Homespire Mortgage Corporation Mortgage Lending & HMDA Data, 2020

In 2020, Homespire Mortgage Corporation of Fairfax, VA reported 10,594 mortgage applications totaling $3.1 billion, up 91% from 2019. The average application was for $293,916, and applicants reported an average income of $97,749. 77% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,789), Washington-Baltimore-Arlington, DC (1,900) and Tampa-St. Petersburg-Clearwater, FL (990) (applications in parentheses).

Mortgage Company & Address Homespire Mortgage Corporation

Fairfax, VA 22031
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 10,594
Total Mortgage Loan Application Amount $3,113,750,000
Average Mortgage Loan Application Amount $293,916
Highest Mortgage Loan Application Amount $2,065,000
Average Applicant Income $97,749
Highest Applicant Income $6,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homespire Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homespire Mortgage Corporation by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 1,632 $ 632,960,000 $ 387,843 $ 120,000
Prince George's, Maryland 1,093 $ 330,285,000 $ 302,182 $ 76,000
District of Columbia, District Of Columbia 364 $ 188,850,000 $ 518,818 $ 181,000
Hillsborough, Florida 364 $ 89,310,000 $ 245,357 $ 97,000
Prince William, Virginia 353 $ 111,365,000 $ 315,481 $ 76,000
Fairfax, Virginia 298 $ 127,150,000 $ 426,677 $ 143,000
Pasco, Florida 276 $ 66,090,000 $ 239,456 $ 97,000
Pinellas, Florida 273 $ 68,295,000 $ 250,164 $ 107,000
Frederick, Maryland 268 $ 83,660,000 $ 312,164 $ 85,000
Berkeley, West Virginia 264 $ 54,430,000 $ 206,174 $ 79,000
Anne Arundel, Maryland 231 $ 76,425,000 $ 330,844 $ 88,000
Orange, Florida 174 $ 44,300,000 $ 254,597 $ 91,000
Cumberland, North Carolina 170 $ 29,540,000 $ 173,764 $ 63,000
Wake, North Carolina 154 $ 44,050,000 $ 286,038 $ 112,000
Frederick, Virginia 147 $ 37,145,000 $ 252,687 $ 84,000
Luzerne, Pennsylvania 145 $ 20,815,000 $ 143,551 $ 69,000
Howard, Maryland 144 $ 50,550,000 $ 351,041 $ 104,000
Loudoun, Virginia 133 $ 56,035,000 $ 421,315 $ 127,000
Baltimore, Maryland 121 $ 29,315,000 $ 242,272 $ 73,000
Cumberland, Pennsylvania 115 $ 26,495,000 $ 230,391 $ 91,000
Providence, Rhode Island 114 $ 28,120,000 $ 246,666 $ 62,000
Polk, Florida 111 $ 22,345,000 $ 201,306 $ 61,000
Charles, Maryland 110 $ 36,700,000 $ 333,636 $ 94,000
Jefferson, West Virginia 108 $ 30,190,000 $ 279,537 $ 95,000
Caddo, Louisiana 99 $ 14,555,000 $ 147,020 $ 57,000
Dauphin, Pennsylvania 96 $ 16,540,000 $ 172,291 $ 81,000
Osceola, Florida 95 $ 21,705,000 $ 228,473 $ 71,000
East Baton Rouge, Louisiana 85 $ 17,625,000 $ 207,352 $ 70,000
Hernando, Florida 77 $ 14,375,000 $ 186,688 $ 66,000
Stafford, Virginia 69 $ 21,195,000 $ 307,173 $ 79,000
Johnston, North Carolina 68 $ 15,910,000 $ 233,970 $ 85,000
Newport News, Virginia 57 $ 9,125,000 $ 160,087 $ 83,000
Washington, Maryland 56 $ 14,440,000 $ 257,857 $ 72,000
Chesterfield, Virginia 55 $ 11,555,000 $ 210,090 $ 70,000
Allegany, Maryland 54 $ 7,580,000 $ 140,370 $ 70,000
Baltimore City, Maryland 53 $ 10,625,000 $ 200,471 $ 87,000
Arlington, Virginia 52 $ 21,840,000 $ 420,000 $ 139,000
Shenandoah, Virginia 50 $ 11,000,000 $ 220,000 $ 69,000
Alexandria, Virginia 49 $ 23,085,000 $ 471,122 $ 152,000
Ascension, Louisiana 46 $ 9,950,000 $ 216,304 $ 77,000
Lake, Florida 45 $ 9,855,000 $ 219,000 $ 78,000
Carroll, Maryland 41 $ 13,845,000 $ 337,682 $ 92,000
Bristol, Massachusetts 41 $ 11,485,000 $ 280,121 $ 89,000
Spotsylvania, Virginia 41 $ 11,945,000 $ 291,341 $ 62,000
Hoke, North Carolina 40 $ 8,110,000 $ 202,750 $ 69,000
Harford, Maryland 38 $ 11,340,000 $ 298,421 $ 123,000
Harnett, North Carolina 38 $ 8,040,000 $ 211,578 $ 63,000
Virginia Beach, Virginia 38 $ 11,570,000 $ 304,473 $ 92,000
Manassas, Virginia 34 $ 10,320,000 $ 303,529 $ 69,000
Bossier, Louisiana 33 $ 7,585,000 $ 229,848 $ 71,000
Durham, North Carolina 32 $ 6,700,000 $ 209,375 $ 109,000
St. Lucie, Florida 31 $ 7,305,000 $ 235,645 $ 85,000
Hampton, Virginia 31 $ 4,975,000 $ 160,483 $ 68,000
Winchester, Virginia 31 $ 6,835,000 $ 220,483 $ 77,000
Lancaster, Pennsylvania 30 $ 7,140,000 $ 238,000 $ 97,000
Manatee, Florida 29 $ 7,515,000 $ 259,137 $ 104,000
Livingston, Louisiana 29 $ 6,025,000 $ 207,758 $ 67,000
Plymouth, Massachusetts 29 $ 9,395,000 $ 323,965 $ 121,000
Lee, Florida 28 $ 6,700,000 $ 239,285 $ 66,000
York, Pennsylvania 28 $ 6,370,000 $ 227,500 $ 112,000
Gloucester, Virginia 28 $ 5,630,000 $ 201,071 $ 63,000
Douglas, Colorado 27 $ 8,855,000 $ 327,962 $ 120,000
Henrico, Virginia 26 $ 6,700,000 $ 257,692 $ 97,000
Portsmouth, Virginia 24 $ 4,450,000 $ 185,416 $ 85,000
Seminole, Florida 23 $ 5,825,000 $ 253,260 $ 75,000
Franklin, North Carolina 23 $ 4,375,000 $ 190,217 $ 79,000
Citrus, Florida 22 $ 4,400,000 $ 200,000 $ 106,000
Volusia, Florida 22 $ 4,360,000 $ 198,181 $ 63,000
De Soto, Louisiana 22 $ 4,290,000 $ 195,000 $ 66,000
Chesapeake, Virginia 22 $ 5,580,000 $ 253,636 $ 80,000
Warren, Virginia 22 $ 4,990,000 $ 226,818 $ 74,000
St. Mary's, Maryland 21 $ 4,985,000 $ 237,380 $ 99,000
Burlington, New Jersey 21 $ 6,015,000 $ 286,428 $ 107,000
Camden, New Jersey 21 $ 5,315,000 $ 253,095 $ 94,000
Morgan, West Virginia 20 $ 3,470,000 $ 173,500 $ 87,000
New Castle, Delaware 19 $ 6,615,000 $ 348,157 $ 118,000
Brevard, Florida 19 $ 4,365,000 $ 229,736 $ 121,000
Broward, Florida 19 $ 5,135,000 $ 270,263 $ 125,000
Martin, Florida 19 $ 5,215,000 $ 274,473 $ 130,000
Palm Beach, Florida 19 $ 5,465,000 $ 287,631 $ 151,000
Gloucester, New Jersey 19 $ 5,075,000 $ 267,105 $ 103,000
Norfolk, Virginia 19 $ 3,675,000 $ 193,421 $ 62,000
Mineral, West Virginia 19 $ 2,765,000 $ 145,526 $ 66,000
Miami-Dade, Florida 18 $ 4,950,000 $ 275,000 $ 85,000
West Baton Rouge, Louisiana 18 $ 4,270,000 $ 237,222 $ 61,000
Middlesex, Massachusetts 18 $ 7,370,000 $ 409,444 $ 136,000
Bedford, Pennsylvania 18 $ 2,130,000 $ 118,333 $ 56,000
Fulton, Pennsylvania 18 $ 3,000,000 $ 166,666 $ 82,000
Beaufort, South Carolina 18 $ 5,320,000 $ 295,555 $ 118,000
Collier, Florida 17 $ 3,905,000 $ 229,705 $ 63,000
DeKalb, Georgia 17 $ 3,055,000 $ 179,705 $ 61,000
Sarasota, Florida 16 $ 3,640,000 $ 227,500 $ 70,000
Calvert, Maryland 16 $ 5,620,000 $ 351,250 $ 103,000
Worcester, Maryland 16 $ 4,880,000 $ 305,000 $ 337,000
York, Virginia 16 $ 4,490,000 $ 280,625 $ 56,000
Franklin, Pennsylvania 15 $ 2,665,000 $ 177,666 $ 72,000
Manassas Park, Virginia 15 $ 3,805,000 $ 253,666 $ 62,000
Hampshire, West Virginia 15 $ 3,205,000 $ 213,666 $ 67,000
Worcester, Massachusetts 14 $ 4,210,000 $ 300,714 $ 151,000
Robeson, North Carolina 14 $ 2,160,000 $ 154,285 $ 57,000
Lackawanna, Pennsylvania 14 $ 2,790,000 $ 199,285 $ 95,000
Marion, Florida 13 $ 2,275,000 $ 175,000 $ 66,000
Fulton, Georgia 13 $ 3,025,000 $ 232,692 $ 82,000
Norfolk, Massachusetts 13 $ 4,285,000 $ 329,615 $ 152,000
James City, Virginia 13 $ 3,165,000 $ 243,461 $ 91,000
Gwinnett, Georgia 12 $ 3,080,000 $ 256,666 $ 86,000
Davidson, Tennessee 12 $ 3,290,000 $ 274,166 $ 144,000
Suffolk, Virginia 12 $ 2,960,000 $ 246,666 $ 58,000
St. Tammany, Louisiana 11 $ 1,815,000 $ 165,000 $ 50,000
Queen Anne's, Maryland 11 $ 3,695,000 $ 335,909 $ 150,000
Fairfax City, Virginia 11 $ 4,555,000 $ 414,090 $ 100,000
Garrett, Maryland 10 $ 2,170,000 $ 217,000 $ 111,000
Suffolk, Massachusetts 10 $ 4,810,000 $ 481,000 $ 147,000
Richmond City, Virginia 10 $ 2,220,000 $ 222,000 $ 127,000
Duval, Florida 9 $ 2,365,000 $ 262,777 $ 95,000
Chatham, Georgia 9 $ 1,615,000 $ 179,444 $ 70,000
Macomb, Michigan 9 $ 1,995,000 $ 221,666 $ 70,000
Nash, North Carolina 9 $ 1,625,000 $ 180,555 $ 65,000
Wayne, North Carolina 9 $ 1,545,000 $ 171,666 $ 64,000
Horry, South Carolina 9 $ 1,795,000 $ 199,444 $ 94,000
Fauquier, Virginia 9 $ 3,255,000 $ 361,666 $ 77,000
Isle of Wight, Virginia 9 $ 2,245,000 $ 249,444 $ 70,000
Arapahoe, Colorado 8 $ 2,560,000 $ 320,000 $ 75,000
Cobb, Georgia 8 $ 2,080,000 $ 260,000 $ 148,000
Henry, Georgia 8 $ 2,040,000 $ 255,000 $ 74,000
Jefferson, Louisiana 8 $ 1,620,000 $ 202,500 $ 70,000
Northumberland, Pennsylvania 8 $ 560,000 $ 70,000 $ 49,000
Philadelphia, Pennsylvania 8 $ 2,270,000 $ 283,750 $ 102,000
Kent, Rhode Island 8 $ 1,820,000 $ 227,500 $ 65,000
Harris, Texas 8 $ 2,010,000 $ 251,250 $ 129,000
Sussex, Delaware 7 $ 2,325,000 $ 332,142 $ 255,000
Clayton, Georgia 7 $ 1,155,000 $ 165,000 $ 57,000
Wayne, Michigan 7 $ 825,000 $ 117,857 $ 404,000
Chatham, North Carolina 7 $ 2,425,000 $ 346,428 $ 120,000
Montgomery, Pennsylvania 7 $ 1,655,000 $ 236,428 $ 132,000
Tangipahoa, Louisiana 6 $ 1,570,000 $ 261,666 $ 79,000
Alamance, North Carolina 6 $ 1,390,000 $ 231,666 $ 89,000
Brunswick, North Carolina 6 $ 1,090,000 $ 181,666 $ 68,000
Granville, North Carolina 6 $ 1,340,000 $ 223,333 $ 66,000
Orange, North Carolina 6 $ 1,430,000 $ 238,333 $ 90,000
Cuyahoga, Ohio 6 $ 1,190,000 $ 198,333 $ 89,000
Bucks, Pennsylvania 6 $ 1,960,000 $ 326,666 $ 124,000
Lebanon, Pennsylvania 6 $ 1,260,000 $ 210,000 $ 44,000
Hanover, Virginia 6 $ 1,590,000 $ 265,000 $ 117,000
Hardy, West Virginia 6 $ 1,430,000 $ 238,333 $ 129,000
Adams, Colorado 5 $ 1,795,000 $ 359,000 $ 153,000
Clay, Florida 5 $ 1,015,000 $ 203,000 $ 70,000
Rockdale, Georgia 5 $ 895,000 $ 179,000 $ 58,000
Iberville, Louisiana 5 $ 745,000 $ 149,000 $ 64,000
Natchitoches, Louisiana 5 $ 575,000 $ 115,000 $ 47,000
Terrebonne, Louisiana 5 $ 755,000 $ 151,000 $ 65,000
Cecil, Maryland 5 $ 1,405,000 $ 281,000 $ 119,000
Barnstable, Massachusetts 5 $ 1,675,000 $ 335,000 $ 187,000
Essex, Massachusetts 5 $ 1,975,000 $ 395,000 $ 112,000
St. Clair, Michigan 5 $ 845,000 $ 169,000 $ 69,000
Watauga, North Carolina 5 $ 1,735,000 $ 347,000 $ 134,000
Albemarle, Virginia 5 $ 1,225,000 $ 245,000 $ 109,000
Clarke, Virginia 5 $ 1,575,000 $ 315,000 $ 69,000
Culpeper, Virginia 5 $ 1,495,000 $ 299,000 $ 88,000
Poquoson, Virginia 5 $ 1,545,000 $ 309,000 $ 83,000
San Diego, California 4 $ 1,880,000 $ 470,000 $ 32,000
Jefferson, Colorado 4 $ 1,700,000 $ 425,000 $ 96,000
Alachua, Florida 4 $ 990,000 $ 247,500 $ 68,000
Charlotte, Florida 4 $ 910,000 $ 227,500 $ 87,000
Indian River, Florida 4 $ 1,030,000 $ 257,500 $ 137,000
Monroe, Florida 4 $ 1,700,000 $ 425,000 $ 88,000
Columbia, Georgia 4 $ 840,000 $ 210,000 $ 20,000
Effingham, Georgia 4 $ 590,000 $ 147,500 $ 63,000
Talbot, Maryland 4 $ 1,610,000 $ 402,500 $ 96,000
Mecklenburg, North Carolina 4 $ 1,140,000 $ 285,000 $ 508,000
New Hanover, North Carolina 4 $ 900,000 $ 225,000 $ 134,000
Pitt, North Carolina 4 $ 810,000 $ 202,500 $ 70,000
Carbon, Pennsylvania 4 $ 530,000 $ 132,500 $ 63,000
Chester, Pennsylvania 4 $ 1,080,000 $ 270,000 $ 151,000
Delaware, Pennsylvania 4 $ 1,450,000 $ 362,500 $ 222,000
Fayette, Pennsylvania 4 $ 770,000 $ 192,500 $ 72,000
Somerset, Pennsylvania 4 $ 480,000 $ 120,000 $ 44,000
Charleston, South Carolina 4 $ 1,340,000 $ 335,000 $ 128,000
Fort Bend, Texas 4 $ 1,350,000 $ 337,500 $ 128,000
Westmoreland, Virginia 4 $ 1,030,000 $ 257,500 $ 73,000
Monongalia, West Virginia 4 $ 1,030,000 $ 257,500 $ 100,000
Denver, Colorado 3 $ 1,215,000 $ 405,000 $ 132,000
Weld, Colorado 3 $ 1,115,000 $ 371,666 $ 87,000
Columbia, Florida 3 $ 375,000 $ 125,000 $ 52,000
Levy, Florida 3 $ 395,000 $ 131,666 $ 52,000
Okaloosa, Florida 3 $ 475,000 $ 158,333 $ 59,000
Forsyth, Georgia 3 $ 845,000 $ 281,666 $ 124,000
Paulding, Georgia 3 $ 725,000 $ 241,666 $ 106,000
Lafayette, Louisiana 3 $ 615,000 $ 205,000 $ 40,000
Lafourche, Louisiana 3 $ 555,000 $ 185,000 $ 51,000
Rapides, Louisiana 3 $ 685,000 $ 228,333 $ 43,000
Caroline, Maryland 3 $ 595,000 $ 198,333 $ 46,000
Hudson, New Jersey 3 $ 1,505,000 $ 501,666 $ 153,000
Middlesex, New Jersey 3 $ 675,000 $ 225,000 $ 98,000
Sussex, New Jersey 3 $ 1,395,000 $ 465,000 $ 126,000
Dare, North Carolina 3 $ 1,145,000 $ 381,666 $ 286,000
Lee, North Carolina 3 $ 725,000 $ 241,666 $ 48,000
Moore, North Carolina 3 $ 665,000 $ 221,666 $ 60,000
Union, North Carolina 3 $ 905,000 $ 301,666 $ 56,000
Adams, Pennsylvania 3 $ 775,000 $ 258,333 $ 92,000
Huntingdon, Pennsylvania 3 $ 395,000 $ 131,666 $ 43,000
Perry, Pennsylvania 3 $ 595,000 $ 198,333 $ 38,000
York, South Carolina 3 $ 895,000 $ 298,333 $ 80,000
Colonial Heights, Virginia 3 $ 385,000 $ 128,333 $ 74,000
Louisa, Virginia 3 $ 1,205,000 $ 401,666 $ 148,000
Mathews, Virginia 3 $ 765,000 $ 255,000 $ 70,000
New Kent, Virginia 3 $ 765,000 $ 255,000 $ 78,000
Orange, Virginia 3 $ 845,000 $ 281,666 $ 57,000
Page, Virginia 3 $ 405,000 $ 135,000 $ 62,000
Rockingham, Virginia 3 $ 725,000 $ 241,666 $ 124,000
Mobile, Alabama 2 $ 1,010,000 $ 505,000 $ 168,000
Los Angeles, California 2 $ 1,170,000 $ 585,000 $ 295,000
Placer, California 2 $ 930,000 $ 465,000 $ 151,000
Broomfield, Colorado 2 $ 880,000 $ 440,000 $ 149,000
El Paso, Colorado 2 $ 820,000 $ 410,000 $ 47,000
Fairfield, Connecticut 2 $ 970,000 $ 485,000 $ 186,000
Hartford, Connecticut 2 $ 570,000 $ 285,000 $ 196,000
Kent, Delaware 2 $ 500,000 $ 250,000 $ 26,000
Bay, Florida 2 $ 320,000 $ 160,000 $ 97,000
Highlands, Florida 2 $ 380,000 $ 190,000 $ 95,000
Putnam, Florida 2 $ 210,000 $ 105,000 $ 86,000
Santa Rosa, Florida 2 $ 470,000 $ 235,000 $ 94,000
Walton, Florida 2 $ 1,260,000 $ 630,000 $ 252,000
Bryan, Georgia 2 $ 540,000 $ 270,000 $ 86,000
Cherokee, Georgia 2 $ 1,150,000 $ 575,000 $ 198,000
Douglas, Georgia 2 $ 520,000 $ 260,000 $ 97,000
Fayette, Georgia 2 $ 500,000 $ 250,000 $ 83,000
Hall, Georgia 2 $ 350,000 $ 175,000 $ 39,000
Houston, Georgia 2 $ 500,000 $ 250,000 $ 110,000
Muscogee, Georgia 2 $ 440,000 $ 220,000 $ 57,000
Newton, Georgia 2 $ 350,000 $ 175,000 $ 74,000
Lincoln, Louisiana 2 $ 570,000 $ 285,000 $ 79,000
Orleans, Louisiana 2 $ 410,000 $ 205,000 $ 59,000
Androscoggin, Maine 2 $ 260,000 $ 130,000 $ 290,000
Wicomico, Maryland 2 $ 310,000 $ 155,000 $ 79,000
Berkshire, Massachusetts 2 $ 1,240,000 $ 620,000 $ 89,000
Lapeer, Michigan 2 $ 350,000 $ 175,000 $ 135,000
Oakland, Michigan 2 $ 640,000 $ 320,000 $ 170,000
Washtenaw, Michigan 2 $ 240,000 $ 120,000 $ 49,000
Rockingham, New Hampshire 2 $ 920,000 $ 460,000 $ 40,000
Atlantic, New Jersey 2 $ 720,000 $ 360,000 $ 119,000
Bergen, New Jersey 2 $ 660,000 $ 330,000 $ 248,000
Essex, New Jersey 2 $ 1,180,000 $ 590,000 $ 296,000
Morris, New Jersey 2 $ 780,000 $ 390,000 $ 192,000
Ocean, New Jersey 2 $ 500,000 $ 250,000 $ 67,000
Passaic, New Jersey 2 $ 730,000 $ 365,000 $ 128,000
Union, New Jersey 2 $ 610,000 $ 305,000 $ 165,000
Bladen, North Carolina 2 $ 220,000 $ 110,000 $ 34,000
Buncombe, North Carolina 2 $ 330,000 $ 165,000 $ 32,000
Cabarrus, North Carolina 2 $ 680,000 $ 340,000 $ 108,000
Onslow, North Carolina 2 $ 570,000 $ 285,000 $ 193,000
Richmond, North Carolina 2 $ 230,000 $ 115,000 $ 59,000
Sampson, North Carolina 2 $ 290,000 $ 145,000 $ 51,000
Scotland, North Carolina 2 $ 220,000 $ 110,000 $ 80,000
Centre, Pennsylvania 2 $ 390,000 $ 195,000 $ 152,000
Columbia, Pennsylvania 2 $ 390,000 $ 195,000 $ 94,000
Northampton, Pennsylvania 2 $ 340,000 $ 170,000 $ 300,000
Wyoming, Pennsylvania 2 $ 350,000 $ 175,000 $ 64,000
Berkeley, South Carolina 2 $ 520,000 $ 260,000 $ 83,000
Richland, South Carolina 2 $ 660,000 $ 330,000 $ 94,000
Hamilton, Tennessee 2 $ 560,000 $ 280,000 $ 133,000
Macon, Tennessee 2 $ 310,000 $ 155,000 $ 52,000
Montgomery, Tennessee 2 $ 410,000 $ 205,000 $ 42,000
Collin, Texas 2 $ 780,000 $ 390,000 $ 153,000
Denton, Texas 2 $ 590,000 $ 295,000 $ 0
Montgomery, Texas 2 $ 610,000 $ 305,000 $ 169,000
Rockwall, Texas 2 $ 1,120,000 $ 560,000 $ 3,460,000
Tarrant, Texas 2 $ 540,000 $ 270,000 $ 99,000
Botetourt, Virginia 2 $ 850,000 $ 425,000 $ 184,000
Caroline, Virginia 2 $ 400,000 $ 200,000 $ 64,000
Dinwiddie, Virginia 2 $ 470,000 $ 235,000 $ 74,000
Franklin City, Virginia 2 $ 440,000 $ 220,000 $ 64,000
Hopewell, Virginia 2 $ 180,000 $ 90,000 $ 42,000
Petersburg, Virginia 2 $ 400,000 $ 200,000 $ 61,000
Roanoke, Virginia 2 $ 590,000 $ 295,000 $ 108,000
Southampton, Virginia 2 $ 70,000 $ 35,000 $ 32,000
Grant, West Virginia 2 $ 220,000 $ 110,000 $ 52,000
Kanawha, West Virginia 2 $ 240,000 $ 120,000 $ 108,000
Butte, California 1 $ 295,000 $ 295,000 $ 118,000
Lake, California 1 $ 285,000 $ 285,000 $ 314,000
Riverside, California 1 $ 265,000 $ 265,000 $ 68,000
San Joaquin, California 1 $ 205,000 $ 205,000 $ 209,000
Boulder, Colorado 1 $ 135,000 $ 135,000 $ 41,000
Grand, Colorado 1 $ 225,000 $ 225,000 $ 53,000
Kit Carson, Colorado 1 $ 225,000 $ 225,000 $ 68,000
Mesa, Colorado 1 $ 205,000 $ 205,000 $ 555,000
Morgan, Colorado 1 $ 325,000 $ 325,000 $ 72,000
Routt, Colorado 1 $ 315,000 $ 315,000 $ 311,000
New Haven, Connecticut 1 $ 225,000 $ 225,000 $ 133,000
Windham, Connecticut 1 $ 615,000 $ 615,000 $ 200,000
Dixie, Florida 1 $ 115,000 $ 115,000 $ 63,000
Escambia, Florida 1 $ 115,000 $ 115,000 $ 110,000
Hamilton, Florida 1 $ 105,000 $ 105,000 $ 27,000
Jefferson, Florida 1 $ 115,000 $ 115,000 $ 123,000
Sumter, Florida 1 $ 115,000 $ 115,000 $ 71,000
Camden, Georgia 1 $ 145,000 $ 145,000 $ 42,000
Carroll, Georgia 1 $ 165,000 $ 165,000 $ 65,000
Coweta, Georgia 1 $ 385,000 $ 385,000 $ 145,000
Gilmer, Georgia 1 $ 155,000 $ 155,000 $ 69,000
Pickens, Georgia 1 $ 255,000 $ 255,000 $ 58,000
Polk, Georgia 1 $ 65,000 $ 65,000 $ 28,000
Putnam, Georgia 1 $ 335,000 $ 335,000 $ 151,000
Richmond, Georgia 1 $ 155,000 $ 155,000 $ 66,000
Towns, Georgia 1 $ 225,000 $ 225,000 $ 77,000
Union, Georgia 1 $ 155,000 $ 155,000 $ 29,000
Walton, Georgia 1 $ 355,000 $ 355,000 $ 64,000
Cook, Illinois 1 $ 225,000 $ 225,000 $ 265,000
DuPage, Illinois 1 $ 205,000 $ 205,000 $ 99,000
Lake, Illinois 1 $ 145,000 $ 145,000 $ 109,000
Will, Illinois 1 $ 285,000 $ 285,000 $ 95,000
Allen, Indiana 1 $ 175,000 $ 175,000 $ 78,000
Acadia, Louisiana 1 $ 145,000 $ 145,000 $ 26,000
Assumption, Louisiana 1 $ 115,000 $ 115,000 $ 138,000
Claiborne, Louisiana 1 $ 15,000 $ 15,000 $ 66,000
Concordia, Louisiana 1 $ 135,000 $ 135,000 $ 38,000
Iberia, Louisiana 1 $ 195,000 $ 195,000 $ 40,000
Pointe Coupee, Louisiana 1 $ 195,000 $ 195,000 $ 61,000
St. Martin, Louisiana 1 $ 285,000 $ 285,000 $ 64,000
Washington, Louisiana 1 $ 85,000 $ 85,000 $ 36,000
Webster, Louisiana 1 $ 365,000 $ 365,000 $ 80,000
Cumberland, Maine 1 $ 665,000 $ 665,000 $ 343,000
York, Maine 1 $ 475,000 $ 475,000 $ 142,000
Dukes, Massachusetts 1 $ 575,000 $ 575,000 $ 131,000
Genesee, Michigan 1 $ 105,000 $ 105,000 $ 72,000
Ingham, Michigan 1 $ 75,000 $ 75,000 $ 77,000
Kent, Michigan 1 $ 155,000 $ 155,000 $ 82,000
Muskegon, Michigan 1 $ 105,000 $ 105,000 $ 66,000
Oceana, Michigan 1 $ 165,000 $ 165,000 $ 60,000
Wexford, Michigan 1 $ 85,000 $ 85,000 $ 47,000
Hennepin, Minnesota 1 $ 335,000 $ 335,000 $ 150,000
Hillsborough, New Hampshire 1 $ 315,000 $ 315,000 $ 146,000
Cape May, New Jersey 1 $ 185,000 $ 185,000 $ 105,000
Somerset, New Jersey 1 $ 305,000 $ 305,000 $ 106,000
Anson, North Carolina 1 $ 125,000 $ 125,000 $ 62,000
Ashe, North Carolina 1 $ 185,000 $ 185,000 $ 54,000
Camden, North Carolina 1 $ 225,000 $ 225,000 $ 87,000
Carteret, North Carolina 1 $ 365,000 $ 365,000 $ 408,000
Currituck, North Carolina 1 $ 435,000 $ 435,000 $ 129,000
Davidson, North Carolina 1 $ 175,000 $ 175,000 $ 40,000
Gaston, North Carolina 1 $ 155,000 $ 155,000 $ 53,000
Guilford, North Carolina 1 $ 175,000 $ 175,000 $ 117,000
Halifax, North Carolina 1 $ 35,000 $ 35,000 $ 23,000
Pamlico, North Carolina 1 $ 185,000 $ 185,000 $ 69,000
Pasquotank, North Carolina 1 $ 195,000 $ 195,000 $ 55,000
Pender, North Carolina 1 $ 185,000 $ 185,000 $ 50,000
Stanly, North Carolina 1 $ 175,000 $ 175,000 $ 43,000
Vance, North Carolina 1 $ 215,000 $ 215,000 $ 117,000
Warren, North Carolina 1 $ 175,000 $ 175,000 $ 52,000
Wilson, North Carolina 1 $ 125,000 $ 125,000 $ 52,000
Belmont, Ohio 1 $ 105,000 $ 105,000 $ 68,000
Clermont, Ohio 1 $ 195,000 $ 195,000 $ 66,000
Clinton, Ohio 1 $ 155,000 $ 155,000 $ 38,000
Franklin, Ohio 1 $ 105,000 $ 105,000 $ 96,000
Greene, Ohio 1 $ 355,000 $ 355,000 $ 0
Lorain, Ohio 1 $ 35,000 $ 35,000 $ 89,000
Lucas, Ohio 1 $ 355,000 $ 355,000 $ 0
Warren, Ohio 1 $ 275,000 $ 275,000 $ 120,000
Multnomah, Oregon 1 $ 275,000 $ 275,000 $ 0
Washington, Oregon 1 $ 205,000 $ 205,000 $ 53,000
Berks, Pennsylvania 1 $ 185,000 $ 185,000 $ 75,000
Blair, Pennsylvania 1 $ 115,000 $ 115,000 $ 36,000
Cambria, Pennsylvania 1 $ 125,000 $ 125,000 $ 60,000
McKean, Pennsylvania 1 $ 135,000 $ 135,000 $ 58,000
Mifflin, Pennsylvania 1 $ 435,000 $ 435,000 $ 112,000
Monroe, Pennsylvania 1 $ 205,000 $ 205,000 $ 135,000
Pike, Pennsylvania 1 $ 145,000 $ 145,000 $ 81,000
Schuylkill, Pennsylvania 1 $ 105,000 $ 105,000 $ 48,000
Snyder, Pennsylvania 1 $ 245,000 $ 245,000 $ 57,000
Susquehanna, Pennsylvania 1 $ 225,000 $ 225,000 $ 51,000
Newport, Rhode Island 1 $ 385,000 $ 385,000 $ 209,000
Jasper, South Carolina 1 $ 185,000 $ 185,000 $ 104,000
Lancaster, South Carolina 1 $ 245,000 $ 245,000 $ 68,000
Bedford, Tennessee 1 $ 205,000 $ 205,000 $ 81,000
Blount, Tennessee 1 $ 105,000 $ 105,000 $ 34,000
Cumberland, Tennessee 1 $ 205,000 $ 205,000 $ 55,000
Dickson, Tennessee 1 $ 155,000 $ 155,000 $ 31,000
Fayette, Tennessee 1 $ 85,000 $ 85,000 $ 16,000
Hickman, Tennessee 1 $ 195,000 $ 195,000 $ 58,000
Jefferson, Tennessee 1 $ 105,000 $ 105,000 $ 45,000
Knox, Tennessee 1 $ 65,000 $ 65,000 $ 83,000
Sequatchie, Tennessee 1 $ 65,000 $ 65,000 $ 176,000
Sevier, Tennessee 1 $ 175,000 $ 175,000 $ 62,000
Smith, Tennessee 1 $ 225,000 $ 225,000 $ 59,000
Sumner, Tennessee 1 $ 385,000 $ 385,000 $ 69,000
Tipton, Tennessee 1 $ 85,000 $ 85,000 $ 29,000
Wilson, Tennessee 1 $ 215,000 $ 215,000 $ 154,000
Bell, Texas 1 $ 75,000 $ 75,000 $ 93,000
Cameron, Texas 1 $ 455,000 $ 455,000 $ 400,000
Dallas, Texas 1 $ 185,000 $ 185,000 $ 120,000
El Paso, Texas 1 $ 195,000 $ 195,000 $ 253,000
San Jacinto, Texas 1 $ 95,000 $ 95,000 $ 26,000
Travis, Texas 1 $ 295,000 $ 295,000 $ 0
Amherst, Virginia 1 $ 215,000 $ 215,000 $ 73,000
Bedford, Virginia 1 $ 505,000 $ 505,000 $ 596,000
Franklin, Virginia 1 $ 105,000 $ 105,000 $ 44,000
Fredericksburg, Virginia 1 $ 225,000 $ 225,000 $ 72,000
Harrisonburg, Virginia 1 $ 265,000 $ 265,000 $ 78,000
King and Queen, Virginia 1 $ 335,000 $ 335,000 $ 69,000
Lancaster, Virginia 1 $ 175,000 $ 175,000 $ 43,000
Madison, Virginia 1 $ 165,000 $ 165,000 $ 68,000
Middlesex, Virginia 1 $ 325,000 $ 325,000 $ 103,000
Northampton, Virginia 1 $ 205,000 $ 205,000 $ 66,000
Northumberland, Virginia 1 $ 215,000 $ 215,000 $ 227,000
Powhatan, Virginia 1 $ 365,000 $ 365,000 $ 70,000
Roanoke City, Virginia 1 $ 105,000 $ 105,000 $ 27,000
Williamsburg, Virginia 1 $ 165,000 $ 165,000 $ 174,000
King, Washington 1 $ 295,000 $ 295,000 $ 216,000
Pierce, Washington 1 $ 285,000 $ 285,000 $ 0
Putnam, West Virginia 1 $ 225,000 $ 225,000 $ 106,000

Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,495 $1,860,745,000 $286,000 $2,065,000 $92,000 $6,800,000
Refinancing 4,050 $1,241,610,000 $306,000 $1,625,000 $107,000 $2,496,000
Home Improvement 48 $11,200,000 $233,000 $515,000 $96,000 $480,000
Cash-out Refinancing 1 $195,000 $195,000 $195,000 $61,000 $61,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,068 $1,179,500,000 $289,000 $2,065,000 $112,000 $2,496,000
Hispanic 3,500 $999,270,000 $285,000 $1,045,000 $74,000 $814,000
Black or African American 1,256 $336,290,000 $267,000 $1,625,000 $90,000 $6,800,000
Not Provided 1,159 $387,295,000 $334,000 $1,695,000 $117,000 $5,104,000
Asian 568 $200,790,000 $353,000 $1,195,000 $124,000 $1,284,000
American Indian or Alaskan Native 32 $7,640,000 $238,000 $505,000 $81,000 $369,000
Native Hawaiian or Other Pacific Islander 11 $2,965,000 $269,000 $765,000 $82,000 $230,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,497 $1,976,275,000 $304,000 $2,065,000 $117,000 $6,800,000
FHA-insured (Federal Housing Administration) 2,921 $776,045,000 $265,000 $885,000 $65,000 $720,000
VA-guaranteed (Veterans Administration) 885 $304,325,000 $343,000 $1,515,000 $77,000 $606,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 291 $57,105,000 $196,000 $355,000 $57,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,199 $2,444,745,000 $298,000 $2,065,000 $101,000 $6,800,000
Application Approved But Not Accepted 873 $250,965,000 $287,000 $1,625,000 $94,000 $1,500,000
Application Withdrawn By Applicant 766 $214,220,000 $279,000 $875,000 $89,000 $1,284,000
File Closed For Incompleteness 390 $108,570,000 $278,000 $1,015,000 $96,000 $2,496,000
Application Denied By Financial Institution 366 $95,250,000 $260,000 $1,195,000 $67,000 $374,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,228 $3,018,500,000 $295,000 $2,065,000 $99,000 $6,800,000
Credit History 95 $22,765,000 $239,000 $805,000 $68,000 $374,000
Debt-To-Income Ratio 77 $20,915,000 $271,000 $1,195,000 $64,000 $190,000
Other 53 $14,355,000 $270,000 $735,000 $53,000 $141,000
Insufficient Cash (Downpayment, Closing Cost) 41 $11,295,000 $275,000 $595,000 $65,000 $154,000
Unverifiable Information 38 $11,570,000 $304,000 $765,000 $80,000 $237,000
Collateral 35 $7,635,000 $218,000 $635,000 $75,000 $289,000
Employment History 23 $5,665,000 $246,000 $735,000 $68,000 $217,000
Credit Application Incomplete 4 $1,050,000 $262,000 $335,000 $87,000 $162,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homespire Mortgage Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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