New American Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
New American Funding, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | New American Funding, Llc 14511 Myford Road, Suite 100 Dover, DE 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 265 |
| Total Mortgage Loan Application Amount | $66,913,000 |
| Average Mortgage Loan Application Amount | $216,269 |
| Highest Mortgage Loan Application Amount | $1,779,000 |
| Average Applicant Income | $65,615 |
| Highest Applicant Income | $585,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with New American Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing New American Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down New American Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how New American Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by New American Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at New American Funding, Llc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 24 | $ 9,419,000 | $ 392,000 | $ 106,000 |
| Orange County California | 17 | $ 7,546,000 | $ 443,000 | $ 127,000 |
| San Bernardino County California | 10 | $ 2,301,000 | $ 230,000 | $ 56,000 |
| Riverside County California | 8 | $ 2,342,000 | $ 292,000 | $ 103,000 |
| Clark County Nevada | 8 | $ 1,951,000 | $ 243,000 | $ 68,000 |
| Washington County Oregon | 8 | $ 1,478,000 | $ 184,000 | $ 82,000 |
| San Diego County California | 6 | $ 1,615,000 | $ 269,000 | $ 51,000 |
| Lee County Florida | 6 | $ 1,193,000 | $ 198,000 | $ 87,000 |
| Pierce County Washington | 6 | $ 1,154,000 | $ 192,000 | $ 73,000 |
| Lane County Oregon | 5 | $ 555,000 | $ 111,000 | $ 44,000 |
| El Paso County Colorado | 4 | $ 730,000 | $ 182,000 | $ 104,000 |
| Miami-Dade County Florida | 4 | $ 732,000 | $ 183,000 | $ 40,000 |
| Clark County Washington | 4 | $ 656,000 | $ 164,000 | $ 56,000 |
| King County Washington | 4 | $ 831,000 | $ 207,000 | $ 46,000 |
| Spokane County Washington | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| Contra Costa County California | 3 | $ 562,000 | $ 187,000 | $ 104,000 |
| Fresno County California | 3 | $ 574,000 | $ 191,000 | $ 74,000 |
| Kern County California | 3 | $ 264,000 | $ 88,000 | $ 20,000 |
| Sacramento County California | 3 | $ 926,000 | $ 308,000 | $ 70,000 |
| Fairfield County Connecticut | 3 | $ 614,000 | $ 204,000 | $ 48,000 |
| Baltimore County Maryland | 3 | $ 538,000 | $ 179,000 | $ 63,000 |
| Norfolk County Massachusetts | 3 | $ 721,000 | $ 240,000 | $ 52,000 |
| Multnomah County Oregon | 3 | $ 382,000 | $ 127,000 | $ 65,000 |
| Kitsap County Washington | 3 | $ 528,000 | $ 176,000 | $ 47,000 |
| Snohomish County Washington | 3 | $ 813,000 | $ 271,000 | $ 105,000 |
| Alameda County California | 2 | $ 868,000 | $ 434,000 | $ 82,000 |
| San Luis Obispo County California | 2 | $ 810,000 | $ 405,000 | $ 73,000 |
| Siskiyou County California | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Stanislaus County California | 2 | $ 636,000 | $ 318,000 | $ 75,000 |
| Ventura County California | 2 | $ 642,000 | $ 321,000 | $ 83,000 |
| Jefferson County Colorado | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Weld County Colorado | 2 | $ 172,000 | $ 86,000 | $ 72,000 |
| District of Columbia County District Of Columbia | 2 | $ 484,000 | $ 242,000 | $ 73,000 |
| Charlotte County Florida | 2 | $ 156,000 | $ 78,000 | $ 41,000 |
| Hernando County Florida | 2 | $ 271,000 | $ 135,000 | $ 49,000 |
| Leon County Florida | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Okaloosa County Florida | 2 | $ 328,000 | $ 164,000 | $ 68,000 |
| Polk County Florida | 2 | $ 411,000 | $ 205,000 | $ 94,000 |
| Caldwell County Kentucky | 2 | $ 136,000 | $ 68,000 | $ 40,000 |
| Anne Arundel County Maryland | 2 | $ 293,000 | $ 146,000 | $ 35,000 |
| Prince George's County Maryland | 2 | $ 442,000 | $ 221,000 | $ 57,000 |
| Essex County Massachusetts | 2 | $ 563,000 | $ 281,000 | $ 105,000 |
| Thurston County Washington | 2 | $ 423,000 | $ 211,000 | $ 27,000 |
| Butte County California | 1 | $ 89,000 | $ 89,000 | $ 76,000 |
| Colusa County California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lake County California | 1 | $ 311,000 | $ 311,000 | $ 71,000 |
| Placer County California | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| San Joaquin County California | 1 | $ 350,000 | $ 350,000 | $ 87,000 |
| Santa Barbara County California | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Santa Clara County California | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Shasta County California | 1 | $ 232,000 | $ 232,000 | $ 102,000 |
| Solano County California | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Tulare County California | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Arapahoe County Colorado | 1 | $ 420,000 | $ 420,000 | $ 156,000 |
| Broomfield County Colorado | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Pueblo County Colorado | 1 | $ 310,000 | $ 310,000 | $ 60,000 |
| Hartford County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| New Haven County Connecticut | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| New London County Connecticut | 1 | $ 208,000 | $ 208,000 | $ 58,000 |
| Clay County Florida | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Collier County Florida | 1 | $ 264,000 | $ 264,000 | $ 55,000 |
| Hillsborough County Florida | 1 | $ 247,000 | $ 247,000 | $ 68,000 |
| Manatee County Florida | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Osceola County Florida | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| Palm Beach County Florida | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
| Pinellas County Florida | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Santa Rosa County Florida | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Seminole County Florida | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Volusia County Florida | 1 | $ 373,000 | $ 373,000 | $ 144,000 |
| Howard County Indiana | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| LaPorte County Indiana | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Putnam County Indiana | 1 | $ 623,000 | $ 623,000 | $ 149,000 |
| St. Joseph County Indiana | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Bullitt County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 18,000 |
| Scott County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Warren County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 45,000 |
| Baltimore City County Maryland | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Bristol County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 53,000 |
| Washoe County Nevada | 1 | $ 380,000 | $ 380,000 | $ 145,000 |
| Columbia County Oregon | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Marion County Oregon | 1 | $ 111,000 | $ 111,000 | $ 29,000 |
| Yamhill County Oregon | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Nottoway County Virginia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Shenandoah County Virginia | 1 | $ 201,000 | $ 201,000 | $ 46,000 |
| Benton County Washington | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Franklin County Washington | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Whatcom County Washington | 1 | $ 227,000 | $ 227,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for New American Funding, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 195 | $44,074,000 | $207,285 | $1,000,000 | $67,000 | $360,000 |
| Home Improvement | 44 | $11,616,000 | $205,250 | $640,000 | $56,750 | $299,000 |
| Home Purchase | 26 | $11,223,000 | $269,750 | $1,779,000 | $78,500 | $585,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 136 | $37,377,000 | $203,333 | $1,779,000 | $71,333 | $585,000 |
| Not Provided | 87 | $19,101,000 | $222,285 | $725,000 | $64,571 | $236,000 |
| Hispanic | 30 | $7,809,000 | $237,750 | $605,000 | $77,000 | $140,000 |
| Black or African American | 6 | $1,039,000 | $159,750 | $300,000 | $61,000 | $120,000 |
| Asian | 3 | $713,000 | $242,500 | $364,000 | $120,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $785,000 | $392,500 | $600,000 | $169,500 | $299,000 |
| American Indian or Alaskan Native | 1 | $89,000 | $89,000 | $89,000 | $76,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 265 | $66,913,000 | $207,000 | $1,779,000 | $66,571 | $585,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 120 | $27,988,000 | $217,142 | $1,779,000 | $65,714 | $585,000 |
| Loan Originated | 120 | $31,434,000 | $212,300 | $1,000,000 | $64,600 | $467,000 |
| File Closed For Incompleteness | 25 | $7,491,000 | $213,857 | $881,000 | $93,428 | $222,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 58 | $12,308,000 | $201,272 | $605,000 | $58,818 | $180,000 |
| Credit Application Incomplete | 24 | $8,005,000 | $267,363 | $1,779,000 | $79,272 | $585,000 |
| Collateral | 17 | $3,410,000 | $197,636 | $743,000 | $68,181 | $203,000 |
| Debt-To-Income Ratio | 13 | $2,608,000 | $227,625 | $420,000 | $71,000 | $156,000 |
| Credit History | 7 | $1,347,000 | $200,500 | $289,000 | $36,000 | $80,000 |
| Employment History | 1 | $310,000 | $310,000 | $310,000 | $66,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New American Funding, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New American Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.