Cit Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Cit Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,865 |
| Total Mortgage Loan Application Amount | $3,414,065,000 |
| Average Mortgage Loan Application Amount | $653,000 |
| Highest Mortgage Loan Application Amount | $62,815,000 |
| Average Applicant Income | $242,200 |
| Highest Applicant Income | $5,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cit Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cit Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Cit Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cit Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Cit Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cit Bank, National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,131 | $ 1,089,765,000 | $ 963,000 | $ 258,000 |
| Orange County California | 273 | $ 243,295,000 | $ 891,000 | $ 247,000 |
| San Diego County California | 223 | $ 199,315,000 | $ 893,000 | $ 261,000 |
| King County Washington | 147 | $ 130,925,000 | $ 890,000 | $ 299,000 |
| Maricopa County Arizona | 127 | $ 110,135,000 | $ 867,000 | $ 377,000 |
| Riverside County California | 100 | $ 49,760,000 | $ 497,000 | $ 188,000 |
| San Bernardino County California | 100 | $ 51,310,000 | $ 513,000 | $ 203,000 |
| Ventura County California | 94 | $ 66,970,000 | $ 712,000 | $ 235,000 |
| Santa Barbara County California | 83 | $ 100,115,000 | $ 1,206,000 | $ 297,000 |
| Denver County Colorado | 59 | $ 41,035,000 | $ 695,000 | $ 238,000 |
| Contra Costa County California | 55 | $ 114,655,000 | $ 2,084,000 | $ 351,000 |
| Alameda County California | 52 | $ 46,190,000 | $ 888,000 | $ 330,000 |
| Clark County Nevada | 42 | $ 25,000,000 | $ 595,000 | $ 255,000 |
| San Francisco County California | 37 | $ 38,575,000 | $ 1,042,000 | $ 274,000 |
| Santa Clara County California | 36 | $ 43,120,000 | $ 1,197,000 | $ 337,000 |
| Placer County California | 33 | $ 26,665,000 | $ 808,000 | $ 327,000 |
| Middlesex County Massachusetts | 33 | $ 31,515,000 | $ 955,000 | $ 295,000 |
| Harris County Texas | 33 | $ 20,285,000 | $ 614,000 | $ 253,000 |
| Monterey County California | 28 | $ 32,190,000 | $ 1,149,000 | $ 378,000 |
| Travis County Texas | 28 | $ 23,840,000 | $ 851,000 | $ 377,000 |
| San Mateo County California | 25 | $ 24,445,000 | $ 977,000 | $ 324,000 |
| Marin County California | 24 | $ 26,760,000 | $ 1,115,000 | $ 322,000 |
| Arapahoe County Colorado | 24 | $ 13,870,000 | $ 577,000 | $ 293,000 |
| Fulton County Georgia | 24 | $ 17,140,000 | $ 714,000 | $ 295,000 |
| Snohomish County Washington | 24 | $ 18,220,000 | $ 759,000 | $ 242,000 |
| Jefferson County Colorado | 23 | $ 12,535,000 | $ 545,000 | $ 169,000 |
| Multnomah County Oregon | 23 | $ 28,885,000 | $ 1,255,000 | $ 338,000 |
| Sacramento County California | 22 | $ 30,370,000 | $ 1,380,000 | $ 267,000 |
| Fairfax County Virginia | 22 | $ 17,370,000 | $ 789,000 | $ 249,000 |
| Cook County Illinois | 21 | $ 16,345,000 | $ 778,000 | $ 306,000 |
| Dallas County Texas | 21 | $ 16,285,000 | $ 775,000 | $ 327,000 |
| Miami-Dade County Florida | 20 | $ 17,980,000 | $ 899,000 | $ 284,000 |
| Douglas County Colorado | 19 | $ 10,815,000 | $ 569,000 | $ 213,000 |
| Washoe County Nevada | 19 | $ 13,295,000 | $ 699,000 | $ 231,000 |
| Norfolk County Massachusetts | 16 | $ 13,780,000 | $ 861,000 | $ 302,000 |
| Clackamas County Oregon | 16 | $ 12,550,000 | $ 784,000 | $ 251,000 |
| Tarrant County Texas | 16 | $ 13,690,000 | $ 855,000 | $ 350,000 |
| Broward County Florida | 15 | $ 8,965,000 | $ 597,000 | $ 637,000 |
| Hillsborough County Florida | 15 | $ 7,125,000 | $ 475,000 | $ 161,000 |
| Montgomery County Maryland | 15 | $ 13,475,000 | $ 898,000 | $ 335,000 |
| Boulder County Colorado | 14 | $ 9,560,000 | $ 682,000 | $ 221,000 |
| Pima County Arizona | 13 | $ 4,355,000 | $ 335,000 | $ 164,000 |
| Douglas County Nebraska | 12 | $ 7,430,000 | $ 619,000 | $ 57,000 |
| Montgomery County Texas | 12 | $ 6,280,000 | $ 523,000 | $ 217,000 |
| Loudoun County Virginia | 12 | $ 6,580,000 | $ 548,000 | $ 174,000 |
| Fairfield County Connecticut | 11 | $ 9,825,000 | $ 893,000 | $ 272,000 |
| Washington County Oregon | 11 | $ 17,225,000 | $ 1,565,000 | $ 239,000 |
| Williamson County Tennessee | 11 | $ 9,475,000 | $ 861,000 | $ 275,000 |
| Denton County Texas | 11 | $ 6,615,000 | $ 601,000 | $ 243,000 |
| Salt Lake County Utah | 11 | $ 7,575,000 | $ 688,000 | $ 285,000 |
| El Dorado County California | 10 | $ 8,030,000 | $ 803,000 | $ 265,000 |
| District of Columbia County District Of Columbia | 10 | $ 10,520,000 | $ 1,052,000 | $ 316,000 |
| Palm Beach County Florida | 10 | $ 6,180,000 | $ 618,000 | $ 261,000 |
| Honolulu County Hawaii | 10 | $ 8,160,000 | $ 816,000 | $ 208,000 |
| Johnson County Kansas | 10 | $ 5,920,000 | $ 592,000 | $ 253,000 |
| Deschutes County Oregon | 10 | $ 7,050,000 | $ 705,000 | $ 250,000 |
| Pierce County Washington | 10 | $ 7,000,000 | $ 700,000 | $ 376,000 |
| Santa Cruz County California | 9 | $ 9,155,000 | $ 1,017,000 | $ 227,000 |
| Collier County Florida | 9 | $ 4,455,000 | $ 495,000 | $ 262,000 |
| Suffolk County Massachusetts | 9 | $ 8,625,000 | $ 958,000 | $ 250,000 |
| Hennepin County Minnesota | 9 | $ 5,725,000 | $ 636,000 | $ 292,000 |
| Bergen County New Jersey | 9 | $ 5,275,000 | $ 586,000 | $ 185,000 |
| Wake County North Carolina | 9 | $ 5,755,000 | $ 639,000 | $ 199,000 |
| Adams County Colorado | 8 | $ 3,980,000 | $ 497,000 | $ 140,000 |
| Collin County Texas | 8 | $ 38,980,000 | $ 4,872,000 | $ 258,000 |
| Cobb County Georgia | 7 | $ 5,535,000 | $ 790,000 | $ 337,000 |
| Anne Arundel County Maryland | 7 | $ 5,135,000 | $ 733,000 | $ 273,000 |
| St. Louis County Missouri | 7 | $ 6,405,000 | $ 915,000 | $ 728,000 |
| Santa Fe County New Mexico | 7 | $ 5,285,000 | $ 755,000 | $ 416,000 |
| Montgomery County Pennsylvania | 7 | $ 4,885,000 | $ 697,000 | $ 269,000 |
| Clark County Washington | 7 | $ 6,105,000 | $ 872,000 | $ 419,000 |
| Kitsap County Washington | 7 | $ 5,645,000 | $ 806,000 | $ 273,000 |
| DeKalb County Georgia | 6 | $ 4,440,000 | $ 740,000 | $ 246,000 |
| Ada County Idaho | 6 | $ 3,680,000 | $ 613,000 | $ 218,000 |
| Mecklenburg County North Carolina | 6 | $ 3,950,000 | $ 658,000 | $ 238,000 |
| Jefferson County Alabama | 5 | $ 2,615,000 | $ 523,000 | $ 220,000 |
| Nevada County California | 5 | $ 4,255,000 | $ 851,000 | $ 293,000 |
| San Luis Obispo County California | 5 | $ 4,295,000 | $ 859,000 | $ 273,000 |
| Sonoma County California | 5 | $ 4,055,000 | $ 811,000 | $ 435,000 |
| Yolo County California | 5 | $ 2,805,000 | $ 561,000 | $ 211,000 |
| DuPage County Illinois | 5 | $ 2,765,000 | $ 553,000 | $ 201,000 |
| Bucks County Pennsylvania | 5 | $ 3,135,000 | $ 627,000 | $ 297,000 |
| Nueces County Texas | 5 | $ 21,085,000 | $ 4,217,000 | $ 227,000 |
| Arlington County Virginia | 5 | $ 4,115,000 | $ 823,000 | $ 250,000 |
| Yavapai County Arizona | 4 | $ 2,640,000 | $ 660,000 | $ 236,000 |
| Fresno County California | 4 | $ 2,970,000 | $ 742,000 | $ 573,000 |
| Kern County California | 4 | $ 7,790,000 | $ 1,947,000 | $ 201,000 |
| Eagle County Colorado | 4 | $ 5,500,000 | $ 1,375,000 | $ 596,000 |
| Gwinnett County Georgia | 4 | $ 3,840,000 | $ 960,000 | $ 266,000 |
| Barnstable County Massachusetts | 4 | $ 6,150,000 | $ 1,537,000 | $ 343,000 |
| Oakland County Michigan | 4 | $ 2,370,000 | $ 592,000 | $ 295,000 |
| Lancaster County Nebraska | 4 | $ 290,000 | $ 72,000 | $ 99,000 |
| Kings County New York | 4 | $ 6,610,000 | $ 1,652,000 | $ 178,000 |
| Union County North Carolina | 4 | $ 3,330,000 | $ 832,000 | $ 226,000 |
| Chester County Pennsylvania | 4 | $ 2,350,000 | $ 587,000 | $ 285,000 |
| Washington County Rhode Island | 4 | $ 1,470,000 | $ 367,000 | $ 182,000 |
| Charleston County South Carolina | 4 | $ 3,050,000 | $ 762,000 | $ 239,000 |
| Utah County Utah | 4 | $ 2,550,000 | $ 637,000 | $ 183,000 |
| Skagit County Washington | 4 | $ 2,230,000 | $ 557,000 | $ 250,000 |
| Teton County Wyoming | 4 | $ 2,940,000 | $ 735,000 | $ 297,000 |
| Pinal County Arizona | 3 | $ 295,000 | $ 98,000 | $ 62,000 |
| San Joaquin County California | 3 | $ 2,035,000 | $ 678,000 | $ 137,000 |
| Stanislaus County California | 3 | $ 1,435,000 | $ 478,000 | $ 154,000 |
| Broomfield County Colorado | 3 | $ 2,715,000 | $ 905,000 | $ 527,000 |
| El Paso County Colorado | 3 | $ 2,225,000 | $ 741,000 | $ 214,000 |
| Brevard County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 141,000 |
| Duval County Florida | 3 | $ 1,565,000 | $ 521,000 | $ 190,000 |
| Hamilton County Indiana | 3 | $ 2,095,000 | $ 698,000 | $ 246,000 |
| Howard County Maryland | 3 | $ 2,265,000 | $ 755,000 | $ 200,000 |
| Essex County Massachusetts | 3 | $ 2,655,000 | $ 885,000 | $ 304,000 |
| Douglas County Nevada | 3 | $ 1,745,000 | $ 581,000 | $ 250,000 |
| Essex County New Jersey | 3 | $ 2,145,000 | $ 715,000 | $ 381,000 |
| Morris County New Jersey | 3 | $ 1,795,000 | $ 598,000 | $ 240,000 |
| Union County New Jersey | 3 | $ 2,075,000 | $ 691,000 | $ 214,000 |
| Nassau County New York | 3 | $ 1,585,000 | $ 528,000 | $ 266,000 |
| New York County New York | 3 | $ 14,245,000 | $ 4,748,000 | $ 421,000 |
| Orange County North Carolina | 3 | $ 2,205,000 | $ 735,000 | $ 247,000 |
| Delaware County Ohio | 3 | $ 2,065,000 | $ 688,000 | $ 279,000 |
| Lane County Oregon | 3 | $ 1,915,000 | $ 638,000 | $ 335,000 |
| Yamhill County Oregon | 3 | $ 1,915,000 | $ 638,000 | $ 259,000 |
| Philadelphia County Pennsylvania | 3 | $ 2,055,000 | $ 685,000 | $ 441,000 |
| Fort Bend County Texas | 3 | $ 1,545,000 | $ 515,000 | $ 140,000 |
| Galveston County Texas | 3 | $ 1,675,000 | $ 558,000 | $ 261,000 |
| Williamson County Texas | 3 | $ 885,000 | $ 295,000 | $ 200,000 |
| Summit County Utah | 3 | $ 3,595,000 | $ 1,198,000 | $ 370,000 |
| Henrico County Virginia | 3 | $ 1,855,000 | $ 618,000 | $ 216,000 |
| San Juan County Washington | 3 | $ 2,745,000 | $ 915,000 | $ 634,000 |
| Whatcom County Washington | 3 | $ 1,905,000 | $ 635,000 | $ 194,000 |
| Dane County Wisconsin | 3 | $ 1,905,000 | $ 635,000 | $ 297,000 |
| Milwaukee County Wisconsin | 3 | $ 1,975,000 | $ 658,000 | $ 216,000 |
| Marshall County Alabama | 2 | $ 1,810,000 | $ 905,000 | $ 219,000 |
| Mohave County Arizona | 2 | $ 480,000 | $ 240,000 | $ 741,000 |
| Napa County California | 2 | $ 1,520,000 | $ 760,000 | $ 341,000 |
| Solano County California | 2 | $ 1,260,000 | $ 630,000 | $ 214,000 |
| La Plata County Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 168,000 |
| Park County Colorado | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Weld County Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 260,000 |
| New Haven County Connecticut | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Marion County Florida | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Martin County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 195,000 |
| Pinellas County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 101,000 |
| St. Johns County Florida | 2 | $ 890,000 | $ 445,000 | $ 189,000 |
| Kane County Illinois | 2 | $ 1,140,000 | $ 570,000 | $ 249,000 |
| Lake County Illinois | 2 | $ 1,150,000 | $ 575,000 | $ 80,000 |
| York County Maine | 2 | $ 1,250,000 | $ 625,000 | $ 436,000 |
| Bristol County Massachusetts | 2 | $ 1,280,000 | $ 640,000 | $ 221,000 |
| Worcester County Massachusetts | 2 | $ 1,390,000 | $ 695,000 | $ 193,000 |
| Wayne County Michigan | 2 | $ 1,770,000 | $ 885,000 | $ 283,000 |
| Ramsey County Minnesota | 2 | $ 1,450,000 | $ 725,000 | $ 253,000 |
| Gallatin County Montana | 2 | $ 1,390,000 | $ 695,000 | $ 244,000 |
| Sarpy County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Rockingham County New Hampshire | 2 | $ 900,000 | $ 450,000 | $ 187,000 |
| Hudson County New Jersey | 2 | $ 2,260,000 | $ 1,130,000 | $ 264,000 |
| Monmouth County New Jersey | 2 | $ 1,980,000 | $ 990,000 | $ 329,000 |
| Queens County New York | 2 | $ 1,070,000 | $ 535,000 | $ 287,000 |
| Suffolk County New York | 2 | $ 1,170,000 | $ 585,000 | $ 204,000 |
| Buncombe County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 136,000 |
| Hamilton County Ohio | 2 | $ 1,070,000 | $ 535,000 | $ 337,000 |
| Montgomery County Ohio | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Warren County Ohio | 2 | $ 860,000 | $ 430,000 | $ 265,000 |
| Oklahoma County Oklahoma | 2 | $ 4,670,000 | $ 2,335,000 | $ 306,000 |
| Tulsa County Oklahoma | 2 | $ 1,130,000 | $ 565,000 | $ 316,000 |
| Allegheny County Pennsylvania | 2 | $ 900,000 | $ 450,000 | $ 211,000 |
| Cumberland County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 135,000 |
| Delaware County Pennsylvania | 2 | $ 1,410,000 | $ 705,000 | $ 520,000 |
| Greenville County South Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 210,000 |
| Horry County South Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 208,000 |
| Hamilton County Tennessee | 2 | $ 1,900,000 | $ 950,000 | $ 548,000 |
| Bexar County Texas | 2 | $ 1,500,000 | $ 750,000 | $ 324,000 |
| Davis County Utah | 2 | $ 1,080,000 | $ 540,000 | $ 245,000 |
| Alexandria County Virginia | 2 | $ 1,120,000 | $ 560,000 | $ 249,000 |
| Falls Church County Virginia | 2 | $ 2,290,000 | $ 1,145,000 | $ 466,000 |
| Prince William County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 144,000 |
| Virginia Beach County Virginia | 2 | $ 1,190,000 | $ 595,000 | $ 151,000 |
| Chelan County Washington | 2 | $ 1,220,000 | $ 610,000 | $ 294,000 |
| Island County Washington | 2 | $ 1,370,000 | $ 685,000 | $ 260,000 |
| Kittitas County Washington | 2 | $ 1,820,000 | $ 910,000 | $ 330,000 |
| Ozaukee County Wisconsin | 2 | $ 1,440,000 | $ 720,000 | $ 275,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| Gila County Arizona | 1 | $ 965,000 | $ 965,000 | $ 972,000 |
| Navajo County Arizona | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Benton County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Amador County California | 1 | $ 615,000 | $ 615,000 | $ 173,000 |
| Humboldt County California | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Imperial County California | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Merced County California | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Mono County California | 1 | $ 3,855,000 | $ 3,855,000 | $ 1,870,000 |
| San Benito County California | 1 | $ 895,000 | $ 895,000 | $ 245,000 |
| Sutter County California | 1 | $ 575,000 | $ 575,000 | $ 180,000 |
| Alamosa County Colorado | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Archuleta County Colorado | 1 | $ 565,000 | $ 565,000 | $ 184,000 |
| Gunnison County Colorado | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Mesa County Colorado | 1 | $ 23,115,000 | $ 23,115,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 615,000 | $ 615,000 | $ 200,000 |
| San Miguel County Colorado | 1 | $ 965,000 | $ 965,000 | $ 324,000 |
| Summit County Colorado | 1 | $ 935,000 | $ 935,000 | $ 497,000 |
| Hartford County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| New London County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Sussex County Delaware | 1 | $ 195,000 | $ 195,000 | $ 233,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Hernando County Florida | 1 | $ 405,000 | $ 405,000 | $ 319,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 227,000 |
| Monroe County Florida | 1 | $ 885,000 | $ 885,000 | $ 312,000 |
| Okaloosa County Florida | 1 | $ 515,000 | $ 515,000 | $ 276,000 |
| Orange County Florida | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Pasco County Florida | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Sarasota County Florida | 1 | $ 705,000 | $ 705,000 | $ 48,000 |
| Seminole County Florida | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Coweta County Georgia | 1 | $ 705,000 | $ 705,000 | $ 94,000 |
| Fannin County Georgia | 1 | $ 765,000 | $ 765,000 | $ 264,000 |
| Fayette County Georgia | 1 | $ 515,000 | $ 515,000 | $ 225,000 |
| Forsyth County Georgia | 1 | $ 715,000 | $ 715,000 | $ 251,000 |
| Greene County Georgia | 1 | $ 535,000 | $ 535,000 | $ 164,000 |
| Hall County Georgia | 1 | $ 785,000 | $ 785,000 | $ 191,000 |
| Oconee County Georgia | 1 | $ 1,255,000 | $ 1,255,000 | $ 919,000 |
| Maui County Hawaii | 1 | $ 1,045,000 | $ 1,045,000 | $ 300,000 |
| Kootenai County Idaho | 1 | $ 745,000 | $ 745,000 | $ 221,000 |
| Valley County Idaho | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Will County Illinois | 1 | $ 425,000 | $ 425,000 | $ 107,000 |
| Hardin County Kentucky | 1 | $ 1,055,000 | $ 1,055,000 | $ 364,000 |
| Jefferson County Kentucky | 1 | $ 595,000 | $ 595,000 | $ 596,000 |
| Orleans County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Cumberland County Maine | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Oxford County Maine | 1 | $ 395,000 | $ 395,000 | $ 519,000 |
| Baltimore County Maryland | 1 | $ 645,000 | $ 645,000 | $ 159,000 |
| Calvert County Maryland | 1 | $ 635,000 | $ 635,000 | $ 213,000 |
| Charles County Maryland | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Frederick County Maryland | 1 | $ 355,000 | $ 355,000 | $ 237,000 |
| Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Berkshire County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 841,000 |
| Nantucket County Massachusetts | 1 | $ 1,225,000 | $ 1,225,000 | $ 314,000 |
| Plymouth County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Isabella County Michigan | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Midland County Michigan | 1 | $ 445,000 | $ 445,000 | $ 226,000 |
| Rice County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 232,000 |
| Scott County Minnesota | 1 | $ 625,000 | $ 625,000 | $ 264,000 |
| Washington County Minnesota | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Boone County Missouri | 1 | $ 895,000 | $ 895,000 | $ 274,000 |
| Caldwell County Missouri | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Clinton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Jackson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| St. Charles County Missouri | 1 | $ 585,000 | $ 585,000 | $ 250,000 |
| St. Louis City County Missouri | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Cass County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Clay County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Dixon County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Johnson County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lincoln County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Carson City County Nevada | 1 | $ 525,000 | $ 525,000 | $ 427,000 |
| Hillsborough County New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 222,000 |
| Atlantic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Burlington County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 384,000 |
| Gloucester County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Hunterdon County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 398,000 |
| Mercer County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 157,000 |
| Ocean County New Jersey | 1 | $ 795,000 | $ 795,000 | $ 561,000 |
| Somerset County New Jersey | 1 | $ 1,225,000 | $ 1,225,000 | $ 225,000 |
| Bernalillo County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Putnam County New York | 1 | $ 185,000 | $ 185,000 | $ 199,000 |
| Westchester County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 400,000 |
| Catawba County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 297,000 |
| Cumberland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Durham County North Carolina | 1 | $ 895,000 | $ 895,000 | $ 255,000 |
| Forsyth County North Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 500,000 |
| Halifax County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 446,000 |
| Iredell County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 382,000 |
| Nash County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Pender County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 351,000 |
| Medina County Ohio | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Summit County Ohio | 1 | $ 515,000 | $ 515,000 | $ 456,000 |
| Union County Ohio | 1 | $ 675,000 | $ 675,000 | $ 298,000 |
| Wood County Ohio | 1 | $ 835,000 | $ 835,000 | $ 373,000 |
| Benton County Oregon | 1 | $ 705,000 | $ 705,000 | $ 428,000 |
| Lincoln County Oregon | 1 | $ 585,000 | $ 585,000 | $ 1,102,000 |
| Marion County Oregon | 1 | $ 705,000 | $ 705,000 | $ 373,000 |
| Lehigh County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 237,000 |
| Beaufort County South Carolina | 1 | $ 595,000 | $ 595,000 | $ 346,000 |
| Davidson County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 453,000 |
| Franklin County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 260,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| Loudon County Tennessee | 1 | $ 785,000 | $ 785,000 | $ 213,000 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Shelby County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 230,000 |
| Bell County Texas | 1 | $ 685,000 | $ 685,000 | $ 208,000 |
| Bosque County Texas | 1 | $ 695,000 | $ 695,000 | $ 412,000 |
| Comal County Texas | 1 | $ 235,000 | $ 235,000 | $ 205,000 |
| El Paso County Texas | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Kaufman County Texas | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
| Lubbock County Texas | 1 | $ 705,000 | $ 705,000 | $ 428,000 |
| Midland County Texas | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Parker County Texas | 1 | $ 265,000 | $ 265,000 | $ 523,000 |
| Potter County Texas | 1 | $ 645,000 | $ 645,000 | $ 203,000 |
| Rockwall County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 618,000 |
| Wasatch County Utah | 1 | $ 1,325,000 | $ 1,325,000 | $ 401,000 |
| Chesapeake County Virginia | 1 | $ 635,000 | $ 635,000 | $ 211,000 |
| Frederick County Virginia | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Gloucester County Virginia | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Franklin County Washington | 1 | $ 575,000 | $ 575,000 | $ 212,000 |
| Spokane County Washington | 1 | $ 715,000 | $ 715,000 | $ 240,000 |
| Yakima County Washington | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Waukesha County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 191,000 |
| Lincoln County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,806 | $1,469,730,000 | $813,000 | $35,005,000 | $283,000 | $5,093,000 |
| Home Purchase | 1,371 | $1,352,385,000 | $986,000 | $62,815,000 | $273,000 | $5,760,000 |
| Cash-out Refinancing | 663 | $582,765,000 | $878,000 | $15,475,000 | $226,000 | $2,437,000 |
| Other Purpose | 17 | $8,455,000 | $497,000 | $1,305,000 | $217,000 | $964,000 |
| Home Improvement | 8 | $730,000 | $91,000 | $155,000 | $212,000 | $1,026,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,102 | $1,715,530,000 | $816,000 | $4,875,000 | $289,000 | $4,901,000 |
| Not Provided | 633 | $554,425,000 | $875,000 | $4,885,000 | $293,000 | $1,946,000 |
| Hispanic | 452 | $230,170,000 | $509,000 | $2,405,000 | $158,000 | $2,437,000 |
| Asian | 384 | $288,230,000 | $750,000 | $2,505,000 | $249,000 | $1,760,000 |
| Black or African American | 110 | $74,870,000 | $680,000 | $3,185,000 | $316,000 | $5,760,000 |
| Not applicable | 69 | $462,225,000 | $6,698,000 | $62,815,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $7,540,000 | $754,000 | $1,685,000 | $209,000 | $412,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $6,250,000 | $781,000 | $1,605,000 | $222,000 | $346,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,675 | $3,334,895,000 | $907,000 | $62,815,000 | $279,000 | $5,760,000 |
| FHA-insured (Federal Housing Administration) | 190 | $79,170,000 | $416,000 | $765,000 | $87,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,133 | $2,100,615,000 | $984,000 | $62,815,000 | $285,000 | $5,093,000 |
| Application Withdrawn By Applicant | 772 | $608,410,000 | $788,000 | $23,115,000 | $282,000 | $5,760,000 |
| Application Denied By Financial Institution | 596 | $532,500,000 | $893,000 | $22,005,000 | $253,000 | $2,437,000 |
| Loan Purchased By The Institution | 199 | $49,425,000 | $248,000 | $695,000 | $69,000 | $339,000 |
| File Closed For Incompleteness | 131 | $94,085,000 | $718,000 | $2,925,000 | $311,000 | $3,489,000 |
| Application Approved But Not Accepted | 34 | $29,030,000 | $853,000 | $2,905,000 | $313,000 | $1,014,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,269 | $2,881,565,000 | $881,000 | $62,815,000 | $273,000 | $5,760,000 |
| Debt-To-Income Ratio | 239 | $218,725,000 | $915,000 | $3,405,000 | $176,000 | $1,239,000 |
| Collateral | 103 | $86,705,000 | $841,000 | $3,505,000 | $295,000 | $1,619,000 |
| Other | 81 | $67,125,000 | $828,000 | $2,305,000 | $351,000 | $1,824,000 |
| Credit History | 79 | $76,685,000 | $970,000 | $22,005,000 | $283,000 | $2,437,000 |
| Unverifiable Information | 42 | $33,950,000 | $808,000 | $2,385,000 | $270,000 | $1,056,000 |
| Credit Application Incomplete | 42 | $38,760,000 | $922,000 | $3,835,000 | $325,000 | $1,101,000 |
| Employment History | 7 | $8,535,000 | $1,219,000 | $4,205,000 | $174,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,015,000 | $671,000 | $785,000 | $227,000 | $252,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cit Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.