Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Numark Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 650 |
| Total Mortgage Loan Application Amount | $74,820,000 |
| Average Mortgage Loan Application Amount | $128,750 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $76,750 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 172 | $ 25,610,000 | $ 148,000 | $ 76,000 |
| Cook County Illinois | 127 | $ 19,405,000 | $ 152,000 | $ 80,000 |
| Grundy County Illinois | 20 | $ 2,280,000 | $ 114,000 | $ 73,000 |
| Kendall County Illinois | 12 | $ 2,980,000 | $ 248,000 | $ 94,000 |
| DuPage County Illinois | 11 | $ 2,175,000 | $ 197,000 | $ 88,000 |
| Kankakee County Illinois | 10 | $ 1,250,000 | $ 125,000 | $ 74,000 |
| Lake County Indiana | 10 | $ 1,470,000 | $ 147,000 | $ 104,000 |
| Kent County Michigan | 9 | $ 545,000 | $ 60,000 | $ 69,000 |
| Lancaster County Pennsylvania | 8 | $ 400,000 | $ 50,000 | $ 42,000 |
| Berks County Pennsylvania | 7 | $ 315,000 | $ 45,000 | $ 57,000 |
| York County Pennsylvania | 6 | $ 310,000 | $ 51,000 | $ 45,000 |
| Saratoga County New York | 5 | $ 235,000 | $ 47,000 | $ 43,000 |
| Polk County Florida | 4 | $ 340,000 | $ 85,000 | $ 77,000 |
| Kane County Illinois | 4 | $ 780,000 | $ 195,000 | $ 96,000 |
| Livingston County Michigan | 4 | $ 240,000 | $ 60,000 | $ 56,000 |
| Macomb County Michigan | 4 | $ 220,000 | $ 55,000 | $ 84,000 |
| Stark County Ohio | 4 | $ 230,000 | $ 57,000 | $ 62,000 |
| Weld County Colorado | 3 | $ 195,000 | $ 65,000 | $ 46,000 |
| Gwinnett County Georgia | 3 | $ 65,000 | $ 21,000 | $ 28,000 |
| Ottawa County Michigan | 3 | $ 115,000 | $ 38,000 | $ 100,000 |
| Wayne County Michigan | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| Burlington County New Jersey | 3 | $ 145,000 | $ 48,000 | $ 37,000 |
| Cumberland County New Jersey | 3 | $ 215,000 | $ 71,000 | $ 48,000 |
| Ontario County New York | 3 | $ 125,000 | $ 41,000 | $ 39,000 |
| Adams County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 58,000 |
| Butler County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 63,000 |
| Lebanon County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 62,000 |
| Sevier County Tennessee | 3 | $ 145,000 | $ 48,000 | $ 41,000 |
| Kanawha County West Virginia | 3 | $ 415,000 | $ 138,000 | $ 79,000 |
| Adams County Colorado | 2 | $ 100,000 | $ 50,000 | $ 69,000 |
| Larimer County Colorado | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Mesa County Colorado | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Citrus County Florida | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 178,000 |
| Pinellas County Florida | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Ada County Idaho | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Kootenai County Idaho | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Champaign County Illinois | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| LaSalle County Illinois | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Livingston County Illinois | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| McHenry County Illinois | 2 | $ 200,000 | $ 100,000 | $ 137,000 |
| Marion County Indiana | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Anne Arundel County Maryland | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Howard County Maryland | 2 | $ 160,000 | $ 80,000 | $ 91,000 |
| Berrien County Michigan | 2 | $ 530,000 | $ 265,000 | $ 286,000 |
| Genesee County Michigan | 2 | $ 50,000 | $ 25,000 | $ 65,000 |
| Grand Traverse County Michigan | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Newaygo County Michigan | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Oakland County Michigan | 2 | $ 70,000 | $ 35,000 | $ 37,000 |
| Ramsey County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 292,000 |
| Atlantic County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| Camden County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 36,000 |
| Cape May County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Ulster County New York | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Clark County Ohio | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Lorain County Ohio | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Lucas County Ohio | 2 | $ 60,000 | $ 30,000 | $ 49,000 |
| Portage County Ohio | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Wood County Ohio | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Chester County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 68,000 |
| Cumberland County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| Dauphin County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 52,000 |
| Franklin County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Indiana County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Lehigh County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 156,000 |
| Bexar County Texas | 2 | $ 80,000 | $ 40,000 | $ 85,000 |
| Augusta County Virginia | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Poquoson County Virginia | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| Washington County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Eagle County Colorado | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Jefferson County Colorado | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Montrose County Colorado | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Morgan County Colorado | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Pueblo County Colorado | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Summit County Colorado | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Sussex County Delaware | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Lake County Florida | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Pasco County Florida | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Barrow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Jackson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Ogle County Illinois | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Grant County Indiana | 1 | $ 115,000 | $ 115,000 | $ 141,000 |
| Madison County Indiana | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Marshall County Indiana | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Porter County Indiana | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Starke County Indiana | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Lee County Iowa | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Cowley County Kansas | 1 | $ 65,000 | $ 65,000 | $ 260,000 |
| Crawford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Ford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Linn County Kansas | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| McPherson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Montgomery County Kansas | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Seward County Kansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Shawnee County Kansas | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Daviess County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Webster County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Baltimore County Maryland | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Allegan County Michigan | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Barry County Michigan | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Chippewa County Michigan | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Ingham County Michigan | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Monroe County Michigan | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| St. Clair County Michigan | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Washtenaw County Michigan | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Wexford County Michigan | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Anoka County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Carver County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Itasca County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Steele County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Wright County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Camden County Missouri | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| McDonald County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Randolph County Missouri | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Musselshell County Montana | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Douglas County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Garden County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Sheridan County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Gloucester County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Ocean County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Allegany County New York | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Clinton County New York | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Niagara County New York | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Oneida County New York | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Onondaga County New York | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Orange County New York | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Seneca County New York | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| St. Lawrence County New York | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Cabarrus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Robeson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Allen County Ohio | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Ashland County Ohio | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Brown County Ohio | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Butler County Ohio | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Delaware County Ohio | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Franklin County Ohio | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Greene County Ohio | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Hancock County Ohio | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Licking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Logan County Ohio | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Madison County Ohio | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Montgomery County Ohio | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Ross County Ohio | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Union County Ohio | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Wayne County Ohio | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Tulsa County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 2,000,000 |
| Beaver County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Bucks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Fayette County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Union County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Knox County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Cameron County Texas | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Travis County Texas | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Fauquier County Virginia | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Henry County Virginia | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Prince George County Virginia | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Pulaski County Virginia | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Berkeley County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Brooke County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Logan County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Mingo County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Preston County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Upshur County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Barron County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Dodge County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Dunn County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Iron County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Kenosha County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| La Crosse County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Outagamie County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Johnson County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 492 | $51,470,000 | $104,000 | $455,000 | $73,000 | $2,000,000 |
| Refinancing | 94 | $13,610,000 | $144,000 | $535,000 | $91,000 | $543,000 |
| Cash-out Refinancing | 63 | $9,625,000 | $152,000 | $455,000 | $77,000 | $197,000 |
| Home Improvement | 1 | $115,000 | $115,000 | $115,000 | $66,000 | $66,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 467 | $51,235,000 | $109,000 | $535,000 | $74,000 | $2,000,000 |
| Hispanic | 97 | $12,755,000 | $131,000 | $315,000 | $67,000 | $221,000 |
| Black or African American | 51 | $6,935,000 | $135,000 | $385,000 | $72,000 | $190,000 |
| Not Provided | 16 | $780,000 | $48,000 | $95,000 | $82,000 | $260,000 |
| Asian | 10 | $2,190,000 | $219,000 | $455,000 | $227,000 | $543,000 |
| American Indian or Alaskan Native | 9 | $925,000 | $102,000 | $405,000 | $99,000 | $399,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 626 | $71,390,000 | $114,000 | $535,000 | $77,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 21 | $3,015,000 | $143,000 | $255,000 | $59,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 2 | $350,000 | $175,000 | $295,000 | $86,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $65,000 | $65,000 | $65,000 | $13,000 | $13,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 366 | $44,200,000 | $120,000 | $535,000 | $77,000 | $543,000 |
| Application Approved But Not Accepted | 138 | $13,090,000 | $94,000 | $455,000 | $81,000 | $2,000,000 |
| Application Denied By Financial Institution | 102 | $11,290,000 | $110,000 | $385,000 | $68,000 | $540,000 |
| Application Withdrawn By Applicant | 30 | $4,040,000 | $134,000 | $405,000 | $76,000 | $168,000 |
| Preapproval Denied by Financial Institution | 9 | $1,355,000 | $150,000 | $265,000 | $53,000 | $96,000 |
| Preapproval Approved but not Accepted | 5 | $845,000 | $169,000 | $255,000 | $67,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 539 | $62,175,000 | $115,000 | $535,000 | $78,000 | $2,000,000 |
| Credit History | 65 | $8,225,000 | $126,000 | $385,000 | $64,000 | $190,000 |
| Debt-To-Income Ratio | 20 | $1,760,000 | $88,000 | $195,000 | $53,000 | $143,000 |
| Collateral | 14 | $1,770,000 | $126,000 | $225,000 | $104,000 | $540,000 |
| Employment History | 8 | $380,000 | $47,000 | $115,000 | $62,000 | $120,000 |
| Other | 2 | $260,000 | $130,000 | $135,000 | $108,000 | $111,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $37,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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