Homespire Mortgage Corporation 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 10,594 |
| Total Mortgage Loan Application Amount | $3,113,750,000 |
| Average Mortgage Loan Application Amount | $255,000 |
| Highest Mortgage Loan Application Amount | $2,065,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $6,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,632 | $ 632,960,000 | $ 387,000 | $ 120,000 |
| Prince George's County Maryland | 1,093 | $ 330,285,000 | $ 302,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 364 | $ 188,850,000 | $ 518,000 | $ 181,000 |
| Hillsborough County Florida | 364 | $ 89,310,000 | $ 245,000 | $ 97,000 |
| Prince William County Virginia | 353 | $ 111,365,000 | $ 315,000 | $ 76,000 |
| Fairfax County Virginia | 298 | $ 127,150,000 | $ 426,000 | $ 143,000 |
| Pasco County Florida | 276 | $ 66,090,000 | $ 239,000 | $ 97,000 |
| Pinellas County Florida | 273 | $ 68,295,000 | $ 250,000 | $ 107,000 |
| Frederick County Maryland | 268 | $ 83,660,000 | $ 312,000 | $ 85,000 |
| Berkeley County West Virginia | 264 | $ 54,430,000 | $ 206,000 | $ 79,000 |
| Anne Arundel County Maryland | 231 | $ 76,425,000 | $ 330,000 | $ 88,000 |
| Orange County Florida | 174 | $ 44,300,000 | $ 254,000 | $ 91,000 |
| Cumberland County North Carolina | 170 | $ 29,540,000 | $ 173,000 | $ 63,000 |
| Wake County North Carolina | 154 | $ 44,050,000 | $ 286,000 | $ 112,000 |
| Frederick County Virginia | 147 | $ 37,145,000 | $ 252,000 | $ 84,000 |
| Luzerne County Pennsylvania | 145 | $ 20,815,000 | $ 143,000 | $ 69,000 |
| Howard County Maryland | 144 | $ 50,550,000 | $ 351,000 | $ 104,000 |
| Loudoun County Virginia | 133 | $ 56,035,000 | $ 421,000 | $ 127,000 |
| Baltimore County Maryland | 121 | $ 29,315,000 | $ 242,000 | $ 73,000 |
| Cumberland County Pennsylvania | 115 | $ 26,495,000 | $ 230,000 | $ 91,000 |
| Providence County Rhode Island | 114 | $ 28,120,000 | $ 246,000 | $ 62,000 |
| Polk County Florida | 111 | $ 22,345,000 | $ 201,000 | $ 61,000 |
| Charles County Maryland | 110 | $ 36,700,000 | $ 333,000 | $ 94,000 |
| Jefferson County West Virginia | 108 | $ 30,190,000 | $ 279,000 | $ 95,000 |
| Caddo County Louisiana | 99 | $ 14,555,000 | $ 147,000 | $ 57,000 |
| Dauphin County Pennsylvania | 96 | $ 16,540,000 | $ 172,000 | $ 81,000 |
| Osceola County Florida | 95 | $ 21,705,000 | $ 228,000 | $ 71,000 |
| East Baton Rouge County Louisiana | 85 | $ 17,625,000 | $ 207,000 | $ 70,000 |
| Hernando County Florida | 77 | $ 14,375,000 | $ 186,000 | $ 66,000 |
| Stafford County Virginia | 69 | $ 21,195,000 | $ 307,000 | $ 79,000 |
| Johnston County North Carolina | 68 | $ 15,910,000 | $ 233,000 | $ 85,000 |
| Newport News County Virginia | 57 | $ 9,125,000 | $ 160,000 | $ 83,000 |
| Washington County Maryland | 56 | $ 14,440,000 | $ 257,000 | $ 72,000 |
| Chesterfield County Virginia | 55 | $ 11,555,000 | $ 210,000 | $ 70,000 |
| Allegany County Maryland | 54 | $ 7,580,000 | $ 140,000 | $ 70,000 |
| Baltimore City County Maryland | 53 | $ 10,625,000 | $ 200,000 | $ 87,000 |
| Arlington County Virginia | 52 | $ 21,840,000 | $ 420,000 | $ 139,000 |
| Shenandoah County Virginia | 50 | $ 11,000,000 | $ 220,000 | $ 69,000 |
| Alexandria County Virginia | 49 | $ 23,085,000 | $ 471,000 | $ 152,000 |
| Ascension County Louisiana | 46 | $ 9,950,000 | $ 216,000 | $ 77,000 |
| Lake County Florida | 45 | $ 9,855,000 | $ 219,000 | $ 78,000 |
| Carroll County Maryland | 41 | $ 13,845,000 | $ 337,000 | $ 92,000 |
| Bristol County Massachusetts | 41 | $ 11,485,000 | $ 280,000 | $ 89,000 |
| Spotsylvania County Virginia | 41 | $ 11,945,000 | $ 291,000 | $ 62,000 |
| Hoke County North Carolina | 40 | $ 8,110,000 | $ 202,000 | $ 69,000 |
| Harford County Maryland | 38 | $ 11,340,000 | $ 298,000 | $ 123,000 |
| Harnett County North Carolina | 38 | $ 8,040,000 | $ 211,000 | $ 63,000 |
| Virginia Beach County Virginia | 38 | $ 11,570,000 | $ 304,000 | $ 92,000 |
| Manassas County Virginia | 34 | $ 10,320,000 | $ 303,000 | $ 69,000 |
| Bossier County Louisiana | 33 | $ 7,585,000 | $ 229,000 | $ 71,000 |
| Durham County North Carolina | 32 | $ 6,700,000 | $ 209,000 | $ 109,000 |
| St. Lucie County Florida | 31 | $ 7,305,000 | $ 235,000 | $ 85,000 |
| Hampton County Virginia | 31 | $ 4,975,000 | $ 160,000 | $ 68,000 |
| Winchester County Virginia | 31 | $ 6,835,000 | $ 220,000 | $ 77,000 |
| Lancaster County Pennsylvania | 30 | $ 7,140,000 | $ 238,000 | $ 97,000 |
| Manatee County Florida | 29 | $ 7,515,000 | $ 259,000 | $ 104,000 |
| Livingston County Louisiana | 29 | $ 6,025,000 | $ 207,000 | $ 67,000 |
| Plymouth County Massachusetts | 29 | $ 9,395,000 | $ 323,000 | $ 121,000 |
| Lee County Florida | 28 | $ 6,700,000 | $ 239,000 | $ 66,000 |
| York County Pennsylvania | 28 | $ 6,370,000 | $ 227,000 | $ 112,000 |
| Gloucester County Virginia | 28 | $ 5,630,000 | $ 201,000 | $ 63,000 |
| Douglas County Colorado | 27 | $ 8,855,000 | $ 327,000 | $ 120,000 |
| Henrico County Virginia | 26 | $ 6,700,000 | $ 257,000 | $ 97,000 |
| Portsmouth County Virginia | 24 | $ 4,450,000 | $ 185,000 | $ 85,000 |
| Seminole County Florida | 23 | $ 5,825,000 | $ 253,000 | $ 75,000 |
| Franklin County North Carolina | 23 | $ 4,375,000 | $ 190,000 | $ 79,000 |
| Citrus County Florida | 22 | $ 4,400,000 | $ 200,000 | $ 106,000 |
| Volusia County Florida | 22 | $ 4,360,000 | $ 198,000 | $ 63,000 |
| De Soto County Louisiana | 22 | $ 4,290,000 | $ 195,000 | $ 66,000 |
| Chesapeake County Virginia | 22 | $ 5,580,000 | $ 253,000 | $ 80,000 |
| Warren County Virginia | 22 | $ 4,990,000 | $ 226,000 | $ 74,000 |
| St. Mary's County Maryland | 21 | $ 4,985,000 | $ 237,000 | $ 99,000 |
| Burlington County New Jersey | 21 | $ 6,015,000 | $ 286,000 | $ 107,000 |
| Camden County New Jersey | 21 | $ 5,315,000 | $ 253,000 | $ 94,000 |
| Morgan County West Virginia | 20 | $ 3,470,000 | $ 173,000 | $ 87,000 |
| New Castle County Delaware | 19 | $ 6,615,000 | $ 348,000 | $ 118,000 |
| Brevard County Florida | 19 | $ 4,365,000 | $ 229,000 | $ 121,000 |
| Broward County Florida | 19 | $ 5,135,000 | $ 270,000 | $ 125,000 |
| Martin County Florida | 19 | $ 5,215,000 | $ 274,000 | $ 130,000 |
| Palm Beach County Florida | 19 | $ 5,465,000 | $ 287,000 | $ 151,000 |
| Gloucester County New Jersey | 19 | $ 5,075,000 | $ 267,000 | $ 103,000 |
| Norfolk County Virginia | 19 | $ 3,675,000 | $ 193,000 | $ 62,000 |
| Mineral County West Virginia | 19 | $ 2,765,000 | $ 145,000 | $ 66,000 |
| Miami-Dade County Florida | 18 | $ 4,950,000 | $ 275,000 | $ 85,000 |
| West Baton Rouge County Louisiana | 18 | $ 4,270,000 | $ 237,000 | $ 61,000 |
| Middlesex County Massachusetts | 18 | $ 7,370,000 | $ 409,000 | $ 136,000 |
| Bedford County Pennsylvania | 18 | $ 2,130,000 | $ 118,000 | $ 56,000 |
| Fulton County Pennsylvania | 18 | $ 3,000,000 | $ 166,000 | $ 82,000 |
| Beaufort County South Carolina | 18 | $ 5,320,000 | $ 295,000 | $ 118,000 |
| Collier County Florida | 17 | $ 3,905,000 | $ 229,000 | $ 63,000 |
| DeKalb County Georgia | 17 | $ 3,055,000 | $ 179,000 | $ 61,000 |
| Sarasota County Florida | 16 | $ 3,640,000 | $ 227,000 | $ 70,000 |
| Calvert County Maryland | 16 | $ 5,620,000 | $ 351,000 | $ 103,000 |
| Worcester County Maryland | 16 | $ 4,880,000 | $ 305,000 | $ 337,000 |
| York County Virginia | 16 | $ 4,490,000 | $ 280,000 | $ 56,000 |
| Franklin County Pennsylvania | 15 | $ 2,665,000 | $ 177,000 | $ 72,000 |
| Manassas Park County Virginia | 15 | $ 3,805,000 | $ 253,000 | $ 62,000 |
| Hampshire County West Virginia | 15 | $ 3,205,000 | $ 213,000 | $ 67,000 |
| Worcester County Massachusetts | 14 | $ 4,210,000 | $ 300,000 | $ 151,000 |
| Robeson County North Carolina | 14 | $ 2,160,000 | $ 154,000 | $ 57,000 |
| Lackawanna County Pennsylvania | 14 | $ 2,790,000 | $ 199,000 | $ 95,000 |
| Marion County Florida | 13 | $ 2,275,000 | $ 175,000 | $ 66,000 |
| Fulton County Georgia | 13 | $ 3,025,000 | $ 232,000 | $ 82,000 |
| Norfolk County Massachusetts | 13 | $ 4,285,000 | $ 329,000 | $ 152,000 |
| James City County Virginia | 13 | $ 3,165,000 | $ 243,000 | $ 91,000 |
| Gwinnett County Georgia | 12 | $ 3,080,000 | $ 256,000 | $ 86,000 |
| Davidson County Tennessee | 12 | $ 3,290,000 | $ 274,000 | $ 144,000 |
| Suffolk County Virginia | 12 | $ 2,960,000 | $ 246,000 | $ 58,000 |
| St. Tammany County Louisiana | 11 | $ 1,815,000 | $ 165,000 | $ 50,000 |
| Queen Anne's County Maryland | 11 | $ 3,695,000 | $ 335,000 | $ 150,000 |
| Fairfax City County Virginia | 11 | $ 4,555,000 | $ 414,000 | $ 100,000 |
| Garrett County Maryland | 10 | $ 2,170,000 | $ 217,000 | $ 111,000 |
| Suffolk County Massachusetts | 10 | $ 4,810,000 | $ 481,000 | $ 147,000 |
| Richmond City County Virginia | 10 | $ 2,220,000 | $ 222,000 | $ 127,000 |
| Duval County Florida | 9 | $ 2,365,000 | $ 262,000 | $ 95,000 |
| Chatham County Georgia | 9 | $ 1,615,000 | $ 179,000 | $ 70,000 |
| Macomb County Michigan | 9 | $ 1,995,000 | $ 221,000 | $ 70,000 |
| Nash County North Carolina | 9 | $ 1,625,000 | $ 180,000 | $ 65,000 |
| Wayne County North Carolina | 9 | $ 1,545,000 | $ 171,000 | $ 64,000 |
| Horry County South Carolina | 9 | $ 1,795,000 | $ 199,000 | $ 94,000 |
| Fauquier County Virginia | 9 | $ 3,255,000 | $ 361,000 | $ 77,000 |
| Isle of Wight County Virginia | 9 | $ 2,245,000 | $ 249,000 | $ 70,000 |
| Arapahoe County Colorado | 8 | $ 2,560,000 | $ 320,000 | $ 75,000 |
| Cobb County Georgia | 8 | $ 2,080,000 | $ 260,000 | $ 148,000 |
| Henry County Georgia | 8 | $ 2,040,000 | $ 255,000 | $ 74,000 |
| Jefferson County Louisiana | 8 | $ 1,620,000 | $ 202,000 | $ 70,000 |
| Northumberland County Pennsylvania | 8 | $ 560,000 | $ 70,000 | $ 49,000 |
| Philadelphia County Pennsylvania | 8 | $ 2,270,000 | $ 283,000 | $ 102,000 |
| Kent County Rhode Island | 8 | $ 1,820,000 | $ 227,000 | $ 65,000 |
| Harris County Texas | 8 | $ 2,010,000 | $ 251,000 | $ 129,000 |
| Sussex County Delaware | 7 | $ 2,325,000 | $ 332,000 | $ 255,000 |
| Clayton County Georgia | 7 | $ 1,155,000 | $ 165,000 | $ 57,000 |
| Wayne County Michigan | 7 | $ 825,000 | $ 117,000 | $ 404,000 |
| Chatham County North Carolina | 7 | $ 2,425,000 | $ 346,000 | $ 120,000 |
| Montgomery County Pennsylvania | 7 | $ 1,655,000 | $ 236,000 | $ 132,000 |
| Tangipahoa County Louisiana | 6 | $ 1,570,000 | $ 261,000 | $ 79,000 |
| Alamance County North Carolina | 6 | $ 1,390,000 | $ 231,000 | $ 89,000 |
| Brunswick County North Carolina | 6 | $ 1,090,000 | $ 181,000 | $ 68,000 |
| Granville County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 66,000 |
| Orange County North Carolina | 6 | $ 1,430,000 | $ 238,000 | $ 90,000 |
| Cuyahoga County Ohio | 6 | $ 1,190,000 | $ 198,000 | $ 89,000 |
| Bucks County Pennsylvania | 6 | $ 1,960,000 | $ 326,000 | $ 124,000 |
| Lebanon County Pennsylvania | 6 | $ 1,260,000 | $ 210,000 | $ 44,000 |
| Hanover County Virginia | 6 | $ 1,590,000 | $ 265,000 | $ 117,000 |
| Hardy County West Virginia | 6 | $ 1,430,000 | $ 238,000 | $ 129,000 |
| Adams County Colorado | 5 | $ 1,795,000 | $ 359,000 | $ 153,000 |
| Clay County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 70,000 |
| Rockdale County Georgia | 5 | $ 895,000 | $ 179,000 | $ 58,000 |
| Iberville County Louisiana | 5 | $ 745,000 | $ 149,000 | $ 64,000 |
| Natchitoches County Louisiana | 5 | $ 575,000 | $ 115,000 | $ 47,000 |
| Terrebonne County Louisiana | 5 | $ 755,000 | $ 151,000 | $ 65,000 |
| Cecil County Maryland | 5 | $ 1,405,000 | $ 281,000 | $ 119,000 |
| Barnstable County Massachusetts | 5 | $ 1,675,000 | $ 335,000 | $ 187,000 |
| Essex County Massachusetts | 5 | $ 1,975,000 | $ 395,000 | $ 112,000 |
| St. Clair County Michigan | 5 | $ 845,000 | $ 169,000 | $ 69,000 |
| Watauga County North Carolina | 5 | $ 1,735,000 | $ 347,000 | $ 134,000 |
| Albemarle County Virginia | 5 | $ 1,225,000 | $ 245,000 | $ 109,000 |
| Clarke County Virginia | 5 | $ 1,575,000 | $ 315,000 | $ 69,000 |
| Culpeper County Virginia | 5 | $ 1,495,000 | $ 299,000 | $ 88,000 |
| Poquoson County Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 83,000 |
| San Diego County California | 4 | $ 1,880,000 | $ 470,000 | $ 32,000 |
| Jefferson County Colorado | 4 | $ 1,700,000 | $ 425,000 | $ 96,000 |
| Alachua County Florida | 4 | $ 990,000 | $ 247,000 | $ 68,000 |
| Charlotte County Florida | 4 | $ 910,000 | $ 227,000 | $ 87,000 |
| Indian River County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 137,000 |
| Monroe County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 88,000 |
| Columbia County Georgia | 4 | $ 840,000 | $ 210,000 | $ 20,000 |
| Effingham County Georgia | 4 | $ 590,000 | $ 147,000 | $ 63,000 |
| Talbot County Maryland | 4 | $ 1,610,000 | $ 402,000 | $ 96,000 |
| Mecklenburg County North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 508,000 |
| New Hanover County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 134,000 |
| Pitt County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 70,000 |
| Carbon County Pennsylvania | 4 | $ 530,000 | $ 132,000 | $ 63,000 |
| Chester County Pennsylvania | 4 | $ 1,080,000 | $ 270,000 | $ 151,000 |
| Delaware County Pennsylvania | 4 | $ 1,450,000 | $ 362,000 | $ 222,000 |
| Fayette County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 72,000 |
| Somerset County Pennsylvania | 4 | $ 480,000 | $ 120,000 | $ 44,000 |
| Charleston County South Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 128,000 |
| Fort Bend County Texas | 4 | $ 1,350,000 | $ 337,000 | $ 128,000 |
| Westmoreland County Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 73,000 |
| Monongalia County West Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 100,000 |
| Denver County Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 132,000 |
| Weld County Colorado | 3 | $ 1,115,000 | $ 371,000 | $ 87,000 |
| Columbia County Florida | 3 | $ 375,000 | $ 125,000 | $ 52,000 |
| Levy County Florida | 3 | $ 395,000 | $ 131,000 | $ 52,000 |
| Okaloosa County Florida | 3 | $ 475,000 | $ 158,000 | $ 59,000 |
| Forsyth County Georgia | 3 | $ 845,000 | $ 281,000 | $ 124,000 |
| Paulding County Georgia | 3 | $ 725,000 | $ 241,000 | $ 106,000 |
| Lafayette County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 40,000 |
| Lafourche County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 51,000 |
| Rapides County Louisiana | 3 | $ 685,000 | $ 228,000 | $ 43,000 |
| Caroline County Maryland | 3 | $ 595,000 | $ 198,000 | $ 46,000 |
| Hudson County New Jersey | 3 | $ 1,505,000 | $ 501,000 | $ 153,000 |
| Middlesex County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
| Sussex County New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 126,000 |
| Dare County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 286,000 |
| Lee County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 48,000 |
| Moore County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 60,000 |
| Union County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 56,000 |
| Adams County Pennsylvania | 3 | $ 775,000 | $ 258,000 | $ 92,000 |
| Huntingdon County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 43,000 |
| Perry County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 38,000 |
| York County South Carolina | 3 | $ 895,000 | $ 298,000 | $ 80,000 |
| Colonial Heights County Virginia | 3 | $ 385,000 | $ 128,000 | $ 74,000 |
| Louisa County Virginia | 3 | $ 1,205,000 | $ 401,000 | $ 148,000 |
| Mathews County Virginia | 3 | $ 765,000 | $ 255,000 | $ 70,000 |
| New Kent County Virginia | 3 | $ 765,000 | $ 255,000 | $ 78,000 |
| Orange County Virginia | 3 | $ 845,000 | $ 281,000 | $ 57,000 |
| Page County Virginia | 3 | $ 405,000 | $ 135,000 | $ 62,000 |
| Rockingham County Virginia | 3 | $ 725,000 | $ 241,000 | $ 124,000 |
| Mobile County Alabama | 2 | $ 1,010,000 | $ 505,000 | $ 168,000 |
| Los Angeles County California | 2 | $ 1,170,000 | $ 585,000 | $ 295,000 |
| Placer County California | 2 | $ 930,000 | $ 465,000 | $ 151,000 |
| Broomfield County Colorado | 2 | $ 880,000 | $ 440,000 | $ 149,000 |
| El Paso County Colorado | 2 | $ 820,000 | $ 410,000 | $ 47,000 |
| Fairfield County Connecticut | 2 | $ 970,000 | $ 485,000 | $ 186,000 |
| Hartford County Connecticut | 2 | $ 570,000 | $ 285,000 | $ 196,000 |
| Kent County Delaware | 2 | $ 500,000 | $ 250,000 | $ 26,000 |
| Bay County Florida | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Highlands County Florida | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Putnam County Florida | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
| Santa Rosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Walton County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 252,000 |
| Bryan County Georgia | 2 | $ 540,000 | $ 270,000 | $ 86,000 |
| Cherokee County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 198,000 |
| Douglas County Georgia | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Fayette County Georgia | 2 | $ 500,000 | $ 250,000 | $ 83,000 |
| Hall County Georgia | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
| Houston County Georgia | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Muscogee County Georgia | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Newton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Lincoln County Louisiana | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Orleans County Louisiana | 2 | $ 410,000 | $ 205,000 | $ 59,000 |
| Androscoggin County Maine | 2 | $ 260,000 | $ 130,000 | $ 290,000 |
| Wicomico County Maryland | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Berkshire County Massachusetts | 2 | $ 1,240,000 | $ 620,000 | $ 89,000 |
| Lapeer County Michigan | 2 | $ 350,000 | $ 175,000 | $ 135,000 |
| Oakland County Michigan | 2 | $ 640,000 | $ 320,000 | $ 170,000 |
| Washtenaw County Michigan | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Rockingham County New Hampshire | 2 | $ 920,000 | $ 460,000 | $ 40,000 |
| Atlantic County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 119,000 |
| Bergen County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 248,000 |
| Essex County New Jersey | 2 | $ 1,180,000 | $ 590,000 | $ 296,000 |
| Morris County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 192,000 |
| Ocean County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
| Passaic County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 128,000 |
| Union County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 165,000 |
| Bladen County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Buncombe County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 32,000 |
| Cabarrus County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
| Onslow County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 193,000 |
| Richmond County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Sampson County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Scotland County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Centre County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 152,000 |
| Columbia County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Northampton County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 300,000 |
| Wyoming County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Berkeley County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Richland County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Hamilton County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| Macon County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Montgomery County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| Collin County Texas | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
| Denton County Texas | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Montgomery County Texas | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Rockwall County Texas | 2 | $ 1,120,000 | $ 560,000 | $ 3,460,000 |
| Tarrant County Texas | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Botetourt County Virginia | 2 | $ 850,000 | $ 425,000 | $ 184,000 |
| Caroline County Virginia | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Dinwiddie County Virginia | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
| Franklin City County Virginia | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Hopewell County Virginia | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Petersburg County Virginia | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Roanoke County Virginia | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
| Southampton County Virginia | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Grant County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Kanawha County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Butte County California | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Lake County California | 1 | $ 285,000 | $ 285,000 | $ 314,000 |
| Riverside County California | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| San Joaquin County California | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| Boulder County Colorado | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Grand County Colorado | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Kit Carson County Colorado | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Mesa County Colorado | 1 | $ 205,000 | $ 205,000 | $ 555,000 |
| Morgan County Colorado | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Routt County Colorado | 1 | $ 315,000 | $ 315,000 | $ 311,000 |
| New Haven County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Windham County Connecticut | 1 | $ 615,000 | $ 615,000 | $ 200,000 |
| Dixie County Florida | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Hamilton County Florida | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Jefferson County Florida | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Coweta County Georgia | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Gilmer County Georgia | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Pickens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Polk County Georgia | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Putnam County Georgia | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Richmond County Georgia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Towns County Georgia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Union County Georgia | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Walton County Georgia | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 265,000 |
| DuPage County Illinois | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Allen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Acadia County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Assumption County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Claiborne County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Concordia County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Iberia County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Pointe Coupee County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| St. Martin County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Washington County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Webster County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Cumberland County Maine | 1 | $ 665,000 | $ 665,000 | $ 343,000 |
| York County Maine | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
| Dukes County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 131,000 |
| Genesee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Ingham County Michigan | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Kent County Michigan | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Muskegon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Oceana County Michigan | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Wexford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Hennepin County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Hillsborough County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Cape May County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Somerset County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Anson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Ashe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Camden County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Carteret County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 408,000 |
| Currituck County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 129,000 |
| Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Halifax County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Pamlico County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Pasquotank County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Pender County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Warren County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Wilson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Belmont County Ohio | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Clinton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Greene County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Lucas County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Warren County Ohio | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Multnomah County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Blair County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Cambria County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| McKean County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Mifflin County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Monroe County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Pike County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Schuylkill County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Snyder County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Susquehanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Newport County Rhode Island | 1 | $ 385,000 | $ 385,000 | $ 209,000 |
| Jasper County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Lancaster County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Blount County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Dickson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Fayette County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Hickman County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Jefferson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Knox County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Sequatchie County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Smith County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Sumner County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| Tipton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
| Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Cameron County Texas | 1 | $ 455,000 | $ 455,000 | $ 400,000 |
| Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| El Paso County Texas | 1 | $ 195,000 | $ 195,000 | $ 253,000 |
| San Jacinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Travis County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Amherst County Virginia | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Bedford County Virginia | 1 | $ 505,000 | $ 505,000 | $ 596,000 |
| Franklin County Virginia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Fredericksburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Harrisonburg County Virginia | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| King and Queen County Virginia | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Lancaster County Virginia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Madison County Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Middlesex County Virginia | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Northampton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Northumberland County Virginia | 1 | $ 215,000 | $ 215,000 | $ 227,000 |
| Powhatan County Virginia | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Williamsburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| King County Washington | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| Pierce County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,495 | $1,860,745,000 | $286,000 | $2,065,000 | $92,000 | $6,800,000 |
| Refinancing | 4,050 | $1,241,610,000 | $306,000 | $1,625,000 | $107,000 | $2,496,000 |
| Home Improvement | 48 | $11,200,000 | $233,000 | $515,000 | $96,000 | $480,000 |
| Cash-out Refinancing | 1 | $195,000 | $195,000 | $195,000 | $61,000 | $61,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,068 | $1,179,500,000 | $289,000 | $2,065,000 | $112,000 | $2,496,000 |
| Hispanic | 3,500 | $999,270,000 | $285,000 | $1,045,000 | $74,000 | $814,000 |
| Black or African American | 1,256 | $336,290,000 | $267,000 | $1,625,000 | $90,000 | $6,800,000 |
| Not Provided | 1,159 | $387,295,000 | $334,000 | $1,695,000 | $117,000 | $5,104,000 |
| Asian | 568 | $200,790,000 | $353,000 | $1,195,000 | $124,000 | $1,284,000 |
| American Indian or Alaskan Native | 32 | $7,640,000 | $238,000 | $505,000 | $81,000 | $369,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,965,000 | $269,000 | $765,000 | $82,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,497 | $1,976,275,000 | $304,000 | $2,065,000 | $117,000 | $6,800,000 |
| FHA-insured (Federal Housing Administration) | 2,921 | $776,045,000 | $265,000 | $885,000 | $65,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 885 | $304,325,000 | $343,000 | $1,515,000 | $77,000 | $606,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 291 | $57,105,000 | $196,000 | $355,000 | $57,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,199 | $2,444,745,000 | $298,000 | $2,065,000 | $101,000 | $6,800,000 |
| Application Approved But Not Accepted | 873 | $250,965,000 | $287,000 | $1,625,000 | $94,000 | $1,500,000 |
| Application Withdrawn By Applicant | 766 | $214,220,000 | $279,000 | $875,000 | $89,000 | $1,284,000 |
| File Closed For Incompleteness | 390 | $108,570,000 | $278,000 | $1,015,000 | $96,000 | $2,496,000 |
| Application Denied By Financial Institution | 366 | $95,250,000 | $260,000 | $1,195,000 | $67,000 | $374,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,228 | $3,018,500,000 | $295,000 | $2,065,000 | $99,000 | $6,800,000 |
| Credit History | 95 | $22,765,000 | $239,000 | $805,000 | $68,000 | $374,000 |
| Debt-To-Income Ratio | 77 | $20,915,000 | $271,000 | $1,195,000 | $64,000 | $190,000 |
| Other | 53 | $14,355,000 | $270,000 | $735,000 | $53,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $11,295,000 | $275,000 | $595,000 | $65,000 | $154,000 |
| Unverifiable Information | 38 | $11,570,000 | $304,000 | $765,000 | $80,000 | $237,000 |
| Collateral | 35 | $7,635,000 | $218,000 | $635,000 | $75,000 | $289,000 |
| Employment History | 23 | $5,665,000 | $246,000 | $735,000 | $68,000 | $217,000 |
| Credit Application Incomplete | 4 | $1,050,000 | $262,000 | $335,000 | $87,000 | $162,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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with aggregated HMDA statistics today.