Nuvision Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Nuvision Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nuvision Federal Credit Union 7812 Edinger Avenue Huntington Beach, CA 92647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,761 |
| Total Mortgage Loan Application Amount | $619,775,000 |
| Average Mortgage Loan Application Amount | $329,000 |
| Highest Mortgage Loan Application Amount | $2,605,000 |
| Average Applicant Income | $148,666 |
| Highest Applicant Income | $2,723,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Nuvision Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nuvision Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Nuvision Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nuvision Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Nuvision Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nuvision Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 430 | $ 156,090,000 | $ 363,000 | $ 125,000 |
| Orange County California | 391 | $ 184,425,000 | $ 471,000 | $ 151,000 |
| Anchorage County Alaska | 279 | $ 79,905,000 | $ 286,000 | $ 94,000 |
| Riverside County California | 100 | $ 33,510,000 | $ 335,000 | $ 136,000 |
| Maricopa County Arizona | 92 | $ 25,380,000 | $ 275,000 | $ 149,000 |
| San Bernardino County California | 79 | $ 24,035,000 | $ 304,000 | $ 127,000 |
| Matanuska-Susitna County Alaska | 66 | $ 15,670,000 | $ 237,000 | $ 80,000 |
| Laramie County Wyoming | 54 | $ 9,340,000 | $ 172,000 | $ 61,000 |
| Fairbanks North Star County Alaska | 26 | $ 5,270,000 | $ 202,000 | $ 87,000 |
| San Diego County California | 21 | $ 12,795,000 | $ 609,000 | $ 154,000 |
| King County Washington | 18 | $ 7,060,000 | $ 392,000 | $ 155,000 |
| Clark County Nevada | 16 | $ 5,440,000 | $ 340,000 | $ 133,000 |
| Kern County California | 14 | $ 2,660,000 | $ 190,000 | $ 74,000 |
| Kenai Peninsula County Alaska | 13 | $ 2,865,000 | $ 220,000 | $ 92,000 |
| Pinal County Arizona | 10 | $ 2,100,000 | $ 210,000 | $ 85,000 |
| Alameda County California | 10 | $ 5,740,000 | $ 574,000 | $ 172,000 |
| Juneau County Alaska | 7 | $ 2,695,000 | $ 385,000 | $ 99,000 |
| Contra Costa County California | 6 | $ 2,270,000 | $ 378,000 | $ 136,000 |
| Fresno County California | 6 | $ 1,490,000 | $ 248,000 | $ 73,000 |
| Santa Barbara County California | 6 | $ 2,590,000 | $ 431,000 | $ 131,000 |
| Valdez-Cordova County Alaska | 4 | $ 820,000 | $ 205,000 | $ 60,000 |
| Yavapai County Arizona | 4 | $ 680,000 | $ 170,000 | $ 82,000 |
| Santa Clara County California | 4 | $ 2,340,000 | $ 585,000 | $ 191,000 |
| Ventura County California | 4 | $ 1,420,000 | $ 355,000 | $ 124,000 |
| Mohave County Arizona | 3 | $ 685,000 | $ 228,000 | $ 61,000 |
| San Joaquin County California | 3 | $ 1,275,000 | $ 425,000 | $ 192,000 |
| Tulare County California | 3 | $ 635,000 | $ 211,000 | $ 106,000 |
| Larimer County Colorado | 3 | $ 895,000 | $ 298,000 | $ 101,000 |
| Washoe County Nevada | 3 | $ 2,705,000 | $ 901,000 | $ 140,000 |
| Sheridan County Wyoming | 3 | $ 565,000 | $ 188,000 | $ 32,000 |
| Aleutians West County Alaska | 2 | $ 820,000 | $ 410,000 | $ 156,000 |
| Denali County Alaska | 2 | $ 430,000 | $ 215,000 | $ 23,000 |
| Dillingham County Alaska | 2 | $ 470,000 | $ 235,000 | $ 64,000 |
| Coconino County Arizona | 2 | $ 850,000 | $ 425,000 | $ 108,000 |
| Navajo County Arizona | 2 | $ 330,000 | $ 165,000 | $ 42,000 |
| San Mateo County California | 2 | $ 2,880,000 | $ 1,440,000 | $ 336,000 |
| Archuleta County Colorado | 2 | $ 730,000 | $ 365,000 | $ 108,000 |
| Hawaii County Hawaii | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Clark County Washington | 2 | $ 490,000 | $ 245,000 | $ 170,000 |
| Pierce County Washington | 2 | $ 580,000 | $ 290,000 | $ 94,000 |
| Haines County Alaska | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Nome County Alaska | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| North Slope County Alaska | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Northwest Arctic County Alaska | 1 | $ 535,000 | $ 535,000 | $ 109,000 |
| Sitka County Alaska | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Southeast Fairbanks County Alaska | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Yukon-Koyukuk County Alaska | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Butte County California | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| El Dorado County California | 1 | $ 555,000 | $ 555,000 | $ 131,000 |
| Kings County California | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Madera County California | 1 | $ 245,000 | $ 245,000 | $ 171,000 |
| Monterey County California | 1 | $ 675,000 | $ 675,000 | $ 212,000 |
| Placer County California | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| San Luis Obispo County California | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Santa Cruz County California | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Solano County California | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Yolo County California | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Adams County Colorado | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Arapahoe County Colorado | 1 | $ 275,000 | $ 275,000 | $ 212,000 |
| Broomfield County Colorado | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Denver County Colorado | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| El Paso County Colorado | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Fremont County Colorado | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Jefferson County Colorado | 1 | $ 465,000 | $ 465,000 | $ 179,000 |
| Fulton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Maui County Hawaii | 1 | $ 385,000 | $ 385,000 | $ 336,000 |
| Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Canyon County Idaho | 1 | $ 135,000 | $ 135,000 | $ 188,000 |
| Minidoka County Idaho | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Carbon County Montana | 1 | $ 775,000 | $ 775,000 | $ 164,000 |
| Flathead County Montana | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Carson City County Nevada | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Bernalillo County New Mexico | 1 | $ 465,000 | $ 465,000 | $ 196,000 |
| Sandoval County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Clackamas County Oregon | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Lane County Oregon | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Washington County Oregon | 1 | $ 475,000 | $ 475,000 | $ 230,000 |
| Cache County Utah | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Iron County Utah | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Benton County Washington | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Lewis County Washington | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Pacific County Washington | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| San Juan County Washington | 1 | $ 335,000 | $ 335,000 | $ 59,000 |
| Yakima County Washington | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| St. Croix County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 187,000 |
Mortgage Loan Application Detail Totals for Nuvision Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 709 | $263,615,000 | $371,000 | $2,605,000 | $131,000 | $2,723,000 |
| Home Purchase | 571 | $201,915,000 | $353,000 | $1,865,000 | $113,000 | $666,000 |
| Cash-out Refinancing | 340 | $114,860,000 | $337,000 | $955,000 | $118,000 | $964,000 |
| Other Purpose | 119 | $35,745,000 | $300,000 | $2,305,000 | $126,000 | $807,000 |
| Home Improvement | 19 | $2,135,000 | $112,000 | $335,000 | $135,000 | $447,000 |
| Not Applicable | 3 | $1,505,000 | $501,000 | $605,000 | $269,000 | $489,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $279,880,000 | $339,000 | $2,305,000 | $121,000 | $2,220,000 |
| Hispanic | 313 | $101,515,000 | $324,000 | $865,000 | $108,000 | $597,000 |
| Not Provided | 264 | $104,780,000 | $396,000 | $2,405,000 | $152,000 | $2,723,000 |
| Asian | 190 | $73,690,000 | $387,000 | $1,125,000 | $128,000 | $608,000 |
| Black or African American | 82 | $26,550,000 | $323,000 | $835,000 | $98,000 | $489,000 |
| American Indian or Alaskan Native | 41 | $12,095,000 | $295,000 | $725,000 | $100,000 | $266,000 |
| Not applicable | 38 | $18,790,000 | $494,000 | $2,605,000 | $127,000 | $447,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,260,000 | $376,000 | $1,015,000 | $106,000 | $222,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,505 | $536,685,000 | $356,000 | $2,605,000 | $127,000 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 149 | $48,195,000 | $323,000 | $705,000 | $100,000 | $2,723,000 |
| VA-guaranteed (Veterans Administration) | 96 | $32,710,000 | $340,000 | $675,000 | $86,000 | $316,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,185,000 | $198,000 | $305,000 | $70,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,099 | $385,935,000 | $351,000 | $2,605,000 | $120,000 | $807,000 |
| File Closed For Incompleteness | 274 | $97,300,000 | $355,000 | $1,085,000 | $130,000 | $2,723,000 |
| Application Withdrawn By Applicant | 212 | $74,420,000 | $351,000 | $2,405,000 | $127,000 | $1,680,000 |
| Application Denied By Financial Institution | 101 | $37,725,000 | $373,000 | $1,325,000 | $126,000 | $2,220,000 |
| Application Approved But Not Accepted | 73 | $23,885,000 | $327,000 | $675,000 | $113,000 | $338,000 |
| Loan Purchased By The Institution | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $425,000 | $425,000 | $425,000 | $90,000 | $90,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,660 | $582,050,000 | $350,000 | $2,605,000 | $122,000 | $2,723,000 |
| Debt-To-Income Ratio | 53 | $20,365,000 | $384,000 | $1,325,000 | $104,000 | $554,000 |
| Other | 17 | $6,595,000 | $387,000 | $885,000 | $112,000 | $401,000 |
| Credit History | 14 | $5,530,000 | $395,000 | $935,000 | $253,000 | $2,220,000 |
| Unverifiable Information | 8 | $2,620,000 | $327,000 | $445,000 | $93,000 | $154,000 |
| Collateral | 6 | $1,490,000 | $248,000 | $465,000 | $98,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,125,000 | $375,000 | $515,000 | $107,000 | $141,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nuvision Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nuvision Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.