Newalliance Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Newalliance Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Newalliance Bank 195 Church Street New Haven, CT 06510 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,120 |
| Total Mortgage Loan Application Amount | $1,086,737,000 |
| Average Mortgage Loan Application Amount | $214,666 |
| Highest Mortgage Loan Application Amount | $5,800,000 |
| Average Applicant Income | $142,666 |
| Highest Applicant Income | $6,478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Newalliance Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Newalliance Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Newalliance Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Newalliance Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Newalliance Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Newalliance Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Haven County Connecticut | 1,490 | $ 194,604,000 | $ 130,000 | $ 91,000 |
| Hartford County Connecticut | 973 | $ 103,450,000 | $ 106,000 | $ 83,000 |
| Tolland County Connecticut | 550 | $ 58,825,000 | $ 106,000 | $ 91,000 |
| Hampden County Massachusetts | 353 | $ 40,549,000 | $ 114,000 | $ 80,000 |
| Fairfield County Connecticut | 351 | $ 222,515,000 | $ 633,000 | $ 325,000 |
| Windham County Connecticut | 252 | $ 24,073,000 | $ 95,000 | $ 78,000 |
| Middlesex County Connecticut | 234 | $ 37,884,000 | $ 161,000 | $ 117,000 |
| Los Angeles County California | 57 | $ 30,258,000 | $ 530,000 | $ 383,000 |
| New London County Connecticut | 51 | $ 11,997,000 | $ 235,000 | $ 101,000 |
| Orange County California | 36 | $ 18,864,000 | $ 524,000 | $ 312,000 |
| Litchfield County Connecticut | 30 | $ 12,274,000 | $ 409,000 | $ 259,000 |
| Middlesex County Massachusetts | 22 | $ 10,661,000 | $ 484,000 | $ 253,000 |
| Santa Clara County California | 20 | $ 9,824,000 | $ 491,000 | $ 270,000 |
| Hampshire County Massachusetts | 20 | $ 3,821,000 | $ 191,000 | $ 82,000 |
| Worcester County Massachusetts | 18 | $ 2,038,000 | $ 113,000 | $ 102,000 |
| King County Washington | 18 | $ 9,686,000 | $ 538,000 | $ 310,000 |
| Maricopa County Arizona | 16 | $ 7,862,000 | $ 491,000 | $ 272,000 |
| San Diego County California | 16 | $ 8,534,000 | $ 533,000 | $ 275,000 |
| Suffolk County New York | 15 | $ 9,660,000 | $ 644,000 | $ 316,000 |
| Ventura County California | 13 | $ 6,798,000 | $ 522,000 | $ 349,000 |
| Cook County Illinois | 13 | $ 5,744,000 | $ 441,000 | $ 553,000 |
| Bucks County Pennsylvania | 10 | $ 3,951,000 | $ 395,000 | $ 196,000 |
| Alameda County California | 9 | $ 4,128,000 | $ 458,000 | $ 181,000 |
| Oakland County Michigan | 9 | $ 2,843,000 | $ 315,000 | $ 281,000 |
| Hennepin County Minnesota | 9 | $ 5,011,000 | $ 556,000 | $ 472,000 |
| Clark County Nevada | 9 | $ 5,031,000 | $ 559,000 | $ 339,000 |
| Fairfax County Virginia | 9 | $ 4,610,000 | $ 512,000 | $ 320,000 |
| Norfolk County Massachusetts | 8 | $ 3,400,000 | $ 425,000 | $ 258,000 |
| Contra Costa County California | 7 | $ 3,383,000 | $ 483,000 | $ 306,000 |
| Broward County Florida | 7 | $ 3,059,000 | $ 437,000 | $ 292,000 |
| Nassau County New York | 7 | $ 4,813,000 | $ 687,000 | $ 565,000 |
| Queens County New York | 7 | $ 2,849,000 | $ 407,000 | $ 170,000 |
| Jefferson County Alabama | 6 | $ 3,036,000 | $ 506,000 | $ 406,000 |
| Montgomery County Maryland | 6 | $ 3,029,000 | $ 504,000 | $ 285,000 |
| Essex County Massachusetts | 6 | $ 2,245,000 | $ 374,000 | $ 300,000 |
| St. Louis County Missouri | 6 | $ 2,975,000 | $ 495,000 | $ 396,000 |
| Montgomery County Pennsylvania | 6 | $ 2,104,000 | $ 350,000 | $ 177,000 |
| San Bernardino County California | 5 | $ 2,529,000 | $ 505,000 | $ 175,000 |
| Arapahoe County Colorado | 5 | $ 2,872,000 | $ 574,000 | $ 454,000 |
| Fulton County Georgia | 5 | $ 3,091,000 | $ 618,000 | $ 647,000 |
| Lake County Illinois | 5 | $ 2,200,000 | $ 440,000 | $ 255,000 |
| Berkshire County Massachusetts | 5 | $ 1,545,000 | $ 309,000 | $ 153,000 |
| Suffolk County Massachusetts | 5 | $ 2,088,000 | $ 417,000 | $ 171,000 |
| Wayne County Michigan | 5 | $ 2,918,000 | $ 583,000 | $ 382,000 |
| Kings County New York | 5 | $ 2,431,000 | $ 486,000 | $ 212,000 |
| New York County New York | 5 | $ 2,978,000 | $ 595,000 | $ 610,000 |
| Rockland County New York | 5 | $ 2,317,000 | $ 463,000 | $ 208,000 |
| Westchester County New York | 5 | $ 2,475,000 | $ 495,000 | $ 288,000 |
| Multnomah County Oregon | 5 | $ 2,227,000 | $ 445,000 | $ 132,000 |
| Denton County Texas | 5 | $ 2,230,000 | $ 446,000 | $ 725,000 |
| Harris County Texas | 5 | $ 3,642,000 | $ 728,000 | $ 565,000 |
| Salt Lake County Utah | 5 | $ 1,537,000 | $ 307,000 | $ 220,000 |
| Shelby County Alabama | 4 | $ 1,098,000 | $ 274,000 | $ 123,000 |
| Riverside County California | 4 | $ 2,206,000 | $ 551,000 | $ 433,000 |
| San Mateo County California | 4 | $ 2,180,000 | $ 545,000 | $ 255,000 |
| Santa Barbara County California | 4 | $ 1,948,000 | $ 487,000 | $ 256,000 |
| Jefferson County Colorado | 4 | $ 1,575,000 | $ 393,000 | $ 174,000 |
| Miami-Dade County Florida | 4 | $ 2,483,000 | $ 620,000 | $ 361,000 |
| Palm Beach County Florida | 4 | $ 1,473,000 | $ 368,000 | $ 620,000 |
| Ada County Idaho | 4 | $ 982,000 | $ 245,000 | $ 76,000 |
| Barnstable County Massachusetts | 4 | $ 1,799,000 | $ 449,000 | $ 289,000 |
| Marin County California | 3 | $ 1,579,000 | $ 526,000 | $ 264,000 |
| Monterey County California | 3 | $ 1,445,000 | $ 481,000 | $ 493,000 |
| San Francisco County California | 3 | $ 1,087,000 | $ 362,000 | $ 284,000 |
| Denver County Colorado | 3 | $ 1,053,000 | $ 351,000 | $ 326,000 |
| New Castle County Delaware | 3 | $ 1,265,000 | $ 421,000 | $ 265,000 |
| Sussex County Delaware | 3 | $ 1,606,000 | $ 535,000 | $ 785,000 |
| Will County Illinois | 3 | $ 1,426,000 | $ 475,000 | $ 200,000 |
| Plymouth County Massachusetts | 3 | $ 1,124,000 | $ 374,000 | $ 100,000 |
| Crow Wing County Minnesota | 3 | $ 1,584,000 | $ 528,000 | $ 807,000 |
| Flathead County Montana | 3 | $ 1,702,000 | $ 567,000 | $ 307,000 |
| Missoula County Montana | 3 | $ 1,667,000 | $ 555,000 | $ 410,000 |
| Bergen County New Jersey | 3 | $ 2,025,000 | $ 675,000 | $ 705,000 |
| Hudson County New Jersey | 3 | $ 1,504,000 | $ 501,000 | $ 181,000 |
| Middlesex County New Jersey | 3 | $ 1,864,000 | $ 621,000 | $ 802,000 |
| Monmouth County New Jersey | 3 | $ 1,584,000 | $ 528,000 | $ 250,000 |
| Richmond County New York | 3 | $ 1,644,000 | $ 548,000 | $ 281,000 |
| Chester County Pennsylvania | 3 | $ 1,296,000 | $ 432,000 | $ 245,000 |
| Philadelphia County Pennsylvania | 3 | $ 928,000 | $ 309,000 | $ 129,000 |
| Washington County Rhode Island | 3 | $ 2,421,000 | $ 807,000 | $ 476,000 |
| Horry County South Carolina | 3 | $ 1,720,000 | $ 573,000 | $ 290,000 |
| Bexar County Texas | 3 | $ 923,000 | $ 307,000 | $ 207,000 |
| Dallas County Texas | 3 | $ 2,630,000 | $ 876,000 | $ 674,000 |
| Davis County Utah | 3 | $ 1,781,000 | $ 593,000 | $ 294,000 |
| Pierce County Washington | 3 | $ 1,212,000 | $ 404,000 | $ 340,000 |
| Baldwin County Alabama | 2 | $ 588,000 | $ 294,000 | $ 144,000 |
| Montgomery County Alabama | 2 | $ 835,000 | $ 417,000 | $ 468,000 |
| Mohave County Arizona | 2 | $ 624,000 | $ 312,000 | $ 341,000 |
| Yavapai County Arizona | 2 | $ 849,000 | $ 424,000 | $ 268,000 |
| Placer County California | 2 | $ 1,346,000 | $ 673,000 | $ 219,000 |
| Boulder County Colorado | 2 | $ 1,792,000 | $ 896,000 | $ 746,000 |
| Douglas County Colorado | 2 | $ 1,150,000 | $ 575,000 | $ 513,000 |
| Eagle County Colorado | 2 | $ 1,905,000 | $ 952,000 | $ 565,000 |
| Collier County Florida | 2 | $ 1,249,000 | $ 624,000 | $ 1,765,000 |
| Lee County Florida | 2 | $ 817,000 | $ 408,000 | $ 137,000 |
| Orange County Florida | 2 | $ 734,000 | $ 367,000 | $ 167,000 |
| Sarasota County Florida | 2 | $ 1,018,000 | $ 509,000 | $ 549,000 |
| Gwinnett County Georgia | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Hall County Georgia | 2 | $ 1,132,000 | $ 566,000 | $ 439,000 |
| DuPage County Illinois | 2 | $ 764,000 | $ 382,000 | $ 216,000 |
| Kane County Illinois | 2 | $ 813,000 | $ 406,000 | $ 168,000 |
| Linn County Iowa | 2 | $ 585,000 | $ 292,000 | $ 210,000 |
| Polk County Iowa | 2 | $ 779,000 | $ 389,000 | $ 161,000 |
| Johnson County Kansas | 2 | $ 860,000 | $ 430,000 | $ 296,000 |
| Jefferson County Kentucky | 2 | $ 954,000 | $ 477,000 | $ 217,000 |
| Anne Arundel County Maryland | 2 | $ 895,000 | $ 447,000 | $ 306,000 |
| Baltimore County Maryland | 2 | $ 926,000 | $ 463,000 | $ 265,000 |
| Howard County Maryland | 2 | $ 1,021,000 | $ 510,000 | $ 228,000 |
| Dakota County Minnesota | 2 | $ 545,000 | $ 272,000 | $ 195,000 |
| Washington County Minnesota | 2 | $ 1,230,000 | $ 615,000 | $ 337,000 |
| St. Charles County Missouri | 2 | $ 1,233,000 | $ 616,000 | $ 241,000 |
| Nye County Nevada | 2 | $ 277,000 | $ 138,000 | $ 74,000 |
| Washoe County Nevada | 2 | $ 1,005,000 | $ 502,000 | $ 364,000 |
| Rockingham County New Hampshire | 2 | $ 802,000 | $ 401,000 | $ 226,000 |
| Burlington County New Jersey | 2 | $ 792,000 | $ 396,000 | $ 159,000 |
| Camden County New Jersey | 2 | $ 1,279,000 | $ 639,000 | $ 630,000 |
| Cape May County New Jersey | 2 | $ 659,000 | $ 329,000 | $ 152,000 |
| Mercer County New Jersey | 2 | $ 1,131,000 | $ 565,000 | $ 340,000 |
| Brunswick County North Carolina | 2 | $ 1,108,000 | $ 554,000 | $ 326,000 |
| Union County North Carolina | 2 | $ 875,000 | $ 437,000 | $ 114,000 |
| Watauga County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 298,000 |
| Cuyahoga County Ohio | 2 | $ 490,000 | $ 245,000 | $ 267,000 |
| Oklahoma County Oklahoma | 2 | $ 1,119,000 | $ 559,000 | $ 700,000 |
| Douglas County Oregon | 2 | $ 597,000 | $ 298,000 | $ 199,000 |
| Washington County Oregon | 2 | $ 901,000 | $ 450,000 | $ 214,000 |
| Berks County Pennsylvania | 2 | $ 711,000 | $ 355,000 | $ 224,000 |
| Delaware County Pennsylvania | 2 | $ 755,000 | $ 377,000 | $ 149,000 |
| Westmoreland County Pennsylvania | 2 | $ 512,000 | $ 256,000 | $ 135,000 |
| Kent County Rhode Island | 2 | $ 556,000 | $ 278,000 | $ 260,000 |
| Newport County Rhode Island | 2 | $ 800,000 | $ 400,000 | $ 391,000 |
| Charleston County South Carolina | 2 | $ 814,000 | $ 407,000 | $ 336,000 |
| Davidson County Tennessee | 2 | $ 637,000 | $ 318,000 | $ 171,000 |
| Maury County Tennessee | 2 | $ 499,000 | $ 249,000 | $ 1,985,000 |
| Collin County Texas | 2 | $ 1,271,000 | $ 635,000 | $ 507,000 |
| Kendall County Texas | 2 | $ 874,000 | $ 437,000 | $ 478,000 |
| Montgomery County Texas | 2 | $ 1,242,000 | $ 621,000 | $ 218,000 |
| Washington County Utah | 2 | $ 1,101,000 | $ 550,000 | $ 1,122,000 |
| Virginia Beach County Virginia | 2 | $ 866,000 | $ 433,000 | $ 221,000 |
| Snohomish County Washington | 2 | $ 826,000 | $ 413,000 | $ 210,000 |
| Thurston County Washington | 2 | $ 633,000 | $ 316,000 | $ 196,000 |
| Milwaukee County Wisconsin | 2 | $ 705,000 | $ 352,000 | $ 323,000 |
| Waukesha County Wisconsin | 2 | $ 976,000 | $ 488,000 | $ 249,000 |
| Marshall County Alabama | 1 | $ 219,000 | $ 219,000 | $ 240,000 |
| Mobile County Alabama | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Tallapoosa County Alabama | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| Anchorage County Alaska | 1 | $ 223,000 | $ 223,000 | $ 249,000 |
| Matanuska-Susitna County Alaska | 1 | $ 207,000 | $ 207,000 | $ 56,000 |
| Gila County Arizona | 1 | $ 290,000 | $ 290,000 | $ 189,000 |
| Pima County Arizona | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Pinal County Arizona | 1 | $ 311,000 | $ 311,000 | $ 150,000 |
| Sebastian County Arkansas | 1 | $ 493,000 | $ 493,000 | $ 500,000 |
| Kern County California | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Nevada County California | 1 | $ 466,000 | $ 466,000 | $ 261,000 |
| Sacramento County California | 1 | $ 491,000 | $ 491,000 | $ 235,000 |
| San Luis Obispo County California | 1 | $ 595,000 | $ 595,000 | $ 500,000 |
| Santa Cruz County California | 1 | $ 518,000 | $ 518,000 | $ 145,000 |
| Stanislaus County California | 1 | $ 500,000 | $ 500,000 | $ 191,000 |
| Adams County Colorado | 1 | $ 229,000 | $ 229,000 | $ 71,000 |
| El Paso County Colorado | 1 | $ 490,000 | $ 490,000 | $ 174,000 |
| District of Columbia County District Of Columbia | 1 | $ 358,000 | $ 358,000 | $ 205,000 |
| Alachua County Florida | 1 | $ 189,000 | $ 189,000 | $ 116,000 |
| Brevard County Florida | 1 | $ 266,000 | $ 266,000 | $ 270,000 |
| Duval County Florida | 1 | $ 631,000 | $ 631,000 | $ 924,000 |
| Escambia County Florida | 1 | $ 447,000 | $ 447,000 | $ 360,000 |
| Lake County Florida | 1 | $ 444,000 | $ 444,000 | $ 566,000 |
| Monroe County Florida | 1 | $ 800,000 | $ 800,000 | $ 318,000 |
| Pinellas County Florida | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 291,000 | $ 291,000 | $ 170,000 |
| Walton County Florida | 1 | $ 595,000 | $ 595,000 | $ 378,000 |
| Bulloch County Georgia | 1 | $ 141,000 | $ 141,000 | $ 105,000 |
| Forsyth County Georgia | 1 | $ 559,000 | $ 559,000 | $ 462,000 |
| Blaine County Idaho | 1 | $ 593,000 | $ 593,000 | $ 340,000 |
| Bonneville County Idaho | 1 | $ 168,000 | $ 168,000 | $ 192,000 |
| Kootenai County Idaho | 1 | $ 702,000 | $ 702,000 | $ 464,000 |
| Kendall County Illinois | 1 | $ 642,000 | $ 642,000 | $ 210,000 |
| Boone County Indiana | 1 | $ 367,000 | $ 367,000 | $ 539,000 |
| Lake County Indiana | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Morgan County Indiana | 1 | $ 216,000 | $ 216,000 | $ 144,000 |
| Dallas County Iowa | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Dubuque County Iowa | 1 | $ 327,000 | $ 327,000 | $ 476,000 |
| Scott County Iowa | 1 | $ 381,000 | $ 381,000 | $ 300,000 |
| Warren County Kentucky | 1 | $ 520,000 | $ 520,000 | $ 183,000 |
| St. John the Baptist County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Cumberland County Maine | 1 | $ 546,000 | $ 546,000 | $ 400,000 |
| York County Maine | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Carroll County Maryland | 1 | $ 308,000 | $ 308,000 | $ 186,000 |
| Cecil County Maryland | 1 | $ 471,000 | $ 471,000 | $ 178,000 |
| Harford County Maryland | 1 | $ 56,000 | $ 56,000 | $ 170,000 |
| Bristol County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 150,000 |
| Nantucket County Massachusetts | 1 | $ 930,000 | $ 930,000 | $ 458,000 |
| Charlevoix County Michigan | 1 | $ 561,000 | $ 561,000 | $ 301,000 |
| Kent County Michigan | 1 | $ 463,000 | $ 463,000 | $ 96,000 |
| Livingston County Michigan | 1 | $ 413,000 | $ 413,000 | $ 180,000 |
| Anoka County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 71,000 |
| Chisago County Minnesota | 1 | $ 571,000 | $ 571,000 | $ 292,000 |
| Ramsey County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Wright County Minnesota | 1 | $ 633,000 | $ 633,000 | $ 900,000 |
| Forrest County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Lee County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 124,000 |
| Marshall County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Oktibbeha County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 300,000 |
| Jackson County Missouri | 1 | $ 414,000 | $ 414,000 | $ 359,000 |
| Lincoln County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Belknap County New Hampshire | 1 | $ 350,000 | $ 350,000 | $ 235,000 |
| Merrimack County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Essex County New Jersey | 1 | $ 1,171,000 | $ 1,171,000 | $ 1,174,000 |
| Passaic County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 73,000 |
| Somerset County New Jersey | 1 | $ 598,000 | $ 598,000 | $ 286,000 |
| Union County New Jersey | 1 | $ 504,000 | $ 504,000 | $ 262,000 |
| Curry County New Mexico | 1 | $ 527,000 | $ 527,000 | $ 250,000 |
| Dona Ana County New Mexico | 1 | $ 439,000 | $ 439,000 | $ 210,000 |
| Santa Fe County New Mexico | 1 | $ 745,000 | $ 745,000 | $ 349,000 |
| Allegany County New York | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Bronx County New York | 1 | $ 297,000 | $ 297,000 | $ 148,000 |
| Dutchess County New York | 1 | $ 411,000 | $ 411,000 | $ 327,000 |
| Erie County New York | 1 | $ 306,000 | $ 306,000 | $ 650,000 |
| Orange County New York | 1 | $ 232,000 | $ 232,000 | $ 210,000 |
| Schenectady County New York | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Buncombe County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Carteret County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 666,000 |
| Wake County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 469,000 |
| Clark County Ohio | 1 | $ 96,000 | $ 96,000 | $ 95,000 |
| Delaware County Ohio | 1 | $ 453,000 | $ 453,000 | $ 595,000 |
| Erie County Ohio | 1 | $ 159,000 | $ 159,000 | $ 120,000 |
| Franklin County Ohio | 1 | $ 341,000 | $ 341,000 | $ 115,000 |
| Lucas County Ohio | 1 | $ 534,000 | $ 534,000 | $ 310,000 |
| Medina County Ohio | 1 | $ 428,000 | $ 428,000 | $ 598,000 |
| Tuscarawas County Ohio | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Union County Ohio | 1 | $ 458,000 | $ 458,000 | $ 190,000 |
| Wood County Ohio | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Cleveland County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| Muskogee County Oklahoma | 1 | $ 493,000 | $ 493,000 | $ 396,000 |
| Tulsa County Oklahoma | 1 | $ 366,000 | $ 366,000 | $ 225,000 |
| Clackamas County Oregon | 1 | $ 739,000 | $ 739,000 | $ 404,000 |
| Deschutes County Oregon | 1 | $ 958,000 | $ 958,000 | $ 358,000 |
| Jackson County Oregon | 1 | $ 693,000 | $ 693,000 | $ 384,000 |
| Lane County Oregon | 1 | $ 328,000 | $ 328,000 | $ 59,000 |
| Wallowa County Oregon | 1 | $ 623,000 | $ 623,000 | $ 286,000 |
| Lebanon County Pennsylvania | 1 | $ 388,000 | $ 388,000 | $ 180,000 |
| Luzerne County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 275,000 |
| Monroe County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Perry County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 79,000 |
| York County Pennsylvania | 1 | $ 471,000 | $ 471,000 | $ 168,000 |
| Beaufort County South Carolina | 1 | $ 603,000 | $ 603,000 | $ 52,000 |
| Greenville County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Lexington County South Carolina | 1 | $ 1,196,000 | $ 1,196,000 | $ 435,000 |
| Pickens County South Carolina | 1 | $ 546,000 | $ 546,000 | $ 555,000 |
| Union County South Carolina | 1 | $ 574,000 | $ 574,000 | $ 243,000 |
| Hamilton County Tennessee | 1 | $ 292,000 | $ 292,000 | $ 240,000 |
| Knox County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 92,000 |
| Madison County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Shelby County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 95,000 |
| Williamson County Tennessee | 1 | $ 447,000 | $ 447,000 | $ 480,000 |
| Wilson County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 104,000 |
| Fort Bend County Texas | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Grayson County Texas | 1 | $ 493,000 | $ 493,000 | $ 168,000 |
| Gregg County Texas | 1 | $ 488,000 | $ 488,000 | $ 1,212,000 |
| Taylor County Texas | 1 | $ 752,000 | $ 752,000 | $ 300,000 |
| Travis County Texas | 1 | $ 504,000 | $ 504,000 | $ 213,000 |
| Grand County Utah | 1 | $ 844,000 | $ 844,000 | $ 420,000 |
| Utah County Utah | 1 | $ 74,000 | $ 74,000 | $ 120,000 |
| Chittenden County Vermont | 1 | $ 181,000 | $ 181,000 | $ 267,000 |
| Arlington County Virginia | 1 | $ 506,000 | $ 506,000 | $ 228,000 |
| Goochland County Virginia | 1 | $ 497,000 | $ 497,000 | $ 285,000 |
| Henrico County Virginia | 1 | $ 417,000 | $ 417,000 | $ 293,000 |
| James City County Virginia | 1 | $ 326,000 | $ 326,000 | $ 240,000 |
| Loudoun County Virginia | 1 | $ 612,000 | $ 612,000 | $ 131,000 |
| Newport News County Virginia | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Richmond City County Virginia | 1 | $ 418,000 | $ 418,000 | $ 335,000 |
| Roanoke City County Virginia | 1 | $ 327,000 | $ 327,000 | $ 225,000 |
| Clark County Washington | 1 | $ 473,000 | $ 473,000 | $ 167,000 |
| Kitsap County Washington | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Pacific County Washington | 1 | $ 618,000 | $ 618,000 | $ 288,000 |
| Skagit County Washington | 1 | $ 624,000 | $ 624,000 | $ 183,000 |
| Spokane County Washington | 1 | $ 377,000 | $ 377,000 | $ 648,000 |
| Walla Walla County Washington | 1 | $ 623,000 | $ 623,000 | $ 365,000 |
| Yakima County Washington | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| Berkeley County West Virginia | 1 | $ 308,000 | $ 308,000 | $ 77,000 |
| Brown County Wisconsin | 1 | $ 832,000 | $ 832,000 | $ 437,000 |
| Columbia County Wisconsin | 1 | $ 474,000 | $ 474,000 | $ 168,000 |
| Dane County Wisconsin | 1 | $ 606,000 | $ 606,000 | $ 361,000 |
| La Crosse County Wisconsin | 1 | $ 575,000 | $ 575,000 | $ 280,000 |
| Ozaukee County Wisconsin | 1 | $ 439,000 | $ 439,000 | $ 259,000 |
| Vernon County Wisconsin | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| Laramie County Wyoming | 1 | $ 748,000 | $ 748,000 | $ 1,083,000 |
Mortgage Loan Application Detail Totals for Newalliance Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,884 | $653,940,000 | $226,000 | $4,000,000 | $148,000 | $4,800,000 |
| Home Improvement | 1,237 | $71,283,000 | $57,000 | $1,759,000 | $85,000 | $1,012,000 |
| Home Purchase | 999 | $361,514,000 | $361,000 | $5,800,000 | $195,000 | $6,478,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,958 | $826,686,000 | $208,000 | $3,675,000 | $145,000 | $6,478,000 |
| Not Provided | 401 | $87,959,000 | $219,000 | $1,625,000 | $175,000 | $1,892,000 |
| Hispanic | 304 | $44,699,000 | $147,000 | $1,610,000 | $80,000 | $925,000 |
| Black or African American | 233 | $37,053,000 | $159,000 | $4,000,000 | $70,000 | $676,000 |
| Asian | 175 | $61,689,000 | $352,000 | $1,800,000 | $207,000 | $1,800,000 |
| Not applicable | 26 | $22,407,000 | $861,000 | $5,800,000 | $86,000 | $829,000 |
| American Indian or Alaskan Native | 16 | $4,948,000 | $309,000 | $2,000,000 | $120,000 | $525,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,296,000 | $185,000 | $735,000 | $97,000 | $245,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,032 | $1,070,158,000 | $212,000 | $5,800,000 | $143,000 | $6,478,000 |
| FHA-insured (Federal Housing Administration) | 87 | $16,419,000 | $188,000 | $306,000 | $62,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 1 | $160,000 | $160,000 | $160,000 | $40,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,987 | $507,372,000 | $169,000 | $5,800,000 | $117,000 | $6,478,000 |
| Loan Purchased By The Institution | 872 | $397,294,000 | $455,000 | $1,759,000 | $308,000 | $4,800,000 |
| Application Denied By Financial Institution | 839 | $102,300,000 | $121,000 | $1,950,000 | $75,000 | $1,114,000 |
| Application Withdrawn By Applicant | 255 | $60,821,000 | $238,000 | $3,000,000 | $113,000 | $1,225,000 |
| Application Approved But Not Accepted | 167 | $18,950,000 | $113,000 | $1,400,000 | $98,000 | $585,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $11,572,000 | $214,000 | $1,245,000 | $63,000 | $277,000 |
| Collateral | 44 | $14,647,000 | $332,000 | $1,950,000 | $133,000 | $1,114,000 |
| Debt-To-Income Ratio | 39 | $9,004,000 | $230,000 | $815,000 | $53,000 | $180,000 |
| Other | 24 | $5,560,000 | $231,000 | $620,000 | $122,000 | $427,000 |
| Credit Application Incomplete | 13 | $4,033,000 | $310,000 | $1,200,000 | $97,000 | $371,000 |
| Unverifiable Information | 4 | $1,486,000 | $371,000 | $740,000 | $89,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,364,000 | $454,000 | $702,000 | $94,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Newalliance Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Newalliance Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.