Mountain West Financial, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Mountain West Financial, Inc. of Redlands, CA reported 14,175 mortgage applications totaling $3.8 billion, up 49% from 2019. The average application was for $271,118, and applicants reported an average income of $104,136. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (5,110), Sacramento--Roseville--Arden-Arcade, CA (2,066) and Los Angeles-Long Beach-Glendale, CA (1,271) (applications in parentheses).

Mortgage Company & Address Mountain West Financial, Inc.
1209 Nevada St. Suite 200
Redlands, CA 92374
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 14,175
Total Mortgage Loan Application Amount $3,843,105,000
Average Mortgage Loan Application Amount $271,118
Highest Mortgage Loan Application Amount $2,325,000
Average Applicant Income $104,136
Highest Applicant Income $5,151,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mountain West Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mountain West Financial, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Bernardino, California 2,831 $ 707,365,000 $ 249,864 $ 99,000
Riverside, California 2,279 $ 578,345,000 $ 253,771 $ 96,000
Sacramento, California 1,698 $ 430,930,000 $ 253,786 $ 104,000
Los Angeles, California 1,271 $ 449,065,000 $ 353,316 $ 120,000
Orange, California 413 $ 174,095,000 $ 421,537 $ 162,000
San Diego, California 398 $ 136,660,000 $ 343,366 $ 120,000
Santa Cruz, California 354 $ 153,950,000 $ 434,887 $ 142,000
Kern, California 301 $ 49,145,000 $ 163,272 $ 77,000
Solano, California 295 $ 76,995,000 $ 261,000 $ 111,000
Fresno, California 294 $ 42,580,000 $ 144,829 $ 95,000
San Joaquin, California 222 $ 46,590,000 $ 209,864 $ 87,000
Stanislaus, California 206 $ 38,410,000 $ 186,456 $ 82,000
Placer, California 200 $ 66,880,000 $ 334,400 $ 120,000
Monterey, California 164 $ 63,710,000 $ 388,475 $ 110,000
Contra Costa, California 162 $ 52,520,000 $ 324,197 $ 125,000
Maricopa, Arizona 157 $ 36,555,000 $ 232,834 $ 101,000
Ventura, California 146 $ 45,790,000 $ 313,630 $ 129,000
Josephine, Oregon 145 $ 37,635,000 $ 259,551 $ 81,000
Harris, Texas 115 $ 12,375,000 $ 107,608 $ 59,000
Salt Lake, Utah 97 $ 25,085,000 $ 258,608 $ 82,000
El Dorado, California 95 $ 30,955,000 $ 325,842 $ 146,000
Sanpete, Utah 91 $ 19,935,000 $ 219,065 $ 73,000
Mohave, Arizona 88 $ 21,030,000 $ 238,977 $ 101,000
Merced, California 88 $ 14,640,000 $ 166,363 $ 78,000
Juab, Utah 79 $ 20,945,000 $ 265,126 $ 94,000
Yolo, California 73 $ 22,405,000 $ 306,917 $ 121,000
Jefferson, Colorado 66 $ 22,710,000 $ 344,090 $ 116,000
Adams, Colorado 64 $ 16,760,000 $ 261,875 $ 97,000
Arapahoe, Colorado 63 $ 17,385,000 $ 275,952 $ 94,000
Alameda, California 60 $ 25,800,000 $ 430,000 $ 147,000
Santa Clara, California 57 $ 23,895,000 $ 419,210 $ 144,000
Imperial, California 55 $ 6,635,000 $ 120,636 $ 65,000
Mariposa, California 54 $ 15,120,000 $ 280,000 $ 120,000
Tulare, California 46 $ 7,010,000 $ 152,391 $ 78,000
Denver, Colorado 46 $ 14,380,000 $ 312,608 $ 112,000
Utah, Utah 46 $ 11,810,000 $ 256,739 $ 70,000
Yuba, California 43 $ 7,975,000 $ 185,465 $ 73,000
Webb, Texas 43 $ 3,955,000 $ 91,976 $ 52,000
Madera, California 42 $ 7,050,000 $ 167,857 $ 88,000
San Benito, California 39 $ 15,035,000 $ 385,512 $ 123,000
Tuolumne, California 38 $ 4,970,000 $ 130,789 $ 86,000
Tooele, Utah 37 $ 8,555,000 $ 231,216 $ 94,000
Sonoma, California 34 $ 13,870,000 $ 407,941 $ 159,000
Weld, Colorado 31 $ 9,595,000 $ 309,516 $ 101,000
Sutter, California 29 $ 4,815,000 $ 166,034 $ 94,000
Lake, California 28 $ 4,410,000 $ 157,500 $ 89,000
Butte, California 24 $ 4,820,000 $ 200,833 $ 85,000
Kings, California 24 $ 3,730,000 $ 155,416 $ 70,000
Pinal, Arizona 23 $ 4,015,000 $ 174,565 $ 71,000
San Luis Obispo, California 23 $ 8,885,000 $ 386,304 $ 165,000
Jackson, Oregon 23 $ 6,295,000 $ 273,695 $ 85,000
Amador, California 22 $ 3,830,000 $ 174,090 $ 76,000
Santa Barbara, California 21 $ 5,375,000 $ 255,952 $ 91,000
Calaveras, California 20 $ 4,160,000 $ 208,000 $ 113,000
San Mateo, California 20 $ 10,260,000 $ 513,000 $ 160,000
Douglas, Colorado 20 $ 7,330,000 $ 366,500 $ 127,000
El Paso, Colorado 20 $ 3,960,000 $ 198,000 $ 86,000
Clark, Nevada 20 $ 4,980,000 $ 249,000 $ 97,000
Larimer, Colorado 16 $ 4,060,000 $ 253,750 $ 108,000
Marin, California 14 $ 5,780,000 $ 412,857 $ 153,000
Mendocino, California 14 $ 4,240,000 $ 302,857 $ 87,000
Napa, California 14 $ 5,440,000 $ 388,571 $ 119,000
Shasta, California 14 $ 3,050,000 $ 217,857 $ 130,000
Davis, Utah 14 $ 4,520,000 $ 322,857 $ 133,000
Nevada, California 13 $ 3,605,000 $ 277,307 $ 119,000
Umatilla, Oregon 13 $ 2,645,000 $ 203,461 $ 67,000
King, Washington 13 $ 5,105,000 $ 392,692 $ 108,000
Pima, Arizona 12 $ 1,820,000 $ 151,666 $ 55,000
Dallas, Texas 12 $ 1,340,000 $ 111,666 $ 52,000
Washington, Utah 12 $ 3,590,000 $ 299,166 $ 132,000
Bexar, Texas 10 $ 1,390,000 $ 139,000 $ 84,000
Tarrant, Texas 10 $ 1,480,000 $ 148,000 $ 77,000
Weber, Utah 9 $ 1,955,000 $ 217,222 $ 69,000
Clatsop, Oregon 8 $ 2,350,000 $ 293,750 $ 133,000
Brazoria, Texas 8 $ 1,020,000 $ 127,500 $ 73,000
Emery, Utah 8 $ 1,610,000 $ 201,250 $ 94,000
San Francisco, California 7 $ 2,885,000 $ 412,142 $ 160,000
Box Elder, Utah 7 $ 1,285,000 $ 183,571 $ 64,000
Sevier, Utah 7 $ 1,675,000 $ 239,285 $ 76,000
Humboldt, California 6 $ 1,090,000 $ 181,666 $ 59,000
Boulder, Colorado 6 $ 2,240,000 $ 373,333 $ 101,000
Broomfield, Colorado 6 $ 1,870,000 $ 311,666 $ 119,000
Douglas, Oregon 6 $ 1,220,000 $ 203,333 $ 57,000
Ellis, Texas 6 $ 860,000 $ 143,333 $ 79,000
Montgomery, Texas 6 $ 740,000 $ 123,333 $ 49,000
Cache, Utah 6 $ 1,390,000 $ 231,666 $ 123,000
Tehama, California 5 $ 1,485,000 $ 297,000 $ 111,000
Marion, Oregon 5 $ 1,205,000 $ 241,000 $ 72,000
Millard, Utah 5 $ 1,245,000 $ 249,000 $ 264,000
Teller, Colorado 4 $ 740,000 $ 185,000 $ 73,000
Morrow, Oregon 4 $ 670,000 $ 167,500 $ 50,000
Ector, Texas 4 $ 400,000 $ 100,000 $ 122,000
El Paso, Texas 4 $ 340,000 $ 85,000 $ 46,000
Fort Bend, Texas 4 $ 380,000 $ 95,000 $ 67,000
Garfield, Utah 4 $ 910,000 $ 227,500 $ 136,000
Clark, Washington 4 $ 1,640,000 $ 410,000 $ 101,000
La Paz, Arizona 3 $ 485,000 $ 161,666 $ 28,000
Yavapai, Arizona 3 $ 555,000 $ 185,000 $ 61,000
Lassen, California 3 $ 545,000 $ 181,666 $ 104,000
Mono, California 3 $ 775,000 $ 258,333 $ 134,000
Siskiyou, California 3 $ 655,000 $ 218,333 $ 48,000
Garfield, Colorado 3 $ 265,000 $ 88,333 $ 66,000
Park, Colorado 3 $ 915,000 $ 305,000 $ 145,000
Pueblo, Colorado 3 $ 225,000 $ 75,000 $ 47,000
Washoe, Nevada 3 $ 1,005,000 $ 335,000 $ 128,000
Clackamas, Oregon 3 $ 1,175,000 $ 391,666 $ 122,000
Lane, Oregon 3 $ 835,000 $ 278,333 $ 82,000
Collin, Texas 3 $ 495,000 $ 165,000 $ 72,000
Kaufman, Texas 3 $ 495,000 $ 165,000 $ 76,000
Pierce, Washington 3 $ 1,325,000 $ 441,666 $ 117,000
Snohomish, Washington 3 $ 895,000 $ 298,333 $ 60,000
Coconino, Arizona 2 $ 860,000 $ 430,000 $ 120,000
Gila, Arizona 2 $ 240,000 $ 120,000 $ 66,000
Navajo, Arizona 2 $ 260,000 $ 130,000 $ 102,000
Del Norte, California 2 $ 490,000 $ 245,000 $ 56,000
Plumas, California 2 $ 500,000 $ 250,000 $ 71,000
Gilpin, Colorado 2 $ 740,000 $ 370,000 $ 140,000
Mesa, Colorado 2 $ 350,000 $ 175,000 $ 44,000
Summit, Colorado 2 $ 820,000 $ 410,000 $ 289,000
Coos, Oregon 2 $ 180,000 $ 90,000 $ 60,000
Curry, Oregon 2 $ 550,000 $ 275,000 $ 170,000
Klamath, Oregon 2 $ 410,000 $ 205,000 $ 76,000
Multnomah, Oregon 2 $ 510,000 $ 255,000 $ 92,000
Washington, Oregon 2 $ 780,000 $ 390,000 $ 137,000
Cameron, Texas 2 $ 220,000 $ 110,000 $ 65,000
Comal, Texas 2 $ 180,000 $ 90,000 $ 74,000
Denton, Texas 2 $ 700,000 $ 350,000 $ 179,000
Guadalupe, Texas 2 $ 320,000 $ 160,000 $ 45,000
Hidalgo, Texas 2 $ 310,000 $ 155,000 $ 52,000
Hood, Texas 2 $ 200,000 $ 100,000 $ 85,000
Midland, Texas 2 $ 370,000 $ 185,000 $ 65,000
Travis, Texas 2 $ 330,000 $ 165,000 $ 77,000
Williamson, Texas 2 $ 310,000 $ 155,000 $ 106,000
Carbon, Utah 2 $ 490,000 $ 245,000 $ 93,000
Iron, Utah 2 $ 460,000 $ 230,000 $ 64,000
Kane, Utah 2 $ 250,000 $ 125,000 $ 41,000
Summit, Utah 2 $ 610,000 $ 305,000 $ 69,000
Uintah, Utah 2 $ 380,000 $ 190,000 $ 138,000
Wasatch, Utah 2 $ 650,000 $ 325,000 $ 65,000
Kitsap, Washington 2 $ 660,000 $ 330,000 $ 71,000
Mason, Washington 2 $ 690,000 $ 345,000 $ 74,000
Yuma, Arizona 1 $ 155,000 $ 155,000 $ 28,000
Alpine, California 1 $ 315,000 $ 315,000 $ 200,000
Colusa, California 1 $ 295,000 $ 295,000 $ 110,000
Inyo, California 1 $ 275,000 $ 275,000 $ 84,000
Modoc, California 1 $ 165,000 $ 165,000 $ 27,000
Clear Creek, Colorado 1 $ 485,000 $ 485,000 $ 153,000
Eagle, Colorado 1 $ 275,000 $ 275,000 $ 71,000
Elbert, Colorado 1 $ 515,000 $ 515,000 $ 126,000
Fremont, Colorado 1 $ 95,000 $ 95,000 $ 96,000
Grand, Colorado 1 $ 125,000 $ 125,000 $ 114,000
Morgan, Colorado 1 $ 255,000 $ 255,000 $ 42,000
Nye, Nevada 1 $ 205,000 $ 205,000 $ 155,000
Deschutes, Oregon 1 $ 115,000 $ 115,000 $ 23,000
Lincoln, Oregon 1 $ 515,000 $ 515,000 $ 246,000
Polk, Oregon 1 $ 255,000 $ 255,000 $ 149,000
Sherman, Oregon 1 $ 85,000 $ 85,000 $ 41,000
Wasco, Oregon 1 $ 215,000 $ 215,000 $ 53,000
Castro, Texas 1 $ 195,000 $ 195,000 $ 58,000
Gregg, Texas 1 $ 195,000 $ 195,000 $ 73,000
Hardin, Texas 1 $ 335,000 $ 335,000 $ 83,000
Harrison, Texas 1 $ 425,000 $ 425,000 $ 157,000
Hays, Texas 1 $ 475,000 $ 475,000 $ 191,000
Hunt, Texas 1 $ 145,000 $ 145,000 $ 56,000
Jefferson, Texas 1 $ 135,000 $ 135,000 $ 41,000
Johnson, Texas 1 $ 275,000 $ 275,000 $ 146,000
Orange, Texas 1 $ 285,000 $ 285,000 $ 216,000
Parker, Texas 1 $ 245,000 $ 245,000 $ 165,000
Smith, Texas 1 $ 185,000 $ 185,000 $ 209,000
Upshur, Texas 1 $ 225,000 $ 225,000 $ 114,000
Waller, Texas 1 $ 155,000 $ 155,000 $ 72,000
Grand, Utah 1 $ 125,000 $ 125,000 $ 39,000
Wayne, Utah 1 $ 335,000 $ 335,000 $ 204,000
Island, Washington 1 $ 165,000 $ 165,000 $ 104,000
Okanogan, Washington 1 $ 155,000 $ 155,000 $ 67,000
Skagit, Washington 1 $ 225,000 $ 225,000 $ 66,000
Skamania, Washington 1 $ 345,000 $ 345,000 $ 138,000

Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,301 $1,634,465,000 $223,000 $2,325,000 $94,000 $2,243,000
Refinancing 4,509 $1,478,025,000 $327,000 $1,385,000 $118,000 $2,331,000
Cash-out Refinancing 2,365 $730,615,000 $308,000 $1,455,000 $109,000 $5,151,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,803 $1,703,525,000 $293,000 $2,325,000 $114,000 $2,331,000
Hispanic 5,046 $1,224,620,000 $242,000 $1,495,000 $88,000 $2,617,000
Not Provided 1,632 $482,950,000 $295,000 $2,175,000 $116,000 $1,590,000
Black or African American 846 $176,580,000 $208,000 $1,505,000 $92,000 $806,000
Asian 730 $226,520,000 $310,000 $1,045,000 $124,000 $5,151,000
Native Hawaiian or Other Pacific Islander 68 $17,180,000 $252,000 $605,000 $111,000 $428,000
American Indian or Alaskan Native 50 $11,730,000 $234,000 $655,000 $85,000 $222,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,871 $2,750,435,000 $253,000 $2,325,000 $110,000 $5,151,000
FHA-insured (Federal Housing Administration) 2,822 $907,030,000 $321,000 $1,495,000 $83,000 $364,000
VA-guaranteed (Veterans Administration) 414 $168,510,000 $407,000 $1,505,000 $102,000 $383,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 68 $17,130,000 $251,000 $475,000 $65,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,960 $2,759,230,000 $277,000 $2,175,000 $106,000 $2,331,000
Application Withdrawn By Applicant 1,870 $519,240,000 $277,000 $1,605,000 $109,000 $5,151,000
Application Approved But Not Accepted 1,287 $316,135,000 $245,000 $2,325,000 $100,000 $1,652,000
Application Denied By Financial Institution 768 $177,450,000 $231,000 $1,495,000 $85,000 $604,000
Preapproval Approved but not Accepted 203 $52,285,000 $257,000 $985,000 $91,000 $277,000
Preapproval Denied by Financial Institution 87 $18,765,000 $215,000 $545,000 $72,000 $213,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,320 $3,646,890,000 $273,000 $2,325,000 $105,000 $5,151,000
Debt-To-Income Ratio 472 $103,370,000 $219,000 $1,495,000 $73,000 $288,000
Unverifiable Information 101 $26,975,000 $267,000 $705,000 $95,000 $524,000
Credit History 99 $24,275,000 $245,000 $935,000 $99,000 $218,000
Collateral 83 $19,715,000 $237,000 $1,155,000 $105,000 $510,000
Other 50 $8,540,000 $170,000 $635,000 $105,000 $604,000
Employment History 25 $7,125,000 $285,000 $805,000 $76,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 25 $6,215,000 $248,000 $645,000 $91,000 $184,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mountain West Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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