Nexera Holding LLC Mortgage Lending & HMDA Data, 2017
In 2017, Nexera Holding LLC of Emeryville, CA reported 2,987 mortgage applications totaling $1.2 billion, up 44% from 2016. The average application was for $400,485, and applicants reported an average income of $145,302. 53% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (331), Oakland-Hayward-Berkeley, CA (287) and Sacramento--Roseville--Arden-Arcade, CA (247) (applications in parentheses).
| Mortgage Company & Address | Nexera Holding LLC 2200 Powell Street Suite 340 Emeryville, CA 94608 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,987 |
| Total Mortgage Loan Application Amount | $1,196,251,000 |
| Average Mortgage Loan Application Amount | $400,485 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $145,302 |
| Highest Applicant Income | $5,268,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexera Holding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 331 | $ 150,743,000 | $ 455,416 | $ 161,000 |
| Oakland-Hayward-Berkeley, CA | 287 | $ 123,924,000 | $ 431,790 | $ 140,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 247 | $ 78,092,000 | $ 316,161 | $ 123,000 |
| Anaheim-Santa Ana-Irvine, CA | 222 | $ 112,087,000 | $ 504,896 | $ 168,000 |
| Riverside-San Bernardino-Ontario, CA | 206 | $ 65,405,000 | $ 317,500 | $ 130,000 |
| San Diego-Carlsbad, CA | 157 | $ 68,632,000 | $ 437,146 | $ 140,000 |
| Santa Rosa, CA | 126 | $ 49,620,000 | $ 393,809 | $ 113,000 |
| Phoenix-Mesa-Scottsdale, AZ | 112 | $ 29,972,000 | $ 267,607 | $ 136,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 109 | $ 64,119,000 | $ 588,247 | $ 177,000 |
| San Francisco-Redwood City-South San Francisco, CA | 101 | $ 69,251,000 | $ 685,653 | $ 200,000 |
| Seattle-Bellevue-Everett, WA | 95 | $ 40,044,000 | $ 421,515 | $ 138,000 |
| Denver-Aurora-Lakewood, CO | 76 | $ 23,757,000 | $ 312,592 | $ 103,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 61 | $ 18,075,000 | $ 296,311 | $ 127,344 |
| Vallejo-Fairfield, CA | 58 | $ 18,740,000 | $ 323,103 | $ 123,000 |
| Stockton-Lodi, CA | 46 | $ 13,841,000 | $ 300,891 | $ 94,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 38 | $ 12,333,000 | $ 324,552 | $ 107,000 |
| Miami-Miami Beach-Kendall, FL | 36 | $ 13,484,000 | $ 374,555 | $ 118,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 31 | $ 9,531,000 | $ 307,451 | $ 222,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 29 | $ 15,698,000 | $ 541,310 | $ 176,000 |
| San Rafael, CA | 29 | $ 20,255,000 | $ 698,448 | $ 201,000 |
| Santa Cruz-Watsonville, CA | 29 | $ 14,818,000 | $ 510,965 | $ 195,000 |
| Salinas, CA | 28 | $ 11,673,000 | $ 416,892 | $ 132,000 |
| Napa, CA | 23 | $ 12,403,000 | $ 539,260 | $ 768,000 |
| Fresno, CA | 22 | $ 7,419,000 | $ 337,227 | $ 117,000 |
| Modesto, CA | 20 | $ 5,824,000 | $ 291,200 | $ 105,000 |
| Bremerton-Silverdale, WA | 18 | $ 8,765,000 | $ 486,944 | $ 223,000 |
| Salt Lake City, UT | 17 | $ 7,904,000 | $ 464,941 | $ 156,000 |
| Montgomery County-Bucks County-Chester County, PA | 16 | $ 4,443,000 | $ 277,687 | $ 138,000 |
| New York-Jersey City-White Plains, NY-NJ | 16 | $ 4,224,000 | $ 264,000 | $ 91,000 |
| Boulder, CO | 15 | $ 8,205,000 | $ 547,000 | $ 307,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 15 | $ 6,364,000 | $ 424,266 | $ 121,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 3,035,000 | $ 216,785 | $ 82,000 |
| Provo-Orem, UT | 14 | $ 4,463,000 | $ 318,785 | $ 113,000 |
| Tacoma-Lakewood, WA | 14 | $ 4,007,000 | $ 286,214 | $ 91,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 2,732,000 | $ 227,666 | $ 97,000 |
| Greeley, CO | 10 | $ 2,739,000 | $ 273,900 | $ 83,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 6,277,000 | $ 627,700 | $ 155,000 |
| Tucson, AZ | 10 | $ 2,306,000 | $ 230,600 | $ 100,000 |
| Redding, CA | 9 | $ 2,469,000 | $ 274,333 | $ 104,000 |
| Bakersfield, CA | 8 | $ 2,452,000 | $ 306,500 | $ 127,000 |
| Merced, CA | 8 | $ 1,852,000 | $ 231,500 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,382,000 | $ 297,750 | $ 81,000 |
| Fort Collins, CO | 7 | $ 1,851,000 | $ 264,428 | $ 160,000 |
| Newark, NJ-PA | 7 | $ 2,061,000 | $ 294,428 | $ 130,000 |
| Port St. Lucie, FL | 7 | $ 1,837,000 | $ 262,428 | $ 101,000 |
| Chico, CA | 6 | $ 2,231,000 | $ 371,833 | $ 154,000 |
| Colorado Springs, CO | 6 | $ 1,356,000 | $ 226,000 | $ 104,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 982,000 | $ 163,666 | $ 37,000 |
| Philadelphia, PA | 6 | $ 1,338,000 | $ 223,000 | $ 80,000 |
| Visalia-Porterville, CA | 6 | $ 1,908,000 | $ 318,000 | $ 131,000 |
| Bend-Redmond, OR | 5 | $ 1,470,000 | $ 294,000 | $ 150,000 |
| Camden, NJ | 5 | $ 1,191,000 | $ 238,200 | $ 113,000 |
| Eugene, OR | 5 | $ 1,393,000 | $ 278,600 | $ 119,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,888,000 | $ 377,600 | $ 190,000 |
| Prescott, AZ | 5 | $ 1,323,000 | $ 264,600 | $ 69,000 |
| Bellingham, WA | 4 | $ 953,000 | $ 238,250 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 821,000 | $ 205,250 | $ 39,000 |
| Madera, CA | 4 | $ 958,000 | $ 239,500 | $ 84,000 |
| Olympia-Tumwater, WA | 4 | $ 740,000 | $ 185,000 | $ 86,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,082,000 | $ 270,500 | $ 105,000 |
| Yuba City, CA | 4 | $ 979,000 | $ 244,750 | $ 79,000 |
| Flagstaff, AZ | 3 | $ 639,000 | $ 213,000 | $ 93,000 |
| Jacksonville, FL | 3 | $ 520,000 | $ 173,333 | $ 115,000 |
| Lakeland-Winter Haven, FL | 3 | $ 533,000 | $ 177,666 | $ 19,000 |
| Ogden-Clearfield, UT | 3 | $ 2,063,000 | $ 687,666 | $ 138,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 341,000 | $ 170,500 | $ 49,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 175,000 | $ 87,500 | $ 59,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Gainesville, FL | 2 | $ 739,000 | $ 369,500 | $ 190,000 |
| Homosassa Springs, FL | 2 | $ 454,000 | $ 227,000 | $ 265,000 |
| Medford, OR | 2 | $ 447,000 | $ 223,500 | $ 47,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,374,000 | $ 687,000 | $ 498,000 |
| Ocala, FL | 2 | $ 278,000 | $ 139,000 | $ 41,000 |
| Pittsburgh, PA | 2 | $ 469,000 | $ 234,500 | $ 8,000 |
| Pueblo, CO | 2 | $ 399,000 | $ 199,500 | $ 122,000 |
| St. George, UT | 2 | $ 542,000 | $ 271,000 | $ 39,000 |
| East Stroudsburg, PA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Grand Junction, CO | 1 | $ 221,000 | $ 221,000 | $ 93,000 |
| Harrisburg-Carlisle, PA | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Lancaster, PA | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Logan, UT-ID | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Longview, WA | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 246,000 | $ 246,000 | $ 168,000 |
| Punta Gorda, FL | 1 | $ 114,000 | $ 114,000 | $ 76,000 |
| San Antonio-New Braunfels, TX | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Tallahassee, FL | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| The Villages, FL | 1 | $ 196,000 | $ 196,000 | $ 86,000 |
| Trenton, NJ | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Walla Walla, WA | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Wenatchee, WA | 1 | $ 248,000 | $ 248,000 | $ 97,000 |
| Wilmington, DE-MD-NJ | 1 | $ 158,000 | $ 158,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Nexera Holding LLC in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,104 | $803,421,000 | $381,000 | $3,000,000 | $132,000 | $1,686,000 |
| Home Purchase | 883 | $392,830,000 | $444,000 | $2,194,000 | $177,000 | $5,268,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,647 | $690,087,000 | $418,000 | $3,000,000 | $161,000 | $5,268,000 |
| Not Provided | 524 | $192,484,000 | $367,000 | $2,194,000 | $128,000 | $932,000 |
| Asian | 356 | $151,575,000 | $425,000 | $2,138,000 | $132,000 | $530,000 |
| Hispanic | 351 | $122,564,000 | $349,000 | $1,396,000 | $113,000 | $1,564,000 |
| Black or African American | 75 | $28,860,000 | $384,000 | $1,952,000 | $141,000 | $1,686,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $8,697,000 | $347,000 | $910,000 | $101,000 | $306,000 |
| American Indian or Alaskan Native | 9 | $1,984,000 | $220,000 | $384,000 | $122,000 | $265,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,731 | $1,112,075,000 | $407,000 | $3,000,000 | $151,000 | $5,268,000 |
| FHA-insured (Federal Housing Administration) | 256 | $84,176,000 | $328,000 | $807,000 | $84,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,571 | $584,226,000 | $371,000 | $2,194,000 | $144,000 | $2,697,000 |
| Application Withdrawn By Applicant | 875 | $372,121,000 | $425,000 | $1,880,000 | $157,000 | $5,268,000 |
| Application Denied By Financial Institution | 478 | $215,033,000 | $449,000 | $3,000,000 | $128,000 | $1,686,000 |
| Application Approved But Not Accepted | 40 | $17,571,000 | $439,000 | $1,600,000 | $168,000 | $1,615,000 |
| File Closed For Incompleteness | 22 | $7,185,000 | $326,000 | $999,000 | $54,000 | $180,000 |
| Preapproval Denied by Financial Institution | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 124 | $61,437,000 | $495,000 | $2,138,000 | $128,000 | $682,000 |
| Credit History | 67 | $23,249,000 | $347,000 | $1,110,000 | $94,000 | $408,000 |
| Other | 36 | $18,659,000 | $518,000 | $1,630,000 | $149,000 | $581,000 |
| Collateral | 28 | $12,444,000 | $444,000 | $1,333,000 | $108,000 | $533,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $9,323,000 | $847,000 | $3,000,000 | $425,000 | $1,686,000 |
| Credit Application Incomplete | 9 | $6,613,000 | $734,000 | $1,500,000 | $315,000 | $1,207,000 |
| Employment History | 6 | $1,764,000 | $294,000 | $422,000 | $72,000 | $130,000 |
| Unverifiable Information | 3 | $1,029,000 | $343,000 | $460,000 | $168,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexera Holding LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexera Holding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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