Nations Home Funding, Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nations Home Funding, Inc 761 Old Hickory Blvd., Ste 400 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 991 |
| Total Mortgage Loan Application Amount | $221,602,000 |
| Average Mortgage Loan Application Amount | $245,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $226,000 |
| Highest Applicant Income | $6,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Nations Home Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nations Home Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Nations Home Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nations Home Funding, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Nations Home Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nations Home Funding, Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 153 | $ 29,999,000 | $ 196,000 | $ 105,000 |
| Wake County North Carolina | 58 | $ 11,936,000 | $ 205,000 | $ 88,000 |
| Orange County California | 32 | $ 13,846,000 | $ 432,000 | $ 200,000 |
| Durham County North Carolina | 29 | $ 5,084,000 | $ 175,000 | $ 121,000 |
| Fairfax County Virginia | 26 | $ 9,836,000 | $ 378,000 | $ 162,000 |
| Washoe County Nevada | 19 | $ 5,734,000 | $ 301,000 | $ 59,000 |
| El Paso County Colorado | 18 | $ 4,002,000 | $ 222,000 | $ 84,000 |
| Snohomish County Washington | 17 | $ 4,138,000 | $ 243,000 | $ 72,000 |
| Los Angeles County California | 15 | $ 5,431,000 | $ 362,000 | $ 158,000 |
| York County Pennsylvania | 15 | $ 2,120,000 | $ 141,000 | $ 67,000 |
| Orange County North Carolina | 14 | $ 5,454,000 | $ 389,000 | $ 275,000 |
| Prince William County Virginia | 14 | $ 3,921,000 | $ 280,000 | $ 287,000 |
| Forsyth County North Carolina | 13 | $ 2,116,000 | $ 162,000 | $ 73,000 |
| Loudoun County Virginia | 13 | $ 5,005,000 | $ 385,000 | $ 141,000 |
| Pinellas County Florida | 12 | $ 2,157,000 | $ 179,000 | $ 70,000 |
| Mecklenburg County North Carolina | 12 | $ 2,213,000 | $ 184,000 | $ 96,000 |
| Anne Arundel County Maryland | 10 | $ 3,503,000 | $ 350,000 | $ 118,000 |
| Adams County Pennsylvania | 10 | $ 2,646,000 | $ 264,000 | $ 85,000 |
| Leon County Florida | 9 | $ 1,535,000 | $ 170,000 | $ 97,000 |
| Chester County Pennsylvania | 9 | $ 2,030,000 | $ 225,000 | $ 97,000 |
| Guilford County North Carolina | 8 | $ 1,226,000 | $ 153,000 | $ 79,000 |
| Johnston County North Carolina | 8 | $ 1,607,000 | $ 200,000 | $ 70,000 |
| Allegheny County Pennsylvania | 8 | $ 1,023,000 | $ 127,000 | $ 75,000 |
| Clark County Washington | 8 | $ 1,720,000 | $ 215,000 | $ 79,000 |
| Howard County Maryland | 7 | $ 2,032,000 | $ 290,000 | $ 188,000 |
| Carteret County North Carolina | 7 | $ 1,446,000 | $ 206,000 | $ 133,000 |
| Benton County Washington | 7 | $ 1,266,000 | $ 180,000 | $ 77,000 |
| Spokane County Washington | 7 | $ 1,464,000 | $ 209,000 | $ 77,000 |
| Pima County Arizona | 6 | $ 712,000 | $ 118,000 | $ 95,000 |
| Pinal County Arizona | 6 | $ 862,000 | $ 143,000 | $ 66,000 |
| Larimer County Colorado | 6 | $ 1,363,000 | $ 227,000 | $ 67,000 |
| Duval County Florida | 6 | $ 724,000 | $ 120,000 | $ 56,000 |
| Hillsborough County Florida | 6 | $ 1,087,000 | $ 181,000 | $ 101,000 |
| Chatham County North Carolina | 6 | $ 2,195,000 | $ 365,000 | $ 199,000 |
| Pueblo County Colorado | 5 | $ 900,000 | $ 180,000 | $ 82,000 |
| Polk County Florida | 5 | $ 679,000 | $ 135,000 | $ 81,000 |
| Carroll County Maryland | 5 | $ 914,000 | $ 182,000 | $ 60,000 |
| Cabarrus County North Carolina | 5 | $ 851,000 | $ 170,000 | $ 64,000 |
| King County Washington | 5 | $ 1,331,000 | $ 266,000 | $ 73,000 |
| Cochise County Arizona | 4 | $ 656,000 | $ 164,000 | $ 140,000 |
| Riverside County California | 4 | $ 1,334,000 | $ 333,000 | $ 240,000 |
| San Bernardino County California | 4 | $ 1,010,000 | $ 252,000 | $ 322,000 |
| Adams County Colorado | 4 | $ 637,000 | $ 159,000 | $ 101,000 |
| Arapahoe County Colorado | 4 | $ 1,089,000 | $ 272,000 | $ 99,000 |
| Seminole County Florida | 4 | $ 626,000 | $ 156,000 | $ 97,000 |
| Volusia County Florida | 4 | $ 461,000 | $ 115,000 | $ 79,000 |
| Alamance County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 95,000 |
| Craven County North Carolina | 4 | $ 575,000 | $ 143,000 | $ 37,000 |
| Henderson County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 67,000 |
| Rockingham County North Carolina | 4 | $ 328,000 | $ 82,000 | $ 54,000 |
| Westmoreland County Pennsylvania | 4 | $ 326,000 | $ 81,000 | $ 57,000 |
| Fauquier County Virginia | 4 | $ 1,529,000 | $ 382,000 | $ 209,000 |
| Montgomery County Virginia | 4 | $ 685,000 | $ 171,000 | $ 70,000 |
| Pulaski County Virginia | 4 | $ 623,000 | $ 155,000 | $ 45,000 |
| Jefferson County Alabama | 3 | $ 399,000 | $ 133,000 | $ 71,000 |
| Gila County Arizona | 3 | $ 815,000 | $ 271,000 | $ 116,000 |
| Douglas County Colorado | 3 | $ 794,000 | $ 264,000 | $ 85,000 |
| Kent County Delaware | 3 | $ 491,000 | $ 163,000 | $ 68,000 |
| New Castle County Delaware | 3 | $ 728,000 | $ 242,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,117,000 | $ 372,000 | $ 138,000 |
| Brevard County Florida | 3 | $ 524,000 | $ 174,000 | $ 76,000 |
| Collier County Florida | 3 | $ 363,000 | $ 121,000 | $ 77,000 |
| Hernando County Florida | 3 | $ 351,000 | $ 117,000 | $ 69,000 |
| Marion County Florida | 3 | $ 533,000 | $ 177,000 | $ 52,000 |
| Charles County Maryland | 3 | $ 738,000 | $ 246,000 | $ 66,000 |
| Bernalillo County New Mexico | 3 | $ 357,000 | $ 119,000 | $ 70,000 |
| Cleveland County North Carolina | 3 | $ 621,000 | $ 207,000 | $ 70,000 |
| Union County North Carolina | 3 | $ 364,000 | $ 121,000 | $ 66,000 |
| Bucks County Pennsylvania | 3 | $ 932,000 | $ 310,000 | $ 109,000 |
| Cumberland County Pennsylvania | 3 | $ 508,000 | $ 169,000 | $ 81,000 |
| Dauphin County Pennsylvania | 3 | $ 339,000 | $ 113,000 | $ 54,000 |
| Bedford County Virginia | 3 | $ 578,000 | $ 192,000 | $ 42,000 |
| Chesapeake County Virginia | 3 | $ 482,000 | $ 160,000 | $ 53,000 |
| Lynchburg County Virginia | 3 | $ 301,000 | $ 100,000 | $ 54,000 |
| Manassas County Virginia | 3 | $ 393,000 | $ 131,000 | $ 492,000 |
| Roanoke County Virginia | 3 | $ 320,000 | $ 106,000 | $ 35,000 |
| Grant County Washington | 3 | $ 398,000 | $ 132,000 | $ 95,000 |
| Marshall County Alabama | 2 | $ 182,000 | $ 91,000 | $ 75,000 |
| Morgan County Alabama | 2 | $ 261,000 | $ 130,000 | $ 79,000 |
| Shelby County Alabama | 2 | $ 304,000 | $ 152,000 | $ 99,000 |
| Yavapai County Arizona | 2 | $ 467,000 | $ 233,000 | $ 83,000 |
| San Diego County California | 2 | $ 664,000 | $ 332,000 | $ 180,000 |
| Denver County Colorado | 2 | $ 287,000 | $ 143,000 | $ 112,000 |
| Eagle County Colorado | 2 | $ 717,000 | $ 358,000 | $ 118,000 |
| La Plata County Colorado | 2 | $ 771,000 | $ 385,000 | $ 174,000 |
| Weld County Colorado | 2 | $ 433,000 | $ 216,000 | $ 92,000 |
| Sussex County Delaware | 2 | $ 481,000 | $ 240,000 | $ 84,000 |
| Broward County Florida | 2 | $ 212,000 | $ 106,000 | $ 50,000 |
| Clay County Florida | 2 | $ 347,000 | $ 173,000 | $ 89,000 |
| Columbia County Florida | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| Flagler County Florida | 2 | $ 440,000 | $ 220,000 | $ 203,000 |
| Lake County Florida | 2 | $ 204,000 | $ 102,000 | $ 64,000 |
| Manatee County Florida | 2 | $ 373,000 | $ 186,000 | $ 58,000 |
| Martin County Florida | 2 | $ 621,000 | $ 310,000 | $ 118,000 |
| Pasco County Florida | 2 | $ 341,000 | $ 170,000 | $ 80,000 |
| Wakulla County Florida | 2 | $ 323,000 | $ 161,000 | $ 43,000 |
| Frederick County Maryland | 2 | $ 856,000 | $ 428,000 | $ 154,000 |
| Harford County Maryland | 2 | $ 592,000 | $ 296,000 | $ 108,000 |
| Montgomery County Maryland | 2 | $ 682,000 | $ 341,000 | $ 61,000 |
| Prince George's County Maryland | 2 | $ 617,000 | $ 308,000 | $ 107,000 |
| Clark County Nevada | 2 | $ 389,000 | $ 194,000 | $ 212,000 |
| Douglas County Nevada | 2 | $ 601,000 | $ 300,000 | $ 26,000 |
| Lyon County Nevada | 2 | $ 537,000 | $ 268,000 | $ 42,000 |
| Buncombe County North Carolina | 2 | $ 328,000 | $ 164,000 | $ 46,000 |
| Davidson County North Carolina | 2 | $ 278,000 | $ 139,000 | $ 68,000 |
| Davie County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Gaston County North Carolina | 2 | $ 182,000 | $ 91,000 | $ 46,000 |
| Iredell County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 70,000 |
| Moore County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| New Hanover County North Carolina | 2 | $ 442,000 | $ 221,000 | $ 70,000 |
| Onslow County North Carolina | 2 | $ 397,000 | $ 198,000 | $ 37,000 |
| Pitt County North Carolina | 2 | $ 305,000 | $ 152,000 | $ 69,000 |
| Rowan County North Carolina | 2 | $ 337,000 | $ 168,000 | $ 88,000 |
| Stokes County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 64,000 |
| Wayne County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 64,000 |
| Beaver County Pennsylvania | 2 | $ 159,000 | $ 79,000 | $ 42,000 |
| Centre County Pennsylvania | 2 | $ 339,000 | $ 169,000 | $ 48,000 |
| Huntingdon County Pennsylvania | 2 | $ 418,000 | $ 209,000 | $ 69,000 |
| Lancaster County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Susquehanna County Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 56,000 |
| Washington County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Horry County South Carolina | 2 | $ 268,000 | $ 134,000 | $ 119,000 |
| Alexandria County Virginia | 2 | $ 613,000 | $ 306,000 | $ 127,000 |
| Arlington County Virginia | 2 | $ 1,342,000 | $ 671,000 | $ 612,000 |
| Charlottesville County Virginia | 2 | $ 322,000 | $ 161,000 | $ 91,000 |
| Chesterfield County Virginia | 2 | $ 518,000 | $ 259,000 | $ 100,000 |
| Culpeper County Virginia | 2 | $ 396,000 | $ 198,000 | $ 80,000 |
| Floyd County Virginia | 2 | $ 297,000 | $ 148,000 | $ 42,000 |
| Henrico County Virginia | 2 | $ 537,000 | $ 268,000 | $ 110,000 |
| James City County Virginia | 2 | $ 481,000 | $ 240,000 | $ 66,000 |
| Louisa County Virginia | 2 | $ 953,000 | $ 476,000 | $ 1,093,000 |
| Warren County Virginia | 2 | $ 473,000 | $ 236,000 | $ 76,000 |
| Waynesboro County Virginia | 2 | $ 227,000 | $ 113,000 | $ 39,000 |
| Cowlitz County Washington | 2 | $ 434,000 | $ 217,000 | $ 69,000 |
| Island County Washington | 2 | $ 283,000 | $ 141,000 | $ 47,000 |
| Pierce County Washington | 2 | $ 525,000 | $ 262,000 | $ 62,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Blount County Alabama | 1 | $ 104,000 | $ 104,000 | $ 69,000 |
| Calhoun County Alabama | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Chambers County Alabama | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Chilton County Alabama | 1 | $ 274,000 | $ 274,000 | $ 102,000 |
| Lauderdale County Alabama | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Limestone County Alabama | 1 | $ 266,000 | $ 266,000 | $ 95,000 |
| Montgomery County Alabama | 1 | $ 357,000 | $ 357,000 | $ 141,000 |
| Pickens County Alabama | 1 | $ 146,000 | $ 146,000 | $ 110,000 |
| Tuscaloosa County Alabama | 1 | $ 130,000 | $ 130,000 | $ 146,000 |
| Apache County Arizona | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Coconino County Arizona | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Mohave County Arizona | 1 | $ 129,000 | $ 129,000 | $ 82,000 |
| Santa Clara County California | 1 | $ 650,000 | $ 650,000 | $ 195,000 |
| Santa Cruz County California | 1 | $ 767,000 | $ 767,000 | $ 10,000 |
| Siskiyou County California | 1 | $ 320,000 | $ 320,000 | $ 234,000 |
| Boulder County Colorado | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Broomfield County Colorado | 1 | $ 208,000 | $ 208,000 | $ 128,000 |
| Chaffee County Colorado | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
| Fremont County Colorado | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Garfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Jefferson County Colorado | 1 | $ 249,000 | $ 249,000 | $ 82,000 |
| Pitkin County Colorado | 1 | $ 2,500,000 | $ 2,500,000 | $ 6,864,000 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Bay County Florida | 1 | $ 237,000 | $ 237,000 | $ 64,000 |
| Charlotte County Florida | 1 | $ 247,000 | $ 247,000 | $ 98,000 |
| Hendry County Florida | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Indian River County Florida | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Levy County Florida | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Miami-Dade County Florida | 1 | $ 192,000 | $ 192,000 | $ 158,000 |
| Nassau County Florida | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Palm Beach County Florida | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| St. Johns County Florida | 1 | $ 272,000 | $ 272,000 | $ 130,000 |
| St. Lucie County Florida | 1 | $ 146,000 | $ 146,000 | $ 153,000 |
| Marion County Indiana | 1 | $ 94,000 | $ 94,000 | $ 141,000 |
| Cass County Iowa | 1 | $ 172,000 | $ 172,000 | $ 94,000 |
| Allegany County Maryland | 1 | $ 167,000 | $ 167,000 | $ 43,000 |
| Baltimore County Maryland | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Calvert County Maryland | 1 | $ 612,000 | $ 612,000 | $ 225,000 |
| Caroline County Maryland | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Cecil County Maryland | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Queen Anne's County Maryland | 1 | $ 356,000 | $ 356,000 | $ 187,000 |
| Wicomico County Maryland | 1 | $ 213,000 | $ 213,000 | $ 126,000 |
| Oakland County Michigan | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
| Jackson County Missouri | 1 | $ 114,000 | $ 114,000 | $ 88,000 |
| Carson City County Nevada | 1 | $ 350,000 | $ 350,000 | $ 84,000 |
| Mineral County Nevada | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Nye County Nevada | 1 | $ 165,000 | $ 165,000 | $ 19,000 |
| San Juan County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 141,000 |
| Sandoval County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Santa Fe County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Alleghany County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Brunswick County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 114,000 |
| Burke County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Caldwell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Catawba County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Cherokee County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 89,000 |
| Cumberland County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| Franklin County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 59,000 |
| Halifax County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Harnett County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 69,000 |
| Jackson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 361,000 |
| Madison County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Martin County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 79,000 |
| McDowell County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 70,000 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Pender County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 88,000 |
| Person County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 113,000 |
| Randolph County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Robeson County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Surry County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Transylvania County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 358,000 |
| Vance County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Watauga County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Yadkin County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Armstrong County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Berks County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Blair County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Butler County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Clearfield County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Crawford County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 50,000 |
| Delaware County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 73,000 |
| Fulton County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 73,000 |
| Lackawanna County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 143,000 |
| Lawrence County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Lebanon County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Lehigh County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Monroe County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 99,000 |
| Montgomery County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Venango County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Wayne County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Greenville County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 108,000 |
| Richland County South Carolina | 1 | $ 450,000 | $ 450,000 | $ 100,000 |
| Hamblen County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 62,000 |
| Knox County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 102,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Warren County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Williamson County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 87,000 |
| Caroline County Virginia | 1 | $ 253,000 | $ 253,000 | $ 118,000 |
| Frederick County Virginia | 1 | $ 287,000 | $ 287,000 | $ 73,000 |
| Giles County Virginia | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| King George County Virginia | 1 | $ 142,000 | $ 142,000 | $ 79,000 |
| Newport News County Virginia | 1 | $ 128,000 | $ 128,000 | $ 91,000 |
| Richmond City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Roanoke City County Virginia | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Spotsylvania County Virginia | 1 | $ 256,000 | $ 256,000 | $ 102,000 |
| Stafford County Virginia | 1 | $ 392,000 | $ 392,000 | $ 30,000 |
| Washington County Virginia | 1 | $ 162,000 | $ 162,000 | $ 118,000 |
| Clallam County Washington | 1 | $ 268,000 | $ 268,000 | $ 67,000 |
| Franklin County Washington | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Grays Harbor County Washington | 1 | $ 207,000 | $ 207,000 | $ 98,000 |
| Jefferson County Washington | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Kitsap County Washington | 1 | $ 327,000 | $ 327,000 | $ 86,000 |
| Mason County Washington | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Okanogan County Washington | 1 | $ 259,000 | $ 259,000 | $ 71,000 |
| Stevens County Washington | 1 | $ 41,000 | $ 41,000 | $ 25,000 |
| Whatcom County Washington | 1 | $ 167,000 | $ 167,000 | $ 47,000 |
| Whitman County Washington | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Fayette County West Virginia | 1 | $ 181,000 | $ 181,000 | $ 36,000 |
| Greenbrier County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Hampshire County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 58,000 |
| Jefferson County West Virginia | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Mason County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Wayne County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 655 | $145,644,000 | $222,000 | $2,500,000 | $110,000 | $6,864,000 |
| Home Purchase | 330 | $74,212,000 | $224,000 | $1,423,000 | $117,000 | $1,362,000 |
| Home Improvement | 6 | $1,746,000 | $291,000 | $800,000 | $451,000 | $2,142,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 708 | $163,634,000 | $231,000 | $2,500,000 | $124,000 | $6,864,000 |
| Not Provided | 184 | $37,390,000 | $203,000 | $820,000 | $85,000 | $259,000 |
| Black or African American | 56 | $11,266,000 | $201,000 | $728,000 | $87,000 | $300,000 |
| Hispanic | 34 | $7,769,000 | $228,000 | $688,000 | $107,000 | $780,000 |
| Asian | 6 | $940,000 | $156,000 | $417,000 | $109,000 | $191,000 |
| American Indian or Alaskan Native | 2 | $248,000 | $124,000 | $132,000 | $100,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $86,000 | $86,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 722 | $163,981,000 | $227,000 | $2,500,000 | $130,000 | $6,864,000 |
| FHA-insured (Federal Housing Administration) | 240 | $50,768,000 | $211,000 | $683,000 | $72,000 | $265,000 |
| VA-guaranteed (Veterans Administration) | 28 | $6,705,000 | $239,000 | $417,000 | $71,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $148,000 | $148,000 | $148,000 | $38,000 | $38,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 872 | $195,080,000 | $223,000 | $2,500,000 | $115,000 | $6,864,000 |
| Application Withdrawn By Applicant | 90 | $21,526,000 | $239,000 | $1,423,000 | $113,000 | $548,000 |
| Application Denied By Financial Institution | 25 | $4,296,000 | $171,000 | $424,000 | $81,000 | $163,000 |
| Application Approved But Not Accepted | 4 | $700,000 | $175,000 | $230,000 | $80,000 | $171,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 9 | $1,393,000 | $154,000 | $274,000 | $83,000 | $163,000 |
| Credit History | 6 | $1,304,000 | $217,000 | $424,000 | $85,000 | $133,000 |
| Debt-To-Income Ratio | 5 | $807,000 | $161,000 | $253,000 | $72,000 | $153,000 |
| Employment History | 3 | $371,000 | $123,000 | $202,000 | $82,000 | $102,000 |
| Other | 2 | $421,000 | $210,000 | $269,000 | $85,000 | $93,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Home Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.