National City Bank Of The Midw
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
National City Bank Of The Midw 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National City Bank Of The Midw 1900 East Ninth Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,610 |
| Total Mortgage Loan Application Amount | $363,452,000 |
| Average Mortgage Loan Application Amount | $257,150 |
| Highest Mortgage Loan Application Amount | $8,100,000 |
| Average Applicant Income | $124,333 |
| Highest Applicant Income | $5,149,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with National City Bank Of The Midw. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National City Bank Of The Midw's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down National City Bank Of The Midw's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National City Bank Of The Midw serves its applicants.
Each category highlights the total number of mortgage applications processed by National City Bank Of The Midw, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National City Bank Of The Midw's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 222 | $ 50,571,000 | $ 227,000 | $ 64,000 |
| Wayne County Michigan | 183 | $ 28,346,000 | $ 154,000 | $ 63,000 |
| Ottawa County Michigan | 83 | $ 11,533,000 | $ 138,000 | $ 35,000 |
| Cook County Illinois | 82 | $ 33,090,000 | $ 403,000 | $ 128,000 |
| Washtenaw County Michigan | 58 | $ 17,756,000 | $ 306,000 | $ 37,000 |
| Kalamazoo County Michigan | 56 | $ 15,258,000 | $ 272,000 | $ 67,000 |
| Kent County Michigan | 47 | $ 7,107,000 | $ 151,000 | $ 48,000 |
| Macomb County Michigan | 45 | $ 5,892,000 | $ 130,000 | $ 47,000 |
| Peoria County Illinois | 44 | $ 13,698,000 | $ 311,000 | $ 0 |
| Livingston County Michigan | 39 | $ 6,203,000 | $ 159,000 | $ 37,000 |
| Allegan County Michigan | 31 | $ 3,945,000 | $ 127,000 | $ 25,000 |
| Lee County Florida | 23 | $ 6,738,000 | $ 292,000 | $ 214,000 |
| Saginaw County Michigan | 20 | $ 2,259,000 | $ 112,000 | $ 30,000 |
| Muskegon County Michigan | 19 | $ 2,232,000 | $ 117,000 | $ 27,000 |
| Maricopa County Arizona | 18 | $ 7,403,000 | $ 411,000 | $ 509,000 |
| Iosco County Michigan | 18 | $ 1,406,000 | $ 78,000 | $ 35,000 |
| Collier County Florida | 15 | $ 4,681,000 | $ 312,000 | $ 550,000 |
| Lake County Illinois | 15 | $ 10,275,000 | $ 685,000 | $ 36,000 |
| McLean County Illinois | 14 | $ 2,519,000 | $ 179,000 | $ 0 |
| Mason County Michigan | 14 | $ 4,162,000 | $ 297,000 | $ 47,000 |
| Sangamon County Illinois | 12 | $ 3,794,000 | $ 316,000 | $ 0 |
| Eaton County Michigan | 11 | $ 1,398,000 | $ 127,000 | $ 34,000 |
| Ingham County Michigan | 11 | $ 1,950,000 | $ 177,000 | $ 34,000 |
| Broward County Florida | 10 | $ 12,088,000 | $ 1,208,000 | $ 910,000 |
| Bay County Michigan | 10 | $ 1,830,000 | $ 183,000 | $ 44,000 |
| Genesee County Michigan | 10 | $ 846,000 | $ 84,000 | $ 45,000 |
| Marquette County Michigan | 10 | $ 980,000 | $ 98,000 | $ 22,000 |
| Van Buren County Michigan | 10 | $ 1,937,000 | $ 193,000 | $ 35,000 |
| Sarasota County Florida | 9 | $ 2,829,000 | $ 314,000 | $ 267,000 |
| DuPage County Illinois | 9 | $ 3,194,000 | $ 354,000 | $ 95,000 |
| Tazewell County Illinois | 9 | $ 2,758,000 | $ 306,000 | $ 9,000 |
| Grand Traverse County Michigan | 9 | $ 2,230,000 | $ 247,000 | $ 27,000 |
| Los Angeles County California | 8 | $ 2,581,000 | $ 322,000 | $ 107,000 |
| Clinton County Michigan | 8 | $ 953,000 | $ 119,000 | $ 43,000 |
| Lucas County Ohio | 8 | $ 1,144,000 | $ 143,000 | $ 162,000 |
| Palm Beach County Florida | 7 | $ 1,249,000 | $ 178,000 | $ 327,000 |
| Will County Illinois | 7 | $ 2,470,000 | $ 352,000 | $ 74,000 |
| Antrim County Michigan | 7 | $ 945,000 | $ 135,000 | $ 31,000 |
| Cheboygan County Michigan | 7 | $ 1,114,000 | $ 159,000 | $ 11,000 |
| Emmet County Michigan | 7 | $ 1,711,000 | $ 244,000 | $ 27,000 |
| Monroe County Michigan | 7 | $ 1,567,000 | $ 223,000 | $ 115,000 |
| Cuyahoga County Ohio | 7 | $ 1,295,000 | $ 185,000 | $ 324,000 |
| Winnebago County Illinois | 6 | $ 497,000 | $ 82,000 | $ 0 |
| Calhoun County Michigan | 6 | $ 650,000 | $ 108,000 | $ 18,000 |
| Chippewa County Michigan | 6 | $ 462,000 | $ 77,000 | $ 62,000 |
| Isabella County Michigan | 6 | $ 566,000 | $ 94,000 | $ 20,000 |
| Lapeer County Michigan | 6 | $ 1,061,000 | $ 176,000 | $ 88,000 |
| Tuscola County Michigan | 6 | $ 867,000 | $ 144,000 | $ 50,000 |
| Kane County Illinois | 5 | $ 1,216,000 | $ 243,000 | $ 58,000 |
| Macon County Illinois | 5 | $ 686,000 | $ 137,000 | $ 0 |
| Alpena County Michigan | 5 | $ 580,000 | $ 116,000 | $ 39,000 |
| San Diego County California | 4 | $ 1,398,000 | $ 349,000 | $ 51,000 |
| Denver County Colorado | 4 | $ 601,000 | $ 150,000 | $ 34,000 |
| Monroe County Florida | 4 | $ 2,222,000 | $ 555,000 | $ 203,000 |
| Orange County Florida | 4 | $ 387,000 | $ 96,000 | $ 35,000 |
| Woodford County Illinois | 4 | $ 301,000 | $ 75,000 | $ 0 |
| Marion County Indiana | 4 | $ 990,000 | $ 247,000 | $ 365,000 |
| Charlevoix County Michigan | 4 | $ 1,044,000 | $ 261,000 | $ 23,000 |
| Ionia County Michigan | 4 | $ 919,000 | $ 229,000 | $ 50,000 |
| Jackson County Michigan | 4 | $ 539,000 | $ 134,000 | $ 4,000 |
| Lenawee County Michigan | 4 | $ 799,000 | $ 199,000 | $ 40,000 |
| Camden County Missouri | 4 | $ 863,000 | $ 215,000 | $ 0 |
| Marinette County Wisconsin | 4 | $ 474,000 | $ 118,000 | $ 60,000 |
| Riverside County California | 3 | $ 656,000 | $ 218,000 | $ 150,000 |
| Pitkin County Colorado | 3 | $ 4,662,000 | $ 1,554,000 | $ 80,000 |
| Summit County Colorado | 3 | $ 893,000 | $ 297,000 | $ 210,000 |
| Miami-Dade County Florida | 3 | $ 1,276,000 | $ 425,000 | $ 260,000 |
| Osceola County Florida | 3 | $ 511,000 | $ 170,000 | $ 325,000 |
| Volusia County Florida | 3 | $ 606,000 | $ 202,000 | $ 116,000 |
| Champaign County Illinois | 3 | $ 352,000 | $ 117,000 | $ 0 |
| Monroe County Indiana | 3 | $ 1,542,000 | $ 514,000 | $ 142,000 |
| Alcona County Michigan | 3 | $ 244,000 | $ 81,000 | $ 44,000 |
| Berrien County Michigan | 3 | $ 280,000 | $ 93,000 | $ 43,000 |
| Houghton County Michigan | 3 | $ 627,000 | $ 209,000 | $ 107,000 |
| Kalkaska County Michigan | 3 | $ 146,000 | $ 48,000 | $ 4,000 |
| Leelanau County Michigan | 3 | $ 1,188,000 | $ 396,000 | $ 150,000 |
| Manistee County Michigan | 3 | $ 505,000 | $ 168,000 | $ 18,000 |
| Midland County Michigan | 3 | $ 466,000 | $ 155,000 | $ 89,000 |
| Newaygo County Michigan | 3 | $ 299,000 | $ 99,000 | $ 67,000 |
| Ogemaw County Michigan | 3 | $ 450,000 | $ 150,000 | $ 46,000 |
| Shiawassee County Michigan | 3 | $ 367,000 | $ 122,000 | $ 43,000 |
| St. Clair County Michigan | 3 | $ 410,000 | $ 136,000 | $ 93,000 |
| Wexford County Michigan | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Gallatin County Montana | 3 | $ 880,000 | $ 293,000 | $ 328,000 |
| Clark County Nevada | 3 | $ 1,238,000 | $ 412,000 | $ 90,000 |
| Horry County South Carolina | 3 | $ 498,000 | $ 166,000 | $ 1,014,000 |
| Sevier County Tennessee | 3 | $ 346,000 | $ 115,000 | $ 64,000 |
| Madison County Alabama | 2 | $ 277,000 | $ 138,000 | $ 86,000 |
| Pima County Arizona | 2 | $ 251,000 | $ 125,000 | $ 98,000 |
| Eagle County Colorado | 2 | $ 553,000 | $ 276,000 | $ 207,000 |
| Jefferson County Colorado | 2 | $ 485,000 | $ 242,000 | $ 125,000 |
| San Miguel County Colorado | 2 | $ 816,000 | $ 408,000 | $ 558,000 |
| Brevard County Florida | 2 | $ 253,000 | $ 126,000 | $ 0 |
| Charlotte County Florida | 2 | $ 813,000 | $ 406,000 | $ 48,000 |
| Hernando County Florida | 2 | $ 122,000 | $ 61,000 | $ 31,000 |
| Martin County Florida | 2 | $ 154,000 | $ 77,000 | $ 111,000 |
| Pasco County Florida | 2 | $ 98,000 | $ 49,000 | $ 49,000 |
| Pinellas County Florida | 2 | $ 451,000 | $ 225,000 | $ 372,000 |
| St. Lucie County Florida | 2 | $ 99,000 | $ 49,000 | $ 71,000 |
| Kankakee County Illinois | 2 | $ 777,000 | $ 388,000 | $ 51,000 |
| Hamilton County Indiana | 2 | $ 331,000 | $ 165,000 | $ 125,000 |
| Steuben County Indiana | 2 | $ 476,000 | $ 238,000 | $ 198,000 |
| Vanderburgh County Indiana | 2 | $ 274,000 | $ 137,000 | $ 201,000 |
| Branch County Michigan | 2 | $ 134,000 | $ 67,000 | $ 59,000 |
| Clare County Michigan | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Crawford County Michigan | 2 | $ 229,000 | $ 114,000 | $ 31,000 |
| Dickinson County Michigan | 2 | $ 684,000 | $ 342,000 | $ 0 |
| Gratiot County Michigan | 2 | $ 165,000 | $ 82,000 | $ 59,000 |
| Mackinac County Michigan | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Sanilac County Michigan | 2 | $ 176,000 | $ 88,000 | $ 43,000 |
| St. Joseph County Michigan | 2 | $ 224,000 | $ 112,000 | $ 18,000 |
| Kings County New York | 2 | $ 611,000 | $ 305,000 | $ 620,000 |
| New York County New York | 2 | $ 513,000 | $ 256,000 | $ 68,000 |
| Queens County New York | 2 | $ 648,000 | $ 324,000 | $ 88,000 |
| Mecklenburg County North Carolina | 2 | $ 302,000 | $ 151,000 | $ 131,000 |
| Butler County Ohio | 2 | $ 343,000 | $ 171,000 | $ 32,000 |
| Franklin County Ohio | 2 | $ 440,000 | $ 220,000 | $ 132,000 |
| Lorain County Ohio | 2 | $ 437,000 | $ 218,000 | $ 79,000 |
| Putnam County Ohio | 2 | $ 411,000 | $ 205,000 | $ 201,000 |
| Westmoreland County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 32,000 |
| Williamson County Tennessee | 2 | $ 469,000 | $ 234,000 | $ 40,000 |
| Iron County Wisconsin | 2 | $ 54,000 | $ 27,000 | $ 32,000 |
| Tuscaloosa County Alabama | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Pinal County Arizona | 1 | $ 90,000 | $ 90,000 | $ 132,000 |
| Yavapai County Arizona | 1 | $ 248,000 | $ 248,000 | $ 145,000 |
| Garland County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 70,000 |
| Alameda County California | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Butte County California | 1 | $ 65,000 | $ 65,000 | $ 202,000 |
| San Francisco County California | 1 | $ 254,000 | $ 254,000 | $ 103,000 |
| Moffat County Colorado | 1 | $ 87,000 | $ 87,000 | $ 149,000 |
| Montrose County Colorado | 1 | $ 229,000 | $ 229,000 | $ 74,000 |
| Sussex County Delaware | 1 | $ 320,000 | $ 320,000 | $ 199,000 |
| Alachua County Florida | 1 | $ 177,000 | $ 177,000 | $ 184,000 |
| DeSoto County Florida | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Flagler County Florida | 1 | $ 500,000 | $ 500,000 | $ 569,000 |
| Highlands County Florida | 1 | $ 93,000 | $ 93,000 | $ 71,000 |
| Hillsborough County Florida | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Indian River County Florida | 1 | $ 250,000 | $ 250,000 | $ 340,000 |
| Manatee County Florida | 1 | $ 780,000 | $ 780,000 | $ 747,000 |
| Nassau County Florida | 1 | $ 757,000 | $ 757,000 | $ 0 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| St. Johns County Florida | 1 | $ 167,000 | $ 167,000 | $ 88,000 |
| Sumter County Florida | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Chatham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Fayette County Georgia | 1 | $ 490,000 | $ 490,000 | $ 261,000 |
| Troup County Georgia | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Kauai County Hawaii | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Maui County Hawaii | 1 | $ 554,000 | $ 554,000 | $ 0 |
| Coles County Illinois | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Douglas County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Logan County Illinois | 1 | $ 520,000 | $ 520,000 | $ 0 |
| McHenry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Moultrie County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Clinton County Indiana | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| DeKalb County Indiana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Hancock County Indiana | 1 | $ 78,000 | $ 78,000 | $ 399,000 |
| Huntington County Indiana | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Kosciusko County Indiana | 1 | $ 241,000 | $ 241,000 | $ 109,000 |
| Lake County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Marshall County Indiana | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| St. Joseph County Indiana | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Scott County Iowa | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Fayette County Kentucky | 1 | $ 219,000 | $ 219,000 | $ 46,000 |
| Howard County Maryland | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Montgomery County Maryland | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Prince George's County Maryland | 1 | $ 231,000 | $ 231,000 | $ 56,000 |
| Middlesex County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 227,000 |
| Suffolk County Massachusetts | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Worcester County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Alger County Michigan | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Barry County Michigan | 1 | $ 190,000 | $ 190,000 | $ 125,000 |
| Gladwin County Michigan | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Huron County Michigan | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Iron County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lake County Michigan | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Mecosta County Michigan | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Menominee County Michigan | 1 | $ 34,000 | $ 34,000 | $ 19,000 |
| Montcalm County Michigan | 1 | $ 84,000 | $ 84,000 | $ 71,000 |
| Montmorency County Michigan | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Oceana County Michigan | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Oscoda County Michigan | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Otsego County Michigan | 1 | $ 73,000 | $ 73,000 | $ 76,000 |
| Presque Isle County Michigan | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Hennepin County Minnesota | 1 | $ 301,000 | $ 301,000 | $ 52,000 |
| Olmsted County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 180,000 |
| Ramsey County Minnesota | 1 | $ 650,000 | $ 650,000 | $ 235,000 |
| St. Louis County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Washington County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 49,000 |
| DeSoto County Mississippi | 1 | $ 306,000 | $ 306,000 | $ 117,000 |
| Jackson County Missouri | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Petroleum County Montana | 1 | $ 402,000 | $ 402,000 | $ 192,000 |
| Washoe County Nevada | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Burlington County New Jersey | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Camden County New Jersey | 1 | $ 62,000 | $ 62,000 | $ 105,000 |
| Monmouth County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 142,000 |
| Somerset County New Jersey | 1 | $ 536,000 | $ 536,000 | $ 190,000 |
| Santa Fe County New Mexico | 1 | $ 323,000 | $ 323,000 | $ 121,000 |
| Hamilton County New York | 1 | $ 168,000 | $ 168,000 | $ 187,000 |
| Currituck County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| New Hanover County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Orange County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
| Wake County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Fulton County Ohio | 1 | $ 180,000 | $ 180,000 | $ 396,000 |
| Greene County Ohio | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Hamilton County Ohio | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Knox County Ohio | 1 | $ 84,000 | $ 84,000 | $ 99,000 |
| Medina County Ohio | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
| Sandusky County Ohio | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Stark County Ohio | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Summit County Ohio | 1 | $ 350,000 | $ 350,000 | $ 200,000 |
| Tuscarawas County Ohio | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Warren County Ohio | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Allegheny County Pennsylvania | 1 | $ 254,000 | $ 254,000 | $ 140,000 |
| Cumberland County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Delaware County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 240,000 |
| Lackawanna County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Lancaster County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Montgomery County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 125,000 |
| Pike County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 185,000 |
| Venango County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Washington County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 328,000 |
| Charleston County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 272,000 |
| McCormick County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 146,000 |
| Jackson County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Maury County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Rutherford County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 68,000 |
| Travis County Texas | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Salt Lake County Utah | 1 | $ 323,000 | $ 323,000 | $ 288,000 |
| Albemarle County Virginia | 1 | $ 600,000 | $ 600,000 | $ 177,000 |
| Botetourt County Virginia | 1 | $ 500,000 | $ 500,000 | $ 362,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 187,000 |
| Henrico County Virginia | 1 | $ 191,000 | $ 191,000 | $ 122,000 |
| Loudoun County Virginia | 1 | $ 259,000 | $ 259,000 | $ 66,000 |
| Virginia Beach County Virginia | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Island County Washington | 1 | $ 116,000 | $ 116,000 | $ 111,000 |
| Door County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 302,000 | $ 302,000 | $ 420,000 |
| Ozaukee County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 341,000 |
| Racine County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| Vilas County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 90,000 |
| Waukesha County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 91,000 |
| Fremont County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for National City Bank Of The Midw in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 936 | $234,289,000 | $250,366 | $8,100,000 | $157,800 | $5,149,000 |
| Home Purchase (one-to-four family) | 668 | $128,119,000 | $269,714 | $1,915,000 | $97,357 | $827,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 6 | $1,044,000 | $183,000 | $348,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 733 | $135,857,000 | $229,000 | $8,100,000 | $160,218 | $5,149,000 |
| Not applicable | 655 | $192,317,000 | $534,133 | $4,800,000 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 126 | $19,800,000 | $194,133 | $650,000 | $140,266 | $723,000 |
| Black | 44 | $7,860,000 | $256,583 | $960,000 | $110,416 | $480,000 |
| Hispanic | 18 | $2,505,000 | $125,333 | $499,000 | $59,333 | $214,000 |
| Asian or Pacific Islander | 16 | $2,845,000 | $245,500 | $630,000 | $235,666 | $804,000 |
| Other | 12 | $1,806,000 | $218,500 | $450,000 | $54,000 | $88,000 |
| American Indian or Alaskan Native | 6 | $462,000 | $77,000 | $163,000 | $26,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,560 | $357,894,000 | $269,722 | $8,100,000 | $135,472 | $5,149,000 |
| FHA-insured (Federal Housing Administration) | 45 | $4,964,000 | $113,500 | $298,000 | $15,500 | $165,000 |
| VA-guaranteed (Veterans Administration) | 4 | $534,000 | $133,000 | $184,000 | $45,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $60,000 | $60,000 | $60,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 655 | $192,317,000 | $534,133 | $4,800,000 | $0 | $0 |
| Application Approved But Not Accepted | 416 | $56,646,000 | $170,000 | $598,000 | $161,200 | $827,000 |
| Loan Originated | 316 | $79,473,000 | $230,781 | $8,100,000 | $165,750 | $5,149,000 |
| Application Withdrawn By Applicant | 206 | $32,762,000 | $348,090 | $960,000 | $93,454 | $395,000 |
| File Closed For Incompleteness | 10 | $1,508,000 | $171,000 | $291,000 | $38,666 | $149,000 |
| Application Denied By Financial Institution | 7 | $746,000 | $106,000 | $154,000 | $38,000 | $78,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $624,000 | $124,000 | $154,000 | $48,000 | $78,000 |
| Debt-To-Income Ratio | 1 | $53,000 | $53,000 | $53,000 | $0 | $0 |
| Collateral | 1 | $69,000 | $69,000 | $69,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National City Bank Of The Midw's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National City Bank Of The Midw's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.