Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Signature Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 376 |
| Total Mortgage Loan Application Amount | $33,618,000 |
| Average Mortgage Loan Application Amount | $85,333 |
| Highest Mortgage Loan Application Amount | $444,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 7 | $ 436,000 | $ 62,000 | $ 165,000 |
| Clinton County New York | 4 | $ 318,000 | $ 79,000 | $ 80,000 |
| Charles County Maryland | 3 | $ 448,000 | $ 149,000 | $ 237,000 |
| Hampshire County Massachusetts | 3 | $ 151,000 | $ 50,000 | $ 91,000 |
| Worcester County Massachusetts | 3 | $ 657,000 | $ 219,000 | $ 121,000 |
| Camden County Missouri | 3 | $ 358,000 | $ 119,000 | $ 114,000 |
| Mecklenburg County North Carolina | 3 | $ 501,000 | $ 167,000 | $ 108,000 |
| Oklahoma County Oklahoma | 3 | $ 184,000 | $ 61,000 | $ 86,000 |
| Delaware County Pennsylvania | 3 | $ 378,000 | $ 126,000 | $ 173,000 |
| Philadelphia County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 104,000 |
| Lexington County South Carolina | 3 | $ 260,000 | $ 86,000 | $ 87,000 |
| Tarrant County Texas | 3 | $ 426,000 | $ 142,000 | $ 101,000 |
| Fairfax County Virginia | 3 | $ 529,000 | $ 176,000 | $ 85,000 |
| Loudoun County Virginia | 3 | $ 718,000 | $ 239,000 | $ 168,000 |
| Okanogan County Washington | 3 | $ 359,000 | $ 119,000 | $ 65,000 |
| Dallas County Alabama | 2 | $ 164,000 | $ 82,000 | $ 71,000 |
| Los Angeles County California | 2 | $ 145,000 | $ 72,000 | $ 63,000 |
| Riverside County California | 2 | $ 194,000 | $ 97,000 | $ 67,000 |
| Teller County Colorado | 2 | $ 278,000 | $ 139,000 | $ 115,000 |
| Bonneville County Idaho | 2 | $ 164,000 | $ 82,000 | $ 75,000 |
| Will County Illinois | 2 | $ 212,000 | $ 106,000 | $ 82,000 |
| Dearborn County Indiana | 2 | $ 100,000 | $ 50,000 | $ 82,000 |
| Hamilton County Indiana | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Emmet County Iowa | 2 | $ 178,000 | $ 89,000 | $ 44,000 |
| Wapello County Iowa | 2 | $ 263,000 | $ 131,000 | $ 110,000 |
| Barton County Kansas | 2 | $ 214,000 | $ 107,000 | $ 107,000 |
| Hardin County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Harlan County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| Laurel County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 70,000 |
| Somerset County Maine | 2 | $ 206,000 | $ 103,000 | $ 43,000 |
| St. Mary's County Maryland | 2 | $ 319,000 | $ 159,000 | $ 76,000 |
| Otter Tail County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 111,000 |
| Redwood County Minnesota | 2 | $ 82,000 | $ 41,000 | $ 64,000 |
| Rock County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 123,000 |
| Watonwan County Minnesota | 2 | $ 76,000 | $ 38,000 | $ 89,000 |
| Hinds County Mississippi | 2 | $ 411,000 | $ 205,000 | $ 111,000 |
| Henry County Missouri | 2 | $ 109,000 | $ 54,000 | $ 52,000 |
| Bernalillo County New Mexico | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Chautauqua County New York | 2 | $ 101,000 | $ 50,000 | $ 86,000 |
| Wood County Ohio | 2 | $ 112,000 | $ 56,000 | $ 90,000 |
| Haskell County Oklahoma | 2 | $ 45,000 | $ 22,000 | $ 38,000 |
| Woods County Oklahoma | 2 | $ 86,000 | $ 43,000 | $ 77,000 |
| Curry County Oregon | 2 | $ 498,000 | $ 249,000 | $ 100,000 |
| Douglas County Oregon | 2 | $ 42,000 | $ 21,000 | $ 33,000 |
| Allegheny County Pennsylvania | 2 | $ 87,000 | $ 43,000 | $ 84,000 |
| Jefferson County Pennsylvania | 2 | $ 159,000 | $ 79,000 | $ 138,000 |
| Lackawanna County Pennsylvania | 2 | $ 119,000 | $ 59,000 | $ 91,000 |
| Lebanon County Pennsylvania | 2 | $ 666,000 | $ 333,000 | $ 85,000 |
| Washington County Pennsylvania | 2 | $ 67,000 | $ 33,000 | $ 72,000 |
| Beadle County South Dakota | 2 | $ 175,000 | $ 87,000 | $ 59,000 |
| Perkins County South Dakota | 2 | $ 182,000 | $ 91,000 | $ 97,000 |
| Comal County Texas | 2 | $ 339,000 | $ 169,000 | $ 82,000 |
| Dallas County Texas | 2 | $ 164,000 | $ 82,000 | $ 111,000 |
| Uvalde County Texas | 2 | $ 88,000 | $ 44,000 | $ 86,000 |
| Wood County Texas | 2 | $ 91,000 | $ 45,000 | $ 67,000 |
| Mineral County West Virginia | 2 | $ 45,000 | $ 22,000 | $ 73,000 |
| Blount County Alabama | 1 | $ 16,000 | $ 16,000 | $ 63,000 |
| Calhoun County Alabama | 1 | $ 92,000 | $ 92,000 | $ 122,000 |
| Chilton County Alabama | 1 | $ 94,000 | $ 94,000 | $ 145,000 |
| Choctaw County Alabama | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Clay County Alabama | 1 | $ 77,000 | $ 77,000 | $ 88,000 |
| Elmore County Alabama | 1 | $ 150,000 | $ 150,000 | $ 129,000 |
| St. Clair County Alabama | 1 | $ 33,000 | $ 33,000 | $ 83,000 |
| Washington County Alabama | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Cochise County Arizona | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Maricopa County Arizona | 1 | $ 50,000 | $ 50,000 | $ 251,000 |
| Arkansas County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Cleburne County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 129,000 |
| Craighead County Arkansas | 1 | $ 131,000 | $ 131,000 | $ 146,000 |
| Garland County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| Lawrence County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 103,000 |
| Lonoke County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Miller County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Nevada County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 83,000 |
| Sebastian County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| St. Francis County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 102,000 |
| Alameda County California | 1 | $ 302,000 | $ 302,000 | $ 158,000 |
| El Dorado County California | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Kern County California | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Siskiyou County California | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Solano County California | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Sonoma County California | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Costilla County Colorado | 1 | $ 87,000 | $ 87,000 | $ 57,000 |
| Denver County Colorado | 1 | $ 66,000 | $ 66,000 | $ 83,000 |
| Mesa County Colorado | 1 | $ 72,000 | $ 72,000 | $ 64,000 |
| Montrose County Colorado | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Prowers County Colorado | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Pueblo County Colorado | 1 | $ 28,000 | $ 28,000 | $ 104,000 |
| Rio Grande County Colorado | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Jefferson County Florida | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Lee County Florida | 1 | $ 31,000 | $ 31,000 | $ 68,000 |
| Manatee County Florida | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Nassau County Florida | 1 | $ 287,000 | $ 287,000 | $ 205,000 |
| Sarasota County Florida | 1 | $ 57,000 | $ 57,000 | $ 103,000 |
| Cherokee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Clinch County Georgia | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| DeKalb County Georgia | 1 | $ 117,000 | $ 117,000 | $ 107,000 |
| Gwinnett County Georgia | 1 | $ 37,000 | $ 37,000 | $ 100,000 |
| Hall County Georgia | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Ada County Idaho | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Benewah County Idaho | 1 | $ 40,000 | $ 40,000 | $ 112,000 |
| Kootenai County Idaho | 1 | $ 42,000 | $ 42,000 | $ 131,000 |
| Washington County Idaho | 1 | $ 27,000 | $ 27,000 | $ 33,000 |
| Edgar County Illinois | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Iroquois County Illinois | 1 | $ 46,000 | $ 46,000 | $ 54,000 |
| Decatur County Indiana | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Fayette County Indiana | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Montgomery County Indiana | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Starke County Indiana | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Cerro Gordo County Iowa | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Floyd County Iowa | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Ida County Iowa | 1 | $ 107,000 | $ 107,000 | $ 49,000 |
| Keokuk County Iowa | 1 | $ 148,000 | $ 148,000 | $ 154,000 |
| Kossuth County Iowa | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Mitchell County Iowa | 1 | $ 120,000 | $ 120,000 | $ 114,000 |
| Monona County Iowa | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Sac County Iowa | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Wayne County Iowa | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Woodbury County Iowa | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Edwards County Kansas | 1 | $ 23,000 | $ 23,000 | $ 37,000 |
| Ellsworth County Kansas | 1 | $ 142,000 | $ 142,000 | $ 140,000 |
| Franklin County Kansas | 1 | $ 30,000 | $ 30,000 | $ 119,000 |
| Johnson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Reno County Kansas | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Rush County Kansas | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Boone County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 115,000 |
| Boyd County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 103,000 |
| Breckinridge County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 83,000 |
| Bullitt County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Carter County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Fayette County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 113,000 |
| Floyd County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Perry County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 71,000 |
| Pike County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Scott County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 87,000 |
| Bossier County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| East Baton Rouge County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 74,000 |
| Iberia County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Jefferson County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| St. James County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 201,000 |
| Aroostook County Maine | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Lincoln County Maine | 1 | $ 238,000 | $ 238,000 | $ 93,000 |
| Washington County Maine | 1 | $ 13,000 | $ 13,000 | $ 33,000 |
| Anne Arundel County Maryland | 1 | $ 27,000 | $ 27,000 | $ 49,000 |
| Calvert County Maryland | 1 | $ 41,000 | $ 41,000 | $ 102,000 |
| Frederick County Maryland | 1 | $ 81,000 | $ 81,000 | $ 65,000 |
| Montgomery County Maryland | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Queen Anne's County Maryland | 1 | $ 79,000 | $ 79,000 | $ 116,000 |
| Talbot County Maryland | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Barnstable County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Berkshire County Massachusetts | 1 | $ 33,000 | $ 33,000 | $ 79,000 |
| Essex County Massachusetts | 1 | $ 314,000 | $ 314,000 | $ 116,000 |
| Middlesex County Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| Plymouth County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Jackson County Michigan | 1 | $ 50,000 | $ 50,000 | $ 136,000 |
| Lenawee County Michigan | 1 | $ 22,000 | $ 22,000 | $ 37,000 |
| Muskegon County Michigan | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Beltrami County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Carver County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 49,000 |
| Chisago County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 70,000 |
| Crow Wing County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Hennepin County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Lyon County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 128,000 |
| Stearns County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Copiah County Mississippi | 1 | $ 14,000 | $ 14,000 | $ 34,000 |
| Leake County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Leflore County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Pearl River County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 120,000 |
| Warren County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 64,000 |
| Barry County Missouri | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Barton County Missouri | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Bollinger County Missouri | 1 | $ 58,000 | $ 58,000 | $ 82,000 |
| Cass County Missouri | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Hickory County Missouri | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Marion County Missouri | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Moniteau County Missouri | 1 | $ 33,000 | $ 33,000 | $ 93,000 |
| Polk County Missouri | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Schuyler County Missouri | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Scott County Missouri | 1 | $ 44,000 | $ 44,000 | $ 62,000 |
| Shannon County Missouri | 1 | $ 131,000 | $ 131,000 | $ 33,000 |
| Liberty County Montana | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Madison County Montana | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Sanders County Montana | 1 | $ 40,000 | $ 40,000 | $ 179,000 |
| Grant County Nebraska | 1 | $ 42,000 | $ 42,000 | $ 100,000 |
| Greeley County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Hamilton County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Nuckolls County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Sarpy County Nebraska | 1 | $ 134,000 | $ 134,000 | $ 139,000 |
| Clark County Nevada | 1 | $ 325,000 | $ 325,000 | $ 237,000 |
| Washoe County Nevada | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Cheshire County New Hampshire | 1 | $ 282,000 | $ 282,000 | $ 103,000 |
| Grafton County New Hampshire | 1 | $ 69,000 | $ 69,000 | $ 121,000 |
| Atlantic County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Bergen County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Gloucester County New Jersey | 1 | $ 19,000 | $ 19,000 | $ 137,000 |
| Mercer County New Jersey | 1 | $ 66,000 | $ 66,000 | $ 143,000 |
| Monmouth County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Dona Ana County New Mexico | 1 | $ 278,000 | $ 278,000 | $ 52,000 |
| Eddy County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Rio Arriba County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 124,000 |
| Torrance County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 87,000 |
| Chenango County New York | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Dutchess County New York | 1 | $ 30,000 | $ 30,000 | $ 111,000 |
| Herkimer County New York | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Kings County New York | 1 | $ 399,000 | $ 399,000 | $ 134,000 |
| Onondaga County New York | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| Otsego County New York | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Saratoga County New York | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Sullivan County New York | 1 | $ 11,000 | $ 11,000 | $ 140,000 |
| Wyoming County New York | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Yates County New York | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
| Currituck County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 58,000 |
| Jones County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| New Hanover County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 139,000 |
| Pitt County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Robeson County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Stokes County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Union County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Wake County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 72,000 |
| Morton County North Dakota | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Pembina County North Dakota | 1 | $ 5,000 | $ 5,000 | $ 55,000 |
| Geauga County Ohio | 1 | $ 159,000 | $ 159,000 | $ 163,000 |
| Highland County Ohio | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Jefferson County Ohio | 1 | $ 27,000 | $ 27,000 | $ 129,000 |
| Licking County Ohio | 1 | $ 26,000 | $ 26,000 | $ 97,000 |
| Sandusky County Ohio | 1 | $ 30,000 | $ 30,000 | $ 127,000 |
| Warren County Ohio | 1 | $ 12,000 | $ 12,000 | $ 41,000 |
| Carter County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Marshall County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| McCurtain County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 85,000 |
| Stephens County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Bucks County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Columbia County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 118,000 |
| Fayette County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 145,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Luzerne County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 114,000 |
| McKean County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 73,000 |
| Susquehanna County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Tioga County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Horry County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 97,000 |
| Saluda County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 134,000 |
| Custer County South Dakota | 1 | $ 116,000 | $ 116,000 | $ 207,000 |
| Hutchinson County South Dakota | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Pennington County South Dakota | 1 | $ 34,000 | $ 34,000 | $ 101,000 |
| Spink County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Davidson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Wayne County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Atascosa County Texas | 1 | $ 161,000 | $ 161,000 | $ 85,000 |
| Bee County Texas | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Collin County Texas | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Coryell County Texas | 1 | $ 226,000 | $ 226,000 | $ 147,000 |
| Denton County Texas | 1 | $ 194,000 | $ 194,000 | $ 154,000 |
| Gonzales County Texas | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Grayson County Texas | 1 | $ 118,000 | $ 118,000 | $ 96,000 |
| Hardeman County Texas | 1 | $ 53,000 | $ 53,000 | $ 75,000 |
| Harris County Texas | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Harrison County Texas | 1 | $ 36,000 | $ 36,000 | $ 137,000 |
| Hidalgo County Texas | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Hunt County Texas | 1 | $ 39,000 | $ 39,000 | $ 158,000 |
| Karnes County Texas | 1 | $ 39,000 | $ 39,000 | $ 120,000 |
| Kimble County Texas | 1 | $ 106,000 | $ 106,000 | $ 109,000 |
| Madison County Texas | 1 | $ 106,000 | $ 106,000 | $ 121,000 |
| McLennan County Texas | 1 | $ 134,000 | $ 134,000 | $ 86,000 |
| Montague County Texas | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Runnels County Texas | 1 | $ 16,000 | $ 16,000 | $ 100,000 |
| Shackelford County Texas | 1 | $ 130,000 | $ 130,000 | $ 115,000 |
| Val Verde County Texas | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Wharton County Texas | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Williamson County Texas | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Wilson County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Young County Texas | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Zavala County Texas | 1 | $ 49,000 | $ 49,000 | $ 70,000 |
| Salt Lake County Utah | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Lamoille County Vermont | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Washington County Vermont | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Amherst County Virginia | 1 | $ 41,000 | $ 41,000 | $ 78,000 |
| Frederick County Virginia | 1 | $ 74,000 | $ 74,000 | $ 23,000 |
| Mecklenburg County Virginia | 1 | $ 62,000 | $ 62,000 | $ 54,000 |
| Roanoke County Virginia | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Warren County Virginia | 1 | $ 35,000 | $ 35,000 | $ 113,000 |
| Grays Harbor County Washington | 1 | $ 179,000 | $ 179,000 | $ 104,000 |
| Kitsap County Washington | 1 | $ 385,000 | $ 385,000 | $ 273,000 |
| Klickitat County Washington | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Jefferson County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 209,000 |
| Ohio County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Outagamie County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Sauk County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 123,000 |
| Washburn County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Carbon County Wyoming | 1 | $ 121,000 | $ 121,000 | $ 147,000 |
| Uinta County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 236 | $22,466,000 | $95,000 | $415,000 | $91,000 | $354,000 |
| Home Improvement | 73 | $3,131,000 | $42,000 | $170,000 | $78,000 | $260,000 |
| Home Purchase | 67 | $8,021,000 | $119,000 | $444,000 | $100,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 286 | $20,508,000 | $71,000 | $415,000 | $88,000 | $273,000 |
| White | 77 | $11,686,000 | $151,000 | $444,000 | $97,000 | $354,000 |
| Black or African American | 6 | $628,000 | $104,000 | $182,000 | $123,000 | $324,000 |
| Hispanic | 4 | $553,000 | $138,000 | $302,000 | $95,000 | $158,000 |
| American Indian or Alaskan Native | 3 | $243,000 | $81,000 | $125,000 | $51,000 | $79,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 376 | $33,618,000 | $89,000 | $444,000 | $90,000 | $354,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 359 | $31,043,000 | $86,000 | $444,000 | $90,000 | $354,000 |
| Application Denied By Financial Institution | 8 | $1,028,000 | $128,000 | $319,000 | $73,000 | $135,000 |
| Application Withdrawn By Applicant | 4 | $664,000 | $166,000 | $335,000 | $85,000 | $138,000 |
| Application Approved But Not Accepted | 4 | $633,000 | $158,000 | $240,000 | $114,000 | $163,000 |
| Preapproval Denied by Financial Institution | 1 | $250,000 | $250,000 | $250,000 | $70,000 | $70,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $185,000 | $185,000 | $185,000 | $135,000 | $135,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.