Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Nexbank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nexbank
2515 Mckinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,801
Total Mortgage Loan Application Amount $554,681,000
Average Mortgage Loan Application Amount $280,500
Highest Mortgage Loan Application Amount $4,752,000
Average Applicant Income $99,000
Highest Applicant Income $1,327,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.

Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2013.

Mortgage Loan Application Totals for Nexbank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Collin County Texas 206 $ 46,205,000 $ 224,000 $ 115,000
Dallas County Texas 196 $ 56,331,000 $ 287,000 $ 129,000
Travis County Texas 174 $ 42,769,000 $ 245,000 $ 111,000
Denton County Texas 137 $ 29,310,000 $ 213,000 $ 102,000
Tarrant County Texas 127 $ 25,937,000 $ 204,000 $ 97,000
Harris County Texas 125 $ 26,830,000 $ 214,000 $ 112,000
King County Washington 96 $ 63,215,000 $ 658,000 $ 0
Williamson County Texas 59 $ 10,806,000 $ 183,000 $ 124,000
Los Angeles County California 50 $ 47,000,000 $ 940,000 $ 0
Fort Bend County Texas 41 $ 9,560,000 $ 233,000 $ 113,000
Montgomery County Texas 36 $ 8,822,000 $ 245,000 $ 121,000
Bexar County Texas 31 $ 5,790,000 $ 186,000 $ 99,000
Hays County Texas 24 $ 5,810,000 $ 242,000 $ 105,000
Webb County Texas 23 $ 3,669,000 $ 159,000 $ 59,000
Kaufman County Texas 19 $ 3,222,000 $ 169,000 $ 75,000
Orange County California 18 $ 14,776,000 $ 820,000 $ 0
Marion County West Virginia 18 $ 1,452,000 $ 80,000 $ 0
San Diego County California 15 $ 12,089,000 $ 805,000 $ 0
Bastrop County Texas 13 $ 2,398,000 $ 184,000 $ 194,000
Rockwall County Texas 12 $ 2,430,000 $ 202,000 $ 114,000
McLennan County Texas 11 $ 1,362,000 $ 123,000 $ 53,000
Harrison County West Virginia 11 $ 1,957,000 $ 177,000 $ 0
Broward County Florida 10 $ 5,360,000 $ 536,000 $ 7,000
Snohomish County Washington 10 $ 5,504,000 $ 550,000 $ 0
Monongalia County West Virginia 10 $ 1,827,000 $ 182,000 $ 0
Miami-Dade County Florida 9 $ 10,768,000 $ 1,196,000 $ 0
Galveston County Texas 9 $ 1,729,000 $ 192,000 $ 140,000
Brazos County Texas 8 $ 1,615,000 $ 201,000 $ 119,000
Ellis County Texas 8 $ 1,824,000 $ 228,000 $ 109,000
Hidalgo County Texas 7 $ 1,013,000 $ 144,000 $ 61,000
Parker County Texas 7 $ 1,202,000 $ 171,000 $ 88,000
Jefferson County West Virginia 7 $ 927,000 $ 132,000 $ 0
Wise County Texas 6 $ 1,083,000 $ 180,000 $ 91,000
Riverside County California 5 $ 2,590,000 $ 518,000 $ 0
Santa Barbara County California 5 $ 4,440,000 $ 888,000 $ 0
Collier County Florida 5 $ 3,166,000 $ 633,000 $ 0
Orange County Florida 5 $ 3,664,000 $ 732,000 $ 0
Burnet County Texas 5 $ 804,000 $ 160,000 $ 109,000
Comal County Texas 5 $ 1,160,000 $ 232,000 $ 97,000
Orange County Texas 5 $ 1,131,000 $ 226,000 $ 112,000
Taylor County Texas 5 $ 1,116,000 $ 223,000 $ 136,000
Berkeley County West Virginia 5 $ 1,029,000 $ 205,000 $ 0
Ventura County California 4 $ 3,242,000 $ 810,000 $ 0
Palm Beach County Florida 4 $ 5,087,000 $ 1,271,000 $ 0
Multnomah County Oregon 4 $ 1,910,000 $ 477,000 $ 0
Brazoria County Texas 4 $ 659,000 $ 164,000 $ 78,000
Lampasas County Texas 4 $ 443,000 $ 110,000 $ 70,000
Clark County Washington 4 $ 1,386,000 $ 346,000 $ 0
Contra Costa County California 3 $ 1,631,000 $ 543,000 $ 0
Marin County California 3 $ 1,821,000 $ 607,000 $ 0
Santa Clara County California 3 $ 1,686,000 $ 562,000 $ 0
Seminole County Florida 3 $ 1,415,000 $ 471,000 $ 0
Blaine County Idaho 3 $ 1,560,000 $ 520,000 $ 0
Clackamas County Oregon 3 $ 1,397,000 $ 465,000 $ 0
Marion County Oregon 3 $ 529,000 $ 176,000 $ 0
Washington County Oregon 3 $ 1,341,000 $ 447,000 $ 0
Cherokee County Texas 3 $ 611,000 $ 203,000 $ 124,000
Gregg County Texas 3 $ 335,000 $ 111,000 $ 59,000
Guadalupe County Texas 3 $ 472,000 $ 157,000 $ 76,000
Henderson County Texas 3 $ 505,000 $ 168,000 $ 174,000
Waller County Texas 3 $ 551,000 $ 183,000 $ 88,000
Wharton County Texas 3 $ 418,000 $ 139,000 $ 124,000
Maricopa County Arizona 2 $ 639,000 $ 319,000 $ 0
Sacramento County California 2 $ 2,411,000 $ 1,205,000 $ 0
San Bernardino County California 2 $ 910,000 $ 455,000 $ 0
San Francisco County California 2 $ 3,247,000 $ 1,623,000 $ 0
San Mateo County California 2 $ 995,000 $ 497,000 $ 0
Denver County Colorado 2 $ 940,000 $ 470,000 $ 80,000
Douglas County Colorado 2 $ 935,000 $ 467,000 $ 179,000
New Haven County Connecticut 2 $ 263,000 $ 131,000 $ 0
Volusia County Florida 2 $ 976,000 $ 488,000 $ 0
Gwinnett County Georgia 2 $ 1,180,000 $ 590,000 $ 57,000
Hawaii County Hawaii 2 $ 399,000 $ 199,000 $ 0
Maui County Hawaii 2 $ 977,000 $ 488,000 $ 0
Cook County Illinois 2 $ 521,000 $ 260,000 $ 28,000
Lafayette County Louisiana 2 $ 554,000 $ 277,000 $ 164,000
Plymouth County Massachusetts 2 $ 325,000 $ 162,000 $ 53,000
Onondaga County New York 2 $ 256,000 $ 128,000 $ 241,000
Tulsa County Oklahoma 2 $ 997,000 $ 498,000 $ 47,000
Aransas County Texas 2 $ 215,000 $ 107,000 $ 29,000
Bell County Texas 2 $ 236,000 $ 118,000 $ 88,000
Chambers County Texas 2 $ 321,000 $ 160,000 $ 51,000
El Paso County Texas 2 $ 322,000 $ 161,000 $ 77,000
Hardin County Texas 2 $ 246,000 $ 123,000 $ 99,000
Hutchinson County Texas 2 $ 151,000 $ 75,000 $ 43,000
Midland County Texas 2 $ 304,000 $ 152,000 $ 67,000
Nueces County Texas 2 $ 512,000 $ 256,000 $ 225,000
Randall County Texas 2 $ 446,000 $ 223,000 $ 69,000
Smith County Texas 2 $ 372,000 $ 186,000 $ 94,000
Van Zandt County Texas 2 $ 389,000 $ 194,000 $ 58,000
Wichita County Texas 2 $ 273,000 $ 136,000 $ 97,000
Island County Washington 2 $ 1,410,000 $ 705,000 $ 0
Kitsap County Washington 2 $ 1,083,000 $ 541,000 $ 0
Kittitas County Washington 2 $ 1,228,000 $ 614,000 $ 0
Pierce County Washington 2 $ 647,000 $ 323,000 $ 0
Barbour County West Virginia 2 $ 226,000 $ 113,000 $ 0
Doddridge County West Virginia 2 $ 322,000 $ 161,000 $ 0
Lewis County West Virginia 2 $ 809,000 $ 404,000 $ 0
Elmore County Alabama 1 $ 142,000 $ 142,000 $ 0
Benton County Arkansas 1 $ 519,000 $ 519,000 $ 0
Alameda County California 1 $ 743,000 $ 743,000 $ 0
San Luis Obispo County California 1 $ 932,000 $ 932,000 $ 0
Arapahoe County Colorado 1 $ 221,000 $ 221,000 $ 100,000
Duval County Florida 1 $ 497,000 $ 497,000 $ 0
Lee County Florida 1 $ 747,000 $ 747,000 $ 0
Martin County Florida 1 $ 456,000 $ 456,000 $ 0
Monroe County Florida 1 $ 683,000 $ 683,000 $ 0
St. Johns County Florida 1 $ 633,000 $ 633,000 $ 0
Cobb County Georgia 1 $ 83,000 $ 83,000 $ 86,000
DeKalb County Georgia 1 $ 319,000 $ 319,000 $ 199,000
Forsyth County Georgia 1 $ 914,000 $ 914,000 $ 309,000
Bonner County Idaho 1 $ 665,000 $ 665,000 $ 0
Kootenai County Idaho 1 $ 207,000 $ 207,000 $ 0
DuPage County Illinois 1 $ 59,000 $ 59,000 $ 73,000
Will County Illinois 1 $ 140,000 $ 140,000 $ 0
Porter County Indiana 1 $ 62,000 $ 62,000 $ 0
Acadia County Louisiana 1 $ 79,000 $ 79,000 $ 127,000
Caddo County Louisiana 1 $ 128,000 $ 128,000 $ 45,000
Orleans County Louisiana 1 $ 213,000 $ 213,000 $ 89,000
Tangipahoa County Louisiana 1 $ 116,000 $ 116,000 $ 74,000
Union County Louisiana 1 $ 54,000 $ 54,000 $ 26,000
Baltimore County Maryland 1 $ 1,025,000 $ 1,025,000 $ 0
Howard County Maryland 1 $ 495,000 $ 495,000 $ 0
Talbot County Maryland 1 $ 196,000 $ 196,000 $ 0
Middlesex County Massachusetts 1 $ 248,000 $ 248,000 $ 169,000
Norfolk County Massachusetts 1 $ 890,000 $ 890,000 $ 0
Suffolk County Massachusetts 1 $ 168,000 $ 168,000 $ 63,000
Worcester County Massachusetts 1 $ 72,000 $ 72,000 $ 80,000
Ottawa County Michigan 1 $ 1,038,000 $ 1,038,000 $ 0
Wayne County Michigan 1 $ 107,000 $ 107,000 $ 0
Hinds County Mississippi 1 $ 27,000 $ 27,000 $ 0
Ravalli County Montana 1 $ 489,000 $ 489,000 $ 0
Clark County Nevada 1 $ 83,000 $ 83,000 $ 0
New York County New York 1 $ 880,000 $ 880,000 $ 0
Westchester County New York 1 $ 709,000 $ 709,000 $ 0
Carteret County North Carolina 1 $ 587,000 $ 587,000 $ 0
Wake County North Carolina 1 $ 162,000 $ 162,000 $ 0
Cuyahoga County Ohio 1 $ 933,000 $ 933,000 $ 0
Cleveland County Oklahoma 1 $ 127,000 $ 127,000 $ 36,000
Garfield County Oklahoma 1 $ 255,000 $ 255,000 $ 69,000
McIntosh County Oklahoma 1 $ 216,000 $ 216,000 $ 79,000
Rogers County Oklahoma 1 $ 227,000 $ 227,000 $ 96,000
Deschutes County Oregon 1 $ 679,000 $ 679,000 $ 0
Lane County Oregon 1 $ 416,000 $ 416,000 $ 0
Fayette County Pennsylvania 1 $ 153,000 $ 153,000 $ 0
Greene County Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Horry County South Carolina 1 $ 383,000 $ 383,000 $ 0
Sumner County Tennessee 1 $ 164,000 $ 164,000 $ 0
Williamson County Tennessee 1 $ 520,000 $ 520,000 $ 0
Angelina County Texas 1 $ 101,000 $ 101,000 $ 94,000
Atascosa County Texas 1 $ 66,000 $ 66,000 $ 123,000
Bowie County Texas 1 $ 188,000 $ 188,000 $ 110,000
Caldwell County Texas 1 $ 86,000 $ 86,000 $ 35,000
Cooke County Texas 1 $ 153,000 $ 153,000 $ 60,000
Coryell County Texas 1 $ 198,000 $ 198,000 $ 101,000
Crane County Texas 1 $ 111,000 $ 111,000 $ 297,000
Ector County Texas 1 $ 149,000 $ 149,000 $ 80,000
Fannin County Texas 1 $ 138,000 $ 138,000 $ 41,000
Fayette County Texas 1 $ 192,000 $ 192,000 $ 113,000
Franklin County Texas 1 $ 320,000 $ 320,000 $ 185,000
Gillespie County Texas 1 $ 85,000 $ 85,000 $ 52,000
Grayson County Texas 1 $ 51,000 $ 51,000 $ 42,000
Hood County Texas 1 $ 214,000 $ 214,000 $ 168,000
Hunt County Texas 1 $ 162,000 $ 162,000 $ 44,000
Jefferson County Texas 1 $ 166,000 $ 166,000 $ 100,000
Jim Wells County Texas 1 $ 133,000 $ 133,000 $ 72,000
Kendall County Texas 1 $ 229,000 $ 229,000 $ 86,000
Liberty County Texas 1 $ 88,000 $ 88,000 $ 130,000
Ochiltree County Texas 1 $ 142,000 $ 142,000 $ 65,000
San Jacinto County Texas 1 $ 95,000 $ 95,000 $ 62,000
Val Verde County Texas 1 $ 82,000 $ 82,000 $ 31,000
Salt Lake County Utah 1 $ 443,000 $ 443,000 $ 0
Washington County Utah 1 $ 1,242,000 $ 1,242,000 $ 0
Chesapeake County Virginia 1 $ 67,000 $ 67,000 $ 0
Fairfax County Virginia 1 $ 970,000 $ 970,000 $ 0
Henrico County Virginia 1 $ 246,000 $ 246,000 $ 0
Warren County Virginia 1 $ 80,000 $ 80,000 $ 0
Skagit County Washington 1 $ 486,000 $ 486,000 $ 0
Thurston County Washington 1 $ 334,000 $ 334,000 $ 0
Whatcom County Washington 1 $ 510,000 $ 510,000 $ 0
Jackson County West Virginia 1 $ 214,000 $ 214,000 $ 0
Morgan County West Virginia 1 $ 117,000 $ 117,000 $ 0
Taylor County West Virginia 1 $ 129,000 $ 129,000 $ 0

Mortgage Loan Application Detail Totals for Nexbank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,393 $460,418,000 $330,000 $4,752,000 $75,000 $1,097,000
Refinancing 408 $94,263,000 $231,000 $1,950,000 $123,000 $1,327,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,003 $224,856,000 $224,000 $4,752,000 $114,000 $1,137,000
Not applicable 412 $250,840,000 $608,000 $3,323,000 $0 $0
Hispanic 154 $26,461,000 $171,000 $417,000 $80,000 $449,000
Asian 87 $20,143,000 $231,000 $1,397,000 $130,000 $559,000
Not Provided 71 $17,839,000 $251,000 $938,000 $139,000 $540,000
Black or African American 67 $13,061,000 $194,000 $417,000 $101,000 $1,327,000
Native Hawaiian or Other Pacific Islander 5 $1,156,000 $231,000 $417,000 $74,000 $144,000
American Indian or Alaskan Native 2 $325,000 $162,000 $198,000 $74,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,351 $475,027,000 $351,000 $4,752,000 $89,000 $1,327,000
FHA-insured (Federal Housing Administration) 356 $60,559,000 $170,000 $345,000 $73,000 $355,000
VA-guaranteed (Veterans Administration) 71 $15,742,000 $221,000 $417,000 $89,000 $394,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $3,353,000 $145,000 $255,000 $53,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,129 $244,208,000 $216,000 $1,950,000 $111,000 $1,327,000
Loan Purchased By The Institution 421 $252,222,000 $599,000 $3,323,000 $2,000 $433,000
Application Denied By Financial Institution 138 $28,703,000 $207,000 $1,000,000 $106,000 $540,000
Application Approved But Not Accepted 105 $27,628,000 $263,000 $4,752,000 $118,000 $1,000,000
Application Withdrawn By Applicant 8 $1,920,000 $240,000 $556,000 $144,000 $480,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 30 $7,075,000 $235,000 $1,000,000 $88,000 $296,000
Credit Application Incomplete 27 $5,258,000 $194,000 $481,000 $122,000 $540,000
Collateral 24 $5,421,000 $225,000 $914,000 $109,000 $309,000
Credit History 19 $3,817,000 $200,000 $380,000 $99,000 $235,000
Other 15 $2,429,000 $161,000 $346,000 $78,000 $170,000
Unverifiable Information 14 $2,768,000 $197,000 $344,000 $159,000 $449,000
Employment History 6 $1,321,000 $220,000 $312,000 $97,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 1 $160,000 $160,000 $160,000 $92,000 $92,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List