New Century Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
New Century Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | New Century Bank 1211 28Th St Belleville, KS 66935 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2020 2019 |
| Total Number of Mortgage Applications | 501 |
| Total Mortgage Loan Application Amount | $123,545,000 |
| Average Mortgage Loan Application Amount | $254,600 |
| Highest Mortgage Loan Application Amount | $985,000 |
| Average Applicant Income | $158,000 |
| Highest Applicant Income | $1,268,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with New Century Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing New Century Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down New Century Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how New Century Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by New Century Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at New Century Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Republic County Kansas | 8 | $ 350,000 | $ 43,000 | $ 100,000 |
| Riley County Kansas | 8 | $ 1,140,000 | $ 142,000 | $ 97,000 |
| Pottawatomie County Kansas | 7 | $ 1,375,000 | $ 196,000 | $ 60,000 |
| Jefferson County Kansas | 6 | $ 890,000 | $ 148,000 | $ 66,000 |
| Arapahoe County Colorado | 5 | $ 1,985,000 | $ 397,000 | $ 123,000 |
| Jefferson County Colorado | 5 | $ 2,015,000 | $ 403,000 | $ 393,000 |
| Weld County Colorado | 5 | $ 1,325,000 | $ 265,000 | $ 118,000 |
| Osage County Kansas | 5 | $ 1,155,000 | $ 231,000 | $ 87,000 |
| Wyandotte County Kansas | 5 | $ 1,335,000 | $ 267,000 | $ 116,000 |
| Jackson County Missouri | 5 | $ 1,265,000 | $ 253,000 | $ 115,000 |
| Adams County Colorado | 4 | $ 1,540,000 | $ 385,000 | $ 125,000 |
| Douglas County Colorado | 4 | $ 1,930,000 | $ 482,000 | $ 276,000 |
| Elbert County Colorado | 4 | $ 1,090,000 | $ 272,000 | $ 61,000 |
| Park County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 96,000 |
| Franklin County Kansas | 4 | $ 280,000 | $ 70,000 | $ 76,000 |
| Miami County Kansas | 4 | $ 730,000 | $ 182,000 | $ 17,000 |
| Cass County Nebraska | 4 | $ 640,000 | $ 160,000 | $ 104,000 |
| Montgomery County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 168,000 |
| Washington County Arkansas | 3 | $ 575,000 | $ 191,000 | $ 154,000 |
| Denver County Colorado | 3 | $ 1,225,000 | $ 408,000 | $ 147,000 |
| Summit County Colorado | 3 | $ 2,215,000 | $ 738,000 | $ 233,000 |
| Teller County Colorado | 3 | $ 995,000 | $ 331,000 | $ 76,000 |
| Johnson County Indiana | 3 | $ 575,000 | $ 191,000 | $ 93,000 |
| Johnson County Kansas | 3 | $ 1,055,000 | $ 351,000 | $ 166,000 |
| Leavenworth County Kansas | 3 | $ 695,000 | $ 231,000 | $ 108,000 |
| Buchanan County Missouri | 3 | $ 835,000 | $ 278,000 | $ 108,000 |
| Cass County Missouri | 3 | $ 595,000 | $ 198,000 | $ 134,000 |
| Ocean County New Jersey | 3 | $ 515,000 | $ 171,000 | $ 114,000 |
| Bernalillo County New Mexico | 3 | $ 1,165,000 | $ 388,000 | $ 221,000 |
| Pima County Arizona | 2 | $ 880,000 | $ 440,000 | $ 188,000 |
| Yavapai County Arizona | 2 | $ 520,000 | $ 260,000 | $ 63,000 |
| Benton County Arkansas | 2 | $ 750,000 | $ 375,000 | $ 214,000 |
| Faulkner County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Los Angeles County California | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
| Eagle County Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 148,000 |
| Larimer County Colorado | 2 | $ 610,000 | $ 305,000 | $ 172,000 |
| Pueblo County Colorado | 2 | $ 480,000 | $ 240,000 | $ 59,000 |
| Charlotte County Florida | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Citrus County Florida | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Floyd County Georgia | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Fulton County Georgia | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Grundy County Illinois | 2 | $ 760,000 | $ 380,000 | $ 123,000 |
| Martin County Indiana | 2 | $ 320,000 | $ 160,000 | $ 167,000 |
| Douglas County Kansas | 2 | $ 520,000 | $ 260,000 | $ 106,000 |
| Geary County Kansas | 2 | $ 310,000 | $ 155,000 | $ 21,000 |
| Morris County Kansas | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Seward County Kansas | 2 | $ 600,000 | $ 300,000 | $ 206,000 |
| Shawnee County Kansas | 2 | $ 580,000 | $ 290,000 | $ 68,000 |
| Stevens County Kansas | 2 | $ 170,000 | $ 85,000 | $ 112,000 |
| Wabaunsee County Kansas | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Pendleton County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 210,000 |
| Kent County Michigan | 2 | $ 610,000 | $ 305,000 | $ 83,000 |
| Harrison County Mississippi | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Clay County Missouri | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Jefferson County Missouri | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| St. Charles County Missouri | 2 | $ 110,000 | $ 55,000 | $ 115,000 |
| Carroll County New Hampshire | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Rockland County New York | 2 | $ 730,000 | $ 365,000 | $ 178,000 |
| Wilson County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 99,000 |
| Comal County Texas | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Midland County Texas | 2 | $ 450,000 | $ 225,000 | $ 136,000 |
| Bibb County Alabama | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Macon County Alabama | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Kenai Peninsula County Alaska | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Coconino County Arizona | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
| Gila County Arizona | 1 | $ 525,000 | $ 525,000 | $ 233,000 |
| Maricopa County Arizona | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Crawford County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Garland County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Grant County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Nevada County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Butte County California | 1 | $ 605,000 | $ 605,000 | $ 31,000 |
| Lake County California | 1 | $ 515,000 | $ 515,000 | $ 285,000 |
| Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 212,000 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| San Diego County California | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| San Joaquin County California | 1 | $ 605,000 | $ 605,000 | $ 203,000 |
| Sutter County California | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Tuolumne County California | 1 | $ 605,000 | $ 605,000 | $ 183,000 |
| Chaffee County Colorado | 1 | $ 345,000 | $ 345,000 | $ 282,000 |
| El Paso County Colorado | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| La Plata County Colorado | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lincoln County Colorado | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Moffat County Colorado | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Morgan County Colorado | 1 | $ 305,000 | $ 305,000 | $ 495,000 |
| Prowers County Colorado | 1 | $ 395,000 | $ 395,000 | $ 89,000 |
| Routt County Colorado | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Washington County Colorado | 1 | $ 485,000 | $ 485,000 | $ 224,000 |
| Yuma County Colorado | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Fairfield County Connecticut | 1 | $ 595,000 | $ 595,000 | $ 216,000 |
| Broward County Florida | 1 | $ 435,000 | $ 435,000 | $ 380,000 |
| Clay County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Hendry County Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Jefferson County Florida | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Lake County Florida | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Leon County Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nassau County Florida | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Pasco County Florida | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Polk County Florida | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 263,000 |
| Seminole County Florida | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Calhoun County Georgia | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Catoosa County Georgia | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Heard County Georgia | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Lamar County Georgia | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Mitchell County Georgia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Bear Lake County Idaho | 1 | $ 75,000 | $ 75,000 | $ 212,000 |
| Cassia County Idaho | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Gem County Idaho | 1 | $ 405,000 | $ 405,000 | $ 176,000 |
| Owyhee County Idaho | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| DuPage County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kane County Illinois | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Logan County Illinois | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Saline County Illinois | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
| Boone County Indiana | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Brown County Indiana | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Clark County Indiana | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| DeKalb County Indiana | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Henry County Indiana | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Kosciusko County Indiana | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Marion County Indiana | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Noble County Indiana | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Shelby County Indiana | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Spencer County Indiana | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Starke County Indiana | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Boone County Iowa | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Clinton County Iowa | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Delaware County Iowa | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Fremont County Iowa | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Johnson County Iowa | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Poweshiek County Iowa | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Woodbury County Iowa | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
| Allen County Kansas | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Cheyenne County Kansas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Ellis County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gray County Kansas | 1 | $ 55,000 | $ 55,000 | $ 209,000 |
| Jackson County Kansas | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Linn County Kansas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Lyon County Kansas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Sedgwick County Kansas | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Wallace County Kansas | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Washington County Kansas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Woodson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Butler County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Crittenden County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Daviess County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Warren County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| East Feliciana County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Vermilion County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| West Carroll County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Cumberland County Maine | 1 | $ 485,000 | $ 485,000 | $ 212,000 |
| Baltimore County Maryland | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Franklin County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Antrim County Michigan | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Calhoun County Michigan | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Emmet County Michigan | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Genesee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Grand Traverse County Michigan | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Jackson County Michigan | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Missaukee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Washington County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Andrew County Missouri | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Boone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Cedar County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Christian County Missouri | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Clinton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Gentry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Henry County Missouri | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Macon County Missouri | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| McDonald County Missouri | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Moniteau County Missouri | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Pettis County Missouri | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Platte County Missouri | 1 | $ 775,000 | $ 775,000 | $ 246,000 |
| Ray County Missouri | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Saline County Missouri | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| St. Louis County Missouri | 1 | $ 785,000 | $ 785,000 | $ 514,000 |
| St. Louis City County Missouri | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Wright County Missouri | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Sanders County Montana | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Boone County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 370,000 |
| Boyd County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Burt County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Cheyenne County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Dodge County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Douglas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Fillmore County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Madison County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Nuckolls County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Sarpy County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 225,000 |
| Saunders County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Washington County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Clark County Nevada | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Humboldt County Nevada | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Bergen County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Cape May County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Somerset County New Jersey | 1 | $ 805,000 | $ 805,000 | $ 182,000 |
| McKinley County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Santa Fe County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
| Albany County New York | 1 | $ 215,000 | $ 215,000 | $ 351,000 |
| Dutchess County New York | 1 | $ 195,000 | $ 195,000 | $ 241,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Oneida County New York | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Onondaga County New York | 1 | $ 455,000 | $ 455,000 | $ 101,000 |
| Schuyler County New York | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Suffolk County New York | 1 | $ 605,000 | $ 605,000 | $ 182,000 |
| Alexander County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 126,000 |
| Cabarrus County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Chatham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Cumberland County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Davie County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Iredell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Moore County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Orange County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Pender County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Rutherford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 254,000 |
| Transylvania County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 251,000 |
| Wake County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Stutsman County North Dakota | 1 | $ 465,000 | $ 465,000 | $ 131,000 |
| Brown County Ohio | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Lucas County Ohio | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Montgomery County Ohio | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Putnam County Ohio | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Richland County Ohio | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Wood County Ohio | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Woods County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Marion County Oregon | 1 | $ 565,000 | $ 565,000 | $ 37,000 |
| Yamhill County Oregon | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Chester County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Jefferson County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| McKean County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Susquehanna County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 146,000 |
| Westmoreland County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Abbeville County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 35,000 |
| Bamberg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Calhoun County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Lancaster County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| York County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Davison County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Lincoln County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Pennington County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Blount County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| McMinn County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Robertson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
| Rutherford County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 286,000 |
| Bowie County Texas | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Brazoria County Texas | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Caldwell County Texas | 1 | $ 305,000 | $ 305,000 | $ 24,000 |
| Denton County Texas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Ellis County Texas | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Falls County Texas | 1 | $ 145,000 | $ 145,000 | $ 151,000 |
| Gonzales County Texas | 1 | $ 425,000 | $ 425,000 | $ 284,000 |
| Harris County Texas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Matagorda County Texas | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Mitchell County Texas | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Parker County Texas | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Trinity County Texas | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Williamson County Texas | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Wise County Texas | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Salt Lake County Utah | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Uintah County Utah | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Utah County Utah | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Windham County Vermont | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Alexandria County Virginia | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Benton County Washington | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| King County Washington | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Kittitas County Washington | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Klickitat County Washington | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Lewis County Washington | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Mason County Washington | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| Skagit County Washington | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| Walla Walla County Washington | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Yakima County Washington | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Webster County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 9,000 |
| Outagamie County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| St. Croix County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Goshen County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Laramie County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 377,000 |
Mortgage Loan Application Detail Totals for New Century Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 406 | $104,400,000 | $257,000 | $985,000 | $112,000 | $1,268,000 |
| Home Purchase | 56 | $11,330,000 | $202,000 | $725,000 | $114,000 | $439,000 |
| Cash-out Refinancing | 35 | $6,805,000 | $194,000 | $535,000 | $128,000 | $495,000 |
| Other Purpose | 3 | $585,000 | $195,000 | $475,000 | $152,000 | $187,000 |
| Not Applicable | 1 | $425,000 | $425,000 | $425,000 | $284,000 | $284,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 452 | $112,820,000 | $249,000 | $985,000 | $117,000 | $1,268,000 |
| Hispanic | 13 | $3,195,000 | $245,000 | $605,000 | $83,000 | $203,000 |
| Not Provided | 11 | $2,425,000 | $220,000 | $485,000 | $90,000 | $165,000 |
| Black or African American | 11 | $1,525,000 | $138,000 | $305,000 | $89,000 | $225,000 |
| Not applicable | 6 | $1,410,000 | $235,000 | $475,000 | $95,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,005,000 | $335,000 | $385,000 | $100,000 | $135,000 |
| Asian | 3 | $855,000 | $285,000 | $315,000 | $125,000 | $157,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $122,410,000 | $246,000 | $985,000 | $114,000 | $1,268,000 |
| FHA-insured (Federal Housing Administration) | 3 | $525,000 | $175,000 | $305,000 | $68,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 2 | $610,000 | $305,000 | $575,000 | $164,000 | $286,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 215 | $58,335,000 | $271,000 | $985,000 | $125,000 | $514,000 |
| Application Denied By Financial Institution | 209 | $48,515,000 | $232,000 | $885,000 | $93,000 | $488,000 |
| Loan Originated | 73 | $15,705,000 | $215,000 | $645,000 | $144,000 | $1,268,000 |
| Preapproval Approved but not Accepted | 2 | $570,000 | $285,000 | $305,000 | $101,000 | $105,000 |
| Preapproval Denied by Financial Institution | 2 | $420,000 | $210,000 | $285,000 | $125,000 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 501 | $123,545,000 | $246,000 | $985,000 | $114,000 | $1,268,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Century Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Century Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.