Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Nfm, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,784 |
| Total Mortgage Loan Application Amount | $2,178,640,000 |
| Average Mortgage Loan Application Amount | $250,500 |
| Highest Mortgage Loan Application Amount | $4,395,000 |
| Average Applicant Income | $98,250 |
| Highest Applicant Income | $2,891,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 915 | $ 221,175,000 | $ 241,000 | $ 84,000 |
| Franklin County Ohio | 628 | $ 109,580,000 | $ 174,000 | $ 86,000 |
| Hillsborough County Florida | 504 | $ 135,740,000 | $ 269,000 | $ 122,000 |
| Prince George's County Maryland | 419 | $ 118,115,000 | $ 281,000 | $ 79,000 |
| Pinellas County Florida | 306 | $ 80,190,000 | $ 262,000 | $ 119,000 |
| Pasco County Florida | 204 | $ 42,710,000 | $ 209,000 | $ 86,000 |
| Miami-Dade County Florida | 198 | $ 48,660,000 | $ 245,000 | $ 81,000 |
| Montgomery County Maryland | 191 | $ 64,675,000 | $ 338,000 | $ 113,000 |
| Baltimore County Maryland | 183 | $ 45,365,000 | $ 247,000 | $ 86,000 |
| Henrico County Virginia | 178 | $ 41,930,000 | $ 235,000 | $ 107,000 |
| Frederick County Maryland | 160 | $ 43,260,000 | $ 270,000 | $ 92,000 |
| Anne Arundel County Maryland | 159 | $ 53,475,000 | $ 336,000 | $ 117,000 |
| Chesterfield County Virginia | 152 | $ 40,300,000 | $ 265,000 | $ 112,000 |
| Baltimore City County Maryland | 148 | $ 30,290,000 | $ 204,000 | $ 81,000 |
| Pinal County Arizona | 146 | $ 28,090,000 | $ 192,000 | $ 64,000 |
| Gloucester County New Jersey | 131 | $ 24,905,000 | $ 190,000 | $ 90,000 |
| Mecklenburg County North Carolina | 126 | $ 27,500,000 | $ 218,000 | $ 97,000 |
| Fairfax County Virginia | 112 | $ 40,170,000 | $ 358,000 | $ 103,000 |
| Denver County Colorado | 110 | $ 39,730,000 | $ 361,000 | $ 108,000 |
| Adams County Colorado | 103 | $ 31,925,000 | $ 309,000 | $ 111,000 |
| Prince William County Virginia | 98 | $ 27,170,000 | $ 277,000 | $ 69,000 |
| Arapahoe County Colorado | 92 | $ 27,570,000 | $ 299,000 | $ 106,000 |
| Charles County Maryland | 79 | $ 22,765,000 | $ 288,000 | $ 91,000 |
| Jefferson County Colorado | 76 | $ 26,660,000 | $ 350,000 | $ 111,000 |
| Fairfield County Ohio | 73 | $ 13,945,000 | $ 191,000 | $ 78,000 |
| Douglas County Colorado | 71 | $ 27,155,000 | $ 382,000 | $ 132,000 |
| Richmond City County Virginia | 71 | $ 18,935,000 | $ 266,000 | $ 131,000 |
| Broward County Florida | 58 | $ 16,440,000 | $ 283,000 | $ 112,000 |
| Camden County New Jersey | 58 | $ 9,710,000 | $ 167,000 | $ 78,000 |
| Harford County Maryland | 56 | $ 13,590,000 | $ 242,000 | $ 80,000 |
| Delaware County Ohio | 55 | $ 14,355,000 | $ 261,000 | $ 112,000 |
| Lehigh County Pennsylvania | 54 | $ 7,510,000 | $ 139,000 | $ 47,000 |
| Manatee County Florida | 51 | $ 10,125,000 | $ 198,000 | $ 86,000 |
| Hanover County Virginia | 50 | $ 14,590,000 | $ 291,000 | $ 107,000 |
| Davidson County Tennessee | 47 | $ 12,415,000 | $ 264,000 | $ 162,000 |
| District of Columbia County District Of Columbia | 46 | $ 20,340,000 | $ 442,000 | $ 129,000 |
| Duval County Florida | 46 | $ 9,390,000 | $ 204,000 | $ 114,000 |
| Howard County Maryland | 46 | $ 15,880,000 | $ 345,000 | $ 110,000 |
| Philadelphia County Pennsylvania | 45 | $ 9,015,000 | $ 200,000 | $ 71,000 |
| Loudoun County Virginia | 45 | $ 16,115,000 | $ 358,000 | $ 95,000 |
| Carroll County Maryland | 44 | $ 12,630,000 | $ 287,000 | $ 93,000 |
| Sarasota County Florida | 42 | $ 9,140,000 | $ 217,000 | $ 88,000 |
| Weld County Colorado | 41 | $ 13,115,000 | $ 319,000 | $ 91,000 |
| Lawrence County Ohio | 41 | $ 4,915,000 | $ 119,000 | $ 54,000 |
| Pickaway County Ohio | 40 | $ 7,110,000 | $ 177,000 | $ 67,000 |
| Licking County Ohio | 38 | $ 7,450,000 | $ 196,000 | $ 71,000 |
| Passaic County New Jersey | 37 | $ 10,095,000 | $ 272,000 | $ 80,000 |
| Wake County North Carolina | 36 | $ 8,100,000 | $ 225,000 | $ 71,000 |
| Greenville County South Carolina | 36 | $ 8,330,000 | $ 231,000 | $ 104,000 |
| Boulder County Colorado | 34 | $ 11,730,000 | $ 345,000 | $ 127,000 |
| Salem County New Jersey | 34 | $ 5,370,000 | $ 157,000 | $ 61,000 |
| Gaston County North Carolina | 34 | $ 4,780,000 | $ 140,000 | $ 53,000 |
| Montgomery County Pennsylvania | 33 | $ 7,065,000 | $ 214,000 | $ 71,000 |
| Williamson County Tennessee | 33 | $ 13,685,000 | $ 414,000 | $ 140,000 |
| Queen Anne's County Maryland | 32 | $ 11,120,000 | $ 347,000 | $ 105,000 |
| Hernando County Florida | 31 | $ 5,755,000 | $ 185,000 | $ 64,000 |
| Union County North Carolina | 31 | $ 8,225,000 | $ 265,000 | $ 115,000 |
| Albemarle County Virginia | 30 | $ 8,660,000 | $ 288,000 | $ 104,000 |
| Monroe County Pennsylvania | 28 | $ 4,150,000 | $ 148,000 | $ 69,000 |
| Cabarrus County North Carolina | 27 | $ 4,475,000 | $ 165,000 | $ 69,000 |
| Washington County Maryland | 26 | $ 5,660,000 | $ 217,000 | $ 71,000 |
| Burlington County New Jersey | 26 | $ 5,290,000 | $ 203,000 | $ 81,000 |
| Stafford County Virginia | 23 | $ 5,235,000 | $ 227,000 | $ 65,000 |
| Johnston County North Carolina | 22 | $ 4,130,000 | $ 187,000 | $ 69,000 |
| Greene County Virginia | 22 | $ 5,570,000 | $ 253,000 | $ 87,000 |
| Louisa County Virginia | 22 | $ 5,450,000 | $ 247,000 | $ 87,000 |
| Spotsylvania County Virginia | 22 | $ 5,440,000 | $ 247,000 | $ 91,000 |
| Adams County Pennsylvania | 20 | $ 3,420,000 | $ 171,000 | $ 69,000 |
| Middlesex County New Jersey | 19 | $ 4,525,000 | $ 238,000 | $ 68,000 |
| Madison County Ohio | 18 | $ 2,990,000 | $ 166,000 | $ 73,000 |
| Culpeper County Virginia | 18 | $ 4,640,000 | $ 257,000 | $ 93,000 |
| Bristol County Massachusetts | 17 | $ 4,845,000 | $ 285,000 | $ 100,000 |
| Rowan County North Carolina | 17 | $ 1,985,000 | $ 116,000 | $ 44,000 |
| Aransas County Texas | 17 | $ 4,125,000 | $ 242,000 | $ 131,000 |
| Manassas County Virginia | 17 | $ 4,665,000 | $ 274,000 | $ 73,000 |
| Orange County Virginia | 17 | $ 3,005,000 | $ 176,000 | $ 61,000 |
| Jefferson County Louisiana | 16 | $ 2,850,000 | $ 178,000 | $ 72,000 |
| Powhatan County Virginia | 16 | $ 4,660,000 | $ 291,000 | $ 87,000 |
| Broomfield County Colorado | 15 | $ 5,565,000 | $ 371,000 | $ 121,000 |
| Orleans County Louisiana | 15 | $ 4,095,000 | $ 273,000 | $ 102,000 |
| Chester County Pennsylvania | 15 | $ 4,065,000 | $ 271,000 | $ 108,000 |
| Goochland County Virginia | 15 | $ 4,545,000 | $ 303,000 | $ 102,000 |
| Polk County Florida | 14 | $ 2,440,000 | $ 174,000 | $ 55,000 |
| St. Johns County Florida | 14 | $ 3,710,000 | $ 265,000 | $ 124,000 |
| Calvert County Maryland | 14 | $ 3,840,000 | $ 274,000 | $ 82,000 |
| Luzerne County Pennsylvania | 14 | $ 1,280,000 | $ 91,000 | $ 40,000 |
| York County Pennsylvania | 14 | $ 2,990,000 | $ 213,000 | $ 76,000 |
| York County South Carolina | 14 | $ 2,970,000 | $ 212,000 | $ 83,000 |
| Maury County Tennessee | 14 | $ 2,620,000 | $ 187,000 | $ 126,000 |
| Charlottesville County Virginia | 14 | $ 5,360,000 | $ 382,000 | $ 124,000 |
| Cabell County West Virginia | 14 | $ 1,570,000 | $ 112,000 | $ 46,000 |
| Moore County North Carolina | 13 | $ 3,145,000 | $ 241,000 | $ 91,000 |
| Union County Ohio | 13 | $ 2,995,000 | $ 230,000 | $ 109,000 |
| Alexandria County Virginia | 13 | $ 4,015,000 | $ 308,000 | $ 110,000 |
| Larimer County Colorado | 12 | $ 3,990,000 | $ 332,000 | $ 103,000 |
| Plymouth County Massachusetts | 12 | $ 3,970,000 | $ 330,000 | $ 92,000 |
| Rutherford County Tennessee | 12 | $ 2,470,000 | $ 205,000 | $ 76,000 |
| Manassas Park County Virginia | 12 | $ 3,150,000 | $ 262,000 | $ 49,000 |
| Union County New Jersey | 11 | $ 3,585,000 | $ 325,000 | $ 104,000 |
| Iredell County North Carolina | 11 | $ 2,285,000 | $ 207,000 | $ 98,000 |
| Delaware County Pennsylvania | 11 | $ 2,025,000 | $ 184,000 | $ 97,000 |
| Arlington County Virginia | 11 | $ 4,935,000 | $ 448,000 | $ 201,000 |
| Fauquier County Virginia | 11 | $ 3,635,000 | $ 330,000 | $ 119,000 |
| Fluvanna County Virginia | 11 | $ 2,345,000 | $ 213,000 | $ 98,000 |
| Lee County Florida | 10 | $ 1,910,000 | $ 191,000 | $ 69,000 |
| Cumberland County New Jersey | 10 | $ 1,840,000 | $ 184,000 | $ 64,000 |
| Hudson County New Jersey | 10 | $ 4,010,000 | $ 401,000 | $ 123,000 |
| Harnett County North Carolina | 10 | $ 1,410,000 | $ 141,000 | $ 46,000 |
| Northampton County Pennsylvania | 10 | $ 2,010,000 | $ 201,000 | $ 71,000 |
| Beaufort County South Carolina | 10 | $ 2,540,000 | $ 254,000 | $ 138,000 |
| Orange County Florida | 9 | $ 2,505,000 | $ 278,000 | $ 127,000 |
| Seminole County Florida | 9 | $ 2,565,000 | $ 285,000 | $ 112,000 |
| Bergen County New Jersey | 9 | $ 3,265,000 | $ 362,000 | $ 97,000 |
| Guilford County North Carolina | 9 | $ 1,485,000 | $ 165,000 | $ 66,000 |
| Lancaster County South Carolina | 9 | $ 1,665,000 | $ 185,000 | $ 61,000 |
| Spartanburg County South Carolina | 9 | $ 1,545,000 | $ 171,000 | $ 72,000 |
| Washington County Texas | 9 | $ 1,165,000 | $ 129,000 | $ 75,000 |
| Randolph County West Virginia | 9 | $ 945,000 | $ 105,000 | $ 43,000 |
| Palm Beach County Florida | 8 | $ 1,710,000 | $ 213,000 | $ 88,000 |
| Volusia County Florida | 8 | $ 1,680,000 | $ 210,000 | $ 88,000 |
| Cecil County Maryland | 8 | $ 2,240,000 | $ 280,000 | $ 92,000 |
| Atlantic County New Jersey | 8 | $ 1,410,000 | $ 176,000 | $ 86,000 |
| Essex County New Jersey | 8 | $ 1,800,000 | $ 225,000 | $ 65,000 |
| Cuyahoga County Ohio | 8 | $ 1,650,000 | $ 206,000 | $ 84,000 |
| Fayette County Ohio | 8 | $ 1,200,000 | $ 150,000 | $ 75,000 |
| Bucks County Pennsylvania | 8 | $ 2,400,000 | $ 300,000 | $ 152,000 |
| Collier County Florida | 7 | $ 1,745,000 | $ 249,000 | $ 90,000 |
| Marion County Florida | 7 | $ 1,395,000 | $ 199,000 | $ 84,000 |
| Wicomico County Maryland | 7 | $ 1,345,000 | $ 192,000 | $ 109,000 |
| Berks County Pennsylvania | 7 | $ 1,095,000 | $ 156,000 | $ 69,000 |
| Franklin County Pennsylvania | 7 | $ 1,155,000 | $ 165,000 | $ 69,000 |
| Sumner County Tennessee | 7 | $ 1,545,000 | $ 220,000 | $ 70,000 |
| Nelson County Virginia | 7 | $ 1,735,000 | $ 247,000 | $ 109,000 |
| New Kent County Virginia | 7 | $ 1,525,000 | $ 217,000 | $ 66,000 |
| Wayne County West Virginia | 7 | $ 755,000 | $ 107,000 | $ 55,000 |
| Orange County California | 6 | $ 4,240,000 | $ 706,000 | $ 189,000 |
| Brevard County Florida | 6 | $ 1,140,000 | $ 190,000 | $ 73,000 |
| Worcester County Maryland | 6 | $ 1,330,000 | $ 221,000 | $ 134,000 |
| Franklin County North Carolina | 6 | $ 1,140,000 | $ 190,000 | $ 67,000 |
| Gallia County Ohio | 6 | $ 1,080,000 | $ 180,000 | $ 71,000 |
| Logan County Ohio | 6 | $ 1,090,000 | $ 181,000 | $ 81,000 |
| Ross County Ohio | 6 | $ 1,200,000 | $ 200,000 | $ 81,000 |
| Carbon County Pennsylvania | 6 | $ 730,000 | $ 121,000 | $ 104,000 |
| Pike County Pennsylvania | 6 | $ 810,000 | $ 135,000 | $ 94,000 |
| Anderson County South Carolina | 6 | $ 1,290,000 | $ 215,000 | $ 74,000 |
| Wilson County Tennessee | 6 | $ 1,310,000 | $ 218,000 | $ 270,000 |
| Caroline County Virginia | 6 | $ 1,620,000 | $ 270,000 | $ 106,000 |
| King William County Virginia | 6 | $ 970,000 | $ 161,000 | $ 43,000 |
| Rockingham County Virginia | 6 | $ 1,560,000 | $ 260,000 | $ 90,000 |
| Navajo County Arizona | 5 | $ 945,000 | $ 189,000 | $ 120,000 |
| El Paso County Colorado | 5 | $ 1,215,000 | $ 243,000 | $ 79,000 |
| Sussex County Delaware | 5 | $ 1,355,000 | $ 271,000 | $ 101,000 |
| Charlotte County Florida | 5 | $ 815,000 | $ 163,000 | $ 54,000 |
| Dorchester County Maryland | 5 | $ 875,000 | $ 175,000 | $ 64,000 |
| Suffolk County Massachusetts | 5 | $ 2,285,000 | $ 457,000 | $ 197,000 |
| Cumberland County North Carolina | 5 | $ 815,000 | $ 163,000 | $ 66,000 |
| Hocking County Ohio | 5 | $ 595,000 | $ 119,000 | $ 49,000 |
| Muskingum County Ohio | 5 | $ 525,000 | $ 105,000 | $ 51,000 |
| Scioto County Ohio | 5 | $ 795,000 | $ 159,000 | $ 55,000 |
| Madison County Virginia | 5 | $ 1,055,000 | $ 211,000 | $ 58,000 |
| Petersburg County Virginia | 5 | $ 895,000 | $ 179,000 | $ 98,000 |
| Berkeley County West Virginia | 5 | $ 975,000 | $ 195,000 | $ 96,000 |
| Yavapai County Arizona | 4 | $ 650,000 | $ 162,000 | $ 87,000 |
| Pueblo County Colorado | 4 | $ 800,000 | $ 200,000 | $ 94,000 |
| Flagler County Florida | 4 | $ 590,000 | $ 147,000 | $ 79,000 |
| Caroline County Maryland | 4 | $ 860,000 | $ 215,000 | $ 75,000 |
| St. Mary's County Maryland | 4 | $ 1,060,000 | $ 265,000 | $ 82,000 |
| Norfolk County Massachusetts | 4 | $ 1,680,000 | $ 420,000 | $ 202,000 |
| Ocean County New Jersey | 4 | $ 1,230,000 | $ 307,000 | $ 121,000 |
| Brunswick County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 100,000 |
| Durham County North Carolina | 4 | $ 1,150,000 | $ 287,000 | $ 124,000 |
| Forsyth County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 122,000 |
| Lincoln County North Carolina | 4 | $ 680,000 | $ 170,000 | $ 90,000 |
| Orange County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 121,000 |
| Stanly County North Carolina | 4 | $ 680,000 | $ 170,000 | $ 50,000 |
| Montgomery County Ohio | 4 | $ 590,000 | $ 147,000 | $ 71,000 |
| Marshall County Tennessee | 4 | $ 910,000 | $ 227,000 | $ 63,000 |
| Frederick County Virginia | 4 | $ 1,130,000 | $ 282,000 | $ 115,000 |
| Hopewell County Virginia | 4 | $ 470,000 | $ 117,000 | $ 44,000 |
| Kanawha County West Virginia | 4 | $ 590,000 | $ 147,000 | $ 57,000 |
| Putnam County West Virginia | 4 | $ 410,000 | $ 102,000 | $ 38,000 |
| Mohave County Arizona | 3 | $ 545,000 | $ 181,000 | $ 64,000 |
| Elbert County Colorado | 3 | $ 1,145,000 | $ 381,000 | $ 84,000 |
| Grand County Colorado | 3 | $ 675,000 | $ 225,000 | $ 138,000 |
| Mesa County Colorado | 3 | $ 785,000 | $ 261,000 | $ 49,000 |
| Park County Colorado | 3 | $ 995,000 | $ 331,000 | $ 102,000 |
| New Castle County Delaware | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Citrus County Florida | 3 | $ 835,000 | $ 278,000 | $ 99,000 |
| Lake County Florida | 3 | $ 695,000 | $ 231,000 | $ 68,000 |
| St. Lucie County Florida | 3 | $ 545,000 | $ 181,000 | $ 61,000 |
| Sumter County Florida | 3 | $ 605,000 | $ 201,000 | $ 84,000 |
| St. Tammany County Louisiana | 3 | $ 675,000 | $ 225,000 | $ 54,000 |
| Garrett County Maryland | 3 | $ 835,000 | $ 278,000 | $ 235,000 |
| Talbot County Maryland | 3 | $ 735,000 | $ 245,000 | $ 79,000 |
| Barnstable County Massachusetts | 3 | $ 975,000 | $ 325,000 | $ 79,000 |
| Cape May County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 164,000 |
| Somerset County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 61,000 |
| Robeson County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 34,000 |
| Champaign County Ohio | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
| Clark County Ohio | 3 | $ 285,000 | $ 95,000 | $ 53,000 |
| Knox County Ohio | 3 | $ 375,000 | $ 125,000 | $ 54,000 |
| Marion County Ohio | 3 | $ 285,000 | $ 95,000 | $ 63,000 |
| Stark County Ohio | 3 | $ 175,000 | $ 58,000 | $ 147,000 |
| Chester County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 42,000 |
| Horry County South Carolina | 3 | $ 835,000 | $ 278,000 | $ 95,000 |
| Laurens County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 60,000 |
| Pickens County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 96,000 |
| Cheatham County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 69,000 |
| Robertson County Tennessee | 3 | $ 735,000 | $ 245,000 | $ 73,000 |
| Montgomery County Texas | 3 | $ 465,000 | $ 155,000 | $ 74,000 |
| Buckingham County Virginia | 3 | $ 445,000 | $ 148,000 | $ 42,000 |
| Chesapeake County Virginia | 3 | $ 775,000 | $ 258,000 | $ 124,000 |
| Colonial Heights County Virginia | 3 | $ 555,000 | $ 185,000 | $ 92,000 |
| Dinwiddie County Virginia | 3 | $ 535,000 | $ 178,000 | $ 36,000 |
| Harrisonburg County Virginia | 3 | $ 705,000 | $ 235,000 | $ 51,000 |
| Page County Virginia | 3 | $ 675,000 | $ 225,000 | $ 124,000 |
| Coconino County Arizona | 2 | $ 610,000 | $ 305,000 | $ 137,000 |
| Pima County Arizona | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| San Diego County California | 2 | $ 1,050,000 | $ 525,000 | $ 120,000 |
| Summit County Colorado | 2 | $ 750,000 | $ 375,000 | $ 236,000 |
| Clay County Florida | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Cherokee County Georgia | 2 | $ 720,000 | $ 360,000 | $ 114,000 |
| Gwinnett County Georgia | 2 | $ 400,000 | $ 200,000 | $ 30,000 |
| St. John the Baptist County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 98,000 |
| Kent County Maryland | 2 | $ 520,000 | $ 260,000 | $ 37,000 |
| Somerset County Maryland | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Washoe County Nevada | 2 | $ 560,000 | $ 280,000 | $ 63,000 |
| Alamance County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 36,000 |
| Chatham County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Cleveland County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Davidson County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Henderson County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Lee County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Montgomery County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Nash County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 85,000 |
| New Hanover County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Richmond County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Scotland County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Vance County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Morrow County Ohio | 2 | $ 240,000 | $ 120,000 | $ 34,000 |
| Perry County Ohio | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Allegheny County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 99,000 |
| Dickson County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Knox County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Bexar County Texas | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Burleson County Texas | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Harris County Texas | 2 | $ 750,000 | $ 375,000 | $ 144,000 |
| San Patricio County Texas | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Appomattox County Virginia | 2 | $ 410,000 | $ 205,000 | $ 37,000 |
| Augusta County Virginia | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Bedford County Virginia | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| Campbell County Virginia | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| Charles City County Virginia | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Clarke County Virginia | 2 | $ 800,000 | $ 400,000 | $ 96,000 |
| Fairfax City County Virginia | 2 | $ 820,000 | $ 410,000 | $ 340,000 |
| James City County Virginia | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Rappahannock County Virginia | 2 | $ 790,000 | $ 395,000 | $ 92,000 |
| Virginia Beach County Virginia | 2 | $ 580,000 | $ 290,000 | $ 83,000 |
| Westmoreland County Virginia | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Jefferson County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 92,000 |
| Jefferson County Alabama | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Lauderdale County Alabama | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Alameda County California | 1 | $ 655,000 | $ 655,000 | $ 112,000 |
| Contra Costa County California | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Kings County California | 1 | $ 315,000 | $ 315,000 | $ 39,000 |
| Los Angeles County California | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Merced County California | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Monterey County California | 1 | $ 755,000 | $ 755,000 | $ 169,000 |
| Riverside County California | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| San Joaquin County California | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Ventura County California | 1 | $ 495,000 | $ 495,000 | $ 216,000 |
| Clear Creek County Colorado | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Gunnison County Colorado | 1 | $ 455,000 | $ 455,000 | $ 462,000 |
| La Plata County Colorado | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Montrose County Colorado | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Morgan County Colorado | 1 | $ 295,000 | $ 295,000 | $ 177,000 |
| Rio Grande County Colorado | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Routt County Colorado | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| Saguache County Colorado | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Kent County Delaware | 1 | $ 125,000 | $ 125,000 | $ 348,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 229,000 |
| Baker County Florida | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| DeSoto County Florida | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Hardee County Florida | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Highlands County Florida | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Indian River County Florida | 1 | $ 585,000 | $ 585,000 | $ 404,000 |
| Jefferson County Florida | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Leon County Florida | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Nassau County Florida | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Okeechobee County Florida | 1 | $ 225,000 | $ 225,000 | $ 305,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| DeKalb County Georgia | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
| Fannin County Georgia | 1 | $ 515,000 | $ 515,000 | $ 136,000 |
| Floyd County Georgia | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Cook County Illinois | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Marion County Indiana | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Worcester County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 148,000 |
| Mercer County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Monmouth County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 205,000 |
| Morris County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Warren County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Anson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Catawba County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Cherokee County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Davie County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Granville County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Hoke County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Polk County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Randolph County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Rockingham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Rutherford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Swain County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 210,000 |
| Ashtabula County Ohio | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Athens County Ohio | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Butler County Ohio | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Clinton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Columbiana County Ohio | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Jackson County Ohio | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Lake County Ohio | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Medina County Ohio | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Meigs County Ohio | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Morgan County Ohio | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Pike County Ohio | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Shelby County Ohio | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Warren County Ohio | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Wayne County Ohio | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Butler County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Cumberland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 500,000 |
| Fulton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Lancaster County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Lebanon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Westmoreland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Providence County Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Chesterfield County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Dorchester County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Florence County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Oconee County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Blount County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Carroll County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Fayette County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Giles County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Hamilton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Hickman County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Loudon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Perry County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Austin County Texas | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Brazos County Texas | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Dallas County Texas | 1 | $ 195,000 | $ 195,000 | $ 524,000 |
| El Paso County Texas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Falls County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Kaufman County Texas | 1 | $ 425,000 | $ 425,000 | $ 207,000 |
| Lee County Texas | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Nueces County Texas | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| Potter County Texas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Robertson County Texas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Rockwall County Texas | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Tarrant County Texas | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Travis County Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Accomack County Virginia | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Amelia County Virginia | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Amherst County Virginia | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Danville County Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Floyd County Virginia | 1 | $ 455,000 | $ 455,000 | $ 161,000 |
| Gloucester County Virginia | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Greensville County Virginia | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Henry County Virginia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Highland County Virginia | 1 | $ 435,000 | $ 435,000 | $ 592,000 |
| King George County Virginia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Lancaster County Virginia | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Middlesex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Newport News County Virginia | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Norfolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Northumberland County Virginia | 1 | $ 275,000 | $ 275,000 | $ 324,000 |
| Shenandoah County Virginia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Staunton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Warren County Virginia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Winchester County Virginia | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Boone County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Mercer County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Morgan County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Upshur County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Wood County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Milwaukee County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Outagamie County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,063 | $1,989,285,000 | $246,000 | $2,265,000 | $93,000 | $2,891,000 |
| Cash-out Refinancing | 381 | $97,575,000 | $256,000 | $4,395,000 | $97,000 | $972,000 |
| Refinancing | 338 | $91,320,000 | $270,000 | $1,025,000 | $100,000 | $847,000 |
| Home Improvement | 2 | $460,000 | $230,000 | $245,000 | $103,000 | $124,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,081 | $1,265,165,000 | $248,000 | $1,995,000 | $102,000 | $2,891,000 |
| Hispanic | 1,623 | $397,705,000 | $245,000 | $2,005,000 | $77,000 | $996,000 |
| Black or African American | 1,172 | $285,940,000 | $243,000 | $4,395,000 | $79,000 | $847,000 |
| Not Provided | 575 | $142,695,000 | $248,000 | $1,075,000 | $95,000 | $972,000 |
| Asian | 292 | $76,880,000 | $263,000 | $2,265,000 | $110,000 | $1,119,000 |
| American Indian or Alaskan Native | 24 | $5,760,000 | $240,000 | $445,000 | $90,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,475,000 | $295,000 | $515,000 | $88,000 | $125,000 |
| Not applicable | 1 | $265,000 | $265,000 | $265,000 | $119,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,235 | $1,335,725,000 | $255,000 | $2,265,000 | $107,000 | $2,891,000 |
| FHA-insured (Federal Housing Administration) | 2,746 | $635,880,000 | $231,000 | $4,395,000 | $71,000 | $416,000 |
| VA-guaranteed (Veterans Administration) | 626 | $175,050,000 | $279,000 | $1,045,000 | $89,000 | $413,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 177 | $31,985,000 | $180,000 | $445,000 | $60,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,575 | $1,629,455,000 | $247,000 | $2,265,000 | $95,000 | $2,891,000 |
| Application Withdrawn By Applicant | 999 | $243,035,000 | $243,000 | $1,725,000 | $96,000 | $1,364,000 |
| File Closed For Incompleteness | 863 | $216,675,000 | $251,000 | $1,225,000 | $87,000 | $1,200,000 |
| Application Denied By Financial Institution | 300 | $78,290,000 | $260,000 | $4,395,000 | $89,000 | $780,000 |
| Application Approved But Not Accepted | 47 | $11,185,000 | $237,000 | $525,000 | $88,000 | $407,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,484 | $2,100,350,000 | $247,000 | $2,265,000 | $94,000 | $2,891,000 |
| Debt-To-Income Ratio | 82 | $22,930,000 | $279,000 | $2,005,000 | $69,000 | $465,000 |
| Collateral | 72 | $15,590,000 | $216,000 | $715,000 | $108,000 | $597,000 |
| Credit History | 58 | $19,100,000 | $329,000 | $4,395,000 | $87,000 | $373,000 |
| Employment History | 30 | $6,030,000 | $201,000 | $455,000 | $71,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $6,405,000 | $256,000 | $605,000 | $95,000 | $606,000 |
| Other | 14 | $3,220,000 | $230,000 | $395,000 | $100,000 | $232,000 |
| Unverifiable Information | 13 | $3,625,000 | $278,000 | $865,000 | $129,000 | $780,000 |
| Credit Application Incomplete | 3 | $785,000 | $261,000 | $315,000 | $119,000 | $158,000 |
| Mortgage Insurance Denied | 3 | $605,000 | $201,000 | $255,000 | $89,000 | $146,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.