Oakstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Oakstar Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Oakstar Bank 1020 E Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,130 |
| Total Mortgage Loan Application Amount | $438,951,000 |
| Average Mortgage Loan Application Amount | $192,333 |
| Highest Mortgage Loan Application Amount | $3,722,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $1,297,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Oakstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oakstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Oakstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oakstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Oakstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oakstar Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 778 | $ 132,827,000 | $ 170,000 | $ 91,000 |
| Christian County Missouri | 265 | $ 49,988,000 | $ 188,000 | $ 81,000 |
| Johnson County Kansas | 147 | $ 33,212,000 | $ 225,000 | $ 139,000 |
| Polk County Missouri | 127 | $ 21,901,000 | $ 172,000 | $ 72,000 |
| Jackson County Missouri | 109 | $ 23,675,000 | $ 217,000 | $ 122,000 |
| Hickory County Missouri | 61 | $ 3,005,000 | $ 49,000 | $ 55,000 |
| Clay County Missouri | 53 | $ 11,832,000 | $ 223,000 | $ 92,000 |
| Dallas County Missouri | 48 | $ 3,229,000 | $ 67,000 | $ 52,000 |
| Webster County Missouri | 40 | $ 6,194,000 | $ 154,000 | $ 82,000 |
| Honolulu County Hawaii | 27 | $ 14,597,000 | $ 540,000 | $ 54,000 |
| Stone County Missouri | 26 | $ 4,243,000 | $ 163,000 | $ 103,000 |
| Taney County Missouri | 23 | $ 3,261,000 | $ 141,000 | $ 102,000 |
| Lawrence County Missouri | 18 | $ 2,922,000 | $ 162,000 | $ 77,000 |
| Platte County Missouri | 18 | $ 3,941,000 | $ 218,000 | $ 90,000 |
| Fairfax County Virginia | 15 | $ 6,695,000 | $ 446,000 | $ 162,000 |
| Maricopa County Arizona | 13 | $ 4,327,000 | $ 332,000 | $ 103,000 |
| Camden County Missouri | 10 | $ 1,306,000 | $ 130,000 | $ 128,000 |
| Douglas County Nebraska | 10 | $ 2,384,000 | $ 238,000 | $ 115,000 |
| Spotsylvania County Virginia | 8 | $ 2,963,000 | $ 370,000 | $ 110,000 |
| Boone County Missouri | 7 | $ 1,679,000 | $ 239,000 | $ 143,000 |
| Cass County Missouri | 7 | $ 1,079,000 | $ 154,000 | $ 87,000 |
| Barry County Missouri | 6 | $ 1,876,000 | $ 312,000 | $ 62,000 |
| San Diego County California | 5 | $ 3,208,000 | $ 641,000 | $ 179,000 |
| Santa Clara County California | 5 | $ 2,425,000 | $ 485,000 | $ 77,000 |
| Lee County Florida | 5 | $ 1,331,000 | $ 266,000 | $ 34,000 |
| Leavenworth County Kansas | 5 | $ 929,000 | $ 185,000 | $ 127,000 |
| St. Clair County Missouri | 5 | $ 156,000 | $ 31,000 | $ 27,000 |
| Laramie County Wyoming | 5 | $ 1,474,000 | $ 294,000 | $ 31,000 |
| Duval County Florida | 4 | $ 1,365,000 | $ 341,000 | $ 139,000 |
| Hillsborough County Florida | 4 | $ 1,378,000 | $ 344,000 | $ 24,000 |
| Benton County Missouri | 4 | $ 193,000 | $ 48,000 | $ 52,000 |
| Jasper County Missouri | 4 | $ 724,000 | $ 181,000 | $ 104,000 |
| St. Charles County Missouri | 4 | $ 959,000 | $ 239,000 | $ 77,000 |
| Alexandria County Virginia | 4 | $ 884,000 | $ 221,000 | $ 92,000 |
| Arlington County Virginia | 4 | $ 4,190,000 | $ 1,047,000 | $ 285,000 |
| Benton County Arkansas | 3 | $ 490,000 | $ 163,000 | $ 31,000 |
| Sussex County Delaware | 3 | $ 948,000 | $ 316,000 | $ 199,000 |
| Miami County Kansas | 3 | $ 654,000 | $ 218,000 | $ 131,000 |
| Montgomery County Maryland | 3 | $ 2,243,000 | $ 747,000 | $ 146,000 |
| Wayne County Michigan | 3 | $ 1,890,000 | $ 630,000 | $ 153,000 |
| Hennepin County Minnesota | 3 | $ 1,257,000 | $ 419,000 | $ 228,000 |
| Buchanan County Missouri | 3 | $ 748,000 | $ 249,000 | $ 87,000 |
| Ozark County Missouri | 3 | $ 334,000 | $ 111,000 | $ 71,000 |
| St. Louis County Missouri | 3 | $ 834,000 | $ 278,000 | $ 87,000 |
| Texas County Missouri | 3 | $ 612,000 | $ 204,000 | $ 71,000 |
| Mecklenburg County North Carolina | 3 | $ 1,006,000 | $ 335,000 | $ 49,000 |
| Sevier County Tennessee | 3 | $ 897,000 | $ 299,000 | $ 59,000 |
| Bexar County Texas | 3 | $ 1,472,000 | $ 490,000 | $ 96,000 |
| Summit County Utah | 3 | $ 1,756,000 | $ 585,000 | $ 126,000 |
| Isle of Wight County Virginia | 3 | $ 2,396,000 | $ 798,000 | $ 71,000 |
| Loudoun County Virginia | 3 | $ 1,485,000 | $ 495,000 | $ 295,000 |
| Alameda County California | 2 | $ 1,327,000 | $ 663,000 | $ 204,000 |
| Los Angeles County California | 2 | $ 674,000 | $ 337,000 | $ 45,000 |
| Riverside County California | 2 | $ 807,000 | $ 403,000 | $ 122,000 |
| Broward County Florida | 2 | $ 790,000 | $ 395,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 837,000 | $ 418,000 | $ 89,000 |
| Cobb County Georgia | 2 | $ 713,000 | $ 356,000 | $ 49,000 |
| Hawaii County Hawaii | 2 | $ 756,000 | $ 378,000 | $ 171,000 |
| Kauai County Hawaii | 2 | $ 1,046,000 | $ 523,000 | $ 0 |
| Cook County Illinois | 2 | $ 960,000 | $ 480,000 | $ 424,000 |
| DuPage County Illinois | 2 | $ 1,228,000 | $ 614,000 | $ 191,000 |
| St. Clair County Illinois | 2 | $ 202,000 | $ 101,000 | $ 105,000 |
| Polk County Iowa | 2 | $ 431,000 | $ 215,000 | $ 95,000 |
| Sedgwick County Kansas | 2 | $ 632,000 | $ 316,000 | $ 135,000 |
| Wyandotte County Kansas | 2 | $ 253,000 | $ 126,000 | $ 37,000 |
| Daviess County Kentucky | 2 | $ 591,000 | $ 295,000 | $ 110,000 |
| Anne Arundel County Maryland | 2 | $ 1,025,000 | $ 512,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 578,000 | $ 289,000 | $ 287,000 |
| Middlesex County Massachusetts | 2 | $ 757,000 | $ 378,000 | $ 31,000 |
| Kalamazoo County Michigan | 2 | $ 610,000 | $ 305,000 | $ 176,000 |
| Oakland County Michigan | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| Andrew County Missouri | 2 | $ 358,000 | $ 179,000 | $ 69,000 |
| Cape Girardeau County Missouri | 2 | $ 303,000 | $ 151,000 | $ 34,000 |
| Cedar County Missouri | 2 | $ 218,000 | $ 109,000 | $ 40,000 |
| Douglas County Missouri | 2 | $ 345,000 | $ 172,000 | $ 64,000 |
| Howell County Missouri | 2 | $ 157,000 | $ 78,000 | $ 34,000 |
| Newton County Missouri | 2 | $ 324,000 | $ 162,000 | $ 192,000 |
| Clark County Nevada | 2 | $ 376,000 | $ 188,000 | $ 112,000 |
| Washoe County Nevada | 2 | $ 643,000 | $ 321,000 | $ 138,000 |
| Hudson County New Jersey | 2 | $ 1,374,000 | $ 687,000 | $ 0 |
| Putnam County New York | 2 | $ 918,000 | $ 459,000 | $ 272,000 |
| Suffolk County New York | 2 | $ 1,444,000 | $ 722,000 | $ 231,000 |
| Custer County Oklahoma | 2 | $ 271,000 | $ 135,000 | $ 31,000 |
| Clatsop County Oregon | 2 | $ 607,000 | $ 303,000 | $ 105,000 |
| Dorchester County South Carolina | 2 | $ 770,000 | $ 385,000 | $ 75,000 |
| Shelby County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 96,000 |
| Collin County Texas | 2 | $ 598,000 | $ 299,000 | $ 106,000 |
| Harris County Texas | 2 | $ 346,000 | $ 173,000 | $ 18,000 |
| Travis County Texas | 2 | $ 584,000 | $ 292,000 | $ 94,000 |
| Wharton County Texas | 2 | $ 359,000 | $ 179,000 | $ 80,000 |
| Williamson County Texas | 2 | $ 434,000 | $ 217,000 | $ 97,000 |
| Salt Lake County Utah | 2 | $ 598,000 | $ 299,000 | $ 97,000 |
| Washington County Utah | 2 | $ 817,000 | $ 408,000 | $ 134,000 |
| Prince William County Virginia | 2 | $ 931,000 | $ 465,000 | $ 140,000 |
| Virginia Beach County Virginia | 2 | $ 819,000 | $ 409,000 | $ 123,000 |
| Island County Washington | 2 | $ 1,110,000 | $ 555,000 | $ 88,000 |
| Spokane County Washington | 2 | $ 580,000 | $ 290,000 | $ 175,000 |
| Mobile County Alabama | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Boone County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Clay County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 77,000 |
| Faulkner County Arkansas | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Pulaski County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
| Merced County California | 1 | $ 141,000 | $ 141,000 | $ 152,000 |
| Napa County California | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Orange County California | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Placer County California | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| San Mateo County California | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Delta County Colorado | 1 | $ 441,000 | $ 441,000 | $ 109,000 |
| Douglas County Colorado | 1 | $ 467,000 | $ 467,000 | $ 98,000 |
| Garfield County Colorado | 1 | $ 320,000 | $ 320,000 | $ 800,000 |
| Jefferson County Colorado | 1 | $ 320,000 | $ 320,000 | $ 78,000 |
| Larimer County Colorado | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Fairfield County Connecticut | 1 | $ 445,000 | $ 445,000 | $ 278,000 |
| Middlesex County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 167,000 |
| District of Columbia County District Of Columbia | 1 | $ 880,000 | $ 880,000 | $ 560,000 |
| Palm Beach County Florida | 1 | $ 330,000 | $ 330,000 | $ 751,000 |
| Seminole County Florida | 1 | $ 90,000 | $ 90,000 | $ 122,000 |
| Walton County Florida | 1 | $ 268,000 | $ 268,000 | $ 626,000 |
| Bleckley County Georgia | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Fulton County Georgia | 1 | $ 391,000 | $ 391,000 | $ 201,000 |
| Webster County Georgia | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| Montgomery County Illinois | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Rock Island County Illinois | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Des Moines County Iowa | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Marion County Iowa | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Pottawattamie County Iowa | 1 | $ 337,000 | $ 337,000 | $ 106,000 |
| Woodbury County Iowa | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| Cowley County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Labette County Kansas | 1 | $ 218,000 | $ 218,000 | $ 271,000 |
| Linn County Kansas | 1 | $ 140,000 | $ 140,000 | $ 108,000 |
| Neosho County Kansas | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Pottawatomie County Kansas | 1 | $ 366,000 | $ 366,000 | $ 444,000 |
| Shawnee County Kansas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Barren County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Scott County Kentucky | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Tangipahoa County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Knox County Maine | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Penobscot County Maine | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Waldo County Maine | 1 | $ 394,000 | $ 394,000 | $ 81,000 |
| Calvert County Maryland | 1 | $ 645,000 | $ 645,000 | $ 286,000 |
| Garrett County Maryland | 1 | $ 892,000 | $ 892,000 | $ 267,000 |
| Essex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Norfolk County Massachusetts | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 77,000 |
| DeSoto County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Lafayette County Mississippi | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Leflore County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Audrain County Missouri | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Cole County Missouri | 1 | $ 317,000 | $ 317,000 | $ 117,000 |
| Dade County Missouri | 1 | $ 81,000 | $ 81,000 | $ 69,000 |
| Henry County Missouri | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Johnson County Missouri | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Laclede County Missouri | 1 | $ 258,000 | $ 258,000 | $ 187,000 |
| Morgan County Missouri | 1 | $ 148,000 | $ 148,000 | $ 89,000 |
| Saline County Missouri | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| St. Louis City County Missouri | 1 | $ 184,000 | $ 184,000 | $ 176,000 |
| Wright County Missouri | 1 | $ 129,000 | $ 129,000 | $ 101,000 |
| Saunders County Nebraska | 1 | $ 178,000 | $ 178,000 | $ 194,000 |
| Essex County New Jersey | 1 | $ 364,000 | $ 364,000 | $ 216,000 |
| Monmouth County New Jersey | 1 | $ 536,000 | $ 536,000 | $ 158,000 |
| Bernalillo County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 224,000 |
| Delaware County New York | 1 | $ 400,000 | $ 400,000 | $ 70,000 |
| Alamance County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| Bertie County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Dare County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 149,000 |
| Gaston County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 85,000 |
| Harnett County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 131,000 |
| Onslow County North Carolina | 1 | $ 820,000 | $ 820,000 | $ 0 |
| Pender County North Carolina | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Geauga County Ohio | 1 | $ 250,000 | $ 250,000 | $ 112,000 |
| Hamilton County Ohio | 1 | $ 320,000 | $ 320,000 | $ 187,000 |
| Shelby County Ohio | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Union County Ohio | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Canadian County Oklahoma | 1 | $ 393,000 | $ 393,000 | $ 140,000 |
| Payne County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Tulsa County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 94,000 |
| Curry County Oregon | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Lane County Oregon | 1 | $ 474,000 | $ 474,000 | $ 142,000 |
| Chester County Pennsylvania | 1 | $ 418,000 | $ 418,000 | $ 234,000 |
| Providence County Rhode Island | 1 | $ 129,000 | $ 129,000 | $ 81,000 |
| Charleston County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 89,000 |
| Lexington County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Maury County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Comal County Texas | 1 | $ 186,000 | $ 186,000 | $ 116,000 |
| Dallas County Texas | 1 | $ 321,000 | $ 321,000 | $ 147,000 |
| Denton County Texas | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| El Paso County Texas | 1 | $ 427,000 | $ 427,000 | $ 153,000 |
| Hood County Texas | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| Montgomery County Texas | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Tarrant County Texas | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Utah County Utah | 1 | $ 300,000 | $ 300,000 | $ 235,000 |
| Weber County Utah | 1 | $ 482,000 | $ 482,000 | $ 154,000 |
| Albemarle County Virginia | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Caroline County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 673,000 | $ 673,000 | $ 92,000 |
| Henrico County Virginia | 1 | $ 263,000 | $ 263,000 | $ 73,000 |
| Stafford County Virginia | 1 | $ 349,000 | $ 349,000 | $ 176,000 |
| Asotin County Washington | 1 | $ 410,000 | $ 410,000 | $ 0 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 222,000 |
| Snohomish County Washington | 1 | $ 530,000 | $ 530,000 | $ 129,000 |
| Putnam County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 473,000 |
| Wayne County West Virginia | 1 | $ 214,000 | $ 214,000 | $ 57,000 |
| Dane County Wisconsin | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Oakstar Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,145 | $213,482,000 | $186,000 | $1,500,000 | $93,000 | $1,297,000 |
| Refinancing | 924 | $215,830,000 | $233,000 | $3,722,000 | $98,000 | $1,140,000 |
| Home Improvement | 61 | $9,639,000 | $158,000 | $677,000 | $99,000 | $249,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,910 | $383,797,000 | $200,000 | $1,500,000 | $100,000 | $1,297,000 |
| Not applicable | 96 | $19,353,000 | $201,000 | $3,722,000 | $0 | $0 |
| Asian | 44 | $11,927,000 | $271,000 | $538,000 | $97,000 | $256,000 |
| Black or African American | 30 | $9,814,000 | $327,000 | $804,000 | $91,000 | $283,000 |
| Hispanic | 25 | $6,118,000 | $244,000 | $767,000 | $117,000 | $751,000 |
| Not Provided | 12 | $3,487,000 | $290,000 | $845,000 | $219,000 | $800,000 |
| American Indian or Alaskan Native | 7 | $1,020,000 | $145,000 | $285,000 | $111,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $3,435,000 | $572,000 | $709,000 | $47,000 | $173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,643 | $308,922,000 | $188,000 | $3,722,000 | $105,000 | $1,297,000 |
| VA-guaranteed (Veterans Administration) | 248 | $94,738,000 | $382,000 | $1,500,000 | $74,000 | $561,000 |
| FHA-insured (Federal Housing Administration) | 183 | $28,313,000 | $154,000 | $562,000 | $60,000 | $278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $6,978,000 | $124,000 | $206,000 | $46,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,841 | $374,539,000 | $203,000 | $3,722,000 | $93,000 | $1,297,000 |
| Application Withdrawn By Applicant | 188 | $44,070,000 | $234,000 | $1,500,000 | $117,000 | $1,140,000 |
| Application Denied By Financial Institution | 87 | $17,089,000 | $196,000 | $1,438,000 | $103,000 | $751,000 |
| Application Approved But Not Accepted | 14 | $3,253,000 | $232,000 | $842,000 | $121,000 | $800,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oakstar Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oakstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.