Nuvision Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Nuvision Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nuvision Federal Credit Union 7812 Edinger Avenue Huntington Beach, CA 92647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,970 |
| Total Mortgage Loan Application Amount | $488,520,000 |
| Average Mortgage Loan Application Amount | $308,833 |
| Highest Mortgage Loan Application Amount | $5,265,000 |
| Average Applicant Income | $139,000 |
| Highest Applicant Income | $9,692,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Nuvision Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nuvision Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Nuvision Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nuvision Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Nuvision Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nuvision Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 451 | $ 119,495,000 | $ 264,000 | $ 229,000 |
| Los Angeles County California | 393 | $ 105,785,000 | $ 269,000 | $ 156,000 |
| Anchorage County Alaska | 287 | $ 72,985,000 | $ 254,000 | $ 154,000 |
| Riverside County California | 103 | $ 23,315,000 | $ 226,000 | $ 153,000 |
| Matanuska-Susitna County Alaska | 89 | $ 17,075,000 | $ 191,000 | $ 124,000 |
| Maricopa County Arizona | 71 | $ 15,245,000 | $ 214,000 | $ 121,000 |
| San Bernardino County California | 71 | $ 18,025,000 | $ 253,000 | $ 130,000 |
| Fairbanks North Star County Alaska | 44 | $ 16,240,000 | $ 369,000 | $ 107,000 |
| Laramie County Wyoming | 41 | $ 5,265,000 | $ 128,000 | $ 73,000 |
| San Diego County California | 23 | $ 13,295,000 | $ 578,000 | $ 302,000 |
| King County Washington | 20 | $ 4,690,000 | $ 234,000 | $ 167,000 |
| Pinal County Arizona | 19 | $ 3,735,000 | $ 196,000 | $ 146,000 |
| Juneau County Alaska | 17 | $ 2,015,000 | $ 118,000 | $ 107,000 |
| Kenai Peninsula County Alaska | 17 | $ 2,515,000 | $ 147,000 | $ 102,000 |
| Kern County California | 15 | $ 3,055,000 | $ 203,000 | $ 109,000 |
| Solano County California | 13 | $ 6,055,000 | $ 465,000 | $ 761,000 |
| Clark County Nevada | 11 | $ 2,395,000 | $ 217,000 | $ 152,000 |
| Contra Costa County California | 9 | $ 4,605,000 | $ 511,000 | $ 198,000 |
| Ventura County California | 9 | $ 2,345,000 | $ 260,000 | $ 190,000 |
| Natrona County Wyoming | 9 | $ 735,000 | $ 81,000 | $ 155,000 |
| Snohomish County Washington | 8 | $ 2,860,000 | $ 357,000 | $ 172,000 |
| Mohave County Arizona | 7 | $ 1,405,000 | $ 200,000 | $ 108,000 |
| Fresno County California | 7 | $ 1,455,000 | $ 207,000 | $ 97,000 |
| Pierce County Washington | 7 | $ 1,025,000 | $ 146,000 | $ 119,000 |
| Santa Barbara County California | 6 | $ 960,000 | $ 160,000 | $ 146,000 |
| Sacramento County California | 5 | $ 2,965,000 | $ 593,000 | $ 222,000 |
| Pima County Arizona | 4 | $ 650,000 | $ 162,000 | $ 79,000 |
| Clark County Washington | 4 | $ 1,090,000 | $ 272,000 | $ 98,000 |
| North Slope County Alaska | 3 | $ 745,000 | $ 248,000 | $ 118,000 |
| El Dorado County California | 3 | $ 1,315,000 | $ 438,000 | $ 218,000 |
| San Luis Obispo County California | 3 | $ 1,175,000 | $ 391,000 | $ 135,000 |
| Honolulu County Hawaii | 3 | $ 1,375,000 | $ 458,000 | $ 259,000 |
| Deschutes County Oregon | 3 | $ 945,000 | $ 315,000 | $ 145,000 |
| Lane County Oregon | 3 | $ 465,000 | $ 155,000 | $ 88,000 |
| Multnomah County Oregon | 3 | $ 325,000 | $ 108,000 | $ 94,000 |
| Bethel County Alaska | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Southeast Fairbanks County Alaska | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Yavapai County Arizona | 2 | $ 680,000 | $ 340,000 | $ 128,000 |
| Madera County California | 2 | $ 600,000 | $ 300,000 | $ 149,000 |
| San Joaquin County California | 2 | $ 1,070,000 | $ 535,000 | $ 269,000 |
| Santa Clara County California | 2 | $ 1,420,000 | $ 710,000 | $ 235,000 |
| Tulare County California | 2 | $ 200,000 | $ 100,000 | $ 248,000 |
| Arapahoe County Colorado | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| El Paso County Colorado | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Summit County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 117,000 |
| Weld County Colorado | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| Hawaii County Hawaii | 2 | $ 510,000 | $ 255,000 | $ 279,000 |
| Washoe County Nevada | 2 | $ 630,000 | $ 315,000 | $ 179,000 |
| Josephine County Oregon | 2 | $ 700,000 | $ 350,000 | $ 259,000 |
| Washington County Oregon | 2 | $ 580,000 | $ 290,000 | $ 82,000 |
| Kitsap County Washington | 2 | $ 780,000 | $ 390,000 | $ 114,000 |
| Lewis County Washington | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| Fremont County Wyoming | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Aleutians West County Alaska | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Denali County Alaska | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Kodiak Island County Alaska | 1 | $ 475,000 | $ 475,000 | $ 177,000 |
| Cochise County Arizona | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Coconino County Arizona | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Alameda County California | 1 | $ 1,225,000 | $ 1,225,000 | $ 320,000 |
| Butte County California | 1 | $ 355,000 | $ 355,000 | $ 133,000 |
| Calaveras County California | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Colusa County California | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Kings County California | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Lake County California | 1 | $ 75,000 | $ 75,000 | $ 221,000 |
| Marin County California | 1 | $ 255,000 | $ 255,000 | $ 705,000 |
| Napa County California | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Placer County California | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Santa Cruz County California | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Shasta County California | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Sonoma County California | 1 | $ 805,000 | $ 805,000 | $ 157,000 |
| Adams County Colorado | 1 | $ 35,000 | $ 35,000 | $ 197,000 |
| Larimer County Colorado | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Pueblo County Colorado | 1 | $ 125,000 | $ 125,000 | $ 197,000 |
| Ada County Idaho | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Canyon County Idaho | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Beaverhead County Montana | 1 | $ 145,000 | $ 145,000 | $ 385,000 |
| Flathead County Montana | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Glacier County Montana | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Carson City County Nevada | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Douglas County Nevada | 1 | $ 645,000 | $ 645,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 775,000 | $ 775,000 | $ 284,000 |
| Warren County Ohio | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Jackson County Oregon | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Jefferson County Oregon | 1 | $ 585,000 | $ 585,000 | $ 178,000 |
| Lincoln County Oregon | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Chester County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Rockwall County Texas | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Douglas County Washington | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Grays Harbor County Washington | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Island County Washington | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| San Juan County Washington | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Spokane County Washington | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Thurston County Washington | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Whatcom County Washington | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Sweetwater County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Nuvision Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 580 | $68,160,000 | $117,000 | $1,005,000 | $164,000 | $1,331,000 |
| Home Improvement | 576 | $77,970,000 | $135,000 | $785,000 | $162,000 | $1,963,000 |
| Home Purchase | 372 | $194,940,000 | $524,000 | $5,265,000 | $258,000 | $9,692,000 |
| Refinancing | 236 | $76,200,000 | $322,000 | $2,285,000 | $129,000 | $757,000 |
| Cash-out Refinancing | 204 | $70,430,000 | $345,000 | $2,565,000 | $121,000 | $775,000 |
| Not Applicable | 2 | $820,000 | $410,000 | $455,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $174,475,000 | $241,000 | $2,565,000 | $156,000 | $1,963,000 |
| Not Provided | 499 | $99,395,000 | $199,000 | $1,555,000 | $169,000 | $2,211,000 |
| Hispanic | 373 | $88,695,000 | $237,000 | $2,405,000 | $197,000 | $8,280,000 |
| Asian | 190 | $58,320,000 | $306,000 | $2,505,000 | $234,000 | $9,692,000 |
| Black or African American | 101 | $23,925,000 | $236,000 | $775,000 | $127,000 | $352,000 |
| American Indian or Alaskan Native | 41 | $8,525,000 | $207,000 | $775,000 | $94,000 | $287,000 |
| Not applicable | 24 | $31,470,000 | $1,311,000 | $5,265,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,555,000 | $222,000 | $425,000 | $146,000 | $242,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,890 | $460,670,000 | $243,000 | $5,265,000 | $171,000 | $9,692,000 |
| FHA-insured (Federal Housing Administration) | 60 | $21,200,000 | $353,000 | $725,000 | $231,000 | $8,280,000 |
| VA-guaranteed (Veterans Administration) | 19 | $6,425,000 | $338,000 | $525,000 | $93,000 | $327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $225,000 | $225,000 | $225,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,219 | $318,195,000 | $261,000 | $5,265,000 | $188,000 | $9,692,000 |
| Application Denied By Financial Institution | 500 | $80,530,000 | $161,000 | $2,405,000 | $137,000 | $1,380,000 |
| Application Withdrawn By Applicant | 205 | $72,295,000 | $352,000 | $2,565,000 | $167,000 | $1,200,000 |
| File Closed For Incompleteness | 40 | $15,650,000 | $391,000 | $1,085,000 | $155,000 | $1,063,000 |
| Preapproval Denied by Financial Institution | 3 | $1,275,000 | $425,000 | $475,000 | $85,000 | $121,000 |
| Application Approved But Not Accepted | 2 | $330,000 | $165,000 | $195,000 | $66,000 | $78,000 |
| Preapproval Approved but not Accepted | 1 | $245,000 | $245,000 | $245,000 | $50,000 | $50,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,467 | $406,715,000 | $277,000 | $5,265,000 | $184,000 | $9,692,000 |
| Debt-To-Income Ratio | 242 | $42,050,000 | $173,000 | $1,275,000 | $98,000 | $625,000 |
| Other | 143 | $15,515,000 | $108,000 | $1,005,000 | $202,000 | $1,380,000 |
| Collateral | 53 | $9,605,000 | $181,000 | $635,000 | $164,000 | $600,000 |
| Credit History | 38 | $6,060,000 | $159,000 | $785,000 | $116,000 | $456,000 |
| Credit Application Incomplete | 11 | $4,795,000 | $435,000 | $2,405,000 | $139,000 | $594,000 |
| Unverifiable Information | 7 | $1,495,000 | $213,000 | $755,000 | $126,000 | $314,000 |
| Employment History | 7 | $1,705,000 | $243,000 | $425,000 | $86,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $580,000 | $290,000 | $385,000 | $65,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nuvision Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nuvision Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.