Numark Credit Union Mortgage Lending & HMDA Data, 2019
In 2019, Numark Credit Union of Joliet, IL reported 1,007 mortgage applications totaling $120.5 million, up 55% from 2018. The average application was for $119,657, and applicants reported an average income of $80,352. 55% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Chicago-Naperville, IL (479), Warren-Troy-Farmington Hills, MI (36) and Minneapolis-St. Paul-Bloomington, MN-WI (25) (applications in parentheses).
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $120,495,000 |
| Average Mortgage Loan Application Amount | $119,657 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $80,352 |
| Highest Applicant Income | $2,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Numark Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will, Illinois | 252 | $ 43,210,000 | $ 171,468 | $ 96,000 |
| Cook, Illinois | 184 | $ 30,380,000 | $ 165,108 | $ 91,000 |
| Grundy, Illinois | 22 | $ 3,290,000 | $ 149,545 | $ 73,000 |
| DuPage, Illinois | 19 | $ 4,135,000 | $ 217,631 | $ 98,000 |
| Lake, Indiana | 14 | $ 2,770,000 | $ 197,857 | $ 97,000 |
| Livingston, Michigan | 13 | $ 765,000 | $ 58,846 | $ 63,000 |
| Macomb, Michigan | 12 | $ 620,000 | $ 51,666 | $ 79,000 |
| Kootenai, Idaho | 9 | $ 595,000 | $ 66,111 | $ 46,000 |
| York, Pennsylvania | 9 | $ 375,000 | $ 41,666 | $ 45,000 |
| Adams, Colorado | 8 | $ 360,000 | $ 45,000 | $ 60,000 |
| Kendall, Illinois | 8 | $ 1,700,000 | $ 212,500 | $ 97,000 |
| Oakland, Michigan | 8 | $ 270,000 | $ 33,750 | $ 66,000 |
| Anoka, Minnesota | 8 | $ 410,000 | $ 51,250 | $ 69,000 |
| Bucks, Pennsylvania | 8 | $ 550,000 | $ 68,750 | $ 61,000 |
| Ottawa, Michigan | 7 | $ 295,000 | $ 42,142 | $ 52,000 |
| Lancaster, Pennsylvania | 7 | $ 325,000 | $ 46,428 | $ 64,000 |
| Weld, Colorado | 6 | $ 430,000 | $ 71,666 | $ 63,000 |
| Anne Arundel, Maryland | 6 | $ 310,000 | $ 51,666 | $ 67,000 |
| Berrien, Michigan | 6 | $ 280,000 | $ 46,666 | $ 72,000 |
| Wayne, Michigan | 6 | $ 270,000 | $ 45,000 | $ 58,000 |
| Wright, Minnesota | 6 | $ 340,000 | $ 56,666 | $ 52,000 |
| Adams, Pennsylvania | 6 | $ 380,000 | $ 63,333 | $ 74,000 |
| Chester, Pennsylvania | 6 | $ 360,000 | $ 60,000 | $ 60,000 |
| Dauphin, Pennsylvania | 6 | $ 260,000 | $ 43,333 | $ 59,000 |
| Polk, Florida | 5 | $ 375,000 | $ 75,000 | $ 64,000 |
| Kent, Michigan | 5 | $ 415,000 | $ 83,000 | $ 108,000 |
| Monroe, Michigan | 5 | $ 345,000 | $ 69,000 | $ 68,000 |
| Ramsey, Minnesota | 5 | $ 295,000 | $ 59,000 | $ 60,000 |
| Saratoga, New York | 5 | $ 395,000 | $ 79,000 | $ 92,000 |
| Wood, Ohio | 5 | $ 165,000 | $ 33,000 | $ 45,000 |
| Berks, Pennsylvania | 5 | $ 205,000 | $ 41,000 | $ 31,000 |
| Ingham, Michigan | 4 | $ 120,000 | $ 30,000 | $ 44,000 |
| Lenawee, Michigan | 4 | $ 200,000 | $ 50,000 | $ 66,000 |
| Washtenaw, Michigan | 4 | $ 150,000 | $ 37,500 | $ 50,000 |
| Camden, New Jersey | 4 | $ 220,000 | $ 55,000 | $ 80,000 |
| Maricopa, Arizona | 3 | $ 365,000 | $ 121,666 | $ 87,000 |
| Garfield, Colorado | 3 | $ 185,000 | $ 61,666 | $ 87,000 |
| Larimer, Colorado | 3 | $ 175,000 | $ 58,333 | $ 61,000 |
| Pueblo, Colorado | 3 | $ 125,000 | $ 41,666 | $ 59,000 |
| Lake, Florida | 3 | $ 355,000 | $ 118,333 | $ 123,000 |
| Canyon, Idaho | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Kane, Illinois | 3 | $ 485,000 | $ 161,666 | $ 96,000 |
| Baltimore, Maryland | 3 | $ 145,000 | $ 48,333 | $ 63,000 |
| Allegan, Michigan | 3 | $ 115,000 | $ 38,333 | $ 55,000 |
| Kalamazoo, Michigan | 3 | $ 125,000 | $ 41,666 | $ 57,000 |
| Sanilac, Michigan | 3 | $ 95,000 | $ 31,666 | $ 52,000 |
| St. Clair, Michigan | 3 | $ 155,000 | $ 51,666 | $ 51,000 |
| Dakota, Minnesota | 3 | $ 185,000 | $ 61,666 | $ 96,000 |
| Washington, Minnesota | 3 | $ 155,000 | $ 51,666 | $ 53,000 |
| Perry, Missouri | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Cumberland, New Jersey | 3 | $ 95,000 | $ 31,666 | $ 48,000 |
| Middlesex, New Jersey | 3 | $ 215,000 | $ 71,666 | $ 72,000 |
| Ocean, New Jersey | 3 | $ 305,000 | $ 101,666 | $ 82,000 |
| Dutchess, New York | 3 | $ 185,000 | $ 61,666 | $ 79,000 |
| Ontario, New York | 3 | $ 115,000 | $ 38,333 | $ 66,000 |
| Allen, Ohio | 3 | $ 315,000 | $ 105,000 | $ 243,000 |
| Butler, Pennsylvania | 3 | $ 155,000 | $ 51,666 | $ 69,000 |
| Carbon, Pennsylvania | 3 | $ 215,000 | $ 71,666 | $ 61,000 |
| Lebanon, Pennsylvania | 3 | $ 115,000 | $ 38,333 | $ 31,000 |
| Lehigh, Pennsylvania | 3 | $ 145,000 | $ 48,333 | $ 47,000 |
| Northampton, Pennsylvania | 3 | $ 185,000 | $ 61,666 | $ 68,000 |
| Westmoreland, Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 59,000 |
| Berkeley, West Virginia | 3 | $ 185,000 | $ 61,666 | $ 54,000 |
| Monongalia, West Virginia | 3 | $ 155,000 | $ 51,666 | $ 51,000 |
| Hillsborough, Florida | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Pinellas, Florida | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| Payette, Idaho | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Champaign, Illinois | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| DeKalb, Illinois | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Franklin, Illinois | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Kankakee, Illinois | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| LaSalle, Illinois | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Marion, Illinois | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| McHenry, Illinois | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Butler, Kansas | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Howard, Maryland | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Washington, Maryland | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Ionia, Michigan | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Newaygo, Michigan | 2 | $ 140,000 | $ 70,000 | $ 70,000 |
| Shiawassee, Michigan | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Itasca, Minnesota | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| St. Louis, Minnesota | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Broadwater, Montana | 2 | $ 130,000 | $ 65,000 | $ 98,000 |
| Gallatin, Montana | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Atlantic, New Jersey | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| Burlington, New Jersey | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Gloucester, New Jersey | 2 | $ 120,000 | $ 60,000 | $ 198,000 |
| Allegany, New York | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Erie, New York | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Jefferson, New York | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Oneida, New York | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| Orange, New York | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| Seneca, New York | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Mecklenburg, North Carolina | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Fulton, Ohio | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Cumberland, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 33,000 |
| Erie, Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 76,000 |
| Greene, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Washington, Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Williamson, Texas | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Sheboygan, Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Broomfield, Colorado | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Eagle, Colorado | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Mesa, Colorado | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Montrose, Colorado | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| New Castle, Delaware | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Sussex, Delaware | 1 | $ 85,000 | $ 85,000 | $ 183,000 |
| Alachua, Florida | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Duval, Florida | 1 | $ 95,000 | $ 95,000 | $ 233,000 |
| Lee, Florida | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Manatee, Florida | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Martin, Florida | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Okaloosa, Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Orange, Florida | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| St. Johns, Florida | 1 | $ 535,000 | $ 535,000 | $ 85,000 |
| Fulton, Georgia | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Gwinnett, Georgia | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Union, Georgia | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Honolulu, Hawaii | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Gem, Idaho | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Teton, Idaho | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Adams, Illinois | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| Boone, Illinois | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Christian, Illinois | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Cumberland, Illinois | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Iroquois, Illinois | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Jackson, Illinois | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Lake, Illinois | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Lee, Illinois | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Putnam, Illinois | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Randolph, Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| St. Clair, Illinois | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Tazewell, Illinois | 1 | $ 225,000 | $ 225,000 | $ 169,000 |
| Winnebago, Illinois | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Allen, Indiana | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
| Henry, Indiana | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Jasper, Indiana | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Madison, Indiana | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Morgan, Indiana | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Des Moines, Iowa | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Cowley, Kansas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Douglas, Kansas | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Johnson, Kansas | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Linn, Kansas | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Montgomery, Kansas | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Pottawatomie, Kansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Saline, Kansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Sedgwick, Kansas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wyandotte, Kansas | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Warren, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Webster, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Whitley, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Carroll, Maryland | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Barry, Michigan | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Eaton, Michigan | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Genesee, Michigan | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Grand Traverse, Michigan | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Hillsdale, Michigan | 1 | $ 255,000 | $ 255,000 | $ 291,000 |
| Huron, Michigan | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Jackson, Michigan | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Manistee, Michigan | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Mason, Michigan | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Mecosta, Michigan | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Muskegon, Michigan | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Otsego, Michigan | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Van Buren, Michigan | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Beltrami, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Cass, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Olmsted, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Pine, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Jackson, Missouri | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Laclede, Missouri | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| St. Louis, Missouri | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Flathead, Montana | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Yellowstone, Montana | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Cherry, Nebraska | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Dawson, Nebraska | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Sheridan, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Bergen, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Cape May, New Jersey | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Sussex, New Jersey | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Cattaraugus, New York | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Cayuga, New York | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Chenango, New York | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Greene, New York | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Niagara, New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Oswego, New York | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Schoharie, New York | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| St. Lawrence, New York | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Sullivan, New York | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Ulster, New York | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Wayne, New York | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Cass, North Dakota | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Williams, North Dakota | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Columbiana, Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Cuyahoga, Ohio | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Franklin, Ohio | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Guernsey, Ohio | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Lake, Ohio | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Noble, Ohio | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Ottawa, Ohio | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Wayne, Ohio | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Allegheny, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Armstrong, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Blair, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Crawford, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Fayette, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Franklin, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Luzerne, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Mercer, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Northumberland, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Perry, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Schuylkill, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Somerset, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Warren, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Horry, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Minnehaha, South Dakota | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Pennington, South Dakota | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Carroll, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Cumberland, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Hamblen, Tennessee | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Knox, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Bexar, Texas | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Montgomery, Texas | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Walker, Texas | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Davis, Utah | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Chesterfield, Virginia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Russell, Virginia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Stafford, Virginia | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Jackson, West Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Mercer, West Virginia | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Upshur, West Virginia | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Wyoming, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Brown, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Eau Claire, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Lincoln, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Sauk, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Vilas, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Laramie, Wyoming | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Natrona, Wyoming | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 697 | $68,465,000 | $98,000 | $535,000 | $74,000 | $2,000,000 |
| Refinancing | 297 | $50,025,000 | $168,000 | $485,000 | $95,000 | $660,000 |
| Cash-out Refinancing | 11 | $1,665,000 | $151,000 | $295,000 | $90,000 | $139,000 |
| Home Improvement | 2 | $340,000 | $170,000 | $225,000 | $66,000 | $68,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 718 | $82,170,000 | $114,000 | $485,000 | $81,000 | $2,000,000 |
| Hispanic | 154 | $22,100,000 | $143,000 | $535,000 | $75,000 | $309,000 |
| Black or African American | 82 | $11,120,000 | $135,000 | $385,000 | $88,000 | $660,000 |
| Not Provided | 28 | $1,750,000 | $62,000 | $135,000 | $69,000 | $197,000 |
| Asian | 17 | $2,545,000 | $149,000 | $425,000 | $101,000 | $646,000 |
| American Indian or Alaskan Native | 5 | $185,000 | $37,000 | $75,000 | $55,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,005 | $120,135,000 | $119,000 | $535,000 | $81,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 2 | $360,000 | $180,000 | $195,000 | $83,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 554 | $73,680,000 | $132,000 | $485,000 | $86,000 | $646,000 |
| Application Approved But Not Accepted | 182 | $10,730,000 | $58,000 | $255,000 | $62,000 | $189,000 |
| Application Denied By Financial Institution | 157 | $15,505,000 | $98,000 | $355,000 | $64,000 | $343,000 |
| Application Withdrawn By Applicant | 114 | $20,580,000 | $180,000 | $535,000 | $109,000 | $2,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 850 | $104,990,000 | $123,000 | $535,000 | $84,000 | $2,000,000 |
| Credit History | 90 | $8,560,000 | $95,000 | $305,000 | $61,000 | $343,000 |
| Debt-To-Income Ratio | 39 | $3,505,000 | $89,000 | $225,000 | $66,000 | $150,000 |
| Collateral | 12 | $1,710,000 | $142,000 | $255,000 | $74,000 | $197,000 |
| Employment History | 8 | $860,000 | $107,000 | $355,000 | $71,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $630,000 | $157,000 | $185,000 | $56,000 | $68,000 |
| Other | 2 | $80,000 | $40,000 | $55,000 | $67,000 | $74,000 |
| Unverifiable Information | 2 | $160,000 | $80,000 | $105,000 | $79,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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