Nationwide Bank Mortgage Lending & HMDA Data, 2008

In 2008, Nationwide Bank of Columbus, OH reported 846 mortgage applications totaling $32.8 million, up 392% from 2007. The average application was for $38,738, and applicants reported an average income of $82,313. 23% of its applications resulted in an originated loan and 71% were denied. Its largest markets were Columbus, OH (119), Atlanta-Sandy Springs-Marietta, GA (23) and Des Moines-West Des Moines, IA (22) (applications in parentheses).

Mortgage Company & Address Nationwide Bank
One Nationwide Plaza, 2-14-05
Columbus, OH 43215
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  
Total Number of Mortgage Applications 846
Total Mortgage Loan Application Amount $32,773,000
Average Mortgage Loan Application Amount $38,738
Highest Mortgage Loan Application Amount $777,000
Average Applicant Income $82,313
Highest Applicant Income $820,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nationwide Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nationwide Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 83 $ 2,520,000 $ 30,361 $ 91,000
Maricopa, Arizona 21 $ 1,023,000 $ 48,714 $ 97,000
Polk, Iowa 16 $ 366,000 $ 22,875 $ 69,000
Delaware, Ohio 13 $ 470,000 $ 36,153 $ 107,000
Alachua, Florida 11 $ 243,000 $ 22,090 $ 71,000
Cuyahoga, Ohio 10 $ 235,000 $ 23,500 $ 43,000
Allegheny, Pennsylvania 9 $ 314,000 $ 34,888 $ 53,000
York, Pennsylvania 8 $ 452,000 $ 56,500 $ 88,000
Shelby, Tennessee 8 $ 186,000 $ 23,250 $ 54,000
Cook, Illinois 7 $ 121,000 $ 17,285 $ 106,000
Stark, Ohio 7 $ 229,000 $ 32,714 $ 75,000
Los Angeles, California 6 $ 279,000 $ 46,500 $ 161,000
Mecklenburg, North Carolina 6 $ 345,000 $ 57,500 $ 71,000
Wake, North Carolina 6 $ 109,000 $ 18,166 $ 62,000
Fairfield, Ohio 6 $ 172,000 $ 28,666 $ 93,000
Philadelphia, Pennsylvania 6 $ 165,000 $ 27,500 $ 43,000
Harris, Texas 6 $ 306,000 $ 51,000 $ 68,000
New Castle, Delaware 5 $ 230,000 $ 46,000 $ 157,000
Fulton, Georgia 5 $ 115,000 $ 23,000 $ 88,000
Baltimore City, Maryland 5 $ 138,000 $ 27,600 $ 28,000
Westchester, New York 5 $ 1,129,000 $ 225,800 $ 335,000
Licking, Ohio 5 $ 129,000 $ 25,800 $ 107,000
Montgomery, Ohio 5 $ 102,000 $ 20,400 $ 132,000
Pickaway, Ohio 5 $ 54,000 $ 10,800 $ 121,000
Dauphin, Pennsylvania 5 $ 110,000 $ 22,000 $ 74,000
Montgomery, Pennsylvania 5 $ 103,000 $ 20,600 $ 91,000
Richland, South Carolina 5 $ 88,000 $ 17,600 $ 36,000
New Haven, Connecticut 4 $ 95,000 $ 23,750 $ 73,000
Kent, Delaware 4 $ 215,000 $ 53,750 $ 73,000
Broward, Florida 4 $ 110,000 $ 27,500 $ 148,000
Gwinnett, Georgia 4 $ 67,000 $ 16,750 $ 81,000
Baltimore, Maryland 4 $ 69,000 $ 17,250 $ 50,000
Prince George's, Maryland 4 $ 36,000 $ 9,000 $ 54,000
Clark, Nevada 4 $ 582,000 $ 145,500 $ 123,000
Middlesex, New Jersey 4 $ 236,000 $ 59,000 $ 89,000
Cabarrus, North Carolina 4 $ 45,000 $ 11,250 $ 43,000
Cumberland, North Carolina 4 $ 89,000 $ 22,250 $ 32,000
Durham, North Carolina 4 $ 180,000 $ 45,000 $ 63,000
Forsyth, North Carolina 4 $ 59,000 $ 14,750 $ 47,000
Hamilton, Ohio 4 $ 52,000 $ 13,000 $ 69,000
Union, Ohio 4 $ 82,000 $ 20,500 $ 105,000
Chester, Pennsylvania 4 $ 162,000 $ 40,500 $ 245,000
Delaware, Pennsylvania 4 $ 115,000 $ 28,750 $ 65,000
Lehigh, Pennsylvania 4 $ 236,000 $ 59,000 $ 116,000
Providence, Rhode Island 4 $ 118,000 $ 29,500 $ 88,000
Bexar, Texas 4 $ 49,000 $ 12,250 $ 40,000
Jefferson, Alabama 3 $ 45,000 $ 15,000 $ 42,000
Orange, California 3 $ 75,000 $ 25,000 $ 68,000
Sacramento, California 3 $ 74,000 $ 24,666 $ 80,000
Sussex, Delaware 3 $ 102,000 $ 34,000 $ 75,000
Pasco, Florida 3 $ 94,000 $ 31,333 $ 55,000
Clayton, Georgia 3 $ 108,000 $ 36,000 $ 165,000
Cobb, Georgia 3 $ 144,000 $ 48,000 $ 107,000
Dallas, Iowa 3 $ 89,000 $ 29,666 $ 92,000
Jefferson, Kentucky 3 $ 246,000 $ 82,000 $ 49,000
Caddo, Louisiana 3 $ 52,000 $ 17,333 $ 63,000
Anne Arundel, Maryland 3 $ 140,000 $ 46,666 $ 84,000
Erie, New York 3 $ 115,000 $ 38,333 $ 71,000
Suffolk, New York 3 $ 136,000 $ 45,333 $ 165,000
Guilford, North Carolina 3 $ 43,000 $ 14,333 $ 74,000
Onslow, North Carolina 3 $ 135,000 $ 45,000 $ 54,000
Union, North Carolina 3 $ 282,000 $ 94,000 $ 114,000
Belmont, Ohio 3 $ 28,000 $ 9,333 $ 51,000
Morrow, Ohio 3 $ 155,000 $ 51,666 $ 54,000
Trumbull, Ohio 3 $ 47,000 $ 15,666 $ 89,000
Wayne, Ohio 3 $ 106,000 $ 35,333 $ 44,000
Oklahoma, Oklahoma 3 $ 115,000 $ 38,333 $ 76,000
Bucks, Pennsylvania 3 $ 258,000 $ 86,000 $ 107,000
Monroe, Pennsylvania 3 $ 110,000 $ 36,666 $ 95,000
Dallas, Texas 3 $ 114,000 $ 38,000 $ 41,000
Virginia Beach, Virginia 3 $ 194,000 $ 64,666 $ 55,000
King, Washington 3 $ 177,000 $ 59,000 $ 65,000
Limestone, Alabama 2 $ 22,000 $ 11,000 $ 24,000
Pulaski, Arkansas 2 $ 83,000 $ 41,500 $ 126,000
San Bernardino, California 2 $ 33,000 $ 16,500 $ 113,000
San Diego, California 2 $ 434,000 $ 217,000 $ 315,000
Fairfield, Connecticut 2 $ 60,000 $ 30,000 $ 47,000
Hartford, Connecticut 2 $ 50,000 $ 25,000 $ 84,000
District of Columbia, District Of Columbia 2 $ 55,000 $ 27,500 $ 87,000
Brevard, Florida 2 $ 140,000 $ 70,000 $ 105,000
Palm Beach, Florida 2 $ 80,000 $ 40,000 $ 84,000
Muscogee, Georgia 2 $ 51,000 $ 25,500 $ 23,000
Walton, Georgia 2 $ 50,000 $ 25,000 $ 119,000
Hamilton, Indiana 2 $ 28,000 $ 14,000 $ 67,000
Boone, Iowa 2 $ 36,000 $ 18,000 $ 56,000
Warren, Iowa 2 $ 68,000 $ 34,000 $ 107,000
Woodbury, Iowa 2 $ 17,000 $ 8,500 $ 37,000
Caroline, Maryland 2 $ 31,000 $ 15,500 $ 40,000
Charles, Maryland 2 $ 427,000 $ 213,500 $ 117,000
Montgomery, Maryland 2 $ 200,000 $ 100,000 $ 173,000
Genesee, Michigan 2 $ 53,000 $ 26,500 $ 52,000
Wayne, Michigan 2 $ 45,000 $ 22,500 $ 42,000
Ramsey, Minnesota 2 $ 25,000 $ 12,500 $ 70,000
Hinds, Mississippi 2 $ 115,000 $ 57,500 $ 114,000
Washoe, Nevada 2 $ 118,000 $ 59,000 $ 61,000
Morris, New Jersey 2 $ 210,000 $ 105,000 $ 130,000
Kings, New York 2 $ 130,000 $ 65,000 $ 45,000
Monroe, New York 2 $ 104,000 $ 52,000 $ 200,000
Nassau, New York 2 $ 285,000 $ 142,500 $ 255,000
New York, New York 2 $ 442,000 $ 221,000 $ 285,000
St. Lawrence, New York 2 $ 60,000 $ 30,000 $ 54,000
Buncombe, North Carolina 2 $ 255,000 $ 127,500 $ 55,000
Catawba, North Carolina 2 $ 50,000 $ 25,000 $ 123,000
Craven, North Carolina 2 $ 35,000 $ 17,500 $ 74,000
Iredell, North Carolina 2 $ 162,000 $ 81,000 $ 202,000
Lincoln, North Carolina 2 $ 55,000 $ 27,500 $ 64,000
New Hanover, North Carolina 2 $ 45,000 $ 22,500 $ 40,000
Randolph, North Carolina 2 $ 166,000 $ 83,000 $ 51,000
Robeson, North Carolina 2 $ 16,000 $ 8,000 $ 41,000
Rowan, North Carolina 2 $ 124,000 $ 62,000 $ 111,000
Rutherford, North Carolina 2 $ 22,000 $ 11,000 $ 23,000
Lake, Ohio 2 $ 203,000 $ 101,500 $ 117,000
Mahoning, Ohio 2 $ 27,000 $ 13,500 $ 43,000
Ross, Ohio 2 $ 315,000 $ 157,500 $ 100,000
Summit, Ohio 2 $ 40,000 $ 20,000 $ 67,000
Butler, Pennsylvania 2 $ 63,000 $ 31,500 $ 108,000
Greene, Pennsylvania 2 $ 56,000 $ 28,000 $ 47,000
Lackawanna, Pennsylvania 2 $ 94,000 $ 47,000 $ 105,000
Lancaster, Pennsylvania 2 $ 99,000 $ 49,500 $ 88,000
Pike, Pennsylvania 2 $ 110,000 $ 55,000 $ 77,000
Charleston, South Carolina 2 $ 40,000 $ 20,000 $ 36,000
Dorchester, South Carolina 2 $ 22,000 $ 11,000 $ 46,000
Fairfield, South Carolina 2 $ 2,000 $ 1,000 $ 25,000
Horry, South Carolina 2 $ 30,000 $ 15,000 $ 58,000
Lexington, South Carolina 2 $ 11,000 $ 5,500 $ 46,000
Pickens, South Carolina 2 $ 80,000 $ 40,000 $ 74,000
Sumter, South Carolina 2 $ 26,000 $ 13,000 $ 61,000
York, South Carolina 2 $ 50,000 $ 25,000 $ 26,000
Montgomery, Texas 2 $ 40,000 $ 20,000 $ 125,000
Tarrant, Texas 2 $ 26,000 $ 13,000 $ 51,000
Rutland, Vermont 2 $ 80,000 $ 40,000 $ 81,000
Windsor, Vermont 2 $ 48,000 $ 24,000 $ 89,000
Accomack, Virginia 2 $ 13,000 $ 6,500 $ 25,000
Amherst, Virginia 2 $ 4,000 $ 2,000 $ 26,000
Fairfax, Virginia 2 $ 30,000 $ 15,000 $ 403,000
Henrico, Virginia 2 $ 112,000 $ 56,000 $ 30,000
Newport News, Virginia 2 $ 103,000 $ 51,500 $ 69,000
Prince William, Virginia 2 $ 250,000 $ 125,000 $ 122,000
Clark, Washington 2 $ 45,000 $ 22,500 $ 63,000
Jefferson, West Virginia 2 $ 190,000 $ 95,000 $ 30,000
Raleigh, West Virginia 2 $ 36,000 $ 18,000 $ 119,000
Marinette, Wisconsin 2 $ 35,000 $ 17,500 $ 22,000
Blount, Alabama 1 $ 5,000 $ 5,000 $ 12,000
Calhoun, Alabama 1 $ 24,000 $ 24,000 $ 34,000
Coffee, Alabama 1 $ 40,000 $ 40,000 $ 65,000
Cullman, Alabama 1 $ 10,000 $ 10,000 $ 72,000
Escambia, Alabama 1 $ 15,000 $ 15,000 $ 60,000
Lauderdale, Alabama 1 $ 2,000 $ 2,000 $ 25,000
Mobile, Alabama 1 $ 15,000 $ 15,000 $ 44,000
Montgomery, Alabama 1 $ 150,000 $ 150,000 $ 19,000
Pickens, Alabama 1 $ 1,000 $ 1,000 $ 45,000
Shelby, Alabama 1 $ 40,000 $ 40,000 $ 144,000
Tallapoosa, Alabama 1 $ 25,000 $ 25,000 $ 86,000
Tuscaloosa, Alabama 1 $ 60,000 $ 60,000 $ 22,000
Cochise, Arizona 1 $ 99,000 $ 99,000 $ 14,000
Benton, Arkansas 1 $ 3,000 $ 3,000 $ 65,000
Clark, Arkansas 1 $ 25,000 $ 25,000 $ 15,000
Craighead, Arkansas 1 $ 25,000 $ 25,000 $ 48,000
Jefferson, Arkansas 1 $ 40,000 $ 40,000 $ 130,000
Washington, Arkansas 1 $ 10,000 $ 10,000 $ 50,000
Alameda, California 1 $ 15,000 $ 15,000 $ 90,000
Butte, California 1 $ 25,000 $ 25,000 $ 215,000
El Dorado, California 1 $ 17,000 $ 17,000 $ 130,000
Mono, California 1 $ 10,000 $ 10,000 $ 97,000
Riverside, California 1 $ 30,000 $ 30,000 $ 235,000
Solano, California 1 $ 20,000 $ 20,000 $ 127,000
Sonoma, California 1 $ 30,000 $ 30,000 $ 152,000
Tulare, California 1 $ 5,000 $ 5,000 $ 10,000
Adams, Colorado 1 $ 5,000 $ 5,000 $ 150,000
Denver, Colorado 1 $ 60,000 $ 60,000 $ 32,000
Douglas, Colorado 1 $ 53,000 $ 53,000 $ 73,000
El Paso, Colorado 1 $ 10,000 $ 10,000 $ 35,000
Larimer, Colorado 1 $ 40,000 $ 40,000 $ 85,000
Litchfield, Connecticut 1 $ 15,000 $ 15,000 $ 55,000
Middlesex, Connecticut 1 $ 8,000 $ 8,000 $ 68,000
New London, Connecticut 1 $ 20,000 $ 20,000 $ 35,000
Windham, Connecticut 1 $ 50,000 $ 50,000 $ 30,000
Collier, Florida 1 $ 50,000 $ 50,000 $ 89,000
Duval, Florida 1 $ 50,000 $ 50,000 $ 129,000
Escambia, Florida 1 $ 4,000 $ 4,000 $ 40,000
Hendry, Florida 1 $ 10,000 $ 10,000 $ 42,000
Hillsborough, Florida 1 $ 15,000 $ 15,000 $ 108,000
Lee, Florida 1 $ 40,000 $ 40,000 $ 160,000
Levy, Florida 1 $ 15,000 $ 15,000 $ 59,000
Marion, Florida 1 $ 52,000 $ 52,000 $ 120,000
Miami-Dade, Florida 1 $ 3,000 $ 3,000 $ 43,000
Okaloosa, Florida 1 $ 75,000 $ 75,000 $ 14,000
Orange, Florida 1 $ 78,000 $ 78,000 $ 57,000
Putnam, Florida 1 $ 10,000 $ 10,000 $ 15,000
Union, Florida 1 $ 2,000 $ 2,000 $ 43,000
Volusia, Florida 1 $ 20,000 $ 20,000 $ 83,000
Barrow, Georgia 1 $ 29,000 $ 29,000 $ 90,000
Bartow, Georgia 1 $ 25,000 $ 25,000 $ 165,000
Bulloch, Georgia 1 $ 1,000 $ 1,000 $ 14,000
Clarke, Georgia 1 $ 30,000 $ 30,000 $ 20,000
Colquitt, Georgia 1 $ 1,000 $ 1,000 $ 46,000
Douglas, Georgia 1 $ 50,000 $ 50,000 $ 120,000
Forsyth, Georgia 1 $ 30,000 $ 30,000 $ 70,000
Gordon, Georgia 1 $ 2,000 $ 2,000 $ 26,000
Henry, Georgia 1 $ 35,000 $ 35,000 $ 170,000
Richmond, Georgia 1 $ 61,000 $ 61,000 $ 50,000
Rockdale, Georgia 1 $ 8,000 $ 8,000 $ 40,000
Honolulu, Hawaii 1 $ 244,000 $ 244,000 $ 351,000
Maui, Hawaii 1 $ 14,000 $ 14,000 $ 32,000
Boise, Idaho 1 $ 55,000 $ 55,000 $ 116,000
Washington, Idaho 1 $ 83,000 $ 83,000 $ 36,000
Grundy, Illinois 1 $ 8,000 $ 8,000 $ 23,000
Hancock, Illinois 1 $ 12,000 $ 12,000 $ 24,000
Kane, Illinois 1 $ 3,000 $ 3,000 $ 50,000
Rock Island, Illinois 1 $ 10,000 $ 10,000 $ 73,000
Will, Illinois 1 $ 3,000 $ 3,000 $ 48,000
Allen, Indiana 1 $ 30,000 $ 30,000 $ 79,000
LaPorte, Indiana 1 $ 5,000 $ 5,000 $ 17,000
Martin, Indiana 1 $ 17,000 $ 17,000 $ 34,000
Carroll, Iowa 1 $ 50,000 $ 50,000 $ 84,000
Cherokee, Iowa 1 $ 32,000 $ 32,000 $ 83,000
Clarke, Iowa 1 $ 20,000 $ 20,000 $ 35,000
Davis, Iowa 1 $ 52,000 $ 52,000 $ 100,000
Guthrie, Iowa 1 $ 25,000 $ 25,000 $ 106,000
Henry, Iowa 1 $ 8,000 $ 8,000 $ 40,000
Johnson, Iowa 1 $ 70,000 $ 70,000 $ 150,000
Marion, Iowa 1 $ 35,000 $ 35,000 $ 84,000
Muscatine, Iowa 1 $ 45,000 $ 45,000 $ 59,000
Osceola, Iowa 1 $ 8,000 $ 8,000 $ 39,000
Page, Iowa 1 $ 47,000 $ 47,000 $ 62,000
Sioux, Iowa 1 $ 30,000 $ 30,000 $ 85,000
Fayette, Kentucky 1 $ 16,000 $ 16,000 $ 92,000
Kenton, Kentucky 1 $ 100,000 $ 100,000 $ 34,000
Pike, Kentucky 1 $ 1,000 $ 1,000 $ 8,000
Jefferson, Louisiana 1 $ 100,000 $ 100,000 $ 20,000
Lincoln, Louisiana 1 $ 25,000 $ 25,000 $ 109,000
Livingston, Louisiana 1 $ 1,000 $ 1,000 $ 30,000
Calvert, Maryland 1 $ 32,000 $ 32,000 $ 38,000
Carroll, Maryland 1 $ 777,000 $ 777,000 $ 520,000
Dorchester, Maryland 1 $ 25,000 $ 25,000 $ 59,000
Frederick, Maryland 1 $ 92,000 $ 92,000 $ 75,000
Howard, Maryland 1 $ 20,000 $ 20,000 $ 35,000
Queen Anne's, Maryland 1 $ 3,000 $ 3,000 $ 57,000
St. Mary's, Maryland 1 $ 35,000 $ 35,000 $ 89,000
Washington, Maryland 1 $ 50,000 $ 50,000 $ 192,000
Worcester, Maryland 1 $ 75,000 $ 75,000 $ 50,000
Essex, Massachusetts 1 $ 13,000 $ 13,000 $ 90,000
Hampden, Massachusetts 1 $ 50,000 $ 50,000 $ 49,000
Barry, Michigan 1 $ 8,000 $ 8,000 $ 81,000
Clare, Michigan 1 $ 85,000 $ 85,000 $ 48,000
Kalamazoo, Michigan 1 $ 20,000 $ 20,000 $ 83,000
Lenawee, Michigan 1 $ 3,000 $ 3,000 $ 53,000
Macomb, Michigan 1 $ 30,000 $ 30,000 $ 82,000
Saginaw, Michigan 1 $ 100,000 $ 100,000 $ 80,000
Attala, Mississippi 1 $ 5,000 $ 5,000 $ 52,000
DeSoto, Mississippi 1 $ 23,000 $ 23,000 $ 104,000
Forrest, Mississippi 1 $ 8,000 $ 8,000 $ 34,000
Harrison, Mississippi 1 $ 60,000 $ 60,000 $ 256,000
Holmes, Mississippi 1 $ 2,000 $ 2,000 $ 8,000
Madison, Mississippi 1 $ 2,000 $ 2,000 $ 18,000
Rankin, Mississippi 1 $ 25,000 $ 25,000 $ 93,000
Sunflower, Mississippi 1 $ 12,000 $ 12,000 $ 19,000
Tate, Mississippi 1 $ 97,000 $ 97,000 $ 39,000
Buchanan, Missouri 1 $ 15,000 $ 15,000 $ 104,000
Clark, Missouri 1 $ 3,000 $ 3,000 $ 30,000
Jackson, Missouri 1 $ 28,000 $ 28,000 $ 36,000
Lafayette, Missouri 1 $ 20,000 $ 20,000 $ 98,000
Morgan, Missouri 1 $ 65,000 $ 65,000 $ 215,000
St. Louis City, Missouri 1 $ 15,000 $ 15,000 $ 160,000
Douglas, Nebraska 1 $ 10,000 $ 10,000 $ 115,000
Lancaster, Nebraska 1 $ 30,000 $ 30,000 $ 107,000
Madison, Nebraska 1 $ 55,000 $ 55,000 $ 97,000
Sarpy, Nebraska 1 $ 28,000 $ 28,000 $ 224,000
Seward, Nebraska 1 $ 2,000 $ 2,000 $ 70,000
Coos, New Hampshire 1 $ 50,000 $ 50,000 $ 70,000
Hillsborough, New Hampshire 1 $ 150,000 $ 150,000 $ 140,000
Rockingham, New Hampshire 1 $ 10,000 $ 10,000 $ 30,000
Sullivan, New Hampshire 1 $ 8,000 $ 8,000 $ 40,000
Atlantic, New Jersey 1 $ 25,000 $ 25,000 $ 64,000
Ocean, New Jersey 1 $ 35,000 $ 35,000 $ 44,000
Sandoval, New Mexico 1 $ 40,000 $ 40,000 $ 63,000
Santa Fe, New Mexico 1 $ 5,000 $ 5,000 $ 8,000
Bronx, New York 1 $ 55,000 $ 55,000 $ 108,000
Dutchess, New York 1 $ 50,000 $ 50,000 $ 152,000
Jefferson, New York 1 $ 3,000 $ 3,000 $ 30,000
Onondaga, New York 1 $ 28,000 $ 28,000 $ 38,000
Putnam, New York 1 $ 20,000 $ 20,000 $ 172,000
Queens, New York 1 $ 75,000 $ 75,000 $ 125,000
Richmond, New York 1 $ 25,000 $ 25,000 $ 125,000
Schenectady, New York 1 $ 7,000 $ 7,000 $ 52,000
Steuben, New York 1 $ 26,000 $ 26,000 $ 33,000
Sullivan, New York 1 $ 200,000 $ 200,000 $ 65,000
Alexander, North Carolina 1 $ 10,000 $ 10,000 $ 13,000
Anson, North Carolina 1 $ 40,000 $ 40,000 $ 43,000
Brunswick, North Carolina 1 $ 95,000 $ 95,000 $ 107,000
Caldwell, North Carolina 1 $ 3,000 $ 3,000 $ 80,000
Carteret, North Carolina 1 $ 25,000 $ 25,000 $ 37,000
Clay, North Carolina 1 $ 33,000 $ 33,000 $ 55,000
Cleveland, North Carolina 1 $ 23,000 $ 23,000 $ 65,000
Currituck, North Carolina 1 $ 40,000 $ 40,000 $ 50,000
Davidson, North Carolina 1 $ 8,000 $ 8,000 $ 25,000
Franklin, North Carolina 1 $ 49,000 $ 49,000 $ 138,000
Gaston, North Carolina 1 $ 8,000 $ 8,000 $ 59,000
Hertford, North Carolina 1 $ 2,000 $ 2,000 $ 26,000
Johnston, North Carolina 1 $ 60,000 $ 60,000 $ 35,000
Jones, North Carolina 1 $ 14,000 $ 14,000 $ 18,000
Lenoir, North Carolina 1 $ 7,000 $ 7,000 $ 22,000
McDowell, North Carolina 1 $ 10,000 $ 10,000 $ 132,000
Moore, North Carolina 1 $ 67,000 $ 67,000 $ 28,000
Nash, North Carolina 1 $ 20,000 $ 20,000 $ 47,000
Pender, North Carolina 1 $ 10,000 $ 10,000 $ 52,000
Person, North Carolina 1 $ 20,000 $ 20,000 $ 160,000
Rockingham, North Carolina 1 $ 15,000 $ 15,000 $ 53,000
Cass, North Dakota 1 $ 7,000 $ 7,000 $ 64,000
Allen, Ohio 1 $ 10,000 $ 10,000 $ 65,000
Ashland, Ohio 1 $ 82,000 $ 82,000 $ 25,000
Ashtabula, Ohio 1 $ 25,000 $ 25,000 $ 25,000
Butler, Ohio 1 $ 215,000 $ 215,000 $ 150,000
Columbiana, Ohio 1 $ 2,000 $ 2,000 $ 50,000
Defiance, Ohio 1 $ 10,000 $ 10,000 $ 53,000
Erie, Ohio 1 $ 8,000 $ 8,000 $ 52,000
Hancock, Ohio 1 $ 17,000 $ 17,000 $ 90,000
Hocking, Ohio 1 $ 10,000 $ 10,000 $ 93,000
Jefferson, Ohio 1 $ 20,000 $ 20,000 $ 290,000
Knox, Ohio 1 $ 20,000 $ 20,000 $ 96,000
Lorain, Ohio 1 $ 50,000 $ 50,000 $ 131,000
Medina, Ohio 1 $ 112,000 $ 112,000 $ 111,000
Miami, Ohio 1 $ 45,000 $ 45,000 $ 54,000
Muskingum, Ohio 1 $ 70,000 $ 70,000 $ 70,000
Perry, Ohio 1 $ 75,000 $ 75,000 $ 75,000
Pike, Ohio 1 $ 2,000 $ 2,000 $ 40,000
Scioto, Ohio 1 $ 10,000 $ 10,000 $ 83,000
Tuscarawas, Ohio 1 $ 60,000 $ 60,000 $ 137,000
Wood, Ohio 1 $ 40,000 $ 40,000 $ 63,000
Clackamas, Oregon 1 $ 8,000 $ 8,000 $ 115,000
Clatsop, Oregon 1 $ 67,000 $ 67,000 $ 62,000
Jefferson, Oregon 1 $ 20,000 $ 20,000 $ 70,000
Multnomah, Oregon 1 $ 63,000 $ 63,000 $ 93,000
Armstrong, Pennsylvania 1 $ 100,000 $ 100,000 $ 62,000
Beaver, Pennsylvania 1 $ 25,000 $ 25,000 $ 258,000
Bedford, Pennsylvania 1 $ 3,000 $ 3,000 $ 8,000
Berks, Pennsylvania 1 $ 40,000 $ 40,000 $ 92,000
Cambria, Pennsylvania 1 $ 65,000 $ 65,000 $ 62,000
Cumberland, Pennsylvania 1 $ 30,000 $ 30,000 $ 82,000
Fulton, Pennsylvania 1 $ 30,000 $ 30,000 $ 80,000
Jefferson, Pennsylvania 1 $ 8,000 $ 8,000 $ 35,000
Lawrence, Pennsylvania 1 $ 30,000 $ 30,000 $ 54,000
Lebanon, Pennsylvania 1 $ 18,000 $ 18,000 $ 114,000
Northampton, Pennsylvania 1 $ 353,000 $ 353,000 $ 28,000
Perry, Pennsylvania 1 $ 2,000 $ 2,000 $ 54,000
Anderson, South Carolina 1 $ 14,000 $ 14,000 $ 32,000
Berkeley, South Carolina 1 $ 8,000 $ 8,000 $ 10,000
Calhoun, South Carolina 1 $ 60,000 $ 60,000 $ 56,000
Cherokee, South Carolina 1 $ 33,000 $ 33,000 $ 54,000
Greenville, South Carolina 1 $ 25,000 $ 25,000 $ 47,000
Hampton, South Carolina 1 $ 20,000 $ 20,000 $ 92,000
Jasper, South Carolina 1 $ 110,000 $ 110,000 $ 51,000
Orangeburg, South Carolina 1 $ 25,000 $ 25,000 $ 28,000
Saluda, South Carolina 1 $ 30,000 $ 30,000 $ 42,000
Spartanburg, South Carolina 1 $ 30,000 $ 30,000 $ 44,000
Union, South Carolina 1 $ 1,000 $ 1,000 $ 33,000
Pennington, South Dakota 1 $ 40,000 $ 40,000 $ 88,000
Dickson, Tennessee 1 $ 34,000 $ 34,000 $ 35,000
Maury, Tennessee 1 $ 32,000 $ 32,000 $ 42,000
Sevier, Tennessee 1 $ 50,000 $ 50,000 $ 160,000
Sullivan, Tennessee 1 $ 10,000 $ 10,000 $ 35,000
Williamson, Tennessee 1 $ 150,000 $ 150,000 $ 91,000
Wilson, Tennessee 1 $ 150,000 $ 150,000 $ 72,000
Collin, Texas 1 $ 60,000 $ 60,000 $ 250,000
Coryell, Texas 1 $ 20,000 $ 20,000 $ 75,000
Denton, Texas 1 $ 50,000 $ 50,000 $ 200,000
El Paso, Texas 1 $ 10,000 $ 10,000 $ 24,000
Fort Bend, Texas 1 $ 40,000 $ 40,000 $ 12,000
Hays, Texas 1 $ 205,000 $ 205,000 $ 132,000
Hidalgo, Texas 1 $ 32,000 $ 32,000 $ 68,000
McLennan, Texas 1 $ 95,000 $ 95,000 $ 74,000
Davis, Utah 1 $ 20,000 $ 20,000 $ 53,000
Salt Lake, Utah 1 $ 80,000 $ 80,000 $ 81,000
Weber, Utah 1 $ 15,000 $ 15,000 $ 38,000
Bennington, Vermont 1 $ 10,000 $ 10,000 $ 43,000
Windham, Vermont 1 $ 25,000 $ 25,000 $ 62,000
Alexandria, Virginia 1 $ 10,000 $ 10,000 $ 10,000
Augusta, Virginia 1 $ 8,000 $ 8,000 $ 126,000
Bristol, Virginia 1 $ 15,000 $ 15,000 $ 44,000
Brunswick, Virginia 1 $ 47,000 $ 47,000 $ 73,000
Campbell, Virginia 1 $ 3,000 $ 3,000 $ 70,000
Chesapeake, Virginia 1 $ 55,000 $ 55,000 $ 64,000
Chesterfield, Virginia 1 $ 11,000 $ 11,000 $ 29,000
Covington, Virginia 1 $ 8,000 $ 8,000 $ 50,000
Fauquier, Virginia 1 $ 40,000 $ 40,000 $ 91,000
Floyd, Virginia 1 $ 38,000 $ 38,000 $ 52,000
Gloucester, Virginia 1 $ 42,000 $ 42,000 $ 83,000
Halifax, Virginia 1 $ 4,000 $ 4,000 $ 17,000
King George, Virginia 1 $ 55,000 $ 55,000 $ 32,000
Mecklenburg, Virginia 1 $ 1,000 $ 1,000 $ 28,000
Pittsylvania, Virginia 1 $ 5,000 $ 5,000 $ 40,000
Pulaski, Virginia 1 $ 50,000 $ 50,000 $ 62,000
Richmond City, Virginia 1 $ 108,000 $ 108,000 $ 82,000
Roanoke, Virginia 1 $ 20,000 $ 20,000 $ 88,000
Tazewell, Virginia 1 $ 9,000 $ 9,000 $ 50,000
Kitsap, Washington 1 $ 12,000 $ 12,000 $ 54,000
Walla Walla, Washington 1 $ 35,000 $ 35,000 $ 40,000
Fayette, West Virginia 1 $ 38,000 $ 38,000 $ 30,000
Grant, West Virginia 1 $ 14,000 $ 14,000 $ 44,000
Harrison, West Virginia 1 $ 30,000 $ 30,000 $ 40,000
Jackson, West Virginia 1 $ 32,000 $ 32,000 $ 40,000
Kanawha, West Virginia 1 $ 100,000 $ 100,000 $ 152,000
Lincoln, West Virginia 1 $ 144,000 $ 144,000 $ 26,000
Mingo, West Virginia 1 $ 64,000 $ 64,000 $ 17,000
Ohio, West Virginia 1 $ 15,000 $ 15,000 $ 80,000
Webster, West Virginia 1 $ 50,000 $ 50,000 $ 27,000
Wetzel, West Virginia 1 $ 3,000 $ 3,000 $ 115,000
Dane, Wisconsin 1 $ 15,000 $ 15,000 $ 91,000
Kenosha, Wisconsin 1 $ 5,000 $ 5,000 $ 30,000
Lincoln, Wisconsin 1 $ 10,000 $ 10,000 $ 73,000
Marathon, Wisconsin 1 $ 4,000 $ 4,000 $ 80,000
Milwaukee, Wisconsin 1 $ 15,000 $ 15,000 $ 86,000
Racine, Wisconsin 1 $ 25,000 $ 25,000 $ 60,000
Vilas, Wisconsin 1 $ 30,000 $ 30,000 $ 55,000
Winnebago, Wisconsin 1 $ 50,000 $ 50,000 $ 73,000

Mortgage Loan Application Detail Totals for Nationwide Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 770 $23,905,000 $31,000 $777,000 $78,000 $750,000
Refinancing 61 $7,039,000 $115,000 $412,000 $127,000 $820,000
Home Purchase 15 $1,829,000 $121,000 $350,000 $122,000 $273,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 515 $20,748,000 $40,000 $500,000 $90,000 $820,000
Black or African American 164 $4,811,000 $29,000 $777,000 $61,000 $520,000
Not Provided 83 $3,594,000 $43,000 $215,000 $79,000 $390,000
Hispanic 56 $1,933,000 $34,000 $380,000 $81,000 $463,000
Asian 20 $1,396,000 $69,000 $244,000 $97,000 $351,000
American Indian or Alaskan Native 4 $201,000 $50,000 $100,000 $53,000 $93,000
Native Hawaiian or Other Pacific Islander 4 $90,000 $22,000 $55,000 $87,000 $116,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 846 $32,773,000 $38,000 $777,000 $83,000 $820,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 602 $21,751,000 $36,000 $777,000 $73,000 $750,000
Loan Originated 196 $6,832,000 $34,000 $238,000 $97,000 $390,000
Application Withdrawn By Applicant 35 $1,966,000 $56,000 $215,000 $102,000 $311,000
Application Approved But Not Accepted 7 $257,000 $36,000 $63,000 $89,000 $116,000
Loan Purchased By The Institution 6 $1,967,000 $327,000 $412,000 $408,000 $820,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 407 $12,214,000 $30,000 $777,000 $69,000 $750,000
Debt-To-Income Ratio 133 $5,896,000 $44,000 $500,000 $64,000 $410,000
Other 19 $1,052,000 $55,000 $120,000 $131,000 $318,000
Unverifiable Information 17 $634,000 $37,000 $100,000 $112,000 $240,000
Collateral 12 $1,068,000 $89,000 $380,000 $117,000 $463,000
Employment History 7 $189,000 $27,000 $50,000 $110,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 7 $698,000 $99,000 $350,000 $122,000 $215,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nationwide Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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