Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Nfm, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,251 |
| Total Mortgage Loan Application Amount | $1,970,049,000 |
| Average Mortgage Loan Application Amount | $248,500 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,875,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 679 | $ 156,205,000 | $ 230,000 | $ 104,000 |
| Prince George's County Maryland | 637 | $ 163,179,000 | $ 256,000 | $ 70,000 |
| Montgomery County Maryland | 322 | $ 108,342,000 | $ 336,000 | $ 99,000 |
| Baltimore County Maryland | 310 | $ 68,409,000 | $ 220,000 | $ 77,000 |
| Anne Arundel County Maryland | 269 | $ 79,710,000 | $ 296,000 | $ 104,000 |
| Maricopa County Arizona | 261 | $ 58,774,000 | $ 225,000 | $ 86,000 |
| Pinellas County Florida | 252 | $ 59,120,000 | $ 234,000 | $ 113,000 |
| Frederick County Maryland | 206 | $ 52,331,000 | $ 254,000 | $ 90,000 |
| Baltimore City County Maryland | 172 | $ 35,534,000 | $ 206,000 | $ 82,000 |
| Pasco County Florida | 168 | $ 31,482,000 | $ 187,000 | $ 76,000 |
| Gloucester County New Jersey | 153 | $ 30,341,000 | $ 198,000 | $ 89,000 |
| Charles County Maryland | 142 | $ 35,368,000 | $ 249,000 | $ 78,000 |
| Fulton County Georgia | 134 | $ 19,020,000 | $ 141,000 | $ 48,000 |
| Bergen County New Jersey | 119 | $ 51,245,000 | $ 430,000 | $ 180,000 |
| Prince William County Virginia | 116 | $ 31,810,000 | $ 274,000 | $ 65,000 |
| Fairfax County Virginia | 112 | $ 37,891,000 | $ 338,000 | $ 112,000 |
| Chesterfield County Virginia | 106 | $ 30,504,000 | $ 287,000 | $ 94,000 |
| Greenville County South Carolina | 103 | $ 20,666,000 | $ 200,000 | $ 80,000 |
| Howard County Maryland | 100 | $ 29,082,000 | $ 290,000 | $ 104,000 |
| Bristol County Massachusetts | 100 | $ 29,271,000 | $ 292,000 | $ 96,000 |
| Harford County Maryland | 99 | $ 26,919,000 | $ 271,000 | $ 91,000 |
| Davidson County Tennessee | 92 | $ 21,094,000 | $ 229,000 | $ 119,000 |
| Camden County New Jersey | 82 | $ 14,437,000 | $ 176,000 | $ 83,000 |
| Hanover County Virginia | 81 | $ 22,587,000 | $ 278,000 | $ 104,000 |
| Clayton County Georgia | 79 | $ 10,259,000 | $ 129,000 | $ 55,000 |
| Henry County Georgia | 77 | $ 12,828,000 | $ 166,000 | $ 68,000 |
| Clark County Nevada | 75 | $ 12,964,000 | $ 172,000 | $ 70,000 |
| Henrico County Virginia | 72 | $ 17,194,000 | $ 238,000 | $ 97,000 |
| Loudoun County Virginia | 69 | $ 23,154,000 | $ 335,000 | $ 78,000 |
| Virginia Beach County Virginia | 69 | $ 16,440,000 | $ 238,000 | $ 76,000 |
| St. Lucie County Florida | 66 | $ 10,889,000 | $ 164,000 | $ 72,000 |
| Carroll County Maryland | 65 | $ 18,688,000 | $ 287,000 | $ 94,000 |
| Brevard County Florida | 64 | $ 11,175,000 | $ 174,000 | $ 67,000 |
| Plymouth County Massachusetts | 64 | $ 18,980,000 | $ 296,000 | $ 87,000 |
| Richmond City County Virginia | 64 | $ 15,632,000 | $ 244,000 | $ 107,000 |
| Spotsylvania County Virginia | 63 | $ 19,832,000 | $ 314,000 | $ 88,000 |
| DeKalb County Georgia | 61 | $ 9,157,000 | $ 150,000 | $ 57,000 |
| Manatee County Florida | 60 | $ 12,554,000 | $ 209,000 | $ 91,000 |
| Burlington County New Jersey | 56 | $ 12,313,000 | $ 219,000 | $ 105,000 |
| Sarasota County Florida | 55 | $ 12,628,000 | $ 229,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 54 | $ 19,219,000 | $ 355,000 | $ 116,000 |
| Wake County North Carolina | 54 | $ 10,551,000 | $ 195,000 | $ 83,000 |
| San Bernardino County California | 52 | $ 15,553,000 | $ 299,000 | $ 91,000 |
| Queen Anne's County Maryland | 48 | $ 15,449,000 | $ 321,000 | $ 103,000 |
| Washington County Maryland | 45 | $ 9,199,000 | $ 204,000 | $ 71,000 |
| Williamson County Tennessee | 43 | $ 12,055,000 | $ 280,000 | $ 117,000 |
| Stafford County Virginia | 43 | $ 12,674,000 | $ 294,000 | $ 85,000 |
| Lehigh County Pennsylvania | 42 | $ 5,143,000 | $ 122,000 | $ 49,000 |
| Duval County Florida | 41 | $ 8,824,000 | $ 215,000 | $ 113,000 |
| Lawrence County Ohio | 40 | $ 5,163,000 | $ 129,000 | $ 55,000 |
| Salem County New Jersey | 39 | $ 7,221,000 | $ 185,000 | $ 79,000 |
| Cook County Illinois | 37 | $ 7,870,000 | $ 212,000 | $ 97,000 |
| Passaic County New Jersey | 37 | $ 8,920,000 | $ 241,000 | $ 79,000 |
| Spartanburg County South Carolina | 37 | $ 6,100,000 | $ 164,000 | $ 60,000 |
| Calvert County Maryland | 35 | $ 9,633,000 | $ 275,000 | $ 83,000 |
| Philadelphia County Pennsylvania | 35 | $ 6,961,000 | $ 198,000 | $ 97,000 |
| Manassas County Virginia | 35 | $ 9,047,000 | $ 258,000 | $ 62,000 |
| Gwinnett County Georgia | 34 | $ 6,505,000 | $ 191,000 | $ 49,000 |
| Johnston County North Carolina | 32 | $ 5,224,000 | $ 163,000 | $ 58,000 |
| Chesapeake County Virginia | 31 | $ 7,021,000 | $ 226,000 | $ 61,000 |
| Norfolk County Virginia | 26 | $ 4,738,000 | $ 182,000 | $ 51,000 |
| Lake County Illinois | 25 | $ 4,835,000 | $ 193,000 | $ 86,000 |
| York County Pennsylvania | 25 | $ 4,436,000 | $ 177,000 | $ 70,000 |
| Broward County Florida | 24 | $ 5,219,000 | $ 217,000 | $ 118,000 |
| Norfolk County Massachusetts | 24 | $ 7,683,000 | $ 320,000 | $ 97,000 |
| Montgomery County Pennsylvania | 23 | $ 5,775,000 | $ 251,000 | $ 136,000 |
| McHenry County Illinois | 22 | $ 3,624,000 | $ 164,000 | $ 69,000 |
| Cabell County West Virginia | 22 | $ 2,769,000 | $ 125,000 | $ 78,000 |
| Douglas County Colorado | 21 | $ 7,816,000 | $ 372,000 | $ 142,000 |
| Luzerne County Pennsylvania | 21 | $ 2,032,000 | $ 96,000 | $ 58,000 |
| Palm Beach County Florida | 19 | $ 3,400,000 | $ 178,000 | $ 72,000 |
| Arapahoe County Colorado | 18 | $ 5,106,000 | $ 283,000 | $ 133,000 |
| Denver County Colorado | 18 | $ 4,852,000 | $ 269,000 | $ 91,000 |
| St. Johns County Florida | 18 | $ 4,169,000 | $ 231,000 | $ 114,000 |
| Kane County Illinois | 18 | $ 3,887,000 | $ 215,000 | $ 84,000 |
| Pike County Pennsylvania | 18 | $ 1,673,000 | $ 92,000 | $ 57,000 |
| Suffolk County Virginia | 18 | $ 4,702,000 | $ 261,000 | $ 73,000 |
| Cecil County Maryland | 17 | $ 3,798,000 | $ 223,000 | $ 77,000 |
| Bucks County Pennsylvania | 17 | $ 4,229,000 | $ 248,000 | $ 110,000 |
| Pickens County South Carolina | 17 | $ 2,468,000 | $ 145,000 | $ 59,000 |
| Rutherford County Tennessee | 17 | $ 3,572,000 | $ 210,000 | $ 97,000 |
| Manassas Park County Virginia | 17 | $ 3,722,000 | $ 218,000 | $ 61,000 |
| Pinal County Arizona | 16 | $ 3,385,000 | $ 211,000 | $ 77,000 |
| Cobb County Georgia | 16 | $ 3,145,000 | $ 196,000 | $ 71,000 |
| St. Mary's County Maryland | 16 | $ 3,409,000 | $ 213,000 | $ 82,000 |
| Delaware County Pennsylvania | 16 | $ 3,144,000 | $ 196,000 | $ 193,000 |
| Arlington County Virginia | 16 | $ 6,252,000 | $ 390,000 | $ 179,000 |
| Orange County Florida | 15 | $ 2,696,000 | $ 179,000 | $ 102,000 |
| Essex County New Jersey | 15 | $ 4,839,000 | $ 322,000 | $ 169,000 |
| Person County North Carolina | 15 | $ 2,274,000 | $ 151,000 | $ 62,000 |
| Orange County Virginia | 15 | $ 3,297,000 | $ 219,000 | $ 52,000 |
| Riverside County California | 14 | $ 4,153,000 | $ 296,000 | $ 94,000 |
| Atlantic County New Jersey | 14 | $ 4,777,000 | $ 341,000 | $ 183,000 |
| Cumberland County New Jersey | 14 | $ 2,521,000 | $ 180,000 | $ 65,000 |
| Anderson County South Carolina | 14 | $ 2,345,000 | $ 167,000 | $ 66,000 |
| Pima County Arizona | 13 | $ 3,148,000 | $ 242,000 | $ 81,000 |
| Orleans County Louisiana | 13 | $ 2,470,000 | $ 190,000 | $ 85,000 |
| Middlesex County New Jersey | 13 | $ 3,222,000 | $ 247,000 | $ 102,000 |
| Portsmouth County Virginia | 13 | $ 1,921,000 | $ 147,000 | $ 50,000 |
| Sussex County Delaware | 12 | $ 2,793,000 | $ 232,000 | $ 99,000 |
| Hernando County Florida | 12 | $ 1,841,000 | $ 153,000 | $ 58,000 |
| Polk County Florida | 12 | $ 1,920,000 | $ 160,000 | $ 50,000 |
| Westmoreland County Pennsylvania | 12 | $ 1,468,000 | $ 122,000 | $ 53,000 |
| Jefferson County Colorado | 11 | $ 3,269,000 | $ 297,000 | $ 97,000 |
| New Castle County Delaware | 11 | $ 2,556,000 | $ 232,000 | $ 96,000 |
| Clay County Florida | 11 | $ 2,168,000 | $ 197,000 | $ 66,000 |
| Douglas County Georgia | 11 | $ 1,280,000 | $ 116,000 | $ 37,000 |
| Rockdale County Georgia | 11 | $ 2,072,000 | $ 188,000 | $ 60,000 |
| Union County New Jersey | 11 | $ 2,802,000 | $ 254,000 | $ 107,000 |
| Monroe County Pennsylvania | 11 | $ 1,583,000 | $ 143,000 | $ 91,000 |
| Goochland County Virginia | 11 | $ 2,597,000 | $ 236,000 | $ 95,000 |
| Randolph County West Virginia | 11 | $ 1,326,000 | $ 120,000 | $ 56,000 |
| Los Angeles County California | 10 | $ 5,544,000 | $ 554,000 | $ 175,000 |
| Kent County Delaware | 10 | $ 1,313,000 | $ 131,000 | $ 64,000 |
| Newton County Georgia | 10 | $ 1,496,000 | $ 149,000 | $ 50,000 |
| Randolph County North Carolina | 10 | $ 1,298,000 | $ 129,000 | $ 56,000 |
| Aransas County Texas | 10 | $ 2,252,000 | $ 225,000 | $ 80,000 |
| Alexandria County Virginia | 10 | $ 3,641,000 | $ 364,000 | $ 129,000 |
| Fauquier County Virginia | 10 | $ 2,317,000 | $ 231,000 | $ 66,000 |
| Newport News County Virginia | 10 | $ 1,868,000 | $ 186,000 | $ 54,000 |
| Paulding County Georgia | 9 | $ 1,352,000 | $ 150,000 | $ 56,000 |
| Wicomico County Maryland | 9 | $ 1,170,000 | $ 130,000 | $ 54,000 |
| Worcester County Maryland | 9 | $ 1,985,000 | $ 220,000 | $ 162,000 |
| Alamance County North Carolina | 9 | $ 1,612,000 | $ 179,000 | $ 63,000 |
| Franklin County North Carolina | 9 | $ 1,183,000 | $ 131,000 | $ 65,000 |
| Granville County North Carolina | 9 | $ 1,211,000 | $ 134,000 | $ 53,000 |
| Chester County Pennsylvania | 9 | $ 2,477,000 | $ 275,000 | $ 131,000 |
| Caroline County Virginia | 9 | $ 1,672,000 | $ 185,000 | $ 70,000 |
| Martin County Florida | 8 | $ 1,713,000 | $ 214,000 | $ 77,000 |
| Seminole County Florida | 8 | $ 1,739,000 | $ 217,000 | $ 97,000 |
| Middlesex County Massachusetts | 8 | $ 2,989,000 | $ 373,000 | $ 104,000 |
| Worcester County Massachusetts | 8 | $ 1,877,000 | $ 234,000 | $ 95,000 |
| Monmouth County New Jersey | 8 | $ 3,015,000 | $ 376,000 | $ 191,000 |
| Ocean County New Jersey | 8 | $ 2,279,000 | $ 284,000 | $ 307,000 |
| Sumner County Tennessee | 8 | $ 1,826,000 | $ 228,000 | $ 98,000 |
| Adams County Colorado | 7 | $ 2,005,000 | $ 286,000 | $ 90,000 |
| Miami-Dade County Florida | 7 | $ 1,846,000 | $ 263,000 | $ 74,000 |
| Barnstable County Massachusetts | 7 | $ 1,850,000 | $ 264,000 | $ 79,000 |
| Hudson County New Jersey | 7 | $ 1,639,000 | $ 234,000 | $ 82,000 |
| Adams County Pennsylvania | 7 | $ 1,764,000 | $ 252,000 | $ 70,000 |
| Northampton County Pennsylvania | 7 | $ 1,490,000 | $ 212,000 | $ 68,000 |
| Kanawha County West Virginia | 7 | $ 759,000 | $ 108,000 | $ 50,000 |
| Charlotte County Florida | 6 | $ 676,000 | $ 112,000 | $ 45,000 |
| Morris County New Jersey | 6 | $ 2,267,000 | $ 377,000 | $ 145,000 |
| Duplin County North Carolina | 6 | $ 766,000 | $ 127,000 | $ 44,000 |
| Durham County North Carolina | 6 | $ 1,122,000 | $ 187,000 | $ 86,000 |
| Guilford County North Carolina | 6 | $ 1,116,000 | $ 186,000 | $ 73,000 |
| Allegheny County Pennsylvania | 6 | $ 793,000 | $ 132,000 | $ 68,000 |
| Berks County Pennsylvania | 6 | $ 1,263,000 | $ 210,000 | $ 74,000 |
| Maury County Tennessee | 6 | $ 1,491,000 | $ 248,000 | $ 104,000 |
| Wilson County Tennessee | 6 | $ 1,573,000 | $ 262,000 | $ 59,000 |
| Culpeper County Virginia | 6 | $ 1,717,000 | $ 286,000 | $ 46,000 |
| James City County Virginia | 6 | $ 1,933,000 | $ 322,000 | $ 109,000 |
| Louisa County Virginia | 6 | $ 1,577,000 | $ 262,000 | $ 80,000 |
| Volusia County Florida | 5 | $ 961,000 | $ 192,000 | $ 122,000 |
| Forsyth County Georgia | 5 | $ 1,601,000 | $ 320,000 | $ 107,000 |
| DuPage County Illinois | 5 | $ 806,000 | $ 161,000 | $ 52,000 |
| Suffolk County Massachusetts | 5 | $ 1,597,000 | $ 319,000 | $ 82,000 |
| Warren County North Carolina | 5 | $ 615,000 | $ 123,000 | $ 27,000 |
| Fredericksburg County Virginia | 5 | $ 1,023,000 | $ 204,000 | $ 148,000 |
| New Kent County Virginia | 5 | $ 943,000 | $ 188,000 | $ 75,000 |
| Orange County California | 4 | $ 2,020,000 | $ 505,000 | $ 413,000 |
| San Diego County California | 4 | $ 2,547,000 | $ 636,000 | $ 95,000 |
| Weld County Colorado | 4 | $ 1,112,000 | $ 278,000 | $ 97,000 |
| Alachua County Florida | 4 | $ 775,000 | $ 193,000 | $ 125,000 |
| Collier County Florida | 4 | $ 941,000 | $ 235,000 | $ 99,000 |
| Lee County Florida | 4 | $ 976,000 | $ 244,000 | $ 135,000 |
| Nassau County Florida | 4 | $ 1,022,000 | $ 255,000 | $ 60,000 |
| Osceola County Florida | 4 | $ 904,000 | $ 226,000 | $ 60,000 |
| Caroline County Maryland | 4 | $ 762,000 | $ 190,000 | $ 57,000 |
| Chatham County North Carolina | 4 | $ 498,000 | $ 124,000 | $ 40,000 |
| Mecklenburg County North Carolina | 4 | $ 872,000 | $ 218,000 | $ 67,000 |
| Rockingham County North Carolina | 4 | $ 573,000 | $ 143,000 | $ 42,000 |
| Franklin County Pennsylvania | 4 | $ 601,000 | $ 150,000 | $ 71,000 |
| Laurens County South Carolina | 4 | $ 628,000 | $ 157,000 | $ 56,000 |
| Cheatham County Tennessee | 4 | $ 972,000 | $ 243,000 | $ 83,000 |
| Robertson County Tennessee | 4 | $ 1,065,000 | $ 266,000 | $ 57,000 |
| Harris County Texas | 4 | $ 513,000 | $ 128,000 | $ 59,000 |
| Albemarle County Virginia | 4 | $ 1,206,000 | $ 301,000 | $ 146,000 |
| Hampton County Virginia | 4 | $ 656,000 | $ 164,000 | $ 65,000 |
| King William County Virginia | 4 | $ 831,000 | $ 207,000 | $ 73,000 |
| Powhatan County Virginia | 4 | $ 643,000 | $ 160,000 | $ 52,000 |
| Berkeley County West Virginia | 4 | $ 855,000 | $ 213,000 | $ 56,000 |
| Raleigh County West Virginia | 4 | $ 532,000 | $ 133,000 | $ 49,000 |
| Citrus County Florida | 3 | $ 433,000 | $ 144,000 | $ 70,000 |
| DeSoto County Florida | 3 | $ 560,000 | $ 186,000 | $ 56,000 |
| Flagler County Florida | 3 | $ 520,000 | $ 173,000 | $ 81,000 |
| Lake County Florida | 3 | $ 624,000 | $ 208,000 | $ 61,000 |
| Marion County Florida | 3 | $ 500,000 | $ 166,000 | $ 115,000 |
| Okeechobee County Florida | 3 | $ 512,000 | $ 170,000 | $ 74,000 |
| Cherokee County Georgia | 3 | $ 625,000 | $ 208,000 | $ 168,000 |
| Spalding County Georgia | 3 | $ 586,000 | $ 195,000 | $ 65,000 |
| Walton County Georgia | 3 | $ 644,000 | $ 214,000 | $ 63,000 |
| Will County Illinois | 3 | $ 493,000 | $ 164,000 | $ 71,000 |
| Jefferson County Louisiana | 3 | $ 382,000 | $ 127,000 | $ 73,000 |
| Allegany County Maryland | 3 | $ 455,000 | $ 151,000 | $ 68,000 |
| Cape May County New Jersey | 3 | $ 829,000 | $ 276,000 | $ 121,000 |
| Cabarrus County North Carolina | 3 | $ 651,000 | $ 217,000 | $ 120,000 |
| Davidson County North Carolina | 3 | $ 363,000 | $ 121,000 | $ 40,000 |
| Harnett County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 49,000 |
| Lee County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 53,000 |
| Nash County North Carolina | 3 | $ 504,000 | $ 168,000 | $ 52,000 |
| Wilson County North Carolina | 3 | $ 394,000 | $ 131,000 | $ 46,000 |
| Yadkin County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 66,000 |
| Gallia County Ohio | 3 | $ 380,000 | $ 126,000 | $ 40,000 |
| Lackawanna County Pennsylvania | 3 | $ 312,000 | $ 104,000 | $ 51,000 |
| Schuylkill County Pennsylvania | 3 | $ 407,000 | $ 135,000 | $ 54,000 |
| Washington County Pennsylvania | 3 | $ 392,000 | $ 130,000 | $ 54,000 |
| Westmoreland County Virginia | 3 | $ 576,000 | $ 192,000 | $ 168,000 |
| Lewis County West Virginia | 3 | $ 319,000 | $ 106,000 | $ 52,000 |
| Santa Clara County California | 2 | $ 995,000 | $ 497,000 | $ 150,000 |
| El Paso County Colorado | 2 | $ 424,000 | $ 212,000 | $ 110,000 |
| Indian River County Florida | 2 | $ 158,000 | $ 79,000 | $ 41,000 |
| Leon County Florida | 2 | $ 372,000 | $ 186,000 | $ 97,000 |
| Sumter County Florida | 2 | $ 556,000 | $ 278,000 | $ 90,000 |
| Bulloch County Georgia | 2 | $ 282,000 | $ 141,000 | $ 68,000 |
| McDuffie County Georgia | 2 | $ 223,000 | $ 111,000 | $ 36,000 |
| Pike County Georgia | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Polk County Georgia | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| Dorchester County Maryland | 2 | $ 258,000 | $ 129,000 | $ 41,000 |
| Kent County Maryland | 2 | $ 465,000 | $ 232,000 | $ 93,000 |
| Talbot County Maryland | 2 | $ 395,000 | $ 197,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 1,001,000 | $ 500,000 | $ 128,000 |
| Somerset County New Jersey | 2 | $ 371,000 | $ 185,000 | $ 81,000 |
| Caswell County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Catawba County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 37,000 |
| Davie County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 34,000 |
| Forsyth County North Carolina | 2 | $ 263,000 | $ 131,000 | $ 75,000 |
| Gaston County North Carolina | 2 | $ 303,000 | $ 151,000 | $ 88,000 |
| Henderson County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 100,000 |
| Moore County North Carolina | 2 | $ 283,000 | $ 141,000 | $ 73,000 |
| Orange County North Carolina | 2 | $ 392,000 | $ 196,000 | $ 61,000 |
| Vance County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 83,000 |
| Watauga County North Carolina | 2 | $ 396,000 | $ 198,000 | $ 50,000 |
| Lebanon County Pennsylvania | 2 | $ 399,000 | $ 199,000 | $ 65,000 |
| Aiken County South Carolina | 2 | $ 188,000 | $ 94,000 | $ 43,000 |
| Beaufort County South Carolina | 2 | $ 466,000 | $ 233,000 | $ 108,000 |
| Lancaster County South Carolina | 2 | $ 432,000 | $ 216,000 | $ 52,000 |
| Lexington County South Carolina | 2 | $ 405,000 | $ 202,000 | $ 96,000 |
| Marshall County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 53,000 |
| Shelby County Tennessee | 2 | $ 492,000 | $ 246,000 | $ 94,000 |
| Hardin County Texas | 2 | $ 106,000 | $ 53,000 | $ 33,000 |
| Frederick County Virginia | 2 | $ 509,000 | $ 254,000 | $ 60,000 |
| Isle of Wight County Virginia | 2 | $ 307,000 | $ 153,000 | $ 51,000 |
| King George County Virginia | 2 | $ 421,000 | $ 210,000 | $ 56,000 |
| Jefferson County West Virginia | 2 | $ 428,000 | $ 214,000 | $ 104,000 |
| Upshur County West Virginia | 2 | $ 202,000 | $ 101,000 | $ 35,000 |
| Wayne County West Virginia | 2 | $ 264,000 | $ 132,000 | $ 48,000 |
| Kenosha County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 51,000 |
| Mobile County Alabama | 1 | $ 310,000 | $ 310,000 | $ 279,000 |
| Coconino County Arizona | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Navajo County Arizona | 1 | $ 398,000 | $ 398,000 | $ 215,000 |
| Yavapai County Arizona | 1 | $ 387,000 | $ 387,000 | $ 111,000 |
| Alameda County California | 1 | $ 517,000 | $ 517,000 | $ 188,000 |
| Fresno County California | 1 | $ 112,000 | $ 112,000 | $ 521,000 |
| Boulder County Colorado | 1 | $ 297,000 | $ 297,000 | $ 93,000 |
| Eagle County Colorado | 1 | $ 380,000 | $ 380,000 | $ 64,000 |
| Elbert County Colorado | 1 | $ 372,000 | $ 372,000 | $ 121,000 |
| Grand County Colorado | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Larimer County Colorado | 1 | $ 266,000 | $ 266,000 | $ 91,000 |
| Routt County Colorado | 1 | $ 191,000 | $ 191,000 | $ 232,000 |
| Gulf County Florida | 1 | $ 902,000 | $ 902,000 | $ 594,000 |
| Highlands County Florida | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Santa Rosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Walton County Florida | 1 | $ 303,000 | $ 303,000 | $ 125,000 |
| Baldwin County Georgia | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
| Barrow County Georgia | 1 | $ 131,000 | $ 131,000 | $ 35,000 |
| Columbia County Georgia | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Coweta County Georgia | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| Fayette County Georgia | 1 | $ 396,000 | $ 396,000 | $ 105,000 |
| Greene County Georgia | 1 | $ 248,000 | $ 248,000 | $ 124,000 |
| Hall County Georgia | 1 | $ 262,000 | $ 262,000 | $ 224,000 |
| Harris County Georgia | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Jefferson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Lincoln County Georgia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pickens County Georgia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Screven County Georgia | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Taliaferro County Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Warren County Georgia | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| DeKalb County Illinois | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| East Baton Rouge County Louisiana | 1 | $ 356,000 | $ 356,000 | $ 101,000 |
| Ramsey County Minnesota | 1 | $ 410,000 | $ 410,000 | $ 206,000 |
| Forrest County Mississippi | 1 | $ 274,000 | $ 274,000 | $ 270,000 |
| Lamar County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 270,000 |
| Hunterdon County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 155,000 |
| Mercer County New Jersey | 1 | $ 179,000 | $ 179,000 | $ 100,000 |
| Sussex County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 73,000 |
| Alexander County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 96,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Carteret County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 132,000 |
| Hoke County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Iredell County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Lenoir County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 56,000 |
| Pender County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 157,000 |
| Rowan County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Sampson County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Stanly County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Stokes County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Surry County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 21,000 |
| Transylvania County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| Wilkes County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Butler County Ohio | 1 | $ 179,000 | $ 179,000 | $ 100,000 |
| Franklin County Ohio | 1 | $ 187,000 | $ 187,000 | $ 132,000 |
| Medina County Ohio | 1 | $ 252,000 | $ 252,000 | $ 112,000 |
| Jackson County Oregon | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Lane County Oregon | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Centre County Pennsylvania | 1 | $ 386,000 | $ 386,000 | $ 512,000 |
| Cumberland County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Fayette County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Lancaster County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 104,000 |
| Providence County Rhode Island | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Charleston County South Carolina | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 343,000 | $ 343,000 | $ 73,000 |
| Horry County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Oconee County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| Richland County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 94,000 |
| York County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Bedford County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Benton County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 94,000 |
| Bledsoe County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Coffee County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 31,000 |
| Dickson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Fentress County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 59,000 |
| Hamilton County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 97,000 |
| Henry County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 70,000 |
| Monroe County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 173,000 |
| Montgomery County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 90,000 |
| Moore County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 35,000 |
| Tipton County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Weakley County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 79,000 |
| Bastrop County Texas | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Bexar County Texas | 1 | $ 314,000 | $ 314,000 | $ 232,000 |
| Brazoria County Texas | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Collin County Texas | 1 | $ 98,000 | $ 98,000 | $ 87,000 |
| Comal County Texas | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Dallas County Texas | 1 | $ 301,000 | $ 301,000 | $ 122,000 |
| San Patricio County Texas | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Amelia County Virginia | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Brunswick County Virginia | 1 | $ 223,000 | $ 223,000 | $ 97,000 |
| Carroll County Virginia | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
| Colonial Heights County Virginia | 1 | $ 132,000 | $ 132,000 | $ 37,000 |
| Cumberland County Virginia | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Dinwiddie County Virginia | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| Fairfax City County Virginia | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Henry County Virginia | 1 | $ 129,000 | $ 129,000 | $ 28,000 |
| Hopewell County Virginia | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
| Montgomery County Virginia | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Northumberland County Virginia | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Page County Virginia | 1 | $ 341,000 | $ 341,000 | $ 55,000 |
| Rockingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Shenandoah County Virginia | 1 | $ 52,000 | $ 52,000 | $ 53,000 |
| Winchester County Virginia | 1 | $ 416,000 | $ 416,000 | $ 0 |
| York County Virginia | 1 | $ 313,000 | $ 313,000 | $ 101,000 |
| Fayette County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Logan County West Virginia | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| Mason County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Putnam County West Virginia | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| Roane County West Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Eau Claire County Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,515 | $1,504,907,000 | $230,000 | $1,880,000 | $85,000 | $1,442,000 |
| Refinancing | 1,736 | $465,142,000 | $267,000 | $2,200,000 | $101,000 | $1,875,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,641 | $1,133,310,000 | $244,000 | $2,200,000 | $100,000 | $1,875,000 |
| Black or African American | 1,420 | $318,928,000 | $224,000 | $1,700,000 | $72,000 | $601,000 |
| Hispanic | 1,323 | $301,177,000 | $227,000 | $840,000 | $66,000 | $594,000 |
| Not Provided | 530 | $127,712,000 | $240,000 | $756,000 | $87,000 | $1,200,000 |
| Asian | 293 | $78,624,000 | $268,000 | $1,387,000 | $95,000 | $586,000 |
| American Indian or Alaskan Native | 23 | $5,480,000 | $238,000 | $572,000 | $79,000 | $387,000 |
| Native Hawaiin or Other Pacific Islander | 21 | $4,818,000 | $229,000 | $442,000 | $93,000 | $526,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,678 | $808,947,000 | $219,000 | $756,000 | $67,000 | $601,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,622 | $915,092,000 | $252,000 | $2,200,000 | $114,000 | $1,875,000 |
| VA-guaranteed (Veterans Administration) | 764 | $213,482,000 | $279,000 | $986,000 | $78,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 187 | $32,528,000 | $173,000 | $380,000 | $56,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,784 | $1,399,959,000 | $242,000 | $1,880,000 | $90,000 | $1,442,000 |
| File Closed For Incompleteness | 1,089 | $260,582,000 | $239,000 | $1,700,000 | $90,000 | $1,200,000 |
| Application Denied By Financial Institution | 866 | $195,295,000 | $225,000 | $2,200,000 | $83,000 | $1,875,000 |
| Application Withdrawn By Applicant | 464 | $102,927,000 | $221,000 | $1,148,000 | $83,000 | $410,000 |
| Application Approved But Not Accepted | 48 | $11,286,000 | $235,000 | $417,000 | $75,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 223 | $50,234,000 | $225,000 | $1,265,000 | $60,000 | $275,000 |
| Credit Application Incomplete | 208 | $52,963,000 | $254,000 | $2,200,000 | $107,000 | $1,875,000 |
| Collateral | 141 | $27,217,000 | $193,000 | $636,000 | $85,000 | $311,000 |
| Credit History | 97 | $20,917,000 | $215,000 | $636,000 | $76,000 | $302,000 |
| Other | 89 | $19,761,000 | $222,000 | $580,000 | $99,000 | $1,078,000 |
| Unverifiable Information | 43 | $10,179,000 | $236,000 | $1,387,000 | $79,000 | $551,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $7,763,000 | $242,000 | $536,000 | $88,000 | $242,000 |
| Employment History | 28 | $5,363,000 | $191,000 | $413,000 | $57,000 | $208,000 |
| Mortgage Insurance Denied | 5 | $898,000 | $179,000 | $295,000 | $76,000 | $133,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.