Northwest Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northwest Bank 705 Grand Ave. Spencer, IA 51301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,306 |
| Total Mortgage Loan Application Amount | $515,170,000 |
| Average Mortgage Loan Application Amount | $130,000 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $116,200 |
| Highest Applicant Income | $2,064,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dickinson County Iowa | 476 | $ 84,260,000 | $ 177,000 | $ 144,000 |
| Polk County Iowa | 419 | $ 79,925,000 | $ 190,000 | $ 151,000 |
| Webster County Iowa | 288 | $ 26,450,000 | $ 91,000 | $ 91,000 |
| Clay County Iowa | 282 | $ 29,720,000 | $ 105,000 | $ 79,000 |
| Woodbury County Iowa | 280 | $ 40,280,000 | $ 143,000 | $ 78,000 |
| Douglas County Nebraska | 184 | $ 35,950,000 | $ 195,000 | $ 170,000 |
| Kossuth County Iowa | 169 | $ 13,535,000 | $ 80,000 | $ 76,000 |
| Dallas County Iowa | 162 | $ 39,850,000 | $ 245,000 | $ 155,000 |
| Plymouth County Iowa | 151 | $ 19,905,000 | $ 131,000 | $ 85,000 |
| Sioux County Iowa | 135 | $ 20,545,000 | $ 152,000 | $ 97,000 |
| Humboldt County Iowa | 110 | $ 10,610,000 | $ 96,000 | $ 89,000 |
| Emmet County Iowa | 77 | $ 7,485,000 | $ 97,000 | $ 83,000 |
| Sarpy County Nebraska | 66 | $ 13,660,000 | $ 206,000 | $ 153,000 |
| Palo Alto County Iowa | 57 | $ 6,005,000 | $ 105,000 | $ 66,000 |
| Union County South Dakota | 28 | $ 7,200,000 | $ 257,000 | $ 188,000 |
| Warren County Iowa | 27 | $ 5,055,000 | $ 187,000 | $ 133,000 |
| Buena Vista County Iowa | 25 | $ 2,215,000 | $ 88,000 | $ 66,000 |
| Calhoun County Iowa | 23 | $ 2,585,000 | $ 112,000 | $ 104,000 |
| O'Brien County Iowa | 18 | $ 1,280,000 | $ 71,000 | $ 70,000 |
| Wright County Iowa | 15 | $ 1,415,000 | $ 94,000 | $ 81,000 |
| Dakota County Nebraska | 15 | $ 3,935,000 | $ 262,000 | $ 70,000 |
| Story County Iowa | 14 | $ 2,650,000 | $ 189,000 | $ 161,000 |
| Monona County Iowa | 12 | $ 1,750,000 | $ 145,000 | $ 77,000 |
| Jackson County Minnesota | 12 | $ 1,050,000 | $ 87,000 | $ 65,000 |
| Pottawattamie County Iowa | 11 | $ 1,445,000 | $ 131,000 | $ 170,000 |
| Hennepin County Minnesota | 10 | $ 3,600,000 | $ 360,000 | $ 138,000 |
| Maricopa County Arizona | 9 | $ 2,475,000 | $ 275,000 | $ 320,000 |
| Guthrie County Iowa | 8 | $ 2,230,000 | $ 278,000 | $ 177,000 |
| Osceola County Iowa | 8 | $ 880,000 | $ 110,000 | $ 78,000 |
| Pocahontas County Iowa | 8 | $ 510,000 | $ 63,000 | $ 73,000 |
| Cherokee County Iowa | 7 | $ 445,000 | $ 63,000 | $ 66,000 |
| Jasper County Iowa | 7 | $ 1,415,000 | $ 202,000 | $ 101,000 |
| Lincoln County South Dakota | 7 | $ 875,000 | $ 125,000 | $ 109,000 |
| Los Angeles County California | 6 | $ 1,590,000 | $ 265,000 | $ 321,000 |
| Cerro Gordo County Iowa | 5 | $ 1,095,000 | $ 219,000 | $ 133,000 |
| Camden County Missouri | 5 | $ 1,575,000 | $ 315,000 | $ 374,000 |
| Saunders County Nebraska | 5 | $ 2,035,000 | $ 407,000 | $ 297,000 |
| Minnehaha County South Dakota | 5 | $ 2,905,000 | $ 581,000 | $ 62,000 |
| Carroll County Iowa | 4 | $ 720,000 | $ 180,000 | $ 93,000 |
| Hamilton County Iowa | 4 | $ 350,000 | $ 87,000 | $ 121,000 |
| Hancock County Iowa | 4 | $ 510,000 | $ 127,000 | $ 100,000 |
| Shelby County Iowa | 4 | $ 250,000 | $ 62,000 | $ 95,000 |
| Martin County Minnesota | 4 | $ 470,000 | $ 117,000 | $ 196,000 |
| Washington County Nebraska | 4 | $ 1,510,000 | $ 377,000 | $ 162,000 |
| Franklin County Ohio | 4 | $ 630,000 | $ 157,000 | $ 190,000 |
| Lee County Florida | 3 | $ 1,265,000 | $ 421,000 | $ 163,000 |
| Pasco County Florida | 3 | $ 525,000 | $ 175,000 | $ 122,000 |
| Johnson County Iowa | 3 | $ 475,000 | $ 158,000 | $ 108,000 |
| Linn County Iowa | 3 | $ 245,000 | $ 81,000 | $ 75,000 |
| Lyon County Iowa | 3 | $ 485,000 | $ 161,000 | $ 106,000 |
| Madison County Iowa | 3 | $ 1,085,000 | $ 361,000 | $ 153,000 |
| Mills County Iowa | 3 | $ 315,000 | $ 105,000 | $ 68,000 |
| Poweshiek County Iowa | 3 | $ 855,000 | $ 285,000 | $ 262,000 |
| Ringgold County Iowa | 3 | $ 655,000 | $ 218,000 | $ 289,000 |
| Union County Iowa | 3 | $ 295,000 | $ 98,000 | $ 102,000 |
| Orange County California | 2 | $ 2,310,000 | $ 1,155,000 | $ 644,000 |
| Manatee County Florida | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Adams County Iowa | 2 | $ 430,000 | $ 215,000 | $ 31,000 |
| Audubon County Iowa | 2 | $ 160,000 | $ 80,000 | $ 110,000 |
| Black Hawk County Iowa | 2 | $ 320,000 | $ 160,000 | $ 159,000 |
| Boone County Iowa | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Clarke County Iowa | 2 | $ 690,000 | $ 345,000 | $ 117,000 |
| Delaware County Iowa | 2 | $ 490,000 | $ 245,000 | $ 123,000 |
| Dubuque County Iowa | 2 | $ 430,000 | $ 215,000 | $ 119,000 |
| Hardin County Iowa | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| Scott County Iowa | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Winnebago County Iowa | 2 | $ 80,000 | $ 40,000 | $ 103,000 |
| Faribault County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 139,000 |
| Kandiyohi County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 231,000 |
| Otter Tail County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 196,000 |
| Scott County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 165,000 |
| Greene County Missouri | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| Cass County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 69,000 |
| Charleston County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 86,000 |
| Codington County South Dakota | 2 | $ 80,000 | $ 40,000 | $ 162,000 |
| Davidson County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 126,000 |
| Tuolumne County California | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Arapahoe County Colorado | 1 | $ 255,000 | $ 255,000 | $ 326,000 |
| Denver County Colorado | 1 | $ 1,145,000 | $ 1,145,000 | $ 447,000 |
| Collier County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Indian River County Florida | 1 | $ 485,000 | $ 485,000 | $ 350,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Ada County Idaho | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Kane County Illinois | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 229,000 |
| Hamilton County Indiana | 1 | $ 425,000 | $ 425,000 | $ 259,000 |
| Appanoose County Iowa | 1 | $ 275,000 | $ 275,000 | $ 290,000 |
| Bremer County Iowa | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Crawford County Iowa | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Decatur County Iowa | 1 | $ 225,000 | $ 225,000 | $ 379,000 |
| Floyd County Iowa | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Greene County Iowa | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Marion County Iowa | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Mitchell County Iowa | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Muscatine County Iowa | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Sac County Iowa | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Washington County Iowa | 1 | $ 445,000 | $ 445,000 | $ 156,000 |
| Johnson County Kansas | 1 | $ 635,000 | $ 635,000 | $ 1,248,000 |
| Johnson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Anoka County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Benton County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Blue Earth County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Cass County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 211,000 |
| Freeborn County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 432,000 |
| Itasca County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Meeker County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Sherburne County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Wright County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Atchison County Missouri | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Boone County Missouri | 1 | $ 165,000 | $ 165,000 | $ 509,000 |
| St. Charles County Missouri | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Taney County Missouri | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Dixon County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Dodge County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lancaster County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| New York County New York | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Lorain County Ohio | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Jackson County Oregon | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Lancaster County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Lexington County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 208,000 |
| Oconee County South Carolina | 1 | $ 595,000 | $ 595,000 | $ 82,000 |
| Beadle County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Brown County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Yankton County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Galveston County Texas | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Montgomery County Texas | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Chesapeake County Virginia | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Sawyer County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 238,000 |
| Laramie County Wyoming | 1 | $ 365,000 | $ 365,000 | $ 256,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northwest Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,383 | $253,005,000 | $182,000 | $3,605,000 | $112,000 | $2,064,000 |
| Refinancing | 988 | $169,720,000 | $171,000 | $2,155,000 | $128,000 | $1,504,000 |
| Other Purpose | 351 | $24,705,000 | $70,000 | $1,205,000 | $119,000 | $1,316,000 |
| Cash-out Refinancing | 300 | $54,220,000 | $180,000 | $485,000 | $116,000 | $819,000 |
| Home Improvement | 284 | $13,520,000 | $47,000 | $485,000 | $106,000 | $1,085,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,784 | $417,130,000 | $149,000 | $2,155,000 | $117,000 | $2,064,000 |
| Not Provided | 272 | $49,260,000 | $181,000 | $915,000 | $134,000 | $1,647,000 |
| Not applicable | 105 | $28,165,000 | $268,000 | $3,605,000 | $0 | $0 |
| Hispanic | 83 | $10,525,000 | $126,000 | $435,000 | $66,000 | $311,000 |
| Asian | 23 | $3,995,000 | $173,000 | $595,000 | $118,000 | $429,000 |
| Black or African American | 22 | $3,360,000 | $152,000 | $345,000 | $85,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $645,000 | $215,000 | $295,000 | $101,000 | $197,000 |
| American Indian or Alaskan Native | 3 | $365,000 | $121,000 | $175,000 | $55,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,175 | $495,475,000 | $156,000 | $3,605,000 | $120,000 | $2,064,000 |
| FHA-insured (Federal Housing Administration) | 55 | $7,675,000 | $139,000 | $285,000 | $65,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $4,810,000 | $109,000 | $195,000 | $45,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 32 | $7,210,000 | $225,000 | $425,000 | $86,000 | $323,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,783 | $430,015,000 | $154,000 | $2,645,000 | $119,000 | $2,064,000 |
| Application Withdrawn By Applicant | 341 | $63,605,000 | $186,000 | $2,155,000 | $119,000 | $1,504,000 |
| Application Denied By Financial Institution | 112 | $9,310,000 | $83,000 | $1,405,000 | $54,000 | $459,000 |
| Application Approved But Not Accepted | 52 | $9,590,000 | $184,000 | $3,605,000 | $91,000 | $532,000 |
| File Closed For Incompleteness | 17 | $2,545,000 | $149,000 | $485,000 | $116,000 | $552,000 |
| Loan Purchased By The Institution | 1 | $105,000 | $105,000 | $105,000 | $47,000 | $47,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,194 | $505,860,000 | $158,000 | $3,605,000 | $119,000 | $2,064,000 |
| Credit History | 67 | $4,585,000 | $68,000 | $305,000 | $37,000 | $102,000 |
| Collateral | 25 | $1,445,000 | $57,000 | $415,000 | $63,000 | $192,000 |
| Debt-To-Income Ratio | 16 | $2,900,000 | $181,000 | $1,405,000 | $62,000 | $459,000 |
| Other | 3 | $235,000 | $78,000 | $125,000 | $71,000 | $71,000 |
| Employment History | 1 | $145,000 | $145,000 | $145,000 | $60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.