Nova Financial & Investment Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Nova Financial & Investment Corporation 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 19,535 |
| Total Mortgage Loan Application Amount | $4,388,665,000 |
| Average Mortgage Loan Application Amount | $222,000 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $88,750 |
| Highest Applicant Income | $4,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Nova Financial & Investment Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nova Financial & Investment Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Nova Financial & Investment Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nova Financial & Investment Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Nova Financial & Investment Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nova Financial & Investment Corporation's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TUCSON, AZ | 5,709 | $ 1,074,685,000 | $ 188,000 | $ 85,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,555 | $ 1,048,825,000 | $ 230,000 | $ 88,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,436 | $ 779,910,000 | $ 320,000 | $ 113,000 |
| YUMA, AZ | 1,071 | $ 170,815,000 | $ 159,000 | $ 65,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 851 | $ 206,365,000 | $ 242,000 | $ 86,000 |
| SIERRA VISTA-DOUGLAS, AZ | 568 | $ 88,610,000 | $ 156,000 | $ 73,000 |
| COLORADO SPRINGS, CO | 425 | $ 122,795,000 | $ 288,000 | $ 111,000 |
| NA (OUTSIDE OF MSA/MD) | 376 | $ 74,630,000 | $ 204,200 | $ 93,400 |
| LAKE HAVASU CITY-KINGMAN, AZ | 164 | $ 24,980,000 | $ 152,000 | $ 75,000 |
| GREELEY, CO | 108 | $ 32,040,000 | $ 296,000 | $ 109,000 |
| SAN DIEGO-CARLSBAD, CA | 100 | $ 44,110,000 | $ 441,000 | $ 145,000 |
| PRESCOTT, AZ | 93 | $ 22,475,000 | $ 241,000 | $ 91,000 |
| BOULDER, CO | 69 | $ 25,005,000 | $ 362,000 | $ 132,000 |
| FLAGSTAFF, AZ | 69 | $ 19,915,000 | $ 288,000 | $ 157,000 |
| FORT COLLINS, CO | 51 | $ 15,395,000 | $ 301,000 | $ 128,000 |
| DALLAS-PLANO-IRVING, TX | 37 | $ 18,495,000 | $ 499,000 | $ 81,000 |
| FORT WORTH-ARLINGTON, TX | 27 | $ 4,575,000 | $ 169,000 | $ 77,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 7,890,000 | $ 328,000 | $ 113,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 16 | $ 7,030,000 | $ 439,000 | $ 138,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9 | $ 3,755,000 | $ 417,000 | $ 142,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 9 | $ 2,515,000 | $ 279,000 | $ 123,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 1,845,000 | $ 205,000 | $ 92,000 |
| PUEBLO, CO | 8 | $ 1,200,000 | $ 150,000 | $ 72,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 2,540,000 | $ 317,000 | $ 89,000 |
| GRAND JUNCTION, CO | 7 | $ 1,565,000 | $ 223,000 | $ 80,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 1,465,000 | $ 209,000 | $ 100,000 |
| JACKSONVILLE, FL | 6 | $ 1,500,000 | $ 250,000 | $ 81,000 |
| RENO, NV | 6 | $ 970,000 | $ 161,000 | $ 177,000 |
| TACOMA-LAKEWOOD, WA | 6 | $ 2,510,000 | $ 418,000 | $ 141,000 |
| ALBUQUERQUE, NM | 5 | $ 1,005,000 | $ 201,000 | $ 145,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 1,435,000 | $ 287,000 | $ 129,000 |
| LAS CRUCES, NM | 5 | $ 1,005,000 | $ 201,000 | $ 159,000 |
| WACO, TX | 5 | $ 895,000 | $ 179,000 | $ 57,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 1,180,000 | $ 295,000 | $ 123,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 1,320,000 | $ 308,000 | $ 134,500 |
| SALT LAKE CITY, UT | 4 | $ 990,000 | $ 247,000 | $ 64,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 735,000 | $ 245,000 | $ 98,000 |
| MIDLAND, TX | 3 | $ 905,000 | $ 301,000 | $ 103,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 755,000 | $ 251,000 | $ 117,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 775,000 | $ 258,000 | $ 125,000 |
| SALINAS, CA | 3 | $ 535,000 | $ 178,000 | $ 109,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 1,395,000 | $ 465,000 | $ 206,000 |
| BAKERSFIELD, CA | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| EL CENTRO, CA | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| EL PASO, TX | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| FAIRBANKS, AK | 2 | $ 440,000 | $ 220,000 | $ 327,000 |
| FRESNO, CA | 2 | $ 320,000 | $ 160,000 | $ 131,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 530,000 | $ 265,000 | $ 94,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 940,000 | $ 470,000 | $ 461,000 |
| SAN RAFAEL, CA | 2 | $ 1,490,000 | $ 745,000 | $ 184,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 780,000 | $ 390,000 | $ 103,000 |
| SANTA ROSA, CA | 2 | $ 530,000 | $ 265,000 | $ 72,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 650,000 | $ 325,000 | $ 179,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| ALBANY, OR | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| CARBONDALE-MARION, IL | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 365,000 | $ 365,000 | $ 270,000 |
| CORVALLIS, OR | 1 | $ 195,000 | $ 195,000 | $ 23,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 295,000 | $ 295,000 | $ 143,000 |
| EUGENE, OR | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| GRANTS PASS, OR | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| HANFORD-CORCORAN, CA | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 465,000 | $ 465,000 | $ 139,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| LAREDO, TX | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| LEWISTON, ID-WA | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| LUBBOCK, TX | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| MEDFORD, OR | 1 | $ 355,000 | $ 355,000 | $ 525,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 225,000 | $ 225,000 | $ 214,000 |
| MODESTO, CA | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| PEORIA, IL | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| REDDING, CA | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| SAN ANGELO, TX | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 334,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 685,000 | $ 685,000 | $ 186,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 555,000 | $ 555,000 | $ 238,000 |
| ST. GEORGE, UT | 1 | $ 205,000 | $ 205,000 | $ 507,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| VICTORIA, TX | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Nova Financial & Investment Corporation in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 15,624 | $3,528,440,000 | $225,000 | $10,005,000 | $89,000 | $4,620,000 |
| Cash-out Refinancing | 2,268 | $504,290,000 | $222,000 | $2,505,000 | $94,000 | $3,990,000 |
| Refinancing | 1,383 | $296,755,000 | $214,000 | $1,505,000 | $85,000 | $900,000 |
| Home Improvement | 260 | $59,180,000 | $227,000 | $665,000 | $87,000 | $535,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,362 | $2,990,030,000 | $241,000 | $2,505,000 | $98,000 | $3,990,000 |
| Hispanic | 5,232 | $934,650,000 | $178,000 | $995,000 | $64,000 | $907,000 |
| Black or African American | 660 | $159,180,000 | $241,000 | $10,005,000 | $91,000 | $4,620,000 |
| Not Provided | 550 | $125,460,000 | $228,000 | $1,005,000 | $103,000 | $1,272,000 |
| Asian | 506 | $130,310,000 | $257,000 | $1,605,000 | $107,000 | $1,716,000 |
| American Indian or Alaskan Native | 113 | $23,435,000 | $207,000 | $505,000 | $94,000 | $1,312,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $10,090,000 | $240,000 | $595,000 | $105,000 | $442,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,877 | $2,799,765,000 | $235,000 | $10,005,000 | $102,000 | $1,716,000 |
| FHA-insured (Federal Housing Administration) | 5,145 | $963,535,000 | $187,000 | $805,000 | $63,000 | $4,620,000 |
| VA-guaranteed (Veterans Administration) | 2,199 | $577,195,000 | $262,000 | $2,065,000 | $87,000 | $3,990,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 314 | $48,170,000 | $153,000 | $415,000 | $50,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,545 | $2,589,755,000 | $224,000 | $1,925,000 | $89,000 | $1,703,000 |
| File Closed For Incompleteness | 3,942 | $882,450,000 | $223,000 | $2,505,000 | $88,000 | $3,990,000 |
| Application Withdrawn By Applicant | 3,161 | $740,555,000 | $234,000 | $10,005,000 | $94,000 | $4,620,000 |
| Application Denied By Financial Institution | 886 | $175,600,000 | $198,000 | $1,505,000 | $79,000 | $1,344,000 |
| Application Approved But Not Accepted | 1 | $305,000 | $305,000 | $305,000 | $108,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,649 | $4,213,065,000 | $225,000 | $10,005,000 | $90,000 | $4,620,000 |
| Credit History | 316 | $60,580,000 | $191,000 | $1,205,000 | $91,000 | $1,344,000 |
| Collateral | 160 | $30,750,000 | $192,000 | $1,125,000 | $92,000 | $924,000 |
| Employment History | 144 | $29,850,000 | $207,000 | $955,000 | $57,000 | $314,000 |
| Other | 114 | $25,210,000 | $221,000 | $1,505,000 | $85,000 | $600,000 |
| Debt-To-Income Ratio | 111 | $21,945,000 | $197,000 | $715,000 | $53,000 | $210,000 |
| Unverifiable Information | 37 | $6,595,000 | $178,000 | $355,000 | $65,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $555,000 | $185,000 | $255,000 | $60,000 | $79,000 |
| Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $73,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.