Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Customers Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 393 |
| Total Mortgage Loan Application Amount | $105,586,000 |
| Average Mortgage Loan Application Amount | $339,000 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $2,004,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 72 | $ 18,042,000 | $ 250,000 | $ 107,000 |
| Chester County Pennsylvania | 18 | $ 7,628,000 | $ 423,000 | $ 99,000 |
| Luzerne County Pennsylvania | 12 | $ 289,000 | $ 24,000 | $ 0 |
| Lancaster County Pennsylvania | 10 | $ 1,182,000 | $ 118,000 | $ 0 |
| Sussex County Delaware | 8 | $ 516,000 | $ 64,000 | $ 0 |
| Saratoga County New York | 7 | $ 241,000 | $ 34,000 | $ 0 |
| Westchester County New York | 7 | $ 1,945,000 | $ 277,000 | $ 185,000 |
| Bucks County Pennsylvania | 7 | $ 1,761,000 | $ 251,000 | $ 56,000 |
| New York County New York | 6 | $ 24,230,000 | $ 4,038,000 | $ 77,000 |
| Licking County Ohio | 6 | $ 149,000 | $ 24,000 | $ 0 |
| Delaware County Pennsylvania | 6 | $ 3,986,000 | $ 664,000 | $ 142,000 |
| Montgomery County Pennsylvania | 6 | $ 985,000 | $ 164,000 | $ 28,000 |
| Franklin County Ohio | 5 | $ 174,000 | $ 34,000 | $ 0 |
| Dauphin County Pennsylvania | 5 | $ 138,000 | $ 27,000 | $ 0 |
| York County Pennsylvania | 5 | $ 128,000 | $ 25,000 | $ 0 |
| Kent County Delaware | 4 | $ 163,000 | $ 40,000 | $ 0 |
| Howard County Maryland | 4 | $ 119,000 | $ 29,000 | $ 0 |
| Clinton County New York | 4 | $ 163,000 | $ 40,000 | $ 0 |
| Oneida County New York | 4 | $ 223,000 | $ 55,000 | $ 0 |
| Columbiana County Ohio | 4 | $ 266,000 | $ 66,000 | $ 0 |
| Portage County Ohio | 4 | $ 178,000 | $ 44,000 | $ 0 |
| Cumberland County Pennsylvania | 4 | $ 149,000 | $ 37,000 | $ 0 |
| Erie County Pennsylvania | 4 | $ 99,000 | $ 24,000 | $ 0 |
| Indiana County Pennsylvania | 4 | $ 125,000 | $ 31,000 | $ 0 |
| New Castle County Delaware | 3 | $ 3,428,000 | $ 1,142,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 101,000 | $ 33,000 | $ 0 |
| Cattaraugus County New York | 3 | $ 139,000 | $ 46,000 | $ 0 |
| Chenango County New York | 3 | $ 200,000 | $ 66,000 | $ 0 |
| St. Lawrence County New York | 3 | $ 198,000 | $ 66,000 | $ 0 |
| Tuscarawas County Ohio | 3 | $ 85,000 | $ 28,000 | $ 0 |
| Adams County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Butler County Pennsylvania | 3 | $ 194,000 | $ 64,000 | $ 0 |
| Lawrence County Pennsylvania | 3 | $ 173,000 | $ 57,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 216,000 |
| Bell County Kentucky | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Knox County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 0 |
| McCreary County Kentucky | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Harford County Maryland | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 754,000 | $ 377,000 | $ 236,000 |
| Broome County New York | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Delaware County New York | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Essex County New York | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Franklin County New York | 2 | $ 129,000 | $ 64,000 | $ 0 |
| Kings County New York | 2 | $ 8,100,000 | $ 4,050,000 | $ 0 |
| Niagara County New York | 2 | $ 109,000 | $ 54,000 | $ 0 |
| Ontario County New York | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Otsego County New York | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Sullivan County New York | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Warren County New York | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Hocking County Ohio | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Muskingum County Ohio | 2 | $ 107,000 | $ 53,000 | $ 0 |
| Bedford County Pennsylvania | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Columbia County Pennsylvania | 2 | $ 31,000 | $ 15,000 | $ 0 |
| Lebanon County Pennsylvania | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 5,908,000 | $ 2,954,000 | $ 0 |
| Schuylkill County Pennsylvania | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Somerset County Pennsylvania | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Wood County West Virginia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Collier County Florida | 1 | $ 948,000 | $ 948,000 | $ 1,041,000 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Palm Beach County Florida | 1 | $ 713,000 | $ 713,000 | $ 0 |
| Pinellas County Florida | 1 | $ 312,000 | $ 312,000 | $ 713,000 |
| Clark County Indiana | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Clay County Indiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Franklin County Indiana | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Henry County Indiana | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Jennings County Indiana | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Clay County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Gallatin County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Knott County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Madison County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Magoffin County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Ohio County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Perry County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Pike County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Rowan County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Cumberland County Maine | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Kennebec County Maine | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Oxford County Maine | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Somerset County Maine | 1 | $ 100,000 | $ 100,000 | $ 0 |
| York County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Cecil County Maryland | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Kent County Maryland | 1 | $ 350,000 | $ 350,000 | $ 182,000 |
| Somerset County Maryland | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 5,100,000 | $ 5,100,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Cayuga County New York | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Cortland County New York | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Jefferson County New York | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Livingston County New York | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Madison County New York | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Orleans County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Rensselaer County New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Adams County Ohio | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Belmont County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Brown County Ohio | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Darke County Ohio | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Gallia County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Geauga County Ohio | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Logan County Ohio | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Stark County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Vinton County Ohio | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Wayne County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wood County Ohio | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Clarion County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Greene County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 2,900,000 | $ 2,900,000 | $ 0 |
| Susquehanna County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 2,438,000 | $ 2,438,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Addison County Vermont | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Franklin County Vermont | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washington County Vermont | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Windham County Vermont | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Windsor County Vermont | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Augusta County Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Charles City County Virginia | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Dickenson County Virginia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Northampton County Virginia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Stafford County Virginia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Wise County Virginia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Boone County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Gilmer County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Logan County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Mason County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Preston County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Upshur County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wetzel County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for Customers Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 298 | $38,360,000 | $128,000 | $5,760,000 | $14,000 | $1,041,000 |
| Refinancing | 89 | $66,360,000 | $745,000 | $9,000,000 | $121,000 | $2,004,000 |
| Home Improvement | 6 | $866,000 | $144,000 | $350,000 | $61,000 | $149,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 317 | $35,180,000 | $110,000 | $2,500,000 | $45,000 | $2,004,000 |
| Not applicable | 43 | $67,463,000 | $1,568,000 | $9,000,000 | $1,000 | $65,000 |
| Black or African American | 11 | $627,000 | $57,000 | $124,000 | $23,000 | $146,000 |
| Hispanic | 9 | $397,000 | $44,000 | $110,000 | $0 | $0 |
| Asian | 7 | $1,484,000 | $212,000 | $595,000 | $58,000 | $163,000 |
| Not Provided | 5 | $396,000 | $79,000 | $155,000 | $55,000 | $121,000 |
| American Indian or Alaskan Native | 1 | $39,000 | $39,000 | $39,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 393 | $105,586,000 | $268,000 | $9,000,000 | $39,000 | $2,004,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 259 | $12,094,000 | $46,000 | $219,000 | $0 | $0 |
| Loan Originated | 94 | $79,693,000 | $847,000 | $9,000,000 | $112,000 | $2,004,000 |
| Application Denied By Financial Institution | 22 | $3,808,000 | $173,000 | $690,000 | $84,000 | $270,000 |
| Application Withdrawn By Applicant | 16 | $7,178,000 | $448,000 | $2,900,000 | $160,000 | $963,000 |
| File Closed For Incompleteness | 1 | $2,500,000 | $2,500,000 | $2,500,000 | $463,000 | $463,000 |
| Application Approved But Not Accepted | 1 | $313,000 | $313,000 | $313,000 | $131,000 | $131,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $2,342,000 | $195,000 | $690,000 | $102,000 | $270,000 |
| Debt-To-Income Ratio | 7 | $1,296,000 | $185,000 | $475,000 | $59,000 | $102,000 |
| Collateral | 2 | $120,000 | $60,000 | $70,000 | $80,000 | $121,000 |
| Other | 1 | $50,000 | $50,000 | $50,000 | $54,000 | $54,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.