Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Nations Reliable Lending, LLC of Houston, TX reported 5,141 mortgage applications totaling $1.6 billion, down 36% from 2022. The average application was for $301,737, and applicants reported an average income of $121,477. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,684), Cincinnati, OH-KY-IN (367) and Brownsville-Harlingen, TX (234) (applications in parentheses).

Mortgage Company & Address Nations Reliable Lending, LLC

Houston, TX 77057
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,141
Total Mortgage Loan Application Amount $1,551,235,000
Average Mortgage Loan Application Amount $301,737
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $121,477
Highest Applicant Income $2,359,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nations Reliable Lending, LLC by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Houston-The Woodlands-Sugar Land, TX 1,684 $ 493,300,000 $ 292,933 $ 129,000
Cincinnati, OH-KY-IN 367 $ 85,875,000 $ 233,991 $ 96,880
Outside any metro area 356 $ 82,360,000 $ 231,348 $ 100,398
Brownsville-Harlingen, TX 234 $ 56,380,000 $ 240,940 $ 92,000
Dallas-Plano-Irving, TX 220 $ 82,900,000 $ 376,818 $ 141,000
McAllen-Edinburg-Mission, TX 188 $ 50,300,000 $ 267,553 $ 101,000
Amarillo, TX 142 $ 36,010,000 $ 253,591 $ 107,000
Chicago-Naperville, IL 132 $ 38,130,000 $ 288,863 $ 118,000
Odessa, TX 108 $ 26,800,000 $ 248,148 $ 103,000
Fort Worth-Arlington, TX 105 $ 31,665,000 $ 301,571 $ 112,000
Salt Lake City, UT 88 $ 46,650,000 $ 530,113 $ 171,000
Provo-Orem, UT 87 $ 37,585,000 $ 432,011 $ 125,000
Colorado Springs, CO 81 $ 37,215,000 $ 459,444 $ 146,000
Cambridge-Newton-Framingham, MA 80 $ 37,830,000 $ 472,875 $ 151,000
Austin-Round Rock, TX 72 $ 26,700,000 $ 370,833 $ 145,000
Boston, MA 65 $ 36,105,000 $ 555,461 $ 149,000
Cape Coral-Fort Myers, FL 64 $ 23,820,000 $ 372,187 $ 156,000
San Antonio-New Braunfels, TX 59 $ 17,465,000 $ 296,016 $ 131,000
Midland, TX 52 $ 17,560,000 $ 337,692 $ 131,000
Milwaukee-Waukesha-West Allis, WI 52 $ 11,580,000 $ 222,692 $ 100,000
Providence-Warwick, RI-MA 40 $ 17,450,000 $ 436,250 $ 117,275
Atlanta-Sandy Springs-Roswell, GA 38 $ 12,890,000 $ 339,210 $ 145,000
Dayton-Springfield-Kettering, OH 38 $ 7,810,000 $ 205,526 $ 97,000
New Orleans-Metairie, LA 37 $ 14,735,000 $ 398,243 $ 153,000
San Angelo, TX 37 $ 7,135,000 $ 192,837 $ 89,000
Indianapolis-Carmel-Anderson, IN 35 $ 6,325,000 $ 180,714 $ 76,000
Naples-Immokalee-Marco Island, FL 25 $ 10,205,000 $ 408,200 $ 170,000
Phoenix-Mesa-Scottsdale, AZ 24 $ 8,340,000 $ 347,500 $ 119,000
Lakeland-Winter Haven, FL 22 $ 7,360,000 $ 334,545 $ 124,000
Columbus, OH 20 $ 4,040,000 $ 202,000 $ 91,000
Killeen-Temple, TX 20 $ 6,450,000 $ 322,500 $ 104,000
Orlando-Kissimmee-Sanford, FL 20 $ 6,380,000 $ 319,000 $ 120,000
Beaumont-Port Arthur, TX 19 $ 3,635,000 $ 191,315 $ 87,000
Manchester-Nashua, NH 19 $ 6,945,000 $ 365,526 $ 151,000
Denver-Aurora-Lakewood, CO 18 $ 7,280,000 $ 404,444 $ 126,000
Detroit-Dearborn-Livonia, MI 17 $ 2,735,000 $ 160,882 $ 68,000
Rockingham County-Strafford County, NH 17 $ 6,095,000 $ 358,529 $ 148,000
Tampa-St. Petersburg-Clearwater, FL 17 $ 8,545,000 $ 502,647 $ 134,000
Racine, WI 16 $ 2,630,000 $ 164,375 $ 69,000
Los Angeles-Long Beach-Glendale, CA 14 $ 8,100,000 $ 578,571 $ 150,000
Warren-Troy-Farmington Hills, MI 14 $ 2,960,000 $ 211,428 $ 92,000
Worcester, MA-CT 14 $ 6,950,000 $ 496,428 $ 156,000
Kansas City, MO-KS 13 $ 4,025,000 $ 309,615 $ 111,384
Ogden-Clearfield, UT 13 $ 6,145,000 $ 472,692 $ 158,000
West Palm Beach-Boca Raton-Delray Beach, FL 13 $ 5,735,000 $ 441,153 $ 179,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 12 $ 5,240,000 $ 436,666 $ 153,000
Fayetteville-Springdale-Rogers, AR-MO 11 $ 4,395,000 $ 399,545 $ 168,000
Lake County-Kenosha County, IL-WI 11 $ 2,755,000 $ 250,454 $ 103,363
Ocala, FL 11 $ 2,645,000 $ 240,454 $ 89,000
Homosassa Springs, FL 8 $ 1,750,000 $ 218,750 $ 62,000
Kankakee, IL 8 $ 1,890,000 $ 236,250 $ 96,000
Lubbock, TX 8 $ 2,200,000 $ 275,000 $ 132,000
Nashville-Davidson--Murfreesboro--Franklin, TN 8 $ 2,390,000 $ 298,750 $ 172,000
Elgin, IL 7 $ 1,845,000 $ 263,571 $ 108,000
Madison, WI 7 $ 1,435,000 $ 205,000 $ 78,000
St. George, UT 7 $ 3,225,000 $ 460,714 $ 146,000
Tulsa, OK 7 $ 1,005,000 $ 143,571 $ 87,000
Victoria, TX 7 $ 1,155,000 $ 165,000 $ 93,000
Baltimore-Columbia-Towson, MD 6 $ 1,530,000 $ 255,000 $ 103,000
College Station-Bryan, TX 6 $ 1,210,000 $ 201,666 $ 84,000
Oklahoma City, OK 6 $ 1,440,000 $ 240,000 $ 263,000
Springfield, MA 6 $ 2,030,000 $ 338,333 $ 110,000
Tyler, TX 6 $ 1,750,000 $ 291,666 $ 102,000
Johnstown, PA 5 $ 545,000 $ 109,000 $ 71,000
Port St. Lucie, FL 5 $ 1,195,000 $ 239,000 $ 111,000
Waco, TX 5 $ 1,445,000 $ 289,000 $ 133,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 5 $ 1,415,000 $ 283,000 $ 169,000
Corpus Christi, TX 4 $ 590,000 $ 147,500 $ 218,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 1,050,000 $ 262,500 $ 86,000
Longview, TX 4 $ 680,000 $ 170,000 $ 101,000
North Port-Sarasota-Bradenton, FL 4 $ 1,330,000 $ 332,500 $ 119,000
Philadelphia, PA 4 $ 1,760,000 $ 440,000 $ 238,000
Sherman-Denison, TX 4 $ 1,050,000 $ 262,500 $ 211,000
Abilene, TX 3 $ 855,000 $ 285,000 $ 227,000
Appleton, WI 3 $ 915,000 $ 305,000 $ 94,000
Bakersfield, CA 3 $ 985,000 $ 328,333 $ 161,000
Baton Rouge, LA 3 $ 1,235,000 $ 411,666 $ 151,000
Birmingham-Hoover, AL 3 $ 615,000 $ 205,000 $ 77,000
Chattanooga, TN-GA 3 $ 685,000 $ 228,333 $ 214,666
Gary, IN 3 $ 845,000 $ 281,666 $ 105,000
Greeley, CO 3 $ 985,000 $ 328,333 $ 116,000
Huntsville, AL 3 $ 655,000 $ 218,333 $ 269,000
Knoxville, TN 3 $ 705,000 $ 235,000 $ 67,000
Little Rock-North Little Rock-Conway, AR 3 $ 485,000 $ 161,666 $ 167,000
Palm Bay-Melbourne-Titusville, FL 3 $ 1,215,000 $ 405,000 $ 325,000
Portland-South Portland, ME 3 $ 785,000 $ 261,666 $ 145,000
Pueblo, CO 3 $ 575,000 $ 191,666 $ 94,000
Rockford, IL 3 $ 475,000 $ 158,333 $ 115,000
Saginaw, MI 3 $ 505,000 $ 168,333 $ 95,000
Savannah, GA 3 $ 705,000 $ 235,000 $ 37,000
Sheboygan, WI 3 $ 915,000 $ 305,000 $ 101,000
Springfield, OH 3 $ 545,000 $ 181,666 $ 62,000
St. Louis, MO-IL 3 $ 645,000 $ 215,000 $ 115,666
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 595,000 $ 198,333 $ 99,000
Ann Arbor, MI 2 $ 220,000 $ 110,000 $ 87,000
Bremerton-Silverdale, WA 2 $ 1,350,000 $ 675,000 $ 124,000
Cedar Rapids, IA 2 $ 250,000 $ 125,000 $ 75,000
Charlotte-Concord-Gastonia, NC-SC 2 $ 830,000 $ 415,000 $ 123,000
Clarksville, TN-KY 2 $ 470,000 $ 235,000 $ 50,000
Cleveland-Elyria, OH 2 $ 300,000 $ 150,000 $ 97,000
Fargo, ND-MN 2 $ 410,000 $ 205,000 $ 99,000
Fond Du Lac, WI 2 $ 360,000 $ 180,000 $ 58,000
Fort Wayne, IN 2 $ 190,000 $ 95,000 $ 49,000
Green Bay, WI 2 $ 630,000 $ 315,000 $ 103,000
Greensboro-High Point, NC 2 $ 610,000 $ 305,000 $ 100,000
Greenville-Anderson-Mauldin, SC 2 $ 360,000 $ 180,000 $ 47,000
Harrisburg-Carlisle, PA 2 $ 910,000 $ 455,000 $ 147,000
Jacksonville, FL 2 $ 760,000 $ 380,000 $ 190,000
Jacksonville, NC 2 $ 510,000 $ 255,000 $ 83,000
Johnson City, TN 2 $ 670,000 $ 335,000 $ 133,000
Lansing-East Lansing, MI 2 $ 530,000 $ 265,000 $ 86,000
Lebanon, PA 2 $ 220,000 $ 110,000 $ 58,000
Louisville/Jefferson County, KY-IN 2 $ 890,000 $ 445,000 $ 156,000
Niles-Benton Harbor, MI 2 $ 470,000 $ 235,000 $ 70,000
Omaha-Council Bluffs, NE-IA 2 $ 510,000 $ 255,000 $ 42,000
Pittsfield, MA 2 $ 750,000 $ 375,000 $ 101,000
Shreveport-Bossier City, LA 2 $ 330,000 $ 165,000 $ 110,000
Toledo, OH 2 $ 210,000 $ 105,000 $ 82,000
Washington-Baltimore-Arlington, DC 2 $ 710,000 $ 355,000 $ 100,000
Albany, GA 1 $ 265,000 $ 265,000 $ 57,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 395,000 $ 395,000 $ 120,000
Anniston-Oxford-Jacksonville, AL 1 $ 225,000 $ 225,000 $ 51,000
Athens-Clarke County, GA 1 $ 155,000 $ 155,000 $ 74,000
Augusta-Richmond County, GA-SC 1 $ 215,000 $ 215,000 $ 40,000
Barnstable Town, MA 1 $ 275,000 $ 275,000 $ 176,000
Bay City, MI 1 $ 95,000 $ 95,000 $ 80,000
Bowling Green, KY 1 $ 145,000 $ 145,000 $ 71,000
Canton-Massillon, OH 1 $ 305,000 $ 305,000 $ 215,000
Charleston-North Charleston, SC 1 $ 255,000 $ 255,000 $ 120,000
Columbia, SC 1 $ 225,000 $ 225,000 $ 52,000
Dothan, AL 1 $ 285,000 $ 285,000 $ 124,000
Eau Claire, WI 1 $ 185,000 $ 185,000 $ 59,000
El Paso, TX 1 $ 255,000 $ 255,000 $ 92,000
Eugene, OR 1 $ 515,000 $ 515,000 $ 394,000
Evansville, IN-KY 1 $ 385,000 $ 385,000 $ 105,000
Fayetteville, NC 1 $ 375,000 $ 375,000 $ 152,000
Flint, MI 1 $ 165,000 $ 165,000 $ 58,000
Fort Smith, AR-OK 1 $ 55,000 $ 55,000 $ 39,000
Gadsden, AL 1 $ 115,000 $ 115,000 $ 51,000
Gainesville, FL 1 $ 305,000 $ 305,000 $ 72,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 285,000 $ 285,000 $ 297,000
Hartford-West Hartford-East Hartford, CT 1 $ 305,000 $ 305,000 $ 88,000
Houma-Thibodaux, LA 1 $ 325,000 $ 325,000 $ 170,000
Huntington-Ashland, WV-KY-OH 1 $ 55,000 $ 55,000 $ 49,000
Janesville-Beloit, WI 1 $ 235,000 $ 235,000 $ 61,000
Lake Charles, LA 1 $ 165,000 $ 165,000 $ 87,000
Logan, UT-ID 1 $ 405,000 $ 405,000 $ 180,000
Manhattan, KS 1 $ 125,000 $ 125,000 $ 77,000
Morristown, TN 1 $ 285,000 $ 285,000 $ 202,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 415,000 $ 415,000 $ 165,000
New Haven-Milford, CT 1 $ 235,000 $ 235,000 $ 153,000
Oakland-Hayward-Berkeley, CA 1 $ 345,000 $ 345,000 $ 98,000
Oshkosh-Neenah, WI 1 $ 165,000 $ 165,000 $ 82,000
Pittsburgh, PA 1 $ 115,000 $ 115,000 $ 47,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 365,000 $ 365,000 $ 95,000
Punta Gorda, FL 1 $ 275,000 $ 275,000 $ 80,000
Riverside-San Bernardino-Ontario, CA 1 $ 1,405,000 $ 1,405,000 $ 604,000
Santa Rosa, CA 1 $ 685,000 $ 685,000 $ 211,000
South Bend-Mishawaka, IN-MI 1 $ 225,000 $ 225,000 $ 70,000
Tacoma-Lakewood, WA 1 $ 605,000 $ 605,000 $ 139,000
Texarkana, TX-AR 1 $ 545,000 $ 545,000 $ 103,000
Twin Falls, ID 1 $ 115,000 $ 115,000 $ 26,000
Valdosta, GA 1 $ 135,000 $ 135,000 $ 73,000
Vallejo-Fairfield, CA 1 $ 555,000 $ 555,000 $ 188,000
Winston-Salem, NC 1 $ 215,000 $ 215,000 $ 74,000

Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,620 $1,408,020,000 $304,000 $3,005,000 $121,000 $2,359,000
Cash-out Refinancing 335 $87,115,000 $260,000 $2,605,000 $130,000 $1,857,000
Refinancing 186 $56,100,000 $301,000 $995,000 $118,000 $500,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,999 $619,615,000 $309,000 $3,005,000 $132,000 $2,359,000
Hispanic 1,620 $437,660,000 $270,000 $1,405,000 $105,000 $1,053,000
Black or African American 842 $259,560,000 $308,000 $1,145,000 $114,000 $1,095,000
Not Provided 494 $169,890,000 $343,000 $1,355,000 $134,000 $1,200,000
Asian 142 $50,080,000 $352,000 $805,000 $148,000 $479,000
American Indian or Alaskan Native 36 $11,520,000 $320,000 $905,000 $123,000 $289,000
Native Hawaiian or Other Pacific Islander 3 $1,585,000 $528,000 $625,000 $168,000 $254,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,461 $781,795,000 $317,000 $3,005,000 $146,000 $2,359,000
FHA-insured (Federal Housing Administration) 2,287 $636,105,000 $278,000 $1,205,000 $96,000 $614,000
VA-guaranteed (Veterans Administration) 357 $126,935,000 $355,000 $1,205,000 $115,000 $454,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $6,400,000 $177,000 $315,000 $70,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,314 $996,060,000 $300,000 $1,445,000 $122,000 $2,359,000
Application Withdrawn By Applicant 759 $230,305,000 $303,000 $1,845,000 $121,000 $1,080,000
File Closed For Incompleteness 602 $198,400,000 $329,000 $3,005,000 $126,000 $1,857,000
Application Approved But Not Accepted 273 $71,445,000 $261,000 $995,000 $105,000 $996,000
Application Denied By Financial Institution 188 $52,850,000 $281,000 $885,000 $104,000 $1,095,000
Preapproval Approved but not Accepted 3 $1,215,000 $405,000 $475,000 $158,000 $297,000
Preapproval Denied by Financial Institution 2 $960,000 $480,000 $665,000 $254,000 $396,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,951 $1,497,425,000 $302,000 $3,005,000 $122,000 $2,359,000
Debt-To-Income Ratio 82 $23,910,000 $291,000 $605,000 $94,000 $376,000
Credit History 24 $6,680,000 $278,000 $675,000 $103,000 $206,000
Insufficient Cash (Downpayment, Closing Cost) 21 $6,375,000 $303,000 $885,000 $98,000 $388,000
Collateral 19 $4,245,000 $223,000 $665,000 $147,000 $1,095,000
Employment History 18 $4,750,000 $263,000 $455,000 $81,000 $196,000
Other 16 $4,720,000 $295,000 $645,000 $156,000 $1,053,000
Unverifiable Information 10 $3,130,000 $313,000 $435,000 $106,000 $158,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Reliable Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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