Mortgage Capital Associates, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Mortgage Capital Associates, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Capital Associates, Inc. 11150 W Oympic Blvd. Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,322 |
| Total Mortgage Loan Application Amount | $1,237,548,000 |
| Average Mortgage Loan Application Amount | $362,000 |
| Highest Mortgage Loan Application Amount | $1,645,000 |
| Average Applicant Income | $177,666 |
| Highest Applicant Income | $3,960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Mortgage Capital Associates, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Capital Associates, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Mortgage Capital Associates, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Capital Associates, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Capital Associates, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Capital Associates, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,119 | $ 526,508,000 | $ 470,000 | $ 200,000 |
| Orange County California | 196 | $ 81,926,000 | $ 417,000 | $ 198,000 |
| King County Washington | 125 | $ 42,142,000 | $ 337,000 | $ 164,000 |
| Monmouth County New Jersey | 119 | $ 39,772,000 | $ 334,000 | $ 157,000 |
| San Diego County California | 90 | $ 33,985,000 | $ 377,000 | $ 213,000 |
| Snohomish County Washington | 84 | $ 22,373,000 | $ 266,000 | $ 111,000 |
| Middlesex County New Jersey | 78 | $ 23,518,000 | $ 301,000 | $ 135,000 |
| Santa Clara County California | 61 | $ 30,773,000 | $ 504,000 | $ 211,000 |
| Ventura County California | 60 | $ 22,983,000 | $ 383,000 | $ 155,000 |
| Ocean County New Jersey | 42 | $ 10,447,000 | $ 248,000 | $ 163,000 |
| Riverside County California | 39 | $ 10,868,000 | $ 278,000 | $ 256,000 |
| Alameda County California | 33 | $ 14,561,000 | $ 441,000 | $ 283,000 |
| Contra Costa County California | 33 | $ 15,163,000 | $ 459,000 | $ 219,000 |
| Clark County Nevada | 32 | $ 6,894,000 | $ 215,000 | $ 156,000 |
| Fairfax County Virginia | 30 | $ 10,551,000 | $ 351,000 | $ 206,000 |
| Maricopa County Arizona | 28 | $ 5,214,000 | $ 186,000 | $ 118,000 |
| Somerset County New Jersey | 27 | $ 9,355,000 | $ 346,000 | $ 260,000 |
| San Bernardino County California | 23 | $ 5,650,000 | $ 245,000 | $ 143,000 |
| San Mateo County California | 22 | $ 10,676,000 | $ 485,000 | $ 247,000 |
| Cook County Illinois | 21 | $ 5,701,000 | $ 271,000 | $ 168,000 |
| Montgomery County Maryland | 21 | $ 8,211,000 | $ 391,000 | $ 216,000 |
| Union County New Jersey | 21 | $ 5,854,000 | $ 278,000 | $ 94,000 |
| San Francisco County California | 20 | $ 9,881,000 | $ 494,000 | $ 225,000 |
| District of Columbia County District Of Columbia | 19 | $ 6,133,000 | $ 322,000 | $ 277,000 |
| Morris County New Jersey | 19 | $ 6,204,000 | $ 326,000 | $ 237,000 |
| Mercer County New Jersey | 18 | $ 5,186,000 | $ 288,000 | $ 157,000 |
| Bergen County New Jersey | 17 | $ 6,538,000 | $ 384,000 | $ 457,000 |
| Essex County New Jersey | 16 | $ 6,304,000 | $ 394,000 | $ 162,000 |
| Nassau County New York | 16 | $ 6,652,000 | $ 415,000 | $ 188,000 |
| Multnomah County Oregon | 15 | $ 3,306,000 | $ 220,000 | $ 265,000 |
| Loudoun County Virginia | 13 | $ 3,945,000 | $ 303,000 | $ 265,000 |
| Fairfield County Connecticut | 12 | $ 3,851,000 | $ 320,000 | $ 156,000 |
| Hudson County New Jersey | 12 | $ 3,823,000 | $ 318,000 | $ 141,000 |
| Westchester County New York | 12 | $ 4,848,000 | $ 404,000 | $ 182,000 |
| Montgomery County Pennsylvania | 12 | $ 3,134,000 | $ 261,000 | $ 130,000 |
| Middlesex County Massachusetts | 11 | $ 3,630,000 | $ 330,000 | $ 149,000 |
| Suffolk County New York | 11 | $ 3,743,000 | $ 340,000 | $ 156,000 |
| Sacramento County California | 10 | $ 3,065,000 | $ 306,000 | $ 192,000 |
| Kings County New York | 10 | $ 5,292,000 | $ 529,000 | $ 189,000 |
| Salt Lake County Utah | 10 | $ 2,948,000 | $ 294,000 | $ 183,000 |
| Pierce County Washington | 10 | $ 1,978,000 | $ 197,000 | $ 231,000 |
| Lake County Illinois | 9 | $ 2,520,000 | $ 280,000 | $ 158,000 |
| Burlington County New Jersey | 9 | $ 1,852,000 | $ 205,000 | $ 249,000 |
| Marin County California | 8 | $ 3,867,000 | $ 483,000 | $ 223,000 |
| Placer County California | 8 | $ 1,707,000 | $ 213,000 | $ 131,000 |
| Hartford County Connecticut | 8 | $ 1,459,000 | $ 182,000 | $ 314,000 |
| Will County Illinois | 8 | $ 1,887,000 | $ 235,000 | $ 142,000 |
| Anne Arundel County Maryland | 8 | $ 2,786,000 | $ 348,000 | $ 251,000 |
| Howard County Maryland | 8 | $ 2,460,000 | $ 307,000 | $ 117,000 |
| Norfolk County Massachusetts | 8 | $ 1,884,000 | $ 235,000 | $ 212,000 |
| Washoe County Nevada | 8 | $ 1,633,000 | $ 204,000 | $ 108,000 |
| Washington County Oregon | 8 | $ 1,980,000 | $ 247,000 | $ 140,000 |
| Bucks County Pennsylvania | 8 | $ 2,168,000 | $ 271,000 | $ 131,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,892,000 | $ 236,000 | $ 111,000 |
| Dallas County Texas | 8 | $ 1,785,000 | $ 223,000 | $ 101,000 |
| Prince William County Virginia | 8 | $ 2,584,000 | $ 323,000 | $ 143,000 |
| Pima County Arizona | 7 | $ 1,508,000 | $ 215,000 | $ 90,000 |
| Solano County California | 7 | $ 1,916,000 | $ 273,000 | $ 165,000 |
| Yolo County California | 7 | $ 1,503,000 | $ 214,000 | $ 105,000 |
| Honolulu County Hawaii | 7 | $ 2,371,000 | $ 338,000 | $ 201,000 |
| DuPage County Illinois | 7 | $ 2,109,000 | $ 301,000 | $ 131,000 |
| Hennepin County Minnesota | 7 | $ 1,991,000 | $ 284,000 | $ 175,000 |
| Passaic County New Jersey | 7 | $ 2,206,000 | $ 315,000 | $ 195,000 |
| Denton County Texas | 7 | $ 1,524,000 | $ 217,000 | $ 137,000 |
| Travis County Texas | 7 | $ 1,823,000 | $ 260,000 | $ 192,000 |
| Santa Barbara County California | 6 | $ 2,583,000 | $ 430,000 | $ 134,000 |
| Atlantic County New Jersey | 6 | $ 1,501,000 | $ 250,000 | $ 141,000 |
| Hunterdon County New Jersey | 6 | $ 1,760,000 | $ 293,000 | $ 181,000 |
| Richmond County New York | 6 | $ 2,328,000 | $ 388,000 | $ 124,000 |
| Henrico County Virginia | 6 | $ 1,310,000 | $ 218,000 | $ 81,000 |
| Thurston County Washington | 6 | $ 1,354,000 | $ 225,000 | $ 162,000 |
| Dane County Wisconsin | 6 | $ 1,366,000 | $ 227,000 | $ 237,000 |
| San Joaquin County California | 5 | $ 1,406,000 | $ 281,000 | $ 121,000 |
| Worcester County Massachusetts | 5 | $ 891,000 | $ 178,000 | $ 190,000 |
| New York County New York | 5 | $ 2,240,000 | $ 448,000 | $ 153,000 |
| Deschutes County Oregon | 5 | $ 869,000 | $ 173,000 | $ 122,000 |
| Delaware County Pennsylvania | 5 | $ 1,167,000 | $ 233,000 | $ 133,000 |
| El Dorado County California | 4 | $ 1,272,000 | $ 318,000 | $ 179,000 |
| Mono County California | 4 | $ 1,737,000 | $ 434,000 | $ 588,000 |
| San Luis Obispo County California | 4 | $ 1,458,000 | $ 364,000 | $ 122,000 |
| Arapahoe County Colorado | 4 | $ 749,000 | $ 187,000 | $ 62,000 |
| Douglas County Colorado | 4 | $ 995,000 | $ 248,000 | $ 98,000 |
| New Haven County Connecticut | 4 | $ 1,080,000 | $ 270,000 | $ 132,000 |
| New Castle County Delaware | 4 | $ 813,000 | $ 203,000 | $ 114,000 |
| Hardin County Kentucky | 4 | $ 1,683,000 | $ 420,000 | $ 235,000 |
| Wayne County Michigan | 4 | $ 782,000 | $ 195,000 | $ 96,000 |
| Queens County New York | 4 | $ 1,053,000 | $ 263,000 | $ 80,000 |
| Marion County Oregon | 4 | $ 957,000 | $ 239,000 | $ 124,000 |
| Collin County Texas | 4 | $ 787,000 | $ 196,000 | $ 430,000 |
| Harris County Texas | 4 | $ 981,000 | $ 245,000 | $ 149,000 |
| Arlington County Virginia | 4 | $ 1,564,000 | $ 391,000 | $ 179,000 |
| Clark County Washington | 4 | $ 1,225,000 | $ 306,000 | $ 155,000 |
| Skagit County Washington | 4 | $ 1,427,000 | $ 356,000 | $ 130,000 |
| Fresno County California | 3 | $ 895,000 | $ 298,000 | $ 100,000 |
| Kern County California | 3 | $ 675,000 | $ 225,000 | $ 157,000 |
| Lee County Florida | 3 | $ 624,000 | $ 208,000 | $ 332,000 |
| DeKalb County Georgia | 3 | $ 726,000 | $ 242,000 | $ 90,000 |
| Maui County Hawaii | 3 | $ 990,000 | $ 330,000 | $ 156,000 |
| Johnson County Kansas | 3 | $ 692,000 | $ 230,000 | $ 115,000 |
| Frederick County Maryland | 3 | $ 972,000 | $ 324,000 | $ 144,000 |
| St. Mary's County Maryland | 3 | $ 785,000 | $ 261,000 | $ 139,000 |
| Essex County Massachusetts | 3 | $ 1,057,000 | $ 352,000 | $ 168,000 |
| Suffolk County Massachusetts | 3 | $ 626,000 | $ 208,000 | $ 74,000 |
| Douglas County Nevada | 3 | $ 845,000 | $ 281,000 | $ 298,000 |
| Dutchess County New York | 3 | $ 842,000 | $ 280,000 | $ 100,000 |
| Erie County New York | 3 | $ 701,000 | $ 233,000 | $ 99,000 |
| Orange County New York | 3 | $ 643,000 | $ 214,000 | $ 204,000 |
| Guilford County North Carolina | 3 | $ 663,000 | $ 221,000 | $ 185,000 |
| Orange County North Carolina | 3 | $ 871,000 | $ 290,000 | $ 134,000 |
| Franklin County Ohio | 3 | $ 543,000 | $ 181,000 | $ 265,000 |
| Jackson County Oregon | 3 | $ 677,000 | $ 225,000 | $ 87,000 |
| Allegheny County Pennsylvania | 3 | $ 442,000 | $ 147,000 | $ 137,000 |
| Chester County Pennsylvania | 3 | $ 951,000 | $ 317,000 | $ 149,000 |
| Lehigh County Pennsylvania | 3 | $ 643,000 | $ 214,000 | $ 100,000 |
| Fort Bend County Texas | 3 | $ 775,000 | $ 258,000 | $ 129,000 |
| Davis County Utah | 3 | $ 775,000 | $ 258,000 | $ 513,000 |
| Kitsap County Washington | 3 | $ 760,000 | $ 253,000 | $ 153,000 |
| Whatcom County Washington | 3 | $ 828,000 | $ 276,000 | $ 147,000 |
| Santa Cruz County California | 2 | $ 496,000 | $ 248,000 | $ 130,000 |
| Shasta County California | 2 | $ 397,000 | $ 198,000 | $ 101,000 |
| Sonoma County California | 2 | $ 371,000 | $ 185,000 | $ 87,000 |
| Stanislaus County California | 2 | $ 344,000 | $ 172,000 | $ 67,000 |
| Boulder County Colorado | 2 | $ 407,000 | $ 203,000 | $ 100,000 |
| Denver County Colorado | 2 | $ 536,000 | $ 268,000 | $ 113,000 |
| Pueblo County Colorado | 2 | $ 485,000 | $ 242,000 | $ 143,000 |
| New London County Connecticut | 2 | $ 827,000 | $ 413,000 | $ 257,000 |
| Duval County Florida | 2 | $ 784,000 | $ 392,000 | $ 308,000 |
| Miami-Dade County Florida | 2 | $ 1,051,000 | $ 525,000 | $ 339,000 |
| Palm Beach County Florida | 2 | $ 834,000 | $ 417,000 | $ 357,000 |
| Sarasota County Florida | 2 | $ 541,000 | $ 270,000 | $ 92,000 |
| Cobb County Georgia | 2 | $ 511,000 | $ 255,000 | $ 135,000 |
| Fayette County Georgia | 2 | $ 522,000 | $ 261,000 | $ 86,000 |
| Fulton County Georgia | 2 | $ 499,000 | $ 249,000 | $ 122,000 |
| Hawaii County Hawaii | 2 | $ 894,000 | $ 447,000 | $ 287,000 |
| Boone County Kentucky | 2 | $ 426,000 | $ 213,000 | $ 90,000 |
| St. Tammany County Louisiana | 2 | $ 375,000 | $ 187,000 | $ 128,000 |
| Baltimore County Maryland | 2 | $ 548,000 | $ 274,000 | $ 166,000 |
| Calvert County Maryland | 2 | $ 592,000 | $ 296,000 | $ 104,000 |
| Prince George's County Maryland | 2 | $ 493,000 | $ 246,000 | $ 154,000 |
| Bristol County Massachusetts | 2 | $ 484,000 | $ 242,000 | $ 124,000 |
| Macomb County Michigan | 2 | $ 320,000 | $ 160,000 | $ 118,000 |
| Dakota County Minnesota | 2 | $ 424,000 | $ 212,000 | $ 80,000 |
| Ramsey County Minnesota | 2 | $ 298,000 | $ 149,000 | $ 116,000 |
| Rockingham County New Hampshire | 2 | $ 589,000 | $ 294,000 | $ 155,000 |
| Camden County New Jersey | 2 | $ 306,000 | $ 153,000 | $ 103,000 |
| Sandoval County New Mexico | 2 | $ 402,000 | $ 201,000 | $ 119,000 |
| Albany County New York | 2 | $ 374,000 | $ 187,000 | $ 75,000 |
| Onondaga County New York | 2 | $ 364,000 | $ 182,000 | $ 143,000 |
| Iredell County North Carolina | 2 | $ 403,000 | $ 201,000 | $ 89,000 |
| Mecklenburg County North Carolina | 2 | $ 392,000 | $ 196,000 | $ 102,000 |
| Wake County North Carolina | 2 | $ 519,000 | $ 259,000 | $ 74,000 |
| Benton County Oregon | 2 | $ 228,000 | $ 114,000 | $ 41,000 |
| Clackamas County Oregon | 2 | $ 470,000 | $ 235,000 | $ 106,000 |
| Columbia County Oregon | 2 | $ 622,000 | $ 311,000 | $ 167,000 |
| Lane County Oregon | 2 | $ 314,000 | $ 157,000 | $ 63,000 |
| Northampton County Pennsylvania | 2 | $ 542,000 | $ 271,000 | $ 97,000 |
| York County South Carolina | 2 | $ 688,000 | $ 344,000 | $ 215,000 |
| Shelby County Tennessee | 2 | $ 1,027,000 | $ 513,000 | $ 291,000 |
| Tarrant County Texas | 2 | $ 432,000 | $ 216,000 | $ 120,000 |
| Williamson County Texas | 2 | $ 441,000 | $ 220,000 | $ 76,000 |
| Summit County Utah | 2 | $ 596,000 | $ 298,000 | $ 291,000 |
| Utah County Utah | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Richmond City County Virginia | 2 | $ 264,000 | $ 132,000 | $ 69,000 |
| Spotsylvania County Virginia | 2 | $ 574,000 | $ 287,000 | $ 142,000 |
| Virginia Beach County Virginia | 2 | $ 400,000 | $ 200,000 | $ 151,000 |
| Chelan County Washington | 2 | $ 690,000 | $ 345,000 | $ 261,000 |
| Jefferson County Washington | 2 | $ 432,000 | $ 216,000 | $ 74,000 |
| Madison County Alabama | 1 | $ 174,000 | $ 174,000 | $ 126,000 |
| Coconino County Arizona | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Mohave County Arizona | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Pinal County Arizona | 1 | $ 162,000 | $ 162,000 | $ 91,000 |
| Yavapai County Arizona | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Yuma County Arizona | 1 | $ 207,000 | $ 207,000 | $ 92,000 |
| Calaveras County California | 1 | $ 265,000 | $ 265,000 | $ 139,000 |
| Humboldt County California | 1 | $ 184,000 | $ 184,000 | $ 145,000 |
| Madera County California | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Monterey County California | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Nevada County California | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Tulare County California | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Tuolumne County California | 1 | $ 414,000 | $ 414,000 | $ 234,000 |
| Eagle County Colorado | 1 | $ 334,000 | $ 334,000 | $ 76,000 |
| El Paso County Colorado | 1 | $ 381,000 | $ 381,000 | $ 122,000 |
| La Plata County Colorado | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Larimer County Colorado | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Teller County Colorado | 1 | $ 179,000 | $ 179,000 | $ 69,000 |
| Litchfield County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Tolland County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 173,000 |
| Sussex County Delaware | 1 | $ 327,000 | $ 327,000 | $ 368,000 |
| Brevard County Florida | 1 | $ 174,000 | $ 174,000 | $ 72,000 |
| Broward County Florida | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Collier County Florida | 1 | $ 152,000 | $ 152,000 | $ 427,000 |
| Hillsborough County Florida | 1 | $ 264,000 | $ 264,000 | $ 150,000 |
| Lake County Florida | 1 | $ 124,000 | $ 124,000 | $ 219,000 |
| Manatee County Florida | 1 | $ 256,000 | $ 256,000 | $ 211,000 |
| Martin County Florida | 1 | $ 350,000 | $ 350,000 | $ 138,000 |
| Orange County Florida | 1 | $ 252,000 | $ 252,000 | $ 160,000 |
| Pinellas County Florida | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Cherokee County Georgia | 1 | $ 137,000 | $ 137,000 | $ 175,000 |
| Grady County Georgia | 1 | $ 187,000 | $ 187,000 | $ 57,000 |
| Gwinnett County Georgia | 1 | $ 147,000 | $ 147,000 | $ 95,000 |
| McHenry County Illinois | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
| Hamilton County Indiana | 1 | $ 266,000 | $ 266,000 | $ 133,000 |
| Jackson County Indiana | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Sedgwick County Kansas | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Nelson County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Scott County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 150,000 |
| Shelby County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 113,000 |
| Warren County Kentucky | 1 | $ 289,000 | $ 289,000 | $ 162,000 |
| East Baton Rouge County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 107,000 |
| Jefferson County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Webster County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 162,000 |
| York County Maine | 1 | $ 290,000 | $ 290,000 | $ 81,000 |
| Baltimore City County Maryland | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Carroll County Maryland | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Cecil County Maryland | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Charles County Maryland | 1 | $ 309,000 | $ 309,000 | $ 131,000 |
| Washington County Maryland | 1 | $ 231,000 | $ 231,000 | $ 80,000 |
| Barnstable County Massachusetts | 1 | $ 396,000 | $ 396,000 | $ 85,000 |
| Dukes County Massachusetts | 1 | $ 230,000 | $ 230,000 | $ 143,000 |
| Plymouth County Massachusetts | 1 | $ 307,000 | $ 307,000 | $ 95,000 |
| Berrien County Michigan | 1 | $ 261,000 | $ 261,000 | $ 137,000 |
| Ingham County Michigan | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Jackson County Michigan | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Kalamazoo County Michigan | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Mackinac County Michigan | 1 | $ 190,000 | $ 190,000 | $ 106,000 |
| Monroe County Michigan | 1 | $ 280,000 | $ 280,000 | $ 66,000 |
| Oakland County Michigan | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Aitkin County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 164,000 |
| Cook County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 960,000 |
| Scott County Minnesota | 1 | $ 312,000 | $ 312,000 | $ 150,000 |
| Carson City County Nevada | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Elko County Nevada | 1 | $ 140,000 | $ 140,000 | $ 108,000 |
| Nye County Nevada | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Merrimack County New Hampshire | 1 | $ 353,000 | $ 353,000 | $ 1,500,000 |
| Cape May County New Jersey | 1 | $ 391,000 | $ 391,000 | $ 160,000 |
| Cumberland County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Gloucester County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 119,000 |
| Warren County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 49,000 |
| San Juan County New Mexico | 1 | $ 178,000 | $ 178,000 | $ 66,000 |
| Santa Fe County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Cayuga County New York | 1 | $ 243,000 | $ 243,000 | $ 600,000 |
| Clinton County New York | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Monroe County New York | 1 | $ 133,000 | $ 133,000 | $ 90,000 |
| Oneida County New York | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Saratoga County New York | 1 | $ 237,000 | $ 237,000 | $ 357,000 |
| Tioga County New York | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Ulster County New York | 1 | $ 244,000 | $ 244,000 | $ 57,000 |
| Warren County New York | 1 | $ 340,000 | $ 340,000 | $ 144,000 |
| Wayne County New York | 1 | $ 174,000 | $ 174,000 | $ 171,000 |
| Alamance County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 118,000 |
| Cabarrus County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 103,000 |
| Currituck County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| Forsyth County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Pitt County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Warren County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 28,000 |
| Butler County Ohio | 1 | $ 289,000 | $ 289,000 | $ 75,000 |
| Cuyahoga County Ohio | 1 | $ 300,000 | $ 300,000 | $ 361,000 |
| Delaware County Ohio | 1 | $ 188,000 | $ 188,000 | $ 91,000 |
| Montgomery County Ohio | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Wood County Ohio | 1 | $ 253,000 | $ 253,000 | $ 112,000 |
| Tulsa County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 82,000 |
| Umatilla County Oregon | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Yamhill County Oregon | 1 | $ 238,000 | $ 238,000 | $ 1,712,000 |
| Blair County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Cumberland County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 600,000 |
| Dauphin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| Lancaster County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Union County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 64,000 |
| Westmoreland County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 88,000 |
| Anderson County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Beaufort County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Davidson County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 98,000 |
| Knox County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 122,000 |
| Williamson County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 125,000 |
| Bastrop County Texas | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Brazoria County Texas | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| Comal County Texas | 1 | $ 212,000 | $ 212,000 | $ 44,000 |
| Nueces County Texas | 1 | $ 179,000 | $ 179,000 | $ 75,000 |
| Parker County Texas | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Randall County Texas | 1 | $ 304,000 | $ 304,000 | $ 114,000 |
| Rockwall County Texas | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Tooele County Utah | 1 | $ 225,000 | $ 225,000 | $ 266,000 |
| Washington County Utah | 1 | $ 384,000 | $ 384,000 | $ 119,000 |
| Albemarle County Virginia | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Alexandria County Virginia | 1 | $ 491,000 | $ 491,000 | $ 192,000 |
| Bedford County Virginia | 1 | $ 167,000 | $ 167,000 | $ 95,000 |
| Chesapeake County Virginia | 1 | $ 277,000 | $ 277,000 | $ 120,000 |
| Chesterfield County Virginia | 1 | $ 267,000 | $ 267,000 | $ 75,000 |
| Hampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Harrisonburg County Virginia | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Isle of Wight County Virginia | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| James City County Virginia | 1 | $ 350,000 | $ 350,000 | $ 124,000 |
| Rockingham County Virginia | 1 | $ 198,000 | $ 198,000 | $ 104,000 |
| Stafford County Virginia | 1 | $ 180,000 | $ 180,000 | $ 123,000 |
| Staunton County Virginia | 1 | $ 153,000 | $ 153,000 | $ 94,000 |
| Westmoreland County Virginia | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Wythe County Virginia | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Kittitas County Washington | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| San Juan County Washington | 1 | $ 374,000 | $ 374,000 | $ 93,000 |
| Spokane County Washington | 1 | $ 224,000 | $ 224,000 | $ 137,000 |
| Walla Walla County Washington | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Waukesha County Wisconsin | 1 | $ 226,000 | $ 226,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,424 | $886,799,000 | $365,000 | $1,410,000 | $190,000 | $3,960,000 |
| Home Purchase | 873 | $342,504,000 | $392,000 | $1,645,000 | $168,000 | $2,088,000 |
| Home Improvement | 25 | $8,245,000 | $329,000 | $729,000 | $175,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,691 | $661,611,000 | $391,000 | $1,645,000 | $199,000 | $3,300,000 |
| Not Provided | 1,001 | $342,882,000 | $342,000 | $1,000,000 | $169,000 | $2,240,000 |
| Asian | 466 | $178,099,000 | $382,000 | $1,500,000 | $186,000 | $3,960,000 |
| Hispanic | 114 | $36,072,000 | $316,000 | $678,000 | $113,000 | $859,000 |
| Black or African American | 39 | $14,822,000 | $380,000 | $989,000 | $149,000 | $650,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,397,000 | $342,000 | $592,000 | $118,000 | $299,000 |
| American Indian or Alaskan Native | 4 | $1,665,000 | $416,000 | $720,000 | $159,000 | $215,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,010 | $1,120,984,000 | $372,000 | $1,645,000 | $190,000 | $3,960,000 |
| FHA-insured (Federal Housing Administration) | 312 | $116,564,000 | $373,000 | $729,000 | $123,000 | $894,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,703 | $1,006,562,000 | $372,000 | $1,645,000 | $178,000 | $3,300,000 |
| Application Withdrawn By Applicant | 310 | $114,501,000 | $369,000 | $1,425,000 | $255,000 | $3,960,000 |
| Application Approved But Not Accepted | 231 | $84,346,000 | $365,000 | $952,000 | $173,000 | $1,506,000 |
| Application Denied By Financial Institution | 59 | $22,209,000 | $376,000 | $1,250,000 | $144,000 | $894,000 |
| File Closed For Incompleteness | 19 | $9,930,000 | $522,000 | $1,040,000 | $167,000 | $306,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $2,389,000 | $341,000 | $599,000 | $117,000 | $220,000 |
| Debt-To-Income Ratio | 5 | $2,196,000 | $439,000 | $729,000 | $134,000 | $296,000 |
| Other | 4 | $1,429,000 | $357,000 | $612,000 | $107,000 | $151,000 |
| Employment History | 3 | $1,179,000 | $393,000 | $609,000 | $116,000 | $155,000 |
| Unverifiable Information | 1 | $136,000 | $136,000 | $136,000 | $130,000 | $130,000 |
| Credit History | 1 | $502,000 | $502,000 | $502,000 | $92,000 | $92,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.