 224,000 $ 101,000
Bradley, Tennessee 1 $ 86,000 $ 86,000 $ 28,000
Hamilton, Tennessee 1 $ 200,000 $ 200,000 $ 48,000
Roane, Tennessee 1 $ 108,000 $ 108,000 $ 60,000
Williamson, Tennessee 1 $ 281,000 $ 281,000 $ 80,000
Bexar, Texas 1 $ 100,000 $ 100,000 $ 41,000
Tarrant, Texas 1 $ 105,000 $ 105,000 $ 34,000
Cache, Utah 1 $ 60,000 $ 60,000 $ 20,000
Duchesne, Utah 1 $ 79,000 $ 79,000 $ 37,000
San Juan, Utah 1 $ 323,000 $ 323,000 $ 96,000
Sevier, Utah 1 $ 232,000 $ 232,000 $ 96,000
Weber, Utah 1 $ 95,000 $ 95,000 $ 100,000
Chelan, Washington 1 $ 136,000 $ 136,000 $ 55,000
Columbia, Washington 1 $ 99,000 $ 99,000 $ 97,000
Grant, Washington 1 $ 112,000 $ 112,000 $ 73,000
Grays Harbor, Washington 1 $ 225,000 $ 225,000 $ 62,000
Jefferson, Washington 1 $ 122,000 $ 122,000 $ 51,000
Lewis, Washington 1 $ 95,000 $ 95,000 $ 62,000
Pend Oreille, Washington 1 $ 122,000 $ 122,000 $ 94,000
Stevens, Washington 1 $ 75,000 $ 75,000 $ 42,000
Thurston, Washington 1 $ 112,000 $ 112,000 $ 62,000
Whatcom, Washington 1 $ 100,000 $ 100,000 $ 28,000
Green, Wisconsin 1 $ 106,000 $ 106,000 $ 30,000
Rock, Wisconsin 1 $ 90,000 $ 90,000 $ 69,000
Converse, Wyoming 1 $ 65,000 $ 65,000 $ 48,000
Platte, Wyoming 1 $ 65,000 $ 65,000 $ 23,000
Sheridan, Wyoming 1 $ 106,000 $ 106,000 $ 92,000
Teton, Wyoming 1 $ 817,000 $ 817,000 $ 182,000
Uinta, Wyoming 1 $ 113,000 $ 113,000 $ 77,000

Mortgage Loan Application Detail Totals for Moneyline Lending Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,403 $204,915,000 $130,769 $2,000,000 $63,230 $1,776,000
Home Purchase (one-to-four family) 269 $43,022,000 $141,307 $715,000 $67,692 $1,800,000
Home Improvement (one-to-four family) 2 $443,000 $221,500 $323,000 $78,500 $83,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 977 $146,394,000 $131,800 $2,000,000 $67,360 $1,800,000
Information not provided by applicant in mail or telephone application 311 $48,185,000 $132,826 $1,500,000 $59,391 $830,000
Hispanic 216 $24,415,000 $106,625 $576,000 $43,500 $1,242,000
Asian or Pacific Islander 102 $20,994,000 $172,000 $715,000 $59,833 $637,000
Other 30 $3,440,000 $114,600 $259,000 $55,600 $192,000
American Indian or Alaskan Native 21 $2,586,000 $133,166 $215,000 $73,166 $288,000
Black 17 $2,366,000 $137,000 $250,000 $64,400 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,674 $248,380,000 $132,769 $2,000,000 $64,000 $1,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 844 $128,961,000 $145,166 $1,742,000 $65,875 $1,776,000
Application Denied By Financial Institution 446 $65,005,000 $129,052 $2,000,000 $59,894 $1,242,000
Application Approved But Not Accepted 345 $49,401,000 $134,529 $715,000 $68,588 $462,000
Application Withdrawn By Applicant 35 $4,515,000 $125,000 $465,000 $74,909 $1,800,000
File Closed For Incompleteness 4 $498,000 $124,500 $154,000 $65,250 $96,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 197 $24,158,000 $123,000 $560,000 $59,411 $1,242,000
Debt-To-Income Ratio 133 $23,578,000 $152,900 $2,000,000 $57,800 $254,000
Collateral 70 $10,754,000 $115,500 $1,000,000 $76,250 $660,000
Other 20 $3,377,000 $148,000 $975,000 $63,500 $696,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,708,000 $171,000 $400,000 $61,000 $102,000
Credit Application Incomplete 6 $405,000 $67,666 $106,000 $31,000 $57,000
Unverifiable Information 5 $462,000 $111,333 $200,000 $66,333 $240,000
Employment History 4 $503,000 $127,333 $185,000 $74,666 $156,000
Mortgage Insurance Denied 1 $60,000 $60,000 $60,000 $96,000 $96,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Moneyline Lending Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Moneyline Lending Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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