Northpointe Bank
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Northpointe Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Northpointe Bank
3333 Deposit Drive Ne
Grand Rapids, MI 49546
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,774
Total Mortgage Loan Application Amount $3,671,970,000
Average Mortgage Loan Application Amount $238,833
Highest Mortgage Loan Application Amount $2,465,000
Average Applicant Income $100,666
Highest Applicant Income $3,684,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Northpointe Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Mary County Louisiana 1 $ 105,000 $ 105,000 $ 0
Terrebonne County Louisiana 1 $ 195,000 $ 195,000 $ 0
Vernon County Louisiana 1 $ 75,000 $ 75,000 $ 0
West Feliciana County Louisiana 1 $ 155,000 $ 155,000 $ 0
Androscoggin County Maine 1 $ 145,000 $ 145,000 $ 0
Lincoln County Maine 1 $ 195,000 $ 195,000 $ 90,000
Penobscot County Maine 1 $ 245,000 $ 245,000 $ 375,000
Waldo County Maine 1 $ 355,000 $ 355,000 $ 91,000
Washington County Maine 1 $ 105,000 $ 105,000 $ 0
Worcester County Maryland 1 $ 205,000 $ 205,000 $ 0
Hampshire County Massachusetts 1 $ 145,000 $ 145,000 $ 0
Antrim County Michigan 1 $ 275,000 $ 275,000 $ 92,000
Branch County Michigan 1 $ 115,000 $ 115,000 $ 0
Cheboygan County Michigan 1 $ 155,000 $ 155,000 $ 0
Chippewa County Michigan 1 $ 165,000 $ 165,000 $ 73,000
Menominee County Michigan 1 $ 275,000 $ 275,000 $ 0
Becker County Minnesota 1 $ 315,000 $ 315,000 $ 279,000
Benton County Minnesota 1 $ 105,000 $ 105,000 $ 0
Chisago County Minnesota 1 $ 275,000 $ 275,000 $ 0
Clay County Minnesota 1 $ 205,000 $ 205,000 $ 63,000
Crow Wing County Minnesota 1 $ 195,000 $ 195,000 $ 0
Freeborn County Minnesota 1 $ 135,000 $ 135,000 $ 0
Lyon County Minnesota 1 $ 65,000 $ 65,000 $ 0
Olmsted County Minnesota 1 $ 115,000 $ 115,000 $ 0
Otter Tail County Minnesota 1 $ 145,000 $ 145,000 $ 0
Pine County Minnesota 1 $ 135,000 $ 135,000 $ 0
Pope County Minnesota 1 $ 225,000 $ 225,000 $ 143,000
Steele County Minnesota 1 $ 405,000 $ 405,000 $ 130,000
Waseca County Minnesota 1 $ 235,000 $ 235,000 $ 0
Watonwan County Minnesota 1 $ 95,000 $ 95,000 $ 0
Copiah County Mississippi 1 $ 215,000 $ 215,000 $ 0
Forrest County Mississippi 1 $ 235,000 $ 235,000 $ 102,000
Grenada County Mississippi 1 $ 295,000 $ 295,000 $ 93,000
Lamar County Mississippi 1 $ 285,000 $ 285,000 $ 108,000
Lawrence County Mississippi 1 $ 75,000 $ 75,000 $ 24,000
Marion County Mississippi 1 $ 45,000 $ 45,000 $ 22,000
Perry County Mississippi 1 $ 125,000 $ 125,000 $ 0
Pike County Mississippi 1 $ 135,000 $ 135,000 $ 0
Simpson County Mississippi 1 $ 65,000 $ 65,000 $ 40,000
Stone County Mississippi 1 $ 295,000 $ 295,000 $ 0
Warren County Mississippi 1 $ 295,000 $ 295,000 $ 60,000
Washington County Mississippi 1 $ 65,000 $ 65,000 $ 0
Barry County Missouri 1 $ 175,000 $ 175,000 $ 59,000
Benton County Missouri 1 $ 85,000 $ 85,000 $ 0
Boone County Missouri 1 $ 215,000 $ 215,000 $ 0
Callaway County Missouri 1 $ 275,000 $ 275,000 $ 134,000
Dade County Missouri 1 $ 235,000 $ 235,000 $ 0
Dent County Missouri 1 $ 75,000 $ 75,000 $ 0
Franklin County Missouri 1 $ 115,000 $ 115,000 $ 0
Harrison County Missouri 1 $ 105,000 $ 105,000 $ 0
Marion County Missouri 1 $ 185,000 $ 185,000 $ 37,000
New Madrid County Missouri 1 $ 95,000 $ 95,000 $ 0
Newton County Missouri 1 $ 255,000 $ 255,000 $ 0
Pemiscot County Missouri 1 $ 215,000 $ 215,000 $ 0
Polk County Missouri 1 $ 105,000 $ 105,000 $ 0
Ray County Missouri 1 $ 125,000 $ 125,000 $ 0
Stone County Missouri 1 $ 155,000 $ 155,000 $ 79,000
Warren County Missouri 1 $ 145,000 $ 145,000 $ 0
Gallatin County Montana 1 $ 535,000 $ 535,000 $ 104,000
Lake County Montana 1 $ 205,000 $ 205,000 $ 0
Lewis and Clark County Montana 1 $ 185,000 $ 185,000 $ 71,000
Madison County Montana 1 $ 1,445,000 $ 1,445,000 $ 702,000
Park County Montana 1 $ 245,000 $ 245,000 $ 0
Sweet Grass County Montana 1 $ 465,000 $ 465,000 $ 80,000
Adams County Nebraska 1 $ 145,000 $ 145,000 $ 0
Deuel County Nebraska 1 $ 235,000 $ 235,000 $ 46,000
Dodge County Nebraska 1 $ 135,000 $ 135,000 $ 0
Otoe County Nebraska 1 $ 165,000 $ 165,000 $ 0
Sarpy County Nebraska 1 $ 325,000 $ 325,000 $ 127,000
Seward County Nebraska 1 $ 195,000 $ 195,000 $ 120,000
Esmeralda County Nevada 1 $ 235,000 $ 235,000 $ 116,000
Cheshire County New Hampshire 1 $ 135,000 $ 135,000 $ 0
Salem County New Jersey 1 $ 205,000 $ 205,000 $ 83,000
Curry County New Mexico 1 $ 175,000 $ 175,000 $ 0
Eddy County New Mexico 1 $ 205,000 $ 205,000 $ 0
Otero County New Mexico 1 $ 155,000 $ 155,000 $ 0
Rio Arriba County New Mexico 1 $ 205,000 $ 205,000 $ 164,000
Taos County New Mexico 1 $ 175,000 $ 175,000 $ 57,000
Torrance County New Mexico 1 $ 225,000 $ 225,000 $ 100,000
Albany County New York 1 $ 195,000 $ 195,000 $ 92,000
Erie County New York 1 $ 115,000 $ 115,000 $ 29,000
Jefferson County New York 1 $ 65,000 $ 65,000 $ 110,000
Monroe County New York 1 $ 275,000 $ 275,000 $ 0
New York County New York 1 $ 385,000 $ 385,000 $ 245,000
Schenectady County New York 1 $ 205,000 $ 205,000 $ 0
Alamance County North Carolina 1 $ 195,000 $ 195,000 $ 0
Alexander County North Carolina 1 $ 245,000 $ 245,000 $ 151,000
Carteret County North Carolina 1 $ 305,000 $ 305,000 $ 105,000
Currituck County North Carolina 1 $ 215,000 $ 215,000 $ 120,000
Dare County North Carolina 1 $ 145,000 $ 145,000 $ 103,000
Duplin County North Carolina 1 $ 65,000 $ 65,000 $ 0
Harnett County North Carolina 1 $ 105,000 $ 105,000 $ 14,000
Haywood County North Carolina 1 $ 275,000 $ 275,000 $ 70,000
Lee County North Carolina 1 $ 335,000 $ 335,000 $ 106,000
Martin County North Carolina 1 $ 135,000 $ 135,000 $ 0
McDowell County North Carolina 1 $ 125,000 $ 125,000 $ 41,000
Moore County North Carolina 1 $ 325,000 $ 325,000 $ 72,000
Nash County North Carolina 1 $ 245,000 $ 245,000 $ 0
Onslow County North Carolina 1 $ 305,000 $ 305,000 $ 121,000
Orange County North Carolina 1 $ 165,000 $ 165,000 $ 71,000
Pasquotank County North Carolina 1 $ 135,000 $ 135,000 $ 0
Mountrail County North Dakota 1 $ 135,000 $ 135,000 $ 76,000
Allen County Ohio 1 $ 95,000 $ 95,000 $ 0
Brown County Ohio 1 $ 265,000 $ 265,000 $ 431,000
Champaign County Ohio 1 $ 355,000 $ 355,000 $ 121,000
Crawford County Ohio 1 $ 225,000 $ 225,000 $ 76,000
Fairfield County Ohio 1 $ 285,000 $ 285,000 $ 112,000
Highland County Ohio 1 $ 285,000 $ 285,000 $ 57,000
Hocking County Ohio 1 $ 255,000 $ 255,000 $ 86,000
Morrow County Ohio 1 $ 125,000 $ 125,000 $ 73,000
Perry County Ohio 1 $ 325,000 $ 325,000 $ 0
Scioto County Ohio 1 $ 155,000 $ 155,000 $ 66,000
Shelby County Ohio 1 $ 415,000 $ 415,000 $ 135,000
Union County Ohio 1 $ 435,000 $ 435,000 $ 0
Wood County Ohio 1 $ 295,000 $ 295,000 $ 120,000
Wyandot County Ohio 1 $ 155,000 $ 155,000 $ 77,000
Caddo County Oklahoma 1 $ 65,000 $ 65,000 $ 0
Grady County Oklahoma 1 $ 95,000 $ 95,000 $ 0
Kingfisher County Oklahoma 1 $ 135,000 $ 135,000 $ 0
Logan County Oklahoma 1 $ 425,000 $ 425,000 $ 40,000
Nowata County Oklahoma 1 $ 115,000 $ 115,000 $ 0
Ottawa County Oklahoma 1 $ 85,000 $ 85,000 $ 0
Stephens County Oklahoma 1 $ 125,000 $ 125,000 $ 0
Clatsop County Oregon 1 $ 375,000 $ 375,000 $ 209,000
Columbia County Oregon 1 $ 205,000 $ 205,000 $ 0
Curry County Oregon 1 $ 175,000 $ 175,000 $ 0
Jefferson County Oregon 1 $ 145,000 $ 145,000 $ 0
Wasco County Oregon 1 $ 235,000 $ 235,000 $ 70,000
Lackawanna County Pennsylvania 1 $ 285,000 $ 285,000 $ 0
Mercer County Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Somerset County Pennsylvania 1 $ 165,000 $ 165,000 $ 99,000
Warren County Pennsylvania 1 $ 295,000 $ 295,000 $ 0
Wayne County Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Calhoun County South Carolina 1 $ 45,000 $ 45,000 $ 160,000
Dillon County South Carolina 1 $ 115,000 $ 115,000 $ 0
Fairfield County South Carolina 1 $ 65,000 $ 65,000 $ 67,000
Florence County South Carolina 1 $ 95,000 $ 95,000 $ 0
Georgetown County South Carolina 1 $ 115,000 $ 115,000 $ 95,000
Greenwood County South Carolina 1 $ 415,000 $ 415,000 $ 108,000
Jasper County South Carolina 1 $ 155,000 $ 155,000 $ 0
Kershaw County South Carolina 1 $ 135,000 $ 135,000 $ 0
Lexington County South Carolina 1 $ 65,000 $ 65,000 $ 0
Oconee County South Carolina 1 $ 135,000 $ 135,000 $ 0
Pickens County South Carolina 1 $ 345,000 $ 345,000 $ 280,000
Brookings County South Dakota 1 $ 155,000 $ 155,000 $ 0
Hughes County South Dakota 1 $ 145,000 $ 145,000 $ 0
Lincoln County South Dakota 1 $ 255,000 $ 255,000 $ 0
Benton County Tennessee 1 $ 175,000 $ 175,000 $ 90,000
Bradley County Tennessee 1 $ 185,000 $ 185,000 $ 475,000
Dickson County Tennessee 1 $ 75,000 $ 75,000 $ 0
Haywood County Tennessee 1 $ 125,000 $ 125,000 $ 0
Hickman County Tennessee 1 $ 295,000 $ 295,000 $ 0
Jefferson County Tennessee 1 $ 135,000 $ 135,000 $ 0
Lauderdale County Tennessee 1 $ 95,000 $ 95,000 $ 0
Lawrence County Tennessee 1 $ 105,000 $ 105,000 $ 0
Monroe County Tennessee 1 $ 135,000 $ 135,000 $ 0
Montgomery County Tennessee 1 $ 315,000 $ 315,000 $ 106,000
Obion County Tennessee 1 $ 45,000 $ 45,000 $ 0
Putnam County Tennessee 1 $ 75,000 $ 75,000 $ 0
Rhea County Tennessee 1 $ 165,000 $ 165,000 $ 278,000
Roane County Tennessee 1 $ 95,000 $ 95,000 $ 0
Sequatchie County Tennessee 1 $ 295,000 $ 295,000 $ 179,000
Sevier County Tennessee 1 $ 165,000 $ 165,000 $ 0
Tipton County Tennessee 1 $ 155,000 $ 155,000 $ 0
Aransas County Texas 1 $ 285,000 $ 285,000 $ 103,000
Bandera County Texas 1 $ 295,000 $ 295,000 $ 0
Caldwell County Texas 1 $ 115,000 $ 115,000 $ 40,000
Clay County Texas 1 $ 145,000 $ 145,000 $ 0
Cooke County Texas 1 $ 415,000 $ 415,000 $ 0
Dallam County Texas 1 $ 95,000 $ 95,000 $ 62,000
Hartley County Texas 1 $ 95,000 $ 95,000 $ 0
Hutchinson County Texas 1 $ 155,000 $ 155,000 $ 0
Kendall County Texas 1 $ 265,000 $ 265,000 $ 0
Liberty County Texas 1 $ 145,000 $ 145,000 $ 0
Llano County Texas 1 $ 315,000 $ 315,000 $ 114,000
Midland County Texas 1 $ 155,000 $ 155,000 $ 0
Randall County Texas 1 $ 215,000 $ 215,000 $ 0
Red River County Texas 1 $ 95,000 $ 95,000 $ 0
San Patricio County Texas 1 $ 165,000 $ 165,000 $ 0
Starr County Texas 1 $ 105,000 $ 105,000 $ 0
Stephens County Texas 1 $ 65,000 $ 65,000 $ 0
Upshur County Texas 1 $ 135,000 $ 135,000 $ 0
Walker County Texas 1 $ 155,000 $ 155,000 $ 0
Wilbarger County Texas 1 $ 95,000 $ 95,000 $ 0
Zapata County Texas 1 $ 75,000 $ 75,000 $ 0
Cache County Utah 1 $ 325,000 $ 325,000 $ 93,000
Grand County Utah 1 $ 355,000 $ 355,000 $ 0
Rich County Utah 1 $ 175,000 $ 175,000 $ 0
Sevier County Utah 1 $ 255,000 $ 255,000 $ 0
Caledonia County Vermont 1 $ 215,000 $ 215,000 $ 265,000
Franklin County Vermont 1 $ 255,000 $ 255,000 $ 0
Lamoille County Vermont 1 $ 155,000 $ 155,000 $ 48,000
Amherst County Virginia 1 $ 225,000 $ 225,000 $ 0
Botetourt County Virginia 1 $ 175,000 $ 175,000 $ 0
Caroline County Virginia 1 $ 225,000 $ 225,000 $ 78,000
Carroll County Virginia 1 $ 125,000 $ 125,000 $ 0
Charlotte County Virginia 1 $ 145,000 $ 145,000 $ 0
Charlottesville County Virginia 1 $ 335,000 $ 335,000 $ 0
Dinwiddie County Virginia 1 $ 205,000 $ 205,000 $ 0
Fredericksburg County Virginia 1 $ 155,000 $ 155,000 $ 73,000
Gloucester County Virginia 1 $ 265,000 $ 265,000 $ 35,000
Goochland County Virginia 1 $ 345,000 $ 345,000 $ 170,000
Harrisonburg County Virginia 1 $ 175,000 $ 175,000 $ 34,000
Hopewell County Virginia 1 $ 155,000 $ 155,000 $ 0
King and Queen County Virginia 1 $ 155,000 $ 155,000 $ 0
Lynchburg County Virginia 1 $ 125,000 $ 125,000 $ 0
Madison County Virginia 1 $ 325,000 $ 325,000 $ 98,000
Mathews County Virginia 1 $ 235,000 $ 235,000 $ 86,000
Middlesex County Virginia 1 $ 105,000 $ 105,000 $ 0
Montgomery County Virginia 1 $ 155,000 $ 155,000 $ 82,000
Nelson County Virginia 1 $ 315,000 $ 315,000 $ 0
New Kent County Virginia 1 $ 225,000 $ 225,000 $ 58,000
Northampton County Virginia 1 $ 245,000 $ 245,000 $ 296,000
Pittsylvania County Virginia 1 $ 175,000 $ 175,000 $ 0
Poquoson County Virginia 1 $ 325,000 $ 325,000 $ 0
Prince George County Virginia 1 $ 365,000 $ 365,000 $ 0
Pulaski County Virginia 1 $ 105,000 $ 105,000 $ 0
Radford County Virginia 1 $ 145,000 $ 145,000 $ 0
Richmond County Virginia 1 $ 105,000 $ 105,000 $ 0
Roanoke City County Virginia 1 $ 195,000 $ 195,000 $ 0
Rockbridge County Virginia 1 $ 415,000 $ 415,000 $ 0
Rockingham County Virginia 1 $ 235,000 $ 235,000 $ 85,000
Salem County Virginia 1 $ 105,000 $ 105,000 $ 0
Shenandoah County Virginia 1 $ 385,000 $ 385,000 $ 143,000
Suffolk County Virginia 1 $ 165,000 $ 165,000 $ 29,000
Winchester County Virginia 1 $ 115,000 $ 115,000 $ 0
Wise County Virginia 1 $ 95,000 $ 95,000 $ 0
York County Virginia 1 $ 185,000 $ 185,000 $ 0
Kittitas County Washington 1 $ 205,000 $ 205,000 $ 109,000
Klickitat County Washington 1 $ 295,000 $ 295,000 $ 0
Pacific County Washington 1 $ 155,000 $ 155,000 $ 0
Pend Oreille County Washington 1 $ 135,000 $ 135,000 $ 0
Harrison County West Virginia 1 $ 225,000 $ 225,000 $ 34,000
Mason County West Virginia 1 $ 85,000 $ 85,000 $ 0
Monongalia County West Virginia 1 $ 165,000 $ 165,000 $ 83,000
Tyler County West Virginia 1 $ 105,000 $ 105,000 $ 46,000
Upshur County West Virginia 1 $ 115,000 $ 115,000 $ 46,000
Webster County West Virginia 1 $ 75,000 $ 75,000 $ 64,000
Brown County Wisconsin 1 $ 185,000 $ 185,000 $ 0
Chippewa County Wisconsin 1 $ 165,000 $ 165,000 $ 0
Columbia County Wisconsin 1 $ 235,000 $ 235,000 $ 0
Dodge County Wisconsin 1 $ 135,000 $ 135,000 $ 0
Eau Claire County Wisconsin 1 $ 125,000 $ 125,000 $ 0
Iowa County Wisconsin 1 $ 145,000 $ 145,000 $ 0
Jackson County Wisconsin 1 $ 135,000 $ 135,000 $ 0
Juneau County Wisconsin 1 $ 135,000 $ 135,000 $ 0
Kewaunee County Wisconsin 1 $ 185,000 $ 185,000 $ 90,000
Lincoln County Wisconsin 1 $ 205,000 $ 205,000 $ 114,000
Oconto County Wisconsin 1 $ 165,000 $ 165,000 $ 0
Outagamie County Wisconsin 1 $ 325,000 $ 325,000 $ 0
Ozaukee County Wisconsin 1 $ 295,000 $ 295,000 $ 53,000
Portage County Wisconsin 1 $ 225,000 $ 225,000 $ 0
Rock County Wisconsin 1 $ 135,000 $ 135,000 $ 0
Sauk County Wisconsin 1 $ 205,000 $ 205,000 $ 0
Trempealeau County Wisconsin 1 $ 175,000 $ 175,000 $ 0
Washington County Wisconsin 1 $ 195,000 $ 195,000 $ 0
Goshen County Wyoming 1 $ 155,000 $ 155,000 $ 69,000
Laramie County Wyoming 1 $ 305,000 $ 305,000 $ 129,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Northpointe Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,382 $2,794,330,000 $245,000 $2,465,000 $130,000 $3,684,000
Cash-out Refinancing 2,445 $613,545,000 $250,000 $1,915,000 $128,000 $2,499,000
Refinancing 866 $240,910,000 $278,000 $1,645,000 $144,000 $2,520,000
Not Applicable 65 $20,445,000 $314,000 $845,000 $0 $0
Other Purpose 11 $1,845,000 $167,000 $425,000 $49,000 $49,000
Home Improvement 5 $895,000 $179,000 $385,000 $153,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,736 $1,543,120,000 $229,000 $1,375,000 $173,000 $950,000
White 4,904 $1,331,920,000 $271,000 $1,915,000 $137,000 $3,060,000
Not Provided 1,651 $443,585,000 $268,000 $1,865,000 $126,000 $3,684,000
Black or African American 631 $141,925,000 $224,000 $2,465,000 $98,000 $2,112,000
Hispanic 417 $98,085,000 $235,000 $1,195,000 $101,000 $1,368,000
Asian 365 $93,995,000 $257,000 $985,000 $153,000 $1,860,000
American Indian or Alaskan Native 36 $9,920,000 $275,000 $1,605,000 $118,000 $415,000
Native Hawaiian or Other Pacific Islander 17 $6,215,000 $365,000 $755,000 $146,000 $524,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,609 $2,928,655,000 $252,000 $2,465,000 $144,000 $3,684,000
FHA-insured (Federal Housing Administration) 2,084 $424,460,000 $203,000 $655,000 $73,000 $2,520,000
VA-guaranteed (Veterans Administration) 993 $304,665,000 $306,000 $1,085,000 $95,000 $2,112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $14,190,000 $161,000 $325,000 $54,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,813 $1,565,605,000 $229,000 $1,375,000 $173,000 $950,000
Loan Originated 4,959 $1,330,155,000 $268,000 $2,465,000 $128,000 $2,696,000
Application Withdrawn By Applicant 2,033 $533,765,000 $262,000 $1,865,000 $146,000 $3,684,000
Application Denied By Financial Institution 679 $159,285,000 $234,000 $1,645,000 $101,000 $1,654,000
File Closed For Incompleteness 211 $66,225,000 $313,000 $1,305,000 $134,000 $2,039,000
Application Approved But Not Accepted 60 $12,320,000 $205,000 $725,000 $125,000 $745,000
Preapproval Denied by Financial Institution 19 $4,615,000 $242,000 $675,000 $82,000 $255,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,076 $3,508,070,000 $249,000 $2,465,000 $134,000 $3,684,000
Debt-To-Income Ratio 344 $77,450,000 $225,000 $1,005,000 $81,000 $720,000
Credit History 134 $32,820,000 $244,000 $845,000 $128,000 $1,654,000
Collateral 105 $26,255,000 $250,000 $1,265,000 $110,000 $353,000
Other 42 $10,420,000 $248,000 $1,315,000 $161,000 $1,140,000
Insufficient Cash (Downpayment, Closing Cost) 29 $8,585,000 $296,000 $1,645,000 $104,000 $582,000
Employment History 21 $3,285,000 $156,000 $295,000 $72,000 $126,000
Unverifiable Information 19 $4,165,000 $219,000 $555,000 $103,000 $534,000
Mortgage Insurance Denied 3 $735,000 $245,000 $335,000 $71,000 $92,000
Credit Application Incomplete 1 $185,000 $185,000 $185,000 $78,000 $78,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List