Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mountain West Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,412 |
| Total Mortgage Loan Application Amount | $1,080,470,000 |
| Average Mortgage Loan Application Amount | $324,333 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $117,666 |
| Highest Applicant Income | $1,791,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 561 | $ 179,605,000 | $ 320,000 | $ 110,000 |
| Riverside County California | 450 | $ 148,540,000 | $ 330,000 | $ 108,000 |
| Los Angeles County California | 240 | $ 102,050,000 | $ 425,000 | $ 133,000 |
| Sacramento County California | 203 | $ 58,715,000 | $ 289,000 | $ 118,000 |
| Kern County California | 88 | $ 20,210,000 | $ 229,000 | $ 94,000 |
| Fresno County California | 77 | $ 13,735,000 | $ 178,000 | $ 88,000 |
| Santa Cruz County California | 76 | $ 40,360,000 | $ 531,000 | $ 278,000 |
| Solano County California | 56 | $ 21,030,000 | $ 375,000 | $ 126,000 |
| Josephine County Oregon | 53 | $ 17,155,000 | $ 323,000 | $ 99,000 |
| San Joaquin County California | 52 | $ 13,650,000 | $ 262,000 | $ 106,000 |
| Mohave County Arizona | 50 | $ 13,930,000 | $ 278,000 | $ 113,000 |
| Clark County Nevada | 50 | $ 13,490,000 | $ 269,000 | $ 84,000 |
| Stanislaus County California | 49 | $ 13,365,000 | $ 272,000 | $ 109,000 |
| San Diego County California | 47 | $ 26,355,000 | $ 560,000 | $ 163,000 |
| Maricopa County Arizona | 45 | $ 14,745,000 | $ 327,000 | $ 112,000 |
| Monterey County California | 42 | $ 21,340,000 | $ 508,000 | $ 150,000 |
| Ventura County California | 39 | $ 11,815,000 | $ 302,000 | $ 102,000 |
| Orange County California | 37 | $ 19,255,000 | $ 520,000 | $ 136,000 |
| Placer County California | 37 | $ 12,945,000 | $ 349,000 | $ 129,000 |
| Merced County California | 35 | $ 10,715,000 | $ 306,000 | $ 112,000 |
| Contra Costa County California | 33 | $ 10,325,000 | $ 312,000 | $ 125,000 |
| Utah County Utah | 29 | $ 6,315,000 | $ 217,000 | $ 79,000 |
| Webb County Texas | 26 | $ 2,910,000 | $ 111,000 | $ 52,000 |
| Juab County Utah | 23 | $ 7,255,000 | $ 315,000 | $ 93,000 |
| Salt Lake County Utah | 23 | $ 5,995,000 | $ 260,000 | $ 82,000 |
| Harris County Texas | 22 | $ 3,130,000 | $ 142,000 | $ 53,000 |
| Jackson County Oregon | 21 | $ 6,485,000 | $ 308,000 | $ 97,000 |
| Kings County California | 20 | $ 2,580,000 | $ 129,000 | $ 70,000 |
| Alameda County California | 19 | $ 7,305,000 | $ 384,000 | $ 135,000 |
| Yolo County California | 19 | $ 5,255,000 | $ 276,000 | $ 112,000 |
| Lake County California | 18 | $ 2,760,000 | $ 153,000 | $ 69,000 |
| Jefferson County Colorado | 18 | $ 5,610,000 | $ 311,000 | $ 93,000 |
| Arapahoe County Colorado | 15 | $ 5,085,000 | $ 339,000 | $ 105,000 |
| Denver County Colorado | 15 | $ 6,855,000 | $ 457,000 | $ 140,000 |
| Pinal County Arizona | 13 | $ 3,255,000 | $ 250,000 | $ 99,000 |
| Imperial County California | 13 | $ 2,465,000 | $ 189,000 | $ 58,000 |
| Mariposa County California | 12 | $ 3,370,000 | $ 280,000 | $ 105,000 |
| Sutter County California | 12 | $ 2,860,000 | $ 238,000 | $ 104,000 |
| Adams County Colorado | 12 | $ 4,640,000 | $ 386,000 | $ 103,000 |
| Amador County California | 11 | $ 3,115,000 | $ 283,000 | $ 131,000 |
| Butte County California | 11 | $ 3,345,000 | $ 304,000 | $ 89,000 |
| Madera County California | 10 | $ 2,730,000 | $ 273,000 | $ 99,000 |
| Santa Barbara County California | 9 | $ 2,805,000 | $ 311,000 | $ 90,000 |
| Tulare County California | 9 | $ 2,275,000 | $ 252,000 | $ 88,000 |
| Douglas County Colorado | 9 | $ 4,305,000 | $ 478,000 | $ 128,000 |
| El Dorado County California | 8 | $ 1,770,000 | $ 221,000 | $ 85,000 |
| Sonoma County California | 8 | $ 2,540,000 | $ 317,000 | $ 161,000 |
| Yuba County California | 8 | $ 2,330,000 | $ 291,000 | $ 127,000 |
| Douglas County Oregon | 8 | $ 2,090,000 | $ 261,000 | $ 70,000 |
| Weber County Utah | 8 | $ 1,350,000 | $ 168,000 | $ 59,000 |
| San Benito County California | 7 | $ 4,015,000 | $ 573,000 | $ 179,000 |
| Santa Clara County California | 7 | $ 3,685,000 | $ 526,000 | $ 216,000 |
| El Paso County Colorado | 7 | $ 1,925,000 | $ 275,000 | $ 103,000 |
| Dallas County Texas | 7 | $ 745,000 | $ 106,000 | $ 75,000 |
| Sanpete County Utah | 7 | $ 1,875,000 | $ 267,000 | $ 74,000 |
| Multnomah County Oregon | 6 | $ 1,920,000 | $ 320,000 | $ 103,000 |
| Davis County Utah | 6 | $ 1,480,000 | $ 246,000 | $ 66,000 |
| Mendocino County California | 5 | $ 1,735,000 | $ 347,000 | $ 116,000 |
| San Luis Obispo County California | 5 | $ 3,325,000 | $ 665,000 | $ 152,000 |
| Bexar County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 107,000 |
| Nevada County California | 4 | $ 1,300,000 | $ 325,000 | $ 96,000 |
| Tehama County California | 4 | $ 990,000 | $ 247,000 | $ 99,000 |
| Weld County Colorado | 4 | $ 920,000 | $ 230,000 | $ 106,000 |
| Chambers County Texas | 4 | $ 530,000 | $ 132,000 | $ 69,000 |
| Tarrant County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 75,000 |
| Duchesne County Utah | 4 | $ 600,000 | $ 150,000 | $ 94,000 |
| Washington County Utah | 4 | $ 780,000 | $ 195,000 | $ 94,000 |
| Yavapai County Arizona | 3 | $ 665,000 | $ 221,000 | $ 53,000 |
| Calaveras County California | 3 | $ 1,025,000 | $ 341,000 | $ 115,000 |
| Humboldt County California | 3 | $ 1,185,000 | $ 395,000 | $ 127,000 |
| Lassen County California | 3 | $ 305,000 | $ 101,000 | $ 110,000 |
| Shasta County California | 3 | $ 865,000 | $ 288,000 | $ 71,000 |
| Clackamas County Oregon | 3 | $ 1,365,000 | $ 455,000 | $ 234,000 |
| Cameron County Texas | 3 | $ 575,000 | $ 191,000 | $ 84,000 |
| Pierce County Washington | 3 | $ 615,000 | $ 205,000 | $ 54,000 |
| Snohomish County Washington | 3 | $ 925,000 | $ 308,000 | $ 252,000 |
| La Paz County Arizona | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Napa County California | 2 | $ 1,050,000 | $ 525,000 | $ 132,000 |
| San Mateo County California | 2 | $ 330,000 | $ 165,000 | $ 176,000 |
| Boulder County Colorado | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Pueblo County Colorado | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Lyon County Nevada | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Washington County Oregon | 2 | $ 830,000 | $ 415,000 | $ 252,000 |
| Brazoria County Texas | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Dawson County Texas | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Fort Bend County Texas | 2 | $ 390,000 | $ 195,000 | $ 96,000 |
| Guadalupe County Texas | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Jefferson County Texas | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Rockwall County Texas | 2 | $ 810,000 | $ 405,000 | $ 169,000 |
| Smith County Texas | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Taylor County Texas | 2 | $ 130,000 | $ 65,000 | $ 79,000 |
| Box Elder County Utah | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Lewis County Washington | 2 | $ 1,150,000 | $ 575,000 | $ 506,000 |
| Spokane County Washington | 2 | $ 830,000 | $ 415,000 | $ 113,000 |
| Gila County Arizona | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Navajo County Arizona | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Yuma County Arizona | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Colusa County California | 1 | $ 435,000 | $ 435,000 | $ 109,000 |
| Del Norte County California | 1 | $ 415,000 | $ 415,000 | $ 181,000 |
| Glenn County California | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Marin County California | 1 | $ 605,000 | $ 605,000 | $ 160,000 |
| San Francisco County California | 1 | $ 1,385,000 | $ 1,385,000 | $ 624,000 |
| Broomfield County Colorado | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Saguache County Colorado | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Carlton County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| St. Louis County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Churchill County Nevada | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Storey County Nevada | 1 | $ 445,000 | $ 445,000 | $ 71,000 |
| Washoe County Nevada | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Bernalillo County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Socorro County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Columbia County Oregon | 1 | $ 625,000 | $ 625,000 | $ 173,000 |
| Crook County Oregon | 1 | $ 275,000 | $ 275,000 | $ 42,000 |
| Deschutes County Oregon | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| Brazos County Texas | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Denton County Texas | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Ellis County Texas | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Hidalgo County Texas | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Montgomery County Texas | 1 | $ 645,000 | $ 645,000 | $ 328,000 |
| Refugio County Texas | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Williamson County Texas | 1 | $ 645,000 | $ 645,000 | $ 255,000 |
| Iron County Utah | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Millard County Utah | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Tooele County Utah | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Island County Washington | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,546 | $786,960,000 | $309,000 | $1,885,000 | $109,000 | $1,791,000 |
| Cash-out Refinancing | 613 | $213,175,000 | $347,000 | $1,045,000 | $117,000 | $1,680,000 |
| Refinancing | 253 | $80,335,000 | $317,000 | $1,385,000 | $127,000 | $1,194,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,318 | $393,180,000 | $298,000 | $1,885,000 | $104,000 | $1,791,000 |
| White | 1,096 | $358,700,000 | $327,000 | $1,495,000 | $114,000 | $720,000 |
| Not Provided | 434 | $146,480,000 | $337,000 | $1,125,000 | $113,000 | $629,000 |
| Black or African American | 381 | $112,705,000 | $295,000 | $975,000 | $119,000 | $450,000 |
| Asian | 143 | $55,745,000 | $389,000 | $1,385,000 | $141,000 | $1,680,000 |
| American Indian or Alaskan Native | 26 | $10,010,000 | $385,000 | $1,465,000 | $99,000 | $361,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,650,000 | $260,000 | $605,000 | $117,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,313 | $641,945,000 | $277,000 | $1,885,000 | $118,000 | $1,791,000 |
| FHA-insured (Federal Housing Administration) | 992 | $389,370,000 | $392,000 | $965,000 | $97,000 | $340,000 |
| VA-guaranteed (Veterans Administration) | 95 | $45,405,000 | $477,000 | $1,495,000 | $112,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $3,750,000 | $312,000 | $495,000 | $78,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,833 | $618,305,000 | $337,000 | $1,365,000 | $117,000 | $1,276,000 |
| Application Withdrawn By Applicant | 400 | $137,970,000 | $344,000 | $1,465,000 | $122,000 | $1,680,000 |
| Application Denied By Financial Institution | 390 | $98,390,000 | $252,000 | $845,000 | $92,000 | $624,000 |
| Preapproval Approved but not Accepted | 355 | $97,825,000 | $275,000 | $1,495,000 | $97,000 | $321,000 |
| Application Approved But Not Accepted | 291 | $90,265,000 | $310,000 | $1,125,000 | $124,000 | $1,791,000 |
| Preapproval Denied by Financial Institution | 143 | $37,715,000 | $263,000 | $1,885,000 | $87,000 | $761,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,879 | $944,365,000 | $328,000 | $1,495,000 | $116,000 | $1,791,000 |
| Debt-To-Income Ratio | 245 | $66,725,000 | $272,000 | $1,885,000 | $80,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 107 | $22,635,000 | $211,000 | $635,000 | $97,000 | $197,000 |
| Other | 48 | $8,830,000 | $183,000 | $625,000 | $104,000 | $624,000 |
| Unverifiable Information | 44 | $12,780,000 | $290,000 | $1,445,000 | $108,000 | $761,000 |
| Collateral | 44 | $10,970,000 | $249,000 | $675,000 | $105,000 | $615,000 |
| Credit History | 27 | $7,795,000 | $288,000 | $635,000 | $97,000 | $214,000 |
| Employment History | 15 | $5,205,000 | $347,000 | $795,000 | $86,000 | $184,000 |
| Credit Application Incomplete | 3 | $1,165,000 | $388,000 | $605,000 | $138,000 | $243,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.