Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Nfm, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,603 |
| Total Mortgage Loan Application Amount | $1,537,498,000 |
| Average Mortgage Loan Application Amount | $240,000 |
| Highest Mortgage Loan Application Amount | $1,462,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $1,338,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 596 | $ 147,597,000 | $ 247,000 | $ 72,000 |
| Hillsborough County Florida | 448 | $ 105,282,000 | $ 235,000 | $ 108,000 |
| Montgomery County Maryland | 348 | $ 106,956,000 | $ 307,000 | $ 91,000 |
| Baltimore County Maryland | 295 | $ 64,874,000 | $ 219,000 | $ 78,000 |
| Clark County Nevada | 293 | $ 56,468,000 | $ 192,000 | $ 70,000 |
| Baltimore City County Maryland | 189 | $ 36,979,000 | $ 195,000 | $ 85,000 |
| Frederick County Maryland | 173 | $ 42,926,000 | $ 248,000 | $ 82,000 |
| Anne Arundel County Maryland | 168 | $ 46,135,000 | $ 274,000 | $ 93,000 |
| Pinellas County Florida | 158 | $ 35,823,000 | $ 226,000 | $ 121,000 |
| Pasco County Florida | 147 | $ 26,237,000 | $ 178,000 | $ 76,000 |
| Charles County Maryland | 143 | $ 37,510,000 | $ 262,000 | $ 88,000 |
| Prince William County Virginia | 141 | $ 36,286,000 | $ 257,000 | $ 65,000 |
| Bergen County New Jersey | 128 | $ 54,437,000 | $ 425,000 | $ 193,000 |
| Fairfax County Virginia | 122 | $ 40,284,000 | $ 330,000 | $ 97,000 |
| Fulton County Georgia | 121 | $ 16,132,000 | $ 133,000 | $ 54,000 |
| Howard County Maryland | 114 | $ 33,099,000 | $ 290,000 | $ 96,000 |
| Greenville County South Carolina | 105 | $ 16,869,000 | $ 160,000 | $ 68,000 |
| Harford County Maryland | 95 | $ 23,860,000 | $ 251,000 | $ 89,000 |
| Clayton County Georgia | 89 | $ 9,283,000 | $ 104,000 | $ 36,000 |
| Gloucester County New Jersey | 84 | $ 16,952,000 | $ 201,000 | $ 89,000 |
| Wake County North Carolina | 82 | $ 17,650,000 | $ 215,000 | $ 86,000 |
| Carroll County Maryland | 71 | $ 21,215,000 | $ 298,000 | $ 104,000 |
| Loudoun County Virginia | 68 | $ 20,775,000 | $ 305,000 | $ 81,000 |
| Henry County Georgia | 65 | $ 12,451,000 | $ 191,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 64 | $ 9,931,000 | $ 155,000 | $ 71,000 |
| San Bernardino County California | 62 | $ 19,369,000 | $ 312,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 56 | $ 19,542,000 | $ 348,000 | $ 104,000 |
| Camden County New Jersey | 56 | $ 9,137,000 | $ 163,000 | $ 70,000 |
| Washington County Maryland | 53 | $ 10,370,000 | $ 195,000 | $ 73,000 |
| Spotsylvania County Virginia | 53 | $ 14,457,000 | $ 272,000 | $ 90,000 |
| New Castle County Delaware | 45 | $ 10,084,000 | $ 224,000 | $ 78,000 |
| Sarasota County Florida | 43 | $ 9,122,000 | $ 212,000 | $ 88,000 |
| Queen Anne's County Maryland | 43 | $ 14,808,000 | $ 344,000 | $ 110,000 |
| Davidson County Tennessee | 42 | $ 9,580,000 | $ 228,000 | $ 125,000 |
| Stafford County Virginia | 38 | $ 10,224,000 | $ 269,000 | $ 91,000 |
| Calvert County Maryland | 35 | $ 8,323,000 | $ 237,000 | $ 83,000 |
| Johnston County North Carolina | 33 | $ 4,938,000 | $ 149,000 | $ 60,000 |
| Pike County Pennsylvania | 32 | $ 3,313,000 | $ 103,000 | $ 59,000 |
| Manatee County Florida | 31 | $ 7,270,000 | $ 234,000 | $ 101,000 |
| East Baton Rouge County Louisiana | 31 | $ 5,692,000 | $ 183,000 | $ 69,000 |
| Salem County New Jersey | 31 | $ 4,597,000 | $ 148,000 | $ 64,000 |
| DeKalb County Georgia | 30 | $ 3,714,000 | $ 123,000 | $ 46,000 |
| Hennepin County Minnesota | 30 | $ 5,229,000 | $ 174,000 | $ 75,000 |
| Burlington County New Jersey | 27 | $ 6,281,000 | $ 232,000 | $ 104,000 |
| Cobb County Georgia | 26 | $ 4,655,000 | $ 179,000 | $ 66,000 |
| Duval County Florida | 25 | $ 4,817,000 | $ 192,000 | $ 78,000 |
| Passaic County New Jersey | 25 | $ 6,116,000 | $ 244,000 | $ 80,000 |
| Bucks County Pennsylvania | 25 | $ 6,210,000 | $ 248,000 | $ 101,000 |
| Delaware County Pennsylvania | 25 | $ 5,327,000 | $ 213,000 | $ 111,000 |
| Spartanburg County South Carolina | 25 | $ 3,728,000 | $ 149,000 | $ 61,000 |
| Arlington County Virginia | 24 | $ 9,254,000 | $ 385,000 | $ 147,000 |
| Broward County Florida | 23 | $ 5,332,000 | $ 231,000 | $ 78,000 |
| St. Mary's County Maryland | 23 | $ 5,953,000 | $ 258,000 | $ 94,000 |
| Chester County Pennsylvania | 23 | $ 6,093,000 | $ 264,000 | $ 110,000 |
| Montgomery County Pennsylvania | 23 | $ 5,285,000 | $ 229,000 | $ 82,000 |
| Anderson County South Carolina | 23 | $ 4,821,000 | $ 209,000 | $ 94,000 |
| Gwinnett County Georgia | 22 | $ 4,307,000 | $ 195,000 | $ 63,000 |
| Kent County Delaware | 21 | $ 3,931,000 | $ 187,000 | $ 61,000 |
| Lawrence County Ohio | 21 | $ 2,482,000 | $ 118,000 | $ 46,000 |
| Douglas County Georgia | 19 | $ 2,325,000 | $ 122,000 | $ 46,000 |
| Essex County New Jersey | 19 | $ 5,190,000 | $ 273,000 | $ 86,000 |
| Cook County Illinois | 17 | $ 4,205,000 | $ 247,000 | $ 80,000 |
| Manassas Park County Virginia | 17 | $ 3,959,000 | $ 232,000 | $ 54,000 |
| Newton County Georgia | 16 | $ 2,264,000 | $ 141,000 | $ 41,000 |
| Pickens County South Carolina | 16 | $ 2,054,000 | $ 128,000 | $ 61,000 |
| Williamson County Tennessee | 16 | $ 5,688,000 | $ 355,000 | $ 110,000 |
| Harris County Texas | 16 | $ 3,212,000 | $ 200,000 | $ 89,000 |
| Guilford County North Carolina | 15 | $ 2,588,000 | $ 172,000 | $ 90,000 |
| York County Pennsylvania | 15 | $ 3,171,000 | $ 211,000 | $ 79,000 |
| Rutherford County Tennessee | 15 | $ 2,768,000 | $ 184,000 | $ 70,000 |
| Manassas County Virginia | 15 | $ 3,901,000 | $ 260,000 | $ 67,000 |
| Cumberland County New Jersey | 14 | $ 2,213,000 | $ 158,000 | $ 63,000 |
| Raleigh County West Virginia | 14 | $ 2,083,000 | $ 148,000 | $ 67,000 |
| Riverside County California | 13 | $ 3,969,000 | $ 305,000 | $ 102,000 |
| Sussex County Delaware | 13 | $ 3,198,000 | $ 246,000 | $ 85,000 |
| Rockdale County Georgia | 13 | $ 1,541,000 | $ 118,000 | $ 49,000 |
| Franklin County Pennsylvania | 13 | $ 2,300,000 | $ 176,000 | $ 71,000 |
| Chesterfield County Virginia | 13 | $ 2,616,000 | $ 201,000 | $ 69,000 |
| Livingston County Louisiana | 12 | $ 1,886,000 | $ 157,000 | $ 50,000 |
| Alamance County North Carolina | 12 | $ 1,903,000 | $ 158,000 | $ 48,000 |
| Franklin County North Carolina | 12 | $ 1,540,000 | $ 128,000 | $ 63,000 |
| Orange County Virginia | 12 | $ 2,637,000 | $ 219,000 | $ 74,000 |
| Cabell County West Virginia | 12 | $ 1,319,000 | $ 109,000 | $ 51,000 |
| Palm Beach County Florida | 11 | $ 2,748,000 | $ 249,000 | $ 93,000 |
| Wicomico County Maryland | 11 | $ 1,698,000 | $ 154,000 | $ 56,000 |
| Ramsey County Minnesota | 11 | $ 1,697,000 | $ 154,000 | $ 183,000 |
| Union County New Jersey | 11 | $ 2,003,000 | $ 182,000 | $ 85,000 |
| Davidson County North Carolina | 11 | $ 1,376,000 | $ 125,000 | $ 58,000 |
| Monroe County Pennsylvania | 11 | $ 1,507,000 | $ 137,000 | $ 63,000 |
| Henrico County Virginia | 11 | $ 3,149,000 | $ 286,000 | $ 96,000 |
| Los Angeles County California | 10 | $ 3,445,000 | $ 344,000 | $ 134,000 |
| Miami-Dade County Florida | 10 | $ 1,779,000 | $ 177,000 | $ 79,000 |
| Polk County Florida | 10 | $ 1,422,000 | $ 142,000 | $ 78,000 |
| McHenry County Illinois | 10 | $ 1,547,000 | $ 154,000 | $ 82,000 |
| Dakota County Minnesota | 10 | $ 2,058,000 | $ 205,000 | $ 91,000 |
| Hudson County New Jersey | 10 | $ 3,080,000 | $ 308,000 | $ 96,000 |
| Middlesex County New Jersey | 10 | $ 2,506,000 | $ 250,000 | $ 103,000 |
| Fredericksburg County Virginia | 10 | $ 3,252,000 | $ 325,000 | $ 139,000 |
| Richmond City County Virginia | 10 | $ 2,656,000 | $ 265,000 | $ 79,000 |
| Hernando County Florida | 9 | $ 895,000 | $ 99,000 | $ 43,000 |
| Bibb County Georgia | 9 | $ 1,266,000 | $ 140,000 | $ 50,000 |
| Fayette County Georgia | 9 | $ 2,462,000 | $ 273,000 | $ 92,000 |
| Lake County Illinois | 9 | $ 1,551,000 | $ 172,000 | $ 85,000 |
| Cecil County Maryland | 9 | $ 1,925,000 | $ 213,000 | $ 92,000 |
| Worcester County Maryland | 9 | $ 2,045,000 | $ 227,000 | $ 113,000 |
| Morris County New Jersey | 9 | $ 3,772,000 | $ 419,000 | $ 144,000 |
| Alexandria County Virginia | 9 | $ 2,694,000 | $ 299,000 | $ 84,000 |
| King George County Virginia | 9 | $ 2,003,000 | $ 222,000 | $ 89,000 |
| Jefferson County Louisiana | 8 | $ 1,188,000 | $ 148,000 | $ 67,000 |
| Carver County Minnesota | 8 | $ 1,549,000 | $ 193,000 | $ 57,000 |
| Ocean County New Jersey | 8 | $ 1,937,000 | $ 242,000 | $ 109,000 |
| Hanover County Virginia | 8 | $ 2,558,000 | $ 319,000 | $ 129,000 |
| Kanawha County West Virginia | 8 | $ 919,000 | $ 114,000 | $ 64,000 |
| Ascension County Louisiana | 7 | $ 1,369,000 | $ 195,000 | $ 67,000 |
| Cape May County New Jersey | 7 | $ 1,757,000 | $ 251,000 | $ 145,000 |
| Somerset County New Jersey | 7 | $ 1,867,000 | $ 266,000 | $ 80,000 |
| Kings County New York | 7 | $ 3,803,000 | $ 543,000 | $ 218,000 |
| Durham County North Carolina | 7 | $ 1,249,000 | $ 178,000 | $ 82,000 |
| Harnett County North Carolina | 7 | $ 827,000 | $ 118,000 | $ 49,000 |
| Person County North Carolina | 7 | $ 1,165,000 | $ 166,000 | $ 50,000 |
| Laurens County South Carolina | 7 | $ 964,000 | $ 137,000 | $ 47,000 |
| Aransas County Texas | 7 | $ 1,365,000 | $ 195,000 | $ 89,000 |
| Culpeper County Virginia | 7 | $ 1,807,000 | $ 258,000 | $ 71,000 |
| Randolph County West Virginia | 7 | $ 1,255,000 | $ 179,000 | $ 60,000 |
| Brevard County Florida | 6 | $ 1,386,000 | $ 231,000 | $ 105,000 |
| Collier County Florida | 6 | $ 1,434,000 | $ 239,000 | $ 74,000 |
| Marion County Florida | 6 | $ 667,000 | $ 111,000 | $ 74,000 |
| St. Johns County Florida | 6 | $ 1,656,000 | $ 276,000 | $ 104,000 |
| Monmouth County New Jersey | 6 | $ 1,958,000 | $ 326,000 | $ 104,000 |
| Adams County Pennsylvania | 6 | $ 998,000 | $ 166,000 | $ 62,000 |
| Allegheny County Pennsylvania | 6 | $ 1,170,000 | $ 195,000 | $ 84,000 |
| Beaufort County South Carolina | 6 | $ 2,464,000 | $ 410,000 | $ 125,000 |
| Caroline County Virginia | 6 | $ 1,154,000 | $ 192,000 | $ 53,000 |
| Orange County Florida | 5 | $ 1,051,000 | $ 210,000 | $ 71,000 |
| Kane County Illinois | 5 | $ 1,117,000 | $ 223,000 | $ 87,000 |
| St. Tammany County Louisiana | 5 | $ 898,000 | $ 179,000 | $ 90,000 |
| Wright County Minnesota | 5 | $ 1,004,000 | $ 200,000 | $ 72,000 |
| Granville County North Carolina | 5 | $ 890,000 | $ 178,000 | $ 57,000 |
| Lee County North Carolina | 5 | $ 642,000 | $ 128,000 | $ 49,000 |
| Frederick County Virginia | 5 | $ 967,000 | $ 193,000 | $ 54,000 |
| Marion County Indiana | 4 | $ 463,000 | $ 115,000 | $ 66,000 |
| Orleans County Louisiana | 4 | $ 571,000 | $ 142,000 | $ 63,000 |
| Hunterdon County New Jersey | 4 | $ 1,179,000 | $ 294,000 | $ 155,000 |
| Gaston County North Carolina | 4 | $ 591,000 | $ 147,000 | $ 40,000 |
| Orange County North Carolina | 4 | $ 552,000 | $ 138,000 | $ 46,000 |
| Randolph County North Carolina | 4 | $ 381,000 | $ 95,000 | $ 48,000 |
| Berks County Pennsylvania | 4 | $ 738,000 | $ 184,000 | $ 56,000 |
| Lehigh County Pennsylvania | 4 | $ 327,000 | $ 81,000 | $ 39,000 |
| Luzerne County Pennsylvania | 4 | $ 340,000 | $ 85,000 | $ 43,000 |
| Chesapeake County Virginia | 4 | $ 1,017,000 | $ 254,000 | $ 43,000 |
| Fauquier County Virginia | 4 | $ 997,000 | $ 249,000 | $ 68,000 |
| Virginia Beach County Virginia | 4 | $ 1,118,000 | $ 279,000 | $ 149,000 |
| Westmoreland County Virginia | 4 | $ 722,000 | $ 180,000 | $ 159,000 |
| Escambia County Florida | 3 | $ 603,000 | $ 201,000 | $ 126,000 |
| Flagler County Florida | 3 | $ 475,000 | $ 158,000 | $ 57,000 |
| Santa Rosa County Florida | 3 | $ 388,000 | $ 129,000 | $ 89,000 |
| Volusia County Florida | 3 | $ 644,000 | $ 214,000 | $ 152,000 |
| Will County Illinois | 3 | $ 608,000 | $ 202,000 | $ 76,000 |
| Hamilton County Indiana | 3 | $ 702,000 | $ 234,000 | $ 82,000 |
| Hendricks County Indiana | 3 | $ 571,000 | $ 190,000 | $ 78,000 |
| Caroline County Maryland | 3 | $ 425,000 | $ 141,000 | $ 84,000 |
| Dorchester County Maryland | 3 | $ 475,000 | $ 158,000 | $ 71,000 |
| Scott County Minnesota | 3 | $ 627,000 | $ 209,000 | $ 82,000 |
| Washington County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 167,000 |
| Atlantic County New Jersey | 3 | $ 2,082,000 | $ 694,000 | $ 391,000 |
| Orange County New York | 3 | $ 918,000 | $ 306,000 | $ 96,000 |
| Chatham County North Carolina | 3 | $ 551,000 | $ 183,000 | $ 53,000 |
| Davie County North Carolina | 3 | $ 472,000 | $ 157,000 | $ 50,000 |
| Stokes County North Carolina | 3 | $ 389,000 | $ 129,000 | $ 51,000 |
| Charleston County South Carolina | 3 | $ 686,000 | $ 228,000 | $ 85,000 |
| Horry County South Carolina | 3 | $ 283,000 | $ 94,000 | $ 64,000 |
| Bedford County Tennessee | 3 | $ 328,000 | $ 109,000 | $ 64,000 |
| Shelby County Tennessee | 3 | $ 944,000 | $ 314,000 | $ 116,000 |
| Sumner County Tennessee | 3 | $ 391,000 | $ 130,000 | $ 66,000 |
| Bexar County Texas | 3 | $ 393,000 | $ 131,000 | $ 44,000 |
| Montgomery County Texas | 3 | $ 749,000 | $ 249,000 | $ 178,000 |
| Tarrant County Texas | 3 | $ 645,000 | $ 215,000 | $ 107,000 |
| Goochland County Virginia | 3 | $ 922,000 | $ 307,000 | $ 163,000 |
| Jefferson County West Virginia | 3 | $ 835,000 | $ 278,000 | $ 93,000 |
| Wayne County West Virginia | 3 | $ 313,000 | $ 104,000 | $ 48,000 |
| Mobile County Alabama | 2 | $ 388,000 | $ 194,000 | $ 125,000 |
| Alameda County California | 2 | $ 993,000 | $ 496,000 | $ 179,000 |
| San Diego County California | 2 | $ 1,128,000 | $ 564,000 | $ 123,000 |
| Clay County Florida | 2 | $ 362,000 | $ 181,000 | $ 79,000 |
| Osceola County Florida | 2 | $ 265,000 | $ 132,000 | $ 77,000 |
| Coweta County Georgia | 2 | $ 446,000 | $ 223,000 | $ 70,000 |
| Johnson County Indiana | 2 | $ 143,000 | $ 71,000 | $ 90,000 |
| Beauregard County Louisiana | 2 | $ 172,000 | $ 86,000 | $ 25,000 |
| Pointe Coupee County Louisiana | 2 | $ 296,000 | $ 148,000 | $ 54,000 |
| West Baton Rouge County Louisiana | 2 | $ 387,000 | $ 193,000 | $ 67,000 |
| Allegany County Maryland | 2 | $ 228,000 | $ 114,000 | $ 50,000 |
| Benton County Minnesota | 2 | $ 459,000 | $ 229,000 | $ 110,000 |
| Olmsted County Minnesota | 2 | $ 1,208,000 | $ 604,000 | $ 367,000 |
| Sibley County Minnesota | 2 | $ 286,000 | $ 143,000 | $ 33,000 |
| Nye County Nevada | 2 | $ 341,000 | $ 170,000 | $ 109,000 |
| Sussex County New Jersey | 2 | $ 469,000 | $ 234,000 | $ 93,000 |
| Queens County New York | 2 | $ 758,000 | $ 379,000 | $ 180,000 |
| Richmond County New York | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Caldwell County North Carolina | 2 | $ 129,000 | $ 64,000 | $ 19,000 |
| Forsyth County North Carolina | 2 | $ 232,000 | $ 116,000 | $ 38,000 |
| Iredell County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 72,000 |
| Union County North Carolina | 2 | $ 626,000 | $ 313,000 | $ 111,000 |
| Lancaster County Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 49,000 |
| Schuylkill County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 80,000 |
| Lancaster County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 42,000 |
| Lexington County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Carroll County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 37,000 |
| Robertson County Tennessee | 2 | $ 415,000 | $ 207,000 | $ 60,000 |
| Accomack County Virginia | 2 | $ 382,000 | $ 191,000 | $ 53,000 |
| Albemarle County Virginia | 2 | $ 368,000 | $ 184,000 | $ 137,000 |
| Fairfax City County Virginia | 2 | $ 802,000 | $ 401,000 | $ 79,000 |
| Louisa County Virginia | 2 | $ 719,000 | $ 359,000 | $ 47,000 |
| Warren County Virginia | 2 | $ 227,000 | $ 113,000 | $ 62,000 |
| Boone County West Virginia | 2 | $ 325,000 | $ 162,000 | $ 45,000 |
| Fayette County West Virginia | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Mercer County West Virginia | 2 | $ 258,000 | $ 129,000 | $ 70,000 |
| Tucker County West Virginia | 2 | $ 202,000 | $ 101,000 | $ 25,000 |
| Orange County California | 1 | $ 369,000 | $ 369,000 | $ 180,000 |
| Sacramento County California | 1 | $ 253,000 | $ 253,000 | $ 69,000 |
| Santa Clara County California | 1 | $ 476,000 | $ 476,000 | $ 118,000 |
| Siskiyou County California | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Sonoma County California | 1 | $ 491,000 | $ 491,000 | $ 149,000 |
| Alachua County Florida | 1 | $ 189,000 | $ 189,000 | $ 151,000 |
| Citrus County Florida | 1 | $ 152,000 | $ 152,000 | $ 93,000 |
| Columbia County Florida | 1 | $ 69,000 | $ 69,000 | $ 59,000 |
| Indian River County Florida | 1 | $ 211,000 | $ 211,000 | $ 35,000 |
| Lafayette County Florida | 1 | $ 99,000 | $ 99,000 | $ 137,000 |
| Lee County Florida | 1 | $ 1,290,000 | $ 1,290,000 | $ 776,000 |
| Monroe County Florida | 1 | $ 320,000 | $ 320,000 | $ 234,000 |
| Nassau County Florida | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Putnam County Florida | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Seminole County Florida | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Wakulla County Florida | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Walton County Florida | 1 | $ 259,000 | $ 259,000 | $ 115,000 |
| Barrow County Georgia | 1 | $ 166,000 | $ 166,000 | $ 33,000 |
| Cherokee County Georgia | 1 | $ 127,000 | $ 127,000 | $ 25,000 |
| Clarke County Georgia | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
| Gilmer County Georgia | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Hall County Georgia | 1 | $ 267,000 | $ 267,000 | $ 174,000 |
| Lamar County Georgia | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Spalding County Georgia | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Walton County Georgia | 1 | $ 117,000 | $ 117,000 | $ 38,000 |
| Wayne County Georgia | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| DuPage County Illinois | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
| Jasper County Indiana | 1 | $ 154,000 | $ 154,000 | $ 139,000 |
| Lake County Indiana | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| East Feliciana County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Iberville County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Tangipahoa County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 39,000 |
| West Feliciana County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 85,000 |
| Kent County Maryland | 1 | $ 181,000 | $ 181,000 | $ 16,000 |
| Talbot County Maryland | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 392,000 | $ 392,000 | $ 68,000 |
| Suffolk County Massachusetts | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Worcester County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Brown County Minnesota | 1 | $ 257,000 | $ 257,000 | $ 80,000 |
| Chisago County Minnesota | 1 | $ 253,000 | $ 253,000 | $ 111,000 |
| Stearns County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| DeSoto County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Elko County Nevada | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Washoe County Nevada | 1 | $ 237,000 | $ 237,000 | $ 35,000 |
| Mercer County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 270,000 |
| New York County New York | 1 | $ 350,000 | $ 350,000 | $ 153,000 |
| Onondaga County New York | 1 | $ 326,000 | $ 326,000 | $ 275,000 |
| Rensselaer County New York | 1 | $ 247,000 | $ 247,000 | $ 90,000 |
| Rockland County New York | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Suffolk County New York | 1 | $ 945,000 | $ 945,000 | $ 1,020,000 |
| Avery County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 91,000 |
| Bladen County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 1,338,000 |
| Brunswick County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 137,000 |
| Buncombe County North Carolina | 1 | $ 598,000 | $ 598,000 | $ 1,061,000 |
| Catawba County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Cumberland County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Halifax County North Carolina | 1 | $ 934,000 | $ 934,000 | $ 668,000 |
| Lenoir County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Mecklenburg County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 139,000 |
| Moore County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 91,000 |
| Nash County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 26,000 |
| New Hanover County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 40,000 |
| Northampton County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 184,000 |
| Pitt County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Rockingham County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Rowan County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 23,000 |
| Rutherford County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 389,000 |
| Surry County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 23,000 |
| Wilkes County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Jackson County Ohio | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Lucas County Ohio | 1 | $ 410,000 | $ 410,000 | $ 165,000 |
| Washington County Oregon | 1 | $ 369,000 | $ 369,000 | $ 155,000 |
| Fulton County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Lawrence County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Sullivan County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 155,000 |
| Union County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Wayne County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 24,000 |
| Westmoreland County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 134,000 |
| Berkeley County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Newberry County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Richland County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Sumter County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Benton County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 93,000 |
| Cocke County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Maury County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| Sevier County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Tipton County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Wilson County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 89,000 |
| Brazoria County Texas | 1 | $ 320,000 | $ 320,000 | $ 86,000 |
| Burnet County Texas | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Collin County Texas | 1 | $ 218,000 | $ 218,000 | $ 103,000 |
| Comal County Texas | 1 | $ 515,000 | $ 515,000 | $ 137,000 |
| Dallas County Texas | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| El Paso County Texas | 1 | $ 214,000 | $ 214,000 | $ 68,000 |
| Gregg County Texas | 1 | $ 221,000 | $ 221,000 | $ 112,000 |
| McLennan County Texas | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Nueces County Texas | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Parker County Texas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Travis County Texas | 1 | $ 298,000 | $ 298,000 | $ 104,000 |
| Bedford County Virginia | 1 | $ 341,000 | $ 341,000 | $ 149,000 |
| Franklin County Virginia | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
| Greensville County Virginia | 1 | $ 352,000 | $ 352,000 | $ 88,000 |
| Highland County Virginia | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| King William County Virginia | 1 | $ 241,000 | $ 241,000 | $ 100,000 |
| New Kent County Virginia | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Prince George County Virginia | 1 | $ 350,000 | $ 350,000 | $ 130,000 |
| Shenandoah County Virginia | 1 | $ 288,000 | $ 288,000 | $ 179,000 |
| Tazewell County Virginia | 1 | $ 400,000 | $ 400,000 | $ 163,000 |
| Winchester County Virginia | 1 | $ 142,000 | $ 142,000 | $ 24,000 |
| Barbour County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Berkeley County West Virginia | 1 | $ 247,000 | $ 247,000 | $ 105,000 |
| Hardy County West Virginia | 1 | $ 167,000 | $ 167,000 | $ 125,000 |
| Lewis County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Mason County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Monongalia County West Virginia | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| Putnam County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Wood County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 106,000 |
| Walworth County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,926 | $1,108,414,000 | $225,000 | $1,462,000 | $81,000 | $1,127,000 |
| Refinancing | 1,677 | $429,084,000 | $255,000 | $1,430,000 | $102,000 | $1,338,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,455 | $828,720,000 | $239,000 | $1,462,000 | $99,000 | $1,338,000 |
| Black or African American | 1,357 | $286,995,000 | $211,000 | $1,430,000 | $69,000 | $592,000 |
| Hispanic | 1,134 | $259,847,000 | $229,000 | $892,000 | $66,000 | $324,000 |
| Not Provided | 375 | $88,980,000 | $237,000 | $820,000 | $93,000 | $721,000 |
| Asian | 260 | $67,125,000 | $258,000 | $980,000 | $91,000 | $488,000 |
| American Indian or Alaskan Native | 16 | $4,193,000 | $262,000 | $922,000 | $118,000 | $580,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,638,000 | $273,000 | $343,000 | $86,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,116 | $666,331,000 | $213,000 | $728,000 | $66,000 | $386,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,747 | $690,804,000 | $251,000 | $1,462,000 | $113,000 | $1,338,000 |
| VA-guaranteed (Veterans Administration) | 536 | $146,805,000 | $273,000 | $779,000 | $86,000 | $493,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 204 | $33,558,000 | $164,000 | $324,000 | $53,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,442 | $1,041,549,000 | $234,000 | $1,462,000 | $87,000 | $1,338,000 |
| File Closed For Incompleteness | 1,323 | $316,951,000 | $239,000 | $1,425,000 | $91,000 | $954,000 |
| Application Denied By Financial Institution | 563 | $120,490,000 | $214,000 | $1,430,000 | $76,000 | $668,000 |
| Application Withdrawn By Applicant | 236 | $51,273,000 | $217,000 | $900,000 | $78,000 | $372,000 |
| Application Approved But Not Accepted | 39 | $7,235,000 | $185,000 | $327,000 | $72,000 | $208,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 138 | $30,033,000 | $217,000 | $934,000 | $60,000 | $668,000 |
| Collateral | 131 | $27,094,000 | $206,000 | $1,430,000 | $81,000 | $470,000 |
| Credit Application Incomplete | 97 | $23,939,000 | $246,000 | $959,000 | $87,000 | $420,000 |
| Credit History | 69 | $14,026,000 | $203,000 | $636,000 | $79,000 | $464,000 |
| Other | 65 | $13,099,000 | $201,000 | $849,000 | $93,000 | $663,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $5,794,000 | $193,000 | $417,000 | $71,000 | $197,000 |
| Employment History | 23 | $4,296,000 | $186,000 | $361,000 | $59,000 | $175,000 |
| Unverifiable Information | 10 | $2,209,000 | $220,000 | $334,000 | $69,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.