Nexera Holding LLC Mortgage Lending & HMDA Data, 2017

In 2017, Nexera Holding LLC of Emeryville, CA reported 2,987 mortgage applications totaling $1.2 billion, up 44% from 2016. The average application was for $400,485, and applicants reported an average income of $145,302. 53% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (331), Oakland-Hayward-Berkeley, CA (287) and Sacramento--Roseville--Arden-Arcade, CA (247) (applications in parentheses).

Mortgage Company & Address Nexera Holding LLC
2200 Powell Street Suite 340
Emeryville, CA 94608
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,987
Total Mortgage Loan Application Amount $1,196,251,000
Average Mortgage Loan Application Amount $400,485
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $145,302
Highest Applicant Income $5,268,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexera Holding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexera Holding LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 331 $ 150,743,000 $ 455,416 $ 161,000
Orange, California 222 $ 112,087,000 $ 504,896 $ 168,000
San Diego, California 157 $ 68,632,000 $ 437,146 $ 140,000
Alameda, California 147 $ 63,817,000 $ 434,129 $ 132,000
Sacramento, California 146 $ 41,556,000 $ 284,630 $ 117,000
Contra Costa, California 140 $ 60,107,000 $ 429,335 $ 148,000
Riverside, California 137 $ 42,831,000 $ 312,635 $ 130,000
Sonoma, California 126 $ 49,620,000 $ 393,809 $ 113,000
Maricopa, Arizona 112 $ 29,972,000 $ 267,607 $ 136,000
Santa Clara, California 105 $ 62,834,000 $ 598,419 $ 181,000
San Bernardino, California 69 $ 22,574,000 $ 327,159 $ 131,000
King, Washington 63 $ 29,236,000 $ 464,063 $ 152,000
San Mateo, California 62 $ 38,314,000 $ 617,967 $ 185,000
Solano, California 58 $ 18,740,000 $ 323,103 $ 123,000
San Joaquin, California 46 $ 13,841,000 $ 300,891 $ 94,000
El Dorado, California 41 $ 14,291,000 $ 348,560 $ 117,000
Placer, California 39 $ 15,155,000 $ 388,589 $ 144,000
San Francisco, California 39 $ 30,937,000 $ 793,256 $ 223,000
Broward, Florida 38 $ 12,333,000 $ 324,552 $ 107,000
Miami-Dade, Florida 36 $ 13,484,000 $ 374,555 $ 118,000
Snohomish, Washington 32 $ 10,808,000 $ 337,750 $ 110,000
Palm Beach, Florida 31 $ 9,531,000 $ 307,451 $ 222,000
Marin, California 29 $ 20,255,000 $ 698,448 $ 201,000
Santa Cruz, California 29 $ 14,818,000 $ 510,965 $ 195,000
Ventura, California 29 $ 15,698,000 $ 541,310 $ 176,000
Monterey, California 28 $ 11,673,000 $ 416,892 $ 132,000
Napa, California 23 $ 12,403,000 $ 539,260 $ 768,000
Washington, Oregon 23 $ 6,756,000 $ 293,739 $ 131,000
Fresno, California 22 $ 7,419,000 $ 337,227 $ 117,000
Yolo, California 21 $ 7,090,000 $ 337,619 $ 140,000
Stanislaus, California 20 $ 5,824,000 $ 291,200 $ 105,000
Kitsap, Washington 18 $ 8,765,000 $ 486,944 $ 223,000
Arapahoe, Colorado 17 $ 4,540,000 $ 267,058 $ 85,000
Salt Lake, Utah 17 $ 7,904,000 $ 464,941 $ 156,000
Denver, Colorado 16 $ 5,788,000 $ 361,750 $ 114,000
San Luis Obispo, California 15 $ 6,364,000 $ 424,266 $ 121,000
Boulder, Colorado 15 $ 8,205,000 $ 547,000 $ 307,000
Clark, Washington 15 $ 4,766,000 $ 317,733 $ 110,000
Utah, Utah 14 $ 4,463,000 $ 318,785 $ 113,000
Pierce, Washington 14 $ 4,007,000 $ 286,214 $ 91,000
Mendocino, California 13 $ 3,635,000 $ 279,615 $ 131,000
Douglas, Colorado 13 $ 4,516,000 $ 347,384 $ 127,000
Jefferson, Colorado 13 $ 4,122,000 $ 317,076 $ 101,000
Nevada, California 12 $ 3,407,000 $ 283,916 $ 124,000
Adams, Colorado 11 $ 2,860,000 $ 260,000 $ 80,000
Clackamas, Oregon 11 $ 3,410,000 $ 310,000 $ 158,000
Pima, Arizona 10 $ 2,306,000 $ 230,600 $ 100,000
Santa Barbara, California 10 $ 6,277,000 $ 627,700 $ 155,000
Weld, Colorado 10 $ 2,739,000 $ 273,900 $ 83,000
Shasta, California 9 $ 2,469,000 $ 274,333 $ 104,000
Multnomah, Oregon 9 $ 2,372,000 $ 263,555 $ 113,000
Kern, California 8 $ 2,452,000 $ 306,500 $ 127,000
Merced, California 8 $ 1,852,000 $ 231,500 $ 82,000
Brevard, Florida 8 $ 2,382,000 $ 297,750 $ 81,000
Calaveras, California 7 $ 1,667,000 $ 238,142 $ 173,000
Larimer, Colorado 7 $ 1,851,000 $ 264,428 $ 160,000
Chester, Pennsylvania 7 $ 2,097,000 $ 299,571 $ 172,000
Butte, California 6 $ 2,231,000 $ 371,833 $ 154,000
Tulare, California 6 $ 1,908,000 $ 318,000 $ 131,000
El Paso, Colorado 6 $ 1,356,000 $ 226,000 $ 104,000
Pinellas, Florida 6 $ 1,396,000 $ 232,666 $ 88,000
Montgomery, Pennsylvania 6 $ 1,478,000 $ 246,333 $ 68,000
Philadelphia, Pennsylvania 6 $ 1,338,000 $ 223,000 $ 80,000
Yavapai, Arizona 5 $ 1,323,000 $ 264,600 $ 69,000
Manatee, Florida 5 $ 1,888,000 $ 377,600 $ 190,000
Seminole, Florida 5 $ 1,183,000 $ 236,600 $ 115,000
St. Lucie, Florida 5 $ 782,000 $ 156,400 $ 47,000
Bergen, New Jersey 5 $ 1,501,000 $ 300,200 $ 79,000
Deschutes, Oregon 5 $ 1,470,000 $ 294,000 $ 150,000
Lane, Oregon 5 $ 1,393,000 $ 278,600 $ 119,000
Mohave, Arizona 4 $ 821,000 $ 205,250 $ 39,000
Madera, California 4 $ 958,000 $ 239,500 $ 84,000
San Benito, California 4 $ 1,285,000 $ 321,250 $ 74,000
Hillsborough, Florida 4 $ 777,000 $ 194,250 $ 118,000
Lake, Florida 4 $ 933,000 $ 233,250 $ 75,000
Orange, Florida 4 $ 758,000 $ 189,500 $ 24,000
Volusia, Florida 4 $ 780,000 $ 195,000 $ 50,000
Camden, New Jersey 4 $ 822,000 $ 205,500 $ 141,000
Spokane, Washington 4 $ 1,082,000 $ 270,500 $ 105,000
Thurston, Washington 4 $ 740,000 $ 185,000 $ 86,000
Whatcom, Washington 4 $ 953,000 $ 238,250 $ 64,000
Coconino, Arizona 3 $ 639,000 $ 213,000 $ 93,000
Amador, California 3 $ 1,059,000 $ 353,000 $ 112,000
Sutter, California 3 $ 751,000 $ 250,333 $ 105,000
Broomfield, Colorado 3 $ 792,000 $ 264,000 $ 88,000
Polk, Florida 3 $ 533,000 $ 177,666 $ 19,000
Hudson, New Jersey 3 $ 870,000 $ 290,000 $ 13,000
Ocean, New Jersey 3 $ 834,000 $ 278,000 $ 194,000
Bucks, Pennsylvania 3 $ 868,000 $ 289,333 $ 200,000
Davis, Utah 3 $ 2,063,000 $ 687,666 $ 138,000
Tuolumne, California 2 $ 524,000 $ 262,000 $ 90,000
Elbert, Colorado 2 $ 940,000 $ 470,000 $ 163,000
Pueblo, Colorado 2 $ 399,000 $ 199,500 $ 122,000
San Miguel, Colorado 2 $ 1,605,000 $ 802,500 $ 728,000
Alachua, Florida 2 $ 739,000 $ 369,500 $ 190,000
Citrus, Florida 2 $ 454,000 $ 227,000 $ 265,000
Collier, Florida 2 $ 1,374,000 $ 687,000 $ 498,000
Flagler, Florida 2 $ 202,000 $ 101,000 $ 11,000
Lee, Florida 2 $ 290,000 $ 145,000 $ 43,000
Marion, Florida 2 $ 278,000 $ 139,000 $ 41,000
Martin, Florida 2 $ 1,055,000 $ 527,500 $ 234,000
Pasco, Florida 2 $ 559,000 $ 279,500 $ 84,000
Atlantic, New Jersey 2 $ 175,000 $ 87,500 $ 59,000
Monmouth, New Jersey 2 $ 383,000 $ 191,500 $ 146,000
Morris, New Jersey 2 $ 871,000 $ 435,500 $ 151,000
Passaic, New Jersey 2 $ 366,000 $ 183,000 $ 45,000
Jackson, Oregon 2 $ 447,000 $ 223,500 $ 47,000
Yamhill, Oregon 2 $ 582,000 $ 291,000 $ 147,000
Allegheny, Pennsylvania 2 $ 469,000 $ 234,500 $ 8,000
Washington, Utah 2 $ 542,000 $ 271,000 $ 39,000
Clallam, Washington 2 $ 394,000 $ 197,000 $ 0
Island, Washington 2 $ 492,000 $ 246,000 $ 118,000
Navajo, Arizona 1 $ 187,000 $ 187,000 $ 0
Humboldt, California 1 $ 240,000 $ 240,000 $ 143,000
Lake, California 1 $ 160,000 $ 160,000 $ 28,000
Plumas, California 1 $ 289,000 $ 289,000 $ 63,000
Siskiyou, California 1 $ 166,000 $ 166,000 $ 91,000
Yuba, California 1 $ 228,000 $ 228,000 $ 0
Eagle, Colorado 1 $ 825,000 $ 825,000 $ 174,000
Garfield, Colorado 1 $ 261,000 $ 261,000 $ 42,000
Gunnison, Colorado 1 $ 345,000 $ 345,000 $ 86,000
La Plata, Colorado 1 $ 133,000 $ 133,000 $ 0
Las Animas, Colorado 1 $ 183,000 $ 183,000 $ 102,000
Mesa, Colorado 1 $ 221,000 $ 221,000 $ 93,000
Park, Colorado 1 $ 199,000 $ 199,000 $ 161,000
Pitkin, Colorado 1 $ 339,000 $ 339,000 $ 70,000
Rio Grande, Colorado 1 $ 289,000 $ 289,000 $ 198,000
Routt, Colorado 1 $ 300,000 $ 300,000 $ 74,000
Summit, Colorado 1 $ 255,000 $ 255,000 $ 159,000
Charlotte, Florida 1 $ 114,000 $ 114,000 $ 76,000
Duval, Florida 1 $ 130,000 $ 130,000 $ 169,000
Jackson, Florida 1 $ 190,000 $ 190,000 $ 74,000
Leon, Florida 1 $ 101,000 $ 101,000 $ 54,000
Monroe, Florida 1 $ 740,000 $ 740,000 $ 228,000
Nassau, Florida 1 $ 240,000 $ 240,000 $ 97,000
Osceola, Florida 1 $ 161,000 $ 161,000 $ 172,000
St. Johns, Florida 1 $ 150,000 $ 150,000 $ 80,000
Sumter, Florida 1 $ 196,000 $ 196,000 $ 86,000
Taylor, Florida 1 $ 66,000 $ 66,000 $ 0
Burlington, New Jersey 1 $ 369,000 $ 369,000 $ 0
Essex, New Jersey 1 $ 195,000 $ 195,000 $ 33,000
Mercer, New Jersey 1 $ 105,000 $ 105,000 $ 38,000
Middlesex, New Jersey 1 $ 270,000 $ 270,000 $ 66,000
Salem, New Jersey 1 $ 158,000 $ 158,000 $ 34,000
Somerset, New Jersey 1 $ 318,000 $ 318,000 $ 223,000
Sussex, New Jersey 1 $ 244,000 $ 244,000 $ 0
Union, New Jersey 1 $ 289,000 $ 289,000 $ 212,000
Clatsop, Oregon 1 $ 213,000 $ 213,000 $ 67,000
Columbia, Oregon 1 $ 189,000 $ 189,000 $ 45,000
Coos, Oregon 1 $ 174,000 $ 174,000 $ 19,000
Douglas, Oregon 1 $ 306,000 $ 306,000 $ 120,000
Tillamook, Oregon 1 $ 285,000 $ 285,000 $ 80,000
Umatilla, Oregon 1 $ 286,000 $ 286,000 $ 114,000
Cumberland, Pennsylvania 1 $ 85,000 $ 85,000 $ 25,000
Lancaster, Pennsylvania 1 $ 220,000 $ 220,000 $ 0
Lehigh, Pennsylvania 1 $ 150,000 $ 150,000 $ 36,000
Monroe, Pennsylvania 1 $ 77,000 $ 77,000 $ 0
Northampton, Pennsylvania 1 $ 191,000 $ 191,000 $ 62,000
Pike, Pennsylvania 1 $ 144,000 $ 144,000 $ 142,000
Bexar, Texas 1 $ 150,000 $ 150,000 $ 0
Cache, Utah 1 $ 170,000 $ 170,000 $ 50,000
Sevier, Utah 1 $ 123,000 $ 123,000 $ 60,000
Wasatch, Utah 1 $ 520,000 $ 520,000 $ 480,000
Cowlitz, Washington 1 $ 300,000 $ 300,000 $ 150,000
Douglas, Washington 1 $ 248,000 $ 248,000 $ 97,000
Grant, Washington 1 $ 152,000 $ 152,000 $ 117,000
Kittitas, Washington 1 $ 240,000 $ 240,000 $ 190,000
Klickitat, Washington 1 $ 261,000 $ 261,000 $ 93,000
Skagit, Washington 1 $ 246,000 $ 246,000 $ 168,000
Walla Walla, Washington 1 $ 205,000 $ 205,000 $ 77,000

Mortgage Loan Application Detail Totals for Nexera Holding LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,104 $803,421,000 $381,000 $3,000,000 $132,000 $1,686,000
Home Purchase 883 $392,830,000 $444,000 $2,194,000 $177,000 $5,268,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,647 $690,087,000 $418,000 $3,000,000 $161,000 $5,268,000
Not Provided 524 $192,484,000 $367,000 $2,194,000 $128,000 $932,000
Asian 356 $151,575,000 $425,000 $2,138,000 $132,000 $530,000
Hispanic 351 $122,564,000 $349,000 $1,396,000 $113,000 $1,564,000
Black or African American 75 $28,860,000 $384,000 $1,952,000 $141,000 $1,686,000
Native Hawaiian or Other Pacific Islander 25 $8,697,000 $347,000 $910,000 $101,000 $306,000
American Indian or Alaskan Native 9 $1,984,000 $220,000 $384,000 $122,000 $265,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,731 $1,112,075,000 $407,000 $3,000,000 $151,000 $5,268,000
FHA-insured (Federal Housing Administration) 256 $84,176,000 $328,000 $807,000 $84,000 $320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,571 $584,226,000 $371,000 $2,194,000 $144,000 $2,697,000
Application Withdrawn By Applicant 875 $372,121,000 $425,000 $1,880,000 $157,000 $5,268,000
Application Denied By Financial Institution 478 $215,033,000 $449,000 $3,000,000 $128,000 $1,686,000
Application Approved But Not Accepted 40 $17,571,000 $439,000 $1,600,000 $168,000 $1,615,000
File Closed For Incompleteness 22 $7,185,000 $326,000 $999,000 $54,000 $180,000
Preapproval Denied by Financial Institution 1 $115,000 $115,000 $115,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 124 $61,437,000 $495,000 $2,138,000 $128,000 $682,000
Credit History 67 $23,249,000 $347,000 $1,110,000 $94,000 $408,000
Other 36 $18,659,000 $518,000 $1,630,000 $149,000 $581,000
Collateral 28 $12,444,000 $444,000 $1,333,000 $108,000 $533,000
Insufficient Cash (Downpayment, Closing Cost) 11 $9,323,000 $847,000 $3,000,000 $425,000 $1,686,000
Credit Application Incomplete 9 $6,613,000 $734,000 $1,500,000 $315,000 $1,207,000
Employment History 6 $1,764,000 $294,000 $422,000 $72,000 $130,000
Unverifiable Information 3 $1,029,000 $343,000 $460,000 $168,000 $300,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexera Holding LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexera Holding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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