Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Old National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,694 |
| Total Mortgage Loan Application Amount | $790,492,000 |
| Average Mortgage Loan Application Amount | $83,333 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $4,550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 746 | $ 78,981,000 | $ 105,000 | $ 67,000 |
| Vigo County Indiana | 457 | $ 41,483,000 | $ 90,000 | $ 68,000 |
| Henderson County Kentucky | 300 | $ 29,980,000 | $ 99,000 | $ 61,000 |
| Marion County Indiana | 274 | $ 33,721,000 | $ 123,000 | $ 111,000 |
| Delaware County Indiana | 264 | $ 23,433,000 | $ 88,000 | $ 74,000 |
| Daviess County Kentucky | 264 | $ 32,064,000 | $ 121,000 | $ 72,000 |
| Warrick County Indiana | 254 | $ 31,395,000 | $ 123,000 | $ 87,000 |
| Muhlenberg County Kentucky | 241 | $ 13,278,000 | $ 55,000 | $ 53,000 |
| Dubois County Indiana | 227 | $ 24,756,000 | $ 109,000 | $ 58,000 |
| Jefferson County Kentucky | 194 | $ 42,003,000 | $ 216,000 | $ 163,000 |
| Hopkins County Kentucky | 156 | $ 10,609,000 | $ 68,000 | $ 69,000 |
| Union County Kentucky | 152 | $ 9,758,000 | $ 64,000 | $ 56,000 |
| Gibson County Indiana | 151 | $ 12,536,000 | $ 83,000 | $ 49,000 |
| Hamilton County Indiana | 147 | $ 29,993,000 | $ 204,000 | $ 121,000 |
| Monroe County Indiana | 141 | $ 16,931,000 | $ 120,000 | $ 89,000 |
| Perry County Indiana | 134 | $ 9,937,000 | $ 74,000 | $ 58,000 |
| Knox County Indiana | 133 | $ 9,745,000 | $ 73,000 | $ 54,000 |
| Madison County Indiana | 133 | $ 10,461,000 | $ 78,000 | $ 52,000 |
| Vermilion County Illinois | 123 | $ 9,325,000 | $ 75,000 | $ 67,000 |
| Randolph County Indiana | 119 | $ 6,699,000 | $ 56,000 | $ 56,000 |
| Williamson County Illinois | 117 | $ 9,902,000 | $ 84,000 | $ 67,000 |
| Tippecanoe County Indiana | 109 | $ 12,510,000 | $ 114,000 | $ 67,000 |
| Posey County Indiana | 108 | $ 10,499,000 | $ 97,000 | $ 72,000 |
| Vermillion County Indiana | 106 | $ 6,397,000 | $ 60,000 | $ 61,000 |
| Wayne County Indiana | 102 | $ 10,377,000 | $ 101,000 | $ 60,000 |
| Jackson County Illinois | 96 | $ 8,656,000 | $ 90,000 | $ 71,000 |
| Parke County Indiana | 85 | $ 6,136,000 | $ 72,000 | $ 66,000 |
| Fountain County Indiana | 81 | $ 5,742,000 | $ 70,000 | $ 56,000 |
| Putnam County Indiana | 80 | $ 8,107,000 | $ 101,000 | $ 69,000 |
| Daviess County Indiana | 66 | $ 4,672,000 | $ 70,000 | $ 56,000 |
| Spencer County Indiana | 65 | $ 3,328,000 | $ 51,000 | $ 53,000 |
| Wabash County Illinois | 64 | $ 5,036,000 | $ 78,000 | $ 62,000 |
| Johnson County Indiana | 63 | $ 9,921,000 | $ 157,000 | $ 106,000 |
| Martin County Indiana | 54 | $ 2,859,000 | $ 52,000 | $ 55,000 |
| St. Joseph County Indiana | 51 | $ 10,785,000 | $ 211,000 | $ 177,000 |
| Hendricks County Indiana | 45 | $ 5,554,000 | $ 123,000 | $ 68,000 |
| Allen County Indiana | 44 | $ 5,560,000 | $ 126,000 | $ 66,000 |
| Clark County Illinois | 43 | $ 3,323,000 | $ 77,000 | $ 50,000 |
| White County Illinois | 41 | $ 1,852,000 | $ 45,000 | $ 50,000 |
| Saline County Illinois | 40 | $ 1,273,000 | $ 31,000 | $ 47,000 |
| Elkhart County Indiana | 38 | $ 6,259,000 | $ 164,000 | $ 107,000 |
| Warren County Indiana | 38 | $ 3,224,000 | $ 84,000 | $ 59,000 |
| Clay County Indiana | 33 | $ 2,537,000 | $ 76,000 | $ 74,000 |
| Orange County Indiana | 33 | $ 2,460,000 | $ 74,000 | $ 61,000 |
| Oldham County Kentucky | 32 | $ 5,447,000 | $ 170,000 | $ 86,000 |
| Boone County Indiana | 31 | $ 7,091,000 | $ 228,000 | $ 156,000 |
| Grant County Indiana | 31 | $ 2,550,000 | $ 82,000 | $ 66,000 |
| Lawrence County Illinois | 28 | $ 1,066,000 | $ 38,000 | $ 50,000 |
| Sullivan County Indiana | 26 | $ 1,753,000 | $ 67,000 | $ 63,000 |
| Hancock County Indiana | 25 | $ 3,578,000 | $ 143,000 | $ 99,000 |
| Jay County Indiana | 25 | $ 1,769,000 | $ 70,000 | $ 42,000 |
| Darke County Ohio | 23 | $ 1,417,000 | $ 61,000 | $ 44,000 |
| Jefferson County Illinois | 19 | $ 1,787,000 | $ 94,000 | $ 87,000 |
| Webster County Kentucky | 17 | $ 980,000 | $ 57,000 | $ 62,000 |
| Cass County Michigan | 17 | $ 5,083,000 | $ 299,000 | $ 278,000 |
| Pike County Indiana | 16 | $ 1,586,000 | $ 99,000 | $ 36,000 |
| Harrison County Indiana | 15 | $ 2,506,000 | $ 167,000 | $ 205,000 |
| Franklin County Illinois | 13 | $ 604,000 | $ 46,000 | $ 40,000 |
| Greene County Indiana | 13 | $ 477,000 | $ 36,000 | $ 73,000 |
| Lawrence County Indiana | 13 | $ 637,000 | $ 49,000 | $ 58,000 |
| Henry County Indiana | 11 | $ 1,019,000 | $ 92,000 | $ 80,000 |
| Montgomery County Indiana | 11 | $ 697,000 | $ 63,000 | $ 40,000 |
| Morgan County Indiana | 11 | $ 1,174,000 | $ 106,000 | $ 66,000 |
| White County Indiana | 11 | $ 822,000 | $ 74,000 | $ 37,000 |
| Hancock County Kentucky | 11 | $ 576,000 | $ 52,000 | $ 41,000 |
| Crittenden County Kentucky | 10 | $ 544,000 | $ 54,000 | $ 65,000 |
| Ohio County Kentucky | 10 | $ 625,000 | $ 62,000 | $ 65,000 |
| Cook County Illinois | 9 | $ 2,523,000 | $ 280,000 | $ 323,000 |
| Clinton County Indiana | 9 | $ 717,000 | $ 79,000 | $ 72,000 |
| Floyd County Indiana | 9 | $ 1,822,000 | $ 202,000 | $ 330,000 |
| Kosciusko County Indiana | 9 | $ 4,207,000 | $ 467,000 | $ 286,000 |
| Owen County Indiana | 9 | $ 1,038,000 | $ 115,000 | $ 57,000 |
| Crawford County Illinois | 8 | $ 146,000 | $ 18,000 | $ 64,000 |
| Carroll County Indiana | 8 | $ 818,000 | $ 102,000 | $ 55,000 |
| Crawford County Indiana | 8 | $ 639,000 | $ 79,000 | $ 59,000 |
| Lyon County Kentucky | 8 | $ 1,064,000 | $ 133,000 | $ 70,000 |
| McLean County Kentucky | 8 | $ 386,000 | $ 48,000 | $ 61,000 |
| Blackford County Indiana | 7 | $ 676,000 | $ 96,000 | $ 59,000 |
| Breckinridge County Kentucky | 7 | $ 1,128,000 | $ 161,000 | $ 193,000 |
| Bullitt County Kentucky | 7 | $ 769,000 | $ 109,000 | $ 58,000 |
| Edgar County Illinois | 6 | $ 226,000 | $ 37,000 | $ 72,000 |
| Johnson County Illinois | 6 | $ 490,000 | $ 81,000 | $ 77,000 |
| Clark County Indiana | 6 | $ 1,175,000 | $ 195,000 | $ 108,000 |
| Champaign County Illinois | 5 | $ 667,000 | $ 133,000 | $ 80,000 |
| Gallatin County Illinois | 5 | $ 76,000 | $ 15,000 | $ 47,000 |
| Perry County Illinois | 5 | $ 240,000 | $ 48,000 | $ 55,000 |
| Caldwell County Kentucky | 5 | $ 137,000 | $ 27,000 | $ 45,000 |
| Logan County Kentucky | 5 | $ 555,000 | $ 111,000 | $ 62,000 |
| Steuben County Indiana | 4 | $ 1,423,000 | $ 355,000 | $ 201,000 |
| Berrien County Michigan | 4 | $ 1,028,000 | $ 257,000 | $ 237,000 |
| Preble County Ohio | 4 | $ 320,000 | $ 80,000 | $ 23,000 |
| Davidson County Tennessee | 4 | $ 376,000 | $ 94,000 | $ 62,000 |
| Bay County Florida | 3 | $ 558,000 | $ 186,000 | $ 115,000 |
| Collier County Florida | 3 | $ 1,238,000 | $ 412,000 | $ 445,000 |
| Richland County Illinois | 3 | $ 198,000 | $ 66,000 | $ 67,000 |
| Brown County Indiana | 3 | $ 563,000 | $ 187,000 | $ 94,000 |
| Huntington County Indiana | 3 | $ 291,000 | $ 97,000 | $ 38,000 |
| Washington County Indiana | 3 | $ 730,000 | $ 243,000 | $ 115,000 |
| Nelson County Kentucky | 3 | $ 298,000 | $ 99,000 | $ 38,000 |
| Todd County Kentucky | 3 | $ 211,000 | $ 70,000 | $ 126,000 |
| Trigg County Kentucky | 3 | $ 569,000 | $ 189,000 | $ 52,000 |
| Warren County Kentucky | 3 | $ 487,000 | $ 162,000 | $ 116,000 |
| Knox County Maine | 3 | $ 3,519,000 | $ 1,173,000 | $ 720,000 |
| Beaufort County South Carolina | 3 | $ 1,870,000 | $ 623,000 | $ 429,000 |
| Maricopa County Arizona | 2 | $ 503,000 | $ 251,000 | $ 386,000 |
| Boulder County Colorado | 2 | $ 789,000 | $ 394,000 | $ 862,000 |
| Lee County Florida | 2 | $ 700,000 | $ 350,000 | $ 665,000 |
| Palm Beach County Florida | 2 | $ 1,541,000 | $ 770,000 | $ 918,000 |
| Sarasota County Florida | 2 | $ 617,000 | $ 308,000 | $ 453,000 |
| Clay County Illinois | 2 | $ 192,000 | $ 96,000 | $ 40,000 |
| Coles County Illinois | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Edwards County Illinois | 2 | $ 61,000 | $ 30,000 | $ 39,000 |
| Effingham County Illinois | 2 | $ 206,000 | $ 103,000 | $ 145,000 |
| Union County Illinois | 2 | $ 60,000 | $ 30,000 | $ 38,000 |
| Benton County Indiana | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| LaPorte County Indiana | 2 | $ 1,387,000 | $ 693,000 | $ 58,000 |
| Rush County Indiana | 2 | $ 177,000 | $ 88,000 | $ 227,000 |
| Wells County Indiana | 2 | $ 444,000 | $ 222,000 | $ 173,000 |
| Whitley County Indiana | 2 | $ 185,000 | $ 92,000 | $ 0 |
| Barren County Kentucky | 2 | $ 254,000 | $ 127,000 | $ 37,000 |
| Christian County Kentucky | 2 | $ 20,000 | $ 10,000 | $ 39,000 |
| Franklin County Kentucky | 2 | $ 512,000 | $ 256,000 | $ 89,000 |
| Hardin County Kentucky | 2 | $ 614,000 | $ 307,000 | $ 258,000 |
| Hickman County Kentucky | 2 | $ 14,000 | $ 7,000 | $ 89,000 |
| Shelby County Kentucky | 2 | $ 616,000 | $ 308,000 | $ 174,000 |
| Branch County Michigan | 2 | $ 535,000 | $ 267,000 | $ 200,000 |
| St. Louis County Missouri | 2 | $ 323,000 | $ 161,000 | $ 77,000 |
| Robertson County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Sevier County Tennessee | 2 | $ 424,000 | $ 212,000 | $ 104,000 |
| Pinal County Arizona | 1 | $ 110,000 | $ 110,000 | $ 147,000 |
| Poinsett County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| El Paso County Colorado | 1 | $ 241,000 | $ 241,000 | $ 206,000 |
| Pitkin County Colorado | 1 | $ 380,000 | $ 380,000 | $ 139,000 |
| District of Columbia County District Of Columbia | 1 | $ 250,000 | $ 250,000 | $ 122,000 |
| Broward County Florida | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Hernando County Florida | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Polk County Florida | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Santa Rosa County Florida | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Walton County Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Chatham County Georgia | 1 | $ 254,000 | $ 254,000 | $ 130,000 |
| Douglas County Illinois | 1 | $ 41,000 | $ 41,000 | $ 103,000 |
| DuPage County Illinois | 1 | $ 406,000 | $ 406,000 | $ 177,000 |
| Hamilton County Illinois | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Hardin County Illinois | 1 | $ 48,000 | $ 48,000 | $ 77,000 |
| Madison County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County Illinois | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Moultrie County Illinois | 1 | $ 81,000 | $ 81,000 | $ 59,000 |
| Pope County Illinois | 1 | $ 23,000 | $ 23,000 | $ 57,000 |
| Pulaski County Illinois | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Randolph County Illinois | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Washington County Illinois | 1 | $ 73,000 | $ 73,000 | $ 204,000 |
| Wayne County Illinois | 1 | $ 54,000 | $ 54,000 | $ 93,000 |
| DeKalb County Indiana | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Fulton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Jennings County Indiana | 1 | $ 16,000 | $ 16,000 | $ 66,000 |
| LaGrange County Indiana | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Marshall County Indiana | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Miami County Indiana | 1 | $ 7,000 | $ 7,000 | $ 43,000 |
| Porter County Indiana | 1 | $ 88,000 | $ 88,000 | $ 125,000 |
| Scott County Indiana | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Shelby County Indiana | 1 | $ 198,000 | $ 198,000 | $ 179,000 |
| Union County Indiana | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Boyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Boyle County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Fayette County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 105,000 |
| Grayson County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 78,000 |
| Kenton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Larue County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 229,000 |
| Marshall County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 820,000 |
| McCracken County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Mercer County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 95,000 |
| Jefferson County Louisiana | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Cumberland County Maine | 1 | $ 414,000 | $ 414,000 | $ 85,000 |
| Montgomery County Maryland | 1 | $ 250,000 | $ 250,000 | $ 244,000 |
| Norfolk County Massachusetts | 1 | $ 253,000 | $ 253,000 | $ 335,000 |
| Antrim County Michigan | 1 | $ 417,000 | $ 417,000 | $ 354,000 |
| Leelanau County Michigan | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Muskegon County Michigan | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Van Buren County Michigan | 1 | $ 90,000 | $ 90,000 | $ 137,000 |
| Morgan County Missouri | 1 | $ 101,000 | $ 101,000 | $ 146,000 |
| Clark County Nevada | 1 | $ 70,000 | $ 70,000 | $ 488,000 |
| Chatham County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Durham County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 100,000 |
| Clark County Ohio | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Montgomery County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 4,000,000 |
| Cumberland County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Jefferson County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 59,000 |
| Loudon County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Rutherford County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Orleans County Vermont | 1 | $ 165,000 | $ 165,000 | $ 199,000 |
| Northampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Virginia Beach County Virginia | 1 | $ 12,000 | $ 12,000 | $ 102,000 |
| Dane County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 114,000 |
| Outagamie County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,081 | $502,076,000 | $123,000 | $2,210,000 | $85,000 | $4,000,000 |
| Home Purchase | 2,374 | $271,408,000 | $114,000 | $8,000,000 | $63,000 | $3,500,000 |
| Home Improvement | 1,239 | $17,008,000 | $13,000 | $250,000 | $55,000 | $4,550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,009 | $719,140,000 | $102,000 | $2,210,000 | $75,000 | $4,550,000 |
| Not Provided | 277 | $18,034,000 | $65,000 | $925,000 | $68,000 | $495,000 |
| Black or African American | 169 | $13,179,000 | $77,000 | $347,000 | $50,000 | $388,000 |
| Hispanic | 83 | $8,655,000 | $104,000 | $417,000 | $59,000 | $420,000 |
| Not applicable | 83 | $19,708,000 | $237,000 | $8,000,000 | $0 | $0 |
| Asian | 59 | $10,846,000 | $183,000 | $704,000 | $113,000 | $540,000 |
| American Indian or Alaskan Native | 10 | $500,000 | $50,000 | $200,000 | $50,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $430,000 | $107,000 | $181,000 | $50,000 | $84,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,972 | $617,074,000 | $103,000 | $8,000,000 | $83,000 | $4,550,000 |
| FHA-insured (Federal Housing Administration) | 1,310 | $136,140,000 | $103,000 | $300,000 | $45,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 342 | $28,078,000 | $82,000 | $238,000 | $36,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 70 | $9,200,000 | $131,000 | $351,000 | $49,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,522 | $366,664,000 | $104,000 | $8,000,000 | $80,000 | $4,000,000 |
| Application Denied By Financial Institution | 1,893 | $142,396,000 | $75,000 | $1,268,000 | $59,000 | $4,550,000 |
| Application Withdrawn By Applicant | 1,016 | $148,633,000 | $146,000 | $2,210,000 | $98,000 | $3,530,000 |
| Preapproval Denied by Financial Institution | 537 | $45,006,000 | $83,000 | $750,000 | $39,000 | $266,000 |
| Application Approved But Not Accepted | 289 | $27,991,000 | $96,000 | $1,015,000 | $72,000 | $866,000 |
| File Closed For Incompleteness | 228 | $35,325,000 | $154,000 | $1,121,000 | $100,000 | $1,392,000 |
| Preapproval Approved but not Accepted | 209 | $24,477,000 | $117,000 | $417,000 | $52,000 | $253,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,031 | $61,483,000 | $59,000 | $333,000 | $51,000 | $4,550,000 |
| Debt-To-Income Ratio | 550 | $43,490,000 | $79,000 | $1,268,000 | $42,000 | $204,000 |
| Collateral | 436 | $52,005,000 | $119,000 | $990,000 | $73,000 | $917,000 |
| Other | 274 | $18,664,000 | $68,000 | $1,000,000 | $58,000 | $1,698,000 |
| Unverifiable Information | 52 | $2,878,000 | $55,000 | $382,000 | $76,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $3,859,000 | $104,000 | $415,000 | $56,000 | $150,000 |
| Employment History | 20 | $2,367,000 | $118,000 | $488,000 | $47,000 | $250,000 |
| Credit Application Incomplete | 19 | $1,629,000 | $85,000 | $800,000 | $76,000 | $472,000 |
| Mortgage Insurance Denied | 11 | $1,027,000 | $93,000 | $209,000 | $42,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.