Mutual Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mutual Federal Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mutual Federal Bank 2212 Cermak Road Chicago, IL 60608 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 873 |
| Total Mortgage Loan Application Amount | $272,735,000 |
| Average Mortgage Loan Application Amount | $324,750 |
| Highest Mortgage Loan Application Amount | $2,125,000 |
| Average Applicant Income | $162,250 |
| Highest Applicant Income | $7,068,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mutual Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mutual Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mutual Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mutual Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mutual Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mutual Federal Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 143 | $ 47,295,000 | $ 330,000 | $ 143,000 |
| Will County Illinois | 134 | $ 33,960,000 | $ 253,000 | $ 142,000 |
| DuPage County Illinois | 70 | $ 31,250,000 | $ 446,000 | $ 349,000 |
| Kendall County Illinois | 21 | $ 6,225,000 | $ 296,000 | $ 95,000 |
| York County Pennsylvania | 20 | $ 2,600,000 | $ 130,000 | $ 121,000 |
| Kane County Illinois | 18 | $ 6,240,000 | $ 346,000 | $ 208,000 |
| Grundy County Illinois | 15 | $ 3,215,000 | $ 214,000 | $ 91,000 |
| Baltimore City County Maryland | 14 | $ 2,480,000 | $ 177,000 | $ 306,000 |
| Lake County Illinois | 12 | $ 3,970,000 | $ 330,000 | $ 115,000 |
| Baltimore County Maryland | 10 | $ 3,200,000 | $ 320,000 | $ 223,000 |
| Maricopa County Arizona | 9 | $ 2,665,000 | $ 296,000 | $ 94,000 |
| Lake County Indiana | 9 | $ 1,365,000 | $ 151,000 | $ 161,000 |
| Palm Beach County Florida | 7 | $ 3,385,000 | $ 483,000 | $ 954,000 |
| Lee County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 175,000 |
| King County Washington | 6 | $ 2,320,000 | $ 386,000 | $ 109,000 |
| Sarasota County Florida | 5 | $ 2,205,000 | $ 441,000 | $ 125,000 |
| Kankakee County Illinois | 5 | $ 1,365,000 | $ 273,000 | $ 112,000 |
| Clark County Nevada | 5 | $ 1,495,000 | $ 299,000 | $ 107,000 |
| Pima County Arizona | 4 | $ 760,000 | $ 190,000 | $ 85,000 |
| Los Angeles County California | 4 | $ 1,600,000 | $ 400,000 | $ 77,000 |
| Sacramento County California | 4 | $ 1,540,000 | $ 385,000 | $ 62,000 |
| Pasco County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 66,000 |
| LaSalle County Illinois | 4 | $ 710,000 | $ 177,000 | $ 98,000 |
| Anne Arundel County Maryland | 4 | $ 1,330,000 | $ 332,000 | $ 224,000 |
| Prince George's County Maryland | 4 | $ 1,910,000 | $ 477,000 | $ 139,000 |
| Barnstable County Massachusetts | 4 | $ 1,520,000 | $ 380,000 | $ 77,000 |
| Ocean County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 75,000 |
| Franklin County Ohio | 4 | $ 1,140,000 | $ 285,000 | $ 99,000 |
| Comanche County Oklahoma | 4 | $ 370,000 | $ 92,000 | $ 174,000 |
| Pierce County Washington | 4 | $ 1,290,000 | $ 322,000 | $ 96,000 |
| San Bernardino County California | 3 | $ 1,065,000 | $ 355,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,245,000 | $ 415,000 | $ 81,000 |
| Clay County Florida | 3 | $ 785,000 | $ 261,000 | $ 77,000 |
| Pinellas County Florida | 3 | $ 745,000 | $ 248,000 | $ 99,000 |
| Polk County Florida | 3 | $ 765,000 | $ 255,000 | $ 67,000 |
| St. Lucie County Florida | 3 | $ 975,000 | $ 325,000 | $ 91,000 |
| Twin Falls County Idaho | 3 | $ 1,495,000 | $ 498,000 | $ 107,000 |
| McHenry County Illinois | 3 | $ 1,125,000 | $ 375,000 | $ 191,000 |
| Winnebago County Illinois | 3 | $ 415,000 | $ 138,000 | $ 191,000 |
| Johnson County Kansas | 3 | $ 695,000 | $ 231,000 | $ 68,000 |
| Macomb County Michigan | 3 | $ 755,000 | $ 251,000 | $ 59,000 |
| Sarpy County Nebraska | 3 | $ 525,000 | $ 175,000 | $ 160,000 |
| Lorain County Ohio | 3 | $ 645,000 | $ 215,000 | $ 75,000 |
| Lexington County South Carolina | 3 | $ 885,000 | $ 295,000 | $ 74,000 |
| Knox County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 120,000 |
| Rutherford County Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 88,000 |
| Weber County Utah | 3 | $ 1,075,000 | $ 358,000 | $ 60,000 |
| Clallam County Washington | 3 | $ 785,000 | $ 261,000 | $ 71,000 |
| Clark County Washington | 3 | $ 1,075,000 | $ 358,000 | $ 90,000 |
| Pinal County Arizona | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Lonoke County Arkansas | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Fresno County California | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Kern County California | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Orange County California | 2 | $ 1,030,000 | $ 515,000 | $ 202,000 |
| Riverside County California | 2 | $ 840,000 | $ 420,000 | $ 75,000 |
| Stanislaus County California | 2 | $ 780,000 | $ 390,000 | $ 80,000 |
| Ventura County California | 2 | $ 1,320,000 | $ 660,000 | $ 126,000 |
| El Paso County Colorado | 2 | $ 820,000 | $ 410,000 | $ 70,000 |
| Jefferson County Colorado | 2 | $ 790,000 | $ 395,000 | $ 134,000 |
| Pueblo County Colorado | 2 | $ 470,000 | $ 235,000 | $ 47,000 |
| Kent County Delaware | 2 | $ 500,000 | $ 250,000 | $ 54,000 |
| Brevard County Florida | 2 | $ 590,000 | $ 295,000 | $ 67,000 |
| Broward County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 269,000 |
| Charlotte County Florida | 2 | $ 440,000 | $ 220,000 | $ 133,000 |
| Hillsborough County Florida | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| Miami-Dade County Florida | 2 | $ 780,000 | $ 390,000 | $ 97,000 |
| Cobb County Georgia | 2 | $ 1,080,000 | $ 540,000 | $ 121,000 |
| Fulton County Georgia | 2 | $ 650,000 | $ 325,000 | $ 96,000 |
| Orleans County Louisiana | 2 | $ 970,000 | $ 485,000 | $ 75,000 |
| Penobscot County Maine | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| Harford County Maryland | 2 | $ 320,000 | $ 160,000 | $ 451,000 |
| Wicomico County Maryland | 2 | $ 570,000 | $ 285,000 | $ 64,000 |
| Bristol County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 70,000 |
| Berrien County Michigan | 2 | $ 370,000 | $ 185,000 | $ 172,000 |
| Wayne County Michigan | 2 | $ 720,000 | $ 360,000 | $ 93,000 |
| Harrison County Mississippi | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Monmouth County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 77,000 |
| Chaves County New Mexico | 2 | $ 560,000 | $ 280,000 | $ 189,000 |
| Brunswick County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 80,000 |
| Forsyth County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 208,000 |
| Mecklenburg County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 109,000 |
| Moore County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 168,000 |
| Randolph County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 92,000 |
| Medina County Ohio | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Delaware County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 77,000 |
| Richland County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| York County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 48,000 |
| Davidson County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 409,000 |
| Wilson County Tennessee | 2 | $ 980,000 | $ 490,000 | $ 140,000 |
| Hood County Texas | 2 | $ 490,000 | $ 245,000 | $ 232,000 |
| Fairfax County Virginia | 2 | $ 1,390,000 | $ 695,000 | $ 121,000 |
| Skagit County Washington | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Yakima County Washington | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Dane County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Marathon County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Waukesha County Wisconsin | 2 | $ 750,000 | $ 375,000 | $ 155,000 |
| Coconino County Arizona | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Faulkner County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Pulaski County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| White County Arkansas | 1 | $ 535,000 | $ 535,000 | $ 302,000 |
| Contra Costa County California | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Lake County California | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Merced County California | 1 | $ 365,000 | $ 365,000 | $ 65,000 |
| Monterey County California | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Placer County California | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| San Joaquin County California | 1 | $ 515,000 | $ 515,000 | $ 101,000 |
| Santa Clara County California | 1 | $ 525,000 | $ 525,000 | $ 119,000 |
| Santa Cruz County California | 1 | $ 695,000 | $ 695,000 | $ 136,000 |
| Solano County California | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Tuolumne County California | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Yolo County California | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Adams County Colorado | 1 | $ 465,000 | $ 465,000 | $ 47,000 |
| Arapahoe County Colorado | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Denver County Colorado | 1 | $ 445,000 | $ 445,000 | $ 82,000 |
| Douglas County Colorado | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Eagle County Colorado | 1 | $ 865,000 | $ 865,000 | $ 471,000 |
| Gunnison County Colorado | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Weld County Colorado | 1 | $ 355,000 | $ 355,000 | $ 67,000 |
| Fairfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Middlesex County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| New London County Connecticut | 1 | $ 935,000 | $ 935,000 | $ 299,000 |
| New Castle County Delaware | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Citrus County Florida | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Gadsden County Florida | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Highlands County Florida | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
| Lake County Florida | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| Nassau County Florida | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Sumter County Florida | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Cherokee County Georgia | 1 | $ 495,000 | $ 495,000 | $ 60,000 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Henry County Georgia | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Ada County Idaho | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Blaine County Idaho | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Bonneville County Idaho | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Elmore County Idaho | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Clinton County Illinois | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| DeKalb County Illinois | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Ogle County Illinois | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Putnam County Illinois | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Rock Island County Illinois | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Sangamon County Illinois | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Hendricks County Indiana | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| LaPorte County Indiana | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Polk County Iowa | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Scott County Iowa | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Leavenworth County Kansas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Wyandotte County Kansas | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Bullitt County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Edmonson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Jefferson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| McCracken County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Scott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Trigg County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Ascension County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Livingston County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Ouachita County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Cumberland County Maine | 1 | $ 495,000 | $ 495,000 | $ 143,000 |
| York County Maine | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Carroll County Maryland | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Charles County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 255,000 | $ 255,000 | $ 35,000 |
| Worcester County Maryland | 1 | $ 245,000 | $ 245,000 | $ 603,000 |
| Norfolk County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Worcester County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Livingston County Michigan | 1 | $ 375,000 | $ 375,000 | $ 55,000 |
| Newaygo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Ottawa County Michigan | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Kanabec County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Washington County Minnesota | 1 | $ 805,000 | $ 805,000 | $ 264,000 |
| Hinds County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Madison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Butler County Missouri | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Franklin County Missouri | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Jackson County Missouri | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Lawrence County Missouri | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Pemiscot County Missouri | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Platte County Missouri | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Taney County Missouri | 1 | $ 305,000 | $ 305,000 | $ 14,000 |
| Flathead County Montana | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Yellowstone County Montana | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Douglas County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Washington County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Washoe County Nevada | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Cheshire County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Rockingham County New Hampshire | 1 | $ 805,000 | $ 805,000 | $ 126,000 |
| Burlington County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Camden County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Essex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| Sussex County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Union County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Bernalillo County New Mexico | 1 | $ 995,000 | $ 995,000 | $ 278,000 |
| Rio Arriba County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Sandoval County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 40,000 |
| Chatham County North Carolina | 1 | $ 815,000 | $ 815,000 | $ 360,000 |
| Guilford County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Henderson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Hoke County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Lincoln County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 390,000 |
| New Hanover County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Union County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Wake County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 211,000 |
| Burleigh County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Morton County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Allen County Ohio | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Butler County Ohio | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| Shelby County Ohio | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Muskogee County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Washington County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Josephine County Oregon | 1 | $ 925,000 | $ 925,000 | $ 261,000 |
| Polk County Oregon | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Washington County Oregon | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Armstrong County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Berks County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Chester County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Lancaster County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Philadelphia County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Edgefield County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 54,000 |
| Orangeburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Sumter County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Cumberland County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Montgomery County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Shelby County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Stewart County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Comal County Texas | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Denton County Texas | 1 | $ 465,000 | $ 465,000 | $ 151,000 |
| El Paso County Texas | 1 | $ 355,000 | $ 355,000 | $ 346,000 |
| Orange County Texas | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Tarrant County Texas | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Washington County Texas | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Davis County Utah | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Craig County Virginia | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Fairfax City County Virginia | 1 | $ 505,000 | $ 505,000 | $ 91,000 |
| Fluvanna County Virginia | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Henrico County Virginia | 1 | $ 435,000 | $ 435,000 | $ 136,000 |
| Orange County Virginia | 1 | $ 545,000 | $ 545,000 | $ 227,000 |
| Prince William County Virginia | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Spotsylvania County Virginia | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Stafford County Virginia | 1 | $ 305,000 | $ 305,000 | $ 38,000 |
| Virginia Beach County Virginia | 1 | $ 395,000 | $ 395,000 | $ 77,000 |
| Douglas County Washington | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Kitsap County Washington | 1 | $ 345,000 | $ 345,000 | $ 136,000 |
| Spokane County Washington | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Jefferson County West Virginia | 1 | $ 385,000 | $ 385,000 | $ 41,000 |
| Dodge County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Forest County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 256,000 |
| Juneau County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 335,000 |
| Milwaukee County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 17,000 |
| Ozaukee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Portage County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| St. Croix County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Walworth County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 1,874,000 |
| Campbell County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 37,000 |
| Natrona County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Mutual Federal Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 348 | $112,950,000 | $324,000 | $1,995,000 | $190,000 | $7,068,000 |
| Refinancing | 314 | $94,140,000 | $299,000 | $2,125,000 | $147,000 | $3,161,000 |
| Cash-out Refinancing | 206 | $63,810,000 | $309,000 | $815,000 | $105,000 | $720,000 |
| Home Improvement | 5 | $1,835,000 | $367,000 | $565,000 | $207,000 | $664,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 547 | $173,335,000 | $316,000 | $2,125,000 | $183,000 | $7,068,000 |
| Not Provided | 175 | $56,325,000 | $321,000 | $1,735,000 | $100,000 | $720,000 |
| Hispanic | 67 | $19,235,000 | $287,000 | $1,155,000 | $105,000 | $358,000 |
| Black or African American | 55 | $14,845,000 | $269,000 | $595,000 | $103,000 | $799,000 |
| Asian | 21 | $6,645,000 | $316,000 | $605,000 | $165,000 | $664,000 |
| American Indian or Alaskan Native | 6 | $1,580,000 | $263,000 | $405,000 | $144,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $770,000 | $385,000 | $695,000 | $104,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 584 | $185,990,000 | $318,000 | $2,125,000 | $187,000 | $7,068,000 |
| VA-guaranteed (Veterans Administration) | 160 | $49,700,000 | $310,000 | $815,000 | $86,000 | $360,000 |
| FHA-insured (Federal Housing Administration) | 129 | $37,045,000 | $287,000 | $675,000 | $92,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 486 | $147,710,000 | $303,000 | $2,125,000 | $166,000 | $4,138,000 |
| Application Withdrawn By Applicant | 273 | $89,045,000 | $326,000 | $1,995,000 | $151,000 | $7,068,000 |
| File Closed For Incompleteness | 62 | $18,330,000 | $295,000 | $815,000 | $108,000 | $349,000 |
| Application Denied By Financial Institution | 49 | $15,895,000 | $324,000 | $745,000 | $115,000 | $939,000 |
| Application Approved But Not Accepted | 3 | $1,755,000 | $585,000 | $875,000 | $221,000 | $312,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 824 | $256,840,000 | $311,000 | $2,125,000 | $157,000 | $7,068,000 |
| Debt-To-Income Ratio | 20 | $7,260,000 | $363,000 | $695,000 | $56,000 | $136,000 |
| Collateral | 9 | $3,195,000 | $355,000 | $745,000 | $176,000 | $939,000 |
| Credit History | 8 | $2,190,000 | $273,000 | $415,000 | $121,000 | $246,000 |
| Other | 6 | $1,550,000 | $258,000 | $375,000 | $128,000 | $172,000 |
| Employment History | 4 | $960,000 | $240,000 | $315,000 | $246,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $740,000 | $370,000 | $375,000 | $101,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual Federal Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.