Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Numark Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Numark Credit Union
1654 Terry Dr; P O Box 2729
Joliet, IL 60434
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 988
Total Mortgage Loan Application Amount $118,526,000
Average Mortgage Loan Application Amount $132,666
Highest Mortgage Loan Application Amount $480,000
Average Applicant Income $75,333
Highest Applicant Income $1,472,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2017.

Mortgage Loan Application Totals for Numark Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Will County Illinois 351 $ 49,235,000 $ 140,000 $ 71,000
Cook County Illinois 221 $ 33,806,000 $ 152,000 $ 86,000
Grundy County Illinois 34 $ 5,951,000 $ 175,000 $ 86,000
DuPage County Illinois 19 $ 3,625,000 $ 190,000 $ 76,000
Oakland County Michigan 16 $ 548,000 $ 34,000 $ 58,000
Kendall County Illinois 13 $ 1,850,000 $ 142,000 $ 63,000
Lake County Indiana 13 $ 2,217,000 $ 170,000 $ 82,000
Kent County Michigan 10 $ 630,000 $ 63,000 $ 58,000
Macomb County Michigan 9 $ 511,000 $ 56,000 $ 67,000
Kane County Illinois 7 $ 1,013,000 $ 144,000 $ 103,000
LaSalle County Illinois 7 $ 936,000 $ 133,000 $ 87,000
Livingston County Michigan 7 $ 348,000 $ 49,000 $ 57,000
Anoka County Minnesota 7 $ 306,000 $ 43,000 $ 51,000
Ottawa County Michigan 6 $ 287,000 $ 47,000 $ 64,000
Lucas County Ohio 6 $ 118,000 $ 19,000 $ 44,000
Berks County Pennsylvania 6 $ 265,000 $ 44,000 $ 76,000
Ada County Idaho 5 $ 271,000 $ 54,000 $ 50,000
St. Clair County Michigan 5 $ 212,000 $ 42,000 $ 54,000
Washtenaw County Michigan 5 $ 205,000 $ 41,000 $ 70,000
Wood County Ohio 5 $ 138,000 $ 27,000 $ 43,000
Elkhart County Indiana 4 $ 80,000 $ 20,000 $ 41,000
Grand Traverse County Michigan 4 $ 331,000 $ 82,000 $ 75,000
Licking County Ohio 4 $ 217,000 $ 54,000 $ 56,000
Lancaster County Pennsylvania 4 $ 157,000 $ 39,000 $ 37,000
Adams County Colorado 3 $ 151,000 $ 50,000 $ 69,000
DeKalb County Illinois 3 $ 550,000 $ 183,000 $ 73,000
Lake County Illinois 3 $ 406,000 $ 135,000 $ 39,000
Livingston County Illinois 3 $ 373,000 $ 124,000 $ 44,000
McHenry County Illinois 3 $ 669,000 $ 223,000 $ 120,000
Jackson County Indiana 3 $ 149,000 $ 49,000 $ 52,000
Marion County Indiana 3 $ 279,000 $ 93,000 $ 55,000
Sedgwick County Kansas 3 $ 155,000 $ 51,000 $ 58,000
Anne Arundel County Maryland 3 $ 115,000 $ 38,000 $ 45,000
Berrien County Michigan 3 $ 142,000 $ 47,000 $ 111,000
Wright County Minnesota 3 $ 140,000 $ 46,000 $ 57,000
Suffolk County New York 3 $ 327,000 $ 109,000 $ 104,000
Butler County Ohio 3 $ 110,000 $ 36,000 $ 49,000
Bucks County Pennsylvania 3 $ 141,000 $ 47,000 $ 70,000
Butler County Pennsylvania 3 $ 141,000 $ 47,000 $ 46,000
Chester County Pennsylvania 3 $ 148,000 $ 49,000 $ 71,000
Montgomery County Pennsylvania 3 $ 190,000 $ 63,000 $ 66,000
Garfield County Colorado 2 $ 113,000 $ 56,000 $ 53,000
Jefferson County Colorado 2 $ 89,000 $ 44,000 $ 52,000
Weld County Colorado 2 $ 79,000 $ 39,000 $ 42,000
New Castle County Delaware 2 $ 153,000 $ 76,000 $ 104,000
Sussex County Delaware 2 $ 110,000 $ 55,000 $ 35,000
Canyon County Idaho 2 $ 80,000 $ 40,000 $ 26,000
Iroquois County Illinois 2 $ 225,000 $ 112,000 $ 90,000
Newton County Indiana 2 $ 368,000 $ 184,000 $ 47,000
Porter County Indiana 2 $ 62,000 $ 31,000 $ 83,000
Eaton County Michigan 2 $ 61,000 $ 30,000 $ 47,000
Ionia County Michigan 2 $ 134,000 $ 67,000 $ 68,000
Jackson County Michigan 2 $ 143,000 $ 71,000 $ 47,000
Lapeer County Michigan 2 $ 78,000 $ 39,000 $ 43,000
Shiawassee County Michigan 2 $ 45,000 $ 22,000 $ 41,000
St. Joseph County Michigan 2 $ 372,000 $ 186,000 $ 86,000
Chisago County Minnesota 2 $ 132,000 $ 66,000 $ 54,000
Ramsey County Minnesota 2 $ 89,000 $ 44,000 $ 59,000
Cumberland County New Jersey 2 $ 102,000 $ 51,000 $ 71,000
Madison County New York 2 $ 106,000 $ 53,000 $ 66,000
Steuben County New York 2 $ 185,000 $ 92,000 $ 85,000
Carroll County Ohio 2 $ 87,000 $ 43,000 $ 58,000
Clermont County Ohio 2 $ 46,000 $ 23,000 $ 33,000
Coshocton County Ohio 2 $ 93,000 $ 46,000 $ 47,000
Geauga County Ohio 2 $ 102,000 $ 51,000 $ 45,000
Lawrence County Ohio 2 $ 143,000 $ 71,000 $ 58,000
Montgomery County Ohio 2 $ 63,000 $ 31,000 $ 44,000
Muskingum County Ohio 2 $ 112,000 $ 56,000 $ 67,000
Washington County Ohio 2 $ 68,000 $ 34,000 $ 57,000
Adams County Pennsylvania 2 $ 94,000 $ 47,000 $ 45,000
Blair County Pennsylvania 2 $ 136,000 $ 68,000 $ 89,000
Erie County Pennsylvania 2 $ 40,000 $ 20,000 $ 63,000
Lawrence County Pennsylvania 2 $ 58,000 $ 29,000 $ 27,000
York County Pennsylvania 2 $ 88,000 $ 44,000 $ 46,000
Wise County Virginia 2 $ 125,000 $ 62,000 $ 53,000
Chaffee County Colorado 1 $ 47,000 $ 47,000 $ 27,000
La Plata County Colorado 1 $ 22,000 $ 22,000 $ 86,000
Moffat County Colorado 1 $ 48,000 $ 48,000 $ 89,000
Kent County Delaware 1 $ 35,000 $ 35,000 $ 44,000
Lee County Florida 1 $ 125,000 $ 125,000 $ 98,000
Polk County Florida 1 $ 131,000 $ 131,000 $ 85,000
Barrow County Georgia 1 $ 193,000 $ 193,000 $ 106,000
Cherokee County Georgia 1 $ 242,000 $ 242,000 $ 58,000
Fulton County Georgia 1 $ 392,000 $ 392,000 $ 84,000
Jefferson County Idaho 1 $ 83,000 $ 83,000 $ 59,000
Kankakee County Illinois 1 $ 82,000 $ 82,000 $ 73,000
Tazewell County Illinois 1 $ 95,000 $ 95,000 $ 61,000
Starke County Indiana 1 $ 103,000 $ 103,000 $ 88,000
Polk County Iowa 1 $ 31,000 $ 31,000 $ 22,000
Crawford County Kansas 1 $ 31,000 $ 31,000 $ 26,000
Labette County Kansas 1 $ 73,000 $ 73,000 $ 82,000
Pottawatomie County Kansas 1 $ 47,000 $ 47,000 $ 34,000
Reno County Kansas 1 $ 111,000 $ 111,000 $ 94,000
Washington County Kansas 1 $ 55,000 $ 55,000 $ 72,000
Clinton County Kentucky 1 $ 20,000 $ 20,000 $ 12,000
Floyd County Kentucky 1 $ 61,000 $ 61,000 $ 42,000
Henderson County Kentucky 1 $ 33,000 $ 33,000 $ 39,000
Caroline County Maryland 1 $ 67,000 $ 67,000 $ 48,000
Benzie County Michigan 1 $ 45,000 $ 45,000 $ 44,000
Genesee County Michigan 1 $ 29,000 $ 29,000 $ 96,000
Gratiot County Michigan 1 $ 17,000 $ 17,000 $ 36,000
Ingham County Michigan 1 $ 42,000 $ 42,000 $ 93,000
Kalamazoo County Michigan 1 $ 44,000 $ 44,000 $ 30,000
Kalkaska County Michigan 1 $ 60,000 $ 60,000 $ 79,000
Monroe County Michigan 1 $ 28,000 $ 28,000 $ 63,000
Muskegon County Michigan 1 $ 40,000 $ 40,000 $ 78,000
Wayne County Michigan 1 $ 17,000 $ 17,000 $ 34,000
Wexford County Michigan 1 $ 40,000 $ 40,000 $ 88,000
Blue Earth County Minnesota 1 $ 92,000 $ 92,000 $ 71,000
Carver County Minnesota 1 $ 36,000 $ 36,000 $ 26,000
Crow Wing County Minnesota 1 $ 82,000 $ 82,000 $ 59,000
Dakota County Minnesota 1 $ 30,000 $ 30,000 $ 48,000
Goodhue County Minnesota 1 $ 40,000 $ 40,000 $ 58,000
Hennepin County Minnesota 1 $ 70,000 $ 70,000 $ 67,000
Morrison County Minnesota 1 $ 95,000 $ 95,000 $ 49,000
St. Louis County Minnesota 1 $ 54,000 $ 54,000 $ 90,000
Steele County Minnesota 1 $ 30,000 $ 30,000 $ 39,000
Callaway County Missouri 1 $ 68,000 $ 68,000 $ 90,000
Daviess County Missouri 1 $ 60,000 $ 60,000 $ 31,000
Greene County Missouri 1 $ 165,000 $ 165,000 $ 72,000
Washington County Missouri 1 $ 10,000 $ 10,000 $ 56,000
Flathead County Montana 1 $ 61,000 $ 61,000 $ 35,000
Lewis and Clark County Montana 1 $ 17,000 $ 17,000 $ 81,000
Douglas County Nebraska 1 $ 42,000 $ 42,000 $ 35,000
Sarpy County Nebraska 1 $ 61,000 $ 61,000 $ 106,000
Burlington County New Jersey 1 $ 43,000 $ 43,000 $ 26,000
Gloucester County New Jersey 1 $ 41,000 $ 41,000 $ 57,000
Middlesex County New Jersey 1 $ 66,000 $ 66,000 $ 46,000
Morris County New Jersey 1 $ 122,000 $ 122,000 $ 64,000
Ocean County New Jersey 1 $ 109,000 $ 109,000 $ 70,000
Clinton County New York 1 $ 60,000 $ 60,000 $ 59,000
Erie County New York 1 $ 43,000 $ 43,000 $ 47,000
Greene County New York 1 $ 36,000 $ 36,000 $ 29,000
Ontario County New York 1 $ 64,000 $ 64,000 $ 61,000
Oswego County New York 1 $ 44,000 $ 44,000 $ 35,000
Saratoga County New York 1 $ 87,000 $ 87,000 $ 59,000
Ashland County Ohio 1 $ 89,000 $ 89,000 $ 131,000
Athens County Ohio 1 $ 82,000 $ 82,000 $ 228,000
Belmont County Ohio 1 $ 73,000 $ 73,000 $ 48,000
Clark County Ohio 1 $ 27,000 $ 27,000 $ 37,000
Cuyahoga County Ohio 1 $ 73,000 $ 73,000 $ 62,000
Delaware County Ohio 1 $ 51,000 $ 51,000 $ 98,000
Franklin County Ohio 1 $ 48,000 $ 48,000 $ 69,000
Hamilton County Ohio 1 $ 56,000 $ 56,000 $ 130,000
Harrison County Ohio 1 $ 74,000 $ 74,000 $ 70,000
Jefferson County Ohio 1 $ 31,000 $ 31,000 $ 43,000
Lorain County Ohio 1 $ 41,000 $ 41,000 $ 38,000
Pickaway County Ohio 1 $ 65,000 $ 65,000 $ 29,000
Portage County Ohio 1 $ 78,000 $ 78,000 $ 29,000
Tuscarawas County Ohio 1 $ 37,000 $ 37,000 $ 34,000
Warren County Ohio 1 $ 44,000 $ 44,000 $ 78,000
Deschutes County Oregon 1 $ 480,000 $ 480,000 $ 55,000
Beaver County Pennsylvania 1 $ 28,000 $ 28,000 $ 31,000
Columbia County Pennsylvania 1 $ 64,000 $ 64,000 $ 43,000
Cumberland County Pennsylvania 1 $ 45,000 $ 45,000 $ 77,000
Dauphin County Pennsylvania 1 $ 29,000 $ 29,000 $ 51,000
Elk County Pennsylvania 1 $ 35,000 $ 35,000 $ 30,000
Lebanon County Pennsylvania 1 $ 94,000 $ 94,000 $ 74,000
Lehigh County Pennsylvania 1 $ 13,000 $ 13,000 $ 55,000
Northumberland County Pennsylvania 1 $ 90,000 $ 90,000 $ 126,000
Tioga County Pennsylvania 1 $ 26,000 $ 26,000 $ 35,000
Lincoln County South Dakota 1 $ 67,000 $ 67,000 $ 50,000
Sully County South Dakota 1 $ 64,000 $ 64,000 $ 52,000
Madison County Tennessee 1 $ 147,000 $ 147,000 $ 42,000
Washington County Vermont 1 $ 77,000 $ 77,000 $ 73,000
Frederick County Virginia 1 $ 75,000 $ 75,000 $ 38,000
Rockingham County Virginia 1 $ 36,000 $ 36,000 $ 25,000
Barbour County West Virginia 1 $ 74,000 $ 74,000 $ 65,000
Berkeley County West Virginia 1 $ 54,000 $ 54,000 $ 55,000
Pocahontas County West Virginia 1 $ 77,000 $ 77,000 $ 111,000
Putnam County West Virginia 1 $ 52,000 $ 52,000 $ 38,000
Wetzel County West Virginia 1 $ 100,000 $ 100,000 $ 96,000
Forest County Wisconsin 1 $ 76,000 $ 76,000 $ 43,000
La Crosse County Wisconsin 1 $ 56,000 $ 56,000 $ 51,000
Waukesha County Wisconsin 1 $ 123,000 $ 123,000 $ 95,000
Sheridan County Wyoming 1 $ 34,000 $ 34,000 $ 66,000

Mortgage Loan Application Detail Totals for Numark Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 665 $71,460,000 $107,000 $424,000 $67,000 $1,472,000
Home Improvement 184 $26,882,000 $146,000 $411,000 $84,000 $769,000
Refinancing 139 $20,184,000 $145,000 $480,000 $75,000 $217,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 672 $75,296,000 $112,000 $480,000 $71,000 $769,000
Hispanic 159 $21,932,000 $137,000 $400,000 $65,000 $205,000
Black or African American 107 $13,841,000 $129,000 $424,000 $81,000 $1,472,000
Not Provided 41 $6,547,000 $159,000 $392,000 $75,000 $370,000
American Indian or Alaskan Native 5 $600,000 $120,000 $204,000 $66,000 $145,000
Asian 4 $310,000 $77,000 $143,000 $61,000 $140,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 887 $103,302,000 $116,000 $480,000 $72,000 $1,472,000
FHA-insured (Federal Housing Administration) 86 $12,891,000 $149,000 $304,000 $63,000 $142,000
VA-guaranteed (Veterans Administration) 13 $2,071,000 $159,000 $296,000 $68,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $262,000 $131,000 $184,000 $28,000 $29,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 420 $53,778,000 $128,000 $424,000 $77,000 $397,000
Application Denied By Financial Institution 265 $30,514,000 $115,000 $411,000 $62,000 $434,000
Application Withdrawn By Applicant 199 $29,038,000 $145,000 $480,000 $78,000 $1,472,000
Application Approved But Not Accepted 104 $5,196,000 $49,000 $150,000 $63,000 $228,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 126 $14,364,000 $114,000 $301,000 $56,000 $180,000
Debt-To-Income Ratio 44 $6,007,000 $136,000 $370,000 $60,000 $200,000
Collateral 25 $3,086,000 $123,000 $411,000 $85,000 $434,000
Employment History 23 $1,436,000 $62,000 $154,000 $55,000 $128,000
Other 6 $449,000 $74,000 $141,000 $48,000 $66,000
Unverifiable Information 4 $333,000 $83,000 $121,000 $67,000 $140,000
Credit Application Incomplete 3 $479,000 $159,000 $241,000 $90,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 1 $49,000 $49,000 $49,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Numark Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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