Nationwide Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Nationwide Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide Bank One Nationwide Plaza, 2-14-05 Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $32,773,000 |
| Average Mortgage Loan Application Amount | $89,000 |
| Highest Mortgage Loan Application Amount | $777,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $820,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Nationwide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Nationwide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 119 | $ 3,582,000 | $ 30,000 | $ 94,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 23 | $ 661,000 | $ 28,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 22 | $ 548,000 | $ 24,000 | $ 77,000 |
| PHILADELPHIA, PA | 22 | $ 803,000 | $ 36,000 | $ 103,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 21 | $ 1,023,000 | $ 48,000 | $ 97,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 17 | $ 770,000 | $ 36,500 | $ 47,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 17 | $ 1,070,000 | $ 61,750 | $ 94,750 |
| BALTIMORE-TOWSON, MD | 15 | $ 1,147,000 | $ 76,000 | $ 80,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 14 | $ 600,000 | $ 42,000 | $ 65,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 13 | $ 1,876,000 | $ 144,000 | $ 220,000 |
| PITTSBURGH, PA | 13 | $ 502,000 | $ 38,000 | $ 78,000 |
| COLUMBIA, SC | 11 | $ 191,000 | $ 17,000 | $ 38,000 |
| GAINESVILLE, FL | 11 | $ 243,000 | $ 22,000 | $ 71,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 10 | $ 135,000 | $ 13,000 | $ 86,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 306,000 | $ 41,500 | $ 62,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 9 | $ 386,000 | $ 42,000 | $ 74,000 |
| RALEIGH-CARY, NC | 8 | $ 218,000 | $ 27,000 | $ 68,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 434,000 | $ 48,000 | $ 57,000 |
| YORK-HANOVER, PA | 8 | $ 452,000 | $ 56,000 | $ 88,000 |
| CANTON-MASSILLON, OH | 7 | $ 229,000 | $ 32,000 | $ 75,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 142,000 | $ 20,000 | $ 72,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 6 | $ 367,000 | $ 76,500 | $ 59,500 |
| DAYTON, OH | 6 | $ 147,000 | $ 24,000 | $ 119,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 224,000 | $ 37,000 | $ 63,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 279,000 | $ 46,000 | $ 161,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 589,000 | $ 117,000 | $ 98,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 90,000 | $ 18,000 | $ 56,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 5 | $ 70,000 | $ 14,000 | $ 34,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 224,000 | $ 44,000 | $ 114,000 |
| DURHAM, NC | 5 | $ 200,000 | $ 40,000 | $ 82,000 |
| EDISON-NEW BRUNSWICK, NJ | 5 | $ 271,000 | $ 54,000 | $ 80,000 |
| NASSAU-SUFFOLK, NY | 5 | $ 421,000 | $ 84,000 | $ 201,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 230,000 | $ 46,000 | $ 157,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 74,000 | $ 14,000 | $ 70,000 |
| DOVER, DE | 4 | $ 215,000 | $ 53,000 | $ 73,000 |
| FAYETTEVILLE, NC | 4 | $ 89,000 | $ 22,000 | $ 32,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 110,000 | $ 27,000 | $ 148,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 63,000 | $ 15,000 | $ 84,000 |
| JACKSON, MS | 4 | $ 142,000 | $ 35,000 | $ 84,000 |
| LAS VEGAS-PARADISE, NV | 4 | $ 582,000 | $ 145,000 | $ 123,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 95,000 | $ 23,000 | $ 73,000 |
| NEWARK-UNION, NJ-PA | 4 | $ 320,000 | $ 80,000 | $ 103,500 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 4 | $ 116,000 | $ 28,500 | $ 83,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 118,000 | $ 29,000 | $ 88,000 |
| RICHMOND, VA | 4 | $ 231,000 | $ 57,000 | $ 42,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4 | $ 91,000 | $ 22,000 | $ 92,000 |
| SAN ANTONIO, TX | 4 | $ 49,000 | $ 12,000 | $ 40,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 109,000 | $ 27,000 | $ 68,000 |
| WHEELING, WV-OH | 4 | $ 43,000 | $ 12,000 | $ 65,500 |
| WILMINGTON, NC | 4 | $ 150,000 | $ 37,000 | $ 60,000 |
| WINSTON-SALEM, NC | 4 | $ 59,000 | $ 14,000 | $ 47,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 3 | $ 292,000 | $ 97,000 | $ 140,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 115,000 | $ 38,000 | $ 71,000 |
| DENVER-AURORA, CO | 3 | $ 118,000 | $ 39,000 | $ 85,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 105,000 | $ 35,000 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 58,000 | $ 19,000 | $ 78,000 |
| JACKSONVILLE, NC | 3 | $ 135,000 | $ 45,000 | $ 54,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3 | $ 246,000 | $ 82,000 | $ 49,000 |
| LYNCHBURG, VA | 3 | $ 7,000 | $ 2,000 | $ 40,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 334,000 | $ 111,000 | $ 66,000 |
| OKLAHOMA CITY, OK | 3 | $ 115,000 | $ 38,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 63,000 | $ 21,000 | $ 154,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 177,000 | $ 59,000 | $ 65,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 52,000 | $ 17,000 | $ 63,000 |
| AKRON, OH | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| ASHEVILLE, NC | 2 | $ 255,000 | $ 127,000 | $ 55,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| CHARLESTON, WV | 2 | $ 244,000 | $ 122,000 | $ 89,000 |
| COLUMBUS, GA-AL | 2 | $ 51,000 | $ 25,000 | $ 23,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 45,000 | $ 22,000 | $ 42,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 13,000 | $ 6,000 | $ 57,000 |
| FLINT, MI | 2 | $ 53,000 | $ 26,000 | $ 52,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 26,000 | $ 13,000 | $ 51,000 |
| HUNTSVILLE, AL | 2 | $ 22,000 | $ 11,000 | $ 24,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 28,000 | $ 14,000 | $ 67,000 |
| KANSAS CITY, MO-KS | 2 | $ 48,000 | $ 24,000 | $ 67,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 25,000 | $ 12,500 | $ 39,500 |
| LANCASTER, PA | 2 | $ 99,000 | $ 49,000 | $ 88,000 |
| LINCOLN, NE | 2 | $ 32,000 | $ 16,000 | $ 88,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 83,000 | $ 41,000 | $ 126,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 25,000 | $ 12,000 | $ 70,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 35,000 | $ 17,000 | $ 45,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 38,000 | $ 19,000 | $ 169,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 140,000 | $ 70,000 | $ 105,000 |
| RENO-SPARKS, NV | 2 | $ 118,000 | $ 59,000 | $ 61,000 |
| ROCHESTER, NY | 2 | $ 104,000 | $ 52,000 | $ 200,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2 | $ 434,000 | $ 217,000 | $ 315,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 94,000 | $ 47,000 | $ 105,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 17,000 | $ 8,000 | $ 37,000 |
| SUMTER, SC | 2 | $ 26,000 | $ 13,000 | $ 61,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2 | $ 80,000 | $ 40,000 | $ 84,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 7,000 | $ 7,000 | $ 52,000 |
| ALBUQUERQUE, NM | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| ANDERSON, SC | 1 | $ 14,000 | $ 14,000 | $ 32,000 |
| ANNISTON-OXFORD, AL | 1 | $ 24,000 | $ 24,000 | $ 34,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| BATON ROUGE, LA | 1 | $ 1,000 | $ 1,000 | $ 30,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 40,000 | $ 40,000 | $ 160,000 |
| CHICO, CA | 1 | $ 25,000 | $ 25,000 | $ 215,000 |
| COLORADO SPRINGS, CO | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| DANVILLE, VA | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| EL PASO, TX | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| FARGO, ND-MN | 1 | $ 7,000 | $ 7,000 | $ 64,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| FORT WAYNE, IN | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 8,000 | $ 8,000 | $ 81,000 |
| GULFPORT-BILOXI, MS | 1 | $ 60,000 | $ 60,000 | $ 256,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 50,000 | $ 50,000 | $ 192,000 |
| HATTIESBURG, MS | 1 | $ 8,000 | $ 8,000 | $ 34,000 |
| HONOLULU, HI | 1 | $ 244,000 | $ 244,000 | $ 351,000 |
| IOWA CITY, IA | 1 | $ 70,000 | $ 70,000 | $ 150,000 |
| JACKSONVILLE, FL | 1 | $ 50,000 | $ 50,000 | $ 129,000 |
| JOHNSTOWN, PA | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| JONESBORO, AR | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| LEBANON, PA | 1 | $ 18,000 | $ 18,000 | $ 114,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 16,000 | $ 16,000 | $ 92,000 |
| LIMA, OH | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| MADISON, WI | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 32,000 | $ 32,000 | $ 68,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| MOBILE, AL | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| MONTGOMERY, AL | 1 | $ 150,000 | $ 150,000 | $ 19,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| OCALA, FL | 1 | $ 52,000 | $ 52,000 | $ 120,000 |
| ORLANDO-KISSIMMEE, FL | 1 | $ 78,000 | $ 78,000 | $ 57,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| PEABODY, MA | 1 | $ 13,000 | $ 13,000 | $ 90,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| PINE BLUFF, AR | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 50,000 | $ 50,000 | $ 152,000 |
| RACINE, WI | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| RAPID CITY, SD | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
| READING, PA | 1 | $ 40,000 | $ 40,000 | $ 92,000 |
| ROANOKE, VA | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| ROCKY MOUNT, NC | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| SALT LAKE CITY, UT | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| SANDUSKY, OH | 1 | $ 8,000 | $ 8,000 | $ 52,000 |
| SANTA FE, NM | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 30,000 | $ 30,000 | $ 152,000 |
| SPARTANBURG, SC | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| SPRINGFIELD, MA | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| ST. JOSEPH, MO-KS | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 1 | $ 15,000 | $ 15,000 | $ 160,000 |
| SYRACUSE, NY | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| TOLEDO, OH | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| TUSCALOOSA, AL | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 20,000 | $ 20,000 | $ 127,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 5,000 | $ 5,000 | $ 10,000 |
| WACO, TX | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| WAUSAU, WI | 1 | $ 4,000 | $ 4,000 | $ 80,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 20,000 | $ 20,000 | $ 290,000 |
Mortgage Loan Application Detail Totals for Nationwide Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 770 | $23,905,000 | $31,000 | $777,000 | $78,000 | $750,000 |
| Refinancing | 61 | $7,039,000 | $115,000 | $412,000 | $127,000 | $820,000 |
| Home Purchase | 15 | $1,829,000 | $121,000 | $350,000 | $122,000 | $273,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 515 | $20,748,000 | $40,000 | $500,000 | $90,000 | $820,000 |
| Black or African American | 164 | $4,811,000 | $29,000 | $777,000 | $61,000 | $520,000 |
| Not Provided | 83 | $3,594,000 | $43,000 | $215,000 | $79,000 | $390,000 |
| Hispanic | 56 | $1,933,000 | $34,000 | $380,000 | $81,000 | $463,000 |
| Asian | 20 | $1,396,000 | $69,000 | $244,000 | $97,000 | $351,000 |
| American Indian or Alaskan Native | 4 | $201,000 | $50,000 | $100,000 | $53,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $90,000 | $22,000 | $55,000 | $87,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 846 | $32,773,000 | $38,000 | $777,000 | $83,000 | $820,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 602 | $21,751,000 | $36,000 | $777,000 | $73,000 | $750,000 |
| Loan Originated | 196 | $6,832,000 | $34,000 | $238,000 | $97,000 | $390,000 |
| Application Withdrawn By Applicant | 35 | $1,966,000 | $56,000 | $215,000 | $102,000 | $311,000 |
| Application Approved But Not Accepted | 7 | $257,000 | $36,000 | $63,000 | $89,000 | $116,000 |
| Loan Purchased By The Institution | 6 | $1,967,000 | $327,000 | $412,000 | $408,000 | $820,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 407 | $12,214,000 | $30,000 | $777,000 | $69,000 | $750,000 |
| Debt-To-Income Ratio | 133 | $5,896,000 | $44,000 | $500,000 | $64,000 | $410,000 |
| Other | 19 | $1,052,000 | $55,000 | $120,000 | $131,000 | $318,000 |
| Unverifiable Information | 17 | $634,000 | $37,000 | $100,000 | $112,000 | $240,000 |
| Collateral | 12 | $1,068,000 | $89,000 | $380,000 | $117,000 | $463,000 |
| Employment History | 7 | $189,000 | $27,000 | $50,000 | $110,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $698,000 | $99,000 | $350,000 | $122,000 | $215,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.