Nl Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Nl Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nl Inc 2175 N California Blvd Walnut Creek, CA 94596 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,276 |
| Total Mortgage Loan Application Amount | $2,058,640,000 |
| Average Mortgage Loan Application Amount | $390,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $174,000 |
| Highest Applicant Income | $3,074,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Nl Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nl Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Nl Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nl Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Nl Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nl Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 1,118 | $ 498,445,000 | $ 445,000 | $ 180,000 |
| Alameda County California | 1,092 | $ 470,332,000 | $ 430,000 | $ 176,000 |
| Stanislaus County California | 288 | $ 69,067,000 | $ 239,000 | $ 89,000 |
| Sacramento County California | 209 | $ 51,545,000 | $ 246,000 | $ 112,000 |
| Marin County California | 184 | $ 100,787,000 | $ 547,000 | $ 232,000 |
| San Francisco County California | 182 | $ 104,339,000 | $ 573,000 | $ 223,000 |
| Santa Clara County California | 150 | $ 70,048,000 | $ 466,000 | $ 191,000 |
| San Joaquin County California | 138 | $ 43,782,000 | $ 317,000 | $ 155,000 |
| Merced County California | 125 | $ 30,889,000 | $ 247,000 | $ 103,000 |
| San Mateo County California | 115 | $ 66,442,000 | $ 577,000 | $ 221,000 |
| Solano County California | 113 | $ 34,106,000 | $ 301,000 | $ 129,000 |
| Sonoma County California | 113 | $ 37,766,000 | $ 334,000 | $ 132,000 |
| Placer County California | 97 | $ 31,071,000 | $ 320,000 | $ 183,000 |
| Santa Cruz County California | 92 | $ 45,339,000 | $ 492,000 | $ 200,000 |
| Napa County California | 85 | $ 33,227,000 | $ 390,000 | $ 205,000 |
| Maricopa County Arizona | 84 | $ 19,222,000 | $ 228,000 | $ 189,000 |
| Los Angeles County California | 69 | $ 30,148,000 | $ 436,000 | $ 167,000 |
| San Diego County California | 54 | $ 23,476,000 | $ 434,000 | $ 165,000 |
| Kern County California | 36 | $ 6,037,000 | $ 167,000 | $ 108,000 |
| Garfield County Colorado | 36 | $ 12,088,000 | $ 335,000 | $ 108,000 |
| El Dorado County California | 33 | $ 10,645,000 | $ 322,000 | $ 170,000 |
| Washoe County Nevada | 33 | $ 16,133,000 | $ 488,000 | $ 299,000 |
| Calaveras County California | 27 | $ 9,444,000 | $ 349,000 | $ 227,000 |
| Riverside County California | 25 | $ 10,775,000 | $ 431,000 | $ 267,000 |
| Clark County Nevada | 25 | $ 7,480,000 | $ 299,000 | $ 249,000 |
| Fresno County California | 23 | $ 5,116,000 | $ 222,000 | $ 118,000 |
| Yolo County California | 23 | $ 6,530,000 | $ 283,000 | $ 130,000 |
| Nevada County California | 22 | $ 10,854,000 | $ 493,000 | $ 321,000 |
| Monterey County California | 19 | $ 9,259,000 | $ 487,000 | $ 205,000 |
| Tuolumne County California | 19 | $ 4,714,000 | $ 248,000 | $ 142,000 |
| Charleston County South Carolina | 18 | $ 4,953,000 | $ 275,000 | $ 209,000 |
| Orange County California | 17 | $ 9,079,000 | $ 534,000 | $ 224,000 |
| Ventura County California | 17 | $ 6,035,000 | $ 355,000 | $ 126,000 |
| Honolulu County Hawaii | 17 | $ 6,234,000 | $ 366,000 | $ 233,000 |
| Butte County California | 15 | $ 3,378,000 | $ 225,000 | $ 107,000 |
| Fairfield County Connecticut | 14 | $ 8,054,000 | $ 575,000 | $ 220,000 |
| Multnomah County Oregon | 14 | $ 3,354,000 | $ 239,000 | $ 134,000 |
| Santa Barbara County California | 13 | $ 10,957,000 | $ 842,000 | $ 387,000 |
| King County Washington | 13 | $ 6,186,000 | $ 475,000 | $ 199,000 |
| Ada County Idaho | 12 | $ 1,570,000 | $ 130,000 | $ 189,000 |
| Bernalillo County New Mexico | 12 | $ 1,423,000 | $ 118,000 | $ 221,000 |
| Humboldt County California | 11 | $ 2,322,000 | $ 211,000 | $ 165,000 |
| San Bernardino County California | 11 | $ 3,340,000 | $ 303,000 | $ 144,000 |
| San Luis Obispo County California | 11 | $ 3,923,000 | $ 356,000 | $ 169,000 |
| Arapahoe County Colorado | 11 | $ 2,272,000 | $ 206,000 | $ 190,000 |
| Horry County South Carolina | 11 | $ 3,450,000 | $ 313,000 | $ 148,000 |
| New Haven County Connecticut | 10 | $ 1,555,000 | $ 155,000 | $ 86,000 |
| Clark County Washington | 10 | $ 2,817,000 | $ 281,000 | $ 129,000 |
| Madera County California | 9 | $ 2,276,000 | $ 252,000 | $ 96,000 |
| Washington County Oregon | 9 | $ 2,381,000 | $ 264,000 | $ 101,000 |
| Pinal County Arizona | 8 | $ 1,176,000 | $ 147,000 | $ 731,000 |
| Tulare County California | 8 | $ 1,792,000 | $ 224,000 | $ 131,000 |
| Deschutes County Oregon | 8 | $ 3,187,000 | $ 398,000 | $ 521,000 |
| Lake County California | 7 | $ 2,218,000 | $ 316,000 | $ 135,000 |
| Shasta County California | 7 | $ 1,769,000 | $ 252,000 | $ 95,000 |
| Boulder County Colorado | 7 | $ 1,925,000 | $ 275,000 | $ 146,000 |
| Clackamas County Oregon | 7 | $ 2,067,000 | $ 295,000 | $ 188,000 |
| Nueces County Texas | 7 | $ 1,298,000 | $ 185,000 | $ 155,000 |
| Travis County Texas | 7 | $ 1,656,000 | $ 236,000 | $ 189,000 |
| Kitsap County Washington | 7 | $ 1,618,000 | $ 231,000 | $ 161,000 |
| Pima County Arizona | 6 | $ 1,561,000 | $ 260,000 | $ 105,000 |
| Yavapai County Arizona | 6 | $ 1,114,000 | $ 185,000 | $ 126,000 |
| Yuba County California | 6 | $ 1,281,000 | $ 213,000 | $ 114,000 |
| Eagle County Colorado | 6 | $ 2,519,000 | $ 419,000 | $ 135,000 |
| Shelby County Tennessee | 6 | $ 436,000 | $ 72,000 | $ 109,000 |
| Pierce County Washington | 6 | $ 1,613,000 | $ 268,000 | $ 137,000 |
| Mendocino County California | 5 | $ 1,950,000 | $ 390,000 | $ 76,000 |
| San Benito County California | 5 | $ 2,151,000 | $ 430,000 | $ 54,000 |
| Pitkin County Colorado | 5 | $ 1,600,000 | $ 320,000 | $ 134,000 |
| Kauai County Hawaii | 5 | $ 1,597,000 | $ 319,000 | $ 120,000 |
| Maui County Hawaii | 5 | $ 2,480,000 | $ 496,000 | $ 427,000 |
| Sandoval County New Mexico | 5 | $ 513,000 | $ 102,000 | $ 175,000 |
| Lane County Oregon | 5 | $ 881,000 | $ 176,000 | $ 130,000 |
| Franklin County Washington | 5 | $ 419,000 | $ 83,000 | $ 89,000 |
| Thurston County Washington | 5 | $ 861,000 | $ 172,000 | $ 122,000 |
| Siskiyou County California | 4 | $ 796,000 | $ 199,000 | $ 106,000 |
| Gunnison County Colorado | 4 | $ 1,258,000 | $ 314,000 | $ 172,000 |
| Routt County Colorado | 4 | $ 1,153,000 | $ 288,000 | $ 149,000 |
| Hartford County Connecticut | 4 | $ 450,000 | $ 112,000 | $ 96,000 |
| Hawaii County Hawaii | 4 | $ 1,499,000 | $ 374,000 | $ 251,000 |
| Jackson County Oregon | 4 | $ 1,496,000 | $ 374,000 | $ 134,000 |
| Klamath County Oregon | 4 | $ 777,000 | $ 194,000 | $ 171,000 |
| Allegheny County Pennsylvania | 4 | $ 313,000 | $ 78,000 | $ 96,000 |
| Dorchester County South Carolina | 4 | $ 203,000 | $ 50,000 | $ 41,000 |
| Spokane County Washington | 4 | $ 1,053,000 | $ 263,000 | $ 183,000 |
| Yakima County Washington | 4 | $ 557,000 | $ 139,000 | $ 102,000 |
| Del Norte County California | 3 | $ 806,000 | $ 268,000 | $ 106,000 |
| Mariposa County California | 3 | $ 842,000 | $ 280,000 | $ 168,000 |
| Jefferson County Colorado | 3 | $ 771,000 | $ 257,000 | $ 140,000 |
| Larimer County Colorado | 3 | $ 911,000 | $ 303,000 | $ 196,000 |
| Mesa County Colorado | 3 | $ 764,000 | $ 254,000 | $ 153,000 |
| Boone County Missouri | 3 | $ 194,000 | $ 64,000 | $ 111,000 |
| Jackson County Missouri | 3 | $ 512,000 | $ 170,000 | $ 236,000 |
| Williamson County Texas | 3 | $ 356,000 | $ 118,000 | $ 186,000 |
| Fairfax County Virginia | 3 | $ 895,000 | $ 298,000 | $ 141,000 |
| Skagit County Washington | 3 | $ 617,000 | $ 205,000 | $ 187,000 |
| Snohomish County Washington | 3 | $ 904,000 | $ 301,000 | $ 121,000 |
| Amador County California | 2 | $ 870,000 | $ 435,000 | $ 149,000 |
| Sutter County California | 2 | $ 365,000 | $ 182,000 | $ 50,000 |
| Tehama County California | 2 | $ 476,000 | $ 238,000 | $ 321,000 |
| New London County Connecticut | 2 | $ 216,000 | $ 108,000 | $ 54,000 |
| Seminole County Florida | 2 | $ 427,000 | $ 213,000 | $ 55,000 |
| Adams County Idaho | 2 | $ 1,560,000 | $ 780,000 | $ 564,000 |
| Oceana County Michigan | 2 | $ 792,000 | $ 396,000 | $ 90,000 |
| Greene County Missouri | 2 | $ 152,000 | $ 76,000 | $ 36,000 |
| Flathead County Montana | 2 | $ 794,000 | $ 397,000 | $ 70,000 |
| Gallatin County Montana | 2 | $ 376,000 | $ 188,000 | $ 127,000 |
| Carson City County Nevada | 2 | $ 434,000 | $ 217,000 | $ 87,000 |
| Valencia County New Mexico | 2 | $ 455,000 | $ 227,000 | $ 117,000 |
| Linn County Oregon | 2 | $ 355,000 | $ 177,000 | $ 73,000 |
| Marion County Oregon | 2 | $ 298,000 | $ 149,000 | $ 152,000 |
| Beaufort County South Carolina | 2 | $ 3,200,000 | $ 1,600,000 | $ 1,436,000 |
| Richland County South Carolina | 2 | $ 136,000 | $ 68,000 | $ 67,000 |
| York County South Carolina | 2 | $ 199,000 | $ 99,000 | $ 83,000 |
| Madison County Tennessee | 2 | $ 141,000 | $ 70,000 | $ 61,000 |
| Dallas County Texas | 2 | $ 287,000 | $ 143,000 | $ 117,000 |
| Denton County Texas | 2 | $ 428,000 | $ 214,000 | $ 194,000 |
| Harris County Texas | 2 | $ 242,000 | $ 121,000 | $ 124,000 |
| Clarke County Virginia | 2 | $ 352,000 | $ 176,000 | $ 132,000 |
| Franklin County Virginia | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| Stafford County Virginia | 2 | $ 315,000 | $ 157,000 | $ 0 |
| Harrison County West Virginia | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Upshur County West Virginia | 2 | $ 128,000 | $ 64,000 | $ 63,000 |
| Yuma County Arizona | 1 | $ 41,000 | $ 41,000 | $ 147,000 |
| Plumas County California | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Broomfield County Colorado | 1 | $ 191,000 | $ 191,000 | $ 129,000 |
| El Paso County Colorado | 1 | $ 480,000 | $ 480,000 | $ 90,000 |
| La Plata County Colorado | 1 | $ 221,000 | $ 221,000 | $ 1,550,000 |
| Montezuma County Colorado | 1 | $ 186,000 | $ 186,000 | $ 257,000 |
| San Miguel County Colorado | 1 | $ 1,140,000 | $ 1,140,000 | $ 480,000 |
| Litchfield County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Middlesex County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Tolland County Connecticut | 1 | $ 253,000 | $ 253,000 | $ 114,000 |
| Windham County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 235,000 |
| Chatham County Georgia | 1 | $ 228,000 | $ 228,000 | $ 56,000 |
| Columbia County Georgia | 1 | $ 134,000 | $ 134,000 | $ 290,000 |
| Hall County Georgia | 1 | $ 1,238,000 | $ 1,238,000 | $ 3,074,000 |
| Blaine County Idaho | 1 | $ 300,000 | $ 300,000 | $ 212,000 |
| Bonner County Idaho | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 127,000 | $ 127,000 | $ 162,000 |
| Canyon County Idaho | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| Twin Falls County Idaho | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Clinton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Hamilton County Indiana | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Steuben County Indiana | 1 | $ 314,000 | $ 314,000 | $ 137,000 |
| Warrick County Indiana | 1 | $ 198,000 | $ 198,000 | $ 142,000 |
| Baltimore County Maryland | 1 | $ 278,000 | $ 278,000 | $ 64,000 |
| Dukes County Massachusetts | 1 | $ 650,000 | $ 650,000 | $ 770,000 |
| Plymouth County Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 96,000 |
| Benzie County Michigan | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Genesee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Leelanau County Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Bates County Missouri | 1 | $ 28,000 | $ 28,000 | $ 142,000 |
| Bollinger County Missouri | 1 | $ 44,000 | $ 44,000 | $ 57,000 |
| St. Louis County Missouri | 1 | $ 329,000 | $ 329,000 | $ 82,000 |
| St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 2,959,000 |
| Lake County Montana | 1 | $ 525,000 | $ 525,000 | $ 282,000 |
| Ravalli County Montana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Hall County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 147,000 |
| Douglas County Nevada | 1 | $ 400,000 | $ 400,000 | $ 298,000 |
| Lyon County Nevada | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
| Otero County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 312,000 |
| San Miguel County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Taos County New Mexico | 1 | $ 308,000 | $ 308,000 | $ 84,000 |
| Benton County Oregon | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| Columbia County Oregon | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| Curry County Oregon | 1 | $ 232,000 | $ 232,000 | $ 3,000,000 |
| Lincoln County Oregon | 1 | $ 340,000 | $ 340,000 | $ 113,000 |
| Tillamook County Oregon | 1 | $ 300,000 | $ 300,000 | $ 329,000 |
| Aiken County South Carolina | 1 | $ 364,000 | $ 364,000 | $ 106,000 |
| Anderson County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Cherokee County South Carolina | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 1,750,000 | $ 1,750,000 | $ 1,020,000 |
| Kershaw County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 101,000 |
| Franklin County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Collin County Texas | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
| Comal County Texas | 1 | $ 155,000 | $ 155,000 | $ 330,000 |
| Gillespie County Texas | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Parker County Texas | 1 | $ 359,000 | $ 359,000 | $ 169,000 |
| San Patricio County Texas | 1 | $ 59,000 | $ 59,000 | $ 235,000 |
| Tarrant County Texas | 1 | $ 378,000 | $ 378,000 | $ 85,000 |
| Alexandria County Virginia | 1 | $ 209,000 | $ 209,000 | $ 69,000 |
| Gloucester County Virginia | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Loudoun County Virginia | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Prince William County Virginia | 1 | $ 480,000 | $ 480,000 | $ 168,000 |
| Roanoke City County Virginia | 1 | $ 184,000 | $ 184,000 | $ 117,000 |
| Clallam County Washington | 1 | $ 278,000 | $ 278,000 | $ 240,000 |
| Cowlitz County Washington | 1 | $ 339,000 | $ 339,000 | $ 98,000 |
| Grant County Washington | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Pacific County Washington | 1 | $ 172,000 | $ 172,000 | $ 132,000 |
| San Juan County Washington | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
| Stevens County Washington | 1 | $ 308,000 | $ 308,000 | $ 80,000 |
| Whatcom County Washington | 1 | $ 244,000 | $ 244,000 | $ 173,000 |
| Carbon County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Nl Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,777 | $1,083,727,000 | $390,000 | $2,160,000 | $167,000 | $2,959,000 |
| Home Purchase | 2,499 | $974,913,000 | $390,000 | $3,000,000 | $181,000 | $3,074,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,616 | $1,457,685,000 | $403,000 | $3,000,000 | $184,000 | $3,074,000 |
| Not Provided | 687 | $275,479,000 | $400,000 | $2,160,000 | $172,000 | $2,550,000 |
| Hispanic | 525 | $162,798,000 | $310,000 | $1,400,000 | $110,000 | $480,000 |
| Asian | 254 | $98,685,000 | $388,000 | $1,700,000 | $183,000 | $1,146,000 |
| Black or African American | 135 | $46,221,000 | $342,000 | $1,750,000 | $130,000 | $1,020,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $15,113,000 | $328,000 | $991,000 | $150,000 | $348,000 |
| American Indian or Alaskan Native | 13 | $2,659,000 | $204,000 | $392,000 | $196,000 | $343,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,265 | $2,055,748,000 | $390,000 | $3,000,000 | $174,000 | $3,074,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,892,000 | $262,000 | $367,000 | $90,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,077 | $1,618,808,000 | $397,000 | $2,470,000 | $175,000 | $3,074,000 |
| Application Approved But Not Accepted | 707 | $268,033,000 | $379,000 | $3,000,000 | $176,000 | $1,883,000 |
| Application Withdrawn By Applicant | 225 | $78,409,000 | $348,000 | $1,400,000 | $167,000 | $872,000 |
| File Closed For Incompleteness | 151 | $51,861,000 | $343,000 | $1,236,000 | $156,000 | $762,000 |
| Application Denied By Financial Institution | 105 | $37,883,000 | $360,000 | $1,700,000 | $155,000 | $720,000 |
| Preapproval Approved but not Accepted | 9 | $2,709,000 | $301,000 | $615,000 | $104,000 | $157,000 |
| Preapproval Denied by Financial Institution | 2 | $937,000 | $468,000 | $617,000 | $135,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nl Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nl Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.