Mutual Of Omaha Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mutual Of Omaha Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mutual Of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,179 |
| Total Mortgage Loan Application Amount | $842,503,000 |
| Average Mortgage Loan Application Amount | $608,666 |
| Highest Mortgage Loan Application Amount | $29,510,000 |
| Average Applicant Income | $216,666 |
| Highest Applicant Income | $3,165,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mutual Of Omaha Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mutual Of Omaha Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mutual Of Omaha Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mutual Of Omaha Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mutual Of Omaha Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mutual Of Omaha Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 125 | $ 70,046,000 | $ 560,000 | $ 126,000 |
| King County Washington | 90 | $ 65,902,000 | $ 732,000 | $ 259,000 |
| San Diego County California | 84 | $ 24,743,000 | $ 294,000 | $ 154,000 |
| Douglas County Nebraska | 63 | $ 22,536,000 | $ 357,000 | $ 228,000 |
| Harris County Texas | 39 | $ 22,952,000 | $ 588,000 | $ 245,000 |
| Dallas County Texas | 32 | $ 29,118,000 | $ 909,000 | $ 340,000 |
| Pima County Arizona | 30 | $ 4,314,000 | $ 143,000 | $ 56,000 |
| Clark County Nevada | 29 | $ 8,586,000 | $ 296,000 | $ 157,000 |
| Tarrant County Texas | 28 | $ 14,899,000 | $ 532,000 | $ 157,000 |
| Denver County Colorado | 27 | $ 23,510,000 | $ 870,000 | $ 94,000 |
| Lancaster County Nebraska | 26 | $ 2,297,000 | $ 88,000 | $ 140,000 |
| Los Angeles County California | 23 | $ 11,562,000 | $ 502,000 | $ 153,000 |
| Multnomah County Oregon | 23 | $ 15,171,000 | $ 659,000 | $ 268,000 |
| Washoe County Nevada | 20 | $ 30,883,000 | $ 1,544,000 | $ 209,000 |
| Arapahoe County Colorado | 19 | $ 3,105,000 | $ 163,000 | $ 56,000 |
| Orange County California | 17 | $ 14,046,000 | $ 826,000 | $ 270,000 |
| Santa Clara County California | 16 | $ 12,578,000 | $ 786,000 | $ 224,000 |
| Washington County Oregon | 15 | $ 9,015,000 | $ 601,000 | $ 205,000 |
| Travis County Texas | 15 | $ 11,760,000 | $ 784,000 | $ 348,000 |
| Contra Costa County California | 14 | $ 9,254,000 | $ 661,000 | $ 255,000 |
| Sarpy County Nebraska | 14 | $ 3,224,000 | $ 230,000 | $ 147,000 |
| Clackamas County Oregon | 14 | $ 7,711,000 | $ 550,000 | $ 192,000 |
| Pierce County Washington | 13 | $ 8,562,000 | $ 658,000 | $ 348,000 |
| Deschutes County Oregon | 12 | $ 7,743,000 | $ 645,000 | $ 239,000 |
| Riverside County California | 9 | $ 6,736,000 | $ 748,000 | $ 749,000 |
| Collin County Texas | 9 | $ 6,229,000 | $ 692,000 | $ 267,000 |
| Placer County California | 8 | $ 5,251,000 | $ 656,000 | $ 212,000 |
| Horry County South Carolina | 8 | $ 6,247,000 | $ 780,000 | $ 762,000 |
| Alameda County California | 7 | $ 4,662,000 | $ 666,000 | $ 246,000 |
| Sacramento County California | 7 | $ 3,987,000 | $ 569,000 | $ 227,000 |
| Yolo County California | 7 | $ 4,852,000 | $ 693,000 | $ 297,000 |
| Broward County Florida | 7 | $ 4,554,000 | $ 650,000 | $ 271,000 |
| Collier County Florida | 7 | $ 2,742,000 | $ 391,000 | $ 311,000 |
| Lee County Florida | 7 | $ 27,178,000 | $ 3,882,000 | $ 155,000 |
| Ada County Idaho | 7 | $ 4,001,000 | $ 571,000 | $ 247,000 |
| Snohomish County Washington | 7 | $ 3,808,000 | $ 544,000 | $ 161,000 |
| San Bernardino County California | 6 | $ 1,544,000 | $ 257,000 | $ 74,000 |
| Santa Barbara County California | 6 | $ 7,040,000 | $ 1,173,000 | $ 411,000 |
| Pottawattamie County Iowa | 6 | $ 522,000 | $ 87,000 | $ 157,000 |
| Denton County Texas | 6 | $ 3,454,000 | $ 575,000 | $ 314,000 |
| Ventura County California | 5 | $ 3,925,000 | $ 785,000 | $ 431,000 |
| Douglas County Colorado | 5 | $ 2,161,000 | $ 432,000 | $ 152,000 |
| Johnson County Kansas | 5 | $ 4,905,000 | $ 981,000 | $ 360,000 |
| Salt Lake County Utah | 5 | $ 11,150,000 | $ 2,230,000 | $ 106,000 |
| Summit County Utah | 5 | $ 3,878,000 | $ 775,000 | $ 193,000 |
| Kitsap County Washington | 5 | $ 3,003,000 | $ 600,000 | $ 233,000 |
| Coconino County Arizona | 4 | $ 1,364,000 | $ 341,000 | $ 232,000 |
| San Mateo County California | 4 | $ 3,877,000 | $ 969,000 | $ 262,000 |
| Honolulu County Hawaii | 4 | $ 2,486,000 | $ 621,000 | $ 271,000 |
| Jefferson County Louisiana | 4 | $ 2,211,000 | $ 552,000 | $ 456,000 |
| Orleans County Louisiana | 4 | $ 2,446,000 | $ 611,000 | $ 283,000 |
| Lexington County South Carolina | 4 | $ 1,937,000 | $ 484,000 | $ 183,000 |
| Boulder County Colorado | 3 | $ 2,116,000 | $ 705,000 | $ 208,000 |
| Fairfield County Connecticut | 3 | $ 2,386,000 | $ 795,000 | $ 448,000 |
| Brevard County Florida | 3 | $ 2,070,000 | $ 690,000 | $ 337,000 |
| Miami-Dade County Florida | 3 | $ 4,727,000 | $ 1,575,000 | $ 423,000 |
| Pinellas County Florida | 3 | $ 2,758,000 | $ 919,000 | $ 408,000 |
| St. Johns County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 402,000 |
| Cook County Illinois | 3 | $ 1,763,000 | $ 587,000 | $ 171,000 |
| Will County Illinois | 3 | $ 1,791,000 | $ 597,000 | $ 227,000 |
| East Baton Rouge County Louisiana | 3 | $ 1,336,000 | $ 445,000 | $ 211,000 |
| Anne Arundel County Maryland | 3 | $ 2,793,000 | $ 931,000 | $ 330,000 |
| Montgomery County Maryland | 3 | $ 2,793,000 | $ 931,000 | $ 272,000 |
| Jackson County Missouri | 3 | $ 475,000 | $ 158,000 | $ 65,000 |
| Bernalillo County New Mexico | 3 | $ 4,478,000 | $ 1,492,000 | $ 225,000 |
| Rogers County Oklahoma | 3 | $ 1,692,000 | $ 564,000 | $ 185,000 |
| Richland County South Carolina | 3 | $ 1,846,000 | $ 615,000 | $ 630,000 |
| Williamson County Tennessee | 3 | $ 1,694,000 | $ 564,000 | $ 273,000 |
| Montgomery County Texas | 3 | $ 2,118,000 | $ 706,000 | $ 437,000 |
| Williamson County Texas | 3 | $ 26,033,000 | $ 8,677,000 | $ 206,000 |
| San Juan County Washington | 3 | $ 1,297,000 | $ 432,000 | $ 189,000 |
| Waukesha County Wisconsin | 3 | $ 1,980,000 | $ 660,000 | $ 422,000 |
| Navajo County Arizona | 2 | $ 953,000 | $ 476,000 | $ 1,299,000 |
| El Dorado County California | 2 | $ 1,473,000 | $ 736,000 | $ 245,000 |
| Monterey County California | 2 | $ 1,897,000 | $ 948,000 | $ 218,000 |
| Nevada County California | 2 | $ 1,143,000 | $ 571,000 | $ 486,000 |
| San Luis Obispo County California | 2 | $ 1,460,000 | $ 730,000 | $ 352,000 |
| Sonoma County California | 2 | $ 1,087,000 | $ 543,000 | $ 518,000 |
| Jefferson County Colorado | 2 | $ 1,345,000 | $ 672,000 | $ 167,000 |
| Larimer County Colorado | 2 | $ 200,000 | $ 100,000 | $ 164,000 |
| Duval County Florida | 2 | $ 4,657,000 | $ 2,328,000 | $ 79,000 |
| Hillsborough County Florida | 2 | $ 1,069,000 | $ 534,000 | $ 337,000 |
| Pasco County Florida | 2 | $ 5,833,000 | $ 2,916,000 | $ 0 |
| Cobb County Georgia | 2 | $ 1,327,000 | $ 663,000 | $ 169,000 |
| DeKalb County Georgia | 2 | $ 7,087,000 | $ 3,543,000 | $ 212,000 |
| DuPage County Illinois | 2 | $ 1,236,000 | $ 618,000 | $ 222,000 |
| St. Tammany County Louisiana | 2 | $ 972,000 | $ 486,000 | $ 419,000 |
| Baltimore County Maryland | 2 | $ 1,230,000 | $ 615,000 | $ 310,000 |
| Wayne County Michigan | 2 | $ 1,297,000 | $ 648,000 | $ 263,000 |
| Clay County Missouri | 2 | $ 29,519,000 | $ 14,759,000 | $ 45,000 |
| Douglas County Nevada | 2 | $ 1,411,000 | $ 705,000 | $ 197,000 |
| Mercer County New Jersey | 2 | $ 1,052,000 | $ 526,000 | $ 250,000 |
| Santa Fe County New Mexico | 2 | $ 1,430,000 | $ 715,000 | $ 411,000 |
| New Hanover County North Carolina | 2 | $ 1,567,000 | $ 783,000 | $ 490,000 |
| Jackson County Oregon | 2 | $ 1,046,000 | $ 523,000 | $ 292,000 |
| Lane County Oregon | 2 | $ 1,214,000 | $ 607,000 | $ 244,000 |
| Marion County Oregon | 2 | $ 1,265,000 | $ 632,000 | $ 309,000 |
| Chester County Pennsylvania | 2 | $ 1,028,000 | $ 514,000 | $ 290,000 |
| Bexar County Texas | 2 | $ 1,225,000 | $ 612,000 | $ 245,000 |
| Brazos County Texas | 2 | $ 538,000 | $ 269,000 | $ 629,000 |
| Comal County Texas | 2 | $ 1,590,000 | $ 795,000 | $ 346,000 |
| Fort Bend County Texas | 2 | $ 1,101,000 | $ 550,000 | $ 228,000 |
| Hays County Texas | 2 | $ 1,169,000 | $ 584,000 | $ 707,000 |
| Llano County Texas | 2 | $ 1,939,000 | $ 969,000 | $ 508,000 |
| Parker County Texas | 2 | $ 1,049,000 | $ 524,000 | $ 123,000 |
| Wasatch County Utah | 2 | $ 924,000 | $ 462,000 | $ 167,000 |
| Chelan County Washington | 2 | $ 1,244,000 | $ 622,000 | $ 304,000 |
| Elmore County Alabama | 1 | $ 692,000 | $ 692,000 | $ 246,000 |
| Gila County Arizona | 1 | $ 682,000 | $ 682,000 | $ 400,000 |
| Yavapai County Arizona | 1 | $ 371,000 | $ 371,000 | $ 213,000 |
| Benton County Arkansas | 1 | $ 576,000 | $ 576,000 | $ 165,000 |
| Pulaski County Arkansas | 1 | $ 2,690,000 | $ 2,690,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 468,000 | $ 468,000 | $ 542,000 |
| San Francisco County California | 1 | $ 900,000 | $ 900,000 | $ 208,000 |
| Santa Cruz County California | 1 | $ 600,000 | $ 600,000 | $ 128,000 |
| Solano County California | 1 | $ 546,000 | $ 546,000 | $ 181,000 |
| Sutter County California | 1 | $ 725,000 | $ 725,000 | $ 380,000 |
| Adams County Colorado | 1 | $ 392,000 | $ 392,000 | $ 0 |
| El Paso County Colorado | 1 | $ 13,847,000 | $ 13,847,000 | $ 0 |
| Mesa County Colorado | 1 | $ 560,000 | $ 560,000 | $ 210,000 |
| Pitkin County Colorado | 1 | $ 960,000 | $ 960,000 | $ 647,000 |
| San Juan County Colorado | 1 | $ 965,000 | $ 965,000 | $ 458,000 |
| Bay County Florida | 1 | $ 665,000 | $ 665,000 | $ 735,000 |
| Martin County Florida | 1 | $ 466,000 | $ 466,000 | $ 371,000 |
| Orange County Florida | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 473,000 | $ 473,000 | $ 393,000 |
| Santa Rosa County Florida | 1 | $ 743,000 | $ 743,000 | $ 942,000 |
| Volusia County Florida | 1 | $ 515,000 | $ 515,000 | $ 172,000 |
| Walton County Florida | 1 | $ 730,000 | $ 730,000 | $ 138,000 |
| Bartow County Georgia | 1 | $ 1,120,000 | $ 1,120,000 | $ 0 |
| Coweta County Georgia | 1 | $ 8,330,000 | $ 8,330,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 454,000 | $ 454,000 | $ 162,000 |
| Fulton County Georgia | 1 | $ 632,000 | $ 632,000 | $ 333,000 |
| Lake County Illinois | 1 | $ 506,000 | $ 506,000 | $ 400,000 |
| Marion County Indiana | 1 | $ 12,825,000 | $ 12,825,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 900,000 | $ 900,000 | $ 356,000 |
| Johnson County Iowa | 1 | $ 473,000 | $ 473,000 | $ 124,000 |
| Caddo County Louisiana | 1 | $ 801,000 | $ 801,000 | $ 363,000 |
| Baltimore City County Maryland | 1 | $ 750,000 | $ 750,000 | $ 388,000 |
| Harford County Maryland | 1 | $ 676,000 | $ 676,000 | $ 325,000 |
| Barnstable County Massachusetts | 1 | $ 607,000 | $ 607,000 | $ 385,000 |
| Norfolk County Massachusetts | 1 | $ 998,000 | $ 998,000 | $ 229,000 |
| Plymouth County Massachusetts | 1 | $ 880,000 | $ 880,000 | $ 289,000 |
| Livingston County Michigan | 1 | $ 479,000 | $ 479,000 | $ 171,000 |
| Oakland County Michigan | 1 | $ 431,000 | $ 431,000 | $ 136,000 |
| Hennepin County Minnesota | 1 | $ 1,036,000 | $ 1,036,000 | $ 486,000 |
| Camden County Missouri | 1 | $ 148,000 | $ 148,000 | $ 252,000 |
| Miller County Missouri | 1 | $ 1,840,000 | $ 1,840,000 | $ 0 |
| Cuming County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Gage County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 120,000 |
| Holt County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 98,000 |
| Platte County Nebraska | 1 | $ 187,000 | $ 187,000 | $ 200,000 |
| Red Willow County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Saunders County Nebraska | 1 | $ 555,000 | $ 555,000 | $ 190,000 |
| Washington County Nebraska | 1 | $ 840,000 | $ 840,000 | $ 260,000 |
| Suffolk County New York | 1 | $ 810,000 | $ 810,000 | $ 495,000 |
| Westchester County New York | 1 | $ 616,000 | $ 616,000 | $ 407,000 |
| Brunswick County North Carolina | 1 | $ 466,000 | $ 466,000 | $ 335,000 |
| Chatham County North Carolina | 1 | $ 807,000 | $ 807,000 | $ 665,000 |
| Currituck County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Dare County North Carolina | 1 | $ 696,000 | $ 696,000 | $ 471,000 |
| Durham County North Carolina | 1 | $ 925,000 | $ 925,000 | $ 635,000 |
| Iredell County North Carolina | 1 | $ 583,000 | $ 583,000 | $ 503,000 |
| Mecklenburg County North Carolina | 1 | $ 556,000 | $ 556,000 | $ 196,000 |
| Onslow County North Carolina | 1 | $ 632,000 | $ 632,000 | $ 156,000 |
| Geauga County Ohio | 1 | $ 468,000 | $ 468,000 | $ 154,000 |
| Hamilton County Ohio | 1 | $ 525,000 | $ 525,000 | $ 264,000 |
| Oklahoma County Oklahoma | 1 | $ 477,000 | $ 477,000 | $ 212,000 |
| Pottawatomie County Oklahoma | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 600,000 | $ 600,000 | $ 419,000 |
| Crook County Oregon | 1 | $ 588,000 | $ 588,000 | $ 324,000 |
| Yamhill County Oregon | 1 | $ 612,000 | $ 612,000 | $ 154,000 |
| Berks County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 297,000 |
| Bucks County Pennsylvania | 1 | $ 497,000 | $ 497,000 | $ 308,000 |
| Beaufort County South Carolina | 1 | $ 450,000 | $ 450,000 | $ 166,000 |
| Charleston County South Carolina | 1 | $ 578,000 | $ 578,000 | $ 217,000 |
| Georgetown County South Carolina | 1 | $ 724,000 | $ 724,000 | $ 353,000 |
| Sumner County Tennessee | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Galveston County Texas | 1 | $ 492,000 | $ 492,000 | $ 291,000 |
| Grayson County Texas | 1 | $ 690,000 | $ 690,000 | $ 209,000 |
| Lubbock County Texas | 1 | $ 625,000 | $ 625,000 | $ 818,000 |
| Nueces County Texas | 1 | $ 700,000 | $ 700,000 | $ 390,000 |
| Webb County Texas | 1 | $ 482,000 | $ 482,000 | $ 494,000 |
| Utah County Utah | 1 | $ 584,000 | $ 584,000 | $ 268,000 |
| Albemarle County Virginia | 1 | $ 720,000 | $ 720,000 | $ 184,000 |
| Arlington County Virginia | 1 | $ 878,000 | $ 878,000 | $ 493,000 |
| Fairfax County Virginia | 1 | $ 684,000 | $ 684,000 | $ 236,000 |
| Henrico County Virginia | 1 | $ 620,000 | $ 620,000 | $ 351,000 |
| Roanoke County Virginia | 1 | $ 486,000 | $ 486,000 | $ 442,000 |
| York County Virginia | 1 | $ 521,000 | $ 521,000 | $ 127,000 |
| Clark County Washington | 1 | $ 259,000 | $ 259,000 | $ 81,000 |
| Douglas County Washington | 1 | $ 474,000 | $ 474,000 | $ 198,000 |
| Kittitas County Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 468,000 |
| Skagit County Washington | 1 | $ 612,000 | $ 612,000 | $ 236,000 |
| Thurston County Washington | 1 | $ 570,000 | $ 570,000 | $ 234,000 |
| Whatcom County Washington | 1 | $ 677,000 | $ 677,000 | $ 322,000 |
| Yakima County Washington | 1 | $ 566,000 | $ 566,000 | $ 270,000 |
| Dane County Wisconsin | 1 | $ 488,000 | $ 488,000 | $ 99,000 |
| Ozaukee County Wisconsin | 1 | $ 441,000 | $ 441,000 | $ 223,000 |
Mortgage Loan Application Detail Totals for Mutual Of Omaha Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 652 | $569,962,000 | $874,000 | $29,510,000 | $226,000 | $3,165,000 |
| Refinancing | 408 | $224,598,000 | $550,000 | $14,000,000 | $239,000 | $2,528,000 |
| Home Improvement | 119 | $47,943,000 | $402,000 | $4,480,000 | $185,000 | $2,347,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 714 | $360,899,000 | $505,000 | $3,000,000 | $240,000 | $3,165,000 |
| Not Provided | 237 | $132,712,000 | $559,000 | $3,500,000 | $285,000 | $2,638,000 |
| Hispanic | 71 | $18,216,000 | $256,000 | $850,000 | $125,000 | $1,132,000 |
| Not applicable | 62 | $285,971,000 | $4,612,000 | $29,510,000 | $1,000 | $32,000 |
| Asian | 55 | $30,808,000 | $560,000 | $1,430,000 | $252,000 | $1,831,000 |
| Black or African American | 31 | $10,226,000 | $329,000 | $807,000 | $127,000 | $665,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,891,000 | $315,000 | $649,000 | $106,000 | $285,000 |
| American Indian or Alaskan Native | 3 | $1,780,000 | $593,000 | $1,480,000 | $167,000 | $414,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,098 | $827,315,000 | $753,000 | $29,510,000 | $239,000 | $3,165,000 |
| VA-guaranteed (Veterans Administration) | 56 | $10,801,000 | $192,000 | $367,000 | $53,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,702,000 | $185,000 | $292,000 | $48,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 5 | $685,000 | $137,000 | $196,000 | $63,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 663 | $588,419,000 | $887,000 | $29,510,000 | $271,000 | $3,165,000 |
| Loan Purchased By The Institution | 358 | $104,372,000 | $291,000 | $1,797,000 | $144,000 | $2,528,000 |
| Application Denied By Financial Institution | 123 | $121,264,000 | $985,000 | $21,000,000 | $196,000 | $1,421,000 |
| Application Approved But Not Accepted | 20 | $16,340,000 | $817,000 | $4,480,000 | $295,000 | $1,407,000 |
| Application Withdrawn By Applicant | 15 | $12,108,000 | $807,000 | $6,300,000 | $365,000 | $2,337,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 38 | $23,194,000 | $610,000 | $1,315,000 | $132,000 | $458,000 |
| Collateral | 37 | $38,237,000 | $1,033,000 | $14,000,000 | $237,000 | $1,123,000 |
| Other | 16 | $48,063,000 | $3,003,000 | $21,000,000 | $156,000 | $1,103,000 |
| Credit History | 14 | $2,376,000 | $169,000 | $960,000 | $157,000 | $647,000 |
| Credit Application Incomplete | 9 | $5,299,000 | $588,000 | $1,500,000 | $330,000 | $1,421,000 |
| Unverifiable Information | 6 | $2,082,000 | $347,000 | $925,000 | $233,000 | $635,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,013,000 | $671,000 | $980,000 | $431,000 | $560,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual Of Omaha Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual Of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.