Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Numark Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,059 |
| Total Mortgage Loan Application Amount | $128,356,000 |
| Average Mortgage Loan Application Amount | $97,333 |
| Highest Mortgage Loan Application Amount | $560,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $737,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 382 | $ 52,339,000 | $ 137,000 | $ 67,000 |
| Cook County Illinois | 292 | $ 42,772,000 | $ 146,000 | $ 70,000 |
| Grundy County Illinois | 36 | $ 5,545,000 | $ 154,000 | $ 78,000 |
| DuPage County Illinois | 25 | $ 4,387,000 | $ 175,000 | $ 90,000 |
| Kendall County Illinois | 18 | $ 2,833,000 | $ 157,000 | $ 71,000 |
| Lake County Indiana | 12 | $ 1,884,000 | $ 157,000 | $ 73,000 |
| Kankakee County Illinois | 10 | $ 1,326,000 | $ 132,000 | $ 80,000 |
| Wood County Ohio | 7 | $ 237,000 | $ 33,000 | $ 43,000 |
| Kane County Illinois | 6 | $ 1,111,000 | $ 185,000 | $ 240,000 |
| McHenry County Illinois | 6 | $ 1,301,000 | $ 216,000 | $ 125,000 |
| Macomb County Michigan | 6 | $ 176,000 | $ 29,000 | $ 46,000 |
| LaSalle County Illinois | 5 | $ 662,000 | $ 132,000 | $ 58,000 |
| Howard County Maryland | 5 | $ 330,000 | $ 66,000 | $ 66,000 |
| Oakland County Michigan | 5 | $ 175,000 | $ 35,000 | $ 81,000 |
| Ottawa County Michigan | 4 | $ 183,000 | $ 45,000 | $ 59,000 |
| Washtenaw County Michigan | 4 | $ 219,000 | $ 54,000 | $ 53,000 |
| Wayne County Michigan | 4 | $ 120,000 | $ 30,000 | $ 49,000 |
| Anoka County Minnesota | 4 | $ 181,000 | $ 45,000 | $ 66,000 |
| Adams County Pennsylvania | 4 | $ 241,000 | $ 60,000 | $ 59,000 |
| Allegheny County Pennsylvania | 4 | $ 207,000 | $ 51,000 | $ 66,000 |
| Erie County Pennsylvania | 4 | $ 152,000 | $ 38,000 | $ 38,000 |
| Lancaster County Pennsylvania | 4 | $ 181,000 | $ 45,000 | $ 49,000 |
| Lebanon County Pennsylvania | 4 | $ 167,000 | $ 41,000 | $ 73,000 |
| Sedgwick County Kansas | 3 | $ 196,000 | $ 65,000 | $ 52,000 |
| Grand Traverse County Michigan | 3 | $ 168,000 | $ 56,000 | $ 110,000 |
| Kent County Michigan | 3 | $ 146,000 | $ 48,000 | $ 62,000 |
| Livingston County Michigan | 3 | $ 123,000 | $ 41,000 | $ 62,000 |
| Ramsey County Minnesota | 3 | $ 81,000 | $ 27,000 | $ 37,000 |
| Lancaster County Nebraska | 3 | $ 65,000 | $ 21,000 | $ 48,000 |
| Dauphin County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 49,000 |
| Poquoson County Virginia | 3 | $ 213,000 | $ 71,000 | $ 70,000 |
| Harrison County West Virginia | 3 | $ 149,000 | $ 49,000 | $ 78,000 |
| DeKalb County Illinois | 2 | $ 287,000 | $ 143,000 | $ 65,000 |
| Livingston County Illinois | 2 | $ 137,000 | $ 68,000 | $ 19,000 |
| Calhoun County Michigan | 2 | $ 60,000 | $ 30,000 | $ 28,000 |
| Clinton County Michigan | 2 | $ 62,000 | $ 31,000 | $ 58,000 |
| St. Clair County Michigan | 2 | $ 188,000 | $ 94,000 | $ 106,000 |
| Burlington County New Jersey | 2 | $ 135,000 | $ 67,000 | $ 103,000 |
| Cape May County New Jersey | 2 | $ 76,000 | $ 38,000 | $ 133,000 |
| Broome County New York | 2 | $ 113,000 | $ 56,000 | $ 65,000 |
| Chenango County New York | 2 | $ 134,000 | $ 67,000 | $ 42,000 |
| Oswego County New York | 2 | $ 97,000 | $ 48,000 | $ 39,000 |
| St. Lawrence County New York | 2 | $ 122,000 | $ 61,000 | $ 53,000 |
| Coshocton County Ohio | 2 | $ 68,000 | $ 34,000 | $ 50,000 |
| Delaware County Ohio | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| Franklin County Ohio | 2 | $ 38,000 | $ 19,000 | $ 38,000 |
| Fulton County Ohio | 2 | $ 108,000 | $ 54,000 | $ 85,000 |
| Hancock County Ohio | 2 | $ 58,000 | $ 29,000 | $ 40,000 |
| Licking County Ohio | 2 | $ 69,000 | $ 34,000 | $ 53,000 |
| Lucas County Ohio | 2 | $ 53,000 | $ 26,000 | $ 36,000 |
| Tuscarawas County Ohio | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Berks County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 51,000 |
| Bucks County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 74,000 |
| Chester County Pennsylvania | 2 | $ 107,000 | $ 53,000 | $ 97,000 |
| Fayette County Pennsylvania | 2 | $ 52,000 | $ 26,000 | $ 23,000 |
| Lehigh County Pennsylvania | 2 | $ 66,000 | $ 33,000 | $ 28,000 |
| Montgomery County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Northumberland County Pennsylvania | 2 | $ 47,000 | $ 23,000 | $ 39,000 |
| Venango County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Minnehaha County South Dakota | 2 | $ 66,000 | $ 33,000 | $ 43,000 |
| Racine County Wisconsin | 2 | $ 68,000 | $ 34,000 | $ 43,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 142,000 |
| Riverside County California | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Broward County Florida | 1 | $ 120,000 | $ 120,000 | $ 19,000 |
| Clay County Florida | 1 | $ 154,000 | $ 154,000 | $ 100,000 |
| Lee County Florida | 1 | $ 126,000 | $ 126,000 | $ 114,000 |
| Bingham County Idaho | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Owyhee County Idaho | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Boone County Illinois | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Bureau County Illinois | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Hamilton County Illinois | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| Jackson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Lee County Illinois | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Ogle County Illinois | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Sangamon County Illinois | 1 | $ 47,000 | $ 47,000 | $ 88,000 |
| Tazewell County Illinois | 1 | $ 240,000 | $ 240,000 | $ 156,000 |
| Woodford County Illinois | 1 | $ 156,000 | $ 156,000 | $ 75,000 |
| Greene County Indiana | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Kosciusko County Indiana | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| LaPorte County Indiana | 1 | $ 106,000 | $ 106,000 | $ 86,000 |
| Newton County Indiana | 1 | $ 239,000 | $ 239,000 | $ 65,000 |
| Warrick County Indiana | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Allen County Kansas | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
| Crawford County Kansas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Doniphan County Kansas | 1 | $ 48,000 | $ 48,000 | $ 65,000 |
| Geary County Kansas | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Harper County Kansas | 1 | $ 94,000 | $ 94,000 | $ 166,000 |
| Kingman County Kansas | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| Montgomery County Kansas | 1 | $ 52,000 | $ 52,000 | $ 71,000 |
| Riley County Kansas | 1 | $ 17,000 | $ 17,000 | $ 29,000 |
| Shawnee County Kansas | 1 | $ 43,000 | $ 43,000 | $ 51,000 |
| Wyandotte County Kansas | 1 | $ 17,000 | $ 17,000 | $ 26,000 |
| Laurel County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Anne Arundel County Maryland | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Washington County Maryland | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
| Berrien County Michigan | 1 | $ 59,000 | $ 59,000 | $ 70,000 |
| Branch County Michigan | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Delta County Michigan | 1 | $ 123,000 | $ 123,000 | $ 162,000 |
| Eaton County Michigan | 1 | $ 52,000 | $ 52,000 | $ 49,000 |
| Jackson County Michigan | 1 | $ 24,000 | $ 24,000 | $ 48,000 |
| Kalamazoo County Michigan | 1 | $ 57,000 | $ 57,000 | $ 71,000 |
| Midland County Michigan | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Muskegon County Michigan | 1 | $ 39,000 | $ 39,000 | $ 62,000 |
| Newaygo County Michigan | 1 | $ 89,000 | $ 89,000 | $ 100,000 |
| Kanabec County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 38,000 |
| Mille Lacs County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 111,000 |
| Scott County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Steele County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Washington County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Callaway County Missouri | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Custer County Montana | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Lincoln County Montana | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Richland County Montana | 1 | $ 51,000 | $ 51,000 | $ 157,000 |
| Cherry County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Custer County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Douglas County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| Keith County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 93,000 |
| Knox County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Atlantic County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Camden County New Jersey | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Cumberland County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Gloucester County New Jersey | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Monmouth County New Jersey | 1 | $ 89,000 | $ 89,000 | $ 90,000 |
| Salem County New Jersey | 1 | $ 27,000 | $ 27,000 | $ 40,000 |
| Albany County New York | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Chemung County New York | 1 | $ 47,000 | $ 47,000 | $ 44,000 |
| Cortland County New York | 1 | $ 32,000 | $ 32,000 | $ 81,000 |
| Franklin County New York | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Jefferson County New York | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Madison County New York | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
| Saratoga County New York | 1 | $ 29,000 | $ 29,000 | $ 80,000 |
| Warren County New York | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Gaston County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Rolette County North Dakota | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Allen County Ohio | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Carroll County Ohio | 1 | $ 43,000 | $ 43,000 | $ 58,000 |
| Columbiana County Ohio | 1 | $ 32,000 | $ 32,000 | $ 57,000 |
| Fairfield County Ohio | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Geauga County Ohio | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Guernsey County Ohio | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Hamilton County Ohio | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Harrison County Ohio | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Jackson County Ohio | 1 | $ 12,000 | $ 12,000 | $ 17,000 |
| Logan County Ohio | 1 | $ 24,000 | $ 24,000 | $ 30,000 |
| Lorain County Ohio | 1 | $ 57,000 | $ 57,000 | $ 87,000 |
| Portage County Ohio | 1 | $ 92,000 | $ 92,000 | $ 70,000 |
| Ross County Ohio | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Williams County Ohio | 1 | $ 17,000 | $ 17,000 | $ 23,000 |
| Bradford County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Butler County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Carbon County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 88,000 |
| Centre County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Clarion County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Clearfield County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Cumberland County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Greene County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 108,000 |
| Luzerne County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Northampton County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Susquehanna County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Washington County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Wayne County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Westmoreland County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 19,000 |
| York County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 77,000 |
| Harding County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 101,000 |
| Madison County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Dallas County Texas | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Addison County Vermont | 1 | $ 58,000 | $ 58,000 | $ 71,000 |
| Fauquier County Virginia | 1 | $ 17,000 | $ 17,000 | $ 33,000 |
| Pittsylvania County Virginia | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Smyth County Virginia | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Wise County Virginia | 1 | $ 18,000 | $ 18,000 | $ 22,000 |
| Mercer County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Summers County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 96,000 |
| Wayne County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Columbia County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 39,000 |
| Dane County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Jackson County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Juneau County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Oneida County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 92,000 |
| Sauk County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 53,000 |
| Sawyer County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Fremont County Wyoming | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Platte County Wyoming | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 677 | $70,117,000 | $103,000 | $560,000 | $61,000 | $300,000 |
| Refinancing | 356 | $57,504,000 | $161,000 | $417,000 | $80,000 | $737,000 |
| Home Improvement | 26 | $735,000 | $28,000 | $60,000 | $83,000 | $161,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 715 | $83,519,000 | $116,000 | $560,000 | $69,000 | $545,000 |
| Hispanic | 134 | $14,924,000 | $111,000 | $325,000 | $58,000 | $202,000 |
| Black or African American | 92 | $11,995,000 | $130,000 | $412,000 | $61,000 | $233,000 |
| Not Provided | 89 | $13,455,000 | $151,000 | $388,000 | $71,000 | $428,000 |
| Asian | 20 | $3,256,000 | $162,000 | $417,000 | $108,000 | $737,000 |
| American Indian or Alaskan Native | 5 | $498,000 | $99,000 | $208,000 | $68,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $709,000 | $177,000 | $310,000 | $111,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,001 | $120,275,000 | $120,000 | $560,000 | $69,000 | $737,000 |
| FHA-insured (Federal Housing Administration) | 48 | $6,328,000 | $131,000 | $245,000 | $50,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,753,000 | $175,000 | $330,000 | $70,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 526 | $68,828,000 | $130,000 | $417,000 | $77,000 | $737,000 |
| Application Denied By Financial Institution | 367 | $43,730,000 | $119,000 | $560,000 | $59,000 | $428,000 |
| Application Withdrawn By Applicant | 104 | $13,167,000 | $126,000 | $378,000 | $67,000 | $250,000 |
| Application Approved But Not Accepted | 61 | $2,583,000 | $42,000 | $80,000 | $50,000 | $147,000 |
| File Closed For Incompleteness | 1 | $48,000 | $48,000 | $48,000 | $42,000 | $42,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 198 | $23,552,000 | $118,000 | $390,000 | $55,000 | $175,000 |
| Debt-To-Income Ratio | 84 | $10,655,000 | $126,000 | $560,000 | $52,000 | $166,000 |
| Collateral | 42 | $4,385,000 | $104,000 | $275,000 | $74,000 | $166,000 |
| Credit Application Incomplete | 14 | $1,943,000 | $138,000 | $284,000 | $91,000 | $246,000 |
| Employment History | 11 | $1,063,000 | $96,000 | $383,000 | $67,000 | $180,000 |
| Other | 7 | $704,000 | $100,000 | $152,000 | $59,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $502,000 | $100,000 | $151,000 | $49,000 | $80,000 |
| Unverifiable Information | 2 | $107,000 | $53,000 | $81,000 | $34,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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