Nova Financial & Investment Corporation Mortgage Lending & HMDA Data, 2010
In 2010, Nova Financial & Investment Corporation of Tucson, AZ reported 10,582 mortgage applications totaling $1.8 billion, up 11% from 2009. The average application was for $172,419, and applicants reported an average income of $78,899. 72% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Tucson, AZ (5,371), Phoenix-Mesa-Glendale, AZ (3,502) and Yuma, AZ (246) (applications in parentheses).
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 10,582 |
| Total Mortgage Loan Application Amount | $1,824,542,000 |
| Average Mortgage Loan Application Amount | $172,419 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $78,899 |
| Highest Applicant Income | $1,798,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nova Financial & Investment Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima, Arizona | 5,371 | $ 942,787,000 | $ 175,532 | $ 80,000 |
| Maricopa, Arizona | 3,155 | $ 541,721,000 | $ 171,702 | $ 79,000 |
| Pinal, Arizona | 347 | $ 44,049,000 | $ 126,942 | $ 61,000 |
| Cochise, Arizona | 258 | $ 39,376,000 | $ 152,620 | $ 67,000 |
| Yuma, Arizona | 246 | $ 34,601,000 | $ 140,654 | $ 66,000 |
| St. Bernard, Louisiana | 46 | $ 4,588,000 | $ 99,739 | $ 35,000 |
| Navajo, Arizona | 45 | $ 8,061,000 | $ 179,133 | $ 163,000 |
| Yavapai, Arizona | 39 | $ 6,955,000 | $ 178,333 | $ 116,000 |
| Graham, Arizona | 27 | $ 3,524,000 | $ 130,518 | $ 49,000 |
| Santa Cruz, Arizona | 23 | $ 4,062,000 | $ 176,608 | $ 67,000 |
| Orleans, Louisiana | 21 | $ 2,903,000 | $ 138,238 | $ 39,000 |
| San Diego, California | 20 | $ 7,258,000 | $ 362,900 | $ 131,000 |
| Coconino, Arizona | 17 | $ 3,715,000 | $ 218,529 | $ 121,000 |
| Los Angeles, California | 16 | $ 6,153,000 | $ 384,562 | $ 113,000 |
| Gila, Arizona | 11 | $ 1,733,000 | $ 157,545 | $ 101,000 |
| Riverside, California | 10 | $ 2,452,000 | $ 245,200 | $ 99,000 |
| Bernalillo, New Mexico | 9 | $ 1,469,000 | $ 163,222 | $ 59,000 |
| Sandoval, New Mexico | 9 | $ 1,757,000 | $ 195,222 | $ 66,000 |
| Orange, California | 8 | $ 2,126,000 | $ 265,750 | $ 116,000 |
| San Bernardino, California | 8 | $ 795,000 | $ 99,375 | $ 83,000 |
| King, Washington | 8 | $ 3,257,000 | $ 407,125 | $ 159,000 |
| Mohave, Arizona | 7 | $ 1,019,000 | $ 145,571 | $ 98,000 |
| Salt Lake, Utah | 7 | $ 1,502,000 | $ 214,571 | $ 102,000 |
| Ventura, California | 6 | $ 1,723,000 | $ 287,166 | $ 111,000 |
| Tarrant, Texas | 6 | $ 790,000 | $ 131,666 | $ 86,000 |
| Greenlee, Arizona | 5 | $ 558,000 | $ 111,600 | $ 48,000 |
| Harris, Texas | 5 | $ 1,453,000 | $ 290,600 | $ 155,000 |
| Alameda, California | 4 | $ 1,612,000 | $ 403,000 | $ 139,000 |
| El Paso, Texas | 4 | $ 298,000 | $ 74,500 | $ 40,000 |
| Apache, Arizona | 3 | $ 473,000 | $ 157,666 | $ 85,000 |
| Contra Costa, California | 3 | $ 867,000 | $ 289,000 | $ 91,000 |
| Santa Clara, California | 3 | $ 1,573,000 | $ 524,333 | $ 142,000 |
| Tulare, California | 3 | $ 357,000 | $ 119,000 | $ 42,000 |
| Manatee, Florida | 3 | $ 674,000 | $ 224,666 | $ 115,000 |
| Ada, Idaho | 3 | $ 770,000 | $ 256,666 | $ 205,000 |
| Fremont, Idaho | 3 | $ 298,000 | $ 99,333 | $ 44,000 |
| Montgomery, Texas | 3 | $ 778,000 | $ 259,333 | $ 136,000 |
| Travis, Texas | 3 | $ 567,000 | $ 189,000 | $ 65,000 |
| Spotsylvania, Virginia | 3 | $ 543,000 | $ 181,000 | $ 85,000 |
| Kern, California | 2 | $ 293,000 | $ 146,500 | $ 64,000 |
| Placer, California | 2 | $ 583,000 | $ 291,500 | $ 215,000 |
| San Francisco, California | 2 | $ 834,000 | $ 417,000 | $ 387,000 |
| San Luis Obispo, California | 2 | $ 779,000 | $ 389,500 | $ 102,000 |
| Shasta, California | 2 | $ 977,000 | $ 488,500 | $ 347,000 |
| Adams, Colorado | 2 | $ 207,000 | $ 103,500 | $ 83,000 |
| Boulder, Colorado | 2 | $ 457,000 | $ 228,500 | $ 49,000 |
| Denver, Colorado | 2 | $ 326,000 | $ 163,000 | $ 84,000 |
| La Plata, Colorado | 2 | $ 418,000 | $ 209,000 | $ 105,000 |
| Routt, Colorado | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| Broward, Florida | 2 | $ 486,000 | $ 243,000 | $ 94,000 |
| Palm Beach, Florida | 2 | $ 504,000 | $ 252,000 | $ 85,000 |
| Pinellas, Florida | 2 | $ 601,000 | $ 300,500 | $ 111,000 |
| Sarasota, Florida | 2 | $ 625,000 | $ 312,500 | $ 128,000 |
| Kootenai, Idaho | 2 | $ 274,000 | $ 137,000 | $ 46,000 |
| Cook, Illinois | 2 | $ 658,000 | $ 329,000 | $ 115,000 |
| Grant, New Mexico | 2 | $ 284,000 | $ 142,000 | $ 109,000 |
| Santa Fe, New Mexico | 2 | $ 1,269,000 | $ 634,500 | $ 323,000 |
| Taos, New Mexico | 2 | $ 346,000 | $ 173,000 | $ 59,000 |
| Cleveland, Oklahoma | 2 | $ 209,000 | $ 104,500 | $ 53,000 |
| Oklahoma, Oklahoma | 2 | $ 193,000 | $ 96,500 | $ 46,000 |
| Tulsa, Oklahoma | 2 | $ 282,000 | $ 141,000 | $ 53,000 |
| Coos, Oregon | 2 | $ 348,000 | $ 174,000 | $ 62,000 |
| Washington, Oregon | 2 | $ 261,000 | $ 130,500 | $ 46,000 |
| Gillespie, Texas | 2 | $ 204,000 | $ 102,000 | $ 46,000 |
| Hutchinson, Texas | 2 | $ 156,000 | $ 78,000 | $ 48,000 |
| Washington, Utah | 2 | $ 382,000 | $ 191,000 | $ 46,000 |
| Fairfax, Virginia | 2 | $ 251,000 | $ 125,500 | $ 132,000 |
| Prince William, Virginia | 2 | $ 440,000 | $ 220,000 | $ 135,000 |
| La Paz, Arizona | 1 | $ 157,000 | $ 157,000 | $ 191,000 |
| Colusa, California | 1 | $ 274,000 | $ 274,000 | $ 54,000 |
| Monterey, California | 1 | $ 240,000 | $ 240,000 | $ 608,000 |
| Sacramento, California | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| San Mateo, California | 1 | $ 717,000 | $ 717,000 | $ 169,000 |
| Santa Cruz, California | 1 | $ 476,000 | $ 476,000 | $ 320,000 |
| Stanislaus, California | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Sutter, California | 1 | $ 206,000 | $ 206,000 | $ 75,000 |
| Arapahoe, Colorado | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Broomfield, Colorado | 1 | $ 157,000 | $ 157,000 | $ 98,000 |
| Douglas, Colorado | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| El Paso, Colorado | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Jefferson, Colorado | 1 | $ 411,000 | $ 411,000 | $ 162,000 |
| Larimer, Colorado | 1 | $ 252,000 | $ 252,000 | $ 102,000 |
| Alachua, Florida | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Brevard, Florida | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Duval, Florida | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Lake, Florida | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Lee, Florida | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Marion, Florida | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Miami-Dade, Florida | 1 | $ 429,000 | $ 429,000 | $ 138,000 |
| Orange, Florida | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Pasco, Florida | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Santa Rosa, Florida | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Blaine, Idaho | 1 | $ 700,000 | $ 700,000 | $ 227,000 |
| Johnson, Kansas | 1 | $ 146,000 | $ 146,000 | $ 57,000 |
| Ascension, Louisiana | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Calcasieu, Louisiana | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Cibola, New Mexico | 1 | $ 106,000 | $ 106,000 | $ 50,000 |
| Curry, New Mexico | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Guadalupe, New Mexico | 1 | $ 157,000 | $ 157,000 | $ 31,000 |
| Los Alamos, New Mexico | 1 | $ 335,000 | $ 335,000 | $ 193,000 |
| Valencia, New Mexico | 1 | $ 129,000 | $ 129,000 | $ 25,000 |
| Deschutes, Oregon | 1 | $ 221,000 | $ 221,000 | $ 128,000 |
| Hood River, Oregon | 1 | $ 423,000 | $ 423,000 | $ 185,000 |
| Jackson, Oregon | 1 | $ 247,000 | $ 247,000 | $ 256,000 |
| Lincoln, Oregon | 1 | $ 220,000 | $ 220,000 | $ 580,000 |
| Linn, Oregon | 1 | $ 193,000 | $ 193,000 | $ 37,000 |
| Marion, Oregon | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Burnet, Texas | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Collin, Texas | 1 | $ 277,000 | $ 277,000 | $ 24,000 |
| Dallas, Texas | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Denton, Texas | 1 | $ 148,000 | $ 148,000 | $ 103,000 |
| Fort Bend, Texas | 1 | $ 383,000 | $ 383,000 | $ 91,000 |
| Gonzales, Texas | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Hays, Texas | 1 | $ 221,000 | $ 221,000 | $ 160,000 |
| Hood, Texas | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Kendall, Texas | 1 | $ 369,000 | $ 369,000 | $ 106,000 |
| Lamar, Texas | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Davis, Utah | 1 | $ 318,000 | $ 318,000 | $ 24,000 |
| Chesterfield, Virginia | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Hampton, Virginia | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Loudoun, Virginia | 1 | $ 540,000 | $ 540,000 | $ 24,000 |
| Newport News, Virginia | 1 | $ 276,000 | $ 276,000 | $ 24,000 |
| Asotin, Washington | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Clark, Washington | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Grays Harbor, Washington | 1 | $ 360,000 | $ 360,000 | $ 24,000 |
| Kitsap, Washington | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Pacific, Washington | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Pierce, Washington | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Snohomish, Washington | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Spokane, Washington | 1 | $ 94,000 | $ 94,000 | $ 102,000 |
| Walla Walla, Washington | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Whatcom, Washington | 1 | $ 360,000 | $ 360,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Nova Financial & Investment Corporation in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,603 | $1,213,059,000 | $159,000 | $1,200,000 | $73,000 | $1,798,000 |
| Refinancing | 2,958 | $607,010,000 | $205,000 | $1,200,000 | $94,000 | $1,608,000 |
| Home Improvement | 21 | $4,473,000 | $213,000 | $457,000 | $88,000 | $199,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,503 | $1,362,569,000 | $181,000 | $1,200,000 | $86,000 | $1,798,000 |
| Hispanic | 1,800 | $241,542,000 | $134,000 | $1,120,000 | $55,000 | $961,000 |
| Not Provided | 716 | $124,232,000 | $173,000 | $721,000 | $63,000 | $645,000 |
| Asian | 269 | $50,711,000 | $188,000 | $780,000 | $87,000 | $374,000 |
| Black or African American | 232 | $35,512,000 | $153,000 | $717,000 | $66,000 | $834,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $6,247,000 | $168,000 | $399,000 | $79,000 | $330,000 |
| American Indian or Alaskan Native | 25 | $3,729,000 | $149,000 | $400,000 | $64,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,007 | $971,218,000 | $193,000 | $1,200,000 | $107,000 | $1,798,000 |
| FHA-insured (Federal Housing Administration) | 4,514 | $662,248,000 | $146,000 | $540,000 | $52,000 | $928,000 |
| VA-guaranteed (Veterans Administration) | 874 | $166,988,000 | $191,000 | $690,000 | $59,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 187 | $24,088,000 | $128,000 | $300,000 | $44,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,590 | $1,301,108,000 | $171,000 | $1,200,000 | $79,000 | $1,798,000 |
| Application Withdrawn By Applicant | 1,820 | $326,205,000 | $179,000 | $1,120,000 | $79,000 | $1,145,000 |
| File Closed For Incompleteness | 966 | $165,057,000 | $170,000 | $1,000,000 | $78,000 | $916,000 |
| Application Denied By Financial Institution | 198 | $31,049,000 | $156,000 | $800,000 | $64,000 | $439,000 |
| Application Approved But Not Accepted | 8 | $1,123,000 | $140,000 | $205,000 | $38,000 | $58,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 39 | $6,765,000 | $173,000 | $800,000 | $72,000 | $439,000 |
| Collateral | 30 | $4,890,000 | $163,000 | $406,000 | $66,000 | $328,000 |
| Credit History | 28 | $4,133,000 | $147,000 | $423,000 | $53,000 | $118,000 |
| Other | 23 | $3,373,000 | $146,000 | $360,000 | $68,000 | $175,000 |
| Unverifiable Information | 8 | $956,000 | $119,000 | $204,000 | $61,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $957,000 | $159,000 | $360,000 | $94,000 | $318,000 |
| Employment History | 5 | $510,000 | $102,000 | $146,000 | $76,000 | $272,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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