On Q Financial, LLC Mortgage Lending & HMDA Data, 2012
In 2012, On Q Financial, LLC of Scottsdale, AZ reported 8,112 mortgage applications totaling $2.5 billion, up 126% from 2011. The average application was for $306,296, and applicants reported an average income of $149,366. 77% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (2,740), Oxnard-Thousand Oaks-Ventura, CA (1,183) and Santa Ana-Anaheim-Irvine, CA (751) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 8,112 |
| Total Mortgage Loan Application Amount | $2,484,679,000 |
| Average Mortgage Loan Application Amount | $306,296 |
| Highest Mortgage Loan Application Amount | $3,220,000 |
| Average Applicant Income | $149,366 |
| Highest Applicant Income | $5,940,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 2,594 | $ 599,164,000 | $ 230,980 | $ 125,000 |
| Ventura, California | 1,183 | $ 425,442,000 | $ 359,629 | $ 158,000 |
| Orange, California | 751 | $ 365,555,000 | $ 486,757 | $ 214,000 |
| Los Angeles, California | 503 | $ 209,151,000 | $ 415,807 | $ 185,000 |
| Denver, Colorado | 296 | $ 94,146,000 | $ 318,060 | $ 161,000 |
| Harris, Texas | 285 | $ 73,129,000 | $ 256,592 | $ 147,000 |
| San Diego, California | 224 | $ 93,930,000 | $ 419,330 | $ 187,000 |
| Pinal, Arizona | 146 | $ 19,512,000 | $ 133,643 | $ 81,000 |
| King, Washington | 137 | $ 64,534,000 | $ 471,051 | $ 230,000 |
| Onslow, North Carolina | 116 | $ 20,502,000 | $ 176,741 | $ 53,000 |
| Santa Cruz, California | 109 | $ 44,901,000 | $ 411,935 | $ 155,000 |
| Jefferson, Colorado | 101 | $ 31,010,000 | $ 307,029 | $ 149,000 |
| Arapahoe, Colorado | 100 | $ 27,256,000 | $ 272,560 | $ 114,000 |
| New Hanover, North Carolina | 99 | $ 18,417,000 | $ 186,030 | $ 86,000 |
| Wake, North Carolina | 85 | $ 16,899,000 | $ 198,811 | $ 90,000 |
| Santa Barbara, California | 79 | $ 40,844,000 | $ 517,012 | $ 295,000 |
| Douglas, Colorado | 79 | $ 23,034,000 | $ 291,569 | $ 149,000 |
| Riverside, California | 65 | $ 14,888,000 | $ 229,046 | $ 230,000 |
| Navajo, Arizona | 58 | $ 11,917,000 | $ 205,465 | $ 115,000 |
| Dare, North Carolina | 58 | $ 20,497,000 | $ 353,396 | $ 182,000 |
| Pima, Arizona | 42 | $ 7,481,000 | $ 178,119 | $ 102,000 |
| Fort Bend, Texas | 36 | $ 8,618,000 | $ 239,388 | $ 147,000 |
| San Bernardino, California | 35 | $ 8,636,000 | $ 246,742 | $ 149,000 |
| Collin, Texas | 29 | $ 6,355,000 | $ 219,137 | $ 123,000 |
| Currituck, North Carolina | 26 | $ 10,220,000 | $ 393,076 | $ 224,000 |
| Denton, Texas | 22 | $ 6,343,000 | $ 288,318 | $ 175,000 |
| Coconino, Arizona | 21 | $ 4,671,000 | $ 222,428 | $ 190,000 |
| San Luis Obispo, California | 21 | $ 8,818,000 | $ 419,904 | $ 280,000 |
| Summit, Colorado | 21 | $ 8,876,000 | $ 422,666 | $ 217,000 |
| Brunswick, North Carolina | 21 | $ 3,464,000 | $ 164,952 | $ 108,000 |
| Sacramento, California | 20 | $ 5,326,000 | $ 266,300 | $ 108,000 |
| Mecklenburg, North Carolina | 20 | $ 4,180,000 | $ 209,000 | $ 102,000 |
| Pierce, Washington | 20 | $ 4,341,000 | $ 217,050 | $ 129,000 |
| Contra Costa, California | 18 | $ 12,381,000 | $ 687,833 | $ 252,000 |
| Dallas, Texas | 18 | $ 5,117,000 | $ 284,277 | $ 205,000 |
| Gila, Arizona | 17 | $ 3,417,000 | $ 201,000 | $ 151,000 |
| Kern, California | 17 | $ 2,856,000 | $ 168,000 | $ 108,000 |
| Adams, Colorado | 17 | $ 3,527,000 | $ 207,470 | $ 102,000 |
| Yavapai, Arizona | 15 | $ 3,327,000 | $ 221,800 | $ 105,000 |
| Snohomish, Washington | 15 | $ 3,763,000 | $ 250,866 | $ 112,000 |
| Boulder, Colorado | 14 | $ 4,001,000 | $ 285,785 | $ 114,000 |
| Orange, Florida | 14 | $ 3,112,000 | $ 222,285 | $ 88,000 |
| Durham, North Carolina | 14 | $ 2,536,000 | $ 181,142 | $ 130,000 |
| Montgomery, Texas | 14 | $ 3,162,000 | $ 225,857 | $ 117,000 |
| San Francisco, California | 13 | $ 5,752,000 | $ 442,461 | $ 168,000 |
| Santa Clara, California | 13 | $ 5,367,000 | $ 412,846 | $ 136,000 |
| Cook, Illinois | 12 | $ 4,172,000 | $ 347,666 | $ 148,000 |
| San Mateo, California | 11 | $ 5,770,000 | $ 524,545 | $ 224,000 |
| Miami-Dade, Florida | 11 | $ 2,707,000 | $ 246,090 | $ 92,000 |
| Pender, North Carolina | 11 | $ 1,767,000 | $ 160,636 | $ 56,000 |
| Brazoria, Texas | 11 | $ 2,117,000 | $ 192,454 | $ 112,000 |
| Galveston, Texas | 11 | $ 2,555,000 | $ 232,272 | $ 165,000 |
| El Dorado, California | 10 | $ 3,387,000 | $ 338,700 | $ 135,000 |
| Harnett, North Carolina | 10 | $ 1,857,000 | $ 185,700 | $ 69,000 |
| Palm Beach, Florida | 9 | $ 2,009,000 | $ 223,222 | $ 84,000 |
| Polk, Florida | 9 | $ 1,692,000 | $ 188,000 | $ 99,000 |
| Bexar, Texas | 9 | $ 1,794,000 | $ 199,333 | $ 122,000 |
| Travis, Texas | 9 | $ 1,811,000 | $ 201,222 | $ 121,000 |
| Alameda, California | 8 | $ 2,904,000 | $ 363,000 | $ 144,000 |
| Larimer, Colorado | 8 | $ 1,553,000 | $ 194,125 | $ 90,000 |
| Duval, Florida | 8 | $ 1,498,000 | $ 187,250 | $ 56,000 |
| Marin, California | 7 | $ 3,656,000 | $ 522,285 | $ 302,000 |
| Placer, California | 7 | $ 1,664,000 | $ 237,714 | $ 202,000 |
| Broward, Florida | 7 | $ 1,510,000 | $ 215,714 | $ 97,000 |
| Hillsborough, Florida | 7 | $ 1,999,000 | $ 285,571 | $ 106,000 |
| Kitsap, Washington | 7 | $ 1,947,000 | $ 278,142 | $ 147,000 |
| Mohave, Arizona | 6 | $ 1,174,000 | $ 195,666 | $ 90,000 |
| Fresno, California | 6 | $ 1,469,000 | $ 244,833 | $ 99,000 |
| Napa, California | 6 | $ 1,932,000 | $ 322,000 | $ 200,000 |
| Sonoma, California | 6 | $ 1,611,000 | $ 268,500 | $ 141,000 |
| Brevard, Florida | 6 | $ 1,492,000 | $ 248,666 | $ 148,000 |
| Volusia, Florida | 5 | $ 873,000 | $ 174,600 | $ 58,000 |
| Fulton, Georgia | 5 | $ 1,536,000 | $ 307,200 | $ 84,000 |
| Hyde, North Carolina | 5 | $ 1,098,000 | $ 219,600 | $ 76,000 |
| Brazos, Texas | 5 | $ 971,000 | $ 194,200 | $ 166,000 |
| Tarrant, Texas | 5 | $ 746,000 | $ 149,200 | $ 134,000 |
| Clark, Washington | 5 | $ 1,256,000 | $ 251,200 | $ 102,000 |
| Mono, California | 4 | $ 1,192,000 | $ 298,000 | $ 464,000 |
| Nevada, California | 4 | $ 954,000 | $ 238,500 | $ 107,000 |
| San Joaquin, California | 4 | $ 918,000 | $ 229,500 | $ 79,000 |
| Stanislaus, California | 4 | $ 1,122,000 | $ 280,500 | $ 90,000 |
| Yolo, California | 4 | $ 1,270,000 | $ 317,500 | $ 132,000 |
| Broomfield, Colorado | 4 | $ 1,208,000 | $ 302,000 | $ 110,000 |
| La Plata, Colorado | 4 | $ 1,686,000 | $ 421,500 | $ 232,000 |
| Manatee, Florida | 4 | $ 637,000 | $ 159,250 | $ 86,000 |
| Seminole, Florida | 4 | $ 1,082,000 | $ 270,500 | $ 97,000 |
| Iredell, North Carolina | 4 | $ 1,029,000 | $ 257,250 | $ 91,000 |
| Multnomah, Oregon | 4 | $ 1,069,000 | $ 267,250 | $ 107,000 |
| Washington, Oregon | 4 | $ 1,234,000 | $ 308,500 | $ 117,000 |
| Nueces, Texas | 4 | $ 620,000 | $ 155,000 | $ 165,000 |
| Whatcom, Washington | 4 | $ 1,037,000 | $ 259,250 | $ 66,000 |
| Monterey, California | 3 | $ 959,000 | $ 319,666 | $ 101,000 |
| Solano, California | 3 | $ 863,000 | $ 287,666 | $ 90,000 |
| Citrus, Florida | 3 | $ 526,000 | $ 175,333 | $ 49,000 |
| Flagler, Florida | 3 | $ 439,000 | $ 146,333 | $ 70,000 |
| Leon, Florida | 3 | $ 740,000 | $ 246,666 | $ 88,000 |
| Pasco, Florida | 3 | $ 654,000 | $ 218,000 | $ 74,000 |
| Pinellas, Florida | 3 | $ 720,000 | $ 240,000 | $ 95,000 |
| Sarasota, Florida | 3 | $ 477,000 | $ 159,000 | $ 67,000 |
| Gwinnett, Georgia | 3 | $ 589,000 | $ 196,333 | $ 105,000 |
| Sandoval, New Mexico | 3 | $ 626,000 | $ 208,666 | $ 77,000 |
| Johnston, North Carolina | 3 | $ 524,000 | $ 174,666 | $ 66,000 |
| Orange, North Carolina | 3 | $ 704,000 | $ 234,666 | $ 95,000 |
| Perquimans, North Carolina | 3 | $ 975,000 | $ 325,000 | $ 86,000 |
| Liberty, Texas | 3 | $ 347,000 | $ 115,666 | $ 72,000 |
| Rockwall, Texas | 3 | $ 384,000 | $ 128,000 | $ 54,000 |
| Prince William, Virginia | 3 | $ 1,257,000 | $ 419,000 | $ 144,000 |
| Skagit, Washington | 3 | $ 529,000 | $ 176,333 | $ 77,000 |
| Spokane, Washington | 3 | $ 691,000 | $ 230,333 | $ 90,000 |
| Yuma, Arizona | 2 | $ 408,000 | $ 204,000 | $ 82,000 |
| Plumas, California | 2 | $ 506,000 | $ 253,000 | $ 178,000 |
| Shasta, California | 2 | $ 314,000 | $ 157,000 | $ 68,000 |
| Tulare, California | 2 | $ 548,000 | $ 274,000 | $ 131,000 |
| El Paso, Colorado | 2 | $ 455,000 | $ 227,500 | $ 299,000 |
| Mesa, Colorado | 2 | $ 658,000 | $ 329,000 | $ 120,000 |
| Park, Colorado | 2 | $ 383,000 | $ 191,500 | $ 197,000 |
| Clay, Florida | 2 | $ 354,000 | $ 177,000 | $ 67,000 |
| Collier, Florida | 2 | $ 438,000 | $ 219,000 | $ 69,000 |
| Lake, Florida | 2 | $ 334,000 | $ 167,000 | $ 124,000 |
| Lee, Florida | 2 | $ 504,000 | $ 252,000 | $ 100,000 |
| Nassau, Florida | 2 | $ 336,000 | $ 168,000 | $ 82,000 |
| St. Johns, Florida | 2 | $ 398,000 | $ 199,000 | $ 98,000 |
| Kane, Illinois | 2 | $ 453,000 | $ 226,500 | $ 77,000 |
| Lake, Illinois | 2 | $ 351,000 | $ 175,500 | $ 70,000 |
| McHenry, Illinois | 2 | $ 293,000 | $ 146,500 | $ 78,000 |
| Plymouth, Massachusetts | 2 | $ 425,000 | $ 212,500 | $ 108,000 |
| Dona Ana, New Mexico | 2 | $ 572,000 | $ 286,000 | $ 102,000 |
| Alamance, North Carolina | 2 | $ 201,000 | $ 100,500 | $ 60,000 |
| Chatham, North Carolina | 2 | $ 452,000 | $ 226,000 | $ 80,000 |
| Person, North Carolina | 2 | $ 478,000 | $ 239,000 | $ 98,000 |
| Deschutes, Oregon | 2 | $ 343,000 | $ 171,500 | $ 123,000 |
| Jackson, Oregon | 2 | $ 329,000 | $ 164,500 | $ 54,000 |
| Beaufort, South Carolina | 2 | $ 442,000 | $ 221,000 | $ 75,000 |
| Parker, Texas | 2 | $ 316,000 | $ 158,000 | $ 138,000 |
| Williamson, Texas | 2 | $ 493,000 | $ 246,500 | $ 46,000 |
| Salt Lake, Utah | 2 | $ 353,000 | $ 176,500 | $ 58,000 |
| Chesapeake, Virginia | 2 | $ 622,000 | $ 311,000 | $ 69,000 |
| Chelan, Washington | 2 | $ 747,000 | $ 373,500 | $ 202,000 |
| Clallam, Washington | 2 | $ 311,000 | $ 155,500 | $ 75,000 |
| Island, Washington | 2 | $ 564,000 | $ 282,000 | $ 154,000 |
| Madison, Alabama | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Shelby, Alabama | 1 | $ 351,000 | $ 351,000 | $ 87,000 |
| Cochise, Arizona | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Graham, Arizona | 1 | $ 192,000 | $ 192,000 | $ 146,000 |
| Santa Cruz, Arizona | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Butte, California | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| Calaveras, California | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Humboldt, California | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Inyo, California | 1 | $ 270,000 | $ 270,000 | $ 67,000 |
| Madera, California | 1 | $ 247,000 | $ 247,000 | $ 62,000 |
| Merced, California | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Tehama, California | 1 | $ 221,000 | $ 221,000 | $ 66,000 |
| Tuolumne, California | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Archuleta, Colorado | 1 | $ 346,000 | $ 346,000 | $ 114,000 |
| Clear Creek, Colorado | 1 | $ 340,000 | $ 340,000 | $ 83,000 |
| Fremont, Colorado | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Grand, Colorado | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Huerfano, Colorado | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Pueblo, Colorado | 1 | $ 617,000 | $ 617,000 | $ 314,000 |
| Routt, Colorado | 1 | $ 190,000 | $ 190,000 | $ 176,000 |
| Teller, Colorado | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Weld, Colorado | 1 | $ 277,000 | $ 277,000 | $ 84,000 |
| Charlotte, Florida | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Hardee, Florida | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Hernando, Florida | 1 | $ 214,000 | $ 214,000 | $ 71,000 |
| Martin, Florida | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Okaloosa, Florida | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| St. Lucie, Florida | 1 | $ 154,000 | $ 154,000 | $ 84,000 |
| Sumter, Florida | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Walton, Florida | 1 | $ 683,000 | $ 683,000 | $ 2,006,000 |
| Chatham, Georgia | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Cobb, Georgia | 1 | $ 281,000 | $ 281,000 | $ 74,000 |
| Forsyth, Georgia | 1 | $ 390,000 | $ 390,000 | $ 70,000 |
| Ada, Idaho | 1 | $ 226,000 | $ 226,000 | $ 66,000 |
| Bonner, Idaho | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| DuPage, Illinois | 1 | $ 314,000 | $ 314,000 | $ 123,000 |
| Marion, Indiana | 1 | $ 332,000 | $ 332,000 | $ 161,000 |
| Montgomery, Maryland | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Franklin, Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 121,000 |
| Middlesex, Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 149,000 |
| Worcester, Massachusetts | 1 | $ 152,000 | $ 152,000 | $ 24,000 |
| Bernalillo, New Mexico | 1 | $ 147,000 | $ 147,000 | $ 120,000 |
| Santa Fe, New Mexico | 1 | $ 265,000 | $ 265,000 | $ 233,000 |
| Ashe, North Carolina | 1 | $ 413,000 | $ 413,000 | $ 335,000 |
| Bertie, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 251,000 |
| Bladen, North Carolina | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Carteret, North Carolina | 1 | $ 227,000 | $ 227,000 | $ 79,000 |
| Chowan, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Cumberland, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 140,000 |
| Davidson, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| Franklin, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Granville, North Carolina | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Halifax, North Carolina | 1 | $ 67,000 | $ 67,000 | $ 55,000 |
| Lee, North Carolina | 1 | $ 190,000 | $ 190,000 | $ 133,000 |
| Lincoln, North Carolina | 1 | $ 396,000 | $ 396,000 | $ 335,000 |
| Moore, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Nash, North Carolina | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Rowan, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Union, North Carolina | 1 | $ 194,000 | $ 194,000 | $ 41,000 |
| Wayne, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 45,000 |
| Wilson, North Carolina | 1 | $ 242,000 | $ 242,000 | $ 139,000 |
| Clackamas, Oregon | 1 | $ 202,000 | $ 202,000 | $ 146,000 |
| Columbia, Oregon | 1 | $ 259,000 | $ 259,000 | $ 67,000 |
| Josephine, Oregon | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Lane, Oregon | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Marion, Oregon | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Polk, Oregon | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Horry, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 104,000 |
| Davidson, Tennessee | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Sumner, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Washington, Tennessee | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Chambers, Texas | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
| Clay, Texas | 1 | $ 116,000 | $ 116,000 | $ 99,000 |
| El Paso, Texas | 1 | $ 68,000 | $ 68,000 | $ 96,000 |
| Erath, Texas | 1 | $ 396,000 | $ 396,000 | $ 119,000 |
| Guadalupe, Texas | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Karnes, Texas | 1 | $ 184,000 | $ 184,000 | $ 70,000 |
| Limestone, Texas | 1 | $ 152,000 | $ 152,000 | $ 166,000 |
| McLennan, Texas | 1 | $ 247,000 | $ 247,000 | $ 166,000 |
| Nacogdoches, Texas | 1 | $ 228,000 | $ 228,000 | $ 124,000 |
| Potter, Texas | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Randall, Texas | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| San Patricio, Texas | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Smith, Texas | 1 | $ 300,000 | $ 300,000 | $ 141,000 |
| Waller, Texas | 1 | $ 380,000 | $ 380,000 | $ 224,000 |
| Campbell, Virginia | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Fairfax, Virginia | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| King George, Virginia | 1 | $ 224,000 | $ 224,000 | $ 113,000 |
| Lynchburg, Virginia | 1 | $ 153,000 | $ 153,000 | $ 81,000 |
| Montgomery, Virginia | 1 | $ 226,000 | $ 226,000 | $ 130,000 |
| Page, Virginia | 1 | $ 263,000 | $ 263,000 | $ 81,000 |
| Southampton, Virginia | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Douglas, Washington | 1 | $ 187,000 | $ 187,000 | $ 114,000 |
| Jefferson, Washington | 1 | $ 390,000 | $ 390,000 | $ 169,000 |
| Pend Oreille, Washington | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Thurston, Washington | 1 | $ 163,000 | $ 163,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,242 | $1,388,665,000 | $327,000 | $2,000,000 | $157,000 | $5,940,000 |
| Home Purchase | 3,870 | $1,096,014,000 | $283,000 | $3,220,000 | $141,000 | $4,579,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,120 | $1,879,893,000 | $307,000 | $3,220,000 | $151,000 | $5,940,000 |
| Not Provided | 993 | $317,583,000 | $319,000 | $1,980,000 | $163,000 | $4,078,000 |
| Asian | 441 | $157,146,000 | $356,000 | $1,890,000 | $164,000 | $1,181,000 |
| Hispanic | 416 | $96,308,000 | $231,000 | $975,000 | $98,000 | $1,227,000 |
| Black or African American | 114 | $25,794,000 | $226,000 | $960,000 | $91,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,773,000 | $288,000 | $544,000 | $108,000 | $239,000 |
| American Indian or Alaskan Native | 8 | $2,182,000 | $272,000 | $695,000 | $106,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,598 | $2,126,600,000 | $322,000 | $3,220,000 | $165,000 | $5,940,000 |
| FHA-insured (Federal Housing Administration) | 1,125 | $267,136,000 | $237,000 | $743,000 | $86,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 355 | $86,302,000 | $243,000 | $955,000 | $69,000 | $547,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $4,641,000 | $136,000 | $214,000 | $46,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,227 | $1,872,169,000 | $300,000 | $2,054,000 | $147,000 | $4,579,000 |
| Application Withdrawn By Applicant | 1,401 | $441,016,000 | $314,000 | $3,220,000 | $160,000 | $5,940,000 |
| Application Denied By Financial Institution | 418 | $148,410,000 | $355,000 | $2,000,000 | $147,000 | $1,399,000 |
| File Closed For Incompleteness | 55 | $19,484,000 | $354,000 | $1,328,000 | $183,000 | $1,378,000 |
| Application Approved But Not Accepted | 11 | $3,600,000 | $327,000 | $1,000,000 | $228,000 | $1,059,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 115 | $43,260,000 | $376,000 | $1,870,000 | $105,000 | $1,188,000 |
| Collateral | 112 | $32,376,000 | $289,000 | $2,000,000 | $168,000 | $1,399,000 |
| Credit History | 46 | $12,004,000 | $260,000 | $702,000 | $110,000 | $400,000 |
| Other | 41 | $15,871,000 | $387,000 | $1,980,000 | $182,000 | $879,000 |
| Unverifiable Information | 31 | $12,598,000 | $406,000 | $1,931,000 | $185,000 | $686,000 |
| Employment History | 16 | $3,508,000 | $219,000 | $605,000 | $110,000 | $399,000 |
| Credit Application Incomplete | 14 | $8,144,000 | $581,000 | $1,890,000 | $230,000 | $684,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $5,723,000 | $635,000 | $1,884,000 | $175,000 | $383,000 |
| Mortgage Insurance Denied | 1 | $189,000 | $189,000 | $189,000 | $100,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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