Nationwide Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide Bank One Nationwide Plaza, 2-14-05 Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,509 |
| Total Mortgage Loan Application Amount | $196,228,000 |
| Average Mortgage Loan Application Amount | $126,333 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Nationwide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Nationwide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide Bank's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 108 | $ 15,176,000 | $ 140,000 | $ 118,000 |
| DES MOINES-WEST DES MOINES, IA | 80 | $ 10,790,000 | $ 134,000 | $ 89,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 44 | $ 5,029,000 | $ 114,000 | $ 122,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 43 | $ 10,542,000 | $ 245,000 | $ 123,000 |
| PHILADELPHIA, PA | 42 | $ 5,160,000 | $ 122,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 38 | $ 7,501,000 | $ 168,666 | $ 89,333 |
| BALTIMORE-TOWSON, MD | 32 | $ 4,218,000 | $ 131,000 | $ 71,000 |
| PITTSBURGH, PA | 31 | $ 2,525,000 | $ 81,000 | $ 88,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 29 | $ 3,419,000 | $ 114,500 | $ 89,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 29 | $ 4,361,000 | $ 150,000 | $ 96,000 |
| RICHMOND, VA | 22 | $ 2,535,000 | $ 115,000 | $ 73,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 21 | $ 4,470,000 | $ 212,000 | $ 120,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 20 | $ 1,830,000 | $ 91,000 | $ 90,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 19 | $ 3,042,000 | $ 90,000 | $ 98,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 18 | $ 5,028,000 | $ 220,500 | $ 136,500 |
| RALEIGH-CARY, NC | 18 | $ 3,212,000 | $ 178,000 | $ 93,000 |
| DENVER-AURORA-BROOMFIELD, CO | 15 | $ 2,537,000 | $ 169,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 2,320,000 | $ 154,000 | $ 83,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 2,781,000 | $ 185,000 | $ 98,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 15 | $ 3,129,000 | $ 208,000 | $ 138,000 |
| WILMINGTON, DE-MD-NJ | 15 | $ 1,991,000 | $ 138,000 | $ 91,000 |
| EDISON-NEW BRUNSWICK, NJ | 14 | $ 1,607,000 | $ 114,000 | $ 217,000 |
| NASSAU-SUFFOLK, NY | 14 | $ 2,401,000 | $ 171,000 | $ 158,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 14 | $ 1,678,000 | $ 88,000 | $ 56,500 |
| ST. LOUIS, MO-IL | 14 | $ 2,606,000 | $ 218,500 | $ 122,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $ 2,863,000 | $ 204,000 | $ 95,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 13 | $ 2,239,000 | $ 172,000 | $ 95,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 12 | $ 335,000 | $ 27,000 | $ 45,000 |
| KANSAS CITY, MO-KS | 11 | $ 1,659,000 | $ 148,500 | $ 98,500 |
| SIOUX CITY, IA-NE-SD | 11 | $ 1,351,000 | $ 119,500 | $ 71,500 |
| MEMPHIS, TN-MS-AR | 10 | $ 684,000 | $ 55,666 | $ 48,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 410,000 | $ 45,000 | $ 109,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 801,000 | $ 89,000 | $ 78,000 |
| HONOLULU, HI | 9 | $ 3,568,000 | $ 396,000 | $ 204,000 |
| BOSTON-QUINCY, MA | 8 | $ 1,667,000 | $ 208,000 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $ 2,018,000 | $ 252,000 | $ 100,000 |
| INDIANAPOLIS-CARMEL, IN | 8 | $ 541,000 | $ 67,000 | $ 58,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 847,000 | $ 105,000 | $ 85,000 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 730,000 | $ 104,000 | $ 76,000 |
| IOWA CITY, IA | 7 | $ 1,033,000 | $ 147,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE, PA | 7 | $ 722,000 | $ 103,000 | $ 94,000 |
| WILLIAMSPORT, PA | 7 | $ 292,000 | $ 41,000 | $ 126,000 |
| AKRON, OH | 6 | $ 171,000 | $ 28,000 | $ 94,000 |
| AMES, IA | 6 | $ 845,000 | $ 140,000 | $ 80,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 765,000 | $ 127,000 | $ 159,000 |
| CAMDEN, NJ | 6 | $ 197,000 | $ 32,000 | $ 84,000 |
| CEDAR RAPIDS, IA | 6 | $ 727,000 | $ 121,000 | $ 83,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 6 | $ 790,000 | $ 131,000 | $ 119,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 1,100,000 | $ 183,000 | $ 65,000 |
| NEWARK-UNION, NJ-PA | 6 | $ 350,000 | $ 56,000 | $ 84,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 270,000 | $ 45,000 | $ 41,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 248,000 | $ 40,500 | $ 67,500 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 135,000 | $ 27,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 441,000 | $ 88,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,036,000 | $ 207,000 | $ 91,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 5 | $ 139,000 | $ 27,000 | $ 63,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 181,000 | $ 35,000 | $ 71,500 |
| LINCOLN, NE | 5 | $ 581,000 | $ 116,000 | $ 85,000 |
| LYNCHBURG, VA | 5 | $ 850,000 | $ 170,000 | $ 111,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 530,000 | $ 106,000 | $ 105,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 505,000 | $ 100,500 | $ 99,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 906,000 | $ 181,000 | $ 235,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 5 | $ 387,000 | $ 77,000 | $ 116,000 |
| TACOMA, WA | 5 | $ 1,059,000 | $ 211,000 | $ 86,000 |
| WILMINGTON, NC | 5 | $ 531,000 | $ 106,000 | $ 92,000 |
| YORK-HANOVER, PA | 5 | $ 611,000 | $ 122,000 | $ 67,000 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 80,000 | $ 20,000 | $ 38,000 |
| CHARLESTON, WV | 4 | $ 500,000 | $ 125,000 | $ 82,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 590,000 | $ 147,000 | $ 52,000 |
| FAYETTEVILLE, NC | 4 | $ 118,000 | $ 29,000 | $ 62,000 |
| GAINESVILLE, FL | 4 | $ 403,000 | $ 100,000 | $ 57,000 |
| HUNTSVILLE, AL | 4 | $ 698,000 | $ 174,000 | $ 70,000 |
| JACKSON, MS | 4 | $ 432,000 | $ 108,000 | $ 125,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 620,000 | $ 155,000 | $ 124,000 |
| LANCASTER, PA | 4 | $ 627,000 | $ 156,000 | $ 97,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 702,000 | $ 175,000 | $ 83,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 298,000 | $ 74,000 | $ 53,000 |
| OKLAHOMA CITY, OK | 4 | $ 333,000 | $ 83,000 | $ 54,000 |
| ROANOKE, VA | 4 | $ 572,000 | $ 143,000 | $ 67,000 |
| SALT LAKE CITY, UT | 4 | $ 356,000 | $ 89,000 | $ 97,000 |
| SAN ANTONIO, TX | 4 | $ 93,000 | $ 23,000 | $ 93,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 362,000 | $ 105,000 | $ 98,000 |
| WINSTON-SALEM, NC | 4 | $ 432,000 | $ 108,000 | $ 44,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 237,000 | $ 84,000 | $ 93,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 553,000 | $ 184,000 | $ 78,000 |
| CANTON-MASSILLON, OH | 3 | $ 499,000 | $ 166,000 | $ 61,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 80,000 | $ 26,000 | $ 88,000 |
| COLUMBIA, SC | 3 | $ 228,000 | $ 76,000 | $ 103,000 |
| DAYTON, OH | 3 | $ 328,000 | $ 109,000 | $ 59,000 |
| DUBUQUE, IA | 3 | $ 235,000 | $ 78,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 750,000 | $ 250,000 | $ 165,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 81,000 | $ 27,000 | $ 53,000 |
| GARY, IN | 3 | $ 215,000 | $ 71,000 | $ 124,000 |
| JACKSONVILLE, FL | 3 | $ 66,000 | $ 22,000 | $ 116,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 190,000 | $ 63,000 | $ 101,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 579,000 | $ 193,000 | $ 70,000 |
| MORGANTOWN, WV | 3 | $ 143,000 | $ 47,000 | $ 44,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 778,000 | $ 259,000 | $ 90,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 492,000 | $ 164,000 | $ 66,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 590,000 | $ 196,000 | $ 61,000 |
| PROVO-OREM, UT | 3 | $ 784,000 | $ 261,000 | $ 70,000 |
| READING, PA | 3 | $ 245,000 | $ 81,000 | $ 71,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3 | $ 620,000 | $ 206,000 | $ 195,000 |
| SALISBURY, MD | 3 | $ 328,000 | $ 109,000 | $ 56,000 |
| TRENTON-EWING, NJ | 3 | $ 564,000 | $ 188,000 | $ 167,000 |
| WHEELING, WV-OH | 3 | $ 68,000 | $ 21,500 | $ 56,000 |
| ALBUQUERQUE, NM | 2 | $ 152,000 | $ 76,000 | $ 85,000 |
| ANDERSON, SC | 2 | $ 564,000 | $ 282,000 | $ 146,000 |
| ASHEVILLE, NC | 2 | $ 173,000 | $ 86,000 | $ 80,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 235,000 | $ 117,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 200,000 | $ 100,000 | $ 200,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 241,000 | $ 120,000 | $ 69,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 55,000 | $ 27,000 | $ 80,000 |
| EL PASO, TX | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| FLORENCE, SC | 2 | $ 306,000 | $ 153,000 | $ 68,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| HATTIESBURG, MS | 2 | $ 298,000 | $ 149,000 | $ 117,000 |
| HOT SPRINGS, AR | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| IDAHO FALLS, ID | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| JACKSONVILLE, NC | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| KNOXVILLE, TN | 2 | $ 123,000 | $ 61,000 | $ 114,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 647,000 | $ 323,000 | $ 103,000 |
| MADISON, WI | 2 | $ 494,000 | $ 247,000 | $ 149,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 159,000 | $ 79,000 | $ 50,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 868,000 | $ 434,000 | $ 82,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 19,000 | $ 9,000 | $ 188,000 |
| ROCHESTER, NY | 2 | $ 75,000 | $ 37,000 | $ 127,000 |
| SALEM, OR | 2 | $ 319,000 | $ 159,000 | $ 52,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 150,000 | $ 75,000 | $ 159,000 |
| SIOUX FALLS, SD | 2 | $ 290,000 | $ 145,000 | $ 122,000 |
| SPRINGFIELD, MO | 2 | $ 144,000 | $ 72,000 | $ 65,000 |
| SPRINGFIELD, OH | 2 | $ 87,000 | $ 43,000 | $ 110,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 115,000 | $ 57,000 | $ 77,000 |
| TUCSON, AZ | 2 | $ 45,000 | $ 22,000 | $ 53,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 245,000 | $ 122,000 | $ 55,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| WINCHESTER, VA-WV | 2 | $ 80,000 | $ 40,000 | $ 68,000 |
| WORCESTER, MA | 2 | $ 616,000 | $ 308,000 | $ 92,000 |
| AMARILLO, TX | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| ANCHORAGE, AK | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| ANDERSON, IN | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| BATON ROUGE, LA | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| BELLINGHAM, WA | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| BILLINGS, MT | 1 | $ 184,000 | $ 184,000 | $ 87,000 |
| BINGHAMTON, NY | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 50,000 | $ 50,000 | $ 171,000 |
| BOULDER, CO | 1 | $ 339,000 | $ 339,000 | $ 135,000 |
| BRUNSWICK, GA | 1 | $ 218,000 | $ 218,000 | $ 208,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 70,000 | $ 70,000 | $ 172,000 |
| CASPER, WY | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| CHARLOTTESVILLE, VA | 1 | $ 260,000 | $ 260,000 | $ 111,000 |
| CHEYENNE, WY | 1 | $ 210,000 | $ 210,000 | $ 93,000 |
| COEUR D'ALENE, ID | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 43,000 | $ 43,000 | $ 68,000 |
| CUMBERLAND, MD-WV | 1 | $ 420,000 | $ 420,000 | $ 286,000 |
| DANVILLE, VA | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 37,000 | $ 37,000 | $ 19,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
| DOTHAN, AL | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| DOVER, DE | 1 | $ 8,000 | $ 8,000 | $ 42,000 |
| EAU CLAIRE, WI | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| ERIE, PA | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| FLAGSTAFF, AZ | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| FOND DU LAC, WI | 1 | $ 181,000 | $ 181,000 | $ 91,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| GOLDSBORO, NC | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| GREENVILLE, NC | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 101,000 | $ 101,000 | $ 70,000 |
| JOHNSON CITY, TN | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| JOHNSTOWN, PA | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| KINGSTON, NY | 1 | $ 269,000 | $ 269,000 | $ 95,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| LANSING-EAST LANSING, MI | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| LAS VEGAS-PARADISE, NV | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| LEBANON, PA | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 250,000 | $ 250,000 | $ 139,000 |
| MACON, GA | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| MANSFIELD, OH | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| MEDFORD, OR | 1 | $ 289,000 | $ 289,000 | $ 74,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| ORLANDO-KISSIMMEE, FL | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| PEABODY, MA | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| PEORIA, IL | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| POCATELLO, ID | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| PORT ST. LUCIE, FL | 1 | $ 250,000 | $ 250,000 | $ 663,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| PRESCOTT, AZ | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| PUEBLO, CO | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| RACINE, WI | 1 | $ 204,000 | $ 204,000 | $ 198,000 |
| RAPID CITY, SD | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 60,000 | $ 60,000 | $ 122,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| ROCKY MOUNT, NC | 1 | $ 51,000 | $ 51,000 | $ 121,000 |
| SAVANNAH, GA | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| SPOKANE, WA | 1 | $ 220,000 | $ 220,000 | $ 97,000 |
| SPRINGFIELD, IL | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| SPRINGFIELD, MA | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| ST. GEORGE, UT | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| SYRACUSE, NY | 1 | $ 9,000 | $ 9,000 | $ 27,000 |
| TALLAHASSEE, FL | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| TOLEDO, OH | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| TULSA, OK | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| TUSCALOOSA, AL | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| WACO, TX | 1 | $ 26,000 | $ 26,000 | $ 38,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 187,000 | $ 187,000 | $ 42,000 |
| WICHITA, KS | 1 | $ 70,000 | $ 70,000 | $ 130,000 |
| YAKIMA, WA | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,089 | $171,406,000 | $157,000 | $975,000 | $100,000 | $1,550,000 |
| Home Improvement | 354 | $12,378,000 | $34,000 | $420,000 | $80,000 | $962,000 |
| Home Purchase | 66 | $12,444,000 | $188,000 | $417,000 | $85,000 | $298,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 887 | $108,907,000 | $122,000 | $975,000 | $96,000 | $1,550,000 |
| Not Provided | 330 | $40,799,000 | $123,000 | $720,000 | $90,000 | $962,000 |
| Asian | 129 | $31,818,000 | $246,000 | $860,000 | $122,000 | $636,000 |
| Black or African American | 98 | $6,576,000 | $67,000 | $402,000 | $62,000 | $441,000 |
| Hispanic | 47 | $3,767,000 | $80,000 | $426,000 | $73,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,424,000 | $242,000 | $520,000 | $137,000 | $477,000 |
| American Indian or Alaskan Native | 8 | $1,937,000 | $242,000 | $688,000 | $118,000 | $287,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,509 | $196,228,000 | $130,000 | $975,000 | $94,000 | $1,550,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 715 | $134,363,000 | $187,000 | $975,000 | $96,000 | $636,000 |
| Application Denied By Financial Institution | 477 | $40,176,000 | $84,000 | $960,000 | $80,000 | $962,000 |
| Loan Originated | 256 | $16,984,000 | $66,000 | $420,000 | $116,000 | $1,550,000 |
| Application Withdrawn By Applicant | 61 | $4,705,000 | $77,000 | $600,000 | $99,000 | $441,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 264 | $15,323,000 | $58,000 | $680,000 | $85,000 | $962,000 |
| Debt-To-Income Ratio | 169 | $21,505,000 | $127,000 | $960,000 | $64,000 | $250,000 |
| Employment History | 18 | $1,240,000 | $68,000 | $200,000 | $129,000 | $287,000 |
| Unverifiable Information | 12 | $1,280,000 | $106,000 | $320,000 | $159,000 | $497,000 |
| Collateral | 8 | $518,000 | $64,000 | $200,000 | $72,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $310,000 | $51,000 | $99,000 | $69,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.