Michigan State University Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Michigan State University Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Michigan State University Federal Credit Union 3777 West Road East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,899 |
| Total Mortgage Loan Application Amount | $1,716,025,000 |
| Average Mortgage Loan Application Amount | $153,200 |
| Highest Mortgage Loan Application Amount | $5,055,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $1,963,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Michigan State University Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Michigan State University Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Michigan State University Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Michigan State University Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Michigan State University Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Michigan State University Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 2,426 | $ 297,750,000 | $ 122,000 | $ 100,000 |
| Eaton County Michigan | 815 | $ 100,915,000 | $ 123,000 | $ 92,000 |
| Oakland County Michigan | 744 | $ 116,010,000 | $ 155,000 | $ 140,000 |
| Clinton County Michigan | 669 | $ 96,865,000 | $ 144,000 | $ 114,000 |
| Shiawassee County Michigan | 261 | $ 31,645,000 | $ 121,000 | $ 92,000 |
| Kent County Michigan | 215 | $ 44,365,000 | $ 206,000 | $ 143,000 |
| Wayne County Michigan | 206 | $ 26,980,000 | $ 130,000 | $ 111,000 |
| Macomb County Michigan | 145 | $ 21,215,000 | $ 146,000 | $ 128,000 |
| Livingston County Michigan | 141 | $ 20,705,000 | $ 146,000 | $ 132,000 |
| Grand Traverse County Michigan | 129 | $ 24,125,000 | $ 187,000 | $ 128,000 |
| Genesee County Michigan | 94 | $ 12,850,000 | $ 136,000 | $ 120,000 |
| Jackson County Michigan | 86 | $ 10,490,000 | $ 121,000 | $ 112,000 |
| Ionia County Michigan | 81 | $ 10,745,000 | $ 132,000 | $ 106,000 |
| Washtenaw County Michigan | 76 | $ 14,100,000 | $ 185,000 | $ 163,000 |
| Ottawa County Michigan | 61 | $ 10,485,000 | $ 171,000 | $ 119,000 |
| Calhoun County Michigan | 59 | $ 8,965,000 | $ 151,000 | $ 105,000 |
| Kalamazoo County Michigan | 44 | $ 7,890,000 | $ 179,000 | $ 140,000 |
| Allegan County Michigan | 36 | $ 6,480,000 | $ 180,000 | $ 114,000 |
| Barry County Michigan | 36 | $ 3,660,000 | $ 101,000 | $ 104,000 |
| Roscommon County Michigan | 35 | $ 3,855,000 | $ 110,000 | $ 108,000 |
| Antrim County Michigan | 33 | $ 5,515,000 | $ 167,000 | $ 148,000 |
| Montcalm County Michigan | 33 | $ 4,835,000 | $ 146,000 | $ 91,000 |
| Muskegon County Michigan | 30 | $ 5,880,000 | $ 196,000 | $ 126,000 |
| Gratiot County Michigan | 27 | $ 2,795,000 | $ 103,000 | $ 96,000 |
| Leelanau County Michigan | 27 | $ 5,725,000 | $ 212,000 | $ 114,000 |
| Clare County Michigan | 26 | $ 2,660,000 | $ 102,000 | $ 89,000 |
| Mecosta County Michigan | 23 | $ 2,565,000 | $ 111,000 | $ 105,000 |
| Lapeer County Michigan | 20 | $ 2,980,000 | $ 149,000 | $ 120,000 |
| Saginaw County Michigan | 20 | $ 2,170,000 | $ 108,000 | $ 92,000 |
| Benzie County Michigan | 19 | $ 3,175,000 | $ 167,000 | $ 98,000 |
| Charlevoix County Michigan | 19 | $ 4,275,000 | $ 225,000 | $ 194,000 |
| Lenawee County Michigan | 18 | $ 2,310,000 | $ 128,000 | $ 85,000 |
| St. Clair County Michigan | 18 | $ 1,610,000 | $ 89,000 | $ 103,000 |
| Branch County Michigan | 16 | $ 2,000,000 | $ 125,000 | $ 91,000 |
| Midland County Michigan | 16 | $ 2,640,000 | $ 165,000 | $ 146,000 |
| Newaygo County Michigan | 15 | $ 2,215,000 | $ 147,000 | $ 114,000 |
| Monroe County Michigan | 14 | $ 1,250,000 | $ 89,000 | $ 119,000 |
| Manistee County Michigan | 13 | $ 2,045,000 | $ 157,000 | $ 115,000 |
| Otsego County Michigan | 13 | $ 1,555,000 | $ 119,000 | $ 159,000 |
| Emmet County Michigan | 11 | $ 2,105,000 | $ 191,000 | $ 111,000 |
| Isabella County Michigan | 11 | $ 1,185,000 | $ 107,000 | $ 92,000 |
| Kalkaska County Michigan | 11 | $ 1,685,000 | $ 153,000 | $ 92,000 |
| Sanilac County Michigan | 11 | $ 815,000 | $ 74,000 | $ 57,000 |
| Wexford County Michigan | 11 | $ 1,105,000 | $ 100,000 | $ 65,000 |
| Berrien County Michigan | 10 | $ 4,580,000 | $ 458,000 | $ 257,000 |
| Crawford County Michigan | 10 | $ 1,330,000 | $ 133,000 | $ 112,000 |
| Mason County Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 89,000 |
| Bay County Michigan | 9 | $ 1,165,000 | $ 129,000 | $ 130,000 |
| Gladwin County Michigan | 9 | $ 1,185,000 | $ 131,000 | $ 94,000 |
| Osceola County Michigan | 9 | $ 825,000 | $ 91,000 | $ 89,000 |
| Van Buren County Michigan | 9 | $ 1,375,000 | $ 152,000 | $ 121,000 |
| Cook County Illinois | 8 | $ 2,460,000 | $ 307,000 | $ 158,000 |
| Iosco County Michigan | 8 | $ 990,000 | $ 123,000 | $ 145,000 |
| Missaukee County Michigan | 8 | $ 860,000 | $ 107,000 | $ 140,000 |
| Oceana County Michigan | 8 | $ 1,310,000 | $ 163,000 | $ 136,000 |
| Hillsdale County Michigan | 7 | $ 645,000 | $ 92,000 | $ 132,000 |
| Presque Isle County Michigan | 7 | $ 435,000 | $ 62,000 | $ 198,000 |
| Cheboygan County Michigan | 6 | $ 1,160,000 | $ 193,000 | $ 185,000 |
| Marquette County Michigan | 6 | $ 710,000 | $ 118,000 | $ 68,000 |
| St. Joseph County Michigan | 6 | $ 830,000 | $ 138,000 | $ 100,000 |
| Collier County Florida | 5 | $ 1,155,000 | $ 231,000 | $ 224,000 |
| Lee County Florida | 5 | $ 885,000 | $ 177,000 | $ 107,000 |
| Orange County Florida | 5 | $ 865,000 | $ 173,000 | $ 95,000 |
| Alcona County Michigan | 5 | $ 995,000 | $ 199,000 | $ 164,000 |
| Arenac County Michigan | 5 | $ 845,000 | $ 169,000 | $ 115,000 |
| Cass County Michigan | 5 | $ 885,000 | $ 177,000 | $ 78,000 |
| Ogemaw County Michigan | 5 | $ 595,000 | $ 119,000 | $ 97,000 |
| Maricopa County Arizona | 4 | $ 1,610,000 | $ 402,000 | $ 250,000 |
| Marion County Indiana | 4 | $ 1,470,000 | $ 367,000 | $ 127,000 |
| Huron County Michigan | 4 | $ 430,000 | $ 107,000 | $ 178,000 |
| Lake County Michigan | 4 | $ 290,000 | $ 72,000 | $ 140,000 |
| Mackinac County Michigan | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Montmorency County Michigan | 4 | $ 380,000 | $ 95,000 | $ 85,000 |
| Tuscola County Michigan | 4 | $ 500,000 | $ 125,000 | $ 55,000 |
| Hillsborough County Florida | 3 | $ 755,000 | $ 251,000 | $ 99,000 |
| Pasco County Florida | 3 | $ 695,000 | $ 231,000 | $ 118,000 |
| Volusia County Florida | 3 | $ 565,000 | $ 188,000 | $ 181,000 |
| Chippewa County Michigan | 3 | $ 245,000 | $ 81,000 | $ 83,000 |
| Delta County Michigan | 3 | $ 335,000 | $ 111,000 | $ 58,000 |
| Dickinson County Michigan | 3 | $ 675,000 | $ 225,000 | $ 261,000 |
| Houghton County Michigan | 3 | $ 275,000 | $ 91,000 | $ 124,000 |
| Luce County Michigan | 3 | $ 295,000 | $ 98,000 | $ 80,000 |
| Wake County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 152,000 |
| Broomfield County Colorado | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Hernando County Florida | 2 | $ 240,000 | $ 120,000 | $ 120,000 |
| Martin County Florida | 2 | $ 180,000 | $ 90,000 | $ 212,000 |
| Miami-Dade County Florida | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Monroe County Florida | 2 | $ 1,130,000 | $ 565,000 | $ 268,000 |
| Sumter County Florida | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| DeKalb County Georgia | 2 | $ 260,000 | $ 130,000 | $ 121,000 |
| Fulton County Georgia | 2 | $ 30,000 | $ 15,000 | $ 116,000 |
| DuPage County Illinois | 2 | $ 610,000 | $ 305,000 | $ 136,000 |
| St. Joseph County Indiana | 2 | $ 220,000 | $ 110,000 | $ 29,000 |
| Baraga County Michigan | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Oscoda County Michigan | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| Cuyahoga County Ohio | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Franklin County Ohio | 2 | $ 390,000 | $ 195,000 | $ 110,000 |
| Montgomery County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 176,000 |
| Baldwin County Alabama | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 405,000 | $ 405,000 | $ 320,000 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Denver County Colorado | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Mesa County Colorado | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 1 | $ 15,000 | $ 15,000 | $ 141,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Nassau County Florida | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Clayton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Coweta County Georgia | 1 | $ 165,000 | $ 165,000 | $ 209,000 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Forsyth County Georgia | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Kendall County Illinois | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Lake County Illinois | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Woodford County Illinois | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Allen County Indiana | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Brown County Indiana | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| DeKalb County Indiana | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Madison County Indiana | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Starke County Indiana | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Tippecanoe County Indiana | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Vanderburgh County Indiana | 1 | $ 385,000 | $ 385,000 | $ 226,000 |
| Johnson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| Iberville County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 120,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 55,000 | $ 55,000 | $ 454,000 |
| Middlesex County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Alger County Michigan | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Alpena County Michigan | 1 | $ 155,000 | $ 155,000 | $ 377,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Haywood County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Iredell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 215,000 |
| Macon County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 230,000 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 278,000 |
| Orange County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| Pender County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Pitt County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Union County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Allen County Ohio | 1 | $ 125,000 | $ 125,000 | $ 250,000 |
| Delaware County Ohio | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Geauga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Hardin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Mahoning County Ohio | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Wayne County Ohio | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Bucks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Centre County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 212,000 |
| Greenville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Davidson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Rutland County Vermont | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Alexandria County Virginia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Fairfax County Virginia | 1 | $ 645,000 | $ 645,000 | $ 265,000 |
| Gloucester County Virginia | 1 | $ 345,000 | $ 345,000 | $ 224,000 |
| Stevens County Washington | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Racine County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Michigan State University Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,237 | $1,047,285,000 | $199,000 | $2,755,000 | $90,000 | $1,963,000 |
| Other Purpose | 2,836 | $185,640,000 | $65,000 | $1,005,000 | $116,000 | $806,000 |
| Cash-out Refinancing | 1,567 | $277,495,000 | $177,000 | $1,505,000 | $106,000 | $642,000 |
| Refinancing | 1,158 | $189,160,000 | $163,000 | $5,055,000 | $109,000 | $807,000 |
| Home Improvement | 101 | $16,445,000 | $162,000 | $425,000 | $100,000 | $345,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,976 | $1,233,820,000 | $154,000 | $2,485,000 | $101,000 | $1,141,000 |
| Not Provided | 1,375 | $210,035,000 | $152,000 | $1,505,000 | $113,000 | $712,000 |
| Black or African American | 714 | $104,080,000 | $145,000 | $925,000 | $85,000 | $675,000 |
| Hispanic | 400 | $57,750,000 | $144,000 | $725,000 | $89,000 | $1,963,000 |
| Asian | 220 | $39,530,000 | $179,000 | $495,000 | $100,000 | $740,000 |
| American Indian or Alaskan Native | 92 | $14,690,000 | $159,000 | $765,000 | $85,000 | $331,000 |
| Not applicable | 45 | $40,585,000 | $901,000 | $5,055,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,000,000 | $200,000 | $335,000 | $115,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,899 | $1,716,025,000 | $157,000 | $5,055,000 | $101,000 | $1,963,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,757 | $655,735,000 | $137,000 | $5,055,000 | $117,000 | $1,141,000 |
| Preapproval Approved but not Accepted | 1,913 | $420,635,000 | $219,000 | $2,485,000 | $101,000 | $696,000 |
| File Closed For Incompleteness | 1,484 | $233,800,000 | $157,000 | $1,505,000 | $97,000 | $940,000 |
| Preapproval Denied by Financial Institution | 1,234 | $193,900,000 | $157,000 | $1,705,000 | $57,000 | $1,963,000 |
| Application Denied By Financial Institution | 534 | $67,590,000 | $126,000 | $1,005,000 | $70,000 | $650,000 |
| Application Withdrawn By Applicant | 534 | $82,650,000 | $154,000 | $1,865,000 | $99,000 | $642,000 |
| Application Approved But Not Accepted | 443 | $61,715,000 | $139,000 | $725,000 | $115,000 | $563,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,131 | $1,454,535,000 | $159,000 | $5,055,000 | $109,000 | $1,141,000 |
| Debt-To-Income Ratio | 856 | $142,300,000 | $166,000 | $1,705,000 | $51,000 | $592,000 |
| Credit History | 492 | $64,660,000 | $131,000 | $455,000 | $72,000 | $1,963,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 184 | $23,890,000 | $129,000 | $465,000 | $58,000 | $170,000 |
| Employment History | 122 | $16,060,000 | $131,000 | $605,000 | $54,000 | $270,000 |
| Collateral | 79 | $8,715,000 | $110,000 | $445,000 | $99,000 | $650,000 |
| Unverifiable Information | 18 | $3,650,000 | $202,000 | $805,000 | $98,000 | $600,000 |
| Other | 11 | $1,265,000 | $115,000 | $505,000 | $91,000 | $394,000 |
| Credit Application Incomplete | 6 | $950,000 | $158,000 | $495,000 | $47,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Michigan State University Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Michigan State University Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.