Nbh Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nbh Bank 7800 East Orchard Road, Suite 300 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,135 |
| Total Mortgage Loan Application Amount | $597,051,000 |
| Average Mortgage Loan Application Amount | $167,333 |
| Highest Mortgage Loan Application Amount | $33,400,000 |
| Average Applicant Income | $100,333 |
| Highest Applicant Income | $3,849,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Nbh Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nbh Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Nbh Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nbh Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nbh Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nbh Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 297 | $ 88,691,000 | $ 298,000 | $ 121,000 |
| Jackson County Missouri | 261 | $ 34,900,000 | $ 133,000 | $ 88,000 |
| Clay County Missouri | 205 | $ 24,538,000 | $ 119,000 | $ 73,000 |
| Weld County Colorado | 152 | $ 26,075,000 | $ 171,000 | $ 84,000 |
| Wyandotte County Kansas | 146 | $ 11,185,000 | $ 76,000 | $ 63,000 |
| Denver County Colorado | 108 | $ 31,597,000 | $ 292,000 | $ 150,000 |
| Ray County Missouri | 97 | $ 6,932,000 | $ 71,000 | $ 60,000 |
| Larimer County Colorado | 82 | $ 18,715,000 | $ 228,000 | $ 110,000 |
| Arapahoe County Colorado | 81 | $ 24,429,000 | $ 301,000 | $ 176,000 |
| Buchanan County Missouri | 79 | $ 5,254,000 | $ 66,000 | $ 63,000 |
| La Plata County Colorado | 74 | $ 11,806,000 | $ 159,000 | $ 105,000 |
| Andrew County Missouri | 65 | $ 5,269,000 | $ 81,000 | $ 63,000 |
| Clinton County Missouri | 65 | $ 7,072,000 | $ 108,000 | $ 69,000 |
| Jefferson County Colorado | 62 | $ 18,206,000 | $ 293,000 | $ 125,000 |
| Douglas County Colorado | 58 | $ 19,735,000 | $ 340,000 | $ 149,000 |
| Livingston County Missouri | 58 | $ 3,431,000 | $ 59,000 | $ 64,000 |
| San Miguel County Colorado | 57 | $ 37,659,000 | $ 660,000 | $ 433,000 |
| Nodaway County Missouri | 56 | $ 4,999,000 | $ 89,000 | $ 57,000 |
| Adair County Missouri | 55 | $ 4,710,000 | $ 85,000 | $ 64,000 |
| Gunnison County Colorado | 51 | $ 16,417,000 | $ 321,000 | $ 216,000 |
| Chaffee County Colorado | 43 | $ 10,068,000 | $ 234,000 | $ 94,000 |
| Pitkin County Colorado | 37 | $ 13,216,000 | $ 357,000 | $ 152,000 |
| Adams County Colorado | 35 | $ 8,013,000 | $ 228,000 | $ 133,000 |
| Platte County Missouri | 34 | $ 4,738,000 | $ 139,000 | $ 93,000 |
| Boulder County Colorado | 33 | $ 16,587,000 | $ 502,000 | $ 221,000 |
| Macon County Missouri | 32 | $ 2,550,000 | $ 79,000 | $ 48,000 |
| Grand County Colorado | 30 | $ 6,179,000 | $ 205,000 | $ 166,000 |
| Randolph County Missouri | 29 | $ 1,180,000 | $ 40,000 | $ 40,000 |
| Eagle County Colorado | 28 | $ 7,838,000 | $ 279,000 | $ 182,000 |
| Elbert County Colorado | 28 | $ 7,233,000 | $ 258,000 | $ 92,000 |
| Daviess County Missouri | 28 | $ 3,099,000 | $ 110,000 | $ 65,000 |
| Mesa County Colorado | 27 | $ 4,412,000 | $ 163,000 | $ 76,000 |
| Conejos County Colorado | 26 | $ 968,000 | $ 37,000 | $ 49,000 |
| Pueblo County Colorado | 25 | $ 3,305,000 | $ 132,000 | $ 110,000 |
| Cass County Missouri | 24 | $ 3,757,000 | $ 156,000 | $ 81,000 |
| Garfield County Colorado | 23 | $ 6,061,000 | $ 263,000 | $ 86,000 |
| Caldwell County Missouri | 23 | $ 1,821,000 | $ 79,000 | $ 60,000 |
| Montrose County Colorado | 22 | $ 4,439,000 | $ 201,000 | $ 87,000 |
| Carroll County Missouri | 22 | $ 295,000 | $ 13,000 | $ 51,000 |
| Saline County Missouri | 22 | $ 842,000 | $ 38,000 | $ 41,000 |
| Huerfano County Colorado | 21 | $ 1,522,000 | $ 72,000 | $ 61,000 |
| DeKalb County Missouri | 21 | $ 1,942,000 | $ 92,000 | $ 61,000 |
| Leavenworth County Kansas | 20 | $ 3,639,000 | $ 181,000 | $ 78,000 |
| Lafayette County Missouri | 20 | $ 1,366,000 | $ 68,000 | $ 55,000 |
| Travis County Texas | 18 | $ 11,039,000 | $ 613,000 | $ 323,000 |
| Atchison County Missouri | 17 | $ 907,000 | $ 53,000 | $ 55,000 |
| Rio Grande County Colorado | 13 | $ 1,466,000 | $ 112,000 | $ 47,000 |
| Teller County Colorado | 12 | $ 1,330,000 | $ 110,000 | $ 86,000 |
| Alamosa County Colorado | 11 | $ 1,031,000 | $ 93,000 | $ 58,000 |
| Costilla County Colorado | 11 | $ 161,000 | $ 14,000 | $ 31,000 |
| Shawnee County Kansas | 11 | $ 1,290,000 | $ 117,000 | $ 106,000 |
| Fremont County Colorado | 10 | $ 1,161,000 | $ 116,000 | $ 55,000 |
| Otero County Colorado | 10 | $ 428,000 | $ 42,000 | $ 415,000 |
| Miami County Kansas | 10 | $ 1,236,000 | $ 123,000 | $ 73,000 |
| El Paso County Colorado | 9 | $ 2,365,000 | $ 262,000 | $ 197,000 |
| Dolores County Colorado | 8 | $ 866,000 | $ 108,000 | $ 58,000 |
| Hinsdale County Colorado | 8 | $ 1,568,000 | $ 196,000 | $ 83,000 |
| Camden County Missouri | 8 | $ 1,966,000 | $ 245,000 | $ 137,000 |
| Dallas County Texas | 8 | $ 8,725,000 | $ 1,090,000 | $ 253,000 |
| Montezuma County Colorado | 7 | $ 856,000 | $ 122,000 | $ 57,000 |
| Delta County Colorado | 6 | $ 1,366,000 | $ 227,000 | $ 63,000 |
| Park County Colorado | 6 | $ 2,885,000 | $ 480,000 | $ 195,000 |
| Archuleta County Colorado | 5 | $ 1,883,000 | $ 376,000 | $ 76,000 |
| Franklin County Kansas | 5 | $ 629,000 | $ 125,000 | $ 80,000 |
| Linn County Missouri | 5 | $ 530,000 | $ 106,000 | $ 90,000 |
| Schuyler County Missouri | 5 | $ 284,000 | $ 56,000 | $ 43,000 |
| Williamson County Texas | 5 | $ 1,167,000 | $ 233,000 | $ 214,000 |
| Maricopa County Arizona | 4 | $ 962,000 | $ 240,000 | $ 61,000 |
| Broomfield County Colorado | 4 | $ 1,450,000 | $ 362,000 | $ 202,000 |
| Ouray County Colorado | 4 | $ 1,059,000 | $ 264,000 | $ 165,000 |
| Saguache County Colorado | 4 | $ 464,000 | $ 116,000 | $ 95,000 |
| Chariton County Missouri | 4 | $ 291,000 | $ 72,000 | $ 50,000 |
| Gentry County Missouri | 4 | $ 262,000 | $ 65,000 | $ 45,000 |
| Harrison County Missouri | 4 | $ 403,000 | $ 100,000 | $ 48,000 |
| St. Louis County Missouri | 4 | $ 2,601,000 | $ 650,000 | $ 265,000 |
| Tarrant County Texas | 4 | $ 269,000 | $ 67,000 | $ 84,000 |
| Los Angeles County California | 3 | $ 1,456,000 | $ 485,000 | $ 156,000 |
| Las Animas County Colorado | 3 | $ 343,000 | $ 114,000 | $ 112,000 |
| Mineral County Colorado | 3 | $ 735,000 | $ 245,000 | $ 128,000 |
| Boone County Missouri | 3 | $ 318,000 | $ 106,000 | $ 58,000 |
| Grundy County Missouri | 3 | $ 228,000 | $ 76,000 | $ 100,000 |
| Holt County Missouri | 3 | $ 302,000 | $ 100,000 | $ 69,000 |
| Johnson County Missouri | 3 | $ 127,000 | $ 42,000 | $ 62,000 |
| Knox County Missouri | 3 | $ 203,000 | $ 67,000 | $ 50,000 |
| Monroe County Missouri | 3 | $ 35,000 | $ 11,000 | $ 96,000 |
| Sullivan County Missouri | 3 | $ 140,000 | $ 46,000 | $ 30,000 |
| Ellis County Texas | 3 | $ 576,000 | $ 192,000 | $ 162,000 |
| Laramie County Wyoming | 3 | $ 310,000 | $ 103,000 | $ 66,000 |
| Carroll County Arkansas | 2 | $ 342,000 | $ 171,000 | $ 91,000 |
| Orange County California | 2 | $ 681,000 | $ 340,000 | $ 146,000 |
| Clear Creek County Colorado | 2 | $ 561,000 | $ 280,000 | $ 161,000 |
| Custer County Colorado | 2 | $ 398,000 | $ 199,000 | $ 37,000 |
| Routt County Colorado | 2 | $ 375,000 | $ 187,000 | $ 128,000 |
| San Juan County Colorado | 2 | $ 198,000 | $ 99,000 | $ 137,000 |
| Summit County Colorado | 2 | $ 590,000 | $ 295,000 | $ 262,000 |
| Washington County Colorado | 2 | $ 13,000 | $ 6,000 | $ 0 |
| Lee County Florida | 2 | $ 576,000 | $ 288,000 | $ 264,000 |
| Pinellas County Florida | 2 | $ 448,000 | $ 224,000 | $ 194,000 |
| Benton County Missouri | 2 | $ 211,000 | $ 105,000 | $ 66,000 |
| Callaway County Missouri | 2 | $ 177,000 | $ 88,000 | $ 97,000 |
| Greene County Missouri | 2 | $ 184,000 | $ 92,000 | $ 81,000 |
| Lawrence County Missouri | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Putnam County Missouri | 2 | $ 245,000 | $ 122,000 | $ 300,000 |
| Taney County Missouri | 2 | $ 222,000 | $ 111,000 | $ 29,000 |
| Bexar County Texas | 2 | $ 422,000 | $ 211,000 | $ 60,000 |
| Collin County Texas | 2 | $ 1,033,000 | $ 516,000 | $ 614,000 |
| Denton County Texas | 2 | $ 1,377,000 | $ 688,000 | $ 457,000 |
| San Juan County Utah | 2 | $ 215,000 | $ 107,000 | $ 116,000 |
| Yavapai County Arizona | 1 | $ 140,000 | $ 140,000 | $ 176,000 |
| Alameda County California | 1 | $ 1,050,000 | $ 1,050,000 | $ 335,000 |
| Riverside County California | 1 | $ 500,000 | $ 500,000 | $ 648,000 |
| Sacramento County California | 1 | $ 184,000 | $ 184,000 | $ 82,000 |
| Kit Carson County Colorado | 1 | $ 53,000 | $ 53,000 | $ 112,000 |
| Morgan County Colorado | 1 | $ 120,000 | $ 120,000 | $ 23,000 |
| Rio Blanco County Colorado | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Yuma County Colorado | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 231,000 |
| Orange County Florida | 1 | $ 270,000 | $ 270,000 | $ 144,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 143,000 |
| Maui County Hawaii | 1 | $ 464,000 | $ 464,000 | $ 60,000 |
| Rock Island County Illinois | 1 | $ 122,000 | $ 122,000 | $ 87,000 |
| Hendricks County Indiana | 1 | $ 399,000 | $ 399,000 | $ 290,000 |
| Anderson County Kansas | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Doniphan County Kansas | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Douglas County Kansas | 1 | $ 390,000 | $ 390,000 | $ 255,000 |
| Jefferson County Kansas | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Linn County Kansas | 1 | $ 162,000 | $ 162,000 | $ 120,000 |
| Sedgwick County Kansas | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Seward County Kansas | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Orleans County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 246,000 |
| Le Sueur County Minnesota | 1 | $ 226,000 | $ 226,000 | $ 86,000 |
| St. Louis County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 146,000 |
| Audrain County Missouri | 1 | $ 3,000 | $ 3,000 | $ 21,000 |
| Barry County Missouri | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Bates County Missouri | 1 | $ 173,000 | $ 173,000 | $ 119,000 |
| Christian County Missouri | 1 | $ 208,000 | $ 208,000 | $ 137,000 |
| Howard County Missouri | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| Marion County Missouri | 1 | $ 89,000 | $ 89,000 | $ 50,000 |
| Mercer County Missouri | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Morgan County Missouri | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Shelby County Missouri | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Worth County Missouri | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| Cascade County Montana | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Missoula County Montana | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Clark County Nevada | 1 | $ 182,000 | $ 182,000 | $ 150,000 |
| Bernalillo County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 138,000 |
| Chenango County New York | 1 | $ 135,000 | $ 135,000 | $ 303,000 |
| Tulsa County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Washington County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Horry County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 103,000 |
| Bowie County Texas | 1 | $ 99,000 | $ 99,000 | $ 59,000 |
| Fort Bend County Texas | 1 | $ 440,000 | $ 440,000 | $ 263,000 |
| Hays County Texas | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Henderson County Texas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Hunt County Texas | 1 | $ 276,000 | $ 276,000 | $ 181,000 |
| Lavaca County Texas | 1 | $ 198,000 | $ 198,000 | $ 80,000 |
| Lubbock County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Summit County Utah | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Wasatch County Utah | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Polk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Albany County Wyoming | 1 | $ 224,000 | $ 224,000 | $ 224,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,434 | $307,238,000 | $214,000 | $7,000,000 | $113,000 | $3,849,000 |
| Home Purchase | 1,072 | $261,703,000 | $244,000 | $33,400,000 | $120,000 | $3,446,000 |
| Home Improvement | 629 | $28,110,000 | $44,000 | $1,450,000 | $68,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,636 | $471,019,000 | $178,000 | $3,996,000 | $109,000 | $3,446,000 |
| Hispanic | 203 | $32,882,000 | $161,000 | $7,000,000 | $78,000 | $1,080,000 |
| Not Provided | 149 | $28,210,000 | $189,000 | $2,000,000 | $146,000 | $3,849,000 |
| Black or African American | 63 | $5,806,000 | $92,000 | $401,000 | $53,000 | $125,000 |
| Asian | 54 | $12,907,000 | $239,000 | $1,092,000 | $105,000 | $356,000 |
| Not applicable | 15 | $44,128,000 | $2,941,000 | $33,400,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $996,000 | $99,000 | $347,000 | $40,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,103,000 | $220,000 | $481,000 | $91,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,897 | $560,736,000 | $193,000 | $33,400,000 | $110,000 | $3,849,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $10,597,000 | $107,000 | $359,000 | $44,000 | $102,000 |
| FHA-insured (Federal Housing Administration) | 76 | $12,436,000 | $163,000 | $349,000 | $62,000 | $167,000 |
| VA-guaranteed (Veterans Administration) | 63 | $13,282,000 | $210,000 | $679,000 | $81,000 | $295,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,709 | $344,862,000 | $201,000 | $33,400,000 | $114,000 | $3,446,000 |
| Application Denied By Financial Institution | 725 | $100,517,000 | $138,000 | $7,000,000 | $75,000 | $3,849,000 |
| Application Withdrawn By Applicant | 431 | $92,488,000 | $214,000 | $2,100,000 | $124,000 | $2,496,000 |
| File Closed For Incompleteness | 137 | $35,673,000 | $260,000 | $1,850,000 | $121,000 | $900,000 |
| Application Approved But Not Accepted | 133 | $23,511,000 | $176,000 | $3,996,000 | $103,000 | $1,918,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 359 | $39,092,000 | $108,000 | $7,000,000 | $81,000 | $3,849,000 |
| Debt-To-Income Ratio | 244 | $39,091,000 | $160,000 | $1,475,000 | $50,000 | $448,000 |
| Collateral | 53 | $8,689,000 | $163,000 | $1,602,000 | $109,000 | $552,000 |
| Other | 19 | $2,302,000 | $121,000 | $480,000 | $81,000 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $6,537,000 | $435,000 | $2,100,000 | $184,000 | $900,000 |
| Unverifiable Information | 14 | $1,467,000 | $104,000 | $252,000 | $107,000 | $416,000 |
| Employment History | 7 | $1,088,000 | $155,000 | $204,000 | $57,000 | $166,000 |
| Credit Application Incomplete | 6 | $1,864,000 | $310,000 | $500,000 | $192,000 | $648,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nbh Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.