Nmsi, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Nmsi, Inc. of Los Angeles, CA reported 3,065 mortgage applications totaling $1.6 billion, down 61% from 2021. The average application was for $538,239, and applicants reported an average income of $14,215. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (870), Riverside-San Bernardino-Ontario, CA (641) and Anaheim-Santa Ana-Irvine, CA (505) (applications in parentheses).
| Mortgage Company & Address | Nmsi, Inc. 3700 Wilshire Blvd. Ste. 330 Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,065 |
| Total Mortgage Loan Application Amount | $1,649,705,000 |
| Average Mortgage Loan Application Amount | $538,239 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $14,215 |
| Highest Applicant Income | $613,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nmsi, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 870 | $ 510,500,000 | $ 586,781 | $ 14,000 |
| Riverside-San Bernardino-Ontario, CA | 641 | $ 308,165,000 | $ 480,756 | $ 13,000 |
| Anaheim-Santa Ana-Irvine, CA | 505 | $ 328,785,000 | $ 651,059 | $ 17,000 |
| Oakland-Hayward-Berkeley, CA | 143 | $ 92,255,000 | $ 645,139 | $ 17,000 |
| Atlanta-Sandy Springs-Roswell, GA | 118 | $ 39,870,000 | $ 337,881 | $ 8,000 |
| San Diego-Carlsbad, CA | 110 | $ 61,520,000 | $ 559,272 | $ 18,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 98 | $ 41,140,000 | $ 419,795 | $ 11,000 |
| San Francisco-Redwood City-South San Francisco, CA | 76 | $ 59,020,000 | $ 776,578 | $ 18,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 54 | $ 38,320,000 | $ 709,629 | $ 17,000 |
| Seattle-Bellevue-Everett, WA | 37 | $ 21,195,000 | $ 572,837 | $ 18,000 |
| Chicago-Naperville, IL | 27 | $ 7,885,000 | $ 292,037 | $ 9,000 |
| Houston-The Woodlands-Sugar Land, TX | 27 | $ 7,245,000 | $ 268,333 | $ 13,000 |
| Outside any metro area | 24 | $ 7,790,000 | $ 324,583 | $ 13,166 |
| Oxnard-Thousand Oaks-Ventura, CA | 24 | $ 13,690,000 | $ 570,416 | $ 18,000 |
| Phoenix-Mesa-Scottsdale, AZ | 21 | $ 7,705,000 | $ 366,904 | $ 14,000 |
| Fresno, CA | 20 | $ 6,810,000 | $ 340,500 | $ 8,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 20 | $ 8,110,000 | $ 405,500 | $ 8,800 |
| Bakersfield, CA | 19 | $ 5,315,000 | $ 279,736 | $ 11,000 |
| Vallejo-Fairfield, CA | 19 | $ 8,355,000 | $ 439,736 | $ 11,000 |
| Dallas-Plano-Irving, TX | 18 | $ 6,640,000 | $ 368,888 | $ 10,000 |
| Stockton-Lodi, CA | 15 | $ 7,405,000 | $ 493,666 | $ 12,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 4,385,000 | $ 398,636 | $ 10,636 |
| Baltimore-Columbia-Towson, MD | 10 | $ 2,800,000 | $ 280,000 | $ 9,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 2,865,000 | $ 318,333 | $ 7,000 |
| Merced, CA | 8 | $ 2,900,000 | $ 362,500 | $ 13,000 |
| Modesto, CA | 8 | $ 3,280,000 | $ 410,000 | $ 10,000 |
| Austin-Round Rock, TX | 6 | $ 2,350,000 | $ 391,666 | $ 21,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 1,240,000 | $ 206,666 | $ 10,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,515,000 | $ 303,000 | $ 7,000 |
| Napa, CA | 4 | $ 1,620,000 | $ 405,000 | $ 14,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 1,760,000 | $ 440,000 | $ 15,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,250,000 | $ 312,500 | $ 13,000 |
| Raleigh, NC | 4 | $ 1,260,000 | $ 315,000 | $ 17,000 |
| San Antonio-New Braunfels, TX | 4 | $ 1,150,000 | $ 287,500 | $ 10,000 |
| San Rafael, CA | 4 | $ 2,560,000 | $ 640,000 | $ 16,000 |
| Santa Rosa, CA | 4 | $ 2,250,000 | $ 562,500 | $ 10,000 |
| Visalia-Porterville, CA | 4 | $ 1,210,000 | $ 302,500 | $ 15,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,340,000 | $ 335,000 | $ 8,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 925,000 | $ 308,333 | $ 11,000 |
| Fort Worth-Arlington, TX | 3 | $ 855,000 | $ 285,000 | $ 9,000 |
| Jacksonville, FL | 3 | $ 715,000 | $ 238,333 | $ 19,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 1,205,000 | $ 401,666 | $ 19,000 |
| Salinas, CA | 3 | $ 1,125,000 | $ 375,000 | $ 8,000 |
| Yuba City, CA | 3 | $ 825,000 | $ 275,000 | $ 6,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 850,000 | $ 425,000 | $ 14,000 |
| El Centro, CA | 2 | $ 390,000 | $ 195,000 | $ 8,000 |
| Florence, SC | 2 | $ 630,000 | $ 315,000 | $ 25,000 |
| Gainesville, GA | 2 | $ 620,000 | $ 310,000 | $ 5,000 |
| Idaho Falls, ID | 2 | $ 250,000 | $ 125,000 | $ 5,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 340,000 | $ 170,000 | $ 12,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 1,160,000 | $ 580,000 | $ 16,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 740,000 | $ 370,000 | $ 21,000 |
| Olympia-Tumwater, WA | 2 | $ 640,000 | $ 320,000 | $ 10,000 |
| Redding, CA | 2 | $ 800,000 | $ 400,000 | $ 8,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,180,000 | $ 590,000 | $ 19,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,690,000 | $ 845,000 | $ 31,000 |
| Savannah, GA | 2 | $ 800,000 | $ 400,000 | $ 11,000 |
| Auburn-Opelika, AL | 1 | $ 255,000 | $ 255,000 | $ 9,000 |
| Bend-Redmond, OR | 1 | $ 895,000 | $ 895,000 | $ 35,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| Chattanooga, TN-GA | 1 | $ 215,000 | $ 215,000 | $ 10,000 |
| Chico, CA | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| College Station-Bryan, TX | 1 | $ 275,000 | $ 275,000 | $ 7,000 |
| Durham-Chapel Hill, NC | 1 | $ 255,000 | $ 255,000 | $ 7,000 |
| Hanford-Corcoran, CA | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
| Homosassa Springs, FL | 1 | $ 305,000 | $ 305,000 | $ 9,000 |
| Huntsville, AL | 1 | $ 105,000 | $ 105,000 | $ 5,000 |
| Lakeland-Winter Haven, FL | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Macon-Bibb County, GA | 1 | $ 145,000 | $ 145,000 | $ 17,000 |
| Madera, CA | 1 | $ 405,000 | $ 405,000 | $ 8,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 215,000 | $ 215,000 | $ 9,000 |
| Montgomery, AL | 1 | $ 325,000 | $ 325,000 | $ 5,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 335,000 | $ 335,000 | $ 11,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Newark, NJ-PA | 1 | $ 525,000 | $ 525,000 | $ 9,000 |
| Philadelphia, PA | 1 | $ 305,000 | $ 305,000 | $ 11,000 |
| Pittsburgh, PA | 1 | $ 135,000 | $ 135,000 | $ 3,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 495,000 | $ 495,000 | $ 9,000 |
| Pueblo, CO | 1 | $ 35,000 | $ 35,000 | $ 3,000 |
| Reno, NV | 1 | $ 375,000 | $ 375,000 | $ 18,000 |
| Richmond, VA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Salem, OR | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Salisbury, MD-DE | 1 | $ 295,000 | $ 295,000 | $ 27,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 645,000 | $ 645,000 | $ 31,000 |
| Sebastian-Vero Beach, FL | 1 | $ 255,000 | $ 255,000 | $ 6,000 |
| Spartanburg, SC | 1 | $ 315,000 | $ 315,000 | $ 7,000 |
| Staunton-Waynesboro, VA | 1 | $ 295,000 | $ 295,000 | $ 7,000 |
| Tallahassee, FL | 1 | $ 295,000 | $ 295,000 | $ 17,000 |
| Warner Robins, GA | 1 | $ 645,000 | $ 645,000 | $ 29,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 415,000 | $ 415,000 | $ 10,000 |
| Wilmington, DE-MD-NJ | 1 | $ 215,000 | $ 215,000 | $ 8,000 |
| Winchester, VA-WV | 1 | $ 185,000 | $ 185,000 | $ 7,000 |
| Yuma, AZ | 1 | $ 285,000 | $ 285,000 | $ 6,000 |
Mortgage Loan Application Detail Totals for Nmsi, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,028 | $1,160,900,000 | $572,000 | $3,005,000 | $15,000 | $613,000 |
| Cash-out Refinancing | 708 | $322,450,000 | $455,000 | $2,005,000 | $13,000 | $140,000 |
| Refinancing | 329 | $166,355,000 | $505,000 | $2,865,000 | $12,000 | $68,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,698 | $954,520,000 | $562,000 | $2,815,000 | $14,000 | $613,000 |
| Not Provided | 800 | $424,560,000 | $530,000 | $3,005,000 | $15,000 | $205,000 |
| White | 429 | $211,445,000 | $492,000 | $2,865,000 | $14,000 | $107,000 |
| Hispanic | 102 | $45,030,000 | $441,000 | $1,205,000 | $11,000 | $112,000 |
| Black or African American | 30 | $11,530,000 | $384,000 | $925,000 | $10,000 | $25,000 |
| American Indian or Alaskan Native | 5 | $1,855,000 | $371,000 | $465,000 | $12,000 | $16,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $765,000 | $765,000 | $765,000 | $34,000 | $34,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,050 | $1,642,570,000 | $538,000 | $3,005,000 | $14,000 | $613,000 |
| FHA-insured (Federal Housing Administration) | 15 | $7,135,000 | $475,000 | $635,000 | $9,000 | $14,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,065 | $1,649,705,000 | $538,000 | $3,005,000 | $14,000 | $613,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,065 | $1,649,705,000 | $538,000 | $3,005,000 | $14,000 | $613,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nmsi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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