Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Numark Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $120,495,000 |
| Average Mortgage Loan Application Amount | $146,750 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $81,250 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 252 | $ 43,210,000 | $ 171,000 | $ 96,000 |
| Cook County Illinois | 184 | $ 30,380,000 | $ 165,000 | $ 91,000 |
| Grundy County Illinois | 22 | $ 3,290,000 | $ 149,000 | $ 73,000 |
| DuPage County Illinois | 19 | $ 4,135,000 | $ 217,000 | $ 98,000 |
| Lake County Indiana | 14 | $ 2,770,000 | $ 197,000 | $ 97,000 |
| Livingston County Michigan | 13 | $ 765,000 | $ 58,000 | $ 63,000 |
| Macomb County Michigan | 12 | $ 620,000 | $ 51,000 | $ 79,000 |
| Kootenai County Idaho | 9 | $ 595,000 | $ 66,000 | $ 46,000 |
| York County Pennsylvania | 9 | $ 375,000 | $ 41,000 | $ 45,000 |
| Adams County Colorado | 8 | $ 360,000 | $ 45,000 | $ 60,000 |
| Kendall County Illinois | 8 | $ 1,700,000 | $ 212,000 | $ 97,000 |
| Oakland County Michigan | 8 | $ 270,000 | $ 33,000 | $ 66,000 |
| Anoka County Minnesota | 8 | $ 410,000 | $ 51,000 | $ 69,000 |
| Bucks County Pennsylvania | 8 | $ 550,000 | $ 68,000 | $ 61,000 |
| Ottawa County Michigan | 7 | $ 295,000 | $ 42,000 | $ 52,000 |
| Lancaster County Pennsylvania | 7 | $ 325,000 | $ 46,000 | $ 64,000 |
| Weld County Colorado | 6 | $ 430,000 | $ 71,000 | $ 63,000 |
| Anne Arundel County Maryland | 6 | $ 310,000 | $ 51,000 | $ 67,000 |
| Berrien County Michigan | 6 | $ 280,000 | $ 46,000 | $ 72,000 |
| Wayne County Michigan | 6 | $ 270,000 | $ 45,000 | $ 58,000 |
| Wright County Minnesota | 6 | $ 340,000 | $ 56,000 | $ 52,000 |
| Adams County Pennsylvania | 6 | $ 380,000 | $ 63,000 | $ 74,000 |
| Chester County Pennsylvania | 6 | $ 360,000 | $ 60,000 | $ 60,000 |
| Dauphin County Pennsylvania | 6 | $ 260,000 | $ 43,000 | $ 59,000 |
| Polk County Florida | 5 | $ 375,000 | $ 75,000 | $ 64,000 |
| Kent County Michigan | 5 | $ 415,000 | $ 83,000 | $ 108,000 |
| Monroe County Michigan | 5 | $ 345,000 | $ 69,000 | $ 68,000 |
| Ramsey County Minnesota | 5 | $ 295,000 | $ 59,000 | $ 60,000 |
| Saratoga County New York | 5 | $ 395,000 | $ 79,000 | $ 92,000 |
| Wood County Ohio | 5 | $ 165,000 | $ 33,000 | $ 45,000 |
| Berks County Pennsylvania | 5 | $ 205,000 | $ 41,000 | $ 31,000 |
| Ingham County Michigan | 4 | $ 120,000 | $ 30,000 | $ 44,000 |
| Lenawee County Michigan | 4 | $ 200,000 | $ 50,000 | $ 66,000 |
| Washtenaw County Michigan | 4 | $ 150,000 | $ 37,000 | $ 50,000 |
| Camden County New Jersey | 4 | $ 220,000 | $ 55,000 | $ 80,000 |
| Maricopa County Arizona | 3 | $ 365,000 | $ 121,000 | $ 87,000 |
| Garfield County Colorado | 3 | $ 185,000 | $ 61,000 | $ 87,000 |
| Larimer County Colorado | 3 | $ 175,000 | $ 58,000 | $ 61,000 |
| Pueblo County Colorado | 3 | $ 125,000 | $ 41,000 | $ 59,000 |
| Lake County Florida | 3 | $ 355,000 | $ 118,000 | $ 123,000 |
| Canyon County Idaho | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Kane County Illinois | 3 | $ 485,000 | $ 161,000 | $ 96,000 |
| Baltimore County Maryland | 3 | $ 145,000 | $ 48,000 | $ 63,000 |
| Allegan County Michigan | 3 | $ 115,000 | $ 38,000 | $ 55,000 |
| Kalamazoo County Michigan | 3 | $ 125,000 | $ 41,000 | $ 57,000 |
| Sanilac County Michigan | 3 | $ 95,000 | $ 31,000 | $ 52,000 |
| St. Clair County Michigan | 3 | $ 155,000 | $ 51,000 | $ 51,000 |
| Dakota County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 96,000 |
| Washington County Minnesota | 3 | $ 155,000 | $ 51,000 | $ 53,000 |
| Perry County Missouri | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Cumberland County New Jersey | 3 | $ 95,000 | $ 31,000 | $ 48,000 |
| Middlesex County New Jersey | 3 | $ 215,000 | $ 71,000 | $ 72,000 |
| Ocean County New Jersey | 3 | $ 305,000 | $ 101,000 | $ 82,000 |
| Dutchess County New York | 3 | $ 185,000 | $ 61,000 | $ 79,000 |
| Ontario County New York | 3 | $ 115,000 | $ 38,000 | $ 66,000 |
| Allen County Ohio | 3 | $ 315,000 | $ 105,000 | $ 243,000 |
| Butler County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 69,000 |
| Carbon County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| Lebanon County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 31,000 |
| Lehigh County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 47,000 |
| Northampton County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 59,000 |
| Berkeley County West Virginia | 3 | $ 185,000 | $ 61,000 | $ 54,000 |
| Monongalia County West Virginia | 3 | $ 155,000 | $ 51,000 | $ 51,000 |
| Hillsborough County Florida | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Pinellas County Florida | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| Payette County Idaho | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Champaign County Illinois | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| DeKalb County Illinois | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Franklin County Illinois | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Kankakee County Illinois | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| LaSalle County Illinois | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Marion County Illinois | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| McHenry County Illinois | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Butler County Kansas | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Howard County Maryland | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Washington County Maryland | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Ionia County Michigan | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Newaygo County Michigan | 2 | $ 140,000 | $ 70,000 | $ 70,000 |
| Shiawassee County Michigan | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Itasca County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| St. Louis County Minnesota | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Broadwater County Montana | 2 | $ 130,000 | $ 65,000 | $ 98,000 |
| Gallatin County Montana | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Atlantic County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| Burlington County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Gloucester County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 198,000 |
| Allegany County New York | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Erie County New York | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Jefferson County New York | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Oneida County New York | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| Orange County New York | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| Seneca County New York | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Mecklenburg County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Fulton County Ohio | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Cumberland County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 33,000 |
| Erie County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 76,000 |
| Greene County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Washington County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Williamson County Texas | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Sheboygan County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Broomfield County Colorado | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Eagle County Colorado | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Mesa County Colorado | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Montrose County Colorado | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| New Castle County Delaware | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Sussex County Delaware | 1 | $ 85,000 | $ 85,000 | $ 183,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 233,000 |
| Lee County Florida | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Manatee County Florida | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| St. Johns County Florida | 1 | $ 535,000 | $ 535,000 | $ 85,000 |
| Fulton County Georgia | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Gwinnett County Georgia | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Union County Georgia | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Honolulu County Hawaii | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Gem County Idaho | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Teton County Idaho | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Adams County Illinois | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| Boone County Illinois | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Christian County Illinois | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Cumberland County Illinois | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Iroquois County Illinois | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Jackson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Lake County Illinois | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Lee County Illinois | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Putnam County Illinois | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Randolph County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Tazewell County Illinois | 1 | $ 225,000 | $ 225,000 | $ 169,000 |
| Winnebago County Illinois | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Allen County Indiana | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
| Henry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Jasper County Indiana | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Madison County Indiana | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Morgan County Indiana | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Des Moines County Iowa | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Cowley County Kansas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Douglas County Kansas | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Linn County Kansas | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Montgomery County Kansas | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Pottawatomie County Kansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Saline County Kansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Sedgwick County Kansas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wyandotte County Kansas | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Warren County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Webster County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Whitley County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Carroll County Maryland | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Barry County Michigan | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Eaton County Michigan | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Genesee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Grand Traverse County Michigan | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Hillsdale County Michigan | 1 | $ 255,000 | $ 255,000 | $ 291,000 |
| Huron County Michigan | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Jackson County Michigan | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Manistee County Michigan | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Mason County Michigan | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Mecosta County Michigan | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Muskegon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Otsego County Michigan | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Van Buren County Michigan | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Beltrami County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Cass County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Olmsted County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Pine County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Laclede County Missouri | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| St. Louis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Flathead County Montana | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Yellowstone County Montana | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Cherry County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Dawson County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Sheridan County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Bergen County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Cape May County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Sussex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Cattaraugus County New York | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Cayuga County New York | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Chenango County New York | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Greene County New York | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Niagara County New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Oswego County New York | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Schoharie County New York | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| St. Lawrence County New York | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Sullivan County New York | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Ulster County New York | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Wayne County New York | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Cass County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Williams County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Columbiana County Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Cuyahoga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Franklin County Ohio | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Guernsey County Ohio | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Lake County Ohio | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Noble County Ohio | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Ottawa County Ohio | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Wayne County Ohio | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Armstrong County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Blair County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Crawford County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Franklin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Luzerne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Mercer County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Northumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Perry County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Schuylkill County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Somerset County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Warren County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Horry County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Minnehaha County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Pennington County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Carroll County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Cumberland County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Hamblen County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Knox County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Bexar County Texas | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Walker County Texas | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Davis County Utah | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Chesterfield County Virginia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Russell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Stafford County Virginia | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Jackson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Mercer County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Upshur County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Wyoming County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Brown County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Eau Claire County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Lincoln County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Sauk County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Vilas County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Laramie County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Natrona County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 697 | $68,465,000 | $98,000 | $535,000 | $74,000 | $2,000,000 |
| Refinancing | 297 | $50,025,000 | $168,000 | $485,000 | $95,000 | $660,000 |
| Cash-out Refinancing | 11 | $1,665,000 | $151,000 | $295,000 | $90,000 | $139,000 |
| Home Improvement | 2 | $340,000 | $170,000 | $225,000 | $66,000 | $68,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 718 | $82,170,000 | $114,000 | $485,000 | $81,000 | $2,000,000 |
| Hispanic | 154 | $22,100,000 | $143,000 | $535,000 | $75,000 | $309,000 |
| Black or African American | 82 | $11,120,000 | $135,000 | $385,000 | $88,000 | $660,000 |
| Not Provided | 28 | $1,750,000 | $62,000 | $135,000 | $69,000 | $197,000 |
| Asian | 17 | $2,545,000 | $149,000 | $425,000 | $101,000 | $646,000 |
| American Indian or Alaskan Native | 5 | $185,000 | $37,000 | $75,000 | $55,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,005 | $120,135,000 | $119,000 | $535,000 | $81,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 2 | $360,000 | $180,000 | $195,000 | $83,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 554 | $73,680,000 | $132,000 | $485,000 | $86,000 | $646,000 |
| Application Approved But Not Accepted | 182 | $10,730,000 | $58,000 | $255,000 | $62,000 | $189,000 |
| Application Denied By Financial Institution | 157 | $15,505,000 | $98,000 | $355,000 | $64,000 | $343,000 |
| Application Withdrawn By Applicant | 114 | $20,580,000 | $180,000 | $535,000 | $109,000 | $2,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 850 | $104,990,000 | $123,000 | $535,000 | $84,000 | $2,000,000 |
| Credit History | 90 | $8,560,000 | $95,000 | $305,000 | $61,000 | $343,000 |
| Debt-To-Income Ratio | 39 | $3,505,000 | $89,000 | $225,000 | $66,000 | $150,000 |
| Collateral | 12 | $1,710,000 | $142,000 | $255,000 | $74,000 | $197,000 |
| Employment History | 8 | $860,000 | $107,000 | $355,000 | $71,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $630,000 | $157,000 | $185,000 | $56,000 | $68,000 |
| Other | 2 | $80,000 | $40,000 | $55,000 | $67,000 | $74,000 |
| Unverifiable Information | 2 | $160,000 | $80,000 | $105,000 | $79,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.