Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Mountain West Financial, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Mountain West Financial, Inc.
1209 Nevada St. Suite 200
Westlake Village, CA 92374
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 14,175
Total Mortgage Loan Application Amount $3,843,105,000
Average Mortgage Loan Application Amount $286,000
Highest Mortgage Loan Application Amount $2,325,000
Average Applicant Income $107,000
Highest Applicant Income $5,151,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Mountain West Financial, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Bernardino County California 2,831 $ 707,365,000 $ 249,000 $ 99,000
Riverside County California 2,279 $ 578,345,000 $ 253,000 $ 96,000
Sacramento County California 1,698 $ 430,930,000 $ 253,000 $ 104,000
Los Angeles County California 1,271 $ 449,065,000 $ 353,000 $ 120,000
Orange County California 413 $ 174,095,000 $ 421,000 $ 162,000
San Diego County California 398 $ 136,660,000 $ 343,000 $ 120,000
Santa Cruz County California 354 $ 153,950,000 $ 434,000 $ 142,000
Kern County California 301 $ 49,145,000 $ 163,000 $ 77,000
Solano County California 295 $ 76,995,000 $ 261,000 $ 111,000
Fresno County California 294 $ 42,580,000 $ 144,000 $ 95,000
San Joaquin County California 222 $ 46,590,000 $ 209,000 $ 87,000
Stanislaus County California 206 $ 38,410,000 $ 186,000 $ 82,000
Placer County California 200 $ 66,880,000 $ 334,000 $ 120,000
Monterey County California 164 $ 63,710,000 $ 388,000 $ 110,000
Contra Costa County California 162 $ 52,520,000 $ 324,000 $ 125,000
Maricopa County Arizona 157 $ 36,555,000 $ 232,000 $ 101,000
Ventura County California 146 $ 45,790,000 $ 313,000 $ 129,000
Josephine County Oregon 145 $ 37,635,000 $ 259,000 $ 81,000
Harris County Texas 115 $ 12,375,000 $ 107,000 $ 59,000
Salt Lake County Utah 97 $ 25,085,000 $ 258,000 $ 82,000
El Dorado County California 95 $ 30,955,000 $ 325,000 $ 146,000
Sanpete County Utah 91 $ 19,935,000 $ 219,000 $ 73,000
Mohave County Arizona 88 $ 21,030,000 $ 238,000 $ 101,000
Merced County California 88 $ 14,640,000 $ 166,000 $ 78,000
Juab County Utah 79 $ 20,945,000 $ 265,000 $ 94,000
Yolo County California 73 $ 22,405,000 $ 306,000 $ 121,000
Jefferson County Colorado 66 $ 22,710,000 $ 344,000 $ 116,000
Adams County Colorado 64 $ 16,760,000 $ 261,000 $ 97,000
Arapahoe County Colorado 63 $ 17,385,000 $ 275,000 $ 94,000
Alameda County California 60 $ 25,800,000 $ 430,000 $ 147,000
Santa Clara County California 57 $ 23,895,000 $ 419,000 $ 144,000
Imperial County California 55 $ 6,635,000 $ 120,000 $ 65,000
Mariposa County California 54 $ 15,120,000 $ 280,000 $ 120,000
Tulare County California 46 $ 7,010,000 $ 152,000 $ 78,000
Denver County Colorado 46 $ 14,380,000 $ 312,000 $ 112,000
Utah County Utah 46 $ 11,810,000 $ 256,000 $ 70,000
Yuba County California 43 $ 7,975,000 $ 185,000 $ 73,000
Webb County Texas 43 $ 3,955,000 $ 91,000 $ 52,000
Madera County California 42 $ 7,050,000 $ 167,000 $ 88,000
San Benito County California 39 $ 15,035,000 $ 385,000 $ 123,000
Tuolumne County California 38 $ 4,970,000 $ 130,000 $ 86,000
Tooele County Utah 37 $ 8,555,000 $ 231,000 $ 94,000
Sonoma County California 34 $ 13,870,000 $ 407,000 $ 159,000
Weld County Colorado 31 $ 9,595,000 $ 309,000 $ 101,000
Sutter County California 29 $ 4,815,000 $ 166,000 $ 94,000
Lake County California 28 $ 4,410,000 $ 157,000 $ 89,000
Butte County California 24 $ 4,820,000 $ 200,000 $ 85,000
Kings County California 24 $ 3,730,000 $ 155,000 $ 70,000
Pinal County Arizona 23 $ 4,015,000 $ 174,000 $ 71,000
San Luis Obispo County California 23 $ 8,885,000 $ 386,000 $ 165,000
Jackson County Oregon 23 $ 6,295,000 $ 273,000 $ 85,000
Amador County California 22 $ 3,830,000 $ 174,000 $ 76,000
Santa Barbara County California 21 $ 5,375,000 $ 255,000 $ 91,000
Calaveras County California 20 $ 4,160,000 $ 208,000 $ 113,000
San Mateo County California 20 $ 10,260,000 $ 513,000 $ 160,000
Douglas County Colorado 20 $ 7,330,000 $ 366,000 $ 127,000
El Paso County Colorado 20 $ 3,960,000 $ 198,000 $ 86,000
Clark County Nevada 20 $ 4,980,000 $ 249,000 $ 97,000
Larimer County Colorado 16 $ 4,060,000 $ 253,000 $ 108,000
Marin County California 14 $ 5,780,000 $ 412,000 $ 153,000
Mendocino County California 14 $ 4,240,000 $ 302,000 $ 87,000
Napa County California 14 $ 5,440,000 $ 388,000 $ 119,000
Shasta County California 14 $ 3,050,000 $ 217,000 $ 130,000
Davis County Utah 14 $ 4,520,000 $ 322,000 $ 133,000
Nevada County California 13 $ 3,605,000 $ 277,000 $ 119,000
Umatilla County Oregon 13 $ 2,645,000 $ 203,000 $ 67,000
King County Washington 13 $ 5,105,000 $ 392,000 $ 108,000
Pima County Arizona 12 $ 1,820,000 $ 151,000 $ 55,000
Dallas County Texas 12 $ 1,340,000 $ 111,000 $ 52,000
Washington County Utah 12 $ 3,590,000 $ 299,000 $ 132,000
Bexar County Texas 10 $ 1,390,000 $ 139,000 $ 84,000
Tarrant County Texas 10 $ 1,480,000 $ 148,000 $ 77,000
Weber County Utah 9 $ 1,955,000 $ 217,000 $ 69,000
Clatsop County Oregon 8 $ 2,350,000 $ 293,000 $ 133,000
Brazoria County Texas 8 $ 1,020,000 $ 127,000 $ 73,000
Emery County Utah 8 $ 1,610,000 $ 201,000 $ 94,000
San Francisco County California 7 $ 2,885,000 $ 412,000 $ 160,000
Box Elder County Utah 7 $ 1,285,000 $ 183,000 $ 64,000
Sevier County Utah 7 $ 1,675,000 $ 239,000 $ 76,000
Humboldt County California 6 $ 1,090,000 $ 181,000 $ 59,000
Boulder County Colorado 6 $ 2,240,000 $ 373,000 $ 101,000
Broomfield County Colorado 6 $ 1,870,000 $ 311,000 $ 119,000
Douglas County Oregon 6 $ 1,220,000 $ 203,000 $ 57,000
Ellis County Texas 6 $ 860,000 $ 143,000 $ 79,000
Montgomery County Texas 6 $ 740,000 $ 123,000 $ 49,000
Cache County Utah 6 $ 1,390,000 $ 231,000 $ 123,000
Tehama County California 5 $ 1,485,000 $ 297,000 $ 111,000
Marion County Oregon 5 $ 1,205,000 $ 241,000 $ 72,000
Millard County Utah 5 $ 1,245,000 $ 249,000 $ 264,000
Teller County Colorado 4 $ 740,000 $ 185,000 $ 73,000
Morrow County Oregon 4 $ 670,000 $ 167,000 $ 50,000
Ector County Texas 4 $ 400,000 $ 100,000 $ 122,000
El Paso County Texas 4 $ 340,000 $ 85,000 $ 46,000
Fort Bend County Texas 4 $ 380,000 $ 95,000 $ 67,000
Garfield County Utah 4 $ 910,000 $ 227,000 $ 136,000
Clark County Washington 4 $ 1,640,000 $ 410,000 $ 101,000
La Paz County Arizona 3 $ 485,000 $ 161,000 $ 28,000
Yavapai County Arizona 3 $ 555,000 $ 185,000 $ 61,000
Lassen County California 3 $ 545,000 $ 181,000 $ 104,000
Mono County California 3 $ 775,000 $ 258,000 $ 134,000
Siskiyou County California 3 $ 655,000 $ 218,000 $ 48,000
Garfield County Colorado 3 $ 265,000 $ 88,000 $ 66,000
Park County Colorado 3 $ 915,000 $ 305,000 $ 145,000
Pueblo County Colorado 3 $ 225,000 $ 75,000 $ 47,000
Washoe County Nevada 3 $ 1,005,000 $ 335,000 $ 128,000
Clackamas County Oregon 3 $ 1,175,000 $ 391,000 $ 122,000
Lane County Oregon 3 $ 835,000 $ 278,000 $ 82,000
Collin County Texas 3 $ 495,000 $ 165,000 $ 72,000
Kaufman County Texas 3 $ 495,000 $ 165,000 $ 76,000
Pierce County Washington 3 $ 1,325,000 $ 441,000 $ 117,000
Snohomish County Washington 3 $ 895,000 $ 298,000 $ 60,000
Coconino County Arizona 2 $ 860,000 $ 430,000 $ 120,000
Gila County Arizona 2 $ 240,000 $ 120,000 $ 66,000
Navajo County Arizona 2 $ 260,000 $ 130,000 $ 102,000
Del Norte County California 2 $ 490,000 $ 245,000 $ 56,000
Plumas County California 2 $ 500,000 $ 250,000 $ 71,000
Gilpin County Colorado 2 $ 740,000 $ 370,000 $ 140,000
Mesa County Colorado 2 $ 350,000 $ 175,000 $ 44,000
Summit County Colorado 2 $ 820,000 $ 410,000 $ 289,000
Coos County Oregon 2 $ 180,000 $ 90,000 $ 60,000
Curry County Oregon 2 $ 550,000 $ 275,000 $ 170,000
Klamath County Oregon 2 $ 410,000 $ 205,000 $ 76,000
Multnomah County Oregon 2 $ 510,000 $ 255,000 $ 92,000
Washington County Oregon 2 $ 780,000 $ 390,000 $ 137,000
Cameron County Texas 2 $ 220,000 $ 110,000 $ 65,000
Comal County Texas 2 $ 180,000 $ 90,000 $ 74,000
Denton County Texas 2 $ 700,000 $ 350,000 $ 179,000
Guadalupe County Texas 2 $ 320,000 $ 160,000 $ 45,000
Hidalgo County Texas 2 $ 310,000 $ 155,000 $ 52,000
Hood County Texas 2 $ 200,000 $ 100,000 $ 85,000
Midland County Texas 2 $ 370,000 $ 185,000 $ 65,000
Travis County Texas 2 $ 330,000 $ 165,000 $ 77,000
Williamson County Texas 2 $ 310,000 $ 155,000 $ 106,000
Carbon County Utah 2 $ 490,000 $ 245,000 $ 93,000
Iron County Utah 2 $ 460,000 $ 230,000 $ 64,000
Kane County Utah 2 $ 250,000 $ 125,000 $ 41,000
Summit County Utah 2 $ 610,000 $ 305,000 $ 69,000
Uintah County Utah 2 $ 380,000 $ 190,000 $ 138,000
Wasatch County Utah 2 $ 650,000 $ 325,000 $ 65,000
Kitsap County Washington 2 $ 660,000 $ 330,000 $ 71,000
Mason County Washington 2 $ 690,000 $ 345,000 $ 74,000
Yuma County Arizona 1 $ 155,000 $ 155,000 $ 28,000
Alpine County California 1 $ 315,000 $ 315,000 $ 200,000
Colusa County California 1 $ 295,000 $ 295,000 $ 110,000
Inyo County California 1 $ 275,000 $ 275,000 $ 84,000
Modoc County California 1 $ 165,000 $ 165,000 $ 27,000
Clear Creek County Colorado 1 $ 485,000 $ 485,000 $ 153,000
Eagle County Colorado 1 $ 275,000 $ 275,000 $ 71,000
Elbert County Colorado 1 $ 515,000 $ 515,000 $ 126,000
Fremont County Colorado 1 $ 95,000 $ 95,000 $ 96,000
Grand County Colorado 1 $ 125,000 $ 125,000 $ 114,000
Morgan County Colorado 1 $ 255,000 $ 255,000 $ 42,000
Nye County Nevada 1 $ 205,000 $ 205,000 $ 155,000
Deschutes County Oregon 1 $ 115,000 $ 115,000 $ 23,000
Lincoln County Oregon 1 $ 515,000 $ 515,000 $ 246,000
Polk County Oregon 1 $ 255,000 $ 255,000 $ 149,000
Sherman County Oregon 1 $ 85,000 $ 85,000 $ 41,000
Wasco County Oregon 1 $ 215,000 $ 215,000 $ 53,000
Castro County Texas 1 $ 195,000 $ 195,000 $ 58,000
Gregg County Texas 1 $ 195,000 $ 195,000 $ 73,000
Hardin County Texas 1 $ 335,000 $ 335,000 $ 83,000
Harrison County Texas 1 $ 425,000 $ 425,000 $ 157,000
Hays County Texas 1 $ 475,000 $ 475,000 $ 191,000
Hunt County Texas 1 $ 145,000 $ 145,000 $ 56,000
Jefferson County Texas 1 $ 135,000 $ 135,000 $ 41,000
Johnson County Texas 1 $ 275,000 $ 275,000 $ 146,000
Orange County Texas 1 $ 285,000 $ 285,000 $ 216,000
Parker County Texas 1 $ 245,000 $ 245,000 $ 165,000
Smith County Texas 1 $ 185,000 $ 185,000 $ 209,000
Upshur County Texas 1 $ 225,000 $ 225,000 $ 114,000
Waller County Texas 1 $ 155,000 $ 155,000 $ 72,000
Grand County Utah 1 $ 125,000 $ 125,000 $ 39,000
Wayne County Utah 1 $ 335,000 $ 335,000 $ 204,000
Island County Washington 1 $ 165,000 $ 165,000 $ 104,000
Okanogan County Washington 1 $ 155,000 $ 155,000 $ 67,000
Skagit County Washington 1 $ 225,000 $ 225,000 $ 66,000
Skamania County Washington 1 $ 345,000 $ 345,000 $ 138,000

Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,301 $1,634,465,000 $223,000 $2,325,000 $94,000 $2,243,000
Refinancing 4,509 $1,478,025,000 $327,000 $1,385,000 $118,000 $2,331,000
Cash-out Refinancing 2,365 $730,615,000 $308,000 $1,455,000 $109,000 $5,151,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,803 $1,703,525,000 $293,000 $2,325,000 $114,000 $2,331,000
Hispanic 5,046 $1,224,620,000 $242,000 $1,495,000 $88,000 $2,617,000
Not Provided 1,632 $482,950,000 $295,000 $2,175,000 $116,000 $1,590,000
Black or African American 846 $176,580,000 $208,000 $1,505,000 $92,000 $806,000
Asian 730 $226,520,000 $310,000 $1,045,000 $124,000 $5,151,000
Native Hawaiian or Other Pacific Islander 68 $17,180,000 $252,000 $605,000 $111,000 $428,000
American Indian or Alaskan Native 50 $11,730,000 $234,000 $655,000 $85,000 $222,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,871 $2,750,435,000 $253,000 $2,325,000 $110,000 $5,151,000
FHA-insured (Federal Housing Administration) 2,822 $907,030,000 $321,000 $1,495,000 $83,000 $364,000
VA-guaranteed (Veterans Administration) 414 $168,510,000 $407,000 $1,505,000 $102,000 $383,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 68 $17,130,000 $251,000 $475,000 $65,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,960 $2,759,230,000 $277,000 $2,175,000 $106,000 $2,331,000
Application Withdrawn By Applicant 1,870 $519,240,000 $277,000 $1,605,000 $109,000 $5,151,000
Application Approved But Not Accepted 1,287 $316,135,000 $245,000 $2,325,000 $100,000 $1,652,000
Application Denied By Financial Institution 768 $177,450,000 $231,000 $1,495,000 $85,000 $604,000
Preapproval Approved but not Accepted 203 $52,285,000 $257,000 $985,000 $91,000 $277,000
Preapproval Denied by Financial Institution 87 $18,765,000 $215,000 $545,000 $72,000 $213,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,320 $3,646,890,000 $273,000 $2,325,000 $105,000 $5,151,000
Debt-To-Income Ratio 472 $103,370,000 $219,000 $1,495,000 $73,000 $288,000
Unverifiable Information 101 $26,975,000 $267,000 $705,000 $95,000 $524,000
Credit History 99 $24,275,000 $245,000 $935,000 $99,000 $218,000
Collateral 83 $19,715,000 $237,000 $1,155,000 $105,000 $510,000
Other 50 $8,540,000 $170,000 $635,000 $105,000 $604,000
Employment History 25 $7,125,000 $285,000 $805,000 $76,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 25 $6,215,000 $248,000 $645,000 $91,000 $184,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mountain West Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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