Nicolet National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Nicolet National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nicolet National Bank
111 N Washington St
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,353
Total Mortgage Loan Application Amount $1,095,125,000
Average Mortgage Loan Application Amount $153,166
Highest Mortgage Loan Application Amount $7,205,000
Average Applicant Income $112,000
Highest Applicant Income $3,600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Nicolet National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nicolet National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Nicolet National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nicolet National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Nicolet National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nicolet National Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Nicolet National Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Brown County Wisconsin 1,279 $ 276,085,000 $ 215,000 $ 148,000
Door County Wisconsin 617 $ 139,215,000 $ 225,000 $ 152,000
Outagamie County Wisconsin 459 $ 99,095,000 $ 215,000 $ 135,000
Winnebago County Wisconsin 412 $ 80,280,000 $ 194,000 $ 142,000
Marathon County Wisconsin 312 $ 50,740,000 $ 162,000 $ 120,000
Oneida County Wisconsin 243 $ 49,405,000 $ 203,000 $ 143,000
Kewaunee County Wisconsin 209 $ 27,295,000 $ 130,000 $ 80,000
Vilas County Wisconsin 207 $ 42,485,000 $ 205,000 $ 128,000
Marinette County Wisconsin 112 $ 15,820,000 $ 141,000 $ 111,000
Calumet County Wisconsin 108 $ 21,710,000 $ 201,000 $ 153,000
Oconto County Wisconsin 94 $ 22,090,000 $ 235,000 $ 140,000
Taylor County Wisconsin 84 $ 11,420,000 $ 135,000 $ 85,000
Marquette County Michigan 54 $ 8,230,000 $ 152,000 $ 82,000
Manitowoc County Wisconsin 52 $ 7,720,000 $ 148,000 $ 93,000
Waupaca County Wisconsin 42 $ 10,050,000 $ 239,000 $ 178,000
Menominee County Michigan 38 $ 4,150,000 $ 109,000 $ 78,000
Fond du Lac County Wisconsin 33 $ 5,145,000 $ 155,000 $ 88,000
Lincoln County Wisconsin 32 $ 3,870,000 $ 120,000 $ 78,000
Shawano County Wisconsin 30 $ 7,170,000 $ 239,000 $ 137,000
Price County Wisconsin 27 $ 4,245,000 $ 157,000 $ 99,000
Delta County Michigan 24 $ 3,150,000 $ 131,000 $ 90,000
Milwaukee County Wisconsin 23 $ 6,595,000 $ 286,000 $ 217,000
Forest County Wisconsin 22 $ 3,820,000 $ 173,000 $ 156,000
Sheboygan County Wisconsin 21 $ 3,065,000 $ 145,000 $ 124,000
Clark County Wisconsin 15 $ 1,375,000 $ 91,000 $ 63,000
Waukesha County Wisconsin 14 $ 3,740,000 $ 267,000 $ 161,000
Waushara County Wisconsin 14 $ 3,330,000 $ 237,000 $ 133,000
Alpena County Michigan 13 $ 3,065,000 $ 235,000 $ 111,000
Dane County Wisconsin 13 $ 3,895,000 $ 299,000 $ 143,000
Grand Traverse County Michigan 12 $ 2,720,000 $ 226,000 $ 116,000
Ozaukee County Wisconsin 11 $ 3,855,000 $ 350,000 $ 138,000
Lee County Florida 9 $ 3,395,000 $ 377,000 $ 270,000
Green Lake County Wisconsin 9 $ 4,695,000 $ 521,000 $ 256,000
Iron County Wisconsin 9 $ 1,635,000 $ 181,000 $ 102,000
Collier County Florida 8 $ 3,670,000 $ 458,000 $ 302,000
Schoolcraft County Michigan 8 $ 1,210,000 $ 151,000 $ 72,000
Menominee County Wisconsin 8 $ 2,200,000 $ 275,000 $ 425,000
Dickinson County Michigan 7 $ 1,375,000 $ 196,000 $ 133,000
Gogebic County Michigan 7 $ 1,965,000 $ 280,000 $ 120,000
Langlade County Wisconsin 7 $ 1,455,000 $ 207,000 $ 104,000
Florence County Wisconsin 6 $ 900,000 $ 150,000 $ 77,000
Wood County Wisconsin 6 $ 1,010,000 $ 168,000 $ 80,000
McHenry County Illinois 5 $ 745,000 $ 149,000 $ 161,000
Chippewa County Michigan 5 $ 1,185,000 $ 237,000 $ 144,000
Otsego County Michigan 5 $ 455,000 $ 91,000 $ 97,000
Washington County Wisconsin 5 $ 1,455,000 $ 291,000 $ 166,000
Maricopa County Arizona 4 $ 2,780,000 $ 695,000 $ 291,000
Cook County Illinois 4 $ 1,900,000 $ 475,000 $ 166,000
Cheboygan County Michigan 4 $ 710,000 $ 177,000 $ 145,000
Montmorency County Michigan 4 $ 430,000 $ 107,000 $ 46,000
Ontonagon County Michigan 4 $ 420,000 $ 105,000 $ 136,000
Presque Isle County Michigan 4 $ 730,000 $ 182,000 $ 95,000
Eau Claire County Wisconsin 4 $ 620,000 $ 155,000 $ 78,000
Juneau County Wisconsin 4 $ 1,560,000 $ 390,000 $ 181,000
Marquette County Wisconsin 4 $ 880,000 $ 220,000 $ 141,000
Pinal County Arizona 3 $ 1,805,000 $ 601,000 $ 271,000
Jefferson County Colorado 3 $ 1,255,000 $ 418,000 $ 229,000
Pinellas County Florida 3 $ 965,000 $ 321,000 $ 294,000
Baraga County Michigan 3 $ 525,000 $ 175,000 $ 234,000
Gratiot County Michigan 3 $ 365,000 $ 121,000 $ 43,000
Iron County Michigan 3 $ 475,000 $ 158,000 $ 128,000
Oakland County Michigan 3 $ 665,000 $ 221,000 $ 105,000
Anoka County Minnesota 3 $ 735,000 $ 245,000 $ 82,000
Pender County North Carolina 3 $ 665,000 $ 221,000 $ 94,000
La Crosse County Wisconsin 3 $ 545,000 $ 181,000 $ 208,000
Portage County Wisconsin 3 $ 545,000 $ 181,000 $ 94,000
Richland County Wisconsin 3 $ 285,000 $ 95,000 $ 99,000
Rusk County Wisconsin 3 $ 295,000 $ 98,000 $ 79,000
Walworth County Wisconsin 3 $ 465,000 $ 155,000 $ 63,000
Fremont County Wyoming 3 $ 795,000 $ 265,000 $ 120,000
Larimer County Colorado 2 $ 870,000 $ 435,000 $ 185,000
Manatee County Florida 2 $ 230,000 $ 115,000 $ 74,000
St. Lucie County Florida 2 $ 570,000 $ 285,000 $ 203,000
Alger County Michigan 2 $ 550,000 $ 275,000 $ 125,000
Genesee County Michigan 2 $ 530,000 $ 265,000 $ 81,000
Houghton County Michigan 2 $ 240,000 $ 120,000 $ 130,000
Kalkaska County Michigan 2 $ 250,000 $ 125,000 $ 49,000
Keweenaw County Michigan 2 $ 170,000 $ 85,000 $ 90,000
Leelanau County Michigan 2 $ 530,000 $ 265,000 $ 170,000
Luce County Michigan 2 $ 150,000 $ 75,000 $ 80,000
Mackinac County Michigan 2 $ 290,000 $ 145,000 $ 132,000
Ogemaw County Michigan 2 $ 420,000 $ 210,000 $ 407,000
Oscoda County Michigan 2 $ 320,000 $ 160,000 $ 305,000
Pitt County North Carolina 2 $ 520,000 $ 260,000 $ 124,000
Allegheny County Pennsylvania 2 $ 390,000 $ 195,000 $ 240,000
Shelby County Tennessee 2 $ 670,000 $ 335,000 $ 93,000
Denton County Texas 2 $ 360,000 $ 180,000 $ 210,000
King County Washington 2 $ 1,190,000 $ 595,000 $ 1,914,000
Bayfield County Wisconsin 2 $ 230,000 $ 115,000 $ 123,000
Columbia County Wisconsin 2 $ 590,000 $ 295,000 $ 233,000
Dodge County Wisconsin 2 $ 310,000 $ 155,000 $ 131,000
Iowa County Wisconsin 2 $ 450,000 $ 225,000 $ 88,000
St. Croix County Wisconsin 2 $ 200,000 $ 100,000 $ 74,000
Washburn County Wisconsin 2 $ 590,000 $ 295,000 $ 131,000
Baldwin County Alabama 1 $ 285,000 $ 285,000 $ 95,000
Mobile County Alabama 1 $ 125,000 $ 125,000 $ 229,000
Garland County Arkansas 1 $ 75,000 $ 75,000 $ 114,000
Los Angeles County California 1 $ 315,000 $ 315,000 $ 94,000
San Diego County California 1 $ 255,000 $ 255,000 $ 403,000
Arapahoe County Colorado 1 $ 125,000 $ 125,000 $ 47,000
Denver County Colorado 1 $ 395,000 $ 395,000 $ 85,000
Fairfield County Connecticut 1 $ 105,000 $ 105,000 $ 386,000
Middlesex County Connecticut 1 $ 445,000 $ 445,000 $ 170,000
Lake County Florida 1 $ 195,000 $ 195,000 $ 144,000
Monroe County Florida 1 $ 1,305,000 $ 1,305,000 $ 832,000
Pasco County Florida 1 $ 145,000 $ 145,000 $ 62,000
Sumter County Florida 1 $ 305,000 $ 305,000 $ 112,000
Fayette County Georgia 1 $ 75,000 $ 75,000 $ 182,000
Jackson County Illinois 1 $ 55,000 $ 55,000 $ 93,000
Kane County Illinois 1 $ 345,000 $ 345,000 $ 234,000
Lake County Illinois 1 $ 105,000 $ 105,000 $ 35,000
Winnebago County Illinois 1 $ 225,000 $ 225,000 $ 84,000
Lake County Indiana 1 $ 115,000 $ 115,000 $ 51,000
Porter County Indiana 1 $ 305,000 $ 305,000 $ 155,000
Wabash County Indiana 1 $ 65,000 $ 65,000 $ 40,000
Alcona County Michigan 1 $ 265,000 $ 265,000 $ 118,000
Antrim County Michigan 1 $ 175,000 $ 175,000 $ 68,000
Benzie County Michigan 1 $ 65,000 $ 65,000 $ 60,000
Emmet County Michigan 1 $ 65,000 $ 65,000 $ 64,000
Kalamazoo County Michigan 1 $ 35,000 $ 35,000 $ 40,000
Manistee County Michigan 1 $ 65,000 $ 65,000 $ 37,000
Mason County Michigan 1 $ 265,000 $ 265,000 $ 64,000
Muskegon County Michigan 1 $ 55,000 $ 55,000 $ 115,000
Roscommon County Michigan 1 $ 145,000 $ 145,000 $ 43,000
Carver County Minnesota 1 $ 255,000 $ 255,000 $ 344,000
Dakota County Minnesota 1 $ 205,000 $ 205,000 $ 114,000
Hennepin County Minnesota 1 $ 295,000 $ 295,000 $ 108,000
Ramsey County Minnesota 1 $ 195,000 $ 195,000 $ 138,000
Ravalli County Montana 1 $ 425,000 $ 425,000 $ 77,000
Valley County Montana 1 $ 245,000 $ 245,000 $ 55,000
Clark County Nevada 1 $ 275,000 $ 275,000 $ 248,000
Morris County New Jersey 1 $ 1,605,000 $ 1,605,000 $ 755,000
Iredell County North Carolina 1 $ 25,000 $ 25,000 $ 96,000
Moore County North Carolina 1 $ 415,000 $ 415,000 $ 175,000
Nash County North Carolina 1 $ 325,000 $ 325,000 $ 190,000
Perquimans County North Carolina 1 $ 295,000 $ 295,000 $ 127,000
Cuyahoga County Ohio 1 $ 155,000 $ 155,000 $ 60,000
Lake County Ohio 1 $ 205,000 $ 205,000 $ 80,000
Davidson County Tennessee 1 $ 145,000 $ 145,000 $ 0
Dallas County Texas 1 $ 185,000 $ 185,000 $ 121,000
Falls County Texas 1 $ 255,000 $ 255,000 $ 78,000
Lubbock County Texas 1 $ 85,000 $ 85,000 $ 224,000
Travis County Texas 1 $ 205,000 $ 205,000 $ 64,000
Salt Lake County Utah 1 $ 305,000 $ 305,000 $ 243,000
Summit County Utah 1 $ 285,000 $ 285,000 $ 150,000
Amherst County Virginia 1 $ 165,000 $ 165,000 $ 66,000
Adams County Wisconsin 1 $ 115,000 $ 115,000 $ 59,000
Ashland County Wisconsin 1 $ 25,000 $ 25,000 $ 35,000
Chippewa County Wisconsin 1 $ 135,000 $ 135,000 $ 50,000
Grant County Wisconsin 1 $ 195,000 $ 195,000 $ 53,000
Jackson County Wisconsin 1 $ 85,000 $ 85,000 $ 141,000
Monroe County Wisconsin 1 $ 155,000 $ 155,000 $ 51,000
Pierce County Wisconsin 1 $ 115,000 $ 115,000 $ 94,000
Racine County Wisconsin 1 $ 515,000 $ 515,000 $ 203,000
Rock County Wisconsin 1 $ 275,000 $ 275,000 $ 774,000
Sauk County Wisconsin 1 $ 215,000 $ 215,000 $ 91,000
Sawyer County Wisconsin 1 $ 65,000 $ 65,000 $ 91,000

Mortgage Loan Application Detail Totals for Nicolet National Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,253 $537,325,000 $238,000 $2,615,000 $128,000 $1,322,000
Refinancing 1,511 $309,825,000 $205,000 $7,205,000 $138,000 $3,600,000
Cash-out Refinancing 761 $173,365,000 $227,000 $2,565,000 $132,000 $2,646,000
Home Improvement 447 $35,635,000 $79,000 $705,000 $131,000 $1,301,000
Other Purpose 378 $38,770,000 $102,000 $515,000 $143,000 $993,000
Not Applicable 3 $205,000 $68,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,748 $961,610,000 $202,000 $2,615,000 $135,000 $3,600,000
Hispanic 183 $30,565,000 $167,000 $1,515,000 $72,000 $521,000
Not applicable 170 $41,340,000 $243,000 $7,205,000 $0 $0
Not Provided 129 $32,325,000 $250,000 $1,205,000 $127,000 $480,000
Asian 75 $21,045,000 $280,000 $585,000 $186,000 $904,000
American Indian or Alaskan Native 26 $3,750,000 $144,000 $495,000 $85,000 $299,000
Black or African American 20 $4,200,000 $210,000 $475,000 $101,000 $217,000
Native Hawaiian or Other Pacific Islander 2 $290,000 $145,000 $175,000 $60,000 $80,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,346 $1,093,810,000 $204,000 $7,205,000 $133,000 $3,600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $630,000 $157,000 $245,000 $34,000 $65,000
VA-guaranteed (Veterans Administration) 3 $685,000 $228,000 $355,000 $87,000 $140,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,383 $901,275,000 $205,000 $7,205,000 $141,000 $3,600,000
Application Withdrawn By Applicant 244 $47,500,000 $194,000 $735,000 $119,000 $887,000
Preapproval Approved but not Accepted 241 $62,675,000 $260,000 $1,205,000 $108,000 $666,000
Application Denied By Financial Institution 227 $37,795,000 $166,000 $1,345,000 $75,000 $478,000
Preapproval Denied by Financial Institution 182 $32,870,000 $180,000 $585,000 $56,000 $262,000
Application Approved But Not Accepted 33 $5,735,000 $173,000 $595,000 $179,000 $2,646,000
File Closed For Incompleteness 32 $5,420,000 $169,000 $635,000 $127,000 $338,000
Loan Purchased By The Institution 11 $1,855,000 $168,000 $475,000 $125,000 $350,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,944 $1,024,460,000 $207,000 $7,205,000 $138,000 $3,600,000
Debt-To-Income Ratio 174 $31,920,000 $183,000 $585,000 $51,000 $340,000
Credit History 173 $26,595,000 $153,000 $455,000 $68,000 $322,000
Collateral 38 $7,840,000 $206,000 $1,345,000 $114,000 $478,000
Other 16 $3,160,000 $197,000 $625,000 $101,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 5 $865,000 $173,000 $385,000 $75,000 $167,000
Employment History 2 $230,000 $115,000 $115,000 $43,000 $47,000
Unverifiable Information 1 $55,000 $55,000 $55,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nicolet National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nicolet National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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