Nations Home Funding, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Nations Home Funding, Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nations Home Funding, Inc
761 Old Hickory Blvd., Ste 400
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 991
Total Mortgage Loan Application Amount $221,602,000
Average Mortgage Loan Application Amount $245,666
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $226,000
Highest Applicant Income $6,864,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Nations Home Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nations Home Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Nations Home Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nations Home Funding, Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Nations Home Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nations Home Funding, Inc's mortgage activity for 2008.

Mortgage Loan Application Totals for Nations Home Funding, Inc by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 153 $ 29,999,000 $ 196,000 $ 105,000
Wake County North Carolina 58 $ 11,936,000 $ 205,000 $ 88,000
Orange County California 32 $ 13,846,000 $ 432,000 $ 200,000
Durham County North Carolina 29 $ 5,084,000 $ 175,000 $ 121,000
Fairfax County Virginia 26 $ 9,836,000 $ 378,000 $ 162,000
Washoe County Nevada 19 $ 5,734,000 $ 301,000 $ 59,000
El Paso County Colorado 18 $ 4,002,000 $ 222,000 $ 84,000
Snohomish County Washington 17 $ 4,138,000 $ 243,000 $ 72,000
Los Angeles County California 15 $ 5,431,000 $ 362,000 $ 158,000
York County Pennsylvania 15 $ 2,120,000 $ 141,000 $ 67,000
Orange County North Carolina 14 $ 5,454,000 $ 389,000 $ 275,000
Prince William County Virginia 14 $ 3,921,000 $ 280,000 $ 287,000
Forsyth County North Carolina 13 $ 2,116,000 $ 162,000 $ 73,000
Loudoun County Virginia 13 $ 5,005,000 $ 385,000 $ 141,000
Pinellas County Florida 12 $ 2,157,000 $ 179,000 $ 70,000
Mecklenburg County North Carolina 12 $ 2,213,000 $ 184,000 $ 96,000
Anne Arundel County Maryland 10 $ 3,503,000 $ 350,000 $ 118,000
Adams County Pennsylvania 10 $ 2,646,000 $ 264,000 $ 85,000
Leon County Florida 9 $ 1,535,000 $ 170,000 $ 97,000
Chester County Pennsylvania 9 $ 2,030,000 $ 225,000 $ 97,000
Guilford County North Carolina 8 $ 1,226,000 $ 153,000 $ 79,000
Johnston County North Carolina 8 $ 1,607,000 $ 200,000 $ 70,000
Allegheny County Pennsylvania 8 $ 1,023,000 $ 127,000 $ 75,000
Clark County Washington 8 $ 1,720,000 $ 215,000 $ 79,000
Howard County Maryland 7 $ 2,032,000 $ 290,000 $ 188,000
Carteret County North Carolina 7 $ 1,446,000 $ 206,000 $ 133,000
Benton County Washington 7 $ 1,266,000 $ 180,000 $ 77,000
Spokane County Washington 7 $ 1,464,000 $ 209,000 $ 77,000
Pima County Arizona 6 $ 712,000 $ 118,000 $ 95,000
Pinal County Arizona 6 $ 862,000 $ 143,000 $ 66,000
Larimer County Colorado 6 $ 1,363,000 $ 227,000 $ 67,000
Duval County Florida 6 $ 724,000 $ 120,000 $ 56,000
Hillsborough County Florida 6 $ 1,087,000 $ 181,000 $ 101,000
Chatham County North Carolina 6 $ 2,195,000 $ 365,000 $ 199,000
Pueblo County Colorado 5 $ 900,000 $ 180,000 $ 82,000
Polk County Florida 5 $ 679,000 $ 135,000 $ 81,000
Carroll County Maryland 5 $ 914,000 $ 182,000 $ 60,000
Cabarrus County North Carolina 5 $ 851,000 $ 170,000 $ 64,000
King County Washington 5 $ 1,331,000 $ 266,000 $ 73,000
Cochise County Arizona 4 $ 656,000 $ 164,000 $ 140,000
Riverside County California 4 $ 1,334,000 $ 333,000 $ 240,000
San Bernardino County California 4 $ 1,010,000 $ 252,000 $ 322,000
Adams County Colorado 4 $ 637,000 $ 159,000 $ 101,000
Arapahoe County Colorado 4 $ 1,089,000 $ 272,000 $ 99,000
Seminole County Florida 4 $ 626,000 $ 156,000 $ 97,000
Volusia County Florida 4 $ 461,000 $ 115,000 $ 79,000
Alamance County North Carolina 4 $ 740,000 $ 185,000 $ 95,000
Craven County North Carolina 4 $ 575,000 $ 143,000 $ 37,000
Henderson County North Carolina 4 $ 830,000 $ 207,000 $ 67,000
Rockingham County North Carolina 4 $ 328,000 $ 82,000 $ 54,000
Westmoreland County Pennsylvania 4 $ 326,000 $ 81,000 $ 57,000
Fauquier County Virginia 4 $ 1,529,000 $ 382,000 $ 209,000
Montgomery County Virginia 4 $ 685,000 $ 171,000 $ 70,000
Pulaski County Virginia 4 $ 623,000 $ 155,000 $ 45,000
Jefferson County Alabama 3 $ 399,000 $ 133,000 $ 71,000
Gila County Arizona 3 $ 815,000 $ 271,000 $ 116,000
Douglas County Colorado 3 $ 794,000 $ 264,000 $ 85,000
Kent County Delaware 3 $ 491,000 $ 163,000 $ 68,000
New Castle County Delaware 3 $ 728,000 $ 242,000 $ 68,000
District of Columbia County District Of Columbia 3 $ 1,117,000 $ 372,000 $ 138,000
Brevard County Florida 3 $ 524,000 $ 174,000 $ 76,000
Collier County Florida 3 $ 363,000 $ 121,000 $ 77,000
Hernando County Florida 3 $ 351,000 $ 117,000 $ 69,000
Marion County Florida 3 $ 533,000 $ 177,000 $ 52,000
Charles County Maryland 3 $ 738,000 $ 246,000 $ 66,000
Bernalillo County New Mexico 3 $ 357,000 $ 119,000 $ 70,000
Cleveland County North Carolina 3 $ 621,000 $ 207,000 $ 70,000
Union County North Carolina 3 $ 364,000 $ 121,000 $ 66,000
Bucks County Pennsylvania 3 $ 932,000 $ 310,000 $ 109,000
Cumberland County Pennsylvania 3 $ 508,000 $ 169,000 $ 81,000
Dauphin County Pennsylvania 3 $ 339,000 $ 113,000 $ 54,000
Bedford County Virginia 3 $ 578,000 $ 192,000 $ 42,000
Chesapeake County Virginia 3 $ 482,000 $ 160,000 $ 53,000
Lynchburg County Virginia 3 $ 301,000 $ 100,000 $ 54,000
Manassas County Virginia 3 $ 393,000 $ 131,000 $ 492,000
Roanoke County Virginia 3 $ 320,000 $ 106,000 $ 35,000
Grant County Washington 3 $ 398,000 $ 132,000 $ 95,000
Marshall County Alabama 2 $ 182,000 $ 91,000 $ 75,000
Morgan County Alabama 2 $ 261,000 $ 130,000 $ 79,000
Shelby County Alabama 2 $ 304,000 $ 152,000 $ 99,000
Yavapai County Arizona 2 $ 467,000 $ 233,000 $ 83,000
San Diego County California 2 $ 664,000 $ 332,000 $ 180,000
Denver County Colorado 2 $ 287,000 $ 143,000 $ 112,000
Eagle County Colorado 2 $ 717,000 $ 358,000 $ 118,000
La Plata County Colorado 2 $ 771,000 $ 385,000 $ 174,000
Weld County Colorado 2 $ 433,000 $ 216,000 $ 92,000
Sussex County Delaware 2 $ 481,000 $ 240,000 $ 84,000
Broward County Florida 2 $ 212,000 $ 106,000 $ 50,000
Clay County Florida 2 $ 347,000 $ 173,000 $ 89,000
Columbia County Florida 2 $ 254,000 $ 127,000 $ 45,000
Flagler County Florida 2 $ 440,000 $ 220,000 $ 203,000
Lake County Florida 2 $ 204,000 $ 102,000 $ 64,000
Manatee County Florida 2 $ 373,000 $ 186,000 $ 58,000
Martin County Florida 2 $ 621,000 $ 310,000 $ 118,000
Pasco County Florida 2 $ 341,000 $ 170,000 $ 80,000
Wakulla County Florida 2 $ 323,000 $ 161,000 $ 43,000
Frederick County Maryland 2 $ 856,000 $ 428,000 $ 154,000
Harford County Maryland 2 $ 592,000 $ 296,000 $ 108,000
Montgomery County Maryland 2 $ 682,000 $ 341,000 $ 61,000
Prince George's County Maryland 2 $ 617,000 $ 308,000 $ 107,000
Clark County Nevada 2 $ 389,000 $ 194,000 $ 212,000
Douglas County Nevada 2 $ 601,000 $ 300,000 $ 26,000
Lyon County Nevada 2 $ 537,000 $ 268,000 $ 42,000
Buncombe County North Carolina 2 $ 328,000 $ 164,000 $ 46,000
Davidson County North Carolina 2 $ 278,000 $ 139,000 $ 68,000
Davie County North Carolina 2 $ 390,000 $ 195,000 $ 63,000
Gaston County North Carolina 2 $ 182,000 $ 91,000 $ 46,000
Iredell County North Carolina 2 $ 274,000 $ 137,000 $ 70,000
Moore County North Carolina 2 $ 262,000 $ 131,000 $ 60,000
New Hanover County North Carolina 2 $ 442,000 $ 221,000 $ 70,000
Onslow County North Carolina 2 $ 397,000 $ 198,000 $ 37,000
Pitt County North Carolina 2 $ 305,000 $ 152,000 $ 69,000
Rowan County North Carolina 2 $ 337,000 $ 168,000 $ 88,000
Stokes County North Carolina 2 $ 221,000 $ 110,000 $ 64,000
Wayne County North Carolina 2 $ 245,000 $ 122,000 $ 64,000
Beaver County Pennsylvania 2 $ 159,000 $ 79,000 $ 42,000
Centre County Pennsylvania 2 $ 339,000 $ 169,000 $ 48,000
Huntingdon County Pennsylvania 2 $ 418,000 $ 209,000 $ 69,000
Lancaster County Pennsylvania 2 $ 236,000 $ 118,000 $ 59,000
Susquehanna County Pennsylvania 2 $ 272,000 $ 136,000 $ 56,000
Washington County Pennsylvania 2 $ 180,000 $ 90,000 $ 71,000
Horry County South Carolina 2 $ 268,000 $ 134,000 $ 119,000
Alexandria County Virginia 2 $ 613,000 $ 306,000 $ 127,000
Arlington County Virginia 2 $ 1,342,000 $ 671,000 $ 612,000
Charlottesville County Virginia 2 $ 322,000 $ 161,000 $ 91,000
Chesterfield County Virginia 2 $ 518,000 $ 259,000 $ 100,000
Culpeper County Virginia 2 $ 396,000 $ 198,000 $ 80,000
Floyd County Virginia 2 $ 297,000 $ 148,000 $ 42,000
Henrico County Virginia 2 $ 537,000 $ 268,000 $ 110,000
James City County Virginia 2 $ 481,000 $ 240,000 $ 66,000
Louisa County Virginia 2 $ 953,000 $ 476,000 $ 1,093,000
Warren County Virginia 2 $ 473,000 $ 236,000 $ 76,000
Waynesboro County Virginia 2 $ 227,000 $ 113,000 $ 39,000
Cowlitz County Washington 2 $ 434,000 $ 217,000 $ 69,000
Island County Washington 2 $ 283,000 $ 141,000 $ 47,000
Pierce County Washington 2 $ 525,000 $ 262,000 $ 62,000
Baldwin County Alabama 1 $ 145,000 $ 145,000 $ 48,000
Blount County Alabama 1 $ 104,000 $ 104,000 $ 69,000
Calhoun County Alabama 1 $ 129,000 $ 129,000 $ 0
Chambers County Alabama 1 $ 141,000 $ 141,000 $ 47,000
Chilton County Alabama 1 $ 274,000 $ 274,000 $ 102,000
Lauderdale County Alabama 1 $ 113,000 $ 113,000 $ 59,000
Limestone County Alabama 1 $ 266,000 $ 266,000 $ 95,000
Montgomery County Alabama 1 $ 357,000 $ 357,000 $ 141,000
Pickens County Alabama 1 $ 146,000 $ 146,000 $ 110,000
Tuscaloosa County Alabama 1 $ 130,000 $ 130,000 $ 146,000
Apache County Arizona 1 $ 200,000 $ 200,000 $ 54,000
Coconino County Arizona 1 $ 187,000 $ 187,000 $ 49,000
Mohave County Arizona 1 $ 129,000 $ 129,000 $ 82,000
Santa Clara County California 1 $ 650,000 $ 650,000 $ 195,000
Santa Cruz County California 1 $ 767,000 $ 767,000 $ 10,000
Siskiyou County California 1 $ 320,000 $ 320,000 $ 234,000
Boulder County Colorado 1 $ 325,000 $ 325,000 $ 137,000
Broomfield County Colorado 1 $ 208,000 $ 208,000 $ 128,000
Chaffee County Colorado 1 $ 190,000 $ 190,000 $ 95,000
Fremont County Colorado 1 $ 116,000 $ 116,000 $ 73,000
Garfield County Colorado 1 $ 417,000 $ 417,000 $ 180,000
Jefferson County Colorado 1 $ 249,000 $ 249,000 $ 82,000
Pitkin County Colorado 1 $ 2,500,000 $ 2,500,000 $ 6,864,000
Alachua County Florida 1 $ 155,000 $ 155,000 $ 58,000
Bay County Florida 1 $ 237,000 $ 237,000 $ 64,000
Charlotte County Florida 1 $ 247,000 $ 247,000 $ 98,000
Hendry County Florida 1 $ 160,000 $ 160,000 $ 80,000
Indian River County Florida 1 $ 192,000 $ 192,000 $ 80,000
Levy County Florida 1 $ 150,000 $ 150,000 $ 67,000
Miami-Dade County Florida 1 $ 192,000 $ 192,000 $ 158,000
Nassau County Florida 1 $ 171,000 $ 171,000 $ 53,000
Palm Beach County Florida 1 $ 148,000 $ 148,000 $ 92,000
St. Johns County Florida 1 $ 272,000 $ 272,000 $ 130,000
St. Lucie County Florida 1 $ 146,000 $ 146,000 $ 153,000
Marion County Indiana 1 $ 94,000 $ 94,000 $ 141,000
Cass County Iowa 1 $ 172,000 $ 172,000 $ 94,000
Allegany County Maryland 1 $ 167,000 $ 167,000 $ 43,000
Baltimore County Maryland 1 $ 153,000 $ 153,000 $ 54,000
Calvert County Maryland 1 $ 612,000 $ 612,000 $ 225,000
Caroline County Maryland 1 $ 158,000 $ 158,000 $ 67,000
Cecil County Maryland 1 $ 158,000 $ 158,000 $ 56,000
Queen Anne's County Maryland 1 $ 356,000 $ 356,000 $ 187,000
Wicomico County Maryland 1 $ 213,000 $ 213,000 $ 126,000
Oakland County Michigan 1 $ 137,000 $ 137,000 $ 68,000
Jackson County Missouri 1 $ 114,000 $ 114,000 $ 88,000
Carson City County Nevada 1 $ 350,000 $ 350,000 $ 84,000
Mineral County Nevada 1 $ 120,000 $ 120,000 $ 22,000
Nye County Nevada 1 $ 165,000 $ 165,000 $ 19,000
San Juan County New Mexico 1 $ 160,000 $ 160,000 $ 141,000
Sandoval County New Mexico 1 $ 168,000 $ 168,000 $ 84,000
Santa Fe County New Mexico 1 $ 200,000 $ 200,000 $ 74,000
Alleghany County North Carolina 1 $ 175,000 $ 175,000 $ 44,000
Brunswick County North Carolina 1 $ 180,000 $ 180,000 $ 114,000
Burke County North Carolina 1 $ 123,000 $ 123,000 $ 56,000
Caldwell County North Carolina 1 $ 65,000 $ 65,000 $ 35,000
Catawba County North Carolina 1 $ 128,000 $ 128,000 $ 61,000
Cherokee County North Carolina 1 $ 167,000 $ 167,000 $ 89,000
Cumberland County North Carolina 1 $ 148,000 $ 148,000 $ 78,000
Franklin County North Carolina 1 $ 258,000 $ 258,000 $ 59,000
Halifax County North Carolina 1 $ 117,000 $ 117,000 $ 47,000
Harnett County North Carolina 1 $ 122,000 $ 122,000 $ 69,000
Jackson County North Carolina 1 $ 175,000 $ 175,000 $ 361,000
Madison County North Carolina 1 $ 173,000 $ 173,000 $ 70,000
Martin County North Carolina 1 $ 259,000 $ 259,000 $ 79,000
McDowell County North Carolina 1 $ 106,000 $ 106,000 $ 70,000
Nash County North Carolina 1 $ 65,000 $ 65,000 $ 36,000
Pender County North Carolina 1 $ 296,000 $ 296,000 $ 88,000
Person County North Carolina 1 $ 240,000 $ 240,000 $ 113,000
Randolph County North Carolina 1 $ 120,000 $ 120,000 $ 59,000
Robeson County North Carolina 1 $ 60,000 $ 60,000 $ 41,000
Surry County North Carolina 1 $ 96,000 $ 96,000 $ 48,000
Transylvania County North Carolina 1 $ 1,000,000 $ 1,000,000 $ 358,000
Vance County North Carolina 1 $ 172,000 $ 172,000 $ 86,000
Watauga County North Carolina 1 $ 160,000 $ 160,000 $ 42,000
Yadkin County North Carolina 1 $ 98,000 $ 98,000 $ 55,000
Armstrong County Pennsylvania 1 $ 65,000 $ 65,000 $ 36,000
Berks County Pennsylvania 1 $ 144,000 $ 144,000 $ 70,000
Blair County Pennsylvania 1 $ 96,000 $ 96,000 $ 62,000
Butler County Pennsylvania 1 $ 45,000 $ 45,000 $ 27,000
Clearfield County Pennsylvania 1 $ 42,000 $ 42,000 $ 31,000
Crawford County Pennsylvania 1 $ 42,000 $ 42,000 $ 50,000
Delaware County Pennsylvania 1 $ 345,000 $ 345,000 $ 73,000
Fulton County Pennsylvania 1 $ 274,000 $ 274,000 $ 73,000
Lackawanna County Pennsylvania 1 $ 151,000 $ 151,000 $ 143,000
Lawrence County Pennsylvania 1 $ 166,000 $ 166,000 $ 70,000
Lebanon County Pennsylvania 1 $ 162,000 $ 162,000 $ 63,000
Lehigh County Pennsylvania 1 $ 175,000 $ 175,000 $ 103,000
Monroe County Pennsylvania 1 $ 241,000 $ 241,000 $ 99,000
Montgomery County Pennsylvania 1 $ 160,000 $ 160,000 $ 127,000
Philadelphia County Pennsylvania 1 $ 109,000 $ 109,000 $ 60,000
Venango County Pennsylvania 1 $ 103,000 $ 103,000 $ 31,000
Wayne County Pennsylvania 1 $ 110,000 $ 110,000 $ 29,000
Greenville County South Carolina 1 $ 210,000 $ 210,000 $ 108,000
Richland County South Carolina 1 $ 450,000 $ 450,000 $ 100,000
Hamblen County Tennessee 1 $ 41,000 $ 41,000 $ 62,000
Knox County Tennessee 1 $ 249,000 $ 249,000 $ 102,000
Shelby County Tennessee 1 $ 215,000 $ 215,000 $ 114,000
Warren County Tennessee 1 $ 140,000 $ 140,000 $ 38,000
Williamson County Tennessee 1 $ 239,000 $ 239,000 $ 87,000
Caroline County Virginia 1 $ 253,000 $ 253,000 $ 118,000
Frederick County Virginia 1 $ 287,000 $ 287,000 $ 73,000
Giles County Virginia 1 $ 133,000 $ 133,000 $ 60,000
King George County Virginia 1 $ 142,000 $ 142,000 $ 79,000
Newport News County Virginia 1 $ 128,000 $ 128,000 $ 91,000
Richmond City County Virginia 1 $ 200,000 $ 200,000 $ 98,000
Roanoke City County Virginia 1 $ 83,000 $ 83,000 $ 66,000
Spotsylvania County Virginia 1 $ 256,000 $ 256,000 $ 102,000
Stafford County Virginia 1 $ 392,000 $ 392,000 $ 30,000
Washington County Virginia 1 $ 162,000 $ 162,000 $ 118,000
Clallam County Washington 1 $ 268,000 $ 268,000 $ 67,000
Franklin County Washington 1 $ 165,000 $ 165,000 $ 92,000
Grays Harbor County Washington 1 $ 207,000 $ 207,000 $ 98,000
Jefferson County Washington 1 $ 140,000 $ 140,000 $ 48,000
Kitsap County Washington 1 $ 327,000 $ 327,000 $ 86,000
Mason County Washington 1 $ 185,000 $ 185,000 $ 53,000
Okanogan County Washington 1 $ 259,000 $ 259,000 $ 71,000
Stevens County Washington 1 $ 41,000 $ 41,000 $ 25,000
Whatcom County Washington 1 $ 167,000 $ 167,000 $ 47,000
Whitman County Washington 1 $ 65,000 $ 65,000 $ 39,000
Fayette County West Virginia 1 $ 181,000 $ 181,000 $ 36,000
Greenbrier County West Virginia 1 $ 95,000 $ 95,000 $ 77,000
Hampshire County West Virginia 1 $ 81,000 $ 81,000 $ 58,000
Jefferson County West Virginia 1 $ 172,000 $ 172,000 $ 76,000
Mason County West Virginia 1 $ 113,000 $ 113,000 $ 49,000
Wayne County West Virginia 1 $ 100,000 $ 100,000 $ 35,000

Mortgage Loan Application Detail Totals for Nations Home Funding, Inc in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 655 $145,644,000 $222,000 $2,500,000 $110,000 $6,864,000
Home Purchase 330 $74,212,000 $224,000 $1,423,000 $117,000 $1,362,000
Home Improvement 6 $1,746,000 $291,000 $800,000 $451,000 $2,142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 708 $163,634,000 $231,000 $2,500,000 $124,000 $6,864,000
Not Provided 184 $37,390,000 $203,000 $820,000 $85,000 $259,000
Black or African American 56 $11,266,000 $201,000 $728,000 $87,000 $300,000
Hispanic 34 $7,769,000 $228,000 $688,000 $107,000 $780,000
Asian 6 $940,000 $156,000 $417,000 $109,000 $191,000
American Indian or Alaskan Native 2 $248,000 $124,000 $132,000 $100,000 $128,000
Native Hawaiian or Other Pacific Islander 1 $355,000 $355,000 $355,000 $86,000 $86,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 722 $163,981,000 $227,000 $2,500,000 $130,000 $6,864,000
FHA-insured (Federal Housing Administration) 240 $50,768,000 $211,000 $683,000 $72,000 $265,000
VA-guaranteed (Veterans Administration) 28 $6,705,000 $239,000 $417,000 $71,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $148,000 $148,000 $148,000 $38,000 $38,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 872 $195,080,000 $223,000 $2,500,000 $115,000 $6,864,000
Application Withdrawn By Applicant 90 $21,526,000 $239,000 $1,423,000 $113,000 $548,000
Application Denied By Financial Institution 25 $4,296,000 $171,000 $424,000 $81,000 $163,000
Application Approved But Not Accepted 4 $700,000 $175,000 $230,000 $80,000 $171,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 9 $1,393,000 $154,000 $274,000 $83,000 $163,000
Credit History 6 $1,304,000 $217,000 $424,000 $85,000 $133,000
Debt-To-Income Ratio 5 $807,000 $161,000 $253,000 $72,000 $153,000
Employment History 3 $371,000 $123,000 $202,000 $82,000 $102,000
Other 2 $421,000 $210,000 $269,000 $85,000 $93,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Home Funding, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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