Homespire Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Homespire Mortgage Corporation 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,936 |
| Total Mortgage Loan Application Amount | $875,400,000 |
| Average Mortgage Loan Application Amount | $264,750 |
| Highest Mortgage Loan Application Amount | $2,295,000 |
| Average Applicant Income | $110,500 |
| Highest Applicant Income | $1,189,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 262 | $ 95,270,000 | $ 363,000 | $ 109,000 |
| Montgomery County Maryland | 190 | $ 74,230,000 | $ 390,000 | $ 127,000 |
| Berkeley County West Virginia | 134 | $ 32,250,000 | $ 240,000 | $ 93,000 |
| Providence County Rhode Island | 98 | $ 28,130,000 | $ 287,000 | $ 89,000 |
| Baltimore County Maryland | 87 | $ 23,535,000 | $ 270,000 | $ 82,000 |
| Anne Arundel County Maryland | 62 | $ 22,680,000 | $ 365,000 | $ 104,000 |
| Cumberland County North Carolina | 61 | $ 9,935,000 | $ 162,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 59 | $ 30,455,000 | $ 516,000 | $ 181,000 |
| Frederick County Maryland | 58 | $ 21,950,000 | $ 378,000 | $ 115,000 |
| Jefferson County West Virginia | 51 | $ 14,205,000 | $ 278,000 | $ 110,000 |
| Orange County Florida | 50 | $ 12,090,000 | $ 241,000 | $ 95,000 |
| Baltimore City County Maryland | 49 | $ 10,435,000 | $ 212,000 | $ 78,000 |
| Franklin County Ohio | 48 | $ 13,530,000 | $ 281,000 | $ 117,000 |
| Johnston County North Carolina | 45 | $ 12,015,000 | $ 267,000 | $ 96,000 |
| Frederick County Virginia | 45 | $ 12,005,000 | $ 266,000 | $ 98,000 |
| Polk County Florida | 42 | $ 9,090,000 | $ 216,000 | $ 79,000 |
| Wake County North Carolina | 42 | $ 16,710,000 | $ 397,000 | $ 170,000 |
| Washington County Maryland | 40 | $ 11,910,000 | $ 297,000 | $ 105,000 |
| Licking County Ohio | 39 | $ 10,625,000 | $ 272,000 | $ 110,000 |
| Osceola County Florida | 38 | $ 9,280,000 | $ 244,000 | $ 97,000 |
| Newport News County Virginia | 36 | $ 7,850,000 | $ 218,000 | $ 82,000 |
| Portsmouth County Virginia | 36 | $ 6,110,000 | $ 169,000 | $ 80,000 |
| Cumberland County Pennsylvania | 35 | $ 9,475,000 | $ 270,000 | $ 111,000 |
| Broward County Florida | 34 | $ 11,700,000 | $ 344,000 | $ 109,000 |
| Prince William County Virginia | 34 | $ 14,120,000 | $ 415,000 | $ 120,000 |
| Franklin County Pennsylvania | 33 | $ 7,605,000 | $ 230,000 | $ 103,000 |
| Kanawha County West Virginia | 33 | $ 6,365,000 | $ 192,000 | $ 101,000 |
| Hampden County Massachusetts | 30 | $ 8,030,000 | $ 267,000 | $ 72,000 |
| Shenandoah County Virginia | 29 | $ 7,695,000 | $ 265,000 | $ 109,000 |
| Chesapeake County Virginia | 28 | $ 8,220,000 | $ 293,000 | $ 97,000 |
| Luzerne County Pennsylvania | 27 | $ 4,315,000 | $ 159,000 | $ 91,000 |
| Howard County Maryland | 26 | $ 10,510,000 | $ 404,000 | $ 146,000 |
| Virginia Beach County Virginia | 26 | $ 9,310,000 | $ 358,000 | $ 134,000 |
| Hampton County Virginia | 25 | $ 5,955,000 | $ 238,000 | $ 92,000 |
| Norfolk County Virginia | 24 | $ 6,150,000 | $ 256,000 | $ 92,000 |
| Fairfax County Virginia | 23 | $ 10,995,000 | $ 478,000 | $ 159,000 |
| Robeson County North Carolina | 20 | $ 3,010,000 | $ 150,000 | $ 93,000 |
| Dauphin County Pennsylvania | 19 | $ 2,955,000 | $ 155,000 | $ 85,000 |
| Effingham County Georgia | 18 | $ 5,140,000 | $ 285,000 | $ 102,000 |
| Charles County Maryland | 17 | $ 6,585,000 | $ 387,000 | $ 108,000 |
| Harnett County North Carolina | 17 | $ 4,265,000 | $ 250,000 | $ 90,000 |
| Miami-Dade County Florida | 16 | $ 6,270,000 | $ 391,000 | $ 118,000 |
| Suffolk County Virginia | 16 | $ 4,290,000 | $ 268,000 | $ 96,000 |
| Isle of Wight County Virginia | 15 | $ 3,145,000 | $ 209,000 | $ 86,000 |
| Hillsborough County Florida | 14 | $ 4,410,000 | $ 315,000 | $ 144,000 |
| Pasquotank County North Carolina | 14 | $ 3,560,000 | $ 254,000 | $ 121,000 |
| York County Pennsylvania | 14 | $ 3,770,000 | $ 269,000 | $ 108,000 |
| Rockingham County Virginia | 14 | $ 2,940,000 | $ 210,000 | $ 82,000 |
| Marion County Florida | 13 | $ 2,285,000 | $ 175,000 | $ 56,000 |
| Cobb County Georgia | 13 | $ 4,545,000 | $ 349,000 | $ 213,000 |
| Wayne County North Carolina | 12 | $ 2,630,000 | $ 219,000 | $ 83,000 |
| Harris County Texas | 12 | $ 4,010,000 | $ 334,000 | $ 126,000 |
| Loudoun County Virginia | 12 | $ 7,910,000 | $ 659,000 | $ 190,000 |
| Winchester County Virginia | 12 | $ 3,400,000 | $ 283,000 | $ 115,000 |
| Morgan County West Virginia | 12 | $ 2,460,000 | $ 205,000 | $ 104,000 |
| Jones County Georgia | 11 | $ 2,265,000 | $ 205,000 | $ 70,000 |
| Carroll County Maryland | 11 | $ 4,085,000 | $ 371,000 | $ 119,000 |
| Gloucester County Virginia | 11 | $ 2,065,000 | $ 187,000 | $ 97,000 |
| Stafford County Virginia | 11 | $ 5,145,000 | $ 467,000 | $ 123,000 |
| Fulton County Georgia | 10 | $ 3,410,000 | $ 341,000 | $ 186,000 |
| East Baton Rouge County Louisiana | 10 | $ 2,080,000 | $ 208,000 | $ 102,000 |
| Hoke County North Carolina | 10 | $ 2,140,000 | $ 214,000 | $ 86,000 |
| York County Virginia | 10 | $ 2,880,000 | $ 288,000 | $ 118,000 |
| Lake County Florida | 9 | $ 2,415,000 | $ 268,000 | $ 122,000 |
| Seminole County Florida | 8 | $ 2,140,000 | $ 267,000 | $ 93,000 |
| Gwinnett County Georgia | 8 | $ 1,990,000 | $ 248,000 | $ 139,000 |
| Durham County North Carolina | 8 | $ 2,400,000 | $ 300,000 | $ 119,000 |
| Kent County Rhode Island | 8 | $ 1,830,000 | $ 228,000 | $ 101,000 |
| Bexar County Texas | 8 | $ 2,090,000 | $ 261,000 | $ 135,000 |
| Hockley County Texas | 8 | $ 570,000 | $ 71,000 | $ 58,000 |
| Volusia County Florida | 7 | $ 1,965,000 | $ 280,000 | $ 87,000 |
| Ellis County Texas | 7 | $ 2,775,000 | $ 396,000 | $ 136,000 |
| Alexandria County Virginia | 7 | $ 4,285,000 | $ 612,000 | $ 187,000 |
| Chesterfield County Virginia | 7 | $ 2,375,000 | $ 339,000 | $ 98,000 |
| Baldwin County Georgia | 6 | $ 1,270,000 | $ 211,000 | $ 71,000 |
| Bibb County Georgia | 6 | $ 1,340,000 | $ 223,000 | $ 83,000 |
| DeKalb County Georgia | 6 | $ 1,630,000 | $ 271,000 | $ 141,000 |
| Franklin County North Carolina | 6 | $ 1,850,000 | $ 308,000 | $ 113,000 |
| Sampson County North Carolina | 6 | $ 1,190,000 | $ 198,000 | $ 95,000 |
| Wilson County North Carolina | 6 | $ 800,000 | $ 133,000 | $ 60,000 |
| Bryan County Georgia | 5 | $ 2,455,000 | $ 491,000 | $ 184,000 |
| Iberville County Louisiana | 5 | $ 1,025,000 | $ 205,000 | $ 78,000 |
| Harford County Maryland | 5 | $ 1,685,000 | $ 337,000 | $ 77,000 |
| Bristol County Massachusetts | 5 | $ 1,555,000 | $ 311,000 | $ 82,000 |
| Worcester County Massachusetts | 5 | $ 1,865,000 | $ 373,000 | $ 91,000 |
| Chatham County North Carolina | 5 | $ 2,575,000 | $ 515,000 | $ 314,000 |
| Adams County Pennsylvania | 5 | $ 1,345,000 | $ 269,000 | $ 98,000 |
| Arlington County Virginia | 5 | $ 2,915,000 | $ 583,000 | $ 211,000 |
| Fluvanna County Virginia | 5 | $ 715,000 | $ 143,000 | $ 85,000 |
| Spotsylvania County Virginia | 5 | $ 2,265,000 | $ 453,000 | $ 111,000 |
| Hampshire County West Virginia | 5 | $ 1,045,000 | $ 209,000 | $ 76,000 |
| Duval County Florida | 4 | $ 820,000 | $ 205,000 | $ 111,000 |
| Manatee County Florida | 4 | $ 1,260,000 | $ 315,000 | $ 104,000 |
| Nassau County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 130,000 |
| Palm Beach County Florida | 4 | $ 1,790,000 | $ 447,000 | $ 133,000 |
| Pasco County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 225,000 |
| Sarasota County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 111,000 |
| Chatham County Georgia | 4 | $ 920,000 | $ 230,000 | $ 113,000 |
| Clayton County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 72,000 |
| Gordon County Georgia | 4 | $ 890,000 | $ 222,000 | $ 67,000 |
| Henry County Georgia | 4 | $ 1,330,000 | $ 332,000 | $ 96,000 |
| Lumpkin County Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 114,000 |
| Putnam County Georgia | 4 | $ 1,680,000 | $ 420,000 | $ 169,000 |
| Calvert County Maryland | 4 | $ 1,770,000 | $ 442,000 | $ 110,000 |
| Dorchester County Maryland | 4 | $ 960,000 | $ 240,000 | $ 82,000 |
| Essex County Massachusetts | 4 | $ 1,230,000 | $ 307,000 | $ 109,000 |
| Nash County North Carolina | 4 | $ 1,270,000 | $ 317,000 | $ 142,000 |
| Onslow County North Carolina | 4 | $ 1,640,000 | $ 410,000 | $ 137,000 |
| Washington County North Carolina | 4 | $ 280,000 | $ 70,000 | $ 43,000 |
| Delaware County Ohio | 4 | $ 1,740,000 | $ 435,000 | $ 184,000 |
| Lancaster County Pennsylvania | 4 | $ 1,260,000 | $ 315,000 | $ 130,000 |
| Perry County Pennsylvania | 4 | $ 940,000 | $ 235,000 | $ 76,000 |
| Horry County South Carolina | 4 | $ 1,350,000 | $ 337,000 | $ 145,000 |
| Montgomery County Texas | 4 | $ 940,000 | $ 235,000 | $ 91,000 |
| Tarrant County Texas | 4 | $ 1,800,000 | $ 450,000 | $ 127,000 |
| Travis County Texas | 4 | $ 1,350,000 | $ 337,000 | $ 167,000 |
| Franklin City County Virginia | 4 | $ 580,000 | $ 145,000 | $ 87,000 |
| Manassas County Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 75,000 |
| Warren County Virginia | 4 | $ 1,620,000 | $ 405,000 | $ 117,000 |
| New Castle County Delaware | 3 | $ 915,000 | $ 305,000 | $ 126,000 |
| Bulloch County Georgia | 3 | $ 685,000 | $ 228,000 | $ 92,000 |
| Fayette County Georgia | 3 | $ 515,000 | $ 171,000 | $ 126,000 |
| Houston County Georgia | 3 | $ 835,000 | $ 278,000 | $ 174,000 |
| Rockdale County Georgia | 3 | $ 635,000 | $ 211,000 | $ 104,000 |
| Ascension County Louisiana | 3 | $ 1,005,000 | $ 335,000 | $ 111,000 |
| Livingston County Louisiana | 3 | $ 775,000 | $ 258,000 | $ 97,000 |
| West Baton Rouge County Louisiana | 3 | $ 515,000 | $ 171,000 | $ 83,000 |
| Allegany County Maryland | 3 | $ 265,000 | $ 88,000 | $ 56,000 |
| St. Mary's County Maryland | 3 | $ 875,000 | $ 291,000 | $ 171,000 |
| Oakland County Michigan | 3 | $ 755,000 | $ 251,000 | $ 99,000 |
| Alamance County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 115,000 |
| Camden County North Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 155,000 |
| Gates County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 47,000 |
| Moore County North Carolina | 3 | $ 1,125,000 | $ 375,000 | $ 155,000 |
| Muskingum County Ohio | 3 | $ 505,000 | $ 168,000 | $ 57,000 |
| Fulton County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 110,000 |
| Lebanon County Pennsylvania | 3 | $ 905,000 | $ 301,000 | $ 140,000 |
| Washington County Pennsylvania | 3 | $ 635,000 | $ 211,000 | $ 129,000 |
| Anderson County Texas | 3 | $ 175,000 | $ 58,000 | $ 80,000 |
| Kaufman County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 173,000 |
| Limestone County Texas | 3 | $ 475,000 | $ 158,000 | $ 52,000 |
| Parker County Texas | 3 | $ 665,000 | $ 221,000 | $ 76,000 |
| Augusta County Virginia | 3 | $ 985,000 | $ 328,000 | $ 98,000 |
| Fauquier County Virginia | 3 | $ 785,000 | $ 261,000 | $ 82,000 |
| Northampton County Virginia | 3 | $ 765,000 | $ 255,000 | $ 156,000 |
| Page County Virginia | 3 | $ 515,000 | $ 171,000 | $ 43,000 |
| Poquoson County Virginia | 3 | $ 905,000 | $ 301,000 | $ 120,000 |
| Jackson County West Virginia | 3 | $ 295,000 | $ 98,000 | $ 63,000 |
| Bay County Florida | 2 | $ 580,000 | $ 290,000 | $ 103,000 |
| Brevard County Florida | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Clay County Florida | 2 | $ 510,000 | $ 255,000 | $ 62,000 |
| Columbia County Florida | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| DeSoto County Florida | 2 | $ 490,000 | $ 245,000 | $ 820,000 |
| Escambia County Florida | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| Highlands County Florida | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Pinellas County Florida | 2 | $ 710,000 | $ 355,000 | $ 192,000 |
| Barrow County Georgia | 2 | $ 670,000 | $ 335,000 | $ 124,000 |
| Carroll County Georgia | 2 | $ 570,000 | $ 285,000 | $ 50,000 |
| Cherokee County Georgia | 2 | $ 910,000 | $ 455,000 | $ 179,000 |
| Forsyth County Georgia | 2 | $ 1,520,000 | $ 760,000 | $ 315,000 |
| Newton County Georgia | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Spalding County Georgia | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Caroline County Maryland | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Queen Anne's County Maryland | 2 | $ 450,000 | $ 225,000 | $ 135,000 |
| Somerset County Maryland | 2 | $ 550,000 | $ 275,000 | $ 65,000 |
| Saginaw County Michigan | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Currituck County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 149,000 |
| Forsyth County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 190,000 |
| Granville County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Perquimans County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Randolph County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 35,000 |
| Clark County Ohio | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Fairfield County Ohio | 2 | $ 600,000 | $ 300,000 | $ 130,000 |
| Knox County Ohio | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Portage County Ohio | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Bedford County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Huntingdon County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 26,000 |
| Monroe County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 148,000 |
| Westmoreland County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Bowie County Texas | 2 | $ 550,000 | $ 275,000 | $ 215,000 |
| Denton County Texas | 2 | $ 510,000 | $ 255,000 | $ 120,000 |
| Fort Bend County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 272,000 |
| Hays County Texas | 2 | $ 530,000 | $ 265,000 | $ 203,000 |
| Johnson County Texas | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| McLennan County Texas | 2 | $ 680,000 | $ 340,000 | $ 335,000 |
| Rockwall County Texas | 2 | $ 940,000 | $ 470,000 | $ 173,000 |
| Amherst County Virginia | 2 | $ 740,000 | $ 370,000 | $ 117,000 |
| Henrico County Virginia | 2 | $ 770,000 | $ 385,000 | $ 94,000 |
| James City County Virginia | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| King George County Virginia | 2 | $ 830,000 | $ 415,000 | $ 133,000 |
| Lynchburg County Virginia | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Manassas Park County Virginia | 2 | $ 780,000 | $ 390,000 | $ 79,000 |
| Orange County Virginia | 2 | $ 570,000 | $ 285,000 | $ 53,000 |
| Staunton County Virginia | 2 | $ 550,000 | $ 275,000 | $ 97,000 |
| Surry County Virginia | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Cabell County West Virginia | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Hardy County West Virginia | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
| Monongalia County West Virginia | 2 | $ 360,000 | $ 180,000 | $ 36,000 |
| Raleigh County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Coffee County Alabama | 1 | $ 475,000 | $ 475,000 | $ 251,000 |
| DeKalb County Alabama | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Jefferson County Alabama | 1 | $ 425,000 | $ 425,000 | $ 181,000 |
| Hot Spring County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Solano County California | 1 | $ 585,000 | $ 585,000 | $ 395,000 |
| Denver County Colorado | 1 | $ 145,000 | $ 145,000 | $ 200,000 |
| Tolland County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Sussex County Delaware | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Charlotte County Florida | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Hernando County Florida | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Lafayette County Florida | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Lee County Florida | 1 | $ 385,000 | $ 385,000 | $ 168,000 |
| St. Lucie County Florida | 1 | $ 475,000 | $ 475,000 | $ 166,000 |
| Bartow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Dawson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Floyd County Georgia | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Habersham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Hall County Georgia | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Lamar County Georgia | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Laurens County Georgia | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Long County Georgia | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Madison County Georgia | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Monroe County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Paulding County Georgia | 1 | $ 435,000 | $ 435,000 | $ 161,000 |
| Pickens County Georgia | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Pulaski County Georgia | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Rabun County Georgia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Union County Georgia | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Assumption County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Talbot County Maryland | 1 | $ 355,000 | $ 355,000 | $ 71,000 |
| Wicomico County Maryland | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Suffolk County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 120,000 |
| Middlesex County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 188,000 |
| Chaves County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Brunswick County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Cabarrus County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Carteret County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 230,000 |
| Caswell County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Chowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Dare County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Davidson County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
| Edgecombe County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Guilford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Halifax County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Iredell County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Lee County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Lincoln County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Mecklenburg County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 229,000 |
| Northampton County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Orange County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 338,000 |
| Pender County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Pitt County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Warren County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 119,000 |
| Athens County Ohio | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Montgomery County Ohio | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Stark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Wood County Ohio | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| Berks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Lackawanna County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Potter County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Somerset County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Cherokee County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Kershaw County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Richland County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 480,000 |
| Rutherford County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Cooke County Texas | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Dallas County Texas | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| El Paso County Texas | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Guadalupe County Texas | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Hill County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Hood County Texas | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Lubbock County Texas | 1 | $ 415,000 | $ 415,000 | $ 98,000 |
| Medina County Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Potter County Texas | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Waller County Texas | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Williamson County Texas | 1 | $ 555,000 | $ 555,000 | $ 124,000 |
| Campbell County Virginia | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Caroline County Virginia | 1 | $ 425,000 | $ 425,000 | $ 89,000 |
| Clarke County Virginia | 1 | $ 575,000 | $ 575,000 | $ 210,000 |
| Fairfax City County Virginia | 1 | $ 685,000 | $ 685,000 | $ 153,000 |
| Falls Church County Virginia | 1 | $ 565,000 | $ 565,000 | $ 273,000 |
| Greene County Virginia | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Hanover County Virginia | 1 | $ 465,000 | $ 465,000 | $ 165,000 |
| Harrisonburg County Virginia | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Hopewell County Virginia | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| King and Queen County Virginia | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| King William County Virginia | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Lancaster County Virginia | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| Mathews County Virginia | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| New Kent County Virginia | 1 | $ 725,000 | $ 725,000 | $ 148,000 |
| Northumberland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Petersburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Prince George County Virginia | 1 | $ 445,000 | $ 445,000 | $ 184,000 |
| Richmond City County Virginia | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Roanoke City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Southampton County Virginia | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Tazewell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Westmoreland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Lincoln County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Mineral County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Preston County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Putnam County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Roane County West Virginia | 1 | $ 405,000 | $ 405,000 | $ 246,000 |
| Tucker County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Wetzel County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Marathon County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,750 | $824,530,000 | $299,000 | $2,295,000 | $109,000 | $1,189,000 |
| Cash-out Refinancing | 125 | $33,025,000 | $264,000 | $715,000 | $105,000 | $453,000 |
| Refinancing | 56 | $16,870,000 | $301,000 | $725,000 | $115,000 | $350,000 |
| Home Improvement | 5 | $975,000 | $195,000 | $395,000 | $113,000 | $190,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,010 | $312,580,000 | $309,000 | $1,105,000 | $95,000 | $425,000 |
| White | 996 | $285,310,000 | $286,000 | $1,555,000 | $116,000 | $1,189,000 |
| Not Provided | 527 | $158,675,000 | $301,000 | $2,295,000 | $121,000 | $791,000 |
| Black or African American | 331 | $94,185,000 | $284,000 | $825,000 | $100,000 | $376,000 |
| Asian | 60 | $21,250,000 | $354,000 | $1,085,000 | $157,000 | $844,000 |
| American Indian or Alaskan Native | 10 | $2,430,000 | $243,000 | $485,000 | $74,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $970,000 | $485,000 | $625,000 | $107,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,677 | $472,545,000 | $281,000 | $2,205,000 | $118,000 | $1,189,000 |
| FHA-insured (Federal Housing Administration) | 939 | $298,695,000 | $318,000 | $1,105,000 | $93,000 | $395,000 |
| VA-guaranteed (Veterans Administration) | 264 | $91,650,000 | $347,000 | $2,295,000 | $111,000 | $592,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $12,510,000 | $223,000 | $405,000 | $77,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,120 | $636,240,000 | $300,000 | $2,295,000 | $108,000 | $1,189,000 |
| Application Withdrawn By Applicant | 437 | $125,905,000 | $288,000 | $1,005,000 | $115,000 | $844,000 |
| Application Approved But Not Accepted | 194 | $57,340,000 | $295,000 | $1,555,000 | $114,000 | $513,000 |
| Application Denied By Financial Institution | 183 | $55,455,000 | $303,000 | $2,205,000 | $98,000 | $933,000 |
| File Closed For Incompleteness | 2 | $460,000 | $230,000 | $345,000 | $60,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,753 | $819,945,000 | $297,000 | $2,295,000 | $109,000 | $1,189,000 |
| Debt-To-Income Ratio | 53 | $13,805,000 | $260,000 | $735,000 | $73,000 | $210,000 |
| Collateral | 36 | $9,930,000 | $275,000 | $1,105,000 | $118,000 | $545,000 |
| Credit History | 24 | $5,910,000 | $246,000 | $505,000 | $71,000 | $158,000 |
| Credit Application Incomplete | 22 | $9,420,000 | $428,000 | $2,205,000 | $140,000 | $527,000 |
| Unverifiable Information | 15 | $5,915,000 | $394,000 | $1,505,000 | $141,000 | $933,000 |
| Other | 13 | $3,865,000 | $297,000 | $535,000 | $80,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,265,000 | $328,000 | $505,000 | $99,000 | $157,000 |
| Employment History | 7 | $2,345,000 | $335,000 | $605,000 | $80,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.