Nbh Bank Mortgage Lending & HMDA Data, 2016

In 2016, Nbh Bank of Greenwood Village, CO reported 3,135 mortgage applications totaling $597.1 million. The average application was for $190,446, and applicants reported an average income of $106,364. 55% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Kansas City, MO-KS (1,204), Denver-Aurora-Lakewood, CO (384) and St. Joseph, MO-KS (166) (applications in parentheses).

Mortgage Company & Address Nbh Bank
7800 East Orchard Road, Suite 300
Greenwood Village, CO 80011
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,135
Total Mortgage Loan Application Amount $597,051,000
Average Mortgage Loan Application Amount $190,446
Highest Mortgage Loan Application Amount $33,400,000
Average Applicant Income $106,364
Highest Applicant Income $3,849,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nbh Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nbh Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 297 $ 88,691,000 $ 298,622 $ 121,000
Jackson, Missouri 261 $ 34,900,000 $ 133,716 $ 88,000
Clay, Missouri 205 $ 24,538,000 $ 119,697 $ 73,000
Weld, Colorado 152 $ 26,075,000 $ 171,546 $ 84,000
Wyandotte, Kansas 146 $ 11,185,000 $ 76,609 $ 63,000
Denver, Colorado 108 $ 31,597,000 $ 292,564 $ 150,000
Ray, Missouri 97 $ 6,932,000 $ 71,463 $ 60,000
Larimer, Colorado 82 $ 18,715,000 $ 228,231 $ 110,000
Arapahoe, Colorado 81 $ 24,429,000 $ 301,592 $ 176,000
Buchanan, Missouri 79 $ 5,254,000 $ 66,506 $ 63,000
La Plata, Colorado 74 $ 11,806,000 $ 159,540 $ 105,000
Andrew, Missouri 65 $ 5,269,000 $ 81,061 $ 63,000
Clinton, Missouri 65 $ 7,072,000 $ 108,800 $ 69,000
Jefferson, Colorado 62 $ 18,206,000 $ 293,645 $ 125,000
Douglas, Colorado 58 $ 19,735,000 $ 340,258 $ 149,000
Livingston, Missouri 58 $ 3,431,000 $ 59,155 $ 64,000
San Miguel, Colorado 57 $ 37,659,000 $ 660,684 $ 433,000
Nodaway, Missouri 56 $ 4,999,000 $ 89,267 $ 57,000
Adair, Missouri 55 $ 4,710,000 $ 85,636 $ 64,000
Gunnison, Colorado 51 $ 16,417,000 $ 321,901 $ 216,000
Chaffee, Colorado 43 $ 10,068,000 $ 234,139 $ 94,000
Pitkin, Colorado 37 $ 13,216,000 $ 357,189 $ 152,000
Adams, Colorado 35 $ 8,013,000 $ 228,942 $ 133,000
Platte, Missouri 34 $ 4,738,000 $ 139,352 $ 93,000
Boulder, Colorado 33 $ 16,587,000 $ 502,636 $ 221,000
Macon, Missouri 32 $ 2,550,000 $ 79,687 $ 48,000
Grand, Colorado 30 $ 6,179,000 $ 205,966 $ 166,000
Randolph, Missouri 29 $ 1,180,000 $ 40,689 $ 40,000
Eagle, Colorado 28 $ 7,838,000 $ 279,928 $ 182,000
Elbert, Colorado 28 $ 7,233,000 $ 258,321 $ 92,000
Daviess, Missouri 28 $ 3,099,000 $ 110,678 $ 65,000
Mesa, Colorado 27 $ 4,412,000 $ 163,407 $ 76,000
Conejos, Colorado 26 $ 968,000 $ 37,230 $ 49,000
Pueblo, Colorado 25 $ 3,305,000 $ 132,200 $ 110,000
Cass, Missouri 24 $ 3,757,000 $ 156,541 $ 81,000
Garfield, Colorado 23 $ 6,061,000 $ 263,521 $ 86,000
Caldwell, Missouri 23 $ 1,821,000 $ 79,173 $ 60,000
Montrose, Colorado 22 $ 4,439,000 $ 201,772 $ 87,000
Carroll, Missouri 22 $ 295,000 $ 13,409 $ 51,000
Saline, Missouri 22 $ 842,000 $ 38,272 $ 41,000
Huerfano, Colorado 21 $ 1,522,000 $ 72,476 $ 61,000
DeKalb, Missouri 21 $ 1,942,000 $ 92,476 $ 61,000
Leavenworth, Kansas 20 $ 3,639,000 $ 181,950 $ 78,000
Lafayette, Missouri 20 $ 1,366,000 $ 68,300 $ 55,000
Travis, Texas 18 $ 11,039,000 $ 613,277 $ 323,000
Atchison, Missouri 17 $ 907,000 $ 53,352 $ 55,000
Rio Grande, Colorado 13 $ 1,466,000 $ 112,769 $ 47,000
Teller, Colorado 12 $ 1,330,000 $ 110,833 $ 86,000
Alamosa, Colorado 11 $ 1,031,000 $ 93,727 $ 58,000
Costilla, Colorado 11 $ 161,000 $ 14,636 $ 31,000
Shawnee, Kansas 11 $ 1,290,000 $ 117,272 $ 106,000
Fremont, Colorado 10 $ 1,161,000 $ 116,100 $ 55,000
Otero, Colorado 10 $ 428,000 $ 42,800 $ 415,000
Miami, Kansas 10 $ 1,236,000 $ 123,600 $ 73,000
El Paso, Colorado 9 $ 2,365,000 $ 262,777 $ 197,000
Dolores, Colorado 8 $ 866,000 $ 108,250 $ 58,000
Hinsdale, Colorado 8 $ 1,568,000 $ 196,000 $ 83,000
Camden, Missouri 8 $ 1,966,000 $ 245,750 $ 137,000
Dallas, Texas 8 $ 8,725,000 $ 1,090,625 $ 253,000
Montezuma, Colorado 7 $ 856,000 $ 122,285 $ 57,000
Delta, Colorado 6 $ 1,366,000 $ 227,666 $ 63,000
Park, Colorado 6 $ 2,885,000 $ 480,833 $ 195,000
Archuleta, Colorado 5 $ 1,883,000 $ 376,600 $ 76,000
Franklin, Kansas 5 $ 629,000 $ 125,800 $ 80,000
Linn, Missouri 5 $ 530,000 $ 106,000 $ 90,000
Schuyler, Missouri 5 $ 284,000 $ 56,800 $ 43,000
Williamson, Texas 5 $ 1,167,000 $ 233,400 $ 214,000
Maricopa, Arizona 4 $ 962,000 $ 240,500 $ 61,000
Broomfield, Colorado 4 $ 1,450,000 $ 362,500 $ 202,000
Ouray, Colorado 4 $ 1,059,000 $ 264,750 $ 165,000
Saguache, Colorado 4 $ 464,000 $ 116,000 $ 95,000
Chariton, Missouri 4 $ 291,000 $ 72,750 $ 50,000
Gentry, Missouri 4 $ 262,000 $ 65,500 $ 45,000
Harrison, Missouri 4 $ 403,000 $ 100,750 $ 48,000
St. Louis, Missouri 4 $ 2,601,000 $ 650,250 $ 265,000
Tarrant, Texas 4 $ 269,000 $ 67,250 $ 84,000
Los Angeles, California 3 $ 1,456,000 $ 485,333 $ 156,000
Las Animas, Colorado 3 $ 343,000 $ 114,333 $ 112,000
Mineral, Colorado 3 $ 735,000 $ 245,000 $ 128,000
Boone, Missouri 3 $ 318,000 $ 106,000 $ 58,000
Grundy, Missouri 3 $ 228,000 $ 76,000 $ 100,000
Holt, Missouri 3 $ 302,000 $ 100,666 $ 69,000
Johnson, Missouri 3 $ 127,000 $ 42,333 $ 62,000
Knox, Missouri 3 $ 203,000 $ 67,666 $ 50,000
Monroe, Missouri 3 $ 35,000 $ 11,666 $ 96,000
Sullivan, Missouri 3 $ 140,000 $ 46,666 $ 30,000
Ellis, Texas 3 $ 576,000 $ 192,000 $ 162,000
Laramie, Wyoming 3 $ 310,000 $ 103,333 $ 66,000
Carroll, Arkansas 2 $ 342,000 $ 171,000 $ 91,000
Orange, California 2 $ 681,000 $ 340,500 $ 146,000
Clear Creek, Colorado 2 $ 561,000 $ 280,500 $ 161,000
Custer, Colorado 2 $ 398,000 $ 199,000 $ 37,000
Routt, Colorado 2 $ 375,000 $ 187,500 $ 128,000
San Juan, Colorado 2 $ 198,000 $ 99,000 $ 137,000
Summit, Colorado 2 $ 590,000 $ 295,000 $ 262,000
Washington, Colorado 2 $ 13,000 $ 6,500 $ 0
Lee, Florida 2 $ 576,000 $ 288,000 $ 264,000
Pinellas, Florida 2 $ 448,000 $ 224,000 $ 194,000
Benton, Missouri 2 $ 211,000 $ 105,500 $ 66,000
Callaway, Missouri 2 $ 177,000 $ 88,500 $ 97,000
Greene, Missouri 2 $ 184,000 $ 92,000 $ 81,000
Lawrence, Missouri 2 $ 110,000 $ 55,000 $ 69,000
Putnam, Missouri 2 $ 245,000 $ 122,500 $ 300,000
Taney, Missouri 2 $ 222,000 $ 111,000 $ 29,000
Bexar, Texas 2 $ 422,000 $ 211,000 $ 60,000
Collin, Texas 2 $ 1,033,000 $ 516,500 $ 614,000
Denton, Texas 2 $ 1,377,000 $ 688,500 $ 457,000
San Juan, Utah 2 $ 215,000 $ 107,500 $ 116,000
Yavapai, Arizona 1 $ 140,000 $ 140,000 $ 176,000
Alameda, California 1 $ 1,050,000 $ 1,050,000 $ 335,000
Riverside, California 1 $ 500,000 $ 500,000 $ 648,000
Sacramento, California 1 $ 184,000 $ 184,000 $ 82,000
Kit Carson, Colorado 1 $ 53,000 $ 53,000 $ 112,000
Morgan, Colorado 1 $ 120,000 $ 120,000 $ 23,000
Rio Blanco, Colorado 1 $ 150,000 $ 150,000 $ 38,000
Yuma, Colorado 1 $ 10,000 $ 10,000 $ 24,000
Indian River, Florida 1 $ 150,000 $ 150,000 $ 231,000
Orange, Florida 1 $ 270,000 $ 270,000 $ 144,000
Osceola, Florida 1 $ 200,000 $ 200,000 $ 143,000
Maui, Hawaii 1 $ 464,000 $ 464,000 $ 60,000
Rock Island, Illinois 1 $ 122,000 $ 122,000 $ 87,000
Hendricks, Indiana 1 $ 399,000 $ 399,000 $ 290,000
Anderson, Kansas 1 $ 66,000 $ 66,000 $ 28,000
Doniphan, Kansas 1 $ 56,000 $ 56,000 $ 34,000
Douglas, Kansas 1 $ 390,000 $ 390,000 $ 255,000
Jefferson, Kansas 1 $ 100,000 $ 100,000 $ 47,000
Linn, Kansas 1 $ 162,000 $ 162,000 $ 120,000
Sedgwick, Kansas 1 $ 5,000,000 $ 5,000,000 $ 0
Seward, Kansas 1 $ 117,000 $ 117,000 $ 71,000
Orleans, Louisiana 1 $ 165,000 $ 165,000 $ 246,000
Le Sueur, Minnesota 1 $ 226,000 $ 226,000 $ 86,000
St. Louis, Minnesota 1 $ 128,000 $ 128,000 $ 146,000
Audrain, Missouri 1 $ 3,000 $ 3,000 $ 21,000
Barry, Missouri 1 $ 180,000 $ 180,000 $ 58,000
Bates, Missouri 1 $ 173,000 $ 173,000 $ 119,000
Christian, Missouri 1 $ 208,000 $ 208,000 $ 137,000
Howard, Missouri 1 $ 70,000 $ 70,000 $ 88,000
Marion, Missouri 1 $ 89,000 $ 89,000 $ 50,000
Mercer, Missouri 1 $ 62,000 $ 62,000 $ 45,000
Morgan, Missouri 1 $ 110,000 $ 110,000 $ 99,000
Shelby, Missouri 1 $ 27,000 $ 27,000 $ 46,000
Worth, Missouri 1 $ 8,000 $ 8,000 $ 36,000
Cascade, Montana 1 $ 165,000 $ 165,000 $ 45,000
Missoula, Montana 1 $ 138,000 $ 138,000 $ 49,000
Clark, Nevada 1 $ 182,000 $ 182,000 $ 150,000
Bernalillo, New Mexico 1 $ 140,000 $ 140,000 $ 138,000
Chenango, New York 1 $ 135,000 $ 135,000 $ 303,000
Tulsa, Oklahoma 1 $ 73,000 $ 73,000 $ 24,000
Washington, Pennsylvania 1 $ 190,000 $ 190,000 $ 70,000
Horry, South Carolina 1 $ 116,000 $ 116,000 $ 103,000
Bowie, Texas 1 $ 99,000 $ 99,000 $ 59,000
Fort Bend, Texas 1 $ 440,000 $ 440,000 $ 263,000
Hays, Texas 1 $ 175,000 $ 175,000 $ 55,000
Henderson, Texas 1 $ 152,000 $ 152,000 $ 0
Hunt, Texas 1 $ 276,000 $ 276,000 $ 181,000
Lavaca, Texas 1 $ 198,000 $ 198,000 $ 80,000
Lubbock, Texas 1 $ 60,000 $ 60,000 $ 0
Summit, Utah 1 $ 175,000 $ 175,000 $ 103,000
Wasatch, Utah 1 $ 175,000 $ 175,000 $ 102,000
Polk, Wisconsin 1 $ 45,000 $ 45,000 $ 121,000
Albany, Wyoming 1 $ 224,000 $ 224,000 $ 224,000

Mortgage Loan Application Detail Totals for Nbh Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,434 $307,238,000 $214,000 $7,000,000 $113,000 $3,849,000
Home Purchase 1,072 $261,703,000 $244,000 $33,400,000 $120,000 $3,446,000
Home Improvement 629 $28,110,000 $44,000 $1,450,000 $68,000 $900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,636 $471,019,000 $178,000 $3,996,000 $109,000 $3,446,000
Hispanic 203 $32,882,000 $161,000 $7,000,000 $78,000 $1,080,000
Not Provided 149 $28,210,000 $189,000 $2,000,000 $146,000 $3,849,000
Black or African American 63 $5,806,000 $92,000 $401,000 $53,000 $125,000
Asian 54 $12,907,000 $239,000 $1,092,000 $105,000 $356,000
Not applicable 15 $44,128,000 $2,941,000 $33,400,000 $0 $0
American Indian or Alaskan Native 10 $996,000 $99,000 $347,000 $40,000 $95,000
Native Hawaiin or Other Pacific Islander 5 $1,103,000 $220,000 $481,000 $91,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,897 $560,736,000 $193,000 $33,400,000 $110,000 $3,849,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 99 $10,597,000 $107,000 $359,000 $44,000 $102,000
FHA-insured (Federal Housing Administration) 76 $12,436,000 $163,000 $349,000 $62,000 $167,000
VA-guaranteed (Veterans Administration) 63 $13,282,000 $210,000 $679,000 $81,000 $295,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,709 $344,862,000 $201,000 $33,400,000 $114,000 $3,446,000
Application Denied By Financial Institution 725 $100,517,000 $138,000 $7,000,000 $75,000 $3,849,000
Application Withdrawn By Applicant 431 $92,488,000 $214,000 $2,100,000 $124,000 $2,496,000
File Closed For Incompleteness 137 $35,673,000 $260,000 $1,850,000 $121,000 $900,000
Application Approved But Not Accepted 133 $23,511,000 $176,000 $3,996,000 $103,000 $1,918,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 359 $39,092,000 $108,000 $7,000,000 $81,000 $3,849,000
Debt-To-Income Ratio 244 $39,091,000 $160,000 $1,475,000 $50,000 $448,000
Collateral 53 $8,689,000 $163,000 $1,602,000 $109,000 $552,000
Other 19 $2,302,000 $121,000 $480,000 $81,000 $318,000
Insufficient Cash (Downpayment, Closing Cost) 15 $6,537,000 $435,000 $2,100,000 $184,000 $900,000
Unverifiable Information 14 $1,467,000 $104,000 $252,000 $107,000 $416,000
Employment History 7 $1,088,000 $155,000 $204,000 $57,000 $166,000
Credit Application Incomplete 6 $1,864,000 $310,000 $500,000 $192,000 $648,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nbh Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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