New Century Bank Mortgage Lending & HMDA Data, 2019

In 2019, New Century Bank of Belleville, KS reported 501 mortgage applications totaling $123.5 million. The average application was for $246,596, and applicants reported an average income of $113,924. 15% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (29), Kansas City, MO-KS (29) and Manhattan, KS (17) (applications in parentheses).

Mortgage Company & Address New Century Bank
1211 28th St
Belleville, KS 66935
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2023  2020  2019  
Total Number of Mortgage Applications 501
Total Mortgage Loan Application Amount $123,545,000
Average Mortgage Loan Application Amount $246,596
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $113,924
Highest Applicant Income $1,268,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New Century Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for New Century Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Republic, Kansas 8 $ 350,000 $ 43,750 $ 100,000
Riley, Kansas 8 $ 1,140,000 $ 142,500 $ 97,000
Pottawatomie, Kansas 7 $ 1,375,000 $ 196,428 $ 60,000
Jefferson, Kansas 6 $ 890,000 $ 148,333 $ 66,000
Arapahoe, Colorado 5 $ 1,985,000 $ 397,000 $ 123,000
Jefferson, Colorado 5 $ 2,015,000 $ 403,000 $ 393,000
Weld, Colorado 5 $ 1,325,000 $ 265,000 $ 118,000
Osage, Kansas 5 $ 1,155,000 $ 231,000 $ 87,000
Wyandotte, Kansas 5 $ 1,335,000 $ 267,000 $ 116,000
Jackson, Missouri 5 $ 1,265,000 $ 253,000 $ 115,000
Adams, Colorado 4 $ 1,540,000 $ 385,000 $ 125,000
Douglas, Colorado 4 $ 1,930,000 $ 482,500 $ 276,000
Elbert, Colorado 4 $ 1,090,000 $ 272,500 $ 61,000
Park, Colorado 4 $ 1,020,000 $ 255,000 $ 96,000
Franklin, Kansas 4 $ 280,000 $ 70,000 $ 76,000
Miami, Kansas 4 $ 730,000 $ 182,500 $ 17,000
Cass, Nebraska 4 $ 640,000 $ 160,000 $ 104,000
Montgomery, Texas 4 $ 1,260,000 $ 315,000 $ 168,000
Washington, Arkansas 3 $ 575,000 $ 191,666 $ 154,000
Denver, Colorado 3 $ 1,225,000 $ 408,333 $ 147,000
Summit, Colorado 3 $ 2,215,000 $ 738,333 $ 233,000
Teller, Colorado 3 $ 995,000 $ 331,666 $ 76,000
Johnson, Indiana 3 $ 575,000 $ 191,666 $ 93,000
Johnson, Kansas 3 $ 1,055,000 $ 351,666 $ 166,000
Leavenworth, Kansas 3 $ 695,000 $ 231,666 $ 108,000
Buchanan, Missouri 3 $ 835,000 $ 278,333 $ 108,000
Cass, Missouri 3 $ 595,000 $ 198,333 $ 134,000
Ocean, New Jersey 3 $ 515,000 $ 171,666 $ 114,000
Bernalillo, New Mexico 3 $ 1,165,000 $ 388,333 $ 221,000
Pima, Arizona 2 $ 880,000 $ 440,000 $ 188,000
Yavapai, Arizona 2 $ 520,000 $ 260,000 $ 63,000
Benton, Arkansas 2 $ 750,000 $ 375,000 $ 214,000
Faulkner, Arkansas 2 $ 370,000 $ 185,000 $ 84,000
Los Angeles, California 2 $ 410,000 $ 205,000 $ 102,000
Eagle, Colorado 2 $ 1,170,000 $ 585,000 $ 148,000
Larimer, Colorado 2 $ 610,000 $ 305,000 $ 172,000
Pueblo, Colorado 2 $ 480,000 $ 240,000 $ 59,000
Charlotte, Florida 2 $ 410,000 $ 205,000 $ 72,000
Citrus, Florida 2 $ 530,000 $ 265,000 $ 118,000
Floyd, Georgia 2 $ 290,000 $ 145,000 $ 44,000
Fulton, Georgia 2 $ 400,000 $ 200,000 $ 60,000
Grundy, Illinois 2 $ 760,000 $ 380,000 $ 123,000
Martin, Indiana 2 $ 320,000 $ 160,000 $ 167,000
Douglas, Kansas 2 $ 520,000 $ 260,000 $ 106,000
Geary, Kansas 2 $ 310,000 $ 155,000 $ 21,000
Morris, Kansas 2 $ 110,000 $ 55,000 $ 54,000
Seward, Kansas 2 $ 600,000 $ 300,000 $ 206,000
Shawnee, Kansas 2 $ 580,000 $ 290,000 $ 68,000
Stevens, Kansas 2 $ 170,000 $ 85,000 $ 112,000
Wabaunsee, Kansas 2 $ 330,000 $ 165,000 $ 86,000
Pendleton, Kentucky 2 $ 370,000 $ 185,000 $ 210,000
Kent, Michigan 2 $ 610,000 $ 305,000 $ 83,000
Harrison, Mississippi 2 $ 610,000 $ 305,000 $ 100,000
Clay, Missouri 2 $ 420,000 $ 210,000 $ 58,000
Jefferson, Missouri 2 $ 610,000 $ 305,000 $ 120,000
St. Charles, Missouri 2 $ 110,000 $ 55,000 $ 115,000
Carroll, New Hampshire 2 $ 370,000 $ 185,000 $ 90,000
Rockland, New York 2 $ 730,000 $ 365,000 $ 178,000
Wilson, Tennessee 2 $ 730,000 $ 365,000 $ 99,000
Comal, Texas 2 $ 550,000 $ 275,000 $ 96,000
Midland, Texas 2 $ 450,000 $ 225,000 $ 136,000
Bibb, Alabama 1 $ 335,000 $ 335,000 $ 103,000
Jefferson, Alabama 1 $ 105,000 $ 105,000 $ 37,000
Macon, Alabama 1 $ 45,000 $ 45,000 $ 56,000
Mobile, Alabama 1 $ 55,000 $ 55,000 $ 124,000
Kenai Peninsula, Alaska 1 $ 255,000 $ 255,000 $ 99,000
Coconino, Arizona 1 $ 95,000 $ 95,000 $ 162,000
Gila, Arizona 1 $ 525,000 $ 525,000 $ 233,000
Maricopa, Arizona 1 $ 295,000 $ 295,000 $ 85,000
Crawford, Arkansas 1 $ 235,000 $ 235,000 $ 135,000
Garland, Arkansas 1 $ 205,000 $ 205,000 $ 76,000
Grant, Arkansas 1 $ 105,000 $ 105,000 $ 28,000
Nevada, Arkansas 1 $ 155,000 $ 155,000 $ 32,000
Pulaski, Arkansas 1 $ 35,000 $ 35,000 $ 57,000
Butte, California 1 $ 605,000 $ 605,000 $ 31,000
Lake, California 1 $ 515,000 $ 515,000 $ 285,000
Riverside, California 1 $ 255,000 $ 255,000 $ 212,000
Sacramento, California 1 $ 125,000 $ 125,000 $ 153,000
San Diego, California 1 $ 295,000 $ 295,000 $ 79,000
San Joaquin, California 1 $ 605,000 $ 605,000 $ 203,000
Sutter, California 1 $ 375,000 $ 375,000 $ 72,000
Tuolumne, California 1 $ 605,000 $ 605,000 $ 183,000
Chaffee, Colorado 1 $ 345,000 $ 345,000 $ 282,000
El Paso, Colorado 1 $ 355,000 $ 355,000 $ 78,000
La Plata, Colorado 1 $ 165,000 $ 165,000 $ 51,000
Lincoln, Colorado 1 $ 285,000 $ 285,000 $ 105,000
Moffat, Colorado 1 $ 195,000 $ 195,000 $ 60,000
Morgan, Colorado 1 $ 305,000 $ 305,000 $ 495,000
Prowers, Colorado 1 $ 395,000 $ 395,000 $ 89,000
Routt, Colorado 1 $ 185,000 $ 185,000 $ 53,000
Washington, Colorado 1 $ 485,000 $ 485,000 $ 224,000
Yuma, Colorado 1 $ 235,000 $ 235,000 $ 73,000
Fairfield, Connecticut 1 $ 595,000 $ 595,000 $ 216,000
Broward, Florida 1 $ 435,000 $ 435,000 $ 380,000
Clay, Florida 1 $ 155,000 $ 155,000 $ 50,000
Hendry, Florida 1 $ 105,000 $ 105,000 $ 35,000
Jefferson, Florida 1 $ 365,000 $ 365,000 $ 86,000
Lake, Florida 1 $ 235,000 $ 235,000 $ 93,000
Leon, Florida 1 $ 65,000 $ 65,000 $ 50,000
Manatee, Florida 1 $ 105,000 $ 105,000 $ 74,000
Martin, Florida 1 $ 105,000 $ 105,000 $ 0
Nassau, Florida 1 $ 315,000 $ 315,000 $ 153,000
Orange, Florida 1 $ 105,000 $ 105,000 $ 77,000
Pasco, Florida 1 $ 25,000 $ 25,000 $ 114,000
Polk, Florida 1 $ 335,000 $ 335,000 $ 103,000
Sarasota, Florida 1 $ 305,000 $ 305,000 $ 263,000
Seminole, Florida 1 $ 245,000 $ 245,000 $ 142,000
Calhoun, Georgia 1 $ 175,000 $ 175,000 $ 30,000
Catoosa, Georgia 1 $ 305,000 $ 305,000 $ 110,000
Heard, Georgia 1 $ 315,000 $ 315,000 $ 99,000
Lamar, Georgia 1 $ 255,000 $ 255,000 $ 92,000
Mitchell, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Bear Lake, Idaho 1 $ 75,000 $ 75,000 $ 212,000
Cassia, Idaho 1 $ 95,000 $ 95,000 $ 99,000
Gem, Idaho 1 $ 405,000 $ 405,000 $ 176,000
Owyhee, Idaho 1 $ 245,000 $ 245,000 $ 79,000
DuPage, Illinois 1 $ 155,000 $ 155,000 $ 0
Kane, Illinois 1 $ 455,000 $ 455,000 $ 155,000
Logan, Illinois 1 $ 105,000 $ 105,000 $ 46,000
Saline, Illinois 1 $ 155,000 $ 155,000 $ 177,000
Boone, Indiana 1 $ 65,000 $ 65,000 $ 85,000
Brown, Indiana 1 $ 175,000 $ 175,000 $ 62,000
Clark, Indiana 1 $ 55,000 $ 55,000 $ 80,000
DeKalb, Indiana 1 $ 325,000 $ 325,000 $ 92,000
Henry, Indiana 1 $ 245,000 $ 245,000 $ 73,000
Kosciusko, Indiana 1 $ 105,000 $ 105,000 $ 23,000
Marion, Indiana 1 $ 85,000 $ 85,000 $ 70,000
Noble, Indiana 1 $ 105,000 $ 105,000 $ 113,000
Shelby, Indiana 1 $ 315,000 $ 315,000 $ 112,000
Spencer, Indiana 1 $ 45,000 $ 45,000 $ 158,000
Starke, Indiana 1 $ 205,000 $ 205,000 $ 109,000
Boone, Iowa 1 $ 155,000 $ 155,000 $ 90,000
Clinton, Iowa 1 $ 145,000 $ 145,000 $ 41,000
Delaware, Iowa 1 $ 285,000 $ 285,000 $ 142,000
Fremont, Iowa 1 $ 275,000 $ 275,000 $ 123,000
Johnson, Iowa 1 $ 215,000 $ 215,000 $ 0
Poweshiek, Iowa 1 $ 205,000 $ 205,000 $ 90,000
Woodbury, Iowa 1 $ 155,000 $ 155,000 $ 157,000
Allen, Kansas 1 $ 195,000 $ 195,000 $ 74,000
Cheyenne, Kansas 1 $ 255,000 $ 255,000 $ 80,000
Ellis, Kansas 1 $ 105,000 $ 105,000 $ 0
Gray, Kansas 1 $ 55,000 $ 55,000 $ 209,000
Jackson, Kansas 1 $ 265,000 $ 265,000 $ 84,000
Linn, Kansas 1 $ 195,000 $ 195,000 $ 86,000
Lyon, Kansas 1 $ 155,000 $ 155,000 $ 72,000
Sedgwick, Kansas 1 $ 245,000 $ 245,000 $ 112,000
Wallace, Kansas 1 $ 245,000 $ 245,000 $ 62,000
Washington, Kansas 1 $ 25,000 $ 25,000 $ 48,000
Woodson, Kansas 1 $ 35,000 $ 35,000 $ 62,000
Butler, Kentucky 1 $ 95,000 $ 95,000 $ 72,000
Crittenden, Kentucky 1 $ 215,000 $ 215,000 $ 151,000
Daviess, Kentucky 1 $ 55,000 $ 55,000 $ 108,000
Warren, Kentucky 1 $ 175,000 $ 175,000 $ 79,000
East Feliciana, Louisiana 1 $ 105,000 $ 105,000 $ 96,000
Vermilion, Louisiana 1 $ 335,000 $ 335,000 $ 111,000
West Carroll, Louisiana 1 $ 185,000 $ 185,000 $ 86,000
Cumberland, Maine 1 $ 485,000 $ 485,000 $ 212,000
Baltimore, Maryland 1 $ 295,000 $ 295,000 $ 89,000
Franklin, Massachusetts 1 $ 205,000 $ 205,000 $ 107,000
Antrim, Michigan 1 $ 415,000 $ 415,000 $ 92,000
Calhoun, Michigan 1 $ 345,000 $ 345,000 $ 92,000
Emmet, Michigan 1 $ 375,000 $ 375,000 $ 131,000
Genesee, Michigan 1 $ 105,000 $ 105,000 $ 29,000
Grand Traverse, Michigan 1 $ 205,000 $ 205,000 $ 47,000
Jackson, Michigan 1 $ 215,000 $ 215,000 $ 38,000
Missaukee, Michigan 1 $ 105,000 $ 105,000 $ 0
St. Louis, Minnesota 1 $ 205,000 $ 205,000 $ 99,000
Washington, Minnesota 1 $ 395,000 $ 395,000 $ 130,000
Andrew, Missouri 1 $ 125,000 $ 125,000 $ 121,000
Boone, Missouri 1 $ 185,000 $ 185,000 $ 59,000
Cedar, Missouri 1 $ 85,000 $ 85,000 $ 0
Christian, Missouri 1 $ 65,000 $ 65,000 $ 39,000
Clinton, Missouri 1 $ 125,000 $ 125,000 $ 84,000
Gentry, Missouri 1 $ 145,000 $ 145,000 $ 64,000
Henry, Missouri 1 $ 235,000 $ 235,000 $ 103,000
Macon, Missouri 1 $ 175,000 $ 175,000 $ 59,000
McDonald, Missouri 1 $ 175,000 $ 175,000 $ 49,000
Moniteau, Missouri 1 $ 285,000 $ 285,000 $ 139,000
Pettis, Missouri 1 $ 265,000 $ 265,000 $ 89,000
Platte, Missouri 1 $ 775,000 $ 775,000 $ 246,000
Ray, Missouri 1 $ 425,000 $ 425,000 $ 135,000
Saline, Missouri 1 $ 155,000 $ 155,000 $ 38,000
St. Louis, Missouri 1 $ 785,000 $ 785,000 $ 514,000
St. Louis City, Missouri 1 $ 45,000 $ 45,000 $ 70,000
Wright, Missouri 1 $ 105,000 $ 105,000 $ 36,000
Sanders, Montana 1 $ 165,000 $ 165,000 $ 98,000
Boone, Nebraska 1 $ 295,000 $ 295,000 $ 370,000
Boyd, Nebraska 1 $ 205,000 $ 205,000 $ 106,000
Burt, Nebraska 1 $ 265,000 $ 265,000 $ 77,000
Cheyenne, Nebraska 1 $ 205,000 $ 205,000 $ 83,000
Dodge, Nebraska 1 $ 235,000 $ 235,000 $ 140,000
Douglas, Nebraska 1 $ 85,000 $ 85,000 $ 29,000
Fillmore, Nebraska 1 $ 255,000 $ 255,000 $ 60,000
Madison, Nebraska 1 $ 195,000 $ 195,000 $ 108,000
Nuckolls, Nebraska 1 $ 85,000 $ 85,000 $ 36,000
Sarpy, Nebraska 1 $ 65,000 $ 65,000 $ 225,000
Saunders, Nebraska 1 $ 255,000 $ 255,000 $ 57,000
Washington, Nebraska 1 $ 115,000 $ 115,000 $ 54,000
Clark, Nevada 1 $ 305,000 $ 305,000 $ 70,000
Humboldt, Nevada 1 $ 185,000 $ 185,000 $ 135,000
Bergen, New Jersey 1 $ 265,000 $ 265,000 $ 180,000
Cape May, New Jersey 1 $ 275,000 $ 275,000 $ 175,000
Monmouth, New Jersey 1 $ 105,000 $ 105,000 $ 105,000
Somerset, New Jersey 1 $ 805,000 $ 805,000 $ 182,000
McKinley, New Mexico 1 $ 85,000 $ 85,000 $ 105,000
Santa Fe, New Mexico 1 $ 345,000 $ 345,000 $ 158,000
Albany, New York 1 $ 215,000 $ 215,000 $ 351,000
Dutchess, New York 1 $ 195,000 $ 195,000 $ 241,000
Monroe, New York 1 $ 105,000 $ 105,000 $ 60,000
Oneida, New York 1 $ 35,000 $ 35,000 $ 28,000
Onondaga, New York 1 $ 455,000 $ 455,000 $ 101,000
Schuyler, New York 1 $ 205,000 $ 205,000 $ 42,000
Suffolk, New York 1 $ 605,000 $ 605,000 $ 182,000
Alexander, North Carolina 1 $ 645,000 $ 645,000 $ 126,000
Cabarrus, North Carolina 1 $ 245,000 $ 245,000 $ 139,000
Chatham, North Carolina 1 $ 285,000 $ 285,000 $ 103,000
Cumberland, North Carolina 1 $ 275,000 $ 275,000 $ 60,000
Davie, North Carolina 1 $ 45,000 $ 45,000 $ 86,000
Iredell, North Carolina 1 $ 405,000 $ 405,000 $ 136,000
Johnston, North Carolina 1 $ 245,000 $ 245,000 $ 61,000
Moore, North Carolina 1 $ 275,000 $ 275,000 $ 153,000
Orange, North Carolina 1 $ 215,000 $ 215,000 $ 112,000
Pender, North Carolina 1 $ 325,000 $ 325,000 $ 128,000
Rutherford, North Carolina 1 $ 145,000 $ 145,000 $ 254,000
Transylvania, North Carolina 1 $ 425,000 $ 425,000 $ 251,000
Wake, North Carolina 1 $ 105,000 $ 105,000 $ 71,000
Stutsman, North Dakota 1 $ 465,000 $ 465,000 $ 131,000
Brown, Ohio 1 $ 135,000 $ 135,000 $ 83,000
Franklin, Ohio 1 $ 105,000 $ 105,000 $ 66,000
Licking, Ohio 1 $ 135,000 $ 135,000 $ 40,000
Lucas, Ohio 1 $ 405,000 $ 405,000 $ 159,000
Montgomery, Ohio 1 $ 375,000 $ 375,000 $ 135,000
Putnam, Ohio 1 $ 215,000 $ 215,000 $ 146,000
Richland, Ohio 1 $ 225,000 $ 225,000 $ 103,000
Wood, Ohio 1 $ 285,000 $ 285,000 $ 117,000
Woods, Oklahoma 1 $ 335,000 $ 335,000 $ 133,000
Marion, Oregon 1 $ 565,000 $ 565,000 $ 37,000
Yamhill, Oregon 1 $ 195,000 $ 195,000 $ 49,000
Chester, Pennsylvania 1 $ 125,000 $ 125,000 $ 66,000
Jefferson, Pennsylvania 1 $ 135,000 $ 135,000 $ 44,000
McKean, Pennsylvania 1 $ 305,000 $ 305,000 $ 176,000
Susquehanna, Pennsylvania 1 $ 245,000 $ 245,000 $ 146,000
Westmoreland, Pennsylvania 1 $ 335,000 $ 335,000 $ 140,000
Abbeville, South Carolina 1 $ 275,000 $ 275,000 $ 35,000
Bamberg, South Carolina 1 $ 185,000 $ 185,000 $ 102,000
Calhoun, South Carolina 1 $ 55,000 $ 55,000 $ 37,000
Greenville, South Carolina 1 $ 135,000 $ 135,000 $ 111,000
Lancaster, South Carolina 1 $ 255,000 $ 255,000 $ 80,000
York, South Carolina 1 $ 95,000 $ 95,000 $ 35,000
Davison, South Dakota 1 $ 105,000 $ 105,000 $ 143,000
Lincoln, South Dakota 1 $ 175,000 $ 175,000 $ 114,000
Pennington, South Dakota 1 $ 355,000 $ 355,000 $ 173,000
Blount, Tennessee 1 $ 255,000 $ 255,000 $ 64,000
McMinn, Tennessee 1 $ 225,000 $ 225,000 $ 99,000
Robertson, Tennessee 1 $ 455,000 $ 455,000 $ 231,000
Rutherford, Tennessee 1 $ 575,000 $ 575,000 $ 286,000
Bowie, Texas 1 $ 175,000 $ 175,000 $ 75,000
Brazoria, Texas 1 $ 415,000 $ 415,000 $ 147,000
Caldwell, Texas 1 $ 305,000 $ 305,000 $ 24,000
Denton, Texas 1 $ 105,000 $ 105,000 $ 67,000
Ellis, Texas 1 $ 485,000 $ 485,000 $ 142,000
Falls, Texas 1 $ 145,000 $ 145,000 $ 151,000
Gonzales, Texas 1 $ 425,000 $ 425,000 $ 284,000
Harris, Texas 1 $ 155,000 $ 155,000 $ 58,000
Matagorda, Texas 1 $ 245,000 $ 245,000 $ 118,000
Mitchell, Texas 1 $ 105,000 $ 105,000 $ 125,000
Parker, Texas 1 $ 285,000 $ 285,000 $ 83,000
Trinity, Texas 1 $ 295,000 $ 295,000 $ 192,000
Williamson, Texas 1 $ 155,000 $ 155,000 $ 150,000
Wise, Texas 1 $ 285,000 $ 285,000 $ 160,000
Salt Lake, Utah 1 $ 55,000 $ 55,000 $ 150,000
Uintah, Utah 1 $ 35,000 $ 35,000 $ 120,000
Utah, Utah 1 $ 105,000 $ 105,000 $ 45,000
Windham, Vermont 1 $ 325,000 $ 325,000 $ 61,000
Alexandria, Virginia 1 $ 245,000 $ 245,000 $ 60,000
Benton, Washington 1 $ 105,000 $ 105,000 $ 42,000
King, Washington 1 $ 215,000 $ 215,000 $ 77,000
Kittitas, Washington 1 $ 325,000 $ 325,000 $ 136,000
Klickitat, Washington 1 $ 295,000 $ 295,000 $ 80,000
Lewis, Washington 1 $ 55,000 $ 55,000 $ 109,000
Mason, Washington 1 $ 415,000 $ 415,000 $ 146,000
Skagit, Washington 1 $ 415,000 $ 415,000 $ 96,000
Walla Walla, Washington 1 $ 5,000 $ 5,000 $ 45,000
Yakima, Washington 1 $ 35,000 $ 35,000 $ 141,000
Webster, West Virginia 1 $ 105,000 $ 105,000 $ 9,000
Outagamie, Wisconsin 1 $ 115,000 $ 115,000 $ 66,000
St. Croix, Wisconsin 1 $ 375,000 $ 375,000 $ 105,000
Goshen, Wyoming 1 $ 295,000 $ 295,000 $ 73,000
Laramie, Wyoming 1 $ 295,000 $ 295,000 $ 377,000

Mortgage Loan Application Detail Totals for New Century Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 406 $104,400,000 $257,000 $985,000 $112,000 $1,268,000
Home Purchase 56 $11,330,000 $202,000 $725,000 $114,000 $439,000
Cash-out Refinancing 35 $6,805,000 $194,000 $535,000 $128,000 $495,000
Other Purpose 3 $585,000 $195,000 $475,000 $152,000 $187,000
Not Applicable 1 $425,000 $425,000 $425,000 $284,000 $284,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 452 $112,820,000 $249,000 $985,000 $117,000 $1,268,000
Hispanic 13 $3,195,000 $245,000 $605,000 $83,000 $203,000
Not Provided 11 $2,425,000 $220,000 $485,000 $90,000 $165,000
Black or African American 11 $1,525,000 $138,000 $305,000 $89,000 $225,000
Not applicable 6 $1,410,000 $235,000 $475,000 $95,000 $205,000
Native Hawaiian or Other Pacific Islander 3 $1,005,000 $335,000 $385,000 $100,000 $135,000
Asian 3 $855,000 $285,000 $315,000 $125,000 $157,000
American Indian or Alaskan Native 1 $155,000 $155,000 $155,000 $38,000 $38,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 496 $122,410,000 $246,000 $985,000 $114,000 $1,268,000
FHA-insured (Federal Housing Administration) 3 $525,000 $175,000 $305,000 $68,000 $97,000
VA-guaranteed (Veterans Administration) 2 $610,000 $305,000 $575,000 $164,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 215 $58,335,000 $271,000 $985,000 $125,000 $514,000
Application Denied By Financial Institution 209 $48,515,000 $232,000 $885,000 $93,000 $488,000
Loan Originated 73 $15,705,000 $215,000 $645,000 $144,000 $1,268,000
Preapproval Approved but not Accepted 2 $570,000 $285,000 $305,000 $101,000 $105,000
Preapproval Denied by Financial Institution 2 $420,000 $210,000 $285,000 $125,000 $160,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 501 $123,545,000 $246,000 $985,000 $114,000 $1,268,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into New Century Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess New Century Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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