Nmsi, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Nmsi, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nmsi, Inc. 3700 Wilshire Blvd. Ste. 330 Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,065 |
| Total Mortgage Loan Application Amount | $1,649,705,000 |
| Average Mortgage Loan Application Amount | $510,666 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $13,333 |
| Highest Applicant Income | $613,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Nmsi, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nmsi, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Nmsi, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nmsi, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nmsi, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nmsi, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 870 | $ 510,500,000 | $ 586,000 | $ 14,000 |
| Orange County California | 505 | $ 328,785,000 | $ 651,000 | $ 17,000 |
| San Bernardino County California | 409 | $ 198,675,000 | $ 485,000 | $ 14,000 |
| Riverside County California | 232 | $ 109,490,000 | $ 471,000 | $ 13,000 |
| San Diego County California | 110 | $ 61,520,000 | $ 559,000 | $ 18,000 |
| Gwinnett County Georgia | 91 | $ 29,855,000 | $ 328,000 | $ 8,000 |
| Alameda County California | 90 | $ 61,130,000 | $ 679,000 | $ 17,000 |
| Sacramento County California | 76 | $ 31,570,000 | $ 415,000 | $ 11,000 |
| Contra Costa County California | 53 | $ 31,125,000 | $ 587,000 | $ 18,000 |
| Santa Clara County California | 53 | $ 37,695,000 | $ 711,000 | $ 17,000 |
| San Francisco County California | 46 | $ 35,950,000 | $ 781,000 | $ 18,000 |
| San Mateo County California | 30 | $ 23,070,000 | $ 769,000 | $ 17,000 |
| King County Washington | 26 | $ 14,920,000 | $ 573,000 | $ 18,000 |
| Ventura County California | 24 | $ 13,690,000 | $ 570,000 | $ 18,000 |
| Cook County Illinois | 23 | $ 6,705,000 | $ 291,000 | $ 9,000 |
| Fresno County California | 20 | $ 6,810,000 | $ 340,000 | $ 8,000 |
| Maricopa County Arizona | 19 | $ 7,175,000 | $ 377,000 | $ 14,000 |
| Kern County California | 19 | $ 5,315,000 | $ 279,000 | $ 11,000 |
| Solano County California | 19 | $ 8,355,000 | $ 439,000 | $ 11,000 |
| Harris County Texas | 18 | $ 4,690,000 | $ 260,000 | $ 15,000 |
| Placer County California | 16 | $ 7,090,000 | $ 443,000 | $ 12,000 |
| San Joaquin County California | 15 | $ 7,405,000 | $ 493,000 | $ 12,000 |
| Snohomish County Washington | 11 | $ 6,275,000 | $ 570,000 | $ 18,000 |
| Denton County Texas | 9 | $ 3,815,000 | $ 423,000 | $ 11,000 |
| Fairfax County Virginia | 9 | $ 3,785,000 | $ 420,000 | $ 10,000 |
| Merced County California | 8 | $ 2,900,000 | $ 362,000 | $ 13,000 |
| Stanislaus County California | 8 | $ 3,280,000 | $ 410,000 | $ 10,000 |
| Montgomery County Maryland | 8 | $ 2,610,000 | $ 326,000 | $ 7,000 |
| Fulton County Georgia | 6 | $ 2,600,000 | $ 433,000 | $ 10,000 |
| Fort Bend County Texas | 6 | $ 1,440,000 | $ 240,000 | $ 6,000 |
| DeKalb County Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 7,000 |
| Lake County Illinois | 5 | $ 1,515,000 | $ 303,000 | $ 7,000 |
| Marin County California | 4 | $ 2,560,000 | $ 640,000 | $ 16,000 |
| Napa County California | 4 | $ 1,620,000 | $ 405,000 | $ 14,000 |
| Sonoma County California | 4 | $ 2,250,000 | $ 562,000 | $ 10,000 |
| Tulare County California | 4 | $ 1,210,000 | $ 302,000 | $ 15,000 |
| Yolo County California | 4 | $ 1,600,000 | $ 400,000 | $ 7,000 |
| Palm Beach County Florida | 4 | $ 1,340,000 | $ 335,000 | $ 8,000 |
| Cobb County Georgia | 4 | $ 1,530,000 | $ 382,000 | $ 8,000 |
| Anne Arundel County Maryland | 4 | $ 1,080,000 | $ 270,000 | $ 6,000 |
| Baltimore County Maryland | 4 | $ 1,030,000 | $ 257,000 | $ 5,000 |
| Wake County North Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 17,000 |
| Clackamas County Oregon | 4 | $ 2,020,000 | $ 505,000 | $ 12,000 |
| Multnomah County Oregon | 4 | $ 1,770,000 | $ 442,000 | $ 12,000 |
| Bexar County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 10,000 |
| Collin County Texas | 4 | $ 1,490,000 | $ 372,000 | $ 10,000 |
| Dallas County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 9,000 |
| Loudoun County Virginia | 4 | $ 1,780,000 | $ 445,000 | $ 8,000 |
| Prince William County Virginia | 4 | $ 1,680,000 | $ 420,000 | $ 8,000 |
| Monterey County California | 3 | $ 1,125,000 | $ 375,000 | $ 8,000 |
| Nevada County California | 3 | $ 1,565,000 | $ 521,000 | $ 18,000 |
| Hillsborough County Florida | 3 | $ 695,000 | $ 231,000 | $ 9,000 |
| Lee County Florida | 3 | $ 925,000 | $ 308,000 | $ 11,000 |
| Orange County Florida | 3 | $ 945,000 | $ 315,000 | $ 13,000 |
| Barrow County Georgia | 3 | $ 865,000 | $ 288,000 | $ 4,000 |
| Forsyth County Georgia | 3 | $ 1,655,000 | $ 551,000 | $ 16,000 |
| Jackson County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 10,000 |
| Clark County Nevada | 3 | $ 1,205,000 | $ 401,000 | $ 19,000 |
| Tarrant County Texas | 3 | $ 855,000 | $ 285,000 | $ 9,000 |
| Travis County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 13,000 |
| Pinal County Arizona | 2 | $ 530,000 | $ 265,000 | $ 6,000 |
| El Dorado County California | 2 | $ 880,000 | $ 440,000 | $ 11,000 |
| Imperial County California | 2 | $ 390,000 | $ 195,000 | $ 8,000 |
| Lake County California | 2 | $ 630,000 | $ 315,000 | $ 22,000 |
| San Luis Obispo County California | 2 | $ 1,180,000 | $ 590,000 | $ 19,000 |
| Santa Barbara County California | 2 | $ 1,690,000 | $ 845,000 | $ 31,000 |
| Shasta County California | 2 | $ 800,000 | $ 400,000 | $ 8,000 |
| Sutter County California | 2 | $ 460,000 | $ 230,000 | $ 6,000 |
| Manatee County Florida | 2 | $ 540,000 | $ 270,000 | $ 6,000 |
| Pasco County Florida | 2 | $ 480,000 | $ 240,000 | $ 12,000 |
| Sarasota County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 25,000 |
| St. Johns County Florida | 2 | $ 510,000 | $ 255,000 | $ 24,000 |
| Columbia County Georgia | 2 | $ 850,000 | $ 425,000 | $ 14,000 |
| Coweta County Georgia | 2 | $ 710,000 | $ 355,000 | $ 6,000 |
| Hall County Georgia | 2 | $ 620,000 | $ 310,000 | $ 5,000 |
| Troup County Georgia | 2 | $ 560,000 | $ 280,000 | $ 5,000 |
| Bonneville County Idaho | 2 | $ 250,000 | $ 125,000 | $ 5,000 |
| DuPage County Illinois | 2 | $ 450,000 | $ 225,000 | $ 6,000 |
| Will County Illinois | 2 | $ 730,000 | $ 365,000 | $ 8,000 |
| Howard County Maryland | 2 | $ 690,000 | $ 345,000 | $ 21,000 |
| Prince George's County Maryland | 2 | $ 700,000 | $ 350,000 | $ 7,000 |
| Bergen County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 21,000 |
| Chester County Pennsylvania | 2 | $ 1,160,000 | $ 580,000 | $ 16,000 |
| Florence County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 25,000 |
| Hidalgo County Texas | 2 | $ 340,000 | $ 170,000 | $ 12,000 |
| Waller County Texas | 2 | $ 680,000 | $ 340,000 | $ 22,000 |
| Williamson County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 37,000 |
| Clark County Washington | 2 | $ 480,000 | $ 240,000 | $ 9,000 |
| Thurston County Washington | 2 | $ 640,000 | $ 320,000 | $ 10,000 |
| Lee County Alabama | 1 | $ 255,000 | $ 255,000 | $ 9,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 5,000 |
| Montgomery County Alabama | 1 | $ 325,000 | $ 325,000 | $ 5,000 |
| Yavapai County Arizona | 1 | $ 495,000 | $ 495,000 | $ 9,000 |
| Yuma County Arizona | 1 | $ 285,000 | $ 285,000 | $ 6,000 |
| Amador County California | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| Butte County California | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Calaveras County California | 1 | $ 335,000 | $ 335,000 | $ 11,000 |
| Humboldt County California | 1 | $ 275,000 | $ 275,000 | $ 4,000 |
| Kings County California | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
| Madera County California | 1 | $ 405,000 | $ 405,000 | $ 8,000 |
| Mendocino County California | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| San Benito County California | 1 | $ 625,000 | $ 625,000 | $ 11,000 |
| Santa Cruz County California | 1 | $ 645,000 | $ 645,000 | $ 31,000 |
| Tehama County California | 1 | $ 245,000 | $ 245,000 | $ 3,000 |
| Yuba County California | 1 | $ 365,000 | $ 365,000 | $ 7,000 |
| Pueblo County Colorado | 1 | $ 35,000 | $ 35,000 | $ 3,000 |
| New Castle County Delaware | 1 | $ 215,000 | $ 215,000 | $ 8,000 |
| Citrus County Florida | 1 | $ 305,000 | $ 305,000 | $ 9,000 |
| Collier County Florida | 1 | $ 335,000 | $ 335,000 | $ 11,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 10,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 6,000 |
| Leon County Florida | 1 | $ 295,000 | $ 295,000 | $ 17,000 |
| Pinellas County Florida | 1 | $ 65,000 | $ 65,000 | $ 10,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Seminole County Florida | 1 | $ 305,000 | $ 305,000 | $ 12,000 |
| Banks County Georgia | 1 | $ 625,000 | $ 625,000 | $ 12,000 |
| Bartow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
| Bibb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 17,000 |
| Bryan County Georgia | 1 | $ 455,000 | $ 455,000 | $ 9,000 |
| Catoosa County Georgia | 1 | $ 215,000 | $ 215,000 | $ 10,000 |
| Chatham County Georgia | 1 | $ 345,000 | $ 345,000 | $ 13,000 |
| Dawson County Georgia | 1 | $ 475,000 | $ 475,000 | $ 10,000 |
| Gilmer County Georgia | 1 | $ 245,000 | $ 245,000 | $ 19,000 |
| Henry County Georgia | 1 | $ 275,000 | $ 275,000 | $ 6,000 |
| Houston County Georgia | 1 | $ 645,000 | $ 645,000 | $ 29,000 |
| Walton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 6,000 |
| Blaine County Idaho | 1 | $ 365,000 | $ 365,000 | $ 5,000 |
| Mason County Illinois | 1 | $ 105,000 | $ 105,000 | $ 9,000 |
| Frederick County Maryland | 1 | $ 255,000 | $ 255,000 | $ 9,000 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 27,000 |
| Oakland County Michigan | 1 | $ 415,000 | $ 415,000 | $ 10,000 |
| Hennepin County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 9,000 |
| Washoe County Nevada | 1 | $ 375,000 | $ 375,000 | $ 18,000 |
| Sussex County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 9,000 |
| Durham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 7,000 |
| Iredell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| Deschutes County Oregon | 1 | $ 895,000 | $ 895,000 | $ 35,000 |
| Marion County Oregon | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Wasco County Oregon | 1 | $ 255,000 | $ 255,000 | $ 8,000 |
| Washington County Oregon | 1 | $ 115,000 | $ 115,000 | $ 2,000 |
| Allegheny County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 3,000 |
| Philadelphia County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 11,000 |
| Spartanburg County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 7,000 |
| Williamson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Brazoria County Texas | 1 | $ 435,000 | $ 435,000 | $ 10,000 |
| Brazos County Texas | 1 | $ 275,000 | $ 275,000 | $ 7,000 |
| Hays County Texas | 1 | $ 275,000 | $ 275,000 | $ 15,000 |
| Rockwall County Texas | 1 | $ 155,000 | $ 155,000 | $ 10,000 |
| Wood County Texas | 1 | $ 215,000 | $ 215,000 | $ 8,000 |
| Augusta County Virginia | 1 | $ 295,000 | $ 295,000 | $ 7,000 |
| Falls Church County Virginia | 1 | $ 165,000 | $ 165,000 | $ 14,000 |
| Frederick County Virginia | 1 | $ 185,000 | $ 185,000 | $ 7,000 |
| Henrico County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 285,000 | $ 285,000 | $ 8,000 |
| Clallam County Washington | 1 | $ 55,000 | $ 55,000 | $ 3,000 |
| Kittitas County Washington | 1 | $ 315,000 | $ 315,000 | $ 6,000 |
Mortgage Loan Application Detail Totals for Nmsi, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,028 | $1,160,900,000 | $572,000 | $3,005,000 | $15,000 | $613,000 |
| Cash-out Refinancing | 708 | $322,450,000 | $455,000 | $2,005,000 | $13,000 | $140,000 |
| Refinancing | 329 | $166,355,000 | $505,000 | $2,865,000 | $12,000 | $68,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,698 | $954,520,000 | $562,000 | $2,815,000 | $14,000 | $613,000 |
| Not Provided | 800 | $424,560,000 | $530,000 | $3,005,000 | $15,000 | $205,000 |
| White | 429 | $211,445,000 | $492,000 | $2,865,000 | $14,000 | $107,000 |
| Hispanic | 102 | $45,030,000 | $441,000 | $1,205,000 | $11,000 | $112,000 |
| Black or African American | 30 | $11,530,000 | $384,000 | $925,000 | $10,000 | $25,000 |
| American Indian or Alaskan Native | 5 | $1,855,000 | $371,000 | $465,000 | $12,000 | $16,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $765,000 | $765,000 | $765,000 | $34,000 | $34,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,050 | $1,642,570,000 | $538,000 | $3,005,000 | $14,000 | $613,000 |
| FHA-insured (Federal Housing Administration) | 15 | $7,135,000 | $475,000 | $635,000 | $9,000 | $14,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,065 | $1,649,705,000 | $538,000 | $3,005,000 | $14,000 | $613,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,065 | $1,649,705,000 | $538,000 | $3,005,000 | $14,000 | $613,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nmsi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.