Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Mountain West Financial, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 14,175 |
| Total Mortgage Loan Application Amount | $3,843,105,000 |
| Average Mortgage Loan Application Amount | $286,000 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $5,151,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,110 | $ 1,285,710,000 | $ 251,000 | $ 97,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2,066 | $ 551,170,000 | $ 266,000 | $ 108,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,271 | $ 449,065,000 | $ 353,000 | $ 120,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 413 | $ 174,095,000 | $ 421,000 | $ 162,000 |
| NA (OUTSIDE OF MSA/MD) | 410 | $ 88,870,000 | $ 198,750 | $ 93,250 |
| SAN DIEGO-CARLSBAD, CA | 398 | $ 136,660,000 | $ 343,000 | $ 120,000 |
| SANTA CRUZ-WATSONVILLE, CA | 354 | $ 153,950,000 | $ 434,000 | $ 142,000 |
| BAKERSFIELD, CA | 301 | $ 49,145,000 | $ 163,000 | $ 77,000 |
| VALLEJO-FAIRFIELD, CA | 295 | $ 76,995,000 | $ 261,000 | $ 111,000 |
| FRESNO, CA | 294 | $ 42,580,000 | $ 144,000 | $ 95,000 |
| DENVER-AURORA-LAKEWOOD, CO | 272 | $ 83,090,000 | $ 305,000 | $ 107,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 222 | $ 78,320,000 | $ 352,000 | $ 131,000 |
| STOCKTON-LODI, CA | 222 | $ 46,590,000 | $ 209,000 | $ 87,000 |
| MODESTO, CA | 206 | $ 38,410,000 | $ 186,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 180 | $ 40,570,000 | $ 225,000 | $ 97,000 |
| SALINAS, CA | 164 | $ 63,710,000 | $ 388,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 146 | $ 45,790,000 | $ 313,000 | $ 129,000 |
| GRANTS PASS, OR | 145 | $ 37,635,000 | $ 259,000 | $ 81,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 134 | $ 14,670,000 | $ 109,000 | $ 60,000 |
| SALT LAKE CITY, UT | 134 | $ 33,640,000 | $ 251,000 | $ 85,000 |
| PROVO-OREM, UT | 125 | $ 32,755,000 | $ 262,000 | $ 85,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 96 | $ 38,930,000 | $ 405,000 | $ 135,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 88 | $ 21,030,000 | $ 238,000 | $ 101,000 |
| MERCED, CA | 88 | $ 14,640,000 | $ 166,000 | $ 78,000 |
| YUBA CITY, CA | 72 | $ 12,790,000 | $ 177,000 | $ 81,000 |
| EL CENTRO, CA | 55 | $ 6,635,000 | $ 120,000 | $ 65,000 |
| VISALIA-PORTERVILLE, CA | 46 | $ 7,010,000 | $ 152,000 | $ 78,000 |
| LAREDO, TX | 43 | $ 3,955,000 | $ 91,000 | $ 52,000 |
| MADERA, CA | 42 | $ 7,050,000 | $ 167,000 | $ 88,000 |
| SANTA ROSA, CA | 34 | $ 13,870,000 | $ 407,000 | $ 159,000 |
| GREELEY, CO | 31 | $ 9,595,000 | $ 309,000 | $ 101,000 |
| OGDEN-CLEARFIELD, UT | 30 | $ 7,760,000 | $ 258,000 | $ 98,000 |
| DALLAS-PLANO-IRVING, TX | 27 | $ 4,035,000 | $ 149,000 | $ 72,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 27 | $ 13,145,000 | $ 486,000 | $ 160,000 |
| CHICO, CA | 24 | $ 4,820,000 | $ 200,000 | $ 85,000 |
| COLORADO SPRINGS, CO | 24 | $ 4,700,000 | $ 195,000 | $ 84,000 |
| HANFORD-CORCORAN, CA | 24 | $ 3,730,000 | $ 155,000 | $ 70,000 |
| MEDFORD, OR | 23 | $ 6,295,000 | $ 273,000 | $ 85,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 23 | $ 8,885,000 | $ 386,000 | $ 165,000 |
| SANTA MARIA-SANTA BARBARA, CA | 21 | $ 5,375,000 | $ 255,000 | $ 91,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 20 | $ 4,980,000 | $ 249,000 | $ 97,000 |
| FORT COLLINS, CO | 16 | $ 4,060,000 | $ 253,000 | $ 108,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 16 | $ 6,000,000 | $ 375,000 | $ 99,000 |
| NAPA, CA | 14 | $ 5,440,000 | $ 388,000 | $ 119,000 |
| REDDING, CA | 14 | $ 3,050,000 | $ 217,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 1,890,000 | $ 135,000 | $ 77,000 |
| SAN RAFAEL, CA | 14 | $ 5,780,000 | $ 412,000 | $ 153,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 2,000,000 | $ 166,000 | $ 90,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 12 | $ 4,450,000 | $ 374,500 | $ 113,500 |
| ST. GEORGE, UT | 12 | $ 3,590,000 | $ 299,000 | $ 132,000 |
| TUCSON, AZ | 12 | $ 1,820,000 | $ 151,000 | $ 55,000 |
| BOULDER, CO | 6 | $ 2,240,000 | $ 373,000 | $ 101,000 |
| LOGAN, UT-ID | 6 | $ 1,390,000 | $ 231,000 | $ 123,000 |
| SALEM, OR | 6 | $ 1,460,000 | $ 243,000 | $ 85,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 1,115,000 | $ 223,000 | $ 111,000 |
| EL PASO, TX | 4 | $ 340,000 | $ 85,000 | $ 46,000 |
| ODESSA, TX | 4 | $ 400,000 | $ 100,000 | $ 122,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 755,000 | $ 251,000 | $ 113,000 |
| EUGENE, OR | 3 | $ 835,000 | $ 278,000 | $ 82,000 |
| LONGVIEW, TX | 3 | $ 845,000 | $ 281,000 | $ 114,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| PUEBLO, CO | 3 | $ 225,000 | $ 75,000 | $ 47,000 |
| RENO, NV | 3 | $ 1,005,000 | $ 335,000 | $ 128,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 1,325,000 | $ 441,000 | $ 117,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 660,000 | $ 330,000 | $ 71,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| FLAGSTAFF, AZ | 2 | $ 860,000 | $ 430,000 | $ 120,000 |
| GRAND JUNCTION, CO | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| MIDLAND, TX | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| BEND-REDMOND, OR | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| TYLER, TX | 1 | $ 185,000 | $ 185,000 | $ 209,000 |
| YUMA, AZ | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,301 | $1,634,465,000 | $223,000 | $2,325,000 | $94,000 | $2,243,000 |
| Refinancing | 4,509 | $1,478,025,000 | $327,000 | $1,385,000 | $118,000 | $2,331,000 |
| Cash-out Refinancing | 2,365 | $730,615,000 | $308,000 | $1,455,000 | $109,000 | $5,151,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,803 | $1,703,525,000 | $293,000 | $2,325,000 | $114,000 | $2,331,000 |
| Hispanic | 5,046 | $1,224,620,000 | $242,000 | $1,495,000 | $88,000 | $2,617,000 |
| Not Provided | 1,632 | $482,950,000 | $295,000 | $2,175,000 | $116,000 | $1,590,000 |
| Black or African American | 846 | $176,580,000 | $208,000 | $1,505,000 | $92,000 | $806,000 |
| Asian | 730 | $226,520,000 | $310,000 | $1,045,000 | $124,000 | $5,151,000 |
| Native Hawaiian or Other Pacific Islander | 68 | $17,180,000 | $252,000 | $605,000 | $111,000 | $428,000 |
| American Indian or Alaskan Native | 50 | $11,730,000 | $234,000 | $655,000 | $85,000 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,871 | $2,750,435,000 | $253,000 | $2,325,000 | $110,000 | $5,151,000 |
| FHA-insured (Federal Housing Administration) | 2,822 | $907,030,000 | $321,000 | $1,495,000 | $83,000 | $364,000 |
| VA-guaranteed (Veterans Administration) | 414 | $168,510,000 | $407,000 | $1,505,000 | $102,000 | $383,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $17,130,000 | $251,000 | $475,000 | $65,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,960 | $2,759,230,000 | $277,000 | $2,175,000 | $106,000 | $2,331,000 |
| Application Withdrawn By Applicant | 1,870 | $519,240,000 | $277,000 | $1,605,000 | $109,000 | $5,151,000 |
| Application Approved But Not Accepted | 1,287 | $316,135,000 | $245,000 | $2,325,000 | $100,000 | $1,652,000 |
| Application Denied By Financial Institution | 768 | $177,450,000 | $231,000 | $1,495,000 | $85,000 | $604,000 |
| Preapproval Approved but not Accepted | 203 | $52,285,000 | $257,000 | $985,000 | $91,000 | $277,000 |
| Preapproval Denied by Financial Institution | 87 | $18,765,000 | $215,000 | $545,000 | $72,000 | $213,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,320 | $3,646,890,000 | $273,000 | $2,325,000 | $105,000 | $5,151,000 |
| Debt-To-Income Ratio | 472 | $103,370,000 | $219,000 | $1,495,000 | $73,000 | $288,000 |
| Unverifiable Information | 101 | $26,975,000 | $267,000 | $705,000 | $95,000 | $524,000 |
| Credit History | 99 | $24,275,000 | $245,000 | $935,000 | $99,000 | $218,000 |
| Collateral | 83 | $19,715,000 | $237,000 | $1,155,000 | $105,000 | $510,000 |
| Other | 50 | $8,540,000 | $170,000 | $635,000 | $105,000 | $604,000 |
| Employment History | 25 | $7,125,000 | $285,000 | $805,000 | $76,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $6,215,000 | $248,000 | $645,000 | $91,000 | $184,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.