New Wave Lending Group Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
New Wave Lending Group Inc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | New Wave Lending Group Inc 17700 Castleton St. #268 City Of Industry, CA 91748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,496 |
| Total Mortgage Loan Application Amount | $1,430,880,000 |
| Average Mortgage Loan Application Amount | $494,750 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $384,750 |
| Highest Applicant Income | $5,491,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with New Wave Lending Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing New Wave Lending Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down New Wave Lending Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how New Wave Lending Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by New Wave Lending Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at New Wave Lending Group Inc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 668 | $ 466,280,000 | $ 698,000 | $ 306,000 |
| Orange County California | 346 | $ 245,410,000 | $ 709,000 | $ 276,000 |
| San Bernardino County California | 158 | $ 78,570,000 | $ 497,000 | $ 239,000 |
| Gwinnett County Georgia | 110 | $ 40,820,000 | $ 371,000 | $ 124,000 |
| Riverside County California | 106 | $ 48,540,000 | $ 457,000 | $ 205,000 |
| Alameda County California | 64 | $ 45,230,000 | $ 706,000 | $ 317,000 |
| Sacramento County California | 61 | $ 24,415,000 | $ 400,000 | $ 263,000 |
| Santa Clara County California | 47 | $ 42,255,000 | $ 899,000 | $ 605,000 |
| San Diego County California | 42 | $ 27,290,000 | $ 649,000 | $ 204,000 |
| Contra Costa County California | 31 | $ 20,375,000 | $ 657,000 | $ 742,000 |
| Bergen County New Jersey | 27 | $ 14,355,000 | $ 531,000 | $ 223,000 |
| Kern County California | 26 | $ 9,440,000 | $ 363,000 | $ 124,000 |
| Harris County Texas | 25 | $ 5,575,000 | $ 223,000 | $ 148,000 |
| Clark County Nevada | 24 | $ 8,390,000 | $ 349,000 | $ 147,000 |
| Fort Bend County Texas | 23 | $ 8,745,000 | $ 380,000 | $ 143,000 |
| Ventura County California | 15 | $ 9,365,000 | $ 624,000 | $ 204,000 |
| Placer County California | 13 | $ 6,535,000 | $ 502,000 | $ 394,000 |
| San Mateo County California | 13 | $ 11,735,000 | $ 902,000 | $ 301,000 |
| Orange County Florida | 13 | $ 5,885,000 | $ 452,000 | $ 150,000 |
| Montgomery County Maryland | 13 | $ 6,855,000 | $ 527,000 | $ 133,000 |
| Palm Beach County Florida | 11 | $ 4,975,000 | $ 452,000 | $ 149,000 |
| Osceola County Florida | 10 | $ 4,230,000 | $ 423,000 | $ 74,000 |
| Polk County Florida | 10 | $ 2,740,000 | $ 274,000 | $ 15,000 |
| Fulton County Georgia | 10 | $ 5,760,000 | $ 576,000 | $ 336,000 |
| Collin County Texas | 10 | $ 4,080,000 | $ 408,000 | $ 124,000 |
| King County Washington | 10 | $ 4,840,000 | $ 484,000 | $ 145,000 |
| San Joaquin County California | 9 | $ 3,325,000 | $ 369,000 | $ 590,000 |
| Miami-Dade County Florida | 9 | $ 6,395,000 | $ 710,000 | $ 359,000 |
| Pinellas County Florida | 9 | $ 2,775,000 | $ 308,000 | $ 201,000 |
| DeKalb County Georgia | 9 | $ 2,115,000 | $ 235,000 | $ 51,000 |
| Fresno County California | 8 | $ 4,100,000 | $ 512,000 | $ 363,000 |
| San Francisco County California | 8 | $ 6,920,000 | $ 865,000 | $ 398,000 |
| Chatham County Georgia | 8 | $ 2,610,000 | $ 326,000 | $ 18,000 |
| Tarrant County Texas | 8 | $ 1,940,000 | $ 242,000 | $ 17,000 |
| Fairfax County Virginia | 8 | $ 5,350,000 | $ 668,000 | $ 155,000 |
| Maricopa County Arizona | 7 | $ 3,995,000 | $ 570,000 | $ 228,000 |
| Solano County California | 6 | $ 2,660,000 | $ 443,000 | $ 676,000 |
| Stanislaus County California | 6 | $ 2,610,000 | $ 435,000 | $ 149,000 |
| Tulare County California | 6 | $ 1,960,000 | $ 326,000 | $ 208,000 |
| Broward County Florida | 6 | $ 1,580,000 | $ 263,000 | $ 73,000 |
| Lake County Florida | 6 | $ 1,700,000 | $ 283,000 | $ 26,000 |
| Jackson County Georgia | 6 | $ 1,760,000 | $ 293,000 | $ 525,000 |
| Bexar County Texas | 6 | $ 1,590,000 | $ 265,000 | $ 140,000 |
| Denton County Texas | 6 | $ 2,150,000 | $ 358,000 | $ 185,000 |
| Virginia Beach County Virginia | 6 | $ 2,580,000 | $ 430,000 | $ 289,000 |
| Cook County Illinois | 5 | $ 1,245,000 | $ 249,000 | $ 38,000 |
| Washoe County Nevada | 5 | $ 2,355,000 | $ 471,000 | $ 175,000 |
| Clackamas County Oregon | 5 | $ 2,635,000 | $ 527,000 | $ 170,000 |
| Dallas County Texas | 5 | $ 4,455,000 | $ 891,000 | $ 219,000 |
| Prince William County Virginia | 5 | $ 2,075,000 | $ 415,000 | $ 71,000 |
| San Luis Obispo County California | 4 | $ 2,210,000 | $ 552,000 | $ 166,000 |
| Collier County Florida | 4 | $ 1,350,000 | $ 337,000 | $ 48,000 |
| Hillsborough County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 94,000 |
| Seminole County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 68,000 |
| Cobb County Georgia | 4 | $ 1,930,000 | $ 482,000 | $ 200,000 |
| Effingham County Georgia | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| Hall County Georgia | 4 | $ 1,170,000 | $ 292,000 | $ 98,000 |
| Baltimore County Maryland | 4 | $ 1,040,000 | $ 260,000 | $ 95,000 |
| Howard County Maryland | 4 | $ 1,420,000 | $ 355,000 | $ 52,000 |
| Knox County Tennessee | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Madera County California | 3 | $ 765,000 | $ 255,000 | $ 622,000 |
| Monterey County California | 3 | $ 2,395,000 | $ 798,000 | $ 1,389,000 |
| Houston County Georgia | 3 | $ 555,000 | $ 185,000 | $ 26,000 |
| Carroll County Maryland | 3 | $ 835,000 | $ 278,000 | $ 27,000 |
| Richmond County New York | 3 | $ 1,695,000 | $ 565,000 | $ 0 |
| Travis County Texas | 3 | $ 995,000 | $ 331,000 | $ 120,000 |
| Snohomish County Washington | 3 | $ 1,805,000 | $ 601,000 | $ 145,000 |
| El Dorado County California | 2 | $ 960,000 | $ 480,000 | $ 203,000 |
| Marin County California | 2 | $ 1,860,000 | $ 930,000 | $ 866,000 |
| Napa County California | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Shasta County California | 2 | $ 390,000 | $ 195,000 | $ 2,805,000 |
| Tuolumne County California | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Duval County Florida | 2 | $ 540,000 | $ 270,000 | $ 32,000 |
| Marion County Florida | 2 | $ 470,000 | $ 235,000 | $ 30,000 |
| Pasco County Florida | 2 | $ 810,000 | $ 405,000 | $ 126,000 |
| Sarasota County Florida | 2 | $ 970,000 | $ 485,000 | $ 80,000 |
| St. Lucie County Florida | 2 | $ 650,000 | $ 325,000 | $ 267,000 |
| Clayton County Georgia | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| Forsyth County Georgia | 2 | $ 740,000 | $ 370,000 | $ 54,000 |
| Rock Island County Illinois | 2 | $ 340,000 | $ 170,000 | $ 1,000 |
| Anne Arundel County Maryland | 2 | $ 1,860,000 | $ 930,000 | $ 233,000 |
| Prince George's County Maryland | 2 | $ 1,020,000 | $ 510,000 | $ 59,000 |
| Suffolk County Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 45,000 |
| Kent County Michigan | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Camden County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Middlesex County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 162,000 |
| Monmouth County New Jersey | 2 | $ 1,780,000 | $ 890,000 | $ 339,000 |
| Franklin County Ohio | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 720,000 | $ 360,000 | $ 73,000 |
| Brazoria County Texas | 2 | $ 780,000 | $ 390,000 | $ 123,000 |
| Hidalgo County Texas | 2 | $ 620,000 | $ 310,000 | $ 36,000 |
| Midland County Texas | 2 | $ 570,000 | $ 285,000 | $ 418,000 |
| Henrico County Virginia | 2 | $ 430,000 | $ 215,000 | $ 27,000 |
| Spotsylvania County Virginia | 2 | $ 850,000 | $ 425,000 | $ 149,000 |
| Clark County Washington | 2 | $ 900,000 | $ 450,000 | $ 54,000 |
| Thurston County Washington | 2 | $ 850,000 | $ 425,000 | $ 88,000 |
| Lee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Mohave County Arizona | 1 | $ 1,825,000 | $ 1,825,000 | $ 1,134,000 |
| Pinal County Arizona | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Pulaski County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kings County California | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Mariposa County California | 1 | $ 475,000 | $ 475,000 | $ 2,944,000 |
| Santa Barbara County California | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Santa Cruz County California | 1 | $ 905,000 | $ 905,000 | $ 334,000 |
| Sonoma County California | 1 | $ 435,000 | $ 435,000 | $ 135,000 |
| Eagle County Colorado | 1 | $ 1,755,000 | $ 1,755,000 | $ 702,000 |
| Fremont County Colorado | 1 | $ 1,275,000 | $ 1,275,000 | $ 337,000 |
| Jefferson County Colorado | 1 | $ 595,000 | $ 595,000 | $ 133,000 |
| Pitkin County Colorado | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lee County Florida | 1 | $ 315,000 | $ 315,000 | $ 189,000 |
| Manatee County Florida | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Santa Rosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 195,000 |
| Bartow County Georgia | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Bryan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Fayette County Georgia | 1 | $ 575,000 | $ 575,000 | $ 177,000 |
| Lumpkin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Walton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Hawaii County Hawaii | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Penobscot County Maine | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Baltimore City County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Madison County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Camden County Missouri | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 234,000 |
| Kings County New York | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lorain County Ohio | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Lane County Oregon | 1 | $ 475,000 | $ 475,000 | $ 528,000 |
| Washington County Oregon | 1 | $ 725,000 | $ 725,000 | $ 173,000 |
| Clearfield County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Montgomery County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Providence County Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| Blount County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 122,000 |
| Montgomery County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Shelby County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 324,000 |
| Guadalupe County Texas | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 240,000 |
| Kleberg County Texas | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| McLennan County Texas | 1 | $ 235,000 | $ 235,000 | $ 254,000 |
| Montgomery County Texas | 1 | $ 715,000 | $ 715,000 | $ 252,000 |
| Smith County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Tom Green County Texas | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Waller County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 635,000 | $ 635,000 | $ 183,000 |
| Albemarle County Virginia | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Chesapeake County Virginia | 1 | $ 645,000 | $ 645,000 | $ 217,000 |
| Loudoun County Virginia | 1 | $ 455,000 | $ 455,000 | $ 137,000 |
| Orange County Virginia | 1 | $ 445,000 | $ 445,000 | $ 86,000 |
| Stafford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| Winchester County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for New Wave Lending Group Inc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,983 | $1,135,595,000 | $572,000 | $3,225,000 | $227,000 | $5,491,000 |
| Cash-out Refinancing | 320 | $184,430,000 | $576,000 | $3,005,000 | $237,000 | $2,699,000 |
| Refinancing | 192 | $110,600,000 | $576,000 | $3,505,000 | $563,000 | $3,976,000 |
| Other Purpose | 1 | $255,000 | $255,000 | $255,000 | $512,000 | $512,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,441 | $835,715,000 | $579,000 | $3,505,000 | $254,000 | $5,491,000 |
| Asian | 814 | $441,540,000 | $542,000 | $2,505,000 | $251,000 | $2,944,000 |
| White | 135 | $97,105,000 | $719,000 | $2,455,000 | $328,000 | $2,937,000 |
| Hispanic | 83 | $43,045,000 | $518,000 | $2,555,000 | $188,000 | $1,134,000 |
| Black or African American | 14 | $7,750,000 | $553,000 | $945,000 | $164,000 | $322,000 |
| American Indian or Alaskan Native | 2 | $1,070,000 | $535,000 | $565,000 | $162,000 | $213,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,442 | $1,403,280,000 | $574,000 | $3,505,000 | $257,000 | $5,491,000 |
| FHA-insured (Federal Housing Administration) | 54 | $27,600,000 | $511,000 | $875,000 | $136,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,637 | $917,215,000 | $560,000 | $3,225,000 | $245,000 | $3,976,000 |
| Application Withdrawn By Applicant | 778 | $471,590,000 | $606,000 | $3,505,000 | $279,000 | $5,491,000 |
| File Closed For Incompleteness | 37 | $15,835,000 | $427,000 | $1,085,000 | $85,000 | $322,000 |
| Application Approved But Not Accepted | 32 | $21,280,000 | $665,000 | $1,805,000 | $363,000 | $1,996,000 |
| Application Denied By Financial Institution | 11 | $4,565,000 | $415,000 | $885,000 | $88,000 | $240,000 |
| Loan Purchased By The Institution | 1 | $395,000 | $395,000 | $395,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,485 | $1,426,315,000 | $573,000 | $3,505,000 | $255,000 | $5,491,000 |
| Collateral | 5 | $1,555,000 | $311,000 | $595,000 | $73,000 | $203,000 |
| Debt-To-Income Ratio | 3 | $2,245,000 | $748,000 | $885,000 | $148,000 | $240,000 |
| Employment History | 2 | $610,000 | $305,000 | $325,000 | $80,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Wave Lending Group Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Wave Lending Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.