Newbridge Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Newbridge Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Newbridge Bank 1501 Highwoods Blvd, Suite 400 Greensboro, NC 27410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,594 |
| Total Mortgage Loan Application Amount | $309,504,000 |
| Average Mortgage Loan Application Amount | $144,000 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $1,275,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Newbridge Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Newbridge Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Newbridge Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Newbridge Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Newbridge Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Newbridge Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County North Carolina | 334 | $ 39,144,000 | $ 117,000 | $ 80,000 |
| Forsyth County North Carolina | 237 | $ 53,737,000 | $ 226,000 | $ 98,000 |
| New Hanover County North Carolina | 160 | $ 41,486,000 | $ 259,000 | $ 155,000 |
| Wake County North Carolina | 134 | $ 29,360,000 | $ 219,000 | $ 111,000 |
| Guilford County North Carolina | 113 | $ 19,862,000 | $ 175,000 | $ 126,000 |
| Mecklenburg County North Carolina | 101 | $ 28,133,000 | $ 278,000 | $ 177,000 |
| Rockingham County North Carolina | 70 | $ 6,702,000 | $ 95,000 | $ 64,000 |
| Stokes County North Carolina | 35 | $ 4,653,000 | $ 132,000 | $ 65,000 |
| Pender County North Carolina | 30 | $ 6,333,000 | $ 211,000 | $ 108,000 |
| Brunswick County North Carolina | 29 | $ 7,853,000 | $ 270,000 | $ 105,000 |
| Rockingham County Virginia | 26 | $ 6,121,000 | $ 235,000 | $ 124,000 |
| Iredell County North Carolina | 24 | $ 6,831,000 | $ 284,000 | $ 218,000 |
| Cabarrus County North Carolina | 20 | $ 3,180,000 | $ 159,000 | $ 113,000 |
| Union County North Carolina | 19 | $ 4,401,000 | $ 231,000 | $ 110,000 |
| Davie County North Carolina | 18 | $ 3,953,000 | $ 219,000 | $ 177,000 |
| Randolph County North Carolina | 17 | $ 2,410,000 | $ 141,000 | $ 67,000 |
| Rowan County North Carolina | 17 | $ 2,632,000 | $ 154,000 | $ 67,000 |
| Durham County North Carolina | 15 | $ 2,339,000 | $ 155,000 | $ 75,000 |
| Charleston County South Carolina | 15 | $ 4,002,000 | $ 266,000 | $ 106,000 |
| Wilkes County North Carolina | 13 | $ 2,786,000 | $ 214,000 | $ 154,000 |
| Harrisonburg County Virginia | 12 | $ 1,080,000 | $ 90,000 | $ 60,000 |
| Johnston County North Carolina | 11 | $ 1,890,000 | $ 171,000 | $ 70,000 |
| York County South Carolina | 9 | $ 2,081,000 | $ 231,000 | $ 146,000 |
| Lincoln County North Carolina | 8 | $ 1,951,000 | $ 243,000 | $ 145,000 |
| Yadkin County North Carolina | 8 | $ 912,000 | $ 114,000 | $ 50,000 |
| Alamance County North Carolina | 6 | $ 716,000 | $ 119,000 | $ 128,000 |
| Carteret County North Carolina | 6 | $ 1,182,000 | $ 197,000 | $ 77,000 |
| Caswell County North Carolina | 6 | $ 415,000 | $ 69,000 | $ 51,000 |
| Moore County North Carolina | 5 | $ 1,050,000 | $ 210,000 | $ 115,000 |
| Surry County North Carolina | 5 | $ 778,000 | $ 155,000 | $ 90,000 |
| Augusta County Virginia | 5 | $ 1,339,000 | $ 267,000 | $ 109,000 |
| Columbus County North Carolina | 4 | $ 637,000 | $ 159,000 | $ 82,000 |
| Orange County North Carolina | 4 | $ 1,465,000 | $ 366,000 | $ 182,000 |
| Shenandoah County Virginia | 4 | $ 710,000 | $ 177,000 | $ 128,000 |
| Montgomery County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 535,000 |
| Onslow County North Carolina | 3 | $ 528,000 | $ 176,000 | $ 70,000 |
| Sampson County North Carolina | 3 | $ 251,000 | $ 83,000 | $ 18,000 |
| Watauga County North Carolina | 3 | $ 554,000 | $ 184,000 | $ 216,000 |
| Horry County South Carolina | 3 | $ 204,000 | $ 68,000 | $ 90,000 |
| Carroll County Virginia | 3 | $ 90,000 | $ 30,000 | $ 13,000 |
| Chatham County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Currituck County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 73,000 |
| Dare County North Carolina | 2 | $ 647,000 | $ 323,000 | $ 155,000 |
| Gaston County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 60,000 |
| Haywood County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 45,000 |
| Polk County North Carolina | 2 | $ 628,000 | $ 314,000 | $ 240,000 |
| Stanly County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 82,000 |
| Beaufort County South Carolina | 2 | $ 898,000 | $ 449,000 | $ 351,000 |
| Georgetown County South Carolina | 2 | $ 442,000 | $ 221,000 | $ 93,000 |
| Oconee County South Carolina | 2 | $ 602,000 | $ 301,000 | $ 162,000 |
| Chesapeake County Virginia | 2 | $ 364,000 | $ 182,000 | $ 160,000 |
| Page County Virginia | 2 | $ 231,000 | $ 115,000 | $ 47,000 |
| Pulaski County Virginia | 2 | $ 472,000 | $ 236,000 | $ 238,000 |
| Alleghany County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Avery County North Carolina | 1 | $ 313,000 | $ 313,000 | $ 786,000 |
| Buncombe County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 131,000 |
| Caldwell County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 260,000 |
| Catawba County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 59,000 |
| Cumberland County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 88,000 |
| Franklin County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 53,000 |
| Harnett County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 26,000 |
| Henderson County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 216,000 |
| Macon County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 74,000 |
| McDowell County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Pamlico County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 415,000 |
| Pitt County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
| Warren County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 950,000 |
| Wayne County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 103,000 |
| Aiken County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Berkeley County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 78,000 |
| Chesterfield County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Greenville County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 551,000 |
| Lexington County South Carolina | 1 | $ 308,000 | $ 308,000 | $ 139,000 |
| Johnson County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 82,000 |
| Albemarle County Virginia | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| Fluvanna County Virginia | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Franklin County Virginia | 1 | $ 400,000 | $ 400,000 | $ 317,000 |
| Hanover County Virginia | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Patrick County Virginia | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Prince William County Virginia | 1 | $ 395,000 | $ 395,000 | $ 250,000 |
| Rappahannock County Virginia | 1 | $ 607,000 | $ 607,000 | $ 174,000 |
| Stafford County Virginia | 1 | $ 388,000 | $ 388,000 | $ 164,000 |
| Washington County Virginia | 1 | $ 123,000 | $ 123,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Newbridge Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,027 | $220,244,000 | $214,000 | $1,219,000 | $126,000 | $1,275,000 |
| Home Purchase | 423 | $87,531,000 | $206,000 | $4,000,000 | $99,000 | $831,000 |
| Home Improvement | 144 | $1,729,000 | $12,000 | $300,000 | $53,000 | $1,049,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,421 | $273,007,000 | $192,000 | $1,881,000 | $117,000 | $1,275,000 |
| Black or African American | 60 | $8,791,000 | $146,000 | $565,000 | $75,000 | $310,000 |
| Not applicable | 42 | $13,862,000 | $330,000 | $4,000,000 | $0 | $0 |
| Not Provided | 31 | $6,743,000 | $217,000 | $992,000 | $153,000 | $786,000 |
| Hispanic | 23 | $3,073,000 | $133,000 | $380,000 | $58,000 | $219,000 |
| Asian | 15 | $4,016,000 | $267,000 | $990,000 | $161,000 | $876,000 |
| American Indian or Alaskan Native | 1 | $8,000 | $8,000 | $8,000 | $54,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $4,000 | $4,000 | $4,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,473 | $290,619,000 | $197,000 | $4,000,000 | $116,000 | $1,275,000 |
| FHA-insured (Federal Housing Administration) | 106 | $16,518,000 | $155,000 | $311,000 | $59,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,878,000 | $187,000 | $243,000 | $68,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $489,000 | $97,000 | $144,000 | $34,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,107 | $220,907,000 | $199,000 | $4,000,000 | $120,000 | $1,275,000 |
| Application Denied By Financial Institution | 276 | $42,633,000 | $154,000 | $1,881,000 | $81,000 | $980,000 |
| Application Approved But Not Accepted | 130 | $28,286,000 | $217,000 | $765,000 | $116,000 | $791,000 |
| File Closed For Incompleteness | 41 | $10,367,000 | $252,000 | $992,000 | $127,000 | $692,000 |
| Application Withdrawn By Applicant | 40 | $7,311,000 | $182,000 | $567,000 | $75,000 | $409,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 103 | $7,840,000 | $76,000 | $397,000 | $46,000 | $142,000 |
| Debt-To-Income Ratio | 75 | $13,110,000 | $174,000 | $1,881,000 | $71,000 | $386,000 |
| Collateral | 70 | $15,982,000 | $228,000 | $1,219,000 | $136,000 | $980,000 |
| Other | 22 | $4,112,000 | $186,000 | $369,000 | $82,000 | $274,000 |
| Unverifiable Information | 3 | $913,000 | $304,000 | $396,000 | $215,000 | $358,000 |
| Mortgage Insurance Denied | 2 | $607,000 | $303,000 | $369,000 | $121,000 | $143,000 |
| Employment History | 1 | $69,000 | $69,000 | $69,000 | $22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Newbridge Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Newbridge Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.