Notre Dame Federal Credit Union Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Notre Dame Federal Credit Union Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Notre Dame Federal Credit Union Corporation P.O. Box 7878 Notre Dame, IN 46556 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,819 |
| Total Mortgage Loan Application Amount | $438,435,000 |
| Average Mortgage Loan Application Amount | $139,800 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $78,600 |
| Highest Applicant Income | $2,112,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Notre Dame Federal Credit Union Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Notre Dame Federal Credit Union Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Notre Dame Federal Credit Union Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Notre Dame Federal Credit Union Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Notre Dame Federal Credit Union Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Notre Dame Federal Credit Union Corporation's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Joseph County Indiana | 1,861 | $ 244,945,000 | $ 131,000 | $ 73,000 |
| Elkhart County Indiana | 242 | $ 33,460,000 | $ 138,000 | $ 62,000 |
| Berrien County Michigan | 99 | $ 15,755,000 | $ 159,000 | $ 98,000 |
| Cass County Michigan | 88 | $ 17,380,000 | $ 197,000 | $ 100,000 |
| Maricopa County Arizona | 56 | $ 26,240,000 | $ 468,000 | $ 176,000 |
| Lake County Indiana | 45 | $ 6,065,000 | $ 134,000 | $ 59,000 |
| Marshall County Indiana | 34 | $ 4,170,000 | $ 122,000 | $ 59,000 |
| LaPorte County Indiana | 24 | $ 3,300,000 | $ 137,000 | $ 56,000 |
| Cook County Illinois | 19 | $ 5,855,000 | $ 308,000 | $ 147,000 |
| Marion County Indiana | 15 | $ 2,635,000 | $ 175,000 | $ 78,000 |
| Hamilton County Indiana | 14 | $ 4,510,000 | $ 322,000 | $ 129,000 |
| Kosciusko County Indiana | 10 | $ 1,420,000 | $ 142,000 | $ 59,000 |
| Porter County Indiana | 9 | $ 1,775,000 | $ 197,000 | $ 97,000 |
| Van Buren County Michigan | 7 | $ 1,345,000 | $ 192,000 | $ 189,000 |
| Los Angeles County California | 6 | $ 2,530,000 | $ 421,000 | $ 168,000 |
| St. Joseph County Michigan | 6 | $ 890,000 | $ 148,000 | $ 57,000 |
| San Diego County California | 5 | $ 2,325,000 | $ 465,000 | $ 237,000 |
| Allen County Indiana | 5 | $ 475,000 | $ 95,000 | $ 84,000 |
| Pima County Arizona | 4 | $ 390,000 | $ 97,000 | $ 42,000 |
| Orange County California | 4 | $ 1,080,000 | $ 270,000 | $ 67,000 |
| Kalamazoo County Michigan | 4 | $ 460,000 | $ 115,000 | $ 54,000 |
| Kent County Michigan | 4 | $ 500,000 | $ 125,000 | $ 91,000 |
| Oakland County Michigan | 4 | $ 1,150,000 | $ 287,000 | $ 154,000 |
| Larimer County Colorado | 3 | $ 565,000 | $ 188,000 | $ 89,000 |
| Indian River County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 178,000 |
| Lee County Florida | 3 | $ 605,000 | $ 201,000 | $ 96,000 |
| Palm Beach County Florida | 3 | $ 715,000 | $ 238,000 | $ 109,000 |
| Pierce County Georgia | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| Lake County Illinois | 3 | $ 595,000 | $ 198,000 | $ 105,000 |
| Will County Illinois | 3 | $ 615,000 | $ 205,000 | $ 269,000 |
| LaGrange County Indiana | 3 | $ 695,000 | $ 231,000 | $ 131,000 |
| Allegan County Michigan | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| Summit County Ohio | 3 | $ 175,000 | $ 58,000 | $ 25,000 |
| Dallas County Texas | 3 | $ 805,000 | $ 268,000 | $ 104,000 |
| Galveston County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 237,000 |
| Travis County Texas | 3 | $ 1,465,000 | $ 488,000 | $ 317,000 |
| Williamson County Texas | 3 | $ 1,475,000 | $ 491,000 | $ 143,000 |
| Coconino County Arizona | 2 | $ 1,420,000 | $ 710,000 | $ 393,000 |
| Pinal County Arizona | 2 | $ 330,000 | $ 165,000 | $ 25,000 |
| Placer County California | 2 | $ 990,000 | $ 495,000 | $ 219,000 |
| Riverside County California | 2 | $ 620,000 | $ 310,000 | $ 216,000 |
| Ventura County California | 2 | $ 770,000 | $ 385,000 | $ 109,000 |
| Douglas County Colorado | 2 | $ 310,000 | $ 155,000 | $ 23,000 |
| Brevard County Florida | 2 | $ 860,000 | $ 430,000 | $ 151,000 |
| Charlotte County Florida | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Collier County Florida | 2 | $ 410,000 | $ 205,000 | $ 199,000 |
| Flagler County Florida | 2 | $ 210,000 | $ 105,000 | $ 36,000 |
| Hernando County Florida | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Manatee County Florida | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Miami-Dade County Florida | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Polk County Florida | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Sarasota County Florida | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| St. Johns County Florida | 2 | $ 580,000 | $ 290,000 | $ 59,000 |
| Butts County Georgia | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Ware County Georgia | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Boone County Indiana | 2 | $ 890,000 | $ 445,000 | $ 218,000 |
| Fulton County Indiana | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Hendricks County Indiana | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Monroe County Indiana | 2 | $ 450,000 | $ 225,000 | $ 76,000 |
| Shelby County Indiana | 2 | $ 130,000 | $ 65,000 | $ 139,000 |
| Starke County Indiana | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Kenton County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 162,000 |
| Barnstable County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 224,000 |
| Barry County Michigan | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Ingham County Michigan | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Ottawa County Michigan | 2 | $ 480,000 | $ 240,000 | $ 94,000 |
| Anoka County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 143,000 |
| St. Louis County Missouri | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Camden County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 13,000 |
| Mecklenburg County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 138,000 |
| Butler County Ohio | 2 | $ 760,000 | $ 380,000 | $ 146,000 |
| Geauga County Ohio | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| Greene County Ohio | 2 | $ 250,000 | $ 125,000 | $ 118,000 |
| Multnomah County Oregon | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Washington County Oregon | 2 | $ 800,000 | $ 400,000 | $ 125,000 |
| Adams County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| Allegheny County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 187,000 |
| Minnehaha County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 8,000 |
| Chambers County Texas | 2 | $ 90,000 | $ 45,000 | $ 18,000 |
| Kaufman County Texas | 2 | $ 290,000 | $ 145,000 | $ 155,000 |
| Summit County Utah | 2 | $ 830,000 | $ 415,000 | $ 156,000 |
| Bedford County Virginia | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Pierce County Washington | 2 | $ 1,180,000 | $ 590,000 | $ 109,000 |
| Monroe County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Benton County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| San Francisco County California | 1 | $ 635,000 | $ 635,000 | $ 281,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Denver County Colorado | 1 | $ 705,000 | $ 705,000 | $ 236,000 |
| Jefferson County Colorado | 1 | $ 25,000 | $ 25,000 | $ 189,000 |
| La Plata County Colorado | 1 | $ 525,000 | $ 525,000 | $ 87,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Leon County Florida | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Monroe County Florida | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Pasco County Florida | 1 | $ 35,000 | $ 35,000 | $ 390,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 251,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Barrow County Georgia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Clayton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Cobb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| DeKalb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 211,000 |
| Forsyth County Georgia | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| White County Georgia | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Honolulu County Hawaii | 1 | $ 725,000 | $ 725,000 | $ 265,000 |
| Kane County Illinois | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Richland County Illinois | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Sangamon County Illinois | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Vermilion County Illinois | 1 | $ 85,000 | $ 85,000 | $ 9,000 |
| Winnebago County Illinois | 1 | $ 275,000 | $ 275,000 | $ 241,000 |
| Franklin County Indiana | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Hancock County Indiana | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Henry County Indiana | 1 | $ 55,000 | $ 55,000 | $ 2,000 |
| Madison County Indiana | 1 | $ 35,000 | $ 35,000 | $ 4,000 |
| Newton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Noble County Indiana | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Pulaski County Indiana | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Steuben County Indiana | 1 | $ 215,000 | $ 215,000 | $ 181,000 |
| Tippecanoe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Dubuque County Iowa | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Wyandotte County Kansas | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Allen County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Campbell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Oldham County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Russell County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Calcasieu County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Iberia County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 215,000 |
| Baltimore County Maryland | 1 | $ 215,000 | $ 215,000 | $ 350,000 |
| Plymouth County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Worcester County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Genesee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Marquette County Michigan | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Washtenaw County Michigan | 1 | $ 275,000 | $ 275,000 | $ 8,000 |
| Buchanan County Missouri | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Clark County Nevada | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Middlesex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 281,000 |
| Ocean County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Union County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 312,000 |
| Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Dona Ana County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Sandoval County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Queens County New York | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Buncombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 11,000 |
| New Hanover County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Union County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Clermont County Ohio | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Cuyahoga County Ohio | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Darke County Ohio | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| Franklin County Ohio | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Fulton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Jefferson County Ohio | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Lucas County Ohio | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Paulding County Ohio | 1 | $ 95,000 | $ 95,000 | $ 6,000 |
| Van Wert County Ohio | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Clackamas County Oregon | 1 | $ 545,000 | $ 545,000 | $ 244,000 |
| Bucks County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Chester County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Lehigh County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Luzerne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 6,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Spartanburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| York County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Cumberland County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Loudon County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Marshall County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 7,000 |
| Rutherford County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 450,000 |
| Anderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Brown County Texas | 1 | $ 15,000 | $ 15,000 | $ 240,000 |
| Collin County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Denton County Texas | 1 | $ 455,000 | $ 455,000 | $ 262,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Parker County Texas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Tarrant County Texas | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Alexandria County Virginia | 1 | $ 585,000 | $ 585,000 | $ 176,000 |
| Arlington County Virginia | 1 | $ 505,000 | $ 505,000 | $ 170,000 |
| Adams County Washington | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| King County Washington | 1 | $ 905,000 | $ 905,000 | $ 203,000 |
| Skagit County Washington | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Thurston County Washington | 1 | $ 1,225,000 | $ 1,225,000 | $ 585,000 |
| Door County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Jefferson County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Walworth County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 234,000 |
| Waukesha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Notre Dame Federal Credit Union Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 742 | $116,940,000 | $157,000 | $1,125,000 | $90,000 | $1,308,000 |
| Home Purchase | 718 | $166,040,000 | $231,000 | $1,305,000 | $101,000 | $2,112,000 |
| Cash-out Refinancing | 660 | $88,480,000 | $134,000 | $1,505,000 | $72,000 | $944,000 |
| Home Improvement | 599 | $59,035,000 | $98,000 | $905,000 | $57,000 | $616,000 |
| Other Purpose | 100 | $7,940,000 | $79,000 | $505,000 | $73,000 | $627,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,085 | $332,815,000 | $159,000 | $1,505,000 | $83,000 | $1,308,000 |
| Hispanic | 344 | $40,540,000 | $117,000 | $595,000 | $56,000 | $690,000 |
| Not Provided | 219 | $38,205,000 | $174,000 | $755,000 | $107,000 | $2,112,000 |
| Black or African American | 113 | $15,245,000 | $134,000 | $875,000 | $62,000 | $390,000 |
| Asian | 44 | $9,590,000 | $217,000 | $1,195,000 | $106,000 | $435,000 |
| American Indian or Alaskan Native | 8 | $940,000 | $117,000 | $275,000 | $68,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $590,000 | $295,000 | $415,000 | $95,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,774 | $431,240,000 | $155,000 | $1,505,000 | $81,000 | $2,112,000 |
| FHA-insured (Federal Housing Administration) | 43 | $6,925,000 | $161,000 | $355,000 | $58,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 2 | $270,000 | $135,000 | $145,000 | $55,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,265 | $363,075,000 | $160,000 | $1,505,000 | $82,000 | $979,000 |
| Application Denied By Financial Institution | 296 | $25,950,000 | $87,000 | $1,455,000 | $52,000 | $627,000 |
| Application Withdrawn By Applicant | 251 | $47,895,000 | $190,000 | $795,000 | $105,000 | $2,112,000 |
| Application Approved But Not Accepted | 7 | $1,515,000 | $216,000 | $525,000 | $106,000 | $185,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,523 | $412,485,000 | $163,000 | $1,505,000 | $85,000 | $2,112,000 |
| Credit Application Incomplete | 122 | $10,540,000 | $86,000 | $675,000 | $58,000 | $627,000 |
| Credit History | 65 | $4,245,000 | $65,000 | $305,000 | $43,000 | $320,000 |
| Collateral | 50 | $3,960,000 | $79,000 | $455,000 | $46,000 | $390,000 |
| Debt-To-Income Ratio | 32 | $4,010,000 | $125,000 | $1,455,000 | $44,000 | $146,000 |
| Unverifiable Information | 17 | $1,185,000 | $69,000 | $205,000 | $36,000 | $180,000 |
| Other | 3 | $1,375,000 | $458,000 | $1,205,000 | $136,000 | $300,000 |
| Employment History | 3 | $225,000 | $75,000 | $125,000 | $41,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $285,000 | $95,000 | $205,000 | $29,000 | $81,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $360,000 | $360,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Notre Dame Federal Credit Union Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Notre Dame Federal Credit Union Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.