New American Funding, Llc. Mortgage Lending & HMDA Data, 2005
In 2005, New American Funding, Llc. of Tustin, CA reported 265 mortgage applications totaling $66.9 million. The average application was for $252,501, and applicants reported an average income of $80,011. 45% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (24), Riverside-San Bernardino-Ontario, CA (18) and Santa Ana-Anaheim-Irvine, CA (17) (applications in parentheses).
| Mortgage Company & Address | New American Funding, Llc. 14511 Myford Road, Suite 100 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 265 |
| Total Mortgage Loan Application Amount | $66,913,000 |
| Average Mortgage Loan Application Amount | $252,501 |
| Highest Mortgage Loan Application Amount | $1,779,000 |
| Average Applicant Income | $80,011 |
| Highest Applicant Income | $585,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New American Funding, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 24 | $ 9,419,000 | $ 392,458 | $ 106,000 |
| Orange, California | 17 | $ 7,546,000 | $ 443,882 | $ 127,000 |
| San Bernardino, California | 10 | $ 2,301,000 | $ 230,100 | $ 56,000 |
| Riverside, California | 8 | $ 2,342,000 | $ 292,750 | $ 103,000 |
| Clark, Nevada | 8 | $ 1,951,000 | $ 243,875 | $ 68,000 |
| Washington, Oregon | 8 | $ 1,478,000 | $ 184,750 | $ 82,000 |
| San Diego, California | 6 | $ 1,615,000 | $ 269,166 | $ 51,000 |
| Lee, Florida | 6 | $ 1,193,000 | $ 198,833 | $ 87,000 |
| Pierce, Washington | 6 | $ 1,154,000 | $ 192,333 | $ 73,000 |
| Lane, Oregon | 5 | $ 555,000 | $ 111,000 | $ 44,000 |
| El Paso, Colorado | 4 | $ 730,000 | $ 182,500 | $ 104,000 |
| Miami-Dade, Florida | 4 | $ 732,000 | $ 183,000 | $ 40,000 |
| Clark, Washington | 4 | $ 656,000 | $ 164,000 | $ 56,000 |
| King, Washington | 4 | $ 831,000 | $ 207,750 | $ 46,000 |
| Spokane, Washington | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| Contra Costa, California | 3 | $ 562,000 | $ 187,333 | $ 104,000 |
| Fresno, California | 3 | $ 574,000 | $ 191,333 | $ 74,000 |
| Kern, California | 3 | $ 264,000 | $ 88,000 | $ 20,000 |
| Sacramento, California | 3 | $ 926,000 | $ 308,666 | $ 70,000 |
| Fairfield, Connecticut | 3 | $ 614,000 | $ 204,666 | $ 48,000 |
| Baltimore, Maryland | 3 | $ 538,000 | $ 179,333 | $ 63,000 |
| Norfolk, Massachusetts | 3 | $ 721,000 | $ 240,333 | $ 52,000 |
| Multnomah, Oregon | 3 | $ 382,000 | $ 127,333 | $ 65,000 |
| Kitsap, Washington | 3 | $ 528,000 | $ 176,000 | $ 47,000 |
| Snohomish, Washington | 3 | $ 813,000 | $ 271,000 | $ 105,000 |
| Alameda, California | 2 | $ 868,000 | $ 434,000 | $ 82,000 |
| San Luis Obispo, California | 2 | $ 810,000 | $ 405,000 | $ 73,000 |
| Siskiyou, California | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Stanislaus, California | 2 | $ 636,000 | $ 318,000 | $ 75,000 |
| Ventura, California | 2 | $ 642,000 | $ 321,000 | $ 83,000 |
| Jefferson, Colorado | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Weld, Colorado | 2 | $ 172,000 | $ 86,000 | $ 72,000 |
| District of Columbia, District Of Columbia | 2 | $ 484,000 | $ 242,000 | $ 73,000 |
| Charlotte, Florida | 2 | $ 156,000 | $ 78,000 | $ 41,000 |
| Hernando, Florida | 2 | $ 271,000 | $ 135,500 | $ 49,000 |
| Leon, Florida | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Okaloosa, Florida | 2 | $ 328,000 | $ 164,000 | $ 68,000 |
| Polk, Florida | 2 | $ 411,000 | $ 205,500 | $ 94,000 |
| Caldwell, Kentucky | 2 | $ 136,000 | $ 68,000 | $ 40,000 |
| Anne Arundel, Maryland | 2 | $ 293,000 | $ 146,500 | $ 35,000 |
| Prince George's, Maryland | 2 | $ 442,000 | $ 221,000 | $ 57,000 |
| Essex, Massachusetts | 2 | $ 563,000 | $ 281,500 | $ 105,000 |
| Thurston, Washington | 2 | $ 423,000 | $ 211,500 | $ 27,000 |
| Butte, California | 1 | $ 89,000 | $ 89,000 | $ 76,000 |
| Colusa, California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lake, California | 1 | $ 311,000 | $ 311,000 | $ 71,000 |
| Placer, California | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| San Joaquin, California | 1 | $ 350,000 | $ 350,000 | $ 87,000 |
| Santa Barbara, California | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Santa Clara, California | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Shasta, California | 1 | $ 232,000 | $ 232,000 | $ 102,000 |
| Solano, California | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Tulare, California | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Arapahoe, Colorado | 1 | $ 420,000 | $ 420,000 | $ 156,000 |
| Broomfield, Colorado | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Pueblo, Colorado | 1 | $ 310,000 | $ 310,000 | $ 60,000 |
| Hartford, Connecticut | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| New Haven, Connecticut | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| New London, Connecticut | 1 | $ 208,000 | $ 208,000 | $ 58,000 |
| Clay, Florida | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Collier, Florida | 1 | $ 264,000 | $ 264,000 | $ 55,000 |
| Hillsborough, Florida | 1 | $ 247,000 | $ 247,000 | $ 68,000 |
| Manatee, Florida | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Osceola, Florida | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| Palm Beach, Florida | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
| Pinellas, Florida | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Santa Rosa, Florida | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Seminole, Florida | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Volusia, Florida | 1 | $ 373,000 | $ 373,000 | $ 144,000 |
| Howard, Indiana | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| LaPorte, Indiana | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Putnam, Indiana | 1 | $ 623,000 | $ 623,000 | $ 149,000 |
| St. Joseph, Indiana | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Bullitt, Kentucky | 1 | $ 109,000 | $ 109,000 | $ 18,000 |
| Scott, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Warren, Kentucky | 1 | $ 141,000 | $ 141,000 | $ 45,000 |
| Baltimore City, Maryland | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Bristol, Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 53,000 |
| Washoe, Nevada | 1 | $ 380,000 | $ 380,000 | $ 145,000 |
| Columbia, Oregon | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Marion, Oregon | 1 | $ 111,000 | $ 111,000 | $ 29,000 |
| Yamhill, Oregon | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Chesapeake, Virginia | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Nottoway, Virginia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Shenandoah, Virginia | 1 | $ 201,000 | $ 201,000 | $ 46,000 |
| Benton, Washington | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Franklin, Washington | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Whatcom, Washington | 1 | $ 227,000 | $ 227,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for New American Funding, Llc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 195 | $44,074,000 | $207,285 | $1,000,000 | $67,000 | $360,000 |
| Home Improvement | 44 | $11,616,000 | $205,250 | $640,000 | $56,750 | $299,000 |
| Home Purchase | 26 | $11,223,000 | $269,750 | $1,779,000 | $78,500 | $585,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 136 | $37,377,000 | $203,333 | $1,779,000 | $71,333 | $585,000 |
| Not Provided | 87 | $19,101,000 | $222,285 | $725,000 | $64,571 | $236,000 |
| Hispanic | 30 | $7,809,000 | $237,750 | $605,000 | $77,000 | $140,000 |
| Black or African American | 6 | $1,039,000 | $159,750 | $300,000 | $61,000 | $120,000 |
| Asian | 3 | $713,000 | $242,500 | $364,000 | $120,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $785,000 | $392,500 | $600,000 | $169,500 | $299,000 |
| American Indian or Alaskan Native | 1 | $89,000 | $89,000 | $89,000 | $76,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 265 | $66,913,000 | $207,000 | $1,779,000 | $66,571 | $585,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 120 | $27,988,000 | $217,142 | $1,779,000 | $65,714 | $585,000 |
| Loan Originated | 120 | $31,434,000 | $212,300 | $1,000,000 | $64,600 | $467,000 |
| File Closed For Incompleteness | 25 | $7,491,000 | $213,857 | $881,000 | $93,428 | $222,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 58 | $12,308,000 | $201,272 | $605,000 | $58,818 | $180,000 |
| Credit Application Incomplete | 24 | $8,005,000 | $267,363 | $1,779,000 | $79,272 | $585,000 |
| Collateral | 17 | $3,410,000 | $197,636 | $743,000 | $68,181 | $203,000 |
| Debt-To-Income Ratio | 13 | $2,608,000 | $227,625 | $420,000 | $71,000 | $156,000 |
| Credit History | 7 | $1,347,000 | $200,500 | $289,000 | $36,000 | $80,000 |
| Employment History | 1 | $310,000 | $310,000 | $310,000 | $66,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New American Funding, Llc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New American Funding, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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